{"id":77873,"date":"2017-08-23T06:12:28","date_gmt":"2017-08-23T03:12:28","guid":{"rendered":"http:\/\/www.mohamah.net\/law\/?p=77873"},"modified":"2017-12-03T06:36:34","modified_gmt":"2017-12-03T03:36:34","slug":"%d9%85%d8%a7%d9%87%d9%8a%d8%a9-%d8%a7%d9%84%d8%ac%d8%b1%d8%a7%d8%a6%d9%85-%d8%a7%d9%84%d8%a5%d9%84%d9%83%d8%aa%d8%b1%d9%88%d9%86%d9%8a%d8%a9-%d9%88-%d8%a2%d9%84%d9%8a%d8%a7%d8%aa-%d8%a7%d9%84%d8%aa","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d9%85%d8%a7%d9%87%d9%8a%d8%a9-%d8%a7%d9%84%d8%ac%d8%b1%d8%a7%d8%a6%d9%85-%d8%a7%d9%84%d8%a5%d9%84%d9%83%d8%aa%d8%b1%d9%88%d9%86%d9%8a%d8%a9-%d9%88-%d8%a2%d9%84%d9%8a%d8%a7%d8%aa-%d8%a7%d9%84%d8%aa\/","title":{"rendered":"\u0645\u0627\u0647\u064a\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648 \u0622\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0635\u062f\u064a \u0644\u0647\u0627 – \u0628\u062d\u062b \u0642\u0627\u0646\u0648\u0646\u064a"},"content":{"rendered":"

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\n\u0627\u0644\u0645\u0644\u062e\u0635:<\/span><\/span><\/p>\n

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Abstract:<\/span><\/span><\/p>\n

The evolution in the information and communication technology, and the emergence of the Internet with all what it carried as progress and services, this is not passed peacefully on the world, because as much as it affected positive issues and it changed in communities life style and contributed to the development and progress in all fields, particularly electronic transactions, as much as it had a negative impact on people\u2019s lives and interests of the states, all of this was reflected in the adaptation of the internet and electronic means to be a world from the worlds of crime, and so came into being the electronic crimes of various kinds, and we will try in our research that address the development of electronic transactions and the definition of what the cyber-crime and what the mechanisms to ensure combating it.<\/p>\n

key words:<\/span> Electronic transactions, cyber-crime.<\/p>\n

\u0645\u0642\u062f\u0645\u0629:<\/span><\/span><\/p>\n

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\n\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0628\u062d\u062b: \u062a\u062a\u0644\u062e\u0635 \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0628\u062d\u062b \u0641\u064a\u0645\u0627 \u064a\u0644\u064a:<\/span><\/span><\/p>\n

\u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0645\u0627\u0647\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648 \u0627\u0644\u0625\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u062d\u062c\u0645 \u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0630\u064a \u0648\u0635\u0644\u062a \u0625\u0644\u064a\u0647 .
\n\u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0631\u0627\u0641\u0642 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0639\u0644\u0649 \u0645\u0633\u0628\u0628\u0627\u062a \u062a\u0641\u0634\u064a\u0647\u0627 \u0648\u0639\u0644\u0649 \u062d\u062c\u0645 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062b\u0647\u0627.
\n\u0625\u0628\u0631\u0627\u0632 \u062f\u0648\u0631 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0641\u064a \u0627\u0644\u062a\u062f\u062e\u0644 \u0644\u0644\u062a\u0635\u062f\u064a \u0644\u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 .
\n\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0645\u0648\u0636\u0648\u0639:<\/span><\/span><\/p>\n

\u062a\u0631\u062c\u0639 \u0623\u0647\u0645\u064a\u0629 \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0627\u0646\u062a\u0634\u0627\u0631 \u0627\u0644\u0648\u0627\u0633\u0639 \u0644\u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0648\u0627\u0644\u0630\u064a \u0631\u0627\u0641\u0642 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0648\u0627\u0633\u0639 \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0635\u0639\u064a\u062f \u0627\u0644\u062f\u0648\u0644\u064a \u0648\u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a \u0648\u0627\u0644\u0648\u0637\u0646\u064a \u0647\u0630\u0627 \u0645\u0646 \u062c\u0647\u0629\u060c \u0648\u0645\u0646 \u062c\u0647\u0629 \u0623\u062e\u0631\u0649 \u0641\u0642\u062f \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u064f\u062a\u0644\u0627\u0632\u0645\u0629 \u0645\u0639 \u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0633\u0631\u064a\u0639 \u0648\u0627\u0644\u0647\u0627\u0626\u0644 \u0641\u064a \u0645\u062c\u0627\u0644 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0641\u0646\u062a\u064a\u062c\u0629 \u0644\u0644\u062a\u0642\u062f\u0645 \u0627\u0644\u0643\u0628\u064a\u0631 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0627\u062a \u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0639\u0646\u0643\u0628\u0648\u062a\u064a\u0629 )\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a(\u060c \u0637\u0641\u062a \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0635\u0648\u0631\u0647\u0627 \u0627\u0644\u0645\u064f\u062e\u062a\u0644\u0641\u0629\u060c \u0648\u0623\u0635\u0628\u062d\u062a \u062a\u0647\u062f\u062f \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0644\u0644\u0623\u0641\u0631\u0627\u062f\u060c \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0648\u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a.<\/p>\n

\u0645\u0646\u0647\u062c \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0645\u062a\u0628\u0639 :\u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u0625\u062c\u0627\u0628\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0633\u0627\u0624\u0644 \u0627\u0644\u0645\u0637\u0631\u0648\u062d \u0648\u0628\u063a\u064a\u0629 \u0627\u062e\u062a\u0628\u0627\u0631 \u0627\u0644\u0641\u0631\u0636\u064a\u0627\u062a \u0627\u0639\u062a\u0645\u062f\u0646\u0627 \u0641\u064a \u0627\u0644\u0628\u062d\u062b \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0647\u062c \u0627\u0644\u0648\u0635\u0641\u064a \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u064a \u0648\u0627\u0644\u0630\u064a \u064a\u062a\u0646\u0627\u0633\u0628 \u0645\u0639 \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u0635\u0641 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u062a\u062d\u0644\u064a\u0644\u0647\u0627 \u0644\u062a\u062d\u062f\u064a\u062f \u0623\u0646\u0648\u0627\u0639\u0647\u0627 \u0648 \u0645\u0633\u0628\u0628\u0627\u062a\u0647\u0627 \u0648\u0645\u062d\u0627\u0648\u0644\u0629 \u0625\u064a\u062c\u0627\u062f \u0627\u0644\u0622\u0644\u064a\u0627\u062a \u0627\u0644\u0643\u0641\u064a\u0644\u0629 \u0644\u0644\u062a\u0635\u062f\u064a \u0644\u0647\u0627.<\/p>\n

\u0648\u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0628\u062d\u062b\u060c \u0648\u0641\u064a \u0636\u0648\u0621 \u0627\u0644\u0641\u0631\u0636\u064a\u0627\u062a \u0627\u0644\u0645\u0648\u0636\u0648\u0639\u0629\u060c \u0641\u0642\u062f \u062a\u0645 \u062a\u0636\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0622\u062a\u064a\u0629:<\/span><\/p>\n

\u0645\u0642\u062f\u0645\u0629<\/span><\/p>\n

1- \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0645\u0641\u0627\u0647\u064a\u0645\u064a \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

1-1- \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/span><\/p>\n

1-2- \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/span><\/p>\n

1-2-1- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

1-2-2- \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

1-2-3- \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

1-3- \u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

2- \u0645\u0627\u0647\u064a\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/span><\/p>\n

2-1-\u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/span><\/p>\n

2-2- \u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 :<\/span><\/p>\n

2-3- \u0623\u0635\u0646\u0627\u0641 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

2-4- \u0648\u0627\u0642\u0639 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

3- \u0633\u0628\u0644 \u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

3-1-\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u062a\u062e\u0630\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0631\u0628\u064a \u0648\u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u062d\u0627\u0633\u0648\u0628:<\/span><\/p>\n

3-2- \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u062f\u0648\u0644\u0629 \u0627\u0633\u062a\u0648\u0646\u064a\u0627 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

3-3- \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0641\u064a \u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

\u062e\u0627\u062a\u0645\u0629<\/span><\/p>\n

1- \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0645\u0641\u0627\u0647\u064a\u0645\u064a \u0644\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/span><\/p>\n

\u0644\u0642\u062f \u0631\u0627\u0641\u0642 \u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0647\u0627\u0626\u0644 \u0641\u064a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062a\u063a\u064a\u064a\u0631 \u0641\u064a \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0625\u062f\u0627\u0631\u064a \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u060c \u0648\u0645\u0646 \u0628\u064a\u0646 \u0633\u0645\u0627\u062a \u0647\u0630\u0627 \u0627\u0644\u062a\u063a\u064a\u0631 \u0638\u0647\u0648\u0631 \u0645\u0627 \u064a\u0639\u0631\u0641 \u0628\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u062d\u0644\u062a \u0645\u062d\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.<\/p>\n

1-1- \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/span>\u0625\u0646 \u0645\u0635\u0637\u0644\u062d \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u064a\u0639\u0628\u0631 \u0639\u0646 \u201d \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0648\u0627\u0644\u062d\u0627\u0633\u0628 \u0627\u0644\u0622\u0644\u064a \u201d \u0645\u0646 \u062d\u064a\u062b \u062a\u0628\u0627\u062f\u0644 \u0648\u0646\u0642\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649\u060c \u0648\u0643\u0630\u0644\u0643 \u0645\u0633\u0627\u0626\u0644 \u062a\u062e\u0632\u064a\u0646\u0647\u0627 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0628\u0631\u064a\u062f\u060c \u0648\u0627\u0644\u0631\u0633\u0627\u0626\u0644\u060c \u0648\u0627\u0644\u0633\u0646\u062f\u0627\u062a\u060c \u0648\u0627\u0644\u0633\u062c\u0644\u0627\u062a\u060c \u0648\u0627\u0644\u062a\u0648\u0627\u0642\u064a\u0639 \u0648\u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0643\u0639\u0642\u0648\u062f \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629\u060c \u0627\u0644\u0641\u0636\u0627\u0626\u064a\u0627\u062a\u060c \u0627\u0644\u0625\u0639\u0644\u0627\u0646\u0627\u062a \u0648 \u063a\u064a\u0631\u0647\u0627)\u060c \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0625\u0630 \u062a\u0639\u062a\u0628\u0631 \u062c\u0645\u064a\u0639\u0647\u0627 \u0645\u0646 \u0642\u0628\u064a\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629[1]. \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0647\u064a \u0627\u0646\u062c\u0627\u0632 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0648\u0625\u0628\u0631\u0627\u0645 \u0627\u0644\u0639\u0642\u0648\u062f \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0635\u064a\u063a\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0647\u064a \u062a\u0634\u0645\u0644 \u0643\u0630\u0644\u0643 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0648\u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0643\u0630\u0644\u0643 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a (\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629)\u060c \u0648 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0646\u0641\u064a\u0630 \u0643\u0627\u0641\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0628\u0647\u062f\u0641 \u062a\u0633\u0647\u064a\u0644 \u0648\u062a\u0633\u0631\u064a\u0639 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0647\u0627(\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629).<\/p>\n

\u0648 \u064a\u0645\u0643\u0646 \u062a\u0639\u0631\u064a\u0641\u0647\u0627 \u062d\u0633\u0628 \u0645\u0627 \u062c\u0627\u0621 \u0641\u064a \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0631\u0642\u0645 01 \u0644\u0633\u0646\u0629 2006: \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u201d \u0623\u064a \u062a\u0639\u0627\u0645\u0644 \u0623\u0648 \u0639\u0642\u062f \u0623\u0648 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u062a\u0645 \u0625\u0628\u0631\u0627\u0645\u0647\u0627 \u0623\u0648 \u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u0628\u0634\u0643\u0644 \u0643\u0644\u0651\u064a \u0623\u0648 \u062c\u0632\u0626\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u201d [2].<\/p>\n

\u0648\u062d\u0633\u0628 \u0645\u0627 \u062c\u0627\u0621 \u0641\u064a \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0639\u064f\u0645\u0627\u0646\u064a (2008)\u060c \u0641\u0625\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0647\u064a \u201c\u0623\u064a \u0625\u062c\u0631\u0627\u0621 \u0623\u0648 \u0639\u0642\u062f \u064a\u0628\u0631\u0645 \u0623\u0648 \u064a\u0646\u0641\u0630 \u0643\u0644\u064a\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a \u0627\u064b \u0628\u0648\u0627\u0633\u0637\u0629 \u0631\u0633\u0627\u0626\u0644 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u201d [3] \u060c \u0648\u064a\u0642\u0635\u062f \u0628\u0647\u0627 \u062d\u0633\u0628 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a (2007) : \u201d \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0648\u0627\u0644\u062a\u0635\u0631\u0641\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0623\u062d\u0648\u0627\u0644 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0633\u0627\u0626\u0631 \u0627\u0644\u0645\u0633\u0627\u0626\u0644 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u062a\u0635\u0631\u0641\u0627\u062a \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0623\u0648 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0625\u0628\u0631\u0627\u0645\u0647\u0627 \u0623\u0648 \u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u0643\u0644\u064a\u064b\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a\u064b\u0627 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0631\u0633\u0627\u0644\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u201d [4].<\/p>\n

\u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0627 \u062a\u0642\u062f\u0645 \u064a\u0645\u0643\u0646\u0646\u0627 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0623\u0646\u0647\u0627: \u201c\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0633\u0648\u0627\u0621 \u0623\u0643\u0627\u0646\u062a \u062d\u0643\u0648\u0645\u064a\u0629 \u0623\u0648 \u062e\u0627\u0635\u0629 \u0648 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u0628\u0634\u0643\u0644 \u0643\u0644\u064a \u0623\u0648 \u062c\u0632\u0626\u064a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u062d\u0648\u0627\u0633\u064a\u0628\u060c \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0647\u0627\u062a\u0641\u064a\u0629\u060c \u0634\u0628\u0643\u0627\u062a \u0646\u0642\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0647\u0648\u0627\u062a\u0641 \u0627\u0644\u0630\u0643\u064a\u0629\u2026\u0627\u0644\u062e) \u0628\u0647\u062f\u0641 \u062a\u0633\u0647\u064a\u0644 \u0648\u062a\u0633\u0631\u064a\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629) \u060c \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 (\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629)\u060c \u0623\u0648 \u062a\u0633\u0647\u064a\u0644 \u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644(\u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629).<\/p>\n

1-2- \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0645\u0646 \u0628\u064a\u0646 \u0623\u0647\u0645 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0646\u062c\u062f:<\/span><\/span><\/p>\n

1-2-1- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/span><\/p>\n

\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u0639\u0627\u0628\u064a\u0631 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0648\u0627\u0644\u062a\u064a \u0623\u062e\u0630\u062a \u0628\u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u062d\u064a\u0627\u062a\u0646\u0627 \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u062d\u062a\u0649 \u0623\u0646\u0647\u0627 \u0623\u0635\u0628\u062d\u062a \u062a\u0633\u062a\u062e\u062f\u0645 \u0641\u064a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062d\u064a\u0627\u062a\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u0647\u064a \u0630\u0627\u062a \u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u062b\u0648\u0631\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a\u060c \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0639\u0628\u064a\u0631 \u064a\u0645\u0643\u0646 \u0623\u0646 \u0646\u0642\u0633\u0645\u0647 \u0625\u0644\u0649 \u0645\u0642\u0637\u0639\u064a\u0646\u060c \u062d\u064a\u062b \u0623\u0646 \u0627\u0644\u0623\u0648\u0644\u060c \u0648\u0647\u0648 \u201c\u0627\u0644\u062a\u062c\u0627\u0631\u0629\u201d\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0646\u0634\u0627\u0637 \u0627\u0642\u062a\u0635\u0627\u062f\u064a \u064a\u062a\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u062a\u062d\u0643\u0645\u0647 \u0639\u062f\u0629 \u0642\u0648\u0627\u0639\u062f \u0648\u0623\u0646\u0638\u0645\u0629 \u064a\u0645\u0643\u0646 \u0627\u0644\u0642\u0648\u0644 \u0628\u0623\u0646\u0647 \u0645\u0639\u062a\u0631\u0641 \u0628\u0647\u0627 \u062f\u0648\u0644\u064a\u0627\u064b\u060c \u0623\u0645\u0627 \u0627\u0644\u0645\u0642\u0637\u0639 \u0627\u0644\u062b\u0627\u0646\u064a \u201c\u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u201d \u0641\u0647\u0648 \u064a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0648\u0635\u0641 \u0644\u0645\u062c\u0627\u0644 \u0623\u062f\u0627\u0621 \u0627\u0644\u062a\u062c\u0627\u0631\u0629\u060c \u0648\u064a\u0642\u0635\u062f \u0628\u0647 \u0623\u062f\u0627\u0621 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0648\u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a[5].<\/p>\n

1-2-1-1- \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/span> \u0625\u0646 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u064a \u062a\u0644\u0628\u064a \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0641\u064a \u0627\u0644\u0645\u0643\u0627\u0646 \u0648\u0627\u0644\u0632\u0645\u0627\u0646 \u0627\u0644\u0645\u0644\u0627\u0626\u0645\u064a\u0646\u060c \u0648\u0643\u0630\u0644\u0643 \u0628\u0627\u0644\u0633\u0639\u0631 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u060c \u0623\u0645\u0627 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (e-commerce) \u0641\u0647\u064a \u062a\u0644\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0648\u0644\u0643\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0648\u0633\u064a\u0637 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a (\u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a) \u0633\u0648\u0627\u0621 \u0623\u0643\u0627\u0646 \u062f\u0627\u062e\u0644 \u062d\u062f\u0648\u062f \u0627\u0644\u062f\u0648\u0644\u0629 \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629 \u0623\u0648 \u062e\u0627\u0631\u062c\u0647\u0627\u060c \u0648\u0628\u0635\u0631\u0641 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0646\u0648\u0639\u064a\u0629 \u0627\u0644\u0633\u0644\u0639 \u0645\u062d\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0623\u0648 \u0645\u062f\u0649 \u0645\u0634\u0631\u0648\u0639\u064a\u062a\u0647\u0627\u060c \u0623\u0648 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0630\u064a \u062a\u062e\u0636\u0639 \u0644\u0647[6]. \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0639\u0646\u064a \u0634\u0631\u0627\u0621 \u0648\u0628\u064a\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0646 \u0642\u0650\u0628\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u062f\u0648\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u064a\u0629 \u0648\u062b\u0627\u0626\u0642 \u0648\u0631\u0642\u064a\u0629 \u060c \u0648\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0648\u0627\u0633\u0639 \u0628\u0623\u0646\u0647\u0627 \u0634\u0631\u0627\u0621 \u0648 \u0628\u064a\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a \u060c \u0648\u0644\u0643\u0646 \u064a\u0645\u0643\u0646 \u0627\u0639\u062a\u0628\u0627\u0631 \u0628\u0623\u0646 \u0623\u064a\u0629 \u0645\u0639\u0627\u0645\u0644\u0629 \u064a\u062a\u0645 \u0627\u0644\u0627\u0646\u062a\u0647\u0627\u0621 \u0645\u0646 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0628\u064a\u0639\u0647\u0627 \u0628\u0634\u0643\u0644 \u0643\u0627\u0645\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u064a\u064f\u0637\u0644\u0642 \u0639\u0644\u064a\u0647\u0627 \u062a\u062c\u0627\u0631\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 [7]\u060c \u0648\u064a\u0639\u0631\u0641\u0647\u0627 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0628\u0623\u0646\u0647\u0627 : \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0628\u0627\u0634\u0631 \u0628\u0648\u0627\u0633\u0637\u0629 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 [8]\u060c \u0648\u062a\u0639\u0631\u0641\u0647\u0627 \u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0648\u0627\u0644\u062a\u0646\u0645\u064a\u0629 (OCDE) \u0628\u0623\u0646\u0647\u0627: \u062a\u0634\u0645\u0644 \u062c\u0645\u064a\u0639 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u0645\u0643\u062a\u0648\u0628\u0629 \u0623\u0645 \u0645\u0631\u0626\u064a\u0629 \u0623\u0645 \u0645\u0633\u0645\u0648\u0639\u0629\u060c \u0647\u0630\u0627 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0634\u0645\u0648\u0644 \u0627\u0644\u0622\u062b\u0627\u0631 \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0644\u0649 \u0639\u0645\u0644\u064a\u0629 \u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u060c \u0648\u0645\u062f\u0649 \u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062f\u0639\u0645 \u0648\u062a\u062d\u0643\u0645 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 [9].<\/p>\n

1-2-1-2- \u062a\u0642\u0633\u064a\u0645\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/span><\/p>\n

\u064a\u0645\u0643\u0646 \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062d\u0633\u0628 \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0628\u064a\u0646 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u0641\u0627\u0639\u0644\u0629\u060c \u0623\u0648 \u0646\u0648\u0639\u064a\u0629 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0628\u064a\u0646\u0647\u0645 \u0625\u0644\u0649 \u0639\u062f\u0629 \u0623\u0646\u0645\u0627\u0637 [10]:<\/span><\/span><\/p>\n

\u0623- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0625\u0644\u0649 \u0645\u0633\u062a\u0647\u0644\u0643 ( B2C Business to Consumer).<\/span><\/p>\n

\u0628- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 (Business to Business B2B ).<\/span><\/p>\n

\u062c- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0645\u0633\u062a\u0647\u0644\u0643 \u0625\u0644\u0649 \u0645\u0633\u062a\u0647\u0644\u0643 (Consumer to Consumer C2C ).<\/span><\/p>\n

\u062f- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0645\u0633\u062a\u0647\u0644\u0643 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 (C2B Consumer to Business).<\/span><\/p>\n

\u0647- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0634\u0631\u0643\u0629 \u0625\u0644\u0649 \u062d\u0643\u0648\u0645\u0629 (B2G Business to Government).<\/span><\/p>\n

\u0648- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 ( B2E :Business to Employee).<\/span><\/p>\n

\u0632- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0648 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 ( G2C : Government to Consumer).<\/span><\/p>\n

\u062d- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u0621 (Business to Partner B2P ).<\/span><\/p>\n

\u0637- \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062e\u0644\u0648\u064a\u0629 (M- Business ) .<\/span><\/p>\n

1-2-2- \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span> \u0644\u0642\u062f \u0633\u0627\u0647\u0645\u062a \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0647\u0627\u0626\u0644\u0629 \u0627\u0644\u062a\u064a \u0634\u0647\u062f\u0647\u0627 \u0627\u0644\u0639\u0627\u0644\u0645 \u0645\u0639 \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0648\u0627\u062d\u062f \u0648\u0627\u0644\u0639\u0634\u0631\u064a\u0646\u060c \u0641\u064a \u0625\u062d\u062f\u0627\u062b \u062a\u063a\u064a\u064a\u0631 \u062c\u0630\u0631\u064a \u0641\u064a \u0633\u064a\u0631 \u0648 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629\u060c \u0648\u0623\u0635\u0628\u062d \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062f\u0648\u0644\u064a\u060c \u0648\u0630\u0644\u0643 \u0633\u0639\u064a\u0627 \u0645\u0646\u0647\u0627 \u0644\u0644\u0631\u0641\u0639 \u0645\u0646 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0648\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u060c \u0648\u0645\u0648\u0627\u0643\u0628\u0629 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u0645\u0633\u062a \u062c\u0645\u064a\u0639 \u0645\u0646\u0627\u062d\u064a \u0627\u0644\u062d\u064a\u0627\u0629.<\/p>\n

1-2-2-1- \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span> \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0639\u0646\u064a : \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0644\u062a\u0637\u0648\u064a\u0631 \u0648\u062a\u062d\u0633\u064a\u0646 \u0648\u062a\u062f\u0628\u064a\u0631 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0639\u0627\u0645\u0629 \u060c \u0648\u062a\u062a\u0645\u062b\u0644 \u0641\u064a \u0627\u0646\u062c\u0627\u0632 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0633\u0648\u0627\u0621 \u0628\u064a\u0646 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0623\u0648 \u0628\u064a\u0646 \u0627\u0644\u0645\u062a\u0639\u0627\u0645\u0644\u064a\u0646 \u0645\u0639\u0647\u0627 \u060c \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a \u0648\u062a\u0642\u0646\u064a\u0627\u062a\u0647\u0627 \u0648\u0630\u0644\u0643 \u0648\u0641\u0642 \u0636\u0645\u0627\u0646\u0627\u062a \u0623\u0645\u0646\u064a\u0629 \u0645\u0639\u064a\u0646\u0629 \u062a\u062d\u0645\u064a \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0648\u0627\u0644\u062c\u0647\u0629 \u0635\u0627\u062d\u0628\u0629 \u0627\u0644\u062e\u062f\u0645\u0629[11] .\u0648\u064a\u0639\u0631\u0641\u0647\u0627 \u0645\u0631\u0643\u0632 \u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0628\u0623\u0646\u0647\u0627 \u0627\u0644\u0646\u0633\u062e\u0629 \u0627\u0644\u0625\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0639\u0646 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u0627\u0644\u0643\u0644\u0627\u0633\u064a\u0643\u064a\u0629 \u0645\u0639 \u0641\u0627\u0631\u0642 \u0623\u0646 \u0627\u0644\u0623\u0648\u0644\u0649 \u062a\u0639\u064a\u0634 \u0641\u064a \u0627\u0644\u0634\u0628\u0643\u0627\u062a \u0648\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u062a\u062d\u0627\u0643\u064a \u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0648\u0627\u062c\u062f \u0628\u0634\u0643\u0644 \u0645\u0627\u062f\u064a \u0641\u064a \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062f\u0648\u0644\u0629\u060c \u0648\u0628\u0634\u0643\u0644 \u0623\u0628\u0633\u0637 \u0641\u0625\u0646 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0639\u0644\u0649 \u0627\u062e\u062a\u0644\u0627\u0641\u0647\u0627 \u0639\u0628\u0631 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0623\u0647\u0645\u0647\u0627 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a[12] .<\/p>\n

1-2-2-2- \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 :<\/span> \u064a\u0645\u0643\u0646 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0628\u0623\u0646\u0647\u0627 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0643\u0627\u0645\u0644\u064a \u0627\u0644\u0641\u0639\u0627\u0644 \u0644\u062c\u0645\u064a\u0639 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0644\u062a\u0646\u0641\u064a\u0630 \u0643\u0627\u0641\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0628\u0647\u062f\u0641 \u062a\u0633\u0631\u064a\u0639 \u062a\u0639\u0627\u0645\u0644\u0627\u062a\u0647\u0627 \u0633\u0648\u0627\u0621 \u062f\u0627\u062e\u0644 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0646\u0641\u0633\u0647\u0627\u060c \u0623\u0648 \u0628\u064a\u0646\u0647\u0627 \u0648\u0628\u064a\u0646 \u062a\u0644\u0643 \u0627\u0644\u062a\u064a \u062a\u0631\u0628\u0637\u0647\u0627 \u0628\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0643\u0645\u0631\u0627\u062c\u0639\u064a\u0646 \u0623\u0648 \u0642\u0637\u0627\u0639 \u0627\u0644\u0623\u0639\u0645\u0627\u0644[13].<\/p>\n

1-2-2-3- \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 :<\/span> \u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062a\u064a \u062a\u062d\u0642\u0642\u0647\u0627 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 [14]:<\/p>\n

– \u0627\u0646\u062c\u0627\u0632 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u064a\u0636\u0645\u0646 \u0635\u062d\u0629 \u0648\u062f\u0642\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u062e\u0644\u0648\u0647\u0627 \u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0628\u0634\u0631\u064a\u0629.<\/p>\n

– \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0646\u062f \u062a\u062e\u0644\u064a\u0635 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627.<\/p>\n

– \u0631\u0628\u0637 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0648\u0632\u0627\u0631\u0627\u062a \u0648\u0645\u062e\u062a\u0644\u0641 \u0623\u0642\u0633\u0627\u0645 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u064a\u0636\u0645\u0646 \u0625\u062f\u0627\u0631\u0629 \u0623\u0641\u0636\u0644 \u0648\u0623\u0643\u062b\u0631 \u0641\u0627\u0639\u0644\u064a\u0629.<\/p>\n

– \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0628\u0648\u0627\u0628\u0629 \u0648\u0627\u062d\u062f\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>\n

– \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062d\u062a\u0627\u062c\u0648\u0646\u0647\u0627 \u0628\u0633\u0647\u0648\u0644\u0629\u060c \u0648\u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0645\u0639 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u062f\u0648\u0646\u0645\u0627 \u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0644\u0627\u0646\u062a\u0638\u0627\u0631 \u0641\u064a \u0635\u0641\u0648\u0641 \u0637\u0648\u064a\u0644\u0629\u060c \u0648\u062f\u0648\u0646\u0645\u0627 \u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0646\u062a\u0638\u0627\u0631 \u0628\u062f\u0621 \u0633\u0627\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0623\u0648 \u062d\u0645\u0644 \u0631\u0632\u0645 \u062b\u0642\u064a\u0644\u0629 \u0645\u0646 \u0627\u0644\u0623\u0648\u0631\u0627\u0642.<\/p>\n

– \u062a\u0648\u0641\u0631 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0642\u0637\u0627\u0639 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628.<\/p>\n

1-2-2-4- \u0623\u0635\u0646\u0627\u0641 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 :<\/span>\u0625\u0646 \u0644\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0634\u0643\u0627\u0644 \u0645\u062a\u0639\u062f\u062f\u0629 \u062a\u062e\u062a\u0644\u0641 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629 \u0645\u0646 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0645\u0635\u0627\u0644\u062d (Stakeholder) \u060c \u0648\u062a\u0639\u062a\u0628\u0631 \u0647\u0630\u0647 \u0627\u0644\u0623\u0634\u0643\u0627\u0644 \u0623\u0647\u0645 \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u064a\u0647\u0627 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0623\u0645\u0648\u0631 \u0627\u0644\u062f\u0648\u0644[15]:<\/p>\n

\u0623- \u062d\u0643\u0648\u0645\u0629 \u0625\u0644\u0649 \u0645\u0648\u0627\u0637\u0646 (Government to Citizen):<\/span>\u062a\u0642\u0648\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0634\u0643\u0644 \u0628\u0627\u0633\u062a\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0648\u0627\u0644\u0645\u0642\u064a\u0645\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0639\u0631\u0636 \u0645\u0627 \u064a\u0647\u0645\u0647\u0645 \u0645\u0646 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0647\u0645\u0629 \u0648\u062e\u062f\u0645\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0645\u0648\u0627\u0642\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (Website) \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0623\u0648 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0628\u0648\u0627\u0628\u0629 \u062d\u0643\u0648\u0645\u064a\u0629 (Portal) \u0645\u0631\u0643\u0632\u064a\u0629\u060c \u0645\u0646 \u0627\u0644\u0623\u0645\u062b\u0644\u0629 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0648\u0642\u0639 \u0627\u0644\u0645\u0648\u0627\u0637\u0646 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629 (www.ecitizen.gov.sg) \u0648\u0645\u0648\u0642\u0639 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 \u0641\u064a \u0628\u0631\u064a\u0637\u0627\u0646\u064a\u0627 (www.direct.gov.uk).<\/span><\/p>\n

\u0628- \u062d\u0643\u0648\u0645\u0629 \u0625\u0644\u0649 \u0634\u0631\u0643\u0629 (Government to Business):<\/span> \u062a\u0642\u0648\u0645 \u0647\u0646\u0627 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0628\u0627\u0633\u062a\u0647\u062f\u0627\u0641 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0645\u0624\u0633\u0633\u0627\u062a\u0647 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0647\u0645\u0629 \u0644\u0644\u0634\u0631\u0643\u0627\u062a.<\/p>\n

\u062c- \u062d\u0643\u0648\u0645\u0629 \u0625\u0644\u0649 \u062d\u0643\u0648\u0645\u0629 (Government to Government):<\/span> \u064a\u0639\u062a\u0628\u0631 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0623\u0643\u062b\u0631 \u062a\u0639\u0642\u064a\u062f\u0627\u064b \u0645\u0646 \u062d\u064a\u062b \u0627\u0633\u062a\u0647\u062f\u0627\u0641\u0647 \u0644\u062f\u0645\u062c \u0648\u062a\u0648\u062d\u064a\u062f \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0636\u0645\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0645\u0624\u0633\u0633\u0629 \u062d\u0643\u0648\u0645\u064a\u0629 \u0628\u0645\u062e\u062a\u0644\u0641 \u062a\u062e\u0635\u0635\u0627\u062a\u0647\u0627 \u0648\u0628\u0631\u0645\u062c\u064a\u0627\u062a\u0647\u0627\u060c \u0648\u0645\u0646 \u0627\u0644\u0623\u0645\u062b\u0644\u0629 \u0627\u0644\u062d\u064a\u0629 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0646\u062c\u062f\u0647 \u0641\u064a \u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 (www.usa.gov).<\/p>\n

\u062f- \u062d\u0643\u0648\u0645\u0629 \u0625\u0644\u0649 \u0645\u0648\u0638\u0641 (Government to Employee):<\/span> \u0644\u0645 \u064a\u062a\u0645 \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0648\u062a\u0637\u0648\u064a\u0631 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0643\u062b\u064a\u0631\u0627\u064b \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645\u060c \u062d\u064a\u062b \u062a\u0647\u062f\u0641 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0647\u0630\u0627 \u0627\u0644\u062c\u0627\u0646\u0628 \u0625\u0644\u0649 \u0642\u064a\u0627\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0628\u0625\u062f\u0627\u0631\u0629 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0647\u0627 \u0648\u0627\u062a\u0635\u0627\u0644\u0627\u062a\u0647\u0627 \u0628\u0645\u0648\u0638\u0641\u064a\u0647\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.<\/p>\n

\u0647- \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (Mobile Government):<\/span> \u064a\u0639\u062a\u0628\u0631 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0623\u062d\u062f\u062b \u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 \u062d\u064a\u062b \u0628\u062f\u0623 \u0645\u0639 \u062a\u0637\u0648\u0631 \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0648\u0627\u0644\u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0644\u0627\u0633\u0644\u0643\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u0646\u062c\u062f \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0641\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 \u0648\u064a\u062a\u0645\u064a\u0632 \u0628\u062a\u0648\u0638\u064a\u0641\u0647 \u0644\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629 \u0643\u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0646\u0642\u0651\u0627\u0644 \u0648\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062d\u0627\u0633\u0648\u0628 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629 \u0644\u0644\u0648\u0635\u0648\u0644 \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0628\u0637\u0631\u064a\u0642\u0629 \u0633\u0631\u064a\u0639\u0629 \u0648\u0633\u0647\u0644\u0629 \u0648\u0623\u0643\u062b\u0631 \u062a\u0644\u0627\u0624\u0645\u0627 \u0644\u0623\u0646\u0645\u0627\u0637 \u062d\u064a\u0627\u0629 \u0627\u0644\u0646\u0627\u0633 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629.<\/p>\n

1-2-3- \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span> \u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a \u0627\u0644\u062d\u0627\u0635\u0644 \u0648\u0645\u0646 \u0627\u062c\u0644 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629\u060c \u0623\u0635\u0628\u062d \u0645\u0646 \u0627\u0644\u0648\u0627\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0646 \u062a\u0639\u062f\u0644 \u0645\u0646 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a\u0647\u0627 \u0644\u062e\u062f\u0645\u0629 \u0632\u0628\u0627\u0626\u0646\u0647\u0627 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644\u060c \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0648\u064a\u0631 \u0623\u0646\u0638\u0645\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0647\u0627 \u0644\u062a\u0646\u062a\u0642\u0644 \u0645\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0627\u0644\u0649 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0630\u0644\u0643 \u062d\u062a\u0649 \u062a\u0648\u0641\u0631 \u0644\u0632\u0628\u0627\u0626\u0646\u0647\u0627 \u062e\u062f\u0645\u0629 \u0623\u0643\u062b\u0631 \u0633\u0647\u0648\u0644\u0629 \u0648\u0628\u0623\u0642\u0644 \u062a\u0643\u0644\u0641\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>\n

1-2-3-1-\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0647\u0646\u0627\u0643 \u0639\u062f\u0629 \u062a\u0639\u0627\u0631\u064a\u0641 \u0644\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0646\u0630\u0643\u0631 \u0645\u0646\u0647\u0627:<\/span><\/span><\/p>\n

\u064a\u0639\u0631\u0641\u0647\u0627 \u0633\u0641\u0631 \u0623\u062d\u0645\u062f \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0635\u0646\u0627\u0639\u0629 \u0645\u0635\u0631\u0641\u064a\u0629 \u062c\u062f\u064a\u062f\u0629 \u062a\u0631\u0643\u0632 \u0641\u064a\u0647\u0627 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a\u0647\u0627 \u0639\u0628\u0631 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0633\u0648\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u0646\u0632\u0644(home banking)\u060c \u0623\u0648 \u0641\u064a \u0627\u0644\u0645\u0643\u062a\u0628(office banking )\u060c \u0623\u0648 \u0628\u0648\u0627\u0633\u0637\u0629 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u062b\u0627\u0628\u062a(phone banking)\u060c \u0623\u0648 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u062c\u0648\u0627\u0644(mobile banking) \u0623\u0648 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a (internet banking)\u060c \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0631\u0643\u0627\u0626\u0632 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629 \u0627\u0644\u0645\u0639\u0631\u0648\u0641\u0629 \u0641\u064a \u0639\u0627\u0644\u0645 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a[16] \u060c \u0648\u064a\u0642\u0635\u062f \u0628\u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0625\u064a\u0635\u0627\u0644 \u0627\u0644\u0622\u0644\u064a \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 (\u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0627\u0644\u062d\u062f\u064a\u062b\u0629) \u0645\u0628\u0627\u0634\u0631\u0629 \u0625\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0642\u0646\u0648\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u062a\u0641\u0627\u0639\u0644\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0647\u064a \u062a\u0634\u062a\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u064a \u062a\u0645\u0643\u0646 \u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (\u0627\u0644\u0645\u0635\u0627\u0631\u0641)\u060c \u0633\u0648\u0627\u0621 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c \u0648\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0628\u0643\u0629 \u0639\u0627\u0645\u0629 \u0623\u0648 \u062e\u0627\u0635\u0629 \u0648\u0645\u0646 \u0636\u0645\u0646\u0647\u0627 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u0648\u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0623\u0646 \u064a\u0635\u0644\u0648\u0627 \u0625\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062c\u0647\u0627\u0632 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0630\u0643\u064a \u0645\u062b\u0644 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 (PC) \u0623\u0648 \u0627\u0644\u0645\u0633\u0627\u0639\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0634\u062e\u0635\u064a (PDA) \u0623\u0648 \u0645\u0627\u0643\u0646\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a (ATM) \u2026\u0627\u0644\u062e[17].<\/p>\n

\u0648\u064a\u0639\u0631\u0641 \u0633\u0651\u0631\u0648\u0639 \u062c\u0648 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0623\u0646\u0647 \u201d<\/span> \u064a\u0636\u0645 \u0643\u0627\u0641\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0623\u0648 \u0627\u0644\u0646\u0634\u0627\u0637\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0639\u0642\u062f\u0647\u0627 \u0623\u0648 \u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u0623\u0648 \u0627\u0644\u062a\u0631\u0648\u064a\u062c \u0644\u0647\u0627 \u0628\u0648\u0627\u0633\u0637\u0629 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u0636\u0648\u0626\u064a\u0629 \u0645\u062b\u0644 : \u0627\u0644\u0647\u0627\u062a\u0641 \u0648\u0627\u0644\u062d\u0627\u0633\u0648\u0628 \u0648\u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0648\u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0648\u0627\u0644\u062a\u0644\u0641\u0632\u064a\u0648\u0646 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\u063a\u064a\u0631\u0647\u0627\u060c \u0648\u0630\u0644\u0643 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u0643\u0630\u0644\u0643 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062c\u0631\u064a\u0647\u0627 \u0645\u0635\u062f\u0631\u0648 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0643\u0627\u0641\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0639\u0627\u0645\u0644 \u0628\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u064b[18] \u060c \u0641\u064a\u0645\u0627 \u064a\u0631\u0649 \u0627\u0644\u0628\u0639\u0636 \u0627\u0644\u0622\u062e\u0631 \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0623\u0646\u0647\u0627 \u201d \u062a\u0644\u0643 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0623\u0635\u0628\u062d\u062a \u062a\u0646\u0641\u0630 \u0623\u0639\u0645\u0627\u0644\u0647\u0627 \u0622\u0644\u064a\u0627\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0638\u064a\u0641 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0644\u062a\u0642\u062f\u064a\u0645 \u0643\u0627\u0641\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0628\u0627\u0644\u0633\u0631\u0639\u0629 \u0648\u0627\u0644\u062f\u0642\u0629 \u0627\u0644\u0644\u0627\u0632\u0645\u064a\u0646 \u0648\u0628\u0623\u0642\u0644 \u062a\u0643\u0644\u0641\u0629 \u0648\u0623\u0642\u0644 \u062c\u0647\u062f \u0641\u064a \u0638\u0644 \u062a\u062d\u0642\u0642 \u0627\u0644\u0623\u0645\u0627\u0646\u060c \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0639\u0646\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u064a\u0624\u062f\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0645\u0646 \u062f\u0648\u0646 \u0632\u064a\u0627\u0631\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u201c[19].<\/p>\n

1-2-3-2-\u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0635\u064a\u0631\u0641 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u062a\u062a\u0646\u0648\u0639 \u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u062a\u0634\u0645\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0622\u062a\u064a\u0629 [20]:<\/span><\/p>\n

\u0623- \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062d\u0627\u0633\u0648\u0628 \u0627\u0644\u0634\u062e\u0635\u064a (PC Banking):<\/span> \u062a\u0639\u062f \u0645\u0646 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0648\u0627\u0644\u062a\u064a \u062a\u0645\u0643\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0645\u0646 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062d\u0627\u0633\u0648\u0628 \u0634\u062e\u0635\u064a \u0645\u0632\u0648\u062f \u0628\u0628\u0631\u0646\u0627\u0645\u062c \u0645\u062d\u0627\u0633\u0628\u064a \u0648\u0645\u0627\u0644\u064a \u064a\u062a\u064a\u062d \u0644\u0647 \u0625\u062c\u0631\u0627\u0621 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0647 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0645\u0646\u0632\u0644\u0647 .<\/p>\n

\u0628- \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u0635\u0631\u0641\u064a:<\/span>\u062a\u0639\u062a\u0645\u062f \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0639\u0644\u0649 \u0648\u062c\u0648\u062f \u062a\u0631\u0627\u0628\u0637 \u0628\u064a\u0646 \u0641\u0631\u0648\u0639 \u0627\u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0648\u0627\u062d\u062f\u060c \u062d\u064a\u062b \u064a\u0642\u0648\u0645 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0631\u0642\u0645 \u0645\u0648\u062d\u062f \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0629 \u0645\u062d\u062f\u062f\u0629 \u0645\u0646 \u0645\u0635\u0631\u0641\u0647\u060c \u0623\u064a\u0646 \u064a\u062c\u062f \u0645\u0648\u0638\u0641\u0627 \u062e\u0627\u0635\u0627 \u064a\u0642\u0648\u0645 \u0628\u0627\u0644\u0631\u062f \u0639\u0644\u064a\u0647 \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u0628\u064a\u0627\u0646\u0627\u062a\u0647 \u0648\u0645\u0646 \u062a\u0645 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0629 \u0644\u0647.<\/p>\n

\u062c- \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0646\u0642\u0627\u0644:<\/span> \u062a\u0634\u0645\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0646\u0642\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629\u060c \u0643\u0627\u0644\u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0639\u0646 \u0627\u0644\u0623\u0631\u0635\u062f\u0629 \u0648\u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0639\u0631\u0648\u0636 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0648 \u0627\u0633\u062a\u0639\u0627\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u062a\u060c \u0648\u062a\u0634\u062a\u0645\u0644 \u0623\u064a\u0636\u0627 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0643\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0631\u0635\u062f\u0629 \u0645\u0646 \u062d\u0633\u0627\u0628 \u0625\u0644\u0649 \u0622\u062e\u0631 \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0646\u0642\u062f\u064a \u0648\u0641\u062a\u062d \u062d\u0633\u0627\u0628\u0627\u062a \u0648\u063a\u0644\u0642\u0647\u0627\u060c \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629.<\/p>\n

\u062f- \u0628\u0646\u0648\u0643 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a(Internet Banking):<\/span> \u062a\u062e\u062a\u0644\u0641 \u0628\u0646\u0648\u0643 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0639\u0646 \u0628\u0646\u0648\u0643 \u0627\u0644\u062d\u0627\u0633\u0648\u0628 \u0627\u0644\u0634\u062e\u0635\u064a \u0641\u064a \u0623\u0646\u0647\u0627 \u0644\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u062d\u0632\u0645\u0629 \u0628\u0631\u0645\u062c\u064a\u0629 \u062e\u0627\u0635\u0629 \u0628\u0647\u0627 \u062a\u0643\u0648\u0646 \u0645\u062b\u0628\u062a\u0629 \u0639\u0644\u0649 \u062c\u0647\u0627\u0632 \u0645\u0639\u064a\u0646\u060c \u0648\u0625\u0646\u0645\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0628\u0646\u0643 \u0628\u062d\u064a\u062b \u064a\u062a\u0645 \u062a\u0648\u0641\u064a\u0631 \u0642\u0646\u0627\u0629 \u064a\u062a\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0643\u0643\u0634\u0641 \u0627\u0644\u062d\u0633\u0627\u0628 \u0623\u0648 \u062a\u0633\u062f\u064a\u062f \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0623\u0648 \u0634\u0631\u0627\u0621 \u0634\u064a\u0621 \u0645\u0639\u064a\u0646.<\/p>\n

\u0647- \u0627\u0644\u0635\u0631\u0627\u0641\u0627\u062a \u0627\u0644\u0622\u0644\u064a\u0629 (ATM):<\/span> \u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0645\u0646 \u0623\u0647\u0645 \u0623\u0646\u0645\u0627\u0637 \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062d\u064a\u062b \u064a\u062a\u064a\u062d \u0644\u0644\u0632\u0628\u0627\u0626\u0646 \u062e\u062f\u0645\u0629 \u0633\u062d\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0623\u0631\u0635\u062f\u0629 \u0637\u0648\u0627\u0644 \u0627\u0644\u064a\u0648\u0645 \u060c \u0625\u0630 \u064a\u0642\u0648\u0645 \u0628\u0631\u0628\u0637 \u0627\u0644\u0632\u0628\u0648\u0646 \u0628\u0642\u0627\u0639\u062f\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641 \u060c \u0648\u064a\u062a\u064a\u062d \u0644\u0647 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0633\u062d\u0628 \u0623\u0645\u0648\u0627\u0644\u0647 \u0627\u0644\u0645\u0648\u062f\u0639\u0629 \u0648\u0630\u0644\u0643 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0628\u0637\u0627\u0642\u0629 \u062e\u0627\u0635\u0629 \u064a\u062a\u0645 \u0625\u062f\u062e\u0627\u0644\u0647\u0627 \u0641\u064a \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a .<\/p>\n

1-3- \u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span> \u0631\u063a\u0645 \u0645\u0627 \u062a\u0645\u062a\u0627\u0632 \u0628\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0646 \u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0633\u0648\u0627\u0621 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645\u062a\u0627\u0632 \u0628\u0647\u0627 \u0623\u0648 \u0627\u0644\u0633\u0631\u0639\u0629 \u0641\u064a \u0627\u0644\u0627\u0646\u062c\u0627\u0632\u060c \u0648\u0635\u0648\u0644\u0627 \u0625\u0644\u0649 \u062e\u0641\u0636 \u062a\u0643\u0627\u0644\u064a\u0641 \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u062a\u0628\u0642\u0649 \u0639\u0631\u0636\u0629 \u0644\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0648\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0644\u0639\u0644 \u0623\u0647\u0645\u0647\u0627 \u0647\u0648 \u0648\u062c\u0648\u062f \u0628\u0639\u0636 \u0627\u0644\u062b\u063a\u0631\u0627\u062a \u0627\u0644\u0623\u0645\u0646\u064a\u0629\u060c \u0648 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0633\u0647\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u062e\u062a\u0631\u0627\u0642 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0633\u0631\u0642\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u0629 \u0628\u0647\u0627 \u0648\u0627\u0644\u062a\u064a \u063a\u0627\u0644\u0628\u0627 \u0645\u0627 \u062a\u062a\u0645 \u0645\u0646 \u0642\u0628\u0644 \u0645\u062c\u0627\u0645\u064a\u0639 \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0635\u0646\u0629 \u0648\u0627\u0644\u0633\u0631\u0642\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0647\u0627\u0643\u0631\u0632) \u0648\u063a\u064a\u0631\u0647\u0645 \u0645\u0646 \u0642\u0631\u0627\u0635\u0646\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0648\u0630\u0644\u0643 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0627\u062e\u062a\u0631\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629[21]\u060c \u0647\u0630\u0647 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0623\u0635\u0628\u062d\u062a \u0641\u064a\u0645\u0627 \u0628\u0639\u062f \u062a\u0639\u0631\u0641 \u0628\u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0623\u0648 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 (Cybercrime)\u060c \u0648\u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0623\u0635\u0628\u062d \u064a\u0634\u0643\u0644 \u062a\u0647\u062f\u064a\u062f\u0627 \u0643\u0628\u064a\u0631\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0648\u0630\u0644\u0643 \u0644\u0623\u0646 \u063a\u064a\u0627\u0628 \u0627\u0644\u0633\u0631\u064a\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646 \u0641\u064a \u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0633\u064a\u0636\u0639\u0641 \u0639\u0627\u0645\u0644 \u0627\u0644\u062b\u0642\u0629 \u0644\u062f\u0649 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0641\u064a \u062a\u0628\u0627\u062f\u0644 \u0628\u064a\u0627\u0646\u0627\u062a\u0647\u0645 \u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u062e\u0648\u0641 \u0645\u0646 \u0636\u064a\u0627\u0639\u0647\u0627 \u0623\u0648 \u062a\u0633\u0631\u0628\u0647\u0627[22]\u060c \u0648\u0647\u0630\u0627 \u0627\u0644\u062a\u062d\u062f\u064a \u064a\u062a\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629\u060c \u0648\u0636\u0639 \u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0623\u0646\u0638\u0645\u0629 \u062d\u0645\u0627\u064a\u0629 \u062a\u0636\u0645\u0646 \u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0623\u0645\u0627\u0646\u0647\u0627.<\/p>\n

2- \u0645\u0627\u0647\u064a\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/span><\/strong><\/p>\n

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2-2- \u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 :<\/span>\u062a\u062a\u0645\u064a\u0632 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u062e\u0635\u0627\u0626\u0635 \u0648\u0635\u0641\u0627\u062a \u062a\u0645\u064a\u0632\u0647\u0627 \u0639\u0646 \u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0623\u062e\u0631\u0649 \u0648\u0645\u0646 \u0628\u064a\u0646 \u0623\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u062e\u0635\u0627\u0626\u0635 \u0645\u0627 \u064a\u0644\u064a[30]:<\/p>\n

1 \u2013 \u0645\u0631\u062a\u0643\u0628 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u063a\u0627\u0644\u0628 \u0634\u062e\u0635 \u064a\u062a\u0645\u064a\u0632 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0648\u0627\u0644\u062f\u0647\u0627\u0621 \u0630\u0648 \u0645\u0647\u0627\u0631\u0627\u062a \u062a\u0642\u0646\u064a\u0629 \u0639\u0627\u0644\u064a\u0629 \u0648\u062f\u0631\u0627\u064a\u0629 \u0628\u0627\u0644\u0623\u0633\u0644\u0648\u0628 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0641\u064a \u0645\u062c\u0627\u0644 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062d\u0627\u0633\u0628 \u0627\u0644\u0622\u0644\u064a \u0648\u0643\u064a\u0641\u064a\u0629 \u062a\u0634\u063a\u064a\u0644\u0647 \u0648\u0643\u064a\u0641\u064a\u0629 \u062a\u062e\u0632\u064a\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647\u0627 \u060c<\/span> \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0645\u0631\u062a\u0643\u0628 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0641\u064a \u2013 \u0627\u0644\u063a\u0627\u0644\u0628 \u2013 \u0634\u062e\u0635 \u0623\u0645\u064a \u0628\u0633\u064a\u0637 \u060c \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 .<\/p>\n

2- \u0645\u0631\u062a\u0643\u0628 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u2013 \u0641\u064a \u0627\u0644\u063a\u0627\u0644\u0628 \u2013 \u064a\u0643\u0648\u0646 \u0645\u062a\u0643\u064a\u0641\u0627 \u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0627 \u0648\u0642\u0627\u062f\u0631\u0627 \u0645\u0627\u062f\u064a\u0627 <\/span>\u060c \u0628\u0627\u0639\u062b\u0647 \u0645\u0646 \u0627\u0631\u062a\u0643\u0627\u0628 \u062c\u0631\u064a\u0645\u062a\u0647 \u0627\u0644\u0631\u063a\u0628\u0629 \u0641\u064a \u0642\u0647\u0631 \u0627\u0644\u0646\u0638\u0627\u0645 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u0631\u063a\u0628\u0629 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0631\u0628\u062d \u0623\u0648 \u0627\u0644\u0646\u0641\u0639 \u0627\u0644\u0645\u0627\u062f\u064a\u060c \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0645\u0631\u062a\u0643\u0628 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u2013 \u063a\u0627\u0644\u0628\u0627 \u2013 \u0645\u0627 \u064a\u0643\u0648\u0646 \u063a\u064a\u0631 \u0645\u062a\u0643\u064a\u0641 \u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0627 \u0648\u0628\u0627\u0639\u062b\u0647 \u0645\u0646 \u0627\u0631\u062a\u0643\u0627\u0628\u0647 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0647\u0648 \u0627\u0644\u0646\u0641\u0639 \u0627\u0644\u0645\u0627\u062f\u064a \u0627\u0644\u0633\u0631\u064a\u0639.<\/p>\n

3- \u062a\u0642\u0639 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0622\u0644\u064a\u0629 \u0644\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u062a\u0633\u062a\u0647\u062f\u0641 \u0627\u0644\u0645\u0639\u0646\u0648\u064a\u0627\u062a \u0644\u0627 \u0627\u0644\u0645\u0627\u062f\u064a\u0627\u062a .<\/span><\/p>\n

4- \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0630\u0627\u062a \u0628\u0639\u062f \u062f\u0648\u0644\u064a \u060c \u0623\u064a \u0623\u0646\u0647\u0627 \u0639\u0627\u0628\u0631\u0629 \u0644\u0644\u062d\u062f\u0648\u062f \u060c<\/span> \u0641\u0647\u064a \u0642\u062f \u062a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062d\u062f\u0648\u062f \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629 \u0628\u0627\u0639\u062a\u0628\u0627\u0631 \u0623\u0646 \u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u064a\u062a\u0645 \u0639\u0628\u0631 \u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0648\u0647\u0648 \u0645\u0627 \u064a\u062b\u064a\u0631 \u0641\u064a \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0623\u062d\u064a\u0627\u0646 \u062a\u062d\u062f\u064a\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0625\u062f\u0627\u0631\u064a\u0629 \u0641\u0646\u064a\u0629 \u060c \u0628\u0644 \u0648\u0633\u064a\u0627\u0633\u064a\u0629 \u0628\u0634\u0623\u0646 \u0645\u0648\u0627\u062c\u0647\u062a\u0647\u0627 \u0644\u0627\u0633\u064a\u0645\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0645\u0644\u0627\u062d\u0642\u0629 \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629.<\/p>\n

5- \u0647\u064a \u062c\u0631\u064a\u0645\u0629 \u0646\u0627\u0639\u0645\u0629\u060c \u062a\u0646\u0641\u0630 \u0628\u0633\u0631\u0639\u0629 \u0648\u0647\u064a \u0635\u0639\u0628\u0629 \u0627\u0644\u0625\u062b\u0628\u0627\u062a:<\/span><\/span>\u0646\u0627\u0639\u0645\u0629 \u0623\u064a \u0623\u0646\u0647\u0627 \u0644\u0627 \u062a\u062a\u0637\u0644\u0628 \u0644\u0627\u0631\u062a\u0643\u0627\u0628\u0647\u0627 \u0627\u0644\u0639\u0646\u0641 \u0648\u0644\u0627 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062e\u0637\u064a\u0631\u0629 \u0643\u0627\u0644\u0623\u0633\u0644\u062d\u0629 \u0648\u063a\u064a\u0631\u0647\u0627\u060c \u0641\u0646\u0642\u0644 \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0645\u0646\u0648\u0639\u0629 \u0623\u0648 \u0627\u0644\u062a\u0644\u0627\u0639\u0628 \u0628\u0623\u0631\u0635\u062f\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u062b\u0644\u0627 \u0644\u0627 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0627 \u0625\u0644\u0649 \u0644\u0645\u0633\u0627\u062a \u0623\u0632\u0631\u0627\u0631\u060c \u062a\u0646\u0641\u0630 \u0628\u0633\u0631\u0639\u0629 \u0623\u064a \u0623\u0646\u0647\u0627 \u062a\u062a\u0645\u064a\u0632 \u0628\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u062a\u0646\u0641\u064a\u0630\u0647\u0627 \u0628\u0633\u0631\u0639\u0629 \u0641\u0623\u063a\u0644\u0628 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u062a\u0631\u062a\u0643\u0628 \u0641\u064a \u0648\u0642\u062a \u0642\u0635\u064a\u0631 \u062c\u062f\u0627\u064b \u0642\u062f \u0644\u0627 \u064a\u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0627\u062d\u062f\u0629\u060c \u0648\u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0641\u0647\u064a \u0635\u0639\u0628\u0629 \u0627\u0644\u0625\u062b\u0628\u0627\u062a \u0644\u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0627\u0644\u0622\u062b\u0627\u0631 \u0627\u0644\u0645\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 ) \u0645\u062b\u0644 \u0628\u0642\u0639 \u0627\u0644\u062f\u0645\u060c \u062a\u0643\u0633\u064a\u0631\u060c \u062e\u0644\u0639\u2026\u0627\u0644\u062e(. \u0648\u0647\u0630\u0627 \u0645\u0627 \u062c\u0639\u0644 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u062b\u0628\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u063a\u064a\u0631 \u0643\u0627\u0641\u064a\u0629\u060c \u0645\u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0623\u062f\u0644\u0629 \u0641\u0639\u0627\u0644\u0629 \u0644\u0625\u062b\u0628\u0627\u062a\u0647\u0627\u060c \u0643\u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0627\u0644\u0628\u0635\u0645\u0627\u062a \u0627\u0644\u0635\u0648\u062a\u064a\u0629 \u0623\u0648 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0634\u0628\u0643\u064a\u0629 \u0627\u0644\u0639\u064a\u0646 \u0648\u0645\u0636\u0627\u0647\u0627\u062a\u0647\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0633\u0627\u0626\u0644 \u0622\u0644\u064a\u0629 \u0633\u0631\u064a\u0639\u0629[31].<\/p>\n

6- \u0627\u0644\u062c\u0627\u0630\u0628\u064a\u0629:<\/span><\/span> \u0646\u0638\u0631\u0627 \u0644\u0645\u0627 \u062a\u0645\u062b\u0644\u0647 \u0633\u0648\u0642 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0648\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0645\u0646 \u062b\u0631\u0648\u0629 \u0643\u0628\u064a\u0631\u0629 \u0644\u0644\u0645\u062c\u0631\u0645\u064a\u0646 \u0623\u0648 \u0627\u0644\u0623\u062c\u0631\u0627\u0645 \u0627\u0644\u0645\u0646\u0638\u0645\u060c \u0641\u0642\u062f \u063a\u062f\u062a \u0623\u0643\u062b\u0631 \u062c\u0630\u0628\u0627 \u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u063a\u0633\u0644\u0647\u0627 \u0648\u062a\u0648\u0638\u064a\u0641 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646\u0647\u0627 \u0641\u064a \u062a\u0637\u0648\u064a\u0631 \u062a\u0642\u0646\u064a\u0627\u062a \u0648\u0623\u0633\u0627\u0644\u064a\u0628 \u062a\u0645\u0643\u0646 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0634\u0628\u0643\u0627\u062a \u0648\u0633\u0631\u0642\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0628\u064a\u0639\u0647\u0627 \u0623\u0648 \u0633\u0631\u0642\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0627\u0639\u062a\u0631\u0627\u0636 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u062a\u062d\u0648\u064a\u0644\u0627 \u0645\u0633\u0627\u0631\u0647\u0627 \u0623\u0648 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a\u2026\u0627\u0644\u062e[32].<\/p>\n

7- \u0627\u0645\u062a\u0646\u0627\u0639 \u0627\u0644\u0645\u062c\u0646\u064a \u0639\u0644\u064a\u0647\u0645 \u0639\u0646 \u0627\u0644\u062a\u0628\u0644\u064a\u063a:<\/span><\/span> \u0644\u0627 \u064a\u062a\u0645 \u0641\u064a \u063a\u0627\u0644\u0628 \u0627\u0644\u0623\u062d\u064a\u0627\u0646 \u0627\u0644\u0625\u0628\u0644\u0627\u063a \u0639\u0646 \u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0625\u0645\u0627 \u0644\u0639\u062f\u0645 \u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0636\u062d\u064a\u0629 \u0644\u0647\u0627 \u0648 \u0625\u0645\u0627 \u062e\u0634\u064a\u0629 \u0645\u0646 \u0627\u0644\u062a\u0634\u0647\u064a\u0631\u060c \u0644\u0630\u0627 \u0646\u062c\u062f \u0623\u0646 \u0645\u0639\u0638\u0645 \u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u062a\u0645 \u0627\u0643\u062a\u0634\u0627\u0641\u0647\u0627 \u0628\u0627\u0644\u0645\u0635\u0627\u062f\u0641\u0629\u060c \u0628\u0644 \u0648\u0628\u0639\u062f \u0648\u0642\u062a \u0637\u0648\u064a\u0644 \u0645\u0646 \u0627\u0631\u062a\u0643\u0627\u0628\u0647\u0627[33].<\/p>\n

8- \u0633\u0631\u0639\u0629 \u0645\u062d\u0648 \u0627\u0644\u062f\u0644\u064a\u0644 \u0648\u062a\u0648\u0641\u0631 \u0648\u0633\u0627\u0626\u0644 \u062a\u0642\u0646\u064a\u0629 \u062a\u0639\u0631\u0642\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647: <\/span><\/span>\u064a\u0633\u0647\u0644 \u0645\u062d\u0648 \u0627\u0644\u062f\u0644\u064a\u0644 \u0645\u0646 \u0634\u0627\u0634\u0629 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0641\u064a \u0632\u0645\u0646 \u0642\u064a\u0627\u0633\u064a \u0628\u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0627\u0644\u0645\u062e\u0635\u0635\u0629 \u0644\u0630\u0644\u0643\u060c \u0625\u0630 \u064a\u062a\u0645 \u0639\u0627\u062f\u0629 \u0641\u064a \u0644\u0645\u062d \u0627\u0644\u0628\u0635\u0631 \u0648\u0628\u0645\u062c\u0631\u062f \u0644\u0645\u0633\u0629 \u062e\u0627\u0637\u0641\u0629 \u0639\u0644\u0649 \u0644\u0648\u062d\u0629 \u0627\u0644\u0645\u0641\u0627\u062a\u064a\u062d \u0628\u062c\u0647\u0627\u0632 \u0627\u0644\u062d\u0627\u0633\u0648\u0628 \u0639\u0644\u0649 \u0627\u0639\u062a\u0628\u0627\u0631 \u0623\u0646 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u062a\u062a\u0645 \u0641\u064a \u0635\u0648\u0631\u0629 \u0623\u0648\u0627\u0645\u0631 \u062a\u0635\u062f\u0631 \u0625\u0644\u0649 \u0627\u0644\u062c\u0647\u0627\u0632\u060c \u0648\u0645\u0627 \u0625\u0646 \u064a\u062d\u0633 \u0627\u0644\u062c\u0627\u0646\u064a \u0628\u0623\u0646 \u0623\u0645\u0631\u0647 \u0633\u064a\u0646\u0643\u0634\u0641 \u062d\u062a\u0649 \u064a\u0628\u0627\u062f\u0631 \u0628\u0625\u0644\u063a\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0623\u0648\u0627\u0645\u0631\u060c \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u062c\u0639\u0644 \u0643\u0634\u0641 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0648\u062a\u062d\u062f\u064a\u062f \u0645\u0631\u062a\u0643\u0628\u064a\u0647\u0627\u060c\u0623\u0645\u0631 \u0641\u064a \u063a\u0627\u064a\u0629 \u0627\u0644\u0635\u0639\u0648\u0628\u0629[34].<\/p>\n

2-3- \u0623\u0635\u0646\u0627\u0641 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/span> \u0644\u0645 \u064a\u0633\u062a\u0642\u0631 \u0627\u0644\u0641\u0642\u0647\u0627\u0621 \u0639\u0644\u0649 \u0645\u0639\u064a\u0627\u0631 \u0648\u0627\u062d\u062f \u0644\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0630\u0644\u0643 \u0631\u0627\u062c\u0639 \u0625\u0644\u0649 \u062a\u0634\u0639\u0628 \u0647\u0630\u0647 \u0627\u0644\u062c\u0631\u0627\u0626\u0645\u060c \u0648\u0633\u0631\u0639\u0629 \u062a\u0637\u0648\u0631\u0647\u0627\u060c \u0641\u0645\u0646\u0647\u0645 \u0645\u0646 \u064a\u0635\u0646\u0641\u0647\u0627 \u0628\u0627\u0644\u0631\u062c\u0648\u0639 \u0625\u0644\u0649 \u0648\u0633\u064a\u0644\u0629 \u0627\u0631\u062a\u0643\u0627\u0628 \u0627\u0644\u062c\u0631\u064a\u0645\u0629\u060c \u0623\u0648 \u062f\u0627\u0641\u0639 \u0627\u0644\u0645\u062c\u0631\u0645\u060c \u0623\u0648 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0645\u062d\u0644 \u0627\u0644\u062c\u0631\u064a\u0645\u0629\u060c \u0648 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0623\u0633\u0627\u0633 \u064a\u0645\u0643\u0646 \u062a\u0642\u0633\u064a\u0645\u0647\u0627 \u0625\u0644\u0649[35]:<\/p>\n

2-3-1- \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0648\u0627\u0642\u0639\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644: <\/span><\/span>\u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u062d\u0648\u0644 \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0645\u0627 \u0627\u0646\u062c\u0631 \u0639\u0646\u0647 \u0645\u0646 \u062a\u0637\u0648\u0631 \u0641\u064a \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0648\u0627\u0644\u0648\u0641\u0627\u0621\u060c \u0648\u0641\u064a \u062e\u0636\u0645 \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u0623\u0635\u0628\u062d\u062a \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0639\u0631\u0636\u0629 \u0644\u0634\u062a\u0649 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0648\u0645\u0646\u0647\u0627:<\/p>\n

\u0627\u0644\u0633\u0637\u0648 \u0639\u0644\u0649 \u0623\u0631\u0642\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639.<\/span>
\n \u0627\u0644\u0642\u0645\u0627\u0631 \u0648\u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a.<\/span>
\n\u062c- \u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0633\u0631\u0642\u0629 \u0648\u0627\u0644\u0633\u0637\u0648 \u0639\u0644\u0649 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0628\u0646\u0648\u0643.
\n\u062f- \u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a.
\n2-3-2- \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0648\u0627\u0642\u0639\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u062e\u0627\u0635:<\/span><\/span><\/p>\n

\u0645\u0639 \u062a\u0637\u0648\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0623\u0635\u0628\u062d\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0645\u062a\u062f\u0627\u0648\u0644\u0629 \u0628\u0643\u062b\u0631\u0629 \u0639\u0628\u0631\u0647\u0627\u060c \u0645\u0645\u0627 \u062c\u0639\u0644\u0647\u0627 \u0639\u0631\u0636\u0629 \u0644\u0644\u0627\u0646\u062a\u0647\u0627\u0643 \u0648\u0627\u0644\u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0645\u0646 \u0637\u0631\u0641 \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0645\u062c\u0631\u0645\u064a\u0646 \u0648\u062c\u0639\u0644\u062a \u0633\u0645\u0639\u0629 \u0648\u0634\u0631\u0641 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0645\u0633\u062a\u0628\u0627\u062d\u0629\u060c \u0648\u0645\u0646 \u0623\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0645\u0627 \u064a\u0644\u064a:<\/span><\/span><\/p>\n

\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u062a\u0647\u062f\u064a\u062f \u0648\u0627\u0644\u0645\u0636\u0627\u064a\u0642\u0629 \u0648\u0627\u0644\u0645\u0644\u0627\u062d\u0642\u0629.
\n\u0627\u0646\u062a\u062d\u0627\u0644 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u062a\u063a\u0631\u064a\u0631 \u0648 \u0627\u0644\u0627\u0633\u062a\u062f\u0631\u0627\u062c.
\n\u062c- \u0635\u0646\u0627\u0639\u0629 \u0648\u0646\u0634\u0631 \u0627\u0644\u0625\u0628\u0627\u062d\u0629.
\n\u062f- \u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0642\u0630\u0641 \u0648\u0627\u0644\u0633\u0628 \u0648\u062a\u0634\u0648\u064a\u0647 \u0627\u0644\u0633\u0645\u0639\u0629.
\n2-3-3- \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0648\u0627\u0642\u0639\u0629 \u0639\u0644\u0649 \u0623\u0645\u0646 \u0627\u0644\u062f\u0648\u0644\u0629:<\/span> \u0645\u0646 \u0623\u0647\u0645 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0647\u062f\u062f \u0623\u0645\u0646 \u0627\u0644\u062f\u0648\u0644 \u0648\u0645\u062c\u062a\u0645\u0639\u0627\u062a\u0647\u0627 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n

\u0623- \u0627\u0644\u062c\u0645\u0627\u0639\u0627\u062a \u0627\u0644\u0625\u0631\u0647\u0627\u0628\u064a\u0629:<\/span> \u0627\u0633\u062a\u063a\u0644\u062a \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u062c\u0645\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u062a\u0637\u0631\u0641\u0629 \u0627\u0644\u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u064a\u0629 \u0644\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0645\u0646 \u0623\u062c\u0644 \u0628\u062b \u0645\u0639\u062a\u0642\u062f\u0627\u062a\u0647\u0627 \u0648\u0623\u0641\u0643\u0627\u0631\u0647\u0627\u060c \u0628\u0644 \u062a\u0639\u062f\u0627\u0647 \u0627\u0644\u0623\u0645\u0631 \u0625\u0644\u0649 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u062a\u0647\u062f\u062f \u0623\u0645\u0646 \u0627\u0644\u062f\u0648\u0644\u0629 \u0627\u0644\u0645\u0639\u062a\u062f\u0649 \u0639\u0644\u064a\u0647\u0627.<\/p>\n

\u0628- \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629:<\/span> \u0627\u0633\u062a\u063a\u0644\u062a \u0639\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0641\u064a \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0648\u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0641\u064a \u062a\u062e\u0637\u064a\u0637 \u0648\u062a\u0645\u0631\u064a\u0631 \u0648\u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0645\u062e\u0637\u0637\u0627\u062a \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0648\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0628\u064a\u0633\u0631 \u0648\u0633\u0647\u0648\u0644\u0629[36].<\/p>\n

\u062c- \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0633\u0629 \u0628\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0641\u0643\u0631\u064a:<\/span>\u064a\u0628\u0642\u0649 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0641\u0643\u0631\u064a \u0645\u0646 \u0628\u064a\u0646 \u0623\u062e\u0637\u0631 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0631\u062a\u0643\u0628\u0629 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u062d\u064a\u062b \u062a\u0639\u0637\u064a \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0641\u0631\u0635\u0627 \u0644\u0644\u062a\u0623\u062b\u064a\u0631 \u0639\u0644\u0649 \u0645\u0639\u062a\u0642\u062f\u0627\u062a \u0648\u062a\u0642\u0627\u0644\u064a\u062f \u0645\u062c\u062a\u0645\u0639\u0627\u062a \u0628\u0623\u0643\u0645\u0644\u0647\u0627 \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0639\u0631\u0636\u0629 \u0644\u0644\u0647\u0632\u064a\u0645\u0629 \u0627\u0644\u0641\u0643\u0631\u064a\u0629 \u0648\u0647\u0648 \u0645\u0627 \u064a\u0633\u0647\u0644 \u062e\u0644\u0642 \u0627\u0644\u0641\u0648\u0636\u0649.<\/p>\n

\u062f- \u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u062a\u062c\u0633\u0633 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a:<\/span> \u0633\u0647\u0644\u062a \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u062c\u0633\u0633\u064a\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u062d\u064a\u062b \u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u062c\u0631\u0645\u0648\u0646 \u0628\u0627\u0644\u062a\u062c\u0633\u0633 \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0623\u0648 \u0627\u0644\u062f\u0648\u0644 \u0623\u0648 \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0623\u0648 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0623\u0648 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0623\u0648 \u0627\u0644\u0648\u0637\u0646\u064a\u0629\u060c \u0648\u062a\u0633\u062a\u0647\u062f\u0641 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0633\u0633 \u0641\u064a \u0639\u0635\u0631 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u062b\u0644\u0627\u062b \u0623\u0647\u062f\u0627\u0641 \u0631\u0626\u064a\u0633\u064a\u0629 \u0648\u0647\u064a:<\/span> \u0627\u0644\u062a\u062c\u0633\u0633 \u0627\u0644\u0639\u0633\u0643\u0631\u064a\u060c \u0648\u0627\u0644\u062a\u062c\u0633\u0633 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u060c \u0648\u0627\u0644\u062a\u062c\u0633\u0633 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a[37].<\/span><\/span><\/p>\n

2-4- \u0648\u0627\u0642\u0639 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/p>\n

2-4-1- \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062d\u0642\u0627\u0626\u0642 \u0648\u0623\u0631\u0642\u0627\u0645: \u0645\u0639 \u0634\u064a\u0648\u0639 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0623\u0648\u0627\u062e\u0631 \u0633\u0628\u0639\u064a\u0646\u0627\u062a \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0645\u0627\u0636\u064a \u0628\u0631\u0632\u062a \u0638\u0627\u0647\u0631\u0629 \u0627\u0644\u0642\u0631\u0635\u0646\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0633\u0631\u0639\u0627\u0646 \u0645\u0627 \u062a\u062d\u0648\u0644 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0630\u064a \u0628\u062f\u0627 \u0641\u064a \u0628\u062f\u0627\u064a\u062a\u0647 \u0627\u0646\u062d\u0631\u0627\u0641\u0627 \u0644\u0645\u0631\u0627\u0647\u0642\u064a\u0646 \u0634\u063a\u0648\u0641\u064a\u0646 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\u063a\u0627\u064a\u0629 2021 \u0639\u0644\u0649 \u0645\u0646\u062a\u062c\u0627\u062a \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0625\u0637\u0627\u0631 \u0641\u0642\u062f \u0633\u062c\u0644 \u0641\u062a\u062d \u062d\u0648\u0627\u0644\u064a \u0645\u0644\u064a\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u062e\u0644\u0627\u0644 \u0633\u0646\u0629 2016\u060c \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0647\u0646\u0627\u0643 \u0639\u062c\u0632 \u0628\u062d\u0648\u0627\u0644\u064a 1,5 \u0645\u0644\u064a\u0648\u0646 \u0648\u0638\u064a\u0641\u0629 \u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2019[40].<\/p>\n

\u0648\u0627\u0644\u0634\u0643\u0644 \u0627\u0644\u0645\u0648\u0627\u0644\u064a \u064a\u0648\u0636\u062d \u062a\u0637\u0648\u0631 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0623\u0648 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0645\u062a\u062f\u0629 \u0645\u0646 2011 \u0648\u0627\u0644\u0649 \u063a\u0627\u064a\u0629 2021.<\/span><\/p>\n

\u0627\u0644\u0645\u0635\u062f\u0631: \u0645\u0646 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0627\u0639\u062a\u0645\u0627\u062f\u0627 \u0639\u0644\u0649 \u0645\u0639\u0637\u064a\u0627\u062a \u0645\u0648\u0642\u0639 \u0623\u0631\u0642\u0627\u0645 \u062f\u064a\u062c\u064a\u062a\u0627\u0644 \u0648 cybersecurity ventures .<\/span><\/p>\n

\u0648\u0627\u0644\u0634\u0643\u0644 \u0627\u0644\u0645\u0648\u0627\u0644\u064a \u064a\u0628\u064a\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0623\u0648 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u0639\u0631\u0636\u0627 \u0644\u0644\u0627\u062e\u062a\u0631\u0627\u0642 \u062e\u0644\u0627\u0644 \u0633\u0646\u0629 2015.<\/span><\/p>\n

\u0627\u0644\u0645\u0635\u062f\u0631 :\u0645\u0646 \u0627\u0639\u062f\u0627\u062f \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0627\u0639\u062a\u0645\u0627\u062f\u0627 \u0639\u0644\u0649 \u062f\u0631\u0627\u0633\u0629 \u0644\u0645\u0648\u0642\u0639 \u0627\u0631\u0642\u0627\u0645 \u062f\u064a\u062c\u064a\u062a\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u062a\u0627\u0644\u064a: http:\/\/digital.argaam.com\/article\/detail\/112326<\/span><\/p>\n

\u0623\u0645\u0627 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u062f\u0648\u0627\u0641\u0639 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u0625\u062c\u0631\u0627\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a<\/span> \u0641\u0642\u062f \u062a\u0628\u0627\u064a\u0646\u062a \u0645\u0627 \u0628\u064a\u0646 \u062c\u0631\u0627\u0626\u0645 \u0645\u0646 \u0627\u062c\u0644 \u0627\u0644\u0633\u0631\u0642\u0629\u060c \u0628\u062f\u0627\u0641\u0639 \u0627\u0644\u062a\u062c\u0633\u0633 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u060c \u0627\u0644\u062d\u0631\u0628 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u0627\u062e\u062a\u0631\u0627\u0642 \u0645\u0646 \u0623\u062c\u0644 \u0642\u0636\u064a\u0629 \u0645\u0627\u060c \u0648\u0627\u0644\u0634\u0643\u0644 \u0627\u0644\u0645\u0648\u0627\u0644\u064a \u064a\u0648\u0636\u062d \u0627\u0644\u0646\u0633\u0628 \u0627\u0644\u0645\u0626\u0648\u064a\u0629 \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u0629 \u0644\u0630\u0644\u0643.<\/p>\n

\u0627\u0644\u0645\u0635\u062f\u0631 :\u0645\u0646 \u0627\u0639\u062f\u0627\u062f \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0627\u0639\u062a\u0645\u0627\u062f\u0627 \u0639\u0644\u0649 \u062f\u0631\u0627\u0633\u0629 \u0644\u0645\u0648\u0642\u0639 \u0627\u0631\u0642\u0627\u0645 \u062f\u064a\u062c\u064a\u062a\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u062a\u0627\u0644\u064a: http:\/\/digital.argaam.com\/article\/detail\/112326<\/p>\n

\u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u0643\u0628\u062f \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u062d\u0648\u0627\u0644\u064a 6 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0628\u062d\u0644\u0648\u0644 \u0633\u0646\u0629 2021 \u0648\u0647\u064a \u0636\u0639\u0641 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0633\u0646\u0629 2015 \u0648\u0627\u0644\u0645\u0642\u062f\u0631\u0629 \u0628\u062d\u0648\u0627\u0644\u064a 3 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631[41] \u060c \u0648\u0623\u0643\u062b\u0631 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u062a\u062d\u062f\u062b \u0625\u0645\u0627 \u0628\u0633\u0628\u0628 \u0641\u0642\u062f\u0627\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0647\u0627\u0645\u0629 \u0623\u0648 \u0646\u062a\u064a\u062c\u0629 \u0644\u062a\u0643\u0644\u0641\u0629 \u0635\u064a\u0627\u0646\u0629 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062e\u062a\u0631\u0627\u0642 \u0623\u0648 \u0628\u0633\u0628\u0628 \u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0633\u0631\u0642\u0629 \u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u060c \u0648\u0627\u0644\u0634\u0643\u0644 \u0627\u0644\u0645\u0648\u0627\u0644\u064a \u064a\u0648\u0636\u062d \u0630\u0644\u0643 :<\/p>\n

\u0627\u0644\u0645\u0635\u062f\u0631 :\u0645\u0646 \u0627\u0639\u062f\u0627\u062f \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0627\u0639\u062a\u0645\u0627\u062f\u0627 \u0639\u0644\u0649 \u062f\u0631\u0627\u0633\u0629 \u0644\u0645\u0648\u0642\u0639 \u0627\u0631\u0642\u0627\u0645 \u062f\u064a\u062c\u064a\u062a\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u062a\u0627\u0644\u064a: http:\/\/digital.argaam.com\/article\/detail\/112326<\/p>\n

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3- \u0633\u0628\u0644 \u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/span><\/p>\n

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\u0627\u0644\u062a\u0648\u0642\u0639 \u0627\u0644\u062f\u0627\u0626\u0645 \u0628\u0623\u0646 \u062a\u0643\u0648\u0646 \u062a\u0644\u0643 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0633\u062a\u0647\u062f\u0641\u0629.
\n\u0623\u0646\u0647 \u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u062a\u062e\u0637\u064a \u062d\u062f\u0648\u062f \u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0648\u0641\u0631\u0629 \u0644\u062f\u064a\u0647\u0627.
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\n\u0648\u0636\u0639 \u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u062e\u0627\u0635 \u0628\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629 \u0628\u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a.
\n\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 \u0627\u0633\u062a\u062e\u0628\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0623\u0646\u0633\u0628 \u0644\u062a\u062d\u0633\u064a\u0646 \u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629.
\n\u0625\u0646\u0634\u0627\u0621 \u062e\u062f\u0645\u0629 \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0644\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0637\u0627\u0631\u0626\u0629 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0627\u060c \u0648\u0627\u0644\u062a\u064a \u0645\u0646 \u0634\u0623\u0646\u0647\u0627 \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0645\u0646 \u0627\u0643\u062a\u0634\u0627\u0641\u0647\u0627 \u0648\u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0645\u0639 \u0647\u062c\u0645\u0627\u062a APT \u0628\u0627\u0644\u0633\u0631\u0639\u0629 \u0627\u0644\u0645\u0645\u0643\u0646\u0629.
\n\u062a\u0633\u062e\u064a\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0627\u0644\u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u062d\u062f\u064a\u062f \u0648\u0627\u0643\u062a\u0634\u0627\u0641 \u0647\u0630\u0647 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629.
\n\u0648\u0636\u0639 \u062e\u0637\u0629 \u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0648\u0627\u0636\u062d\u0629 \u0648\u0627\u0644\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u062d\u0636\u064a\u0631\u0647\u0627 \u0627\u0633\u062a\u0639\u062f\u0627\u062f\u0627 \u0644\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0623\u064a \u062d\u0627\u0644\u0629 \u0627\u062e\u062a\u0631\u0627\u0642.
\n3-2- \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u062f\u0648\u0644\u0629 \u0627\u0633\u062a\u0648\u0646\u064a\u0627 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0643\u062a\u062c\u0631\u0628\u0629 \u0639\u0645\u0644\u064a\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0635\u062f\u064a \u0644\u0644\u0625\u062c\u0631\u0627\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0646\u0630\u0643\u0631 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u00bb \u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a (\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a) \u0644\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0645\u062a\u062f\u0629 \u0645\u0646 2014- 2017 \u00ab\u060c \u0627\u0644\u062a\u064a \u062a\u0628\u0646\u062a\u0647\u0627 \u062f\u0648\u0644\u0629 \u0627\u0633\u062a\u0648\u0646\u064a\u0627\u060c \u0648\u0647\u064a \u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u062a\u0642\u0648\u0645 \u0628\u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u0647\u062f\u062f \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0644\u062f\u0648\u0644\u0629 \u0627\u0633\u062a\u0648\u0646\u064a\u0627 \u0648\u062a\u0642\u062f\u0645 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u062a\u062a\u0648\u0644\u0649 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0645\u0647\u0645\u0629 \u062a\u0648\u062c\u064a\u0647 \u0633\u064a\u0627\u0633\u0629 \u0623\u0645\u0646 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0648 \u0623\u064a\u0636\u0627 \u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0645\u0627 \u0628\u064a\u0646 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u0645\u0639\u0646\u064a\u0629 \u0628\u062a\u0646\u0641\u064a\u0630 \u0628\u0647\u0630\u0647 \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0627\u0644\u0645\u062a\u0645\u062b\u0644\u0629 \u0641\u064a \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0641\u0627\u0639 \u0627\u0644\u0648\u0637\u0646\u064a\u060c \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0639\u062f\u0644\u060c \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629\u060c \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629\u060c \u0645\u0635\u0627\u0644\u062d \u0627\u0644\u0623\u0645\u0646 \u0648\u0627\u0644\u0634\u0631\u0637\u0629\u060c \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0645\u0633\u0624\u0648\u0644 \u0639\u0644\u0649 \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0648\u0627\u0644\u0628\u062d\u062b\u060c \u0648\u0645\u0646\u0638\u0645\u0627\u062a \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0639\u0645\u0644\u060c \u0648\u062a\u0636\u0645\u0646\u062a \u0647\u0630\u0647 \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0645\u0627\u064a\u0644\u064a[54]:<\/p>\n

\u0623\u0648\u0644\u0627- \u0645\u0628\u0627\u062f\u0626 \u0636\u0645\u0627\u0646 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a (\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a): \u0627\u0634\u062a\u0645\u0644\u062a \u0647\u0630\u0647 \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/span><\/span><\/p>\n

– \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0647\u0648 \u062c\u0632\u0621 \u0644\u0627 \u064a\u062a\u062c\u0632\u0623 \u0645\u0646 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0642\u0648\u0645\u064a\u060c \u0641\u0647\u0648 \u064a\u062f\u0639\u0645 \u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u062f\u0648\u0644\u0629 \u0648\u0627\u0644\u0645\u062c\u062a\u0645\u0639\u060c \u0648\u064a\u0639\u0632\u0632 \u0627\u0644\u0642\u062f\u0631\u0629 \u0627\u0644\u062a\u0646\u0627\u0641\u0633\u064a\u0629 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0648\u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631.<\/p>\n

– \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0645\u0643\u0641\u0648\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u062d\u062a\u0631\u0627\u0645 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u062d\u0631\u064a\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629\u060c \u0648\u0643\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062d\u0631\u064a\u0627\u062a \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629.<\/p>\n

– \u064a\u062a\u0645 \u0636\u0645\u0627\u0646 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u0646\u0633\u0642\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0628\u064a\u0646 \u0627\u0644\u0642\u0637\u0627\u0639\u064a\u0646 \u0627\u0644\u0639\u0627\u0645 \u0648\u0627\u0644\u062e\u0627\u0635\u060c \u0645\u0639 \u0645\u0631\u0627\u0639\u0627\u0629 \u0627\u0644\u062a\u0631\u0627\u0628\u0637 \u0627\u0644\u0645\u062a\u0628\u0627\u062f\u0644 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>\n

– \u064a\u0628\u062f\u0623 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0646\u0637\u0644\u0627\u0642\u0627 \u0645\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0641\u0631\u062f\u064a\u0629 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u062f\u0648\u0627\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644.<\/p>\n

– \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0627\u0644\u0642\u0635\u0648\u0649 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0647\u0648 \u0627\u0633\u062a\u0628\u0627\u0642 \u0648\u0645\u0646\u0639 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u0629 \u0648\u0627\u0644\u062a\u0635\u062f\u064a \u0628\u0641\u0639\u0627\u0644\u064a\u0629 \u0644\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u062d\u0642\u0642.<\/p>\n

– \u064a\u062a\u0645 \u062f\u0639\u0645 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u062d\u062b \u0648\u0627\u0644\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0645\u0643\u062b\u0641 \u0648\u0627\u0644\u0642\u0627\u062f\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u062f\u0648\u0644\u064a\u0627.<\/p>\n

– \u064a\u064f\u0643\u0641\u0644 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0628\u0631 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a \u0645\u0639 \u0627\u0644\u062d\u0644\u0641\u0627\u0621 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u0621.<\/p>\n

\u062b\u0627\u0646\u064a\u0627- \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0639\u0627\u0645 \u0645\u0646 \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629: <\/span><\/span>\u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0639\u0627\u0645 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0647\u0648 \u0632\u064a\u0627\u062f\u0629 \u0642\u062f\u0631\u0627\u062a \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u060c \u0648\u062a\u0648\u0639\u064a\u0629 \u0627\u0644\u0633\u0643\u0627\u0646 \u062d\u0648\u0644 \u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u0629\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u062b\u0642\u0629 \u0641\u064a \u0627\u0644\u0641\u0636\u0627\u0621 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n

\u062b\u0627\u0644\u062b\u0627- \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0641\u0631\u0639\u064a\u0629: \u062a\u0634\u062a\u0645\u0644 \u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0639\u0644\u0649 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0641\u0631\u0639\u064a\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/span><\/span><\/p>\n

1- \u0636\u0645\u0627\u0646 \u062d\u0645\u0627\u064a\u0629 \u0646\u0638\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0647\u0627\u0645\u0629: \u0648\u064a\u062a\u0645 \u062a\u062d\u0642\u064a\u0642 \u0647\u0630\u0627 \u0627\u0644\u0647\u062f\u0641 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n

\u062a\u0623\u0645\u064a\u0646 \u0623\u0648 \u0636\u0645\u0627\u0646 \u062d\u0644\u0648\u0644 \u0628\u062f\u064a\u0644\u0629 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0647\u0627\u0645\u0629.
\n\u0636\u0645\u0627\u0646 \u0623\u0645\u0646 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0648\u062e\u062f\u0645\u0627\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644.
\n\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0627\u0645 \u0648\u0627\u0644\u062e\u0627\u0635.
\n\u062a\u0623\u0633\u064a\u0633 \u0646\u0638\u0627\u0645 \u0648\u0637\u0646\u064a \u0644\u0631\u0635\u062f \u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a .
\n\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u062f\u0648\u0644\u0629.
\n\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a \u0641\u064a \u0645\u062c\u0627\u0644 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629 \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0644\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.
\n2- \u062a\u0639\u0632\u064a\u0632 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644:<\/p>\n

2-1- \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>\n

2-2- \u0631\u0641\u0639 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0648\u0639\u064a \u0627\u0644\u0639\u0627\u0645 \u0627\u062a\u062c\u0627\u0647 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a.<\/p>\n

2-3- \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>\n

3- \u062a\u0637\u0648\u064a\u0631 \u0642\u062f\u0631\u0627\u062a \u0627\u0644\u062f\u0641\u0627\u0639 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0627\u0644\u0648\u0637\u0646\u064a: \u0639\u0646 \u0637\u0631\u064a\u0642:<\/p>\n

3-1- \u0645\u0632\u0627\u0645\u0646\u0629 \u0627\u0644\u062a\u062e\u0637\u064a\u0637 \u0627\u0644\u0639\u0633\u0643\u0631\u064a \u0648\u0627\u0644\u0627\u0633\u062a\u0639\u062f\u0627\u062f \u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0627\u0644\u0645\u062f\u0646\u064a\u0629.<\/p>\n

3-2- \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062f\u0641\u0627\u0639 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0627\u0644\u062c\u0645\u0627\u0639\u064a \u0648 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a.<\/p>\n

3-3- \u062a\u0637\u0648\u064a\u0631 \u0642\u062f\u0631\u0627\u062a \u0627\u0644\u062f\u0641\u0627\u0639 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0627\u0644\u0639\u0633\u0643\u0631\u064a.<\/p>\n

3-4- \u0636\u0645\u0627\u0646 \u0645\u0633\u062a\u0648\u0649 \u0639\u0627\u0644 \u0645\u0646 \u0627\u0644\u0648\u0639\u064a \u0628\u0634\u0623\u0646 \u062f\u0648\u0631 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0641\u064a \u0627\u0644\u062f\u0641\u0627\u0639 \u0627\u0644\u0648\u0637\u0646\u064a.<\/p>\n

4- \u062a\u0637\u0648\u064a\u0631 \u0642\u062f\u0631\u0627\u062a \u0627\u0633\u062a\u0648\u0646\u064a\u0627 \u0641\u064a \u0645\u062c\u0627\u0644 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0647\u062f\u064a\u062f\u0627\u062a \u0627\u0644\u0623\u0645\u0646\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:\u0645\u0646 \u062e\u0644\u0627\u0644:<\/p>\n

4-1-\u062a\u0643\u0648\u064a\u0646 \u0648\u062a\u0623\u0637\u064a\u0631 \u062c\u064a\u0644 \u0642\u0627\u062f\u0645 \u0645\u0646 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u064a\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a.<\/p>\n

4-2-\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a \u0627\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0644\u0625\u064a\u062c\u0627\u062f \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0622\u0645\u0646\u0629.<\/p>\n

4-3- \u062f\u0639\u0645 \u0648\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0648\u062a\u0642\u062f\u0645 \u062d\u0644\u0648\u0644 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0627\u0644\u0648\u0637\u0646\u064a.<\/p>\n

5- \u0627\u0633\u062a\u0648\u0646\u064a\u0627 \u062a\u0637\u0648\u0631 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0628\u064a\u0646 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a: \u0639\u0646 \u0637\u0631\u064a\u0642:<\/p>\n

5-1- \u0648\u0636\u0639 \u0625\u0637\u0627\u0631 \u0642\u0627\u0646\u0648\u0646\u064a \u0644\u062f\u0639\u0645 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n

5-2- \u062a\u0639\u0632\u064a\u0632 \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0633\u064a\u0628\u0631\u0627\u0646\u064a \u0627\u0644\u062f\u0648\u0644\u064a\u0629.<\/p>\n

5-3- \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0648\u062b\u064a\u0642 \u0645\u0639 \u0627\u0644\u062d\u0644\u0641\u0627\u0621 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u0621.<\/p>\n

5-4- \u062a\u0639\u0632\u064a\u0632 \u0642\u062f\u0631\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0623\u0648\u0631\u0628\u064a.<\/p>\n

3-3- \u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/span><\/span> \u0643\u062e\u0637\u0648\u0629 \u0623\u0648\u0644\u0649 \u0644\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0645\u0627 \u064a\u0639\u0631\u0641 \u0628\u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0635\u062f\u0631 \u0633\u0646\u0629 2009 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 09-04 \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 05 \u063a\u0634\u062a 2009\u060c \u0648\u0627\u0644\u0645\u062a\u0636\u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0644\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 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\u0627\u0644\u062e\u0627\u062a\u0645\u0629:<\/span><\/span><\/p>\n

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\u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a:<\/span><\/span><\/p>\n

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\n\u062a\u062d\u062f\u064a\u062b \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0644\u0644\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0644\u062a\u0635\u062f\u064a \u0644\u0647\u0630\u0647 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0641\u064a \u0623\u0642\u0644 \u0648\u0642\u062a \u0645\u0645\u0643\u0646.
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\n\u062a\u0639\u0632\u064a\u0632 \u0648\u062a\u062f\u0639\u064a\u0645 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0639\u0631\u0628\u064a \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0645\u0635\u0627\u062f\u0642\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0641\u064a \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062c\u0631\u0627\u0626\u0645 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c \u0648\u0630\u0644\u0643 \u0645\u0646 \u0623\u062c\u0644 \u062f\u0631\u0621 \u0623\u062e\u0637\u0627\u0631 \u0647\u0630\u0647 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0648\u062d\u0641\u0627\u0638\u0627 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0644\u0644\u062f\u0648\u0644 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0648\u0636\u0645\u0627\u0646 \u0633\u0644\u0627\u0645\u0629 \u0645\u062c\u062a\u0645\u0639\u0627\u062a\u0647\u0627 \u0648\u0623\u0641\u0631\u0627\u062f\u0647\u0627.
\n\u0627\u062a\u062e\u0627\u0630 \u062a\u062f\u0627\u0628\u064a\u0631 \u0645\u0646 \u0634\u0623\u0646\u0647\u0627 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0648\u0633\u0627\u0626\u0644 \u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a.
\n\u0627\u0644\u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0644\u0628\u0631\u0627\u0645\u062c \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062d\u0648\u0627\u0633\u064a\u0628 \u0645\u0646 \u0627\u0644\u0641\u064a\u0631\u0648\u0633\u0627\u062a .
\n\u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0648\u0627\u0644\u062a\u0643\u0648\u064a\u0646 \u0627\u0644\u0645\u0633\u062a\u0645\u0631 \u0644\u0644\u0643\u0648\u0627\u062f\u0631 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0627\u0633\u062a\u062d\u062f\u0627\u062b \u0634\u0647\u0627\u062f\u0627\u062a \u0639\u0644\u064a\u0627 \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629\u060c \u0648\u062d\u062b \u0627\u0644\u062c\u0627\u0645\u0639\u0627\u062a \u0648\u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0628\u062d\u062b\u064a\u0629 \u0639\u0644\u0649 \u062a\u0633\u0644\u064a\u0637 \u0627\u0644\u0636\u0648\u0621 \u0623\u0643\u062b\u0631 \u0639\u0644\u0649 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u062c\u0631\u0627\u0626\u0645\u060c \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0643\u062b\u064a\u0641 \u0627\u0644\u0646\u062f\u0648\u0627\u062a \u0648\u0627\u0644\u0645\u0644\u062a\u0642\u064a\u0627\u062a \u0648 \u0627\u0644\u0623\u064a\u0627\u0645 \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629 \u062d\u0648\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0636\u0648\u0639.<\/p>\n

\u0627\u0644\u0645\u0631\u0627\u062c\u0639:<\/span><\/span><\/p>\n

\u0627\u0644\u0643\u062a\u0628:<\/span><\/span>
\n1- \u0623\u062d\u0645\u062f \u0628\u0648\u0631\u0627\u0633\u060c \u0627\u0644\u0633\u0639\u064a\u062f \u0628\u0631\u064a\u0643\u0629\u060c \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0627\u0628 \u0627\u0644\u062d\u062f\u064a\u062b\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631 2013.<\/p>\n

2- \u0623\u062d\u0645\u062f \u0633\u0641\u0631\u060c \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0644\u0644\u0643\u062a\u0627\u0628\u060c \u0637\u0631\u0627\u0628\u0644\u0633\u060c \u0644\u0628\u0646\u0627\u0646\u060c 2006.<\/p>\n

3- \u0627\u0644\u0633\u064a\u062f \u0623\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u062e\u0627\u0644\u0642\u060c \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0639\u0648\u0644\u0645\u0629\u060c \u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0644\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629\u060c \u0645\u0635\u0631 2006.<\/p>\n

4- \u0633\u0627\u0645\u064a \u0639\u0644\u064a \u062d\u0627\u0645\u062f \u0639\u064a\u0627\u062f\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0648\u0625\u062c\u0631\u0627\u0645 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u060c \u0627\u0644\u0625\u0633\u0643\u0646\u062f\u0631\u064a\u0629 2007.<\/p>\n

5- \u0639\u0644\u064a \u0639\u062f\u0646\u0627\u0646 \u0627\u0644\u0641\u064a\u0644\u060c \u0627\u0644\u0625\u062c\u0631\u0627\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0632\u064a\u0646 \u0627\u0644\u062d\u0642\u0648\u0642\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 2011.<\/p>\n

\u0627\u0644\u0645\u062c\u0644\u0627\u062a:<\/span><\/span>
\n1- \u0633\u0631\u0648\u0639 \u062c\u0648\u060c \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0628\u064a\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u062d\u0627\u0630\u064a\u0631\u060c \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u062c\u0645\u0639\u064a\u0629 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0645\u062c\u0644\u062f 20\u060c \u0627\u0644\u0639\u062f\u062f 238\u060c \u0628\u064a\u0631\u0648\u062a\u060c \u0627\u0643\u062a\u0648\u0628\u0631 2000.<\/p>\n

2- \u0633\u0645\u064a\u0631 \u0633\u0639\u062f\u0648\u0646 \u0645\u0635\u0637\u0641\u0649\u060c \u0645\u062d\u0645\u0648\u062f \u062e\u0636\u0631 \u0633\u0644\u0645\u0627\u0646\u060c \u062d\u0633\u0646 \u0643\u0631\u064a\u0645 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0623\u062b\u0631\u0647\u0627 \u0648\u0633\u0628\u0644 \u0645\u0648\u0627\u062c\u0647\u062a\u0647\u0627\u060c \u0645\u062c\u0644\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u060c \u0627\u0644\u0645\u062c\u0644\u062f 24\u060c \u0627\u0644\u0625\u0635\u062f\u0627\u0631 9\u060c 2011.<\/p>\n

3- \u0639\u0644\u064a \u062e\u0644\u064a\u0644 \u0625\u0633\u0645\u0627\u0639\u064a\u0644 \u0627\u0644\u062d\u062f\u064a\u062b\u064a\u060c \u0645\u0627\u0647\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u062a\u0628\u0639\u0627\u062a \u0627\u0644\u062a\u0646\u0627\u0632\u0639 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0641\u064a\u0647\u0627 (\u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629)\u060c \u0645\u062c\u0644\u0629 \u062d\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u062a\u062f\u0649\u060c \u0627\u0644\u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0641\u0643\u0631 \u0648\u0627\u0644\u062b\u0642\u0627\u0641\u0629- \u0627\u0644\u0639\u0631\u0627\u0642\u060c \u0627\u0644\u0645\u062c\u0644\u062f 1 \u0627\u0644\u0639\u062f\u062f7\u060c 2011.<\/p>\n

4- \u064a\u0633\u0651\u064c\u0631\u060c \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629\u060c \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2007.<\/p>\n

\u0627\u0644\u0645\u0624\u062a\u0645\u0631\u0627\u062a \u0648\u0627\u0644\u0645\u0644\u062a\u0642\u064a\u0627\u062a:
\n1- \u0645\u062d\u0645\u062f \u0635\u0627\u0644\u062d \u0627\u0644\u0639\u0627\u062f\u0644\u064a\u060c \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 (\u0645\u0627\u0647\u064a\u062a\u0647\u0627 \u0648\u0635\u0648\u0631\u0647\u0627)\u060c \u0648\u0631\u0634\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629 \u062d\u0648\u0644 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u0633\u0642\u0637\u060c \u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646\u060c2-4 \u0623\u0641\u0631\u064a\u0644 2006.<\/p>\n

2- \u0643\u0627\u0645\u0644 \u0641\u0631\u064a\u062f \u0627\u0644\u0633\u0627\u0644\u0643\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u062d\u0627\u0636\u0631\u0629 \u0623\u0644\u0642\u064a\u062a \u0641\u064a \u0646\u062f\u0648\u0629 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0648\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 21-23 \u0623\u0643\u062a\u0648\u0628\u0631 2000\u060c \u0627\u0644\u062c\u0645\u0639\u064a\u0629 \u0627\u0644\u0633\u0648\u0631\u064a\u0629 \u0644\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629\u060c \u062d\u0644\u0628\u060c \u0633\u0648\u0631\u064a\u0629.<\/p>\n

3- \u0645\u0631\u064a\u0645 \u062e\u0627\u0644\u0635 \u062d\u0633\u064a\u0646\u060c \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u062c\u0644\u0629 \u0643\u0644\u064a\u0629 \u0628\u063a\u062f\u0627\u062f \u0644\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u062e\u0627\u0635 \u0628\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0643\u0644\u064a\u0629\u060c 2013.<\/p>\n

4- \u0645\u0641\u062a\u0627\u062d \u0628\u0648\u0628\u0643\u0631 \u0627\u0644\u0645\u0637\u0631\u062f\u064a\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u063a\u0644\u0628 \u0639\u0644\u0649 \u062a\u062d\u062f\u064a\u0627\u062a\u0647\u0627\u060c \u0648\u0631\u0642\u0629 \u0645\u0642\u062f\u0645\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u062b\u0627\u0644\u062b \u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u0645\u062d\u0627\u0643\u0645 \u0627\u0644\u0639\u0644\u064a\u0627 \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0628\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0627\u0644\u0645\u0646\u0639\u0642\u062f \u0641\u064a 23-25\/9\/2012.<\/p>\n

5- \u0645\u0648\u0633\u0649 \u0645\u0633\u0639\u0648\u062f \u0623\u0631\u062d\u0648\u0645\u0629\u060c \u0627\u0644\u0625\u0634\u0643\u0627\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062b\u064a\u0631\u0647\u0627 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0648\u0637\u0646\u060c \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0645\u063a\u0627\u0631\u0628\u064a \u0627\u0644\u0623\u0648\u0644 \u062d\u0648\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0639\u0644\u064a\u0627\u060c \u0637\u0631\u0627\u0628\u0644\u0633\u060c 2009.<\/p>\n

6- \u064a\u0648\u0646\u0633 \u0639\u0631\u0628\u060c \u0635\u0648\u0631 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u062a\u0628\u0648\u064a\u0628\u0647\u0627\u060c \u0648\u0631\u0634\u0629 \u0639\u0645\u0644 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0647\u064a\u0626\u0629 \u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a\u060c \u0645\u0633\u0642\u0637\u060c \u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646\u060c2-4 \u0627\u0628\u0631\u064a\u0644 2006.<\/p>\n

\u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629<\/span><\/span>
\n1- \u0635\u063a\u064a\u0631 \u064a\u0648\u0633\u0641\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0631\u062a\u0643\u0628\u0629 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u0631\u0633\u0627\u0644\u0629 \u0645\u0627\u062c\u0633\u062a\u064a\u0631 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u062a\u062e\u0635\u0635 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0645\u0648\u0644\u0648\u062f \u0645\u0639\u0645\u0631\u064a\u060c \u062a\u064a\u0632\u064a \u0648\u0632\u0648\u060c 2013.<\/p>\n

\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a:<\/span><\/span>
\n1- \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a \u0631\u0642\u0645 (1) \u0644\u0633\u0646\u0629 2006\u060c \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 31-01-2006\u060c \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0631\u0642\u0645 442\u060c \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u0623\u0648\u0644\u060c \u0627\u0644\u0645\u0627\u062f\u0629 1\u060c \u0627\u0644\u0641\u0642\u0631\u0629 26.<\/p>\n

2- \u0627\u0644\u0645\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0644\u0637\u0627\u0646\u064a \u0631\u0642\u0645 (69-2008) \u060c \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 17-05-2008\u060c \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u0623\u0648\u0644\u060c \u0627\u0644\u0645\u0627\u062f\u0629 1\u060c\u0627\u0644\u0641\u0642\u0631\u0629 04 .<\/p>\n

3- \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 14-06-2007\u060c \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u0623\u0648\u0644\u060c \u0627\u0644\u0645\u0627\u062f\u0629 2\u060c \u0627\u0644\u0641\u0642\u0631\u0629 14.<\/p>\n

4- \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 09-04 \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 05 \u063a\u0634\u062a 2009\u060c \u0648\u0627\u0644\u0645\u062a\u0636\u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0644\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u062a\u0635\u0644\u0629 \u0628\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u062a \u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0627\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0631\u0642\u0645 47.<\/p>\n

\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a:<\/span><\/span>
\n1- \u0645\u0648\u0642\u0639 \u0648\u064a\u0643\u064a\u0628\u064a\u062f\u064a\u0627: \u062a\u062c\u0627\u0631\u0629_\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 https:\/\/ar.wikipedia.org\/wiki\/<\/p>\n

2- \u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0628\u0631\u064a\u0637\u0627\u0646\u064a\u0629 \u0644\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0639\u0627\u0644\u064a : http:\/\/www.abahe.co.uk\/dictionary-e-commerce.html<\/p>\n

3- \u0645\u0631\u0643\u0632 \u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: http:\/\/www.egovconcepts.com<\/p>\n

4- \u0647\u064a\u0626\u0629 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0644\u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646: http:\/\/www.ita.gov.om\/ITAPortal_AR\/Info\/FAQ_eGovernmen.aspx<\/p>\n

5- \u0645\u062f\u0648\u0646\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u062d\u0627\u0641\u0638 \u0627\u0644\u0634\u062d\u064a :http:\/\/alshihi.blogspot.com\/2009\/10\/blog-post_20.html<\/p>\n

6- \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062f\u064a\u0645\u0642\u0631\u0627\u0637\u064a \u0627\u0644\u0639\u0631\u0628\u064a \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629: http:\/\/democraticac.de\/?p=35426<\/p>\n

7- \u0645\u0648\u0642\u0639 \u0643\u0646\u0627\u0646\u0629 \u0623\u0648\u0646\u0644\u0627\u064a\u0646: http:\/\/kenanaonline.com\/users\/ahmedkordy\/posts\/320920<\/p>\n

8- \u0645\u0648\u0642\u0639 \u0642\u0646\u0627\u0629 \u0627\u0644\u062c\u0632\u064a\u0631\u0629 \u060c \u0642\u0633\u0645 \u0639\u0644\u0648\u0645 \u0648\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627: http:\/\/www.aljazeera.net\/news\/scienceandtechnology\/2015\/4\/6<\/p>\n

9- \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u0639\u0631\u0628\u064a \u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0641\u0636\u0627\u0621 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a : http:\/\/accronline.com\/article_detail.aspx?id=7509<\/p>\n

10- \u0645\u0648\u0642\u0639 \u0642\u0646\u0627\u0629 \u0627\u0644\u062c\u0632\u064a\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a http:\/\/www.aljazeera.net\/knowledgegate\/newscoverage\/2015\/1\/5\/<\/p>\n

11- \u0645\u0648\u0642\u0639 \u0623\u0631\u0642\u0627\u0645 \u062f\u064a\u062c\u062a\u0627\u0644: http:\/\/digital.argaam.com\/article\/detail\/112326<\/p>\n

12- \u0645\u0648\u0642\u0639: http:\/\/www.arageek.com\/tech\/2016\/12\/25\/2016-hacking-operations.html<\/p>\n

13- \u0645\u0648\u0642\u0639 \u0628\u0627\u0628 : http:\/\/bab.com\/Node\/275623<\/p>\n

14- \u0645\u0648\u0642\u0639 \u00bb \u0639\u0631\u0628\u064a\u0629 NEWS SKY \u00ab : http:\/\/www.skynewsarabia.com\/web\/article\/724420<\/p>\n

15- \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f http:\/\/www.alittihad.ae\/details.php?id=5035&y=2016&article=full<\/p>\n

16- \u0645\u0648\u0642\u0639 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u062c\u062f\u064a\u062f http:\/\/thenewkhalij.org\/ar\/node\/43159<\/p>\n

17- \u0645\u0648\u0642\u0639 (ghadi news) http:\/\/ghadinews.net\/Newsdet.aspx?id=27361<\/p>\n

18- \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0641\u062c\u0631 http:\/\/www.al-fadjr.com\/ar\/realite\/352178.html<\/p>\n

19- \u0645\u0648\u0642\u0639 \u0627\u0644\u0645\u0646\u0635\u0629 : https:\/\/almanassa.com\/ar\/story\/1019<\/p>\n

20- \u0645\u0648\u0642\u0639 \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u064a\u0627\u0636 : http:\/\/www.alriyadh.com\/912032<\/p>\n

21- \u0645\u0648\u0642\u0639 \u062c\u0631\u064a\u062f\u0629 \u0645\u0643\u0629 : http:\/\/makkahnewspaper.com\/article\/147871<\/p>\n

22- \u0645\u0648\u0642\u0639 \u064a\u0648\u0645\u064a\u0629 \u0627\u0644\u0633\u0644\u0627\u0645 \u0627\u0644\u064a\u0648\u0645 : http:\/\/essalamonline.com\/ara\/permalink\/32212.html<\/p>\n

\u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629:<\/span><\/span>
\n1- FFIEC, Federal Financial Institutions Examination Council, B-Banking, IT Examination Handbook, August 2003.<\/p>\n

2- cyber security economy predictions 2017-2021,cybersecurity ventures 2016 .<\/p>\n

3- Estonia Cyber Security Strategy 2014-2017, Ministry of Economic Affairs and Communication, Estonia 2014.<\/p>\n

[1] \u2013 \u0639\u0644\u064a \u062e\u0644\u064a\u0644 \u0625\u0633\u0645\u0627\u0639\u064a\u0644 \u0627\u0644\u062d\u062f\u064a\u062b\u064a\u060c \u0645\u0627\u0647\u064a\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u062a\u0628\u0639\u0627\u062a \u0627\u0644\u062a\u0646\u0627\u0632\u0639 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0641\u064a\u0647\u0627 (\u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629)\u060c \u0645\u062c\u0644\u0629 \u062d\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u062a\u062f\u0649\u060c \u0627\u0644\u0645\u0646\u062a\u062f\u0649 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0641\u0643\u0631 \u0648\u0627\u0644\u062b\u0642\u0627\u0641\u0629- \u0627\u0644\u0639\u0631\u0627\u0642\u060c \u0627\u0644\u0645\u062c\u0644\u062f 1 \u0627\u0644\u0639\u062f\u062f7\u060c 2011\u060c \u0635 65.<\/p>\n

[2] \u2013 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a \u0631\u0642\u0645 (1) \u0644\u0633\u0646\u0629 2006\u060c \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 31-01-2006\u060c \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0631\u0642\u0645 442\u060c \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u0623\u0648\u0644\u060c \u0627\u0644\u0645\u0627\u062f\u0629 1\u060c \u0627\u0644\u0641\u0642\u0631\u0629 26.<\/p>\n

[3] \u2013 \u0627\u0644\u0645\u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u0644\u0637\u0627\u0646\u064a \u0631\u0642\u0645 (69-2008) \u060c \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 17-05-2008\u060c \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u0623\u0648\u0644\u060c \u0627\u0644\u0645\u0627\u062f\u0629 1\u060c\u0627\u0644\u0641\u0642\u0631\u0629 04.<\/p>\n

[4] \u2013 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u064a \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 14-06-2007\u060c \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u0623\u0648\u0644\u060c \u0627\u0644\u0645\u0627\u062f\u0629 2\u060c \u0627\u0644\u0641\u0642\u0631\u0629 14\u060c \u0635 4.<\/p>\n

[5] \u2013 \u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u0648\u064a\u0643\u064a\u0628\u064a\u062f\u064a\u0627: \u062a\u062c\u0627\u0631\u0629_\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 https:\/\/ar.wikipedia.org\/wiki\/ \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639: 07\/02\/2016.<\/p>\n

[6] \u2013 \u0639\u0644\u064a \u062e\u0644\u064a\u0644 \u0625\u0633\u0645\u0627\u0639\u064a\u0644 \u0627\u0644\u062d\u062f\u064a\u062b\u064a\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647\u060c \u063576.<\/p>\n

[7] \u2013 \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0628\u0648\u0627\u0628\u0629 \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0628\u0631\u064a\u0637\u0627\u0646\u064a\u0629 \u0644\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0639\u0627\u0644\u064a \u0639\u0644\u0649 \u0645\u0648\u0642\u0639:<\/p>\n

http:\/\/www.abahe.co.uk\/dictionary-e-commerce.html \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639: 07\/02\/2016.<\/p>\n

[8] \u2013 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a \u0631\u0642\u0645 (1) \u0644\u0633\u0646\u0629 2006\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647\u060c \u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u0623\u0648\u0644\u060c \u0627\u0644\u0645\u0627\u062f\u0629 1\u060c \u0627\u0644\u0641\u0642\u0631\u0629 27.<\/p>\n

[9] \u2013 \u0627\u0644\u0633\u064a\u062f \u0623\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u062e\u0627\u0644\u0642\u060c \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0639\u0648\u0644\u0645\u0629\u060c \u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0644\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629\u060c \u0645\u0635\u0631 2006\u060c \u063534.<\/p>\n

[10] \u2013 \u0623\u062d\u0645\u062f \u0628\u0648\u0631\u0627\u0633\u060c \u0627\u0644\u0633\u0639\u064a\u062f \u0628\u0631\u064a\u0643\u0629\u060c \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0635\u064a\u0631\u0641\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0627\u0628 \u0627\u0644\u062d\u062f\u064a\u062b\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631 2013\u060c \u0635 \u0635 36-39.<\/p>\n

[11] \u2013 \u0645\u0631\u064a\u0645 \u062e\u0627\u0644\u0635 \u062d\u0633\u064a\u0646\u060c \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u062c\u0644\u0629 \u0643\u0644\u064a\u0629 \u0628\u063a\u062f\u0627\u062f \u0644\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u062e\u0627\u0635 \u0628\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0643\u0644\u064a\u0629\u060c 2013\u060c \u0635 443.<\/p>\n

[12] \u2013 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u0631\u0643\u0632 \u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0628\u062d\u062b \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 http:\/\/www.egovconcepts.com\/ \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 06\/02\/2017.<\/p>\n

[13] \u2013 \u064a\u0633\u0651\u064c\u0631\u060c \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629\u060c \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 2007\u060c \u0635 9.<\/p>\n

[14] \u2013 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0647\u064a\u0626\u0629 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0644\u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639:<\/p>\n

http:\/\/www.ita.gov.om\/ITAPortal_AR\/Info\/FAQ_eGovernmen.aspx \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 06\/02\/2017.<\/p>\n

[15] \u2013 \u0645\u0642\u0627\u0644 \u0639\u0646 \u0623\u0634\u0643\u0627\u0644 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u062f\u0648\u0646\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u062d\u0627\u0641\u0638 \u0627\u0644\u0634\u062d\u064a\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0628\u062a\u0627\u0631\u064a\u062e 20\/10\/2009 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639:<\/p>\n

http:\/\/alshihi.blogspot.com\/2009\/10\/blog-post_20.html \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 06\/02\/2017.<\/p>\n

[16] \u2013 \u0623\u062d\u0645\u062f \u0633\u0641\u0631\u060c \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0644\u0644\u0643\u062a\u0627\u0628\u060c \u0637\u0631\u0627\u0628\u0644\u0633\u060c \u0644\u0628\u0646\u0627\u0646\u060c 2006\u060c \u0635 63.<\/p>\n

[17] \u2013 FFIEC, Federal Financial Institutions Examination Council, B-Banking, IT Examination Handbook, August 2003, p1.<\/p>\n

[18] \u2013 \u0633\u0631\u0648\u0639 \u062c\u0648\u060c \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0628\u064a\u0646 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u062d\u0627\u0630\u064a\u0631\u060c \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u062c\u0645\u0639\u064a\u0629 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0645\u062c\u0644\u062f 20\u060c \u0627\u0644\u0639\u062f\u062f 238\u060c \u0628\u064a\u0631\u0648\u062a\u060c \u0627\u0643\u062a\u0648\u0628\u0631 2000\u060c \u0635 109.<\/p>\n

[19] \u2013 \u0623\u062d\u0645\u062f \u0628\u0648\u0631\u0627\u0633\u060c \u0627\u0644\u0633\u0639\u064a\u062f \u0628\u0631\u064a\u0643\u0629\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647\u060c \u0635 \u0635 100\u060c 101.<\/p>\n

[20] \u2013 \u0623\u062d\u0645\u062f \u0628\u0648\u0631\u0627\u0633\u060c \u0627\u0644\u0633\u0639\u064a\u062f \u0628\u0631\u064a\u0643\u0629\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647\u060c \u0635 102-107.<\/p>\n

[21] \u2013 \u0639\u0644\u064a \u062e\u0644\u064a\u0644 \u0625\u0633\u0645\u0627\u0639\u064a\u0644 \u0627\u0644\u062d\u062f\u064a\u062b\u064a\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647\u060c \u0635 68.<\/p>\n

[22] \u2013 \u064a\u0633\u0651\u064c\u0631\u060c \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647\u060c \u0635 15.<\/p>\n

[23] \u2013 \u0643\u0627\u0645\u0644 \u0641\u0631\u064a\u062f \u0627\u0644\u0633\u0627\u0644\u0643\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u062d\u0627\u0636\u0631\u0629 \u0623\u0644\u0642\u064a\u062a \u0641\u064a \u0646\u062f\u0648\u0629 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0648\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 21-23 \u0623\u0643\u062a\u0648\u0628\u0631 2000\u060c \u0627\u0644\u062c\u0645\u0639\u064a\u0629 \u0627\u0644\u0633\u0648\u0631\u064a\u0629 \u0644\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629\u060c \u062d\u0644\u0628\u060c \u0633\u0648\u0631\u064a\u0629.<\/p>\n

[24] \u2013 \u0625\u0633\u0631\u0627\u0621 \u062c\u0628\u0631\u064a\u0644 \u0631\u0634\u0627\u062f \u0645\u0631\u0639\u064a\u060c \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629- \u0627\u0644\u0623\u0647\u062f\u0627\u0641-\u0627\u0644\u0623\u0633\u0628\u0627\u0628-\u0637\u0631\u0642 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0648\u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062f\u064a\u0645\u0642\u0631\u0627\u0637\u064a \u0627\u0644\u0639\u0631\u0628\u064a \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0642\u0633\u0645 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629\u060c \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637: http:\/\/democraticac.de\/?p=35426 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 13\/02\/2017.<\/p>\n

[25] \u2013 \u0645\u0646\u0649 \u0634\u0627\u0643\u0631 \u0641\u0631\u0627\u062c \u0627\u0644\u0639\u0633\u0628\u0644\u064a\u060c \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0646\u0648\u0627\u062d\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u0643\u0646\u0627\u0646\u0629 \u0623\u0648\u0646\u0644\u0627\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637: http:\/\/kenanaonline.com\/users\/ahmedkordy\/posts\/320920 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639:13\/02\/2017.<\/p>\n

[26] \u2013 \u0631\u0645\u0627\u062d \u0627\u0644\u062f\u0644\u0642\u0645\u0648\u0646\u064a\u060c \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.. \u0639\u0646\u062f\u0645\u0627 \u062a\u0635\u0628\u062d \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0633\u064a\u0644\u0629 \u0644\u0644\u0625\u062c\u0631\u0627\u0645\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u0627\u0644\u062c\u0632\u064a\u0631\u0629 \u0627\u0644\u0625\u062e\u0628\u0627\u0631\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0642\u0633\u0645 \u0639\u0644\u0648\u0645 \u0648\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u060c \u0628\u062a\u0627\u0631\u064a\u062e 06\/04\/2015 \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637: http:\/\/www.aljazeera.net\/news\/scienceandtechnology\/2015\/4\/6 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 13\/02\/2017.<\/p>\n

[27] \u2013 \u0625\u0633\u0631\u0627\u0621 \u062c\u0628\u0631\u064a\u0644 \u0631\u0634\u0627\u062f \u0645\u0631\u0639\u064a\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647.<\/p>\n

[28] \u2013 \u064a\u0648\u0646\u0633 \u0639\u0631\u0628\u060c \u0635\u0648\u0631 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u062a\u0628\u0648\u064a\u0628\u0647\u0627\u060c \u0648\u0631\u0634\u0629 \u0639\u0645\u0644 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u0633\u0642\u0637\u060c \u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646\u060c2-4 \u0627\u0628\u0631\u064a\u0644 2006\u060c \u0635 7.<\/p>\n

[29] \u2013 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 09-04 \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 05 \u063a\u0634\u062a 2009\u060c \u0648\u0627\u0644\u0645\u062a\u0636\u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0644\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u062a\u0635\u0644\u0629 \u0628\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u062a \u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0627\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0631\u0642\u0645 47\u060c \u0635 5.<\/p>\n

[30] \u2013 \u0645\u0641\u062a\u0627\u062d \u0628\u0648\u0628\u0643\u0631 \u0627\u0644\u0645\u0637\u0631\u062f\u064a\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u063a\u0644\u0628 \u0639\u0644\u0649 \u062a\u062d\u062f\u064a\u0627\u062a\u0647\u0627\u060c \u0648\u0631\u0642\u0629 \u0645\u0642\u062f\u0645\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u062b\u0627\u0644\u062b \u0644\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u0645\u062d\u0627\u0643\u0645 \u0627\u0644\u0639\u0644\u064a\u0627 \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0628\u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0627\u0644\u0645\u0646\u0639\u0642\u062f \u0641\u064a 23-25\/9\/2012\u060c \u0635 16.<\/p>\n

[31] \u2013 \u0643\u0627\u0645\u0644 \u0641\u0631\u064a\u062f \u0627\u0644\u0633\u0627\u0644\u0643\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647.<\/p>\n

[32] \u2013 \u0639\u0628\u062f \u0627\u0644\u0639\u0627\u0644 \u0627\u0644\u062f\u064a\u0631\u0628\u064a\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629.\u062a\u0639\u0631\u064a\u0641\u0647\u0627..\u0623\u0633\u0628\u0627\u0628\u0647\u0627..\u062e\u0635\u0627\u0626\u0635\u0647\u0627\u060c\u062f\u0648\u0631\u064a\u0627\u062a \u0645\u0641\u0627\u0647\u064a\u0645 \u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629\u060c \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u0639\u0631\u0628\u064a \u0644\u0623\u0628\u062d\u0627\u062b \u0627\u0644\u0641\u0636\u0627\u0621 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0628\u062a\u0627\u0631\u064a\u062e 13\/01\/2013 \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637: http:\/\/accronline.com\/article_detail.aspx?id=7509 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 13\/02\/2017.<\/p>\n

[33] \u2013 \u0645\u062d\u0645\u062f \u0635\u0627\u0644\u062d \u0627\u0644\u0639\u0627\u062f\u0644\u064a\u060c \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 (\u0645\u0627\u0647\u064a\u062a\u0647\u0627 \u0648\u0635\u0648\u0631\u0647\u0627)\u060c \u0648\u0631\u0634\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a\u0629 \u062d\u0648\u0644 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646\u060c2-4 \u0623\u0641\u0631\u064a\u0644 2006\u060c \u0635 7.<\/p>\n

[34] \u2013 \u0645\u0648\u0633\u0649 \u0645\u0633\u0639\u0648\u062f \u0623\u0631\u062d\u0648\u0645\u0629\u060c \u0627\u0644\u0625\u0634\u0643\u0627\u0644\u064a\u0627\u062a \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062b\u064a\u0631\u0647\u0627 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0648\u0637\u0646\u060c \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0645\u063a\u0627\u0631\u0628\u064a \u0627\u0644\u0623\u0648\u0644 \u062d\u0648\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0639\u0644\u064a\u0627\u060c \u0637\u0631\u0627\u0628\u0644\u0633\u060c 2009\u060c \u06353.<\/p>\n

[35] \u2013 \u0635\u063a\u064a\u0631 \u064a\u0648\u0633\u0641\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0631\u062a\u0643\u0628\u0629 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u0631\u0633\u0627\u0644\u0629 \u0645\u0627\u062c\u0633\u062a\u064a\u0631 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0645\u0648\u0644\u0648\u062f \u0645\u0639\u0645\u0631\u064a\u060c \u062a\u064a\u0632\u064a \u0648\u0632\u0648\u060c 2013\u060c \u0635 43-58.<\/p>\n

[36] \u2013 \u0633\u0627\u0645\u064a \u0639\u0644\u064a \u062d\u0627\u0645\u062f \u0639\u064a\u0627\u062f\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0648\u0625\u062c\u0631\u0627\u0645 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u060c \u0627\u0644\u0625\u0633\u0643\u0646\u062f\u0631\u064a\u0629 2007\u060c \u0635 83.<\/p>\n

[37] \u2013 \u0639\u0644\u064a \u0639\u062f\u0646\u0627\u0646 \u0627\u0644\u0641\u064a\u0644\u060c \u0627\u0644\u0625\u062c\u0631\u0627\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0632\u064a\u0646 \u0627\u0644\u062d\u0642\u0648\u0642\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 2011\u060c \u0635 96-97.<\/p>\n

[38] \u2013 \u0627\u0644\u0642\u0631\u0635\u0646\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0633\u0644\u0627\u062d \u0627\u0644\u0639\u0635\u0631 \u0627\u0644\u0631\u0642\u0645\u064a\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u0642\u0646\u0627\u0629 \u0627\u0644\u062c\u0632\u064a\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u062a\u0627\u0631\u064a\u062e:05\/01\/2015\u060c<\/p>\n

\u0627\u0644\u0642\u0631\u0635\u0646\u0629_\u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629_\u0633\u0644\u0627\u062d_ \u0627\u0644\u0639\u0635\u0631_\u0627\u0644\u0631\u0642\u0645\u064a http:\/\/www.aljazeera.net\/knowledgegate\/newscoverage\/2015\/1\/5\/ \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 10\/02\/2017.<\/p>\n

[39] \u2013 \u0627\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0635\u0627\u062f\u0645\u0629 \u0648\u063a\u0631\u064a\u0628\u0629 \u0639\u0646 \u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u060c \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0637\u0631\u0641 \u0645\u0648\u0642\u0639 \u0623\u0631\u0642\u0627\u0645 \u062f\u064a\u062c\u064a\u062a\u0627\u0644 \u0628\u062a\u0627\u0631\u064a\u062e 25\/10\/2015 \u0645\u062a\u0648\u0641\u0631\u0629 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 : http:\/\/digital.argaam.com\/article\/detail\/112326 \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 : 11\/02\/2017.<\/p>\n

[40] \u2013 cyber security economy predictions 2017-2021,cybersecurity ventures 2016 .<\/p>\n

[41] \u2013 cyber security economy predictions 2017-2021, Op. Cit.<\/p>\n

[42] \u2013 \u0645\u062f\u062b\u0631 \u0627\u0644\u0646\u0648\u0631 \u0623\u062d\u0645\u062f\u060c \u0623\u0643\u0628\u0631 \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0627\u062e\u062a\u0631\u0627\u0642 \u062d\u062c\u0645\u064b\u0627 \u0648\u062a\u0623\u062b\u064a\u0631\u064b\u0627 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0644\u0644\u0639\u0627\u0645 2016!\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631:25\/12\/2016\u060c \u0639\u0644\u0649 \u0645\u0648\u0642\u0639: http:\/\/www.arageek.com\/tech\/2016\/12\/25\/2016-hacking-operations.html \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 11\/02\/2017<\/p>\n

[43] \u2013 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u064a\u0646\u0647\u0627\u0631.. \u0648\u0627\u0644\u0637\u0627\u0626\u0631 \u0627\u0644\u0623\u0632\u0631\u0642 \u064a\u0643\u0641 \u0639\u0646 \u0627\u0644\u062a\u063a\u0631\u064a\u062f\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0628\u062a\u0627\u0631\u064a\u062e 22\/10\/2016\u060c \u0639\u0644\u0649 \u0645\u0648\u0642\u0639:http:\/\/bab.com\/Node\/275623 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639: 11\/02\/2017.<\/p>\n

[44] \u2013 \u0623\u0643\u0628\u0631 \u0633\u0631\u0642\u0629 \u0628\u0627\u0644\u062a\u0627\u0631\u064a\u062e.. \u0645\u062a\u0633\u0644\u0644\u0648\u0646 \u0633\u0631\u0642\u0648\u0627 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u00bb \u0639\u0631\u0628\u064a\u0629 NEWS SKY \u00ab\u060c \u0628\u062a\u0627\u0631\u064a\u062e 16\/02\/2015 \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637: http:\/\/www.skynewsarabia.com\/web\/article\/724420 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639: 11\/02\/2017.<\/p>\n

[45] \u2013 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.. \u0623\u0631\u0628\u0627\u062d \u062a\u0641\u0648\u0642 \u0645\u0627 \u062a\u062c\u0646\u064a\u0647 \u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0628\u062a\u0627\u0631\u064a\u062e:05\/02\/2016\u060c http:\/\/www.alittihad.ae\/details.php?id=5035&y=2016&article=full \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 10\/02\/2017.<\/p>\n

[46] \u2013 \u0645\u062d\u0645\u062f \u062e\u0627\u0644\u062f\u060c \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0627\u0644\u0623\u0643\u062b\u0631 \u062a\u0639\u0631\u0636\u0627 \u0644\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u062c\u062f\u064a\u062f \u0628\u062a\u0627\u0631\u064a\u062e:01\/08\/2016\u060c http:\/\/thenewkhalij.org\/ar\/node\/43159 \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 11\/02\/2017.<\/p>\n

[47] \u2013 \u064a\u0648\u0633\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u060c \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0632\u062f\u0627\u062f \u0634\u0631\u0627\u0633\u0629 \u0639\u0644\u0649 \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a \u0648\u0645\u0646\u0638\u0648\u0645\u0629 \u062d\u0645\u0627\u064a\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0641\u064a \u0627\u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f \u0628\u062a\u0627\u0631\u064a\u062e:27\/11\/2016\u060c http:\/\/www.alittihad.ae\/details.php?id=60105&y=2016 \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 11\/02\/2017.<\/p>\n

[48] \u2013 \u0627\u0644\u0627\u0633\u062a\u064a\u0644\u0627\u0621 \u0639\u0644\u0649 26.5 \u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631: \u0645\u0635\u0627\u0631\u0641 \u0644\u0628\u0646\u0627\u0646 \u062a\u062a\u0639\u0631\u0651\u0636 \u0644\u06407 \u0623\u0646\u0648\u0627\u0639 \u0645\u0646 \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629!\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 (ghadi news) \u0628\u062a\u0627\u0631\u064a\u062e:01\/12\/2016\u060c http:\/\/ghadinews.net\/Newsdet.aspx?id=27361 \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 11\/02\/2017.<\/p>\n

[49] \u2013 \u0623\u0632\u064a\u062f \u0645\u0646 500 \u062c\u0631\u064a\u0645\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0633\u0646\u0629 2016\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0641\u062c\u0631 \u0628\u062a\u0627\u0631\u064a\u062e:10\/02\/2017\u060c http:\/\/www.al-fadjr.com\/ar\/realite\/352178.html \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 11\/02\/2017.<\/p>\n

[50] \u2013 \u0633\u0645\u064a\u0631 \u0633\u0639\u062f\u0648\u0646 \u0645\u0635\u0637\u0641\u0649\u060c \u0645\u062d\u0645\u0648\u062f \u062e\u0636\u0631 \u0633\u0644\u0645\u0627\u0646\u060c \u062d\u0633\u0646 \u0643\u0631\u064a\u0645 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646\u060c \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u0623\u062b\u0631\u0647\u0627 \u0648\u0633\u0628\u0644 \u0645\u0648\u0627\u062c\u0647\u062a\u0647\u0627\u060c \u0645\u062c\u0644\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u060c \u0627\u0644\u0645\u062c\u0644\u062f 24\u060c \u0627\u0644\u0625\u0635\u062f\u0627\u0631 9\u060c 2011\u060c \u0635 49.<\/p>\n

[51] \u2013 \u0639\u0632\u0629 \u0645\u063a\u0627\u0632\u064a\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.. \u0627\u0644\u062a\u0648\u0631\u0646\u062a \u064a\u062d\u0645\u0644\u0643 \u0625\u0644\u0649 \u0637\u0631\u0629\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u0627\u0644\u0645\u0646\u0635\u0629 \u0628\u062a\u0627\u0631\u064a\u062e 04\/02\/2016 \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637: https:\/\/almanassa.com\/ar\/story\/1019 \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 12\/02\/2016.<\/p>\n

[52] \u2013 \u0639\u0628\u062f\u0627\u0644\u0644\u0647 \u0628\u0646 \u0641\u0627\u0632\u0639 \u0627\u0644\u0642\u0631\u0646\u064a\u060c \u0645\u0648\u0627\u062c\u0647\u0629 \u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a: \u0646\u062d\u0648 \u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0623\u0645\u0646\u064a\u0629 \u2013 \u0645\u062c\u062a\u0645\u0639\u064a\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u064a\u0627\u0636 \u0628\u062a\u0627\u0631\u064a\u062e 21\/02\/2014 \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637 : http:\/\/www.alriyadh.com\/912032 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639: 12\/02\/2017.<\/p>\n

[53] \u2013 8 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0644\u062a\u0641\u0627\u062f\u064a \u0645\u062e\u0627\u0637\u0631 \u062a\u0632\u0627\u064a\u062f \u0627\u0644\u0647\u062c\u0645\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u0647\u062f\u0641 \u062f\u0648\u0644 \u0627\u0644\u062e\u0644\u064a\u062c \u0627\u0644\u0639\u0631\u0628\u064a\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u062c\u0631\u064a\u062f\u0629 \u0645\u0643\u0629\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0646\u0634\u0631 01\/06\/2016 \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637: http:\/\/makkahnewspaper.com\/article\/147871 \u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639: 12\/02\/2017.<\/p>\n

[54] \u2013 Estonia Cyber Security Strategy 2014-2017, Ministry of Economic Affairs and Communication, Estonia 2014, p 7-12.<\/p>\n

[55] \u2013 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 09-04 \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 05 \u063a\u0634\u062a 2009\u060c \u0645\u0631\u062c\u0639 \u0633\u0628\u0642 \u0630\u0643\u0631\u0647\u060c \u0635 5- 8.<\/p>\n

[56] \u2013 \u0642\u0627\u0633\u0645\u064a.\u0623\u060c160 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0633\u0646\u0648\u064a\u0627 \u0645\u0643\u0627\u0633\u0628 \u0639\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a\u060c \u0645\u0642\u0627\u0644 \u0645\u0646\u0634\u0648\u0631 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639 \u064a\u0648\u0645\u064a\u0629 \u0627\u0644\u0633\u0644\u0627\u0645 \u0627\u0644\u064a\u0648\u0645\u060c \u0628\u062a\u0627\u0631\u064a\u062e 25\/01\/2014\u060c \u0639\u0644\u0649 \u0627\u0644\u0631\u0627\u0628\u0637: http:\/\/essalamonline.com\/ara\/permalink\/32212.html\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0627\u0637\u0644\u0627\u0639 12\/02\/2017.<\/p>\n","protected":false},"excerpt":{"rendered":"

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