{"id":7983,"date":"2016-10-22T02:33:20","date_gmt":"2016-10-21T23:33:20","guid":{"rendered":"http:\/\/www.mohamah.net\/law\/?p=7983"},"modified":"2017-12-03T05:03:42","modified_gmt":"2017-12-03T02:03:42","slug":"%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d9%83%d8%a8%d9%8a%d8%b1-%d8%ad%d9%88%d9%84-%d8%ac%d8%b1%d8%a7%d8%a6%d9%85-%d8%aa%d8%a8%d9%8a%d9%8a%d8%b6-%d8%a7%d9%84%d8%a3%d9%85%d9%88%d8%a7","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d9%83%d8%a8%d9%8a%d8%b1-%d8%ad%d9%88%d9%84-%d8%ac%d8%b1%d8%a7%d8%a6%d9%85-%d8%aa%d8%a8%d9%8a%d9%8a%d8%b6-%d8%a7%d9%84%d8%a3%d9%85%d9%88%d8%a7\/","title":{"rendered":"\u0628\u062d\u062b \u0648 \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u062d\u0648\u0644 \u062c\u0631\u0627\u0626\u0645 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644"},"content":{"rendered":"<p style=\"text-align: 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\u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644, \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u062c\u0631\u064a\u0645\u0629.<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0631\u0643\u0646 \u0627\u0644\u0645\u0627\u062f\u064a:<\/strong><\/em><\/p>\n<p style=\"text-align: justify;\"><strong>1 -* \u0641\u0639\u0644 \u0627\u0644\u0625\u062e\u0641\u0627\u0621:<\/strong><br \/>\n\u064a\u0639\u0628\u0651\u0631 \u0627\u0644\u0645\u0634\u0631\u0639 \u0639\u0646 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0645\u0643\u0648\u0646 \u0644\u0644\u0631\u0643\u0646 \u0627\u0644\u0645\u0627\u062f\u064a \u0644\u0644\u062c\u0631\u064a\u0645\u0629 \u0628\u0644\u0641\u0638 \u0627\u0644\u0625\u062e\u0641\u0627\u0621 \u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629. \u0648\u0647\u0630\u0627 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\u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0647\u0630\u0627 \u0627\u0644\u0625\u062e\u0641\u0627\u0621 \u0645\u0633\u062a\u0648\u0631\u0627\u064b \u0623\u0648 \u0639\u0644\u0646\u064a\u0627\u064b, \u0641\u0644\u0627 \u0639\u0628\u0631\u0629 \u0625\u0630\u0646 \u0628\u0643\u0648\u0646 \u0627\u0644\u0625\u062e\u0641\u0627\u0621 \u0642\u062f \u062c\u0631\u0649 \u0633\u0631\u0627\u064b, \u0643\u0645\u0627 \u0644\u0627 \u064a\u0647\u0645 \u0633\u0628\u0628 \u0627\u0644\u0625\u062e\u0641\u0627\u0621, \u062d\u062a\u0649 \u0648\u0644\u0648 \u0643\u0627\u0646 \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u0634\u0631\u0648\u0639\u0629 \u0643\u0634\u0631\u0627\u0621 \u0627\u0644\u0634\u064a\u0621 \u0627\u0644\u0645\u062a\u062d\u0635\u0644 \u0639\u0646 \u0627\u0644\u0633\u0631\u0642\u0629(9). \u0623\u0648 \u0627\u0643\u062a\u0633\u0627\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 \u0628\u0637\u0631\u064a\u0642\u0629 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\/>\n\u0627\u0644\u0634\u0631\u0648\u0639 \u0648\u0641\u0642\u0627\u064b \u0644\u0644\u0645\u0627\u062f\u0629 200 \u0645\u0646 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u0644\u0628\u0646\u0627\u0646\u064a\u0629 \u0647\u0648 \u0643\u0644 \u0645\u062d\u0627\u0648\u0644\u0629 \u0644\u0625\u0631\u062a\u0643\u0627\u0628 \u062c\u0646\u0627\u064a\u0629 \u0628\u062f\u0623\u062a \u0628\u0623\u0641\u0639\u0627\u0644 \u062a\u0631\u0645\u064a \u0645\u0628\u0627\u0634\u0631\u0629 \u0625\u0644\u0649 \u0627\u0642\u062a\u0631\u0627\u0641\u0647\u0627, \u0625\u0630\u0627 \u0644\u0645 \u064a\u062d\u0644 \u062f\u0648\u0646 \u0625\u062a\u0645\u0627\u0645\u0647\u0627 \u0633\u0648\u0649 \u0638\u0631\u0648\u0641 \u062e\u0627\u0631\u062c\u0629 \u0639\u0646 \u0625\u0631\u0627\u062f\u0629 \u0627\u0644\u0641\u0627\u0639\u0644.<br \/>\n\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646 \u0643\u0634\u0641 \u0627\u0644\u0642\u064a\u0627\u0645 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\u064a\u062a\u062e\u0630 \u0627\u062d\u062f\u0649 \u0635\u0648\u0631\u062a\u064a\u0646: \u0627\u0644\u0642\u0635\u062f \u0627\u0644\u062c\u0631\u0645\u064a, \u0627\u0648 \u0627\u0644\u062e\u0637\u0623 \u063a\u064a\u0631 \u0627\u0644\u0645\u0642\u0635\u0648\u062f.<br \/>\n\u0648\u0642\u062f \u0646\u0635\u062a \u0627\u0644\u0645\u0627\u062f\u0629 132 \u0645\u0646 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0624\u062b\u0631\u0627\u062a \u0627\u0644\u0639\u0642\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u0644\u0627\u0626\u0641 \u0631\u0642\u0645 673\/98, \u0639\u0644\u0649 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0641\u0639\u0644 \u0628\u0642\u0635\u062f \u0627\u062e\u0641\u0627\u0621 \u0623\u0648 \u062a\u0645\u0648\u064a\u0647 \u0627\u0644\u0645\u0635\u062f\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639.<br \/>\n\u0648\u0628\u0630\u0644\u0643 \u064a\u062a\u0628\u064a\u0646 \u0628\u0627\u0646 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\u0627\u0644\u0627\u0645\u0646\u064a\u0629 \u0627\u0644\u0627\u0633\u0631\u0627\u0626\u064a\u0644\u064a\u0629 \u0625\u0644\u0649 \u062d\u062f\u0648\u062b \u0638\u0627\u0647\u0631\u0629 \u062c\u062f\u064a\u062f\u0629 \u0628\u0639\u062f \u0627\u0646\u0647\u064a\u0627\u0631 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0633\u0648\u0641\u064a\u0627\u062a\u064a, \u0648\u0627\u062a\u062c\u0627\u0647 \u062f\u0648\u0644 \u0627\u0648\u0631\u0648\u0628\u0627 \u0627\u0644\u0634\u0631\u0642\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u062d\u0631\u0631 \u0648\u0627\u0644\u0627\u0646\u0641\u062a\u0627\u062d, \u062d\u064a\u062b \u062a\u062a\u062c\u0647 \u0623\u0639\u062f\u0627\u062f \u0643\u0628\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0641\u062a\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u062f\u0645\u0627\u062a \u0628\u062a\u0623\u0634\u064a\u0631\u0627\u062a \u0633\u064a\u0627\u062d\u064a\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062f\u0648\u0644 \u0625\u0644\u0649 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\u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0631\u0630\u064a\u0644\u0629, \u0648\u064a\u062d\u062f\u062f \u0647\u0630\u0647 \u0627\u0644\u0627\u062c\u0648\u0631 \u0627\u0635\u062d\u0627\u0628 \u0645\u0639\u0627\u0647\u062f \u0627\u0644\u062a\u062f\u0644\u064a\u0643 \u0627\u0644\u0648\u0647\u0645\u064a\u0629, \u0641\u064a\u0633\u062f\u062f \u0631\u0627\u063a\u0628 \u0627\u0644\u0645\u062a\u0639\u0629 \u0627\u0644\u062d\u0633\u0627\u0628 \u0644\u0635\u0627\u062d\u0628 \u0627\u0644\u0645\u0639\u0647\u062f \u062a\u062d\u062a \u0628\u0646\u062f \u0627\u0644\u0645\u0633\u0627\u062c \u0648\u0627\u0644\u062a\u062f\u0644\u064a\u0643, \u0648\u0642\u062f \u062a\u0645\u0643\u0646\u062a \u0627\u0644\u0634\u0631\u0637\u0629 \u0627\u0644\u0627\u0633\u0631\u0627\u0626\u064a\u0644\u064a\u0629 \u0645\u0646 \u0643\u0634\u0641 \u0647\u0630\u0647 \u0627\u0644\u0623\u0644\u0627\u0639\u064a\u0628, \u0648\u062a\u062d\u0627\u0648\u0644 \u062a\u0639\u0642\u0628\u0647\u0627 \u0628\u0642\u062f\u0631 \u0627\u0644\u0627\u0645\u0643\u0627\u0646(18).<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>4 -* \u0625\u062e\u062a\u0644\u0627\u0633 \u0627\u0644\u0623\u0645\u0648\u0627\u0644: (Embezzlement)<\/strong><\/span><br \/>\n\u062a\u0639\u062a\u0628\u0631 \u062c\u0631\u0627\u0626\u0645 \u0625\u062e\u062a\u0644\u0627\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0645 \u0645\u0646 \u0623\u0647\u0645 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0641\u0633\u0627\u062f \u0627\u0644\u0625\u062f\u0627\u0631\u064a, \u0641\u0636\u0644\u0627\u064b \u0639\u0646 \u0625\u0631\u062a\u0628\u0627\u0637\u0647\u0627 \u0628\u0639\u0645\u0644\u064a\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644, \u062d\u064a\u062b \u064a\u062a\u062c\u0647 \u0627\u0644\u062d\u0627\u0635\u0644\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 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justify;\"><span style=\"text-decoration: underline;\"><strong>5 -* \u0627\u0644\u062a\u0647\u0631\u0628 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0645\u0646 \u062f\u0641\u0639 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 (20): Tax Evasion<\/strong><\/span><br \/>\n\u064a\u0642\u0635\u062f \u0628\u0627\u0644\u062a\u0647\u0631\u0628 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0645\u0646 \u0627\u0644\u0636\u0631\u064a\u0628\u0629 \u0623\u0648 \u0627\u0644\u063a\u0634 \u0627\u0644\u0636\u0631\u064a\u0628\u064a, \u0628\u0623\u0646\u0647 \u062a\u0645\u0643\u0646 \u0627\u0644\u0645\u0643\u0644\u0641 \u0643\u0644\u064a\u0627\u064b \u0623\u0648 \u062c\u0632\u0626\u064a\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u062e\u0644\u0635 \u0645\u0646 \u062a\u0623\u062f\u064a\u0629 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0639\u0644\u064a\u0647, \u0648\u0630\u0644\u0643 \u0639\u0628\u0631 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\u0625\u0644\u064a\u0647\u0627&#8230;<\/p>\n<p style=\"text-align: justify;\"><strong>\u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u0628\u064a\u064a\u0636:<\/strong><br \/>\n\u062a\u062a\u0645\u0651 \u0639\u0645\u0644\u064a\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0648\u0627\u0633\u0637\u0629 \u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 (\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u0623\u0648\u0644), \u0648\u062a\u0645\u0631 \u0628\u0639\u062f\u0629 \u0645\u0631\u0627\u062d\u0644 \u0623\u0633\u0627\u0633\u064a\u0629 (\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u062b\u0627\u0646\u064a), \u0633\u0646\u0642\u0648\u0645 \u0628\u062f\u0631\u0627\u0633\u062a\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a:<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"font-size: 14pt;\">\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u0623\u0648\u0644: \u062a\u0642\u0646\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644:<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\">\u0647\u0646\u0627\u0643 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u0639\u0645\u0644 \u0645\u0646 \u0623\u062c\u0644 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644, \u0648\u0645\u0646 \u0623\u0647\u0645\u0647\u0627:<\/p>\n<p style=\"text-align: justify;\"><strong>1 -* \u0627\u0644\u0634\u0631\u0627\u0621 \u0646\u0642\u062f\u0627\u064b:<\/strong><br \/>\n\u064a\u0639\u0645\u062f \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646 \u0625\u0644\u0649 \u0634\u0631\u0627\u0621 \u0635\u0643\u0648\u0643 \u0645\u0627\u0644\u064a\u0629(37), \u0623\u0648 \u0633\u064a\u0627\u0631\u0627\u062a \u0641\u062e\u0645\u0629, \u0623\u0648 \u0645\u0639\u0627\u062f\u0646 \u062b\u0645\u064a\u0646\u0629 \u0623\u0648 \u062a\u062d\u0641(38), \u0623\u0648 \u0639\u0642\u0627\u0631\u0627\u062a(39), \u0628\u0633\u0639\u0631 \u0623\u0642\u0644 \u0645\u0646 \u0642\u064a\u0645\u062a\u0647\u0627 \u0639\u0628\u0631 \u062f\u0641\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0643\u0645\u0644 \u0628\u0637\u0631\u064a\u0642\u0629 \u063a\u064a\u0631 \u0645\u0639\u0644\u0646\u0629 (\u0645\u0646 \u064a\u062f \u0625\u0644\u0649 \u064a\u062f), \u062b\u0645 \u0627\u0639\u0627\u062f\u0629 \u0628\u064a\u0639 \u0645\u0627 \u0627\u0634\u062a\u0631\u0648\u0647 \u0628\u0642\u064a\u0645\u062a\u0647 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629, \u0645\u0645\u0627 \u064a\u0633\u0645\u062d \u0628\u062a\u0628\u0631\u064a\u0631 \u0645\u0648\u0627\u0631\u062f \u0636\u062e\u0645\u0629 \u0628\u0633\u0628\u0644 \u0634\u0631\u0639\u064a\u0629 \u062a\u0645\u0627\u0645\u0627\u064b, \u0648\u0630\u0644\u0643 \u0628\u0641\u0636\u0644 \u0641\u0627\u0626\u0636 \u0627\u0644\u0642\u064a\u0645\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>2 -* \u0627\u0644\u0625\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0633\u064a\u0627\u062d\u064a:<\/strong><br \/>\n\u062d\u064a\u062b \u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646 \u0628\u0625\u0646\u0634\u0627\u0621 \u0623\u0648 \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0648\u0627\u0644\u0643\u0627\u0632\u064a\u0646\u0648\u0647\u0627\u062a, \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0639\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629, \u0648\u064a\u0639\u0645\u0644\u0648\u0646 \u0639\u0644\u0649 \u0627\u062f\u0631\u0627\u062a\u0647\u0627 \u0628\u0637\u0631\u064a\u0642\u0629 \u062a\u0638\u0647\u0631 \u0623\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0628\u064a\u0636\u0629 \u0647\u064a \u0628\u0645\u062b\u0627\u0628\u0629 \u0627\u0631\u0628\u0627\u062d \u0645\u062d\u0642\u0642\u0629 \u0645\u0646 \u062a\u0644\u0643 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629.<br \/>\n\u0648\u0642\u062f \u0643\u0634\u0641 \u0623\u062d\u062f \u0643\u0628\u0627\u0631 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0643\u0648\u0644\u0648\u0645\u0628\u064a \u0623\u0646\u0647 \u0641\u064a \u0633\u0646\u0629 1991 \u062f\u062e\u0644 \u0625\u0644\u0649 \u0643\u0648\u0644\u0648\u0645\u0628\u064a\u0627 900 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0639\u0628\u0631 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0633\u064a\u0627\u062d\u064a, \u0639\u0644\u0645\u0627\u064b \u0627\u0646 \u0627\u0644\u0645\u062f\u0627\u062e\u064a\u0644 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0644\u0627 \u062a\u062a\u062c\u0627\u0648\u0632 \u0639\u0627\u062f\u0629 \u0627\u0644\u0640 300 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0641\u064a \u0627\u0644\u0633\u0646\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>3 -* \u0627\u0644\u0634\u0643\u0627\u062a \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0638\u0647\u064a\u0631:<\/strong><br \/>\n\u0625\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0634\u0643\u0627\u062a \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0638\u0647\u064a\u0631 \u062a\u062a\u064a\u062d \u0627\u0644\u0625\u0643\u062b\u0627\u0631 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0633\u0644\u0633\u0644\u0629, \u0645\u0645\u0627 \u064a\u0633\u0645\u062d \u0628\u0625\u062e\u0641\u0627\u0621 \u0645\u0635\u062f\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/p>\n<p style=\"text-align: justify;\"><strong>4 -* \u0627\u0644\u0644\u062c\u0648\u0621 \u0625\u0644\u0649 \u0648\u0643\u0627\u0644\u0627\u062a \u0627\u0644\u0633\u0641\u0631:<\/strong><br \/>\n\u062d\u064a\u062b \u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646 \u0628\u0634\u0631\u0627\u0621 \u062a\u0630\u0627\u0643\u0631 \u0633\u0641\u0631, \u0648\u0645\u0646 \u062b\u0645 \u0628\u064a\u0639\u0647\u0627 \u0623\u0648 \u0631\u062f\u0647\u0627 \u0641\u064a \u0628\u0644\u062f \u0622\u062e\u0631, \u0628\u0639\u062f \u062d\u0633\u0645 \u062c\u0632\u0621 \u0628\u0633\u064a\u0637 \u0645\u0646 \u062b\u0645\u0646\u0647\u0627, \u0641\u064a\u0634\u0643\u0644 \u0627\u0644\u062b\u0645\u0646 \u0627\u0644\u0645\u0631\u062a\u062c\u0639 \u0645\u0628\u0631\u0631\u0627\u064b \u0644\u0648\u062c\u0648\u062f \u0627\u0644\u0645\u0627\u0644.<\/p>\n<p style=\"text-align: justify;\"><strong>5 -* \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0625\u0626\u062a\u0645\u0627\u0646: Credit Cards<\/strong><br \/>\n\u062a\u062a\u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0628\u0625\u064a\u062f\u0627\u0639 \u0627\u0645\u0648\u0627\u0644 \u0637\u0627\u0626\u0644\u0629 \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u062d\u064a\u062b \u064a\u0638\u0644 \u0627\u0644\u062d\u0633\u0627\u0628 \u062f\u0627\u0626\u0646\u0627\u064b, \u0648\u064a\u062a\u0645\u0643\u0646 \u0627\u0644\u0645\u0628\u064a\u0636 \u0645\u0646 \u0633\u062d\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0623\u064a\u0646\u0645\u0627 \u0648\u062c\u062f \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645.<\/p>\n<p style=\"text-align: justify;\"><strong>6 *- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0628\u062d\u0631\u064a\u0629:<\/strong><br \/>\n\u062d\u064a\u062b \u062a\u0642\u0648\u0645 \u0627\u0644\u0633\u0641\u0646 \u0627\u0644\u0628\u062d\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0631\u0641\u0639 \u0639\u0644\u0645 \u062f\u0648\u0644\u062a\u0647\u0627 \u0623\u0648 \u0639\u0644\u0627\u0645\u0627\u062a \u062a\u0633\u062c\u064a\u0644 \u062e\u0627\u0635\u0629, \u0628\u0625\u062e\u0641\u0627\u0621 \u0623\u0645\u0648\u0627\u0644 \u0642\u0630\u0631\u0629, \u062a\u0639\u0645\u062f \u0625\u0644\u0649 \u0627\u062f\u062e\u0627\u0644\u0647\u0627 \u0625\u0644\u0649 \u0625\u062d\u062f\u0649 \u0627\u0644\u062f\u0648\u0644, \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0623\u0645\u0648\u0627\u0644 \u0645\u0646\u0642\u0648\u0644\u0629 \u0645\u0646 \u062f\u0648\u0644\u0629 \u0627\u062e\u0631\u0649 \u0628\u0635\u0641\u0629 \u062a\u062c\u0627\u0631\u0629 \u0645\u0634\u0631\u0648\u0639\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>7 *- \u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u0634\u0631\u0643\u0627\u062a:<\/strong><br \/>\n\u064a\u0644\u062c\u0623 \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646 \u0625\u0644\u0649 \u0627\u0646\u0634\u0627\u0621 \u0623\u0648 \u0634\u0631\u0627\u0621 \u0623\u0648 \u0625\u062f\u0627\u0631\u0629 \u0634\u0631\u0643\u0627\u062a \u0634\u0631\u0639\u064a\u0629 \u062a\u0648\u062d\u064a \u0628\u0635\u0648\u0631\u0629 \u0637\u0628\u064a\u0639\u064a\u0629 \u0628\u0639\u0645\u0644\u064a\u0627\u062a \u0646\u0642\u062f\u064a\u0629 \u0639\u0627\u0644\u064a\u0629, \u0641\u064a\u062e\u0644\u0637\u0648\u0646 \u0623\u0645\u0648\u0627\u0644\u0647\u0645 \u0627\u0644\u0642\u0630\u0631\u0629 \u0628\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0634\u0631\u0639\u064a\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>8 *- \u0623\u0646\u062f\u064a\u0629 \u0627\u0644\u0642\u0645\u0627\u0631:<\/strong><br \/>\n\u062d\u064a\u062b \u064a\u0644\u062c\u0623 \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646 \u0625\u0644\u0649 \u0623\u0646\u062f\u064a\u0629 \u0627\u0644\u0642\u0645\u0627\u0631, \u064a\u0633\u062a\u062d\u0635\u0644\u0648\u0646 \u0639\u0644\u0649 \u0641\u064a\u0634 \u0648\u0642\u0633\u0627\u0626\u0645 \u0627\u0644\u0644\u0639\u0628 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0642\u062f\u064a\u0629, \u064a\u062a\u0645 \u0628\u0639\u062f\u0647\u0627 \u0625\u0628\u062f\u0627\u0644 \u0627\u0644\u0641\u064a\u0634 \u0628\u0634\u0643\u0627\u062a \u0645\u0633\u062d\u0648\u0628\u0629 \u0639\u0644\u0649 \u0645\u0635\u0627\u0631\u0641, \u0641\u062a\u0638\u0647\u0631 \u0648\u0643\u0623\u0646\u0647\u0627 \u0623\u0645\u0648\u0627\u0644 \u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0631\u0628\u062d \u0645\u0646 \u0623\u0644\u0639\u0627\u0628 \u0627\u0644\u0645\u064a\u0633\u0631 \u0648\u0627\u0644\u0642\u0645\u0627\u0631.<\/p>\n<p style=\"text-align: justify;\"><strong>9 -* \u0627\u0644\u062a\u0628\u064a\u064a\u0636 \u0639\u0628\u0631 \u0627\u0644\u0645\u0635\u0627\u0631\u0641:<\/strong><br \/>\n\u062a\u062a\u0639\u062f\u062f \u062d\u0627\u0644\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0628\u062a\u0639\u062f\u062f \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0644\u062c\u0623 \u0625\u0644\u064a\u0647\u0627 \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646, \u0645\u062b\u0644 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0645\u0627\u0644 \u0646\u0642\u062f\u0627\u064b, \u0623\u0648 \u0633\u062d\u0628 \u0627\u0644\u0642\u0631\u0648\u0636, \u0623\u0648 \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628 \u0646\u0642\u062f\u0627\u064b \u0628\u0623\u0630\u0648\u0646\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0635\u0646\u062f\u0648\u0642, \u0623\u0648 \u0623\u0648\u0627\u0645\u0631 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062c\u0627\u0631\u064a\u0629 \u0628\u0627\u0633\u0645 \u0634\u0631\u0643\u0627\u062a \u0648\u0647\u0645\u064a\u0629 \u0641\u064a \u0645\u0635\u0627\u0631\u0641 \u0623\u0648\u0641 \u0634\u0648\u0631 Off- Shore, \u0628\u0639\u062f \u0630\u0644\u0643 \u062a\u062d\u0648\u0651\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0627\u062a \u0623\u062e\u0631\u0649 \u0628\u0627\u0633\u0645 \u0634\u0631\u0643\u0627\u062a \u0648\u0647\u0645\u064a\u0629 \u0641\u064a \u0645\u0631\u0627\u0643\u0632 \u0645\u0627\u0644\u064a\u0629 \u0630\u0627\u062a \u0631\u0642\u0627\u0628\u0629 \u0636\u0639\u064a\u0641\u0629 (\u0644\u0648\u0643\u0633\u0645\u0628\u0648\u0631\u063a, \u0633\u0648\u064a\u0633\u0631\u0627, \u0623\u0648 \u062c\u0646\u0627\u062a \u0636\u0631\u064a\u0628\u0629 \u0623\u062e\u0631\u0649), \u062b\u0645 \u064a\u062d\u0635\u0644 \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646 \u0639\u0644\u0649 \u0642\u0631\u0648\u0636 \u0645\u0635\u0631\u0641\u064a\u0629 \u0641\u064a \u0628\u0644\u062f\u0627\u0646 \u0623\u062e\u0631\u0649 \u062d\u064a\u062b \u064a\u062d\u0627\u0648\u0644\u0648\u0646 \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0645\u0648\u0627\u0644\u0647\u0645 \u0627\u0644\u0645\u0628\u064a\u0636\u0629 (\u0641\u0631\u0646\u0633\u0627, \u0623\u0644\u0645\u0627\u0646\u064a\u0627, \u0628\u0631\u064a\u0637\u0627\u0646\u064a\u0627, &#8230; \u0627\u0644\u062e), \u0648\u0630\u0644\u0643 \u0628\u0623\u0646 \u064a\u0642\u062f\u0645\u0648\u0627 \u0643\u0636\u0645\u0627\u0646\u0629, \u0648\u062f\u0627\u0626\u0639\u0647\u0645 \u0645\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 (\u0628\u0641\u0636\u0644 \u0631\u0647\u0646 \u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639).<br \/>\n\u0647\u0630\u0647 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0627 \u062a\u0631\u062f, \u0623\u064a \u0644\u0627 \u064a\u062c\u0631\u064a \u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0647\u0627, \u0641\u064a\u0633\u062a\u0639\u0645\u0644 \u0627\u0644\u0645\u0642\u0631\u0636\u0648\u0646 \u0627\u0644\u0636\u0645\u0627\u0646\u0629. \u0648\u0628\u0641\u0636\u0644 \u0647\u0630\u0647 \u0627\u0644\u0642\u0631\u0648\u0636 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646 \u0623\u0646 \u064a\u0634\u062a\u0631\u0648\u0627 \u0639\u0642\u0627\u0631\u0627\u062a \u0648\u063a\u064a\u0631\u0647\u0627 \u0627\u0646\u0637\u0644\u0627\u0642\u0627\u064b \u0645\u0646 \u0631\u0633\u0627\u0645\u064a\u0644 \u0648\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0622\u062a\u064a\u0629 \u0639\u0628\u0631 \u0645\u0624\u0633\u0633\u0627\u062a \u0634\u0631\u064a\u0641\u0629(40).<\/p>\n<p style=\"text-align: justify;\"><strong>10 -* \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0627\u0644\u0645\u063a\u062a\u0631\u0628\u064a\u0646:<\/strong><br \/>\n\u0625\u0646 \u0648\u0641\u0631\u0629 \u0627\u0644\u0631\u0633\u0627\u0645\u064a\u0644 \u0627\u0644\u0648\u0627\u0641\u062f\u0629 \u0645\u0646 \u0628\u0644\u0627\u062f \u0627\u0644\u0645\u0647\u062c\u0631 \u062a\u062c\u0639\u0644 \u0645\u0646 \u0627\u0644\u0635\u0639\u0628 \u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u062d\u0631\u0643\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/p>\n<p style=\"text-align: justify;\"><strong>11 -* \u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u062941)<\/strong><br \/>\n\u0648\u0647\u064a \u0645\u0624\u0633\u0633\u0627\u062a \u062a\u0642\u0648\u0645 \u0628\u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629, \u062b\u0645 \u062a\u0639\u0645\u0644 \u0639\u0644\u0649 \u062e\u0644\u0637 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0642\u0630\u0631\u0629 \u0628\u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0627\u0644\u0645\u062d\u0642\u0642\u0629 \u0645\u0646 \u0646\u0634\u0627\u0637\u0627\u062a\u0647\u0627(42).<\/p>\n<p style=\"text-align: justify;\"><strong>12 -* \u0627\u0644\u0641\u0648\u062a\u0631\u0629 \u0627\u0644\u0645\u0632\u062f\u0648\u062c\u0629:<\/strong><br \/>\n\u062a\u0642\u0648\u0645 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0639\u0644\u0649 \u0634\u0631\u0627\u0621 \u0633\u0644\u0639 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a \u0628\u0623\u0633\u0639\u0627\u0631 \u0645\u0628\u0627\u0644\u063a \u0641\u064a\u0647\u0627 \u062b\u0645 \u064a\u064f\u0639\u0645\u062f \u0625\u0644\u0649 \u0627\u062e\u0631\u0627\u062c \u0627\u0644\u0631\u0633\u0627\u0645\u064a\u0644 \u0645\u0646 \u0628\u0644\u062f \u0627\u0644\u0645\u0646\u0634\u0623, \u0648\u0627\u0644\u062a\u064a \u062a\u0648\u0627\u0632\u064a \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0632\u0627\u0626\u062f\u0629. \u0648\u062a\u0628\u0627\u0639 \u062a\u0644\u0643 \u0627\u0644\u0633\u0644\u0639 \u0641\u064a \u0628\u0644\u062f \u0622\u062e\u0631 \u0628\u0623\u0633\u0639\u0627\u0631 \u062a\u0642\u0644 \u0639\u0646 \u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0645\u0639\u0644\u0646 \u0639\u0646\u0647, \u0648\u064a\u0636\u0627\u0641 \u0627\u0644\u064a\u0647 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0631\u0627\u062f \u062a\u0628\u064a\u064a\u0636\u0647 \u0643\u062b\u0645\u0646 \u0644\u062a\u0644\u0643 \u0627\u0644\u0633\u0644\u0639.<\/p>\n<p style=\"text-align: justify;\"><strong>13 -* \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0627\u0644\u0628\u0648\u0631\u0635\u064a\u0629:<\/strong><br \/>\n\u0648\u0647\u064a \u0628\u064a\u0639 \u0648\u0647\u0645\u064a \u0628\u0633\u0646\u062f\u0627\u062a \u0645\u0633\u0639\u0631\u0629 \u0641\u064a \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0645\u0646 \u0627\u0644\u0628\u0627\u0626\u0639 \u0644\u0646\u0641\u0633\u0647, \u0628\u0648\u0627\u0633\u0637\u0629 \u0634\u0627\u0631\u064d \u0645\u0632\u064a\u0641, \u064a\u062d\u0642\u0642 \u0639\u0646 \u0637\u0631\u064a\u0642\u0647\u0627 \u0623\u0631\u0628\u0627\u062d\u0627\u064b \u0648\u0647\u0645\u064a\u0629 \u0644\u0625\u062e\u0641\u0627\u0621 \u0627\u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u062d\u0642\u064a\u0642\u064a \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639.<\/p>\n<p style=\"text-align: justify;\">14*- \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a:<br \/>\n\u0648\u062a\u062a\u0645\u062b\u0644 \u0641\u064a \u0634\u062d\u0646 \u0648\u0647\u0645\u064a \u0644\u0644\u0628\u0636\u0627\u0626\u0639, \u062a\u0646\u062a\u062c \u0639\u0646\u0647\u0627 \u0623\u0645\u0648\u0627\u0644 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0645\u0634\u062d\u0648\u0646\u0629. \u062b\u0645 \u064a\u062a\u0645 \u0627\u0644\u062a\u0635\u0631\u064a\u062d \u0639\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0635\u0641\u062a\u0647\u0627 \u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u062d\u0646.<\/p>\n<p style=\"text-align: justify;\">15*- \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062a\u0644\u063a\u0631\u0627\u0641\u064a \u0644\u0644\u0623\u0645\u0648\u0627\u0644:<br \/>\n\u062d\u064a\u062b \u062a\u0646\u0642\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u0628\u0644\u062f \u0644\u0622\u062e\u0631 \u062f\u0648\u0646 \u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0646\u0642\u0644 \u0645\u0627\u062f\u064a. \u0648\u062a\u062a\u0645 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0639\u062f\u0629 \u0645\u0631\u0627\u062a \u0644\u0625\u062e\u0641\u0627\u0621 \u0645\u0635\u062f\u0631\u0647\u0627 \u0627\u0644\u0623\u0633\u0627\u0633\u064a.<br \/>\n16 -* \u0627\u0644\u062d\u0648\u0627\u0644\u0627\u062a \u0627\u0644\u0628\u0631\u064a\u062f\u064a\u0629:<br \/>\n\u0648\u0647\u064a \u062a\u062a\u0645\u062b\u0644 \u0628\u0625\u0628\u062f\u0627\u0644 \u0623\u0645\u0648\u0627\u0644 \u0646\u0642\u062f\u064a\u0629 \u0628\u062d\u0648\u0627\u0644\u0627\u062a \u064a\u062a\u0645 \u062a\u062c\u064a\u064a\u0631\u0647\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0627\u062a \u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c. \u062b\u0645 \u064a\u062a\u0645\u0651 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647\u0627 \u0645\u0646 \u0627\u0644\u0628\u0644\u062f \u0627\u0644\u0645\u062d\u0648\u0651\u0644\u0629 \u0625\u0644\u064a\u0647.<\/p>\n<p style=\"text-align: justify;\">17 -* \u0627\u0644\u0644\u062c\u0648\u0621 \u0625\u0644\u0649 \u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0633\u0645\u0633\u0631\u0629 \u0648\u0627\u0644\u0648\u0633\u0627\u0637\u0629:<br \/>\n\u062d\u064a\u062b \u064a\u0639\u0645\u062f \u0625\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0625\u0644\u0649 \u0633\u0646\u062f\u0627\u062a \u0648\u0623\u0633\u0647\u0645 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u062f\u0627\u0648\u0644, \u062b\u0645 \u062a\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 \u0639\u062f\u0629 \u0623\u0634\u062e\u0627\u0635, \u0641\u064a\u0635\u0639\u0628 \u0627\u0644\u0631\u062c\u0648\u0639 \u0625\u0644\u0649 \u0645\u0635\u062f\u0631\u0647\u0627 \u0627\u0644\u0623\u0633\u0627\u0633\u064a.<\/p>\n<p style=\"text-align: justify;\">18 -* \u0627\u0644\u062a\u0648\u0627\u0637\u0624 \u0627\u0644\u0645\u0635\u0631\u0641\u064a:<br \/>\n\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0629, \u064a\u0642\u0648\u0645 \u0628\u0639\u0636 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0628\u062a\u0633\u0647\u064a\u0644 \u0639\u0645\u0644\u064a\u0629 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0642\u0630\u0631\u0629 \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u062f\u0648\u0646 \u0645\u0648\u0627\u062c\u0647\u0629 \u0635\u0639\u0648\u0628\u0627\u062a \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0648\u0627\u0644\u062a\u062d\u0642\u064a\u0642.<\/p>\n<p style=\"text-align: justify;\">19 -* \u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u064a\u0629 \u0648\u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a\u0629 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0631\u0636\u064a\u0629:<br \/>\n\u062d\u064a\u062b \u062a\u0648\u0636\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0642\u0630\u0631\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0639\u0644\u0649 \u0634\u0643\u0644 \u062a\u0628\u0631\u0639\u0627\u062a \u0648\u0647\u0628\u0627\u062a \u0648\u0647\u0645\u064a\u0629, \u062b\u0645 \u062a\u0639\u0648\u062f \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u0623\u0635\u062d\u0627\u0628\u0647\u0627 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0639\u0645\u0644 \u0648\u0647\u0645\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0644\u0643 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/p>\n<p style=\"text-align: justify;\">20 -* \u0627\u0644\u062a\u0628\u064a\u064a\u0636 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a:<br \/>\n\u0648\u062a\u062a\u0645\u0651 \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0628\u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0628\u064a\u0636\u064a\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062c\u0645\u0629 \u0627\u0644\u0645\u062a\u0648\u0641\u0631\u0629 \u0641\u064a \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a, \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062a\u0641\u0627\u0635\u064a\u0644 \u062f\u0642\u064a\u0642\u0629 \u0639\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0633\u0628\u0644 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0644\u062a\u0646\u0641\u064a\u0630 \u0645\u0622\u0631\u0628\u0647\u0645 \u0627\u0644\u0645\u0644\u062a\u0648\u064a\u0629 \u0648\u0637\u0646\u064a\u0627\u064b \u0648\u0639\u0627\u0644\u0645\u064a\u0627\u064b.<br \/>\n\u0647\u0630\u0627 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0648\u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u062a\u064a \u064a\u0644\u062c\u0623 \u0625\u0644\u064a\u0647\u0627 \u0627\u0644\u0645\u0628\u064a\u0636\u0648\u0646, \u0648\u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u0645\u0643\u0646 \u062d\u0635\u0631\u0647\u0627 \u0641\u064a \u0639\u062f\u062f \u0645\u0639\u064a\u0646, \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0637\u0648\u0631\u0647\u0627 \u0628\u062a\u0637\u0648\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062d\u062f\u064a\u062b\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"font-size: 14pt;\">\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u062b\u0627\u0646\u064a: \u0645\u0631\u0627\u062d\u0644 \u062a\u0628\u064a\u0636 \u0627\u0644\u0627\u0645\u0648\u0627\u0644:<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\">\u064a\u0639\u062a\u0628\u0631 Marc Pieth (43) \u0623\u062d\u062f \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u0648\u0636\u0648\u0639, \u0628\u0627\u0646 \u0639\u0645\u0644\u064a\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0627\u0645\u0648\u0627\u0644 \u062a\u062a\u0645 \u0628\u062b\u0644\u0627\u062b \u0645\u0631\u0627\u062d\u0644 \u0643\u0628\u0631\u0649, \u0648\u0647\u064a: \u0627\u0644\u062a\u0648\u0638\u064a\u0641, \u0627\u0644\u062a\u062c\u0645\u064a\u0639, \u0627\u0644\u062f\u0645\u062c.<\/p>\n<p style=\"text-align: justify;\"><strong>1 -* \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0623\u0648\u0644\u0649: \u0627\u0644\u062a\u0648\u0638\u064a\u0641(44): (Placement )<\/strong><\/p>\n<p style=\"text-align: justify;\">\n\u062a\u0631\u062a\u0643\u0632 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0648\u0638\u064a\u0641 \u0639\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0642\u0630\u0631 \u0625\u0644\u0649 \u0648\u062f\u0627\u0626\u0639 \u0645\u0635\u0631\u0641\u064a\u0629, \u0648\u0627\u0644\u0649 \u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0623\u0648 \u0623\u0631\u0628\u0627\u062d \u0648\u0647\u0645\u064a\u0629, \u0648\u0645\u0646 \u062b\u0645 \u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0639\u062f\u0629 \u062d\u0633\u0627\u0628\u0627\u062a, \u0641\u064a \u0645\u0635\u0631\u0641 \u0648\u0627\u062d\u062f \u0623\u0648 \u0623\u0643\u062b\u0631, \u0643\u0627\u0626\u0646\u0629 \u0641\u064a \u0627\u0644\u0628\u0644\u062f \u0646\u0641\u0633\u0647 \u0623\u0648 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c, \u0648\u0647\u0643\u0630\u0627 \u062a\u0639\u062a\u0628\u0631 \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0647\u0630\u0647 \u0639\u0646\u062f \u0627\u0646\u062a\u0647\u0627\u0626\u0647\u0627, \u0628\u062f\u0621 \u0639\u0645\u0644\u064a\u0629 \u201c\u0627\u0644\u062a\u0628\u064a\u064a\u0636\u201d \u0628\u0627\u0644\u0645\u0639\u0646\u0649 \u0627\u0644\u062d\u0635\u0631\u064a.<\/p>\n<p style=\"text-align: justify;\"><strong>2 -* \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629: \u0627\u0644\u062a\u062c\u0645\u064a\u0639(45):Empilage \/Layering) )<\/strong><\/p>\n<p style=\"text-align: justify;\">\n\u062a\u0633\u0645\u062d \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062a\u062c\u0645\u064a\u0639 \u0628\u0625\u062e\u0641\u0627\u0621 \u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0639\u062f\u0629 \u0644\u0644\u062a\u0628\u064a\u064a\u0636. \u0648\u0627\u0644\u063a\u0627\u064a\u0629 \u0645\u0646\u0647\u0627 \u0647\u064a \u0641\u0635\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0646 \u0645\u0635\u062f\u0631\u0647\u0627 \u0627\u0644\u0645\u0631\u064a\u0628 \u0648\u0625\u0639\u0637\u0627\u0624\u0647\u0627 \u063a\u0637\u0627\u0621\u064b \u0634\u0631\u0639\u064a\u0627\u064b \u0648\u0634\u0631\u064a\u0641\u0627\u064b. \u0648\u062a\u0642\u0648\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0639\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0642\u0630\u0631 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0627\u062a \u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u0641\u062a\u0648\u062d\u0629 \u0628\u0627\u0633\u0645 \u0634\u0631\u0643\u0627\u062a \u0645\u062d\u062a\u0631\u0645\u0629. \u0648\u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0645\u0646 \u062d\u0644\u0642\u0629 \u0627\u0644\u062a\u0628\u064a\u064a\u0636 \u064a\u0635\u0628\u062d \u0627\u0644\u0645\u0627\u0644 \u062c\u0627\u0647\u0632\u0627\u064b \u0644\u0644\u062f\u062e\u0648\u0644 \u0641\u064a \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0628\u0634\u0643\u0644 \u0642\u0627\u0646\u0648\u0646\u064a.<\/p>\n<p style=\"text-align: justify;\"><strong>3 -* \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629: \u0627\u0644\u062f\u0645\u062c (Integration )<\/strong><\/p>\n<p style=\"text-align: justify;\">\n\u062a\u0634\u0643\u0651\u0644 \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062f\u0645\u062c \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0645\u0646 \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u062a\u0628\u064a\u064a\u0636, \u0648\u0647\u064a \u0627\u0644\u062a\u064a \u062a\u0633\u0639\u0649 \u0625\u0644\u0649 \u0625\u0636\u0641\u0627\u0621 \u0645\u0638\u0647\u0631 \u0634\u0631\u0639\u064a \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629, \u0648\u0625\u062a\u0627\u062d\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u0631\u0628\u062d\u0629 \u0648\u0645\u062d\u062a\u0631\u0645\u0629.<br \/>\n\u0648\u0628\u0639\u062f \u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0621 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0648\u0627\u0636\u0641\u0627\u0621 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0642\u0630\u0631\u0629, \u064a\u0635\u0628\u062d \u0645\u0646 \u0627\u0644\u0635\u0639\u0628 \u062c\u062f\u0627\u064b \u0627\u0644\u0643\u0634\u0641 \u0639\u0646\u0647\u0627 \u0625\u0644\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644:<br \/>\n1 -* \u0623\u0639\u0645\u0627\u0644 \u062c\u0627\u0633\u0648\u0633\u064a\u0629 \u0648\u0628\u062d\u062b \u0633\u0631\u064a.<br \/>\n2 *- \u0645\u0633\u0627\u0639\u062f\u0627\u062a \u063a\u064a\u0631 \u0631\u0633\u0645\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u062e\u0628\u0631\u064a\u0646.<br \/>\n3 *- \u0628\u0634\u064a\u0621 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0627\u0644\u062d\u0638.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0628\u064a\u064a\u0636:<\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629:<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0623\u0648\u0644\u0627\u064b: \u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0642\u0648\u0645\u064a:<\/strong><\/em><br \/>\n\u062a\u0624\u062f\u064a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0628\u064a\u064a\u0636 \u0625\u0644\u0649 \u0647\u0631\u0648\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u062e\u0627\u0631\u062c \u0627\u0644\u062f\u0648\u0644\u0629, \u0648\u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0644\u0623\u062d\u062f \u0623\u0647\u0645 \u0639\u0646\u0627\u0635\u0631\u0647 \u0648\u0647\u0648 \u0627\u0644\u0631\u0623\u0633\u0645\u0627\u0644, \u0645\u0645\u0627 \u064a\u0639\u064a\u0642 \u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a, \u0641\u064a\u0646\u0639\u0643\u0633 \u0628\u0634\u0643\u0644 \u0633\u0644\u0628\u064a \u0639\u0644\u0649 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0642\u0648\u0645\u064a \u0628\u0627\u0644\u0625\u0646\u062e\u0641\u0627\u0636.<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u062b\u0627\u0646\u064a\u0627\u064b: \u0627\u0646\u062e\u0641\u0627\u0636 \u0645\u0639\u062f\u0644 \u0627\u0644\u0627\u062f\u062e\u0627\u0631:<\/strong><\/em><br \/>\n\u064a\u0639\u062a\u0628\u0631 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u062f\u0631\u0628\u0627\u064b \u0645\u0646 \u062f\u0631\u0648\u0628 \u0627\u0644\u0641\u0633\u0627\u062f \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a, \u0644\u0630\u0644\u0643 \u0641\u0625\u0646 \u062a\u0623\u062b\u064a\u0631\u0647 \u0639\u0644\u0649 \u0627\u0646\u062e\u0641\u0627\u0636 \u0645\u0639\u062f\u0644 \u0627\u0644\u0627\u062f\u062e\u0627\u0631, \u064a\u0638\u0647\u0631 \u0628\u062f\u0631\u062c\u0629 \u0645\u0644\u0645\u0648\u0633\u0629 \u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0646\u0627\u0645\u064a\u0629, \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0648\u0635\u0641\u0647\u0627 (\u0628\u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0631\u062e\u0648\u0629) Soft State \u0643\u0645\u0627 \u0623\u0633\u0645\u0627\u0647\u0627 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0645\u064a\u0631\u062f\u0627\u0644 (Myrdal ), \u0627\u0644\u062a\u064a \u062a\u0634\u064a\u0639 \u0641\u064a\u0647\u0627 \u0627\u0644\u0631\u0634\u0627\u0648\u0649 \u0648\u0627\u0644\u062a\u0647\u0631\u0628 \u0627\u0644\u0636\u0631\u064a\u0628\u064a \u0648\u0627\u0646\u062e\u0641\u0627\u0636 \u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0648\u0641\u0633\u0627\u062f\u0647\u0627. \u0648\u0642\u062f \u0623\u0648\u0636\u062d \u0645\u064a\u0631\u062f\u0627\u0644 \u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629 \u0623\u0646 \u0627\u0644\u0641\u0633\u0627\u062f \u064a\u0624\u062b\u0631 \u0633\u0644\u0628\u0627\u064b \u0639\u0644\u0649 \u0645\u0639\u062f\u0644 \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0628\u0634\u0643\u0644 \u0645\u0644\u062d\u0648\u0638, \u0648\u0623\u0639\u0631\u0628 \u0639\u0646 \u0623\u0633\u0641\u0647 \u0644\u062a\u062c\u0627\u0647\u0644 \u0643\u062a\u0628 \u0648\u0645\u0642\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0648\u0627\u0644\u062a\u062e\u0644\u0641 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0644\u0647\u0630\u0627 \u0627\u0644\u0639\u0646\u0635\u0631<br \/>\n\u0627\u0644\u0647\u0627\u0645(46).<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u062b\u0627\u0644\u062b\u0627\u064b: \u0625\u0631\u062a\u0641\u0627\u0639 \u0645\u0639\u062f\u0644 \u0627\u0644\u062a\u0636\u062e\u0645:<\/strong><\/em><br \/>\n\u062a\u0633\u0627\u0647\u0645 \u0639\u0645\u0644\u064a\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0645 \u0644\u0644\u0623\u0633\u0639\u0627\u0631 \u0623\u0648 \u062d\u062f\u0648\u062b \u062a\u0636\u062e\u0645 \u0645\u0646 \u062c\u0627\u0646\u0628 \u0627\u0644\u0637\u0644\u0628 \u0627\u0644\u0643\u0644\u064a \u0641\u064a \u0627\u0644\u0645\u062c\u062a\u0645\u0639, \u0645\u0635\u062d\u0648\u0628\u0627\u064b \u0628\u062a\u062f\u0647\u0648\u0631 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0634\u0631\u0627\u0626\u064a\u0629 \u0644\u0644\u0646\u0642\u0648\u062f. \u0648\u0646\u0638\u0631\u0627\u064b \u0644\u0623\u0646 \u0639\u0645\u0644\u064a\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u0627 \u064a\u0631\u062a\u0628\u0637 \u0628\u0647\u0627 \u0645\u0646 \u062d\u0631\u0643\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629, \u0648\u0647\u064a \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645, \u0641\u0625\u0646\u0647\u0627 \u062a\u0633\u0627\u0647\u0645 \u0628\u0634\u0643\u0644 \u0645\u0644\u062d\u0648\u0638 \u0641\u064a \u0627\u0644\u062a\u0648\u0633\u0639 \u0641\u064a \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629, \u0648\u0645\u0646 \u062b\u0645 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u062d\u062f\u0648\u062b \u0636\u063a\u0648\u0637 \u062a\u0636\u062e\u0645\u064a\u0629(47).<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0631\u0627\u0628\u0639\u0627\u064b: \u062a\u062f\u0647\u0648\u0631 \u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629:<\/strong><\/em><br \/>\n\u0625\u0646 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0637\u0644\u0628 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629, \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0647\u0631\u0628\u0629 \u0625\u0644\u064a\u0647\u0627, \u0628\u0642\u0635\u062f \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0628\u063a\u0631\u0636 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c, \u0644\u0647\u0627 \u0643\u0644\u0651\u0647\u0627 \u0646\u062a\u064a\u062c\u0629 \u062d\u062a\u0645\u064a\u0629 \u0628\u0627\u0631\u0632\u0629 \u0647\u064a \u0627\u0646\u062e\u0641\u0627\u0636 \u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629.<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u062e\u0627\u0645\u0633\u0627\u064b: \u062a\u0634\u0648\u064a\u0647 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629:<\/strong><\/em><br \/>\n\u062a\u0624\u062f\u064a \u0639\u0645\u0644\u064a\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0649 \u062a\u0634\u0648\u064a\u0647 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a, \u0648\u062a\u0628\u0642\u064a \u0628\u0635\u0648\u0631\u0629 \u0645\u0635\u0637\u0646\u0639\u0629 \u0639\u0644\u0649 \u0646\u0634\u0627\u0637 \u0628\u0639\u0636 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0636\u0639\u064a\u0641\u0629, \u0627\u0644\u062a\u064a \u062a\u062a\u0623\u062b\u0631 \u0628\u0625\u063a\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0628\u064a\u0636\u064a\u0646 \u0648\u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0641\u064a\u0627\u0648\u064a\u0629. \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u062d\u0648\u064a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0625\u0644\u0649 \u0645\u062d\u0644 \u0644\u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644, \u0648\u062a\u0642\u0648\u0645 \u0628\u0645\u0646\u0627\u0641\u0633\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 \u0628\u0637\u0631\u064a\u0642\u0629 \u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639\u0629.<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0633\u0627\u062f\u0633\u0627\u064b: \u0625\u0641\u0633\u0627\u062f \u0645\u0646\u0627\u062e \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631:<\/strong><\/em><br \/>\n\u0644\u0627 \u064a\u0647\u062a\u0645 \u063a\u0627\u0633\u0644\u0648 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0627\u0644\u062c\u062f\u0648\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0644\u0623\u064a \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u064a\u0642\u062f\u0645\u0648\u0646 \u0639\u0644\u064a\u0647, \u0628\u0627\u0639\u062a\u0628\u0627\u0631 \u0623\u0646 \u0627\u0647\u062a\u0645\u0627\u0645\u0647\u0645 \u064a\u0646\u0635\u0628 \u0639\u0644\u0649 \u0625\u064a\u062c\u0627\u062f \u0627\u0644\u063a\u0637\u0627\u0621 \u0639\u0628\u0631 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0648\u0638\u064a\u0641, \u0627\u0644\u062a\u064a \u062a\u0633\u0645\u062d \u0628\u0634\u0631\u0639\u0646\u0629 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644, \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u0641\u0633\u062f \u0645\u0646\u0627\u062e \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631, \u0630\u0644\u0643 \u0623\u0646 \u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u0645\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0641\u064a \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629, \u064a\u0624\u062f\u064a \u062d\u0643\u0645\u0627\u064b \u0625\u0644\u0649 \u0625\u062e\u0641\u0627\u0621 \u0645\u0635\u062f\u0631 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/p>\n<p style=\"text-align: justify;\"><strong><em>\u0633\u0627\u0628\u0639\u0627\u064b: \u062a\u0634\u0648\u064a\u0647 \u0635\u0648\u0631\u0629 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629:<\/em><\/strong><br \/>\n\u0625\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 \u0627\u0644\u062a\u064a \u064a\u062c\u0631\u064a \u062a\u0628\u064a\u064a\u0636\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629, \u062a\u0645\u062b\u0644 \u0639\u0627\u0626\u0642\u0627\u064b \u0623\u0645\u0627\u0645 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0631\u0627\u0645\u064a\u0629 \u0625\u0644\u0649 \u062a\u062d\u0631\u064a\u0631 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629, \u0645\u0646 \u0623\u062c\u0644 \u0627\u062c\u062a\u0630\u0627\u0628 \u0627\u0644\u0625\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629, \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0634\u0648\u0647 \u0635\u0648\u0631\u0629 \u062a\u0644\u0643 \u0627\u0644\u0623\u0633\u0648\u0627\u0642(48).<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629:<\/strong><\/span><br \/>\n\u0645\u0646 \u0628\u064a\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0625\u062c\u062a\u0645\u0627\u0639\u064a\u0629, \u0645\u0627 \u064a\u0644\u064a:<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0623\u0648\u0644\u0627\u064b: \u0627\u0644\u0628\u0637\u0640\u0627\u0644\u0640\u0629:<\/strong><\/em><br \/>\n\u0625\u0646 \u0647\u0631\u0648\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u062f\u0627\u062e\u0644 \u0627\u0644\u0628\u0644\u0627\u062f \u0625\u0644\u0649 \u062e\u0627\u0631\u062c\u0647\u0627 \u0639\u0628\u0631 \u0627\u0644\u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u063a\u064a\u0631\u0647\u0627, \u064a\u0624\u062f\u064a 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\u0641\u064a\u0647\u0627 \u062d\u062c\u0645 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0627\u0645\u0648\u0627\u0644 (\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u064a\u0627\u0628\u0627\u0646), \u0648\u062a\u062a\u0631\u0627\u0648\u062d \u0627\u0644\u0645\u0639\u062f\u0644\u0627\u062a \u0628\u064a\u0646 12,6% \u0641\u064a \u0641\u0631\u0646\u0633\u0627 \u06486,1% \u0641\u064a \u0627\u0645\u064a\u0631\u0643\u0627. \u0627\u0645\u0627 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u064a\u0646\u062e\u0641\u0636 \u0641\u064a\u0647\u0627 \u062d\u062c\u0645 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0627\u0645\u0648\u0627\u0644 \u0641\u062a\u062a\u0631\u0627\u0648\u062d \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0644\u0629 \u0641\u064a\u0647\u0627 \u0628\u064a\u0646 9,6% \u0641\u064a \u0627\u0644\u062f\u0627\u0646\u0645\u0631\u0643 \u0648 4,8% \u0641\u064a \u0627\u0644\u0646\u0631\u0648\u062c(49).<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u062b\u0627\u0646\u064a\u0627\u064b: \u0627\u0646\u062a\u0634\u0627\u0631 \u0627\u0644\u0623\u0648\u0628\u0626\u0629:<\/strong><\/em><br \/>\n\u062a\u0624\u062f\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062e\u0627\u0635\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0641\u0633\u0627\u062f \u0627\u0644\u0627\u062f\u0627\u0631\u064a \u0625\u0644\u0649 \u0646\u062a\u0627\u0626\u062c \u0633\u064a\u0626\u0629 \u0641\u064a \u0627\u0646\u062c\u0627\u0632 \u0645\u0634\u0631\u0648\u0639\u0627\u062a \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u064a\u0627\u0647 \u0648\u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u0635\u062d\u064a, \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0639\u062f\u0645 \u0627\u0644\u062a\u0646\u0641\u064a\u0630 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\u0627\u0639\u0628\u0627\u0621 \u0627\u0644\u0641\u0642\u0631, \u0648\u0625\u062a\u0633\u0627\u0639 \u0627\u0644\u0641\u062c\u0648\u0629 \u0628\u064a\u0646\u0647\u0645 \u0648\u0628\u064a\u0646 \u0627\u0644\u0627\u063a\u0646\u064a\u0627\u0621, \u0648\u064a\u0639\u0646\u064a \u0630\u0644\u0643 \u0648\u062c\u0648\u062f \u0622\u062b\u0627\u0631 \u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0633\u0644\u0628\u064a\u0629 \u0644\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062f\u062e\u0644.<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0631\u0627\u0628\u0639\u0627\u064b: \u0627\u0644\u062d\u0624\u0648\u0644 \u062f\u0648\u0646 \u062a\u0628\u0648\u0651\u0624 \u0627\u0635\u062d\u0627\u0628 \u0627\u0644\u0643\u0641\u0627\u0621\u0627\u062a \u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u0639\u0645\u0644:<\/strong><\/em><br \/>\n\u0625\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0627\u0645\u0648\u0627\u0644 \u0648\u0645\u0627 \u064a\u0646\u062a\u062c \u0639\u0646\u0647 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\u0627\u0644\u0623\u0639\u0636\u0627\u0621. \u064a\u062d\u062a\u0648\u064a \u0647\u0630\u0627 \u0627\u0644\u062a\u0635\u0631\u064a\u062d \u0639\u0644\u0649 \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0645\u062b\u0644 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621, \u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629, \u0648\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>3 -* \u0625\u0639\u0644\u0627\u0646Ixtapa \u0641\u064a \u0627\u0644\u0645\u0643\u0633\u064a\u0643 \u0639\u0627\u0645 1990:<\/strong><br \/>\n\u0623\u0643\u062f \u0647\u0630\u0627 \u0627\u0644\u0627\u0639\u0644\u0627\u0646 \u0627\u0644\u0635\u0627\u062f\u0631 \u0639\u0646 \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0627\u0645\u064a\u0631\u0643\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u062d\u0627\u062c\u0629 \u0644\u062a\u0634\u0631\u064a\u0639 \u064a\u062c\u0631\u0645 \u0627\u0644\u0627\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0627\u062a\u062c\u0627\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a, \u0648\u064a\u062c\u0639\u0644 \u0628\u0627\u0644\u0627\u0645\u0643\u0627\u0646 \u062a\u062d\u062f\u064a\u062f\u0647\u0627 \u0648\u0627\u0642\u062a\u0641\u0627\u0621 \u0623\u062b\u0631\u0647\u0627 \u0648\u062d\u062c\u0632\u0647\u0627 \u0648\u0645\u0635\u0627\u062f\u0631\u062a\u0647\u0627, \u0648\u062a\u0634\u062c\u064a\u0639 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0645\u0639 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0645\u0639\u0646\u064a\u0629 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0647\u0630\u0627 \u0627\u0644\u063a\u0631\u0636(55).<\/p>\n<p style=\"text-align: justify;\"><strong>4 -* \u0645\u0624\u062a\u0645\u0631 \u0633\u062a\u0631\u0627\u0633\u0628\u0648\u0631\u063a \u0644\u0639\u0627\u0645 1990(56):<\/strong><br \/>\n\u0639\u064f\u0642\u062f \u0647\u0630\u0627 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0641\u064a 8\/11\/1990 \u0641\u064a \u0633\u062a\u0631\u0627\u0633\u0628\u0648\u0631\u063a, \u0648\u0636\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u062f\u0648\u0644 \u0627\u0644\u0645\u062c\u0644\u0633 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a \u0627\u0644\u0633\u0628\u0639 \u0627\u0644\u062a\u064a \u062a\u0639\u0647\u062f\u062a \u0628\u0645\u0643\u0627\u0641\u062d\u0629 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0628\u064a\u064a\u0636 \u0643\u0627\u0641\u0629 \u0648\u0641\u0642\u0627\u064b \u0644\u0627\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u0634\u0631\u064a\u0639\u064a\u0629 \u0648\u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u064a\u0646 \u0627\u0644\u062f\u0648\u0644.<\/p>\n<p style=\"text-align: justify;\"><strong>5 *- \u0627\u0639\u0644\u0627\u0646 \u0643\u0646\u062c\u0633\u062a\u0648\u0646 \u0627\u0644\u0630\u064a \u0639\u0642\u062f \u0641\u064a \u062c\u0627\u0645\u0627\u064a\u0643\u0627 \u0639\u0627\u0645 1992:<\/strong><br \/>\n\u0648\u0642\u062f \u0636\u0645 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u062f\u0648\u0644 \u0627\u0644\u0643\u0627\u0631\u064a\u0628\u064a \u0648\u0623\u0645\u064a\u0631\u0643\u0627 \u0627\u0644\u0644\u0627\u062a\u064a\u0646\u064a\u0629. \u0648\u0623\u0643\u062f \u0625\u0644\u0627\u0639\u0644\u0627\u0646 \u0639\u0644\u0649 \u062e\u0637\u0648\u0631\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0623\u0647\u0645\u064a\u0629 \u062a\u062c\u0631\u064a\u0645\u0647\u0627 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0627 \u0628\u0634\u062a\u0649 \u0627\u0644\u0637\u0631\u0642.<\/p>\n<p style=\"text-align: justify;\"><strong>6 -* \u0625\u062f\u0627\u0631\u0629 (\u0641\u0648\u0628\u0627\u0643) \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0627\u0646\u062a\u0631\u0628\u0648\u0644 \u0627\u0644\u062f\u0648\u0644\u064a:<\/strong><br \/>\n\u0648\u0642\u062f \u0623\u0635\u062f\u0631\u062a \u0647\u0630\u0647 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0639\u0627\u0645 1993 \u062f\u0631\u0627\u0633\u0629 \u0639\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0636\u0631\u0648\u0631\u0629 \u0645\u0644\u0627\u062d\u0642\u0629 \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0627\u062a \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>7 -* \u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0639\u0627\u0645 1993, 1994:<\/strong><br \/>\n\u062a\u0624\u0643\u062f \u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0647\u064a\u0626\u0629 \u0639\u0644\u0649 \u0623\u0647\u0645\u064a\u0629 \u062a\u062a\u0628\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0623\u0648 \u0627\u0644\u0645\u062a\u062d\u0635\u0644\u0627\u062a \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0627\u062a\u062c\u0627\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0648\u0636\u0628\u0637\u0647\u0627 \u0648\u0645\u0635\u0627\u062f\u0631\u062a\u0647\u0627, \u0648\u064a\u062a\u0637\u0644\u0628 \u0630\u0644\u0643 \u0627\u0643\u062a\u0634\u0627\u0641 \u0637\u0631\u0642 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u064a \u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0627\u0644\u0645\u0647\u0631\u0628\u0648\u0646 \u0641\u064a \u063a\u0633\u0644 \u0645\u062a\u062d\u0635\u0644\u0627\u062a\u0647\u0645, \u0648\u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0636\u0639\u064a\u0641\u0629 \u0648\u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0645\u0641\u0631\u0648\u0636\u0629 \u0639\u0644\u0649 \u0633\u0631\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a, \u0648\u0627\u0644\u062a\u062e\u0641\u064a\u0641 \u0645\u0646 \u0627\u0634\u062a\u0631\u0627\u0637\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629.<br \/>\n\u0648\u062f\u0639\u062a \u0627\u0644\u0647\u064a\u0626\u0629 \u0641\u064a \u062a\u0642\u0631\u064a\u0631\u0647\u0627 \u0627\u0644\u0635\u0627\u062f\u0631 \u0633\u0646\u0629 1994, \u0625\u0644\u0649 \u0625\u0635\u062f\u0627\u0631 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u062f\u0648\u0644\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>8 *- \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0648\u0632\u0627\u0631\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0639\u0627\u0645 1994:<\/strong><br \/>\n\u0639\u064f\u0642\u062f \u0647\u0630\u0627 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0641\u064a \u0646\u0627\u0628\u0648\u0644\u064a \u0628\u0625\u064a\u0637\u0627\u0644\u064a\u0627, \u0648\u0637\u0627\u0644\u0628 \u0628\u0627\u062a\u062e\u0627\u0630 \u062a\u062f\u0627\u0628\u064a\u0631 \u0648\u0648\u0636\u0639 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0644\u0645\u0646\u0639 \u0648\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0639\u0627\u0626\u062f\u0627\u062a \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0627.<\/p>\n<p style=\"text-align: justify;\"><strong>9 -* \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u062a\u0627\u0633\u0639 \u0644\u0645\u0646\u0639 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0639\u0627\u0645 1995:<\/strong><br \/>\n\u0648\u0642\u062f \u0637\u0627\u0644\u0628 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0628\u0636\u0631\u0648\u0631\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629, \u0648\u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0635\u0641\u0629 \u062e\u0627\u0635\u0629. \u0648\u0637\u0627\u0644\u0628 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0628\u062a\u0633\u0647\u064a\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0633\u0631\u064a\u0629 \u062d\u062a\u0649 \u0644\u0627 \u064a\u0633\u0627\u0621 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0644\u062a\u0633\u062a\u0631 \u0639\u0644\u0649 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0648\u0625\u062e\u0641\u0627\u0621 \u062d\u0642\u064a\u0642\u0629 \u0627\u0644\u062f\u062e\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639.<\/p>\n<p style=\"text-align: justify;\"><strong>10 -* \u0642\u0631\u0627\u0631\u0627\u062a \u0644\u062c\u0646\u0629 \u0627\u0644\u0623\u0645\u0645 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0639\u0627\u0645 1995:<\/strong><br \/>\n\u062d\u064a\u062b \u0628\u062d\u062b\u062a \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0643\u0641\u064a\u0644\u0629 \u0628\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0625\u0633\u0627\u0621\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a, \u0648\u0645\u0646 \u0636\u0645\u0646\u0647\u0627 \u0645\u0648\u0636\u0648\u0639 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644. \u0648\u0642\u062f \u0623\u0635\u062f\u0631\u062a \u0627\u0644\u0644\u062c\u0646\u0629 \u0627\u0644\u0642\u0631\u0627\u0631\u064a\u0646 \u0627\u0644\u062a\u0627\u0644\u064a\u064a\u0646:<br \/>\n\u0623 * \u0636\u0631\u0648\u0631\u0629 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u0627\u0644\u0635\u0641\u0642\u0627\u062a \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629 \u0623\u0648 \u0627\u0644\u063a\u0631\u064a\u0628\u0629, \u0625\u0644\u0649 \u0648\u062d\u062f\u0629 \u0645\u0631\u0643\u0632\u064a\u0629 \u0644\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0627\u0644\u064a, \u064a\u062a\u0645 \u0625\u0646\u0634\u0627\u0624\u0647\u0627 \u0641\u064a \u0643\u0644 \u062f\u0648\u0644\u0629 \u0639\u0644\u0649 \u062d\u062f\u0629.<br \/>\n\u0628 * \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0636\u0645\u0627\u0646 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u064a\u0646 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0623\u0645\u0645 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0645\u0647\u062a\u0645 \u0628\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a, \u0648\u0641\u0631\u0639 \u0645\u0646\u0639 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0648\u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0644\u0623\u0645\u0627\u0646\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0644\u0623\u0645\u0645 \u0627\u0644\u0645\u062a\u062d\u062f\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>11*- \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0648\u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0627\u0645 1997:<\/strong><br \/>\n\u0639\u064f\u0642\u062f \u0647\u0630\u0627 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0627\u0645\u064a\u0631\u0643\u064a\u0629 \u0628\u0645\u062f\u064a\u0646\u0629 \u0645\u064a\u0627\u0645\u064a. \u0648\u0642\u062f \u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0644\u0645\u062d\u0627\u0631\u0628\u0629 \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644, \u0648\u0645\u0646 \u0623\u0628\u0631\u0632 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062a\u064a \u0638\u0647\u0631\u062a \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0635\u062f\u062f \u062b\u0644\u0627\u062b:<br \/>\n\u0623 -* \u0633\u064a\u0627\u0633\u0629 \u0623\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 .(Know Your Customer )<\/p>\n<p style=\"text-align: justify;\">\u0628 &#8211; \u0633\u064a\u0627\u0633\u064a\u0629 \u0623\u0648 \u0645\u0628\u062f\u0623 \u0627\u0644\u0625\u062e\u0637\u0627\u0631 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629 (Suspicious Activities ).<br \/>\n\u062c\u0640 -* \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0648\u062b\u064a\u0642 \u0628\u064a\u0646 \u0627\u0644\u062f\u0648\u0644.<\/p>\n<p style=\"text-align: justify;\"><strong>12*- \u0627\u0644\u0645\u0624\u062a\u0645\u0631\u0627\u062a \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629:<\/strong><br \/>\n\u0648\u0644\u0639\u0644 \u0623\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u062a\u0645\u0631\u0627\u062a:<br \/>\n\u0623 -* \u0645\u0624\u062a\u0645\u0631 \u0648\u0632\u0631\u0627\u0621 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0627\u0644\u0639\u0631\u0628, \u0639\u0627\u0645 1994.<br \/>\n\u0628 *- \u0645\u0624\u062a\u0645\u0631 \u0639\u0645\u0627\u0646 (\u0627\u0644\u0623\u0631\u062f\u0646), \u0639\u0627\u0645 1994.<br \/>\n\u062c\u0640 -* \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0623\u0645\u0646\u064a, \u0639\u0627\u0645 1996.<br \/>\n\u0648\u0642\u062f \u0627\u0647\u062a\u0645\u062a \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u062a\u0645\u0631\u0627\u062a \u0628\u0645\u0639\u0627\u0644\u062c\u0629 \u0638\u0627\u0647\u0631\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0631\u0643\u0632\u062a \u0639\u0644\u0649 \u0636\u0631\u0648\u0631\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0627\u0644\u062f\u0648\u0644\u064a \u0648\u0627\u0644\u0627\u0642\u0644\u064a\u0645\u064a \u0641\u064a \u0633\u0628\u064a\u0644 \u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0627.<\/p>\n<p style=\"text-align: justify;\"><strong>13 -* \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u0627\u0642\u0644\u064a\u0645\u064a\u0629:<\/strong><br \/>\n\u0623 *- \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0627\u0642\u0644\u064a\u0645\u064a\u0629 \u0644\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0648\u0627\u0644\u0642\u0636\u0627\u0626\u064a \u0628\u064a\u0646 \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062e\u0644\u064a\u062c\u064a \u0639\u0627\u0645 1989.<br \/>\n\u0628 -* \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0645\u062c\u0644\u0633 \u0648\u0632\u0631\u0627\u0621 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0627\u0644\u0639\u0631\u0628 \u0639\u0627\u0645 1986.<br \/>\n\u062c\u0640- * \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u064a\u0631\u0643\u064a\u0629 \u0648\u062c\u0632\u0631 \u0627\u0644\u0643\u0627\u064a\u0645\u0627\u0646, \u0639\u0627\u0645 1984.<br \/>\n\u062f &#8211; \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0644\u062c\u0646\u0629 \u0627\u0644\u0628\u0648\u0631\u0635\u0629 \u0627\u0644\u0627\u0645\u064a\u0631\u0643\u064a\u0629 \u0645\u0639 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u0631\u064a\u0629\u0639\u0627\u0645 1982.<br \/>\n\u0647\u0640 *- \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0645\u062c\u0644\u0633 \u0623\u0648\u0631\u0648\u0628\u0627 \u0639\u0627\u0645 1990:<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0639\u0644\u0649 \u0635\u0639\u064a\u062f \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629:<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0627\u0633\u062a\u0637\u0627\u0639\u062a \u0628\u0639\u0636 \u0627\u0644\u062f\u0648\u0644 \u062a\u062d\u0642\u064a\u0642 \u0646\u062a\u0627\u0626\u062c \u0644\u0627 \u0628\u0623\u0633 \u0628\u0647\u0627 \u0639\u0644\u0649 \u0635\u0639\u064a\u062f \u0645\u0643\u0627\u0641\u062d\u0629 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u0648\u0627\u062c\u0647\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0641\u0639\u0627\u0644. \u0648\u0644\u0639\u0644 \u0645\u0646 \u0623\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u062f\u0648\u0644: \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u064a\u0631\u0643\u064a\u0629 \u0648\u0641\u0631\u0646\u0633\u0627 \u0648\u0633\u0648\u064a\u0633\u0631\u0627 \u0648\u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0627\u0633\u062a\u0631\u0627\u0644\u064a\u0627 \u0648\u062c\u0632\u0631 \u0627\u0644\u0633\u064a\u0634\u0644 \u0648\u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0648\u0642\u0637\u0631 \u0648\u0645\u0635\u0631 \u0648\u0627\u0644\u0643\u0648\u064a\u062a \u0648\u0644\u0628\u0646\u0627\u0646.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1 &#8211; \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u064a\u0631\u0643\u064a\u0629:<\/strong><\/span><br \/>\n\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u064a\u0631\u0643\u064a\u0640\u0640\u0629 \u0645\u0640\u0640\u0640\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u062f\u0648\u0644 \u062d\u0645\u0627\u0633\u0627\u064b \u0648\u0627\u0647\u062a\u0645\u0627\u0645\u0627\u064b \u0628\u0645\u0643\u0627\u0641\u062d\u0640\u0640\u0640\u0629 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 \u0648\u062e\u0627\u0635\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0627\u062a\u062c\u0627\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a, \u0648\u0630\u0644\u0643 \u0628\u0633\u0628\u0628 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u062d\u0644\u062a \u0628\u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0623\u0645\u064a\u0631\u0643\u064a.<br \/>\n\u0648\u0643\u0627\u0646 \u0645\u0646 \u0646\u062a\u064a\u062c\u0629 \u0647\u0630\u0627 \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0623\u0646 \u0633\u0646\u062a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u064a\u0631\u0643\u064a\u0629 \u0642\u0627\u0646\u0648\u0646\u0627\u064b \u0633\u0646\u0629 1970 \u0645\u062a\u0639\u0644\u0642\u0627\u064b \u0628\u0633\u0631\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 The Bank Secrecy Act \u0648\u0647\u0648 \u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u0639\u0642\u0628 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629, \u0644\u0645\u0646\u0639 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a (Narcotics Trading ), \u0623\u0648 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u062a\u0647\u0631\u064a\u0628Smuggling) ), \u0623\u0648 \u0639\u0646 \u0627\u0644\u0642\u0645\u0627\u0631Gambling) )\u0623\u0648 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0633 (Embezzlement ), \u0623\u0648 \u0639\u0646 \u0627\u0644\u062a\u0647\u0631\u0628 \u0627\u0644\u0636\u0631\u064a\u0628\u064a (Tax Evasion ), \u0623\u0648 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0628\u0627\u0644\u0645\u0645\u0646\u0648\u0639\u0627\u062a(Trafficking )(57).<br \/>\n\u062b\u0645 \u0623\u0635\u062f\u0631\u062a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u064a\u0631\u0643\u064a\u0629 \u0623\u0648\u0644 \u0642\u0627\u0646\u0648\u0646 \u062e\u0627\u0635 \u0628\u0645\u0646\u0639 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0633\u0646\u0629 1986, Money Laundering Control Act The, \u062a\u0645 \u0628\u0645\u0648\u062c\u0628\u0647 \u0627\u0639\u062a\u0628\u0627\u0631 \u0641\u0639\u0644 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u062c\u0631\u064a\u0645\u0629 \u0645\u0633\u062a\u0642\u0644\u0629 \u064a\u0639\u0627\u0642\u0628 \u0639\u0644\u064a\u0647\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0645\u064a\u0631\u0643\u064a \u0628\u0627\u0644\u062d\u0628\u0633 \u0648\u0627\u0644\u063a\u0631\u0627\u0645\u0629 \u0648\u0627\u0644\u0645\u0635\u0627\u062f\u0631\u0629. \u0648\u062a\u0644\u0627\u0647 \u0628\u0639\u062f \u0630\u0644\u0643 \u0642\u0627\u0646\u0648\u0646 1988The Anti Drug Act of , \u0644\u0644\u0645\u0639\u0627\u0642\u0628\u0629 \u0639\u0644\u0649 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0627\u062a\u062c\u0627\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a, \u0628\u0635\u0648\u0631\u0629 \u0645\u0633\u062a\u0642\u0644\u0629 \u0639\u0646 \u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u062a\u062c\u0627\u0631 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a(58).<br \/>\n\u0643\u0645\u0627 \u0641\u0631\u0636\u062a \u0647\u0630\u0647 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 * \u0648\u0647\u064a \u0627\u0644\u0628\u0646\u0648\u0643, \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0633\u0645\u0633\u0631\u0629, \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0648\u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0648\u0645\u0643\u0627\u062a\u0628 \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629* \u0648\u062c\u0648\u0628 \u0625\u0631\u0633\u0627\u0644 \u062a\u0642\u0627\u0631\u064a\u0631 \u0639\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 Currency Transaction Rapport (CTR)<\/p>\n<p style=\"text-align: justify;\">\u0625\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u062e\u062f\u0645\u0629 \u0627\u0644\u062f\u062e\u0648\u0644 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 Internal Revenue Service (Irs)<\/p>\n<p style=\"text-align: justify;\">\u0648\u0630\u0644\u0643 \u0641\u064a \u0645\u062f\u0629 \u0623\u0642\u0635\u0627\u0647\u0627 \u062e\u0645\u0633\u0629 \u0639\u0634\u0631 \u064a\u0648\u0645\u0627\u064b \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0643\u0644 \u0645\u0639\u0627\u0645\u0644\u0629 \u062a\u0632\u064a\u062f \u0642\u064a\u0645\u062a\u0647\u0627 \u0639\u0646 \u0639\u0634\u0631\u0629 \u0622\u0644\u0627\u0641 \u062f\u0648\u0644\u0627\u0631 \u064a\u0642\u0648\u0645 \u0628\u0647\u0627 \u0641\u0631\u062f \u0648\u0627\u062d\u062f \u0623\u0648 \u0645\u0648\u062f\u0639 \u0641\u064a \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0648\u0627\u062d\u062f(59).<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2 *- \u0641\u0631\u0646\u0633\u0627:<\/strong><\/span><br \/>\n\u0643\u0627\u0646\u062a \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0641\u0631\u0646\u0633\u0627 \u062a\u0642\u062a\u0631\u0646 \u0628\u062c\u0646\u062d\u0629 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0648\u062a\u062e\u0636\u0639 \u0644\u0644\u0645\u0627\u062f\u0629 627 \u0645\u0646 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0635\u062d\u0629, \u0648\u0627\u0644\u0645\u0627\u062f\u0629 415 \u0645\u0646 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062c\u0645\u0627\u0631\u0643.<br \/>\n\u062b\u0645 \u0635\u062f\u0631 \u0628\u062a\u0627\u0631\u064a\u062e 31\/12\/1987 \u0642\u0627\u0646\u0648\u0646 \u062e\u0627\u0635 \u0644\u062a\u0646\u0638\u064a\u0645 \u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0627\u062a\u062c\u0627\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a.<br \/>\n\u0643\u0645\u0627 \u0623\u0646\u0634\u0623 \u0627\u0644\u0645\u0631\u0633\u0648\u0645 \u0627\u0644\u0635\u0627\u062f\u0631 \u0628\u062a\u0627\u0631\u064a\u062e 10\/5\/1990, \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629, \u0647\u064a\u0626\u0629Tracfin) )<\/p>\n<p style=\"text-align: justify;\">\u0627\u0644\u0645\u0643\u0644\u0641\u0629 \u0628\u062f\u0631\u0627\u0633\u0629 \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0642\u0648\u0627\u0639\u062f \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062a\u0628\u064a\u064a\u0636. \u062b\u0645 \u0635\u062f\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0641\u0631\u0646\u0633\u064a \u0631\u0642\u0645 614\/90 \u0628\u062a\u0627\u0631\u064a\u062e 12\/7\/1990, \u0648\u0627\u0644\u0645\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u064a \u0627\u0644\u0635\u0627\u062f\u0631 \u0641\u064a 13\/2\/1991 \u0644\u064a\u0641\u0631\u0636 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0635\u0631\u064a\u062d 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\u0648\u062e\u0627\u0635\u0629 \u0628\u0639\u062f \u0635\u062f\u0648\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0624\u062b\u0631\u0627\u062a \u0627\u0644\u0639\u0642\u0644\u064a\u0629 \u0627\u0644\u062e\u0637\u0631\u0629 \u0639\u0627\u0645 1987.<br \/>\n\u0647\u0630\u0627 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u062c\u0647\u0648\u062f \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0642\u0637\u0631\u064a \u0644\u0645\u062d\u0627\u0631\u0628\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>6* &#8211; \u0645\u0635\u0631:<\/strong><\/span><br \/>\n\u062a\u0639\u062a\u0628\u0631 \u0645\u0635\u0631 \u0645\u0646 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0645\u062a\u062d\u0645\u0633\u0629 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\u0639\u0642\u062f \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u062f\u0648\u0644\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<br \/>\n4 *- \u0643\u0634\u0641 \u0641\u0636\u0627\u0626\u062d \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0646\u0627\u0633 \u0628\u0647\u0627.<\/p>\n<p style=\"text-align: justify;\">\u062b\u0627\u0646\u064a\u0627\u064b: \u0639\u0644\u0649 \u0635\u0639\u064a\u062f \u0644\u0628\u0646\u0627\u0646:<br \/>\n1 *- \u0627 \u0639\u062a\u0645\u0627\u062f \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0648\u0627\u0633\u0639 \u0644\u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u062f\u0648\u0646 \u062d\u0635\u0631\u0647 \u0628\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a.<br \/>\n2 *-\u0625\u0636\u0627\u0641\u0629 \u062d\u0627\u0644\u0629 \u062e\u0627\u0645\u0633\u0629 \u0644\u062d\u0627\u0644\u0627\u062a \u0631\u0641\u0639 \u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629, \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0636\u0631\u0648\u0631\u0629 \u0627\u0639\u062a\u0645\u0627\u062f \u0646\u0638\u0627\u0645 \u062a\u062d\u0642\u064a\u0642 \u0634\u062f\u064a\u062f \u0627\u0644\u0633\u0631\u064a\u0629, \u062d\u0641\u0627\u0638\u0627\u064b \u0639\u0644\u0649 \u0633\u0645\u0639\u0629 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0627\u0644\u0634\u0631\u0641\u0627\u0621.<br \/>\n3 -* \u0625\u0646\u0634\u0627\u0621 \u0625\u062f\u0627\u0631\u0629 \u0645\u062a\u062e\u0635\u0635\u0629 \u0645\u0646 \u0642\u0648\u0649 \u0627\u0644\u0623\u0645\u0646 \u0644\u0644\u062a\u062d\u0631\u064a \u0648\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0646\u0634\u0637\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<br \/>\n4 -* \u0625 \u0646\u0634\u0627\u0621 \u0648\u0643\u0627\u0644\u0629 \u0645\u0631\u0643\u0632\u064a\u0629 \u0645\u062a\u0637\u0648\u0631\u0629 \u0644\u0644\u0631\u0642\u0627\u0628\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0628\u0631\u0642\u064a\u0629 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0628\u0644\u063a \u0642\u064a\u0645\u062a\u0647\u0627 \u0639\u0634\u0631\u0629 \u0622\u0644\u0627\u0641 \u062f\u0648\u0644\u0627\u0631 \u0641\u0627\u0643\u062b\u0631.<br \/>\n5 *- \u0625\u0635\u062f\u0627\u0631 \u0642\u0627\u0646\u0648\u0646 \u062e\u0627\u0635 \u0628\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<br \/>\n6-* \u062a\u062f\u0631\u064a\u0628 \u0648\u062a\u0646\u0645\u064a\u0629 \u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n<p style=\"text-align: justify;\">\u0647\u0630\u0647 \u0628\u0639\u0636 \u0627\u0642\u062a\u0631\u0627\u062d\u0627\u062a\u0646\u0627 \u0627\u0644\u0645\u062a\u0648\u0627\u0636\u0639\u0629, \u0648\u0646\u062d\u0646 \u0644\u0627 \u0646\u062f\u0639\u064a \u0644\u0647\u0627 \u0627\u0644\u0639\u0635\u0645\u0629 \u0645\u0637\u0644\u0642\u0627\u064b, \u0648\u0645\u0639 \u0630\u0644\u0643 \u0641\u0625\u0646\u0646\u0627 \u0646\u0631\u0627\u0647\u0627 \u0645\u0646 \u0627\u0644\u0623\u0633\u0633 \u0627\u0644\u0635\u0627\u0644\u062d\u0629 \u0644\u0628\u0646\u0627\u0621 \u0644\u0628\u0646\u0627\u0646 \u0627\u0644\u062c\u062f\u064a\u062f, \u0644\u0623\u0646 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0647\u064a \u0623\u0633\u0627\u0633 \u0627\u0644\u062d\u0636\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u062f\u0648\u0644 \u0648\u0627\u0644\u0634\u0639\u0648\u0628 \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f, \u0648\u0625\u0630\u0627 \u0643\u0646\u0627 \u0642\u062f \u0633\u0639\u064a\u0646\u0627 \u0644\u0644\u0625\u062d\u0627\u0637\u0629 \u0628\u0643\u0644 \u062c\u0648\u0627\u0646\u0628 \u0622\u0641\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644, \u0625\u0644\u0627 \u0623\u0646\u0646\u0627 \u0644\u0627 \u0646\u062f\u0639\u064a \u0623\u0646\u0646\u0627 \u0648\u0641\u064a\u0646\u0627\u0647\u0627 \u062d\u0642\u0647\u0627 \u0641\u064a \u0627\u0644\u0628\u062d\u062b, \u0648\u0642\u062f \u062d\u0627\u0644\u062a \u062f\u0648\u0646 \u0630\u0644\u0643 \u0627\u0639\u062a\u0628\u0627\u0631\u0627\u062a \u0639\u062f\u0629, \u0645\u0646\u0647\u0627 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0644\u0627 \u0627\u0644\u062d\u0635\u0631, \u0642\u0644\u0629 \u062a\u0648\u0627\u0641\u0631 \u0645\u0627 \u064a\u0643\u0641\u064a \u0645\u0646 \u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629, \u0648\u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0627\u062c\u062a\u0647\u0627\u062f\u0627\u062a \u0648\u0623\u062d\u0643\u0627\u0645 \u0642\u0636\u0627\u0626\u064a\u0629, \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0648\u062c\u0648\u062f \u0646\u0642\u0627\u0637 \u062a\u0642\u0646\u064a\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 \u062a\u0633\u062a\u062f\u0639\u064a \u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0627\u0644\u0625\u0644\u0645\u0627\u0645 \u0628\u0645\u0639\u0627\u0631\u0641 \u0648\u0627\u062e\u062a\u0635\u0627\u0635\u0627\u062a \u0639\u062f\u0629.<\/p>\n<p style=\"text-align: justify;\">\n<strong>\u0627\u0644\u0645\u0631\u0627\u062c\u0639<\/strong><\/p>\n<p style=\"text-align: justify;\">(1) Barbara Webester and Michael S.Mc. Campbell: International Money Laundering &#8211; National Institution of Justice (September 1992)<\/p>\n<p style=\"text-align: justify;\">Research In Brief.<br \/>\n(2) \u062f. \u0645\u0646\u0649 \u0627\u0644\u0623\u0634\u0642\u0631 : \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0625\u062a\u062c\u0627\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a, \u0645\u0631\u0643\u0632 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0644\u0628\u0646\u0627\u0646\u064a\u0629, 1995, \u0635. 52.<br \/>\n(3) (GAFI)<\/p>\n<p style=\"text-align: justify;\">: Le Groupe d&#8217;action Financi\u00e9re International contre le blanchissement des capitaux.<br \/>\n(4) James Beasley: Forensic Examination of Money Laundering Record, 13 March 1993, P.1.<br \/>\n(5) Ronald Cleaver: Money Laundering &#8211; U.S. Department of Justice &#8211; Fedral Bureau of Investigation (FBI)<\/p>\n<p style=\"text-align: justify;\">, 1992, P.1.<br \/>\n(6) \u062f. \u0639\u0628\u0648\u062f \u0627\u0644\u0633\u0631\u0627\u062c: \u0634\u0631\u062d \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a, \u062f\u0645\u0634\u0642, 1995, \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0633\u0627\u062f\u0633\u0629, \u0635 14.<br \/>\n(7) \u062a\u0645\u064a\u064a\u0632 \u062c\u0632\u0627\u0626\u064a \u0644\u0628\u0646\u0627\u0646\u064a, \u0642\u0631\u0627\u0631 \u0631\u0642\u0645 434, \u062a\u0627\u0631\u064a\u062e 13\/11\/1954, \u0645\u0648\u0633\u0648\u0639\u0629 \u0639\u0627\u0644\u064a\u0629, \u0631\u0642\u0645 1005, \u0635 265.<br \/>\n(8) V.R. Heritier, le recel de choses, dlit distinct, these de doctorat, lyon &#8211; 1937, R. 109, R. VOIUN, Droit Pnal special, Par Rassat, Dallos, 6\u00e9 ed, P. 563.<br \/>\n(9) \u0646\u0642\u0636 \u062c\u0646\u0627\u0626\u064a \u0645\u0635\u0631\u064a, 18 \u064a\u0646\u0627\u064a\u0631 1954, \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u062d\u0643\u0627\u0645 \u0627\u0644\u0646\u0642\u0636, \u0633 5, \u0642 87, \u0635 216.<br \/>\n(10) \u062f. \u0633\u0645\u064a\u0631 \u0639\u0627\u0644\u064a\u0629: \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a, \u0627\u0644\u0642\u0633\u0645 \u0627\u0644\u0639\u0627\u0645, \u0627\u0644\u062f\u0627\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629 \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0648\u0627\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639, \u0628\u064a\u0631\u0648\u062a, 1991, \u0635 192.<br \/>\n(11) Sa. Ronald Cleaver: (1992)<\/p>\n<p style=\"text-align: justify;\">Money Laundering &#8211; U.S. Department of Justice &#8211; National Institution &#8211; of Justice &#8211; Research in Brief.<br \/>\n&#8211; Barbara Webster and Michael S. Mc Campbell (1992)<\/p>\n<p style=\"text-align: justify;\">, Interntional Money Laundering P. 5.<br \/>\n(12) \u062f. \u062d\u0645\u0640\u0640\u0640\u062f\u064a \u0639\u0628\u062f \u0627\u0644\u0639\u0638\u064a\u0640\u0640\u0640\u0645: \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0640\u0640\u0640\u0640\u0648\u0627\u0644 \u0641\u064a \u0645\u0635\u0631 \u0648\u0627\u0644\u0639\u0627\u0644\u0640\u0640\u0640\u0640\u0645, 1997, \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649, \u0635 131.<br \/>\n(13) \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0645\u0635\u0631\u064a\u0629, \u0628\u062a\u0627\u0631\u064a\u062e 5\/4\/1994.<br \/>\n(14) Sa. Ronald cleaver: Money Laundering (1992)<\/p>\n<p style=\"text-align: justify;\">, F.B.I., U.S. Department of Justice (1992)<\/p>\n<p style=\"text-align: justify;\">.<br \/>\nBarbara Webster and Michael S.Mc Campbell: International Money laundering.<br \/>\n(15) \u0645\u062c\u0644\u0629 \u0631\u0648\u0632 \u0627\u0644\u064a\u0648\u0633\u0641 \u0627\u0644\u0645\u0635\u0631\u064a\u0629, \u0628\u062a\u0627\u0631\u064a\u062e 4\/7\/1994.<br \/>\n(16) \u062f. \u062d\u0645\u062f\u064a \u0639\u0628\u062f \u0627\u0644\u0639\u0638\u064a\u0645, \u0645\u0631\u062c\u0639 \u0645\u0630\u0643\u0648\u0631, \u0635 50.<br \/>\n(17) \u0645\u062c\u0644\u0629 \u0631\u0648\u0632 \u0627\u0644\u064a\u0648\u0633\u0641, \u0627\u0644\u0645\u0635\u0631\u064a\u0629, \u0628\u062a\u0627\u0631\u064a\u062e 18\/9\/1995.<br \/>\n(18) \u062c\u0631\u064a\u062f\u0629 \u0627\u062e\u0628\u0627\u0631 \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0645\u0635\u0631\u064a\u0629, \u0628\u062a\u0627\u0631\u064a\u062e 7\/12\/1995.<br \/>\n(19) \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0627\u064a\u0629 \u0627\u0644\u0642\u0637\u0631\u064a\u0629, \u0628\u062a\u0627\u0631\u064a\u062e 13\/2\/1996.<br \/>\n(20) Sa Ronald Cleaver: Money Laundering (1992)<\/p>\n<p style=\"text-align: justify;\">; Barbara Webster and Michael.<br \/>\nS. Mc Campbell; National Institution of Justice (1992)<\/p>\n<p style=\"text-align: justify;\">.<br \/>\n(21) \u062f. \u0645\u0647\u062f\u064a \u0645\u062d\u0641\u0648\u0638: \u0639\u0644\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0648\u0627\u0644\u062a\u0634\u0631\u064a\u0639 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0636\u0631\u064a\u0628\u064a, \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629, \u0628\u064a\u0631\u0648\u062a, 1994, \u0635 379.<br \/>\n(22) \u062f.\u0646\u0639\u064a\u0645 \u0645\u063a\u0628\u063a\u0628: \u062a\u0647\u0631\u064a\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0623\u0645\u0627\u0645 \u0627\u0644\u0642\u0636\u0627\u0621 \u0627\u0644\u062c\u0632\u0627\u0626\u064a, \u0628\u064a\u0631\u0648\u062a, 1986, \u0635 126.<br \/>\n(23) \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0627\u0647\u0631\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u064a\u0629, \u0628\u062a\u0627\u0631\u064a\u062e 15\/5\/1996.<br \/>\n(24) \u0631\u0624\u0648\u0641 \u0627\u0628\u0648 \u0632\u0643\u064a : \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0648\u0639\u0642\u062f\u0629 BCCI, \u0645\u062c\u0644\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0644\u0627\u0639\u0645\u0627\u0644, \u062f\u0628\u064a, \u064a\u0648\u0644\u064a\u0648 1992, \u0635 5.<br \/>\n(25) \u0623\u062f\u0648\u064a\u0640\u0640\u0640\u0646 \u0633\u0630\u0631\u0644\u0627\u0646: \u062c\u0631\u0627\u0626\u0645 \u0623\u0635\u062d\u0640\u0640\u0640\u0627\u0628 \u0627\u0644\u064a\u0627\u0642\u0640\u0640\u0640\u0627\u062a \u0627\u0644\u0628\u064a\u0636\u0627\u0621, \u0646\u064a\u0648\u064a\u0648\u0631\u0643, \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629, 1961, \u0635 9.<br \/>\n(26) \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0646\u0647\u0627\u0631, \u0628\u062a\u0627\u0631\u064a\u062e 17\/4\/1999.<br \/>\n(27) Sa. Ronald Cleaver: 1992,Money Laundering, P. 2.<br \/>\n(28) \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0646\u0647\u0627\u0631, \u0628\u062a\u0627\u0631\u064a\u062e 14\/4\/1999.<br \/>\n(29) \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0646\u0647\u0627\u0631, \u0628\u062a\u0627\u0631\u064a\u062e 16\/4\/1999.<br \/>\n(30) \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0646\u0647\u0627\u0631, \u062a\u0627\u0631\u064a\u062e 14\/4\/1999.<br \/>\n(31) \u0645\u062d\u0645\u062f \u062d\u0633\u0646\u064a\u0646 \u0647\u064a\u0643\u0644 : \u0632\u064a\u0627\u0631\u0629 \u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u062a\u0627\u0631\u064a\u062e, \u0634\u0631\u0643\u0629 \u0627\u0644\u0645\u0637\u0628\u0648\u0639\u0627\u062a \u0644\u0644\u0637\u0628\u0627\u0639\u0629 \u0648\u0627\u0644\u0646\u0634\u0631, \u0628\u064a\u0631\u0648\u062a 1985, \u0635 376.<br \/>\n(32) \u062c\u0631\u064a\u062f\u0629 \u0627\u062e\u0628\u0627\u0631 \u0627\u0644\u064a\u0648\u0645 \u0627\u0644\u0645\u0635\u0631\u064a\u0629, \u0628\u062a\u0627\u0631\u064a\u062e 16\/9\/1995.<br \/>\n(33) \u062f. \u0627\u0633\u0639\u062f \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 : \u0627\u0644\u0646\u0627\u0635\u0631\u064a\u0629 * \u0627\u0644\u0628\u064a\u0631\u0648\u0642\u0631\u0627\u0637\u064a\u0629 \u0648\u0627\u0644\u062b\u0648\u0631\u0629 \u0641\u064a \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0628\u0646\u0627\u0621 \u0627\u0644\u062f\u0627\u062e\u0644\u064a, \u0628\u064a\u0631\u0648\u062a, 1981, \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0627\u0628\u062d\u0627\u062b \u0627\u0644\u063a\u0631\u0628\u064a\u0629, \u0635 127.<br \/>\n(34) \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0627\u0645\u0627\u0645 : \u0642\u0636\u064a\u0629 \u0639\u0635\u0645\u062a \u0627\u0644\u0633\u0627\u062f\u0627\u062a, \u0645\u062d\u0627\u0643\u0645\u0629 \u0639\u0635\u0631, \u0645\u062c\u0644\u0629 \u0631\u0648\u0632 \u0627\u0644\u064a\u0648\u0633\u0641, \u0627\u0644\u0642\u0627\u0647\u0631\u0629, 1983, \u0635 41.<br \/>\n(35) \u0645\u062d\u0645\u0648\u062f \u0633\u0627\u0644\u0645 : \u0627\u0644\u0627\u0648\u0631\u0627\u0642 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629, \u0627\u0644\u0642\u0627\u0647\u0631\u0629, 1987, \u0635 36.<\/p>\n<p style=\"text-align: justify;\">(36) Barbara Webster and Michael S.M.c Campbell: (1992)<\/p>\n<p style=\"text-align: justify;\">International Money Laundering &#8211; National Institution of Justice.<br \/>\n(37) Sa. Ronald Cleaver: (1992)<\/p>\n<p style=\"text-align: justify;\">Money Laundering &#8211; United states, Department of Justice Federal &#8211; Bureau of Investigation P 5.<br \/>\n(38) \u062f. \u0645\u0646\u0649 \u0627\u0644\u0623\u0634\u0642\u0631: \u0645\u0631\u062c\u0639 \u0645\u0630\u0643\u0648\u0631, \u0635 67.<br \/>\n(39) Walter Ingo et C. Simon (1989)<\/p>\n<p style=\"text-align: justify;\">, Money Laundering, sterm school of Busines New York University, Unplished, New York. P.6.<br \/>\n(40) Dr. Jihad Azour: P. 27.<br \/>\n(41) United Nation &#8211; Economic and Social Council, Vienna, 1998, Raport about Money Laundering.<br \/>\n(42) United States &#8211; Department of Justice-F.B.I. Money Laundering &#8211; A Guid for Inssurance Companies 1992.<br \/>\n(43) Chef de division \u02c6 L&#8217;office suisse de la Justice .<br \/>\n(44) \u0648\u064a\u0637\u0644\u0642 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u062f\u0648\u0644 \u0645\u062b\u0644 \u0627\u0644\u0643\u0648\u064a\u062a \u201c\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0627\u062d\u0644\u0627\u0644\u201d, \u0648\u0647\u064a \u062a\u0631\u062c\u0645\u0629 \u0644\u0644\u0643\u0644\u0645\u0629 \u0627\u0644\u0627\u0646\u0643\u0644\u064a\u0632\u064a\u0629 Placement .<br \/>\n(45) \u0648\u064a\u0637\u0644\u0642 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u062f\u0648\u0644 \u201c\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062a\u0639\u062a\u064a\u0645\u201d \u062a\u0639\u0631\u064a\u0628\u0627\u064b \u0644\u0644\u0643\u0644\u0645\u0629 \u0627\u0644\u0627\u0646\u0643\u0644\u064a\u0632\u064a\u0629 Layering.<br \/>\n(46)Myrdal G: The Challenge of the World Poverty, Allen Lane and Penguin Press, (1970)<\/p>\n<p style=\"text-align: justify;\">P.P. 208 &#8211; 252.<br \/>\n(47) \u062f. \u0641\u0624\u0627\u062f \u0645\u0631\u0633\u064a: \u0627\u0644\u0631\u0623\u0633\u0645\u0627\u0644\u064a\u0629 \u062a\u062c\u062f\u062f \u0646\u0641\u0633\u0647\u0627 , \u0639\u0627\u0644\u0645 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 , \u0627\u0644\u0643\u0648\u064a\u062a 1990, \u0635 216.<br \/>\n(48)United Nations, Economical and Social Council, Vienna, 16-3-1998.<br \/>\n(49) \u062f. \u0641\u0624\u0627\u062f \u0645\u0631\u0633\u064a: \u0627\u0644\u0631\u0623\u0633\u0645\u0627\u0644\u064a\u0629 \u062a\u062c\u062f\u062f \u0646\u0641\u0633\u0647\u0627, \u0639\u0627\u0644\u0645 \u0627\u0644\u0645\u0639\u0631\u0641\u0629, \u0627\u0644\u0643\u0648\u064a\u062a, 1990, \u0635216.<br \/>\n(50) \u0627\u0644\u0642\u0627\u0636\u064a \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u063a\u0633\u0627\u0646 \u0631\u0628\u0627\u062d: \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0624\u062b\u0631\u0627\u062a \u0627\u0644\u0639\u0642\u0644\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f, \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649, 1999, \u062f\u0627\u0631 \u0627\u0644\u062e\u0644\u0648\u062f, \u0635 152.<br \/>\n(51) \u0627\u0644\u0644\u0648\u0627\u0621 \u0639\u0635\u0627\u0645 \u0627\u0644\u062a\u0631\u0633\u0627\u0648\u064a, \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644, 1995, \u0635 3 * 5.<br \/>\n(52) International Narcoties Control Board for 1994, (INCB)<\/p>\n<p style=\"text-align: justify;\">.<br \/>\n(53) Le Groupe d&#8217;action Financire International contre le blanchiment des capitaux. (GAFI)<\/p>\n<p style=\"text-align: justify;\">.<br \/>\n(54) \u0645\u062c\u0644\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0643\u0648\u064a\u062a\u064a\u0629, \u0645\u062c\u0644\u0633 \u0627\u0644\u0646\u0634\u0631 \u0627\u0644\u0639\u0644\u0645\u064a, \u0627\u0644\u0643\u0648\u064a\u062a, 1998, \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u062b\u0627\u0644\u062b, \u0635300.<br \/>\n(55) \u0645\u062c\u0644\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0643\u0648\u064a\u062a\u064a\u0629, \u0645\u0631\u062c\u0639 \u0645\u0630\u0643\u0648\u0631, \u0635 381.<br \/>\n(56) Micheal Zeldin: Money Laundering, 1992, P.257<br \/>\n(57) Gerald L. Hilsher: Banking Secrecy: Coping with Money Laundering in the Internationl Arena (1988)<\/p>\n<p style=\"text-align: justify;\">P. 240.<br \/>\n(58) Money Laundering: A Guide For Insurance Companies (1992)<\/p>\n<p style=\"text-align: justify;\">, U.S. Department of Justice, Fedral Bureau of Investigation, P.2.<br \/>\n(59) Walter, Ingo et C. Simon (1989)<\/p>\n<p style=\"text-align: justify;\">, Money Laundering, Stern School of Business, New York University, Unplished, New York P. 3.<br \/>\n(60) Pierre Kopp, L&#8217;Economie du Blanchiment. Cashiers \u0632Finance Ethique Confiance&#8221;,. 1996, P.11.<br \/>\n(61) \u062f. \u063a\u0633\u0627\u0646 \u0631\u0628\u0627\u062d: \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0624\u062b\u0631\u0627\u062a \u0627\u0644\u0639\u0642\u0644\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f, \u0645\u0631\u062c\u0639 \u0645\u0630\u0643\u0648\u0631, \u0635151.<br \/>\n(62) Micheal Arthur James: The Swiss And their Marvelous Banks, 1992, P.49.<br \/>\n(63) Willy Relleke: Banking Secrecy, Scope and Content, 1993, P. 135.<br \/>\n(64) \u062f. \u0645\u062d\u0645\u062f \u0634\u0639\u064a\u0628: \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u0624\u0634\u0631 , \u0627\u0644\u0639\u062f\u062f 274, \u062a\u0627\u0631\u064a\u062e 31\/7\/1998, \u0635 49.<br \/>\n(65) \u0648\u0630\u0644\u0643 \u0623\u062b\u0646\u0627\u0621 \u0645\u0642\u0627\u0628\u0644\u0629 \u062a\u0644\u0641\u0632\u064a\u0648\u0646\u064a\u0629 \u0639\u0644\u0649 \u0634\u0627\u0634\u0629 \u062a\u0644\u0641\u0632\u064a\u0648\u0646 LBCI, \u0628\u062a\u0627\u0631\u064a\u062e 15\/7\/1999.<br \/>\n(66) \u0645\u062c\u0644\u0629 \u0627\u0644\u062c\u064a\u0634, \u0627\u0644\u0639\u062f\u062f \u0631\u0642\u0645 182\/183, \u0622\u0628\/\u0627\u064a\u0644\u0648\u0644 2000, \u0635 105.<br \/>\n(67) \u062f. \u063a\u0633\u0627\u0646 \u0631\u0628\u0627\u062d : \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a , \u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0628\u062d\u0633\u0648\u0646 \u0627\u0644\u062b\u0642\u0627\u0641\u064a\u0629, \u0628\u064a\u0631\u0648\u062a, 1990, \u0635 152.<br \/>\n(68) \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0646\u0647\u0627\u0631, \u0628\u062a\u0627\u0631\u064a\u062e 6\/11\/1995.<\/p>\n<p style=\"text-align: justify;\">* \u0646\u0627\u062f\u0631 \u0639\u0628\u062f \u0627\u0644\u0639\u0632\u064a\u0632 \u0634\u0627\u0641\u064a \u0645\u0627\u062c\u0633\u062a\u064a\u0631 \u0641\u064a \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 *<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0628\u062d\u062b \u0642\u0627\u0646\u0648\u0646\u064a \u0643\u0628\u064a\u0631 \u0639\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 (\u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629) \u062a\u064f\u0639\u062a\u064e\u0628\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0635\u0628 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0630\u064a \u064a\u0633\u0627\u0647\u0645 \u0628\u0634\u0643\u0644 \u0623\u0633\u0627\u0633\u064a \u0641\u064a \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629. \u0648\u0642\u062f \u0623\u062f\u0649 \u0627\u0644\u062a\u0637\u0648\u0631 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[&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":7984,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[1765,37,2736,320,608],"class_list":["post-7983","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-6","tag-1765","tag-37","tag-2736","tag-320","tag-608"],"views":1340,"_links":{"self":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/7983","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/comments?post=7983"}],"version-history":[{"count":0,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/7983\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media\/7984"}],"wp:attachment":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media?parent=7983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/categories?post=7983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/tags?post=7983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}