{"id":76133,"date":"2017-08-09T18:01:38","date_gmt":"2017-08-09T15:01:38","guid":{"rendered":"http:\/\/www.mohamah.net\/law\/?p=76133"},"modified":"2017-12-03T06:35:06","modified_gmt":"2017-12-03T03:35:06","slug":"%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d8%b9%d9%86-%d8%aa%d8%a8%d9%8a%d9%8a%d8%b6-%d8%a7%d9%84%d8%a3%d9%85%d9%88%d8%a7%d9%84-%d8%b9%d9%86-%d8%b7%d8%b1%d9%8a%d9%82-%d8%a7%d9%84%d8%a7","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d8%b9%d9%86-%d8%aa%d8%a8%d9%8a%d9%8a%d8%b6-%d8%a7%d9%84%d8%a3%d9%85%d9%88%d8%a7%d9%84-%d8%b9%d9%86-%d8%b7%d8%b1%d9%8a%d9%82-%d8%a7%d9%84%d8%a7\/","title":{"rendered":"\u0628\u062d\u062b \u0642\u0627\u0646\u0648\u0646\u064a \u0639\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a"},"content":{"rendered":"

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R\u00e9sum\u00e9<\/span><\/span><\/p>\n

Le commerce international est financ\u00e9 par diverses op\u00e9rations de financement. Quasi ignor\u00e9 des lois dans presque tous les pays du monde, Le cr\u00e9dit documentaire est le meilleur moyen de financement dans le domaine du commerce international.<\/p>\n

Le cr\u00e9dit documentaire d\u00e9mat\u00e9rialis\u00e9 est n\u00e9 avec l\u2019extension de l\u2019utilisation des technologies. Contrairement \u00e0 la lettre de cr\u00e9dit traditionnelle qui repose sur l\u2019\u00e9change de documents papier, le cr\u00e9dit documentaire d\u00e9mat\u00e9rialis\u00e9 est principalement bas\u00e9 sur l\u2019\u00e9change de documents par e-mail, et le paiement du vendeur est effectu\u00e9 par le transfert \u00e9lectronique de fonds.<\/p>\n

Cependant, en d\u00e9pit des avantages que ce m\u00e9canisme offre au commerce international, il est devenu un outil de blanchiment d\u2019argent par voie \u00e9lectronique.<\/span><\/p>\n

Les banques et les institutions financi\u00e8res, afin de lutter contre ce type de crimes \u00e9lectroniques, doivent prendre toutes les mesures n\u00e9cessaires, elles sont notamment oblig\u00e9es de contr\u00f4ler et assurer le suivi de ces transferts financiers et de demander des titulaires de comptes toutes leurs informations personnelles et celles qui sont associ\u00e9es aux op\u00e9rations financi\u00e8res effectu\u00e9es.<\/p>\n

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\u0641\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u064a\u0642\u0648\u0645 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0643\u0645\u0627 \u0623\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u0635\u0641\u0642\u0629 \u064a\u0646\u062a\u0642\u0644 \u0641\u064a \u0646\u0638\u0627\u0645 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0628\u0646\u0643 \u0641\u0627\u062a\u062d \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0625\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u060c \u0628\u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0623\u062d\u062f \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0646\u0642\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647.<\/p>\n

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\u201c\u064a\u0642\u0635\u062f \u0641\u064a \u0645\u0641\u0647\u0648\u0645 \u0647\u0630\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0645\u0627 \u064a\u0623\u062a\u064a:<\/p>\n

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\n\u0648\u064a\u0639\u0627\u0642\u0628 \u0628\u0630\u0627\u062a \u0627\u0644\u0639\u0642\u0648\u0628\u0629 \u0643\u0644 \u0645\u0646 \u0623\u0646\u0634\u0623 \u0623\u0648 \u0623\u062f\u0627\u0631 \u0645\u0648\u0642\u0639\u0627\u064b \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u064b \u0623\u0648 \u0623\u0634\u0631\u0641 \u0639\u0644\u064a\u0647 \u0623\u0648 \u0646\u0634\u0631 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0623\u0648<\/p>\n

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\n\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0635\u0644 \u0628\u0627\u0633\u0645 \u0632\u0628\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0645\u0646 \u0627\u0644\u062e\u0627\u0631\u062c \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u062b\u0645 \u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u062e\u0627\u0631\u062c \u0628\u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0646\u0641\u0633\u0647\u0627\u060c \u0623\u064a \u0644\u0627 \u062a\u0648\u062f\u0639 \u062b\u0645 \u062a\u0633\u062d\u0628 \u0643\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0623\u062e\u0631\u0649[41] .\u0643\u0623\u0646 \u064a\u062a\u0644\u0642\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0631\u062f \u0623\u0645\u0648\u0627\u0644\u0627 \u062a\u062d\u0648\u0644 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628\u0647\u060c \u0641\u064a\u0639\u0637\u064a \u0627\u0644\u0623\u0645\u0631 \u0628\u062a\u062d\u0648\u064a\u0644\u0647\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0627\u0644\u062e\u0627\u0631\u062c\u060c \u0648\u0647\u0648 \u062d\u0633\u0627\u0628 \u0627\u0644\u0628\u0627\u0626\u0639 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0645\u0646 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u062f\u0648\u0646 \u0623\u0646 \u064a\u0642\u0648\u0645 \u0628\u0633\u062d\u0628\u0647\u0627. \u0641\u0647\u0646\u0627 \u064a\u0642\u0648\u0645 \u0627\u0644\u0634\u0643 \u0628\u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0630\u0627\u062a \u0645\u0635\u0627\u062f\u0631 \u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639\u0629\u060c \u0648\u064a\u062c\u0628 \u0627\u0644\u062a\u062e\u0644\u0635 \u0645\u0646\u0647\u0627 \u0628\u062a\u062d\u0648\u064a\u0644\u0647\u0627 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0622\u062e\u0631 \u0641\u064a \u0627\u0644\u062e\u0627\u0631\u062c.
\n\u0625\u0646 \u0633\u0648\u0621 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0627\u0644\u064a \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u062c\u0631\u0645\u064a\u0646\u060c \u0646\u0627\u0647\u064a\u0643 \u0639\u0646 \u0627\u0632\u062f\u064a\u0627\u062f \u062a\u062f\u0641\u0642 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0627\u0633\u062a\u0648\u062c\u0628 \u0648\u0636\u0639 \u0642\u0648\u0627\u0639\u062f \u0648\u0642\u0627\u0626\u064a\u0629 \u062a\u0636\u0628\u0637 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0644\u0643\u0634\u0641 \u0639\u0644\u0649 \u0634\u0628\u0647\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u062c\u0648\u062f\u0647\u0627.<\/p>\n

\u0648\u0642\u062f \u062c\u0627\u0621\u062a \u0627\u0644\u062a\u0648\u0635\u064a\u0629 \u0627\u0644\u0633\u0627\u062f\u0633\u0629 \u0639\u0634\u0631 \u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u062a\u0648\u0636\u062d \u0647\u0630\u0647 \u0627\u0644\u0642\u0648\u0627\u0639\u062f\u060c \u0648\u0627\u0644\u062a\u064a \u062a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u062a\u0648\u0641\u0631 \u0643\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0648\u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0622\u0645\u0631 \u0628\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0643\u0630\u0627 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0629[42]\u060c \u0648\u0623\u0646 \u064a\u062a\u0645 \u0625\u062f\u0631\u0627\u062c \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0641\u064a \u0631\u0633\u0627\u0644\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0623\u0648 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u0635\u0627\u062d\u0628 \u0644\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0628\u0631\u0642\u064a. \u0648\u0639\u0646\u062f \u0627\u0644\u0627\u0642\u062a\u0636\u0627\u0621\u060c \u062a\u062d\u0648\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0625\u0644\u0649 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0648\u0625\u0644\u0649 \u062e\u0644\u064a\u0629 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0639\u0646\u064a\u0629. \u0648\u0639\u0644\u064a\u0647\u060c \u062a\u0635\u0631 \u0627\u0644\u062a\u0648\u0635\u064a\u0629 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647 \u0639\u0644\u0649 \u0636\u0631\u0648\u0631\u0629 \u062a\u0643\u0631\u064a\u0633 \u0643\u0644 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0648\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629\u060c \u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0631\u0635\u062f\u0647\u0627 \u0641\u064a \u0648\u0642\u062a\u0647\u0627 \u0627\u0644\u062d\u0642\u064a\u0642\u064a.<\/p>\n

\u0648\u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0623\u0633\u0627\u0633\u060c \u0623\u0635\u0628\u062d \u0644\u0632\u0627\u0645\u0627 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0625\u0637\u0627\u0631 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0623\u0646 \u062a\u062a\u062d\u0642\u0642 \u0628\u062f\u0642\u0629 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0622\u0645\u0631 \u0628\u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0645\u0646\u0647\u0627\u060c \u0648\u0647\u0630\u0627 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0639\u0646\u0648\u0627\u0646\u064a\u0647\u0645\u0627\u060c \u0648\u0630\u0644\u0643 \u0645\u0647\u0645\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0623\u0645\u0648\u0627\u0644 (SWIFT, ARTC, ATC)[43]<\/span><\/p>\n

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_\u0627\u0633\u0645 \u0648\u0644\u0642\u0628 \u0645\u0635\u062f\u0631 \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/span><\/p>\n

_ \u0648\u0631\u0642\u0645 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0641\u064a \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0639\u0645\u0644\u064a\u0629.<\/span><\/p>\n

_ \u0648\u0639\u0646\u0648\u0627\u0646 \u0645\u0635\u062f\u0631 \u0627\u0644\u0623\u0645\u0631 \u0628\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u062e\u0627\u0635 \u0628\u0647\u060c \u0648\u0631\u0642\u0645 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0632\u0628\u0648\u0646 \u0623\u0648 \u062a\u0627\u0631\u064a\u062e \u0648\u0645\u0643\u0627\u0646 \u0627\u0644\u0648\u0644\u0627\u062f\u0629.<\/span><\/p>\n

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\n\u0627\u0644\u062e\u0627\u062a\u0645\u0629<\/p>\n

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\n\u0643\u0645\u0627 \u0646\u0642\u062f\u0645 \u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n

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\n\u0646\u0648\u0635\u064a \u0628\u0636\u0631\u0648\u0631\u0629 \u062a\u0642\u0631\u064a\u0631 \u0639\u0642\u0648\u0628\u0627\u062a \u0635\u0627\u0631\u0645\u0629 \u0625\u0632\u0627\u0621 \u0643\u0644 \u0645\u0646 \u064a\u0631\u062a\u0643\u0628 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u062c\u0631\u0627\u0626\u0645\u060c \u0648\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u063a\u0631\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0631\u062a\u0641\u0639\u0629\u060c \u0644\u0623\u0646 \u0627\u0644\u0647\u062f\u0641 \u0645\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0647\u0648 \u062c\u0645\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u062b\u0631\u0648\u0627\u062a \u0628\u0637\u0631\u0642 \u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639\u0629\u060c \u0648\u0644\u0630\u0644\u0643 \u064a\u0643\u0648\u0646 \u0645\u0646 \u0628\u0627\u0628 \u0623\u0648\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0627\u0644\u0639\u0642\u0648\u0628\u0629 \u0645\u0646 \u0646\u0641\u0633 \u062c\u0646\u0633 \u0627\u0644\u0639\u0645\u0644\u060c \u0623\u064a \u0628\u062d\u0631\u0645\u0627\u0646\u0647\u0645 \u0645\u0646 \u062a\u0644\u0643 \u0627\u0644\u062b\u0631\u0648\u0627\u062a\u060c \u0647\u0630\u0627 \u0645\u0646 \u062c\u0647\u0629.
\n\u0648\u0645\u0646 \u062c\u0647\u0629 \u0623\u062e\u0631\u0649\u060c \u0648\u0644\u0623\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0643\u0627\u0646 \u0628\u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u0645\u0646 \u0627\u0644\u0645\u0641\u0631\u0648\u0636 \u0623\u0646 \u062a\u062a\u0633\u0645 \u0628\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0623\u0645\u0627\u0646 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u062a\u0639\u0627\u0645\u0644\u064a\u0646 \u0628\u0647\u0627\u060c \u0641\u0627\u0644\u0623\u0643\u064a\u062f \u0623\u0646 \u0647\u0646\u0627\u0643 \u062c\u0647\u0648\u062f\u0627 \u0645\u0636\u0627\u0639\u0641\u0629 \u062a\u0628\u0630\u0644 \u0641\u064a \u0633\u0628\u064a\u0644 \u0627\u0644\u0627\u0639\u062a\u062f\u0627\u0621 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0648\u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0643\u0644 \u0627\u0644\u062b\u063a\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062a\u0648\u0641\u0631 \u0644\u062a\u0633\u062a\u063a\u0644 \u0641\u064a \u0627\u0631\u062a\u0643\u0627\u0628 \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0648\u0628\u062d\u064a\u062b \u0644\u0627 \u062a\u062a\u0645\u0643\u0646 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629 \u0645\u0646 \u0627\u0643\u062a\u0634\u0627\u0641 \u0623\u0633\u0627\u0644\u064a\u0628\u0647\u0645 \u0643\u0630\u0644\u0643\u060c \u0648\u0639\u0644\u0649 \u0647\u0630\u0627 \u0646\u0648\u0635\u064a \u0643\u0630\u0644\u0643 \u0628\u0627\u0644\u062a\u0634\u062f\u062f \u0641\u064a \u062a\u0648\u0642\u064a\u0639 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a\u060c \u0633\u0648\u0627\u0621 \u0623\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0645\u062f\u0629 \u0627\u0644\u0633\u062c\u0646 \u0627\u0644\u0645\u0642\u0631\u0631\u0629 \u0644\u0644\u062c\u0627\u0646\u064a \u0623\u0648 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u063a\u0631\u0627\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0631\u062a\u0641\u0639\u0629 \u0643\u0645\u0627 \u0633\u0628\u0642\u062a \u0627\u0644\u0625\u0634\u0627\u0631\u0629.
\n\u0625\u0646 \u0627\u0644\u0645\u062c\u0631\u0645 \u0644\u0627 \u064a\u062a\u0648\u0627\u0646\u0649 \u0639\u0646 \u0627\u0644\u0628\u062d\u062b \u0639\u0646 \u0643\u0644 \u0627\u0644\u0633\u0628\u0644 \u0627\u0644\u062a\u064a \u062a\u0645\u0643\u0646\u0647 \u0645\u0646 \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0643\u0644 \u0645\u0627 \u062a\u0646\u062a\u062c\u0647 \u0627\u0644\u062b\u0648\u0631\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u0645\u0646 \u062a\u0642\u0646\u064a\u0627\u062a \u0639\u0627\u0644\u064a\u0629 \u0627\u0644\u062c\u0648\u062f\u0629 \u0641\u064a \u0627\u0631\u062a\u0643\u0627\u0628 \u062c\u0631\u064a\u0645\u062a\u0647\u060c \u0644\u0630\u0644\u0643 \u0641\u0625\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u0627 \u064a\u0643\u0648\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0641\u0642\u0637\u060c \u0648\u0644\u0643\u0646 \u0627\u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u062a\u0642\u062a\u0636\u064a \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0641\u0639\u0644\u064a \u0628\u062a\u0637\u0628\u064a\u0642 \u0647\u0630\u0647 \u0627\u0644\u0646\u0635\u0648\u0635\u060c \u0645\u0645\u0627 \u064a\u062d\u0642\u0642 \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0630\u064a \u0648\u062c\u062f\u062a \u0645\u0646 \u0623\u062c\u0644\u0647.
\n\u0643\u0645\u0627 \u0646\u0646\u0628\u0647 \u0643\u0630\u0644\u0643 \u0625\u0644\u0649 \u0636\u0631\u0648\u0631\u0629 \u0627\u0644\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0644\u062f\u0649 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u062a\u0641\u062a\u0642\u0631 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u062d\u062a\u0649 \u064a\u0643\u0648\u0646 \u0647\u0646\u0627\u0643 \u062a\u0646\u0627\u0633\u0642 \u0628\u064a\u0646 \u0645\u0627 \u062a\u0646\u0635 \u0639\u0644\u064a\u0647 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0648\u0628\u064a\u0646 \u0627\u0644\u0648\u0627\u0642\u0639 \u0627\u0644\u0639\u0645\u0644\u064a. \u0645\u0639 \u0636\u0631\u0648\u0631\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631 \u0623\u0645\u0627\u0646\u0627 \u0623\u0643\u062b\u0631 \u0633\u0648\u0627\u0621 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0632\u0628\u0627\u0626\u0646\u060c \u0648\u0630\u0644\u0643 \u0644\u0644\u062d\u062f \u0645\u0646 \u0627\u0631\u062a\u0643\u0627\u0628 \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u060c \u0648\u0630\u0644\u0643 \u0631\u063a\u0645 \u062a\u0643\u0644\u0641\u062a\u0647\u0627 \u0627\u0644\u0628\u0627\u0647\u0638\u0629\u060c \u0644\u0623\u0646 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0628\u064a\u064a\u0636 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0641\u0648\u0642 \u0628\u0643\u062b\u064a\u0631 \u062a\u0643\u0644\u0641\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0622\u0645\u0646\u0629.<\/p>\n

\u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639:<\/span><\/span><\/p>\n

\u0623\u0648\u0644\u0627: \u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629.<\/span><\/p>\n

\u0627\u0644\u0643\u062a\u0628.<\/span>
\n\u0623\u062d\u0645\u062f \u0627\u0644\u0633\u064a\u062f \u0644\u0628\u064a\u0628 \u0625\u0628\u0631\u0627\u0647\u064a\u0645\u060c \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0627\u0644\u0645\u0627\u0647\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u060c \u062f\u0631\u0627\u0633\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629 \u0648\u0645\u0642\u0627\u0631\u0646\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2009.
\n\u0623\u062d\u0645\u062f \u0633\u0641\u0631\u060c \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0627\u0644\u062d\u0644\u0628\u064a \u0627\u0644\u062d\u0642\u0648\u0642\u064a\u0629\u060c \u0628\u064a\u0631\u0648\u062a\u060c \u0644\u0628\u0646\u0627\u0646\u060c
\n\u0628\u062e\u062a\u064a\u0627\u0631 \u0635\u0627\u0628\u0631 \u0628\u0627\u064a\u0632 \u062d\u0633\u064a\u0646 \u060c \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641 \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647\u0647: \u062f\u0631\u0627\u0633\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2010.
\n\u0633\u0644\u064a\u0645\u0627\u0646 \u0636\u064a\u0641 \u0627\u0644\u0644\u0647 \u0627\u0644\u0632\u0628\u0646\u060c \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u062f\u0627\u0631 \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639\u060c \u0639\u0645\u0627\u0646\u060c \u0627\u0644\u0623\u0631\u062f\u0646\u060c
\n\u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0646\u0635\u0648\u0635 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2007.
\n\u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a: \u062f\u0631\u0627\u0633\u0629 \u0645\u0639\u0645\u0642\u0629 \u0639\u0646 \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u062f\u0627\u0631 \u0627\u0644\u0646\u0647\u0636\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2009.
\n\u0639\u0643\u0627\u0634\u0629 \u0645\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0639\u0627\u0644\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629: \u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0648\u0627\u062c\u0628 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0639\u0644\u0649 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0630\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u062f\u0627\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c 2007
\n\u0644\u0637\u0631\u0634 \u0627\u0644\u0637\u0627\u0647\u0631\u060c \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629\u060c \u062f\u064a\u0648\u0627\u0646 \u0627\u0644\u0645\u0637\u0628\u0648\u0639\u0627\u062a \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629\u060c 2003\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631.
\n\u0645\u062d\u0645\u062f \u0645\u062f\u062d\u062a \u0639\u0632\u0645\u064a\u060c \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0627\u0644\u0623\u0633\u0633 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u0645\u0631\u0643\u0632 \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629 \u0644\u0644\u0643\u062a\u0627\u0628\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2009.
\n\u0645\u0635\u0637\u0641\u0649 \u0643\u0645\u0627\u0644 \u0637\u0647\u060c \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c \u0645\u0635\u0631\u060c
\n\u0627\u0644\u0645\u0642\u0627\u0644\u0627\u062a \u0627\u0644\u0639\u0644\u0645\u064a\u0629.
\n\u0633\u0639\u062f\u064a \u0639\u0628\u062f \u0627\u0644\u062d\u0644\u064a\u0645\u060c \u201c\u0627\u0644\u0623\u0631\u0636\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u201d\u060c \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u0641\u0643\u0631\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0628\u0633\u0643\u0631\u0629\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u060c \u0627\u0644\u0639\u062f\u062f 09\u060c \u0645\u0627\u064a 2013. \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: http:\/\/fdsp.univ-biskra.dz\/index.php<\/p>\n

\u0627\u0644\u0645\u062f\u0627\u062e\u0644\u0627\u062a.<\/span>
\n\u0628\u0627\u062e\u0648\u064a\u0627 \u062f\u0631\u064a\u0633\u060c \u0627\u0646\u062a\u0634\u0627\u0631 \u062c\u0631\u0627\u0626\u0645 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 ( \u0627\u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0648\u0627\u0644\u0639\u0648\u0627\u0626\u0642)\u060c \u0627\u0644\u0645\u0644\u062a\u0642\u0649 \u0627\u0644\u0648\u0637\u0646\u064a \u062d\u0648\u0644 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0648\u0627\u0644\u0645\u0643\u0627\u0641\u062d\u0629\u060c \u0645\u0646 \u062a\u0646\u0638\u064a\u0645 \u0642\u0633\u0645 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0645\u062e\u0628\u0631 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u062d\u0631\u064a\u0627\u062a \u0641\u064a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0628\u0633\u0643\u0631\u0629\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u060c \u064a\u0648\u0645\u064a 16 \u064817 \u0646\u0648\u0641\u0645\u0628\u0631 2015\u060c \u0635
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\n\u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629.
\n1- \u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629:<\/span><\/span><\/p>\n

\u0623- \u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u064a\u0629:<\/span><\/p>\n

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\u0627\u0644\u0646\u0638\u0627\u0645 \u0631\u0642\u0645 12_03\u060c \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 28 \u0646\u0648\u0641\u0645\u0628\u0631 2012\u060c \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0645\u0627\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0644\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0627\u0644\u062f\u064a\u0645\u0648\u0642\u0631\u0627\u0637\u064a\u0629 \u0627\u0644\u0634\u0639\u0628\u064a\u0629 \u0627\u0644\u0639\u062f\u062f 12\u060c \u0627\u0644\u0645\u0624\u0631\u062e\u0629 \u0641\u064a 27 \u0641\u064a\u0641\u0631\u064a 2013.<\/p>\n

2- \u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629:<\/span><\/p>\n

\u0627\u0644\u0645\u0631\u0633\u0648\u0645 \u0628\u0642\u0627\u0646\u0648\u0646 \u0627\u062a\u062d\u0627\u062f\u064a \u0631\u0642\u0645 (5) \u0644\u0633\u0646\u0629 2012 \u0641\u064a \u0634\u0623\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u062c\u0631\u0627\u0626\u0645 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a. \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: www.adjd.gov.ae\/\u2026contentmanagement\u2026\/Fed.Cyber.Crimes.Law<\/p>\n

\u0627\u0644\u0648\u062b\u0627\u0626\u0642.<\/span>
\n\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0645\u0646\u0638\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0627\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062a\u0628\u0627\u062f\u0644: \u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0633\u0627\u0628\u0639 \u0644\u0644\u062c\u0632\u0627\u0626\u0631 \u062d\u0648\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628\u060c 27 \u0623\u0641\u0631\u064a\u0644 2016\u060c \u0635. \u0635 16_ 32. \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: http:\/\/www.menafatf.org\/arb\/Home.asp
\n\u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0627\u0644\u0623\u0639\u0631\u0627\u0641 \u0627\u0644\u0645\u0648\u062d\u062f\u0629 \u0644\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u063a\u0631\u0641\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0627\u0644\u0646\u0634\u0631\u0629 \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: http:\/\/www.lawjo.net\/vb\/showthread.php?38600-600
\n\u0645\u0644\u062d\u0642 \u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0627\u0644\u0623\u0639\u0631\u0627\u0641 \u0627\u0644\u0645\u0648\u062d\u062f\u0629 \u0644\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u064a\u0629 \u0644\u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0627\u0644\u0646\u0634\u0631\u0629 600 \u2013 \u0627\u0644\u0625\u0635\u062f\u0627\u06311\u060c \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629. \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: http:\/\/www.lawjo.net\/vb\/showthread.php?38600-600<\/p>\n

\u062b\u0627\u0646\u064a\u0627: \u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0641\u0631\u0646\u0633\u064a\u0629<\/span><\/p>\n

Ouvrages.
\nLIMOGES Isabel, MIVILLE-DE CHENE KARL ; TOUNSI Ferid, le commerce international, l\u2019univers du livre, Tunis, 2006.
\nPIEDELIEVRE St\u00e9phane, PUTAM Emmanuel, Droit bancaire, ECONOMICA, 2011, Paris.
\nTh\u00e8ses
\nMOUMOUNI Charles, Droit et pratique du paiement \u00e9lectronique des ventes internationales, Tome 1, th\u00e8se pr\u00e9sent\u00e9e pour l\u2019obtention du grade de docteur en droit, facult\u00e9 de droit, universit\u00e9 LAVAL, Qu\u00e9bec, octobre 2001.
\nRAKOTONANAHARY Salohy Miadana, La fraude et la d\u00e9mat\u00e9rialisation du cr\u00e9dit documentaire, m\u00e9moire pr\u00e9sent\u00e9 \u00e0 la facult\u00e9 des \u00e9tudes sup\u00e9rieures en vue de l\u2019obtention du grade de Maitrise en droit des affaires (LL.M), Facult\u00e9 de droit, Universit\u00e9 de Montr\u00e9al, septembre 2005. Disponible sur site internet:
\nhttps:\/\/papyrus.bib.umontreal.ca\/xmlui\/bitstream\/handle\/1866\/2361\/11734168.PDF<\/p>\n

HADJ MBAREK Haroun, La d\u00e9mat\u00e9rialisation des op\u00e9rations de cr\u00e9dits documentaires internationaux, M\u00e9moire pr\u00e9sent\u00e9 pour l\u2019obtention du grade Ma\u00eetre en Droit (LL.M.), \u00e0 la Facult\u00e9 des \u00e9tudes sup\u00e9rieures de l\u2019Universit\u00e9 Laval, avril 2002. Disponible sur site internet theses.ulaval.ca\/2002\/24062\/24062.pdf
\nArticles.
\nDOISE Dominique, \u00ab la r\u00e9vision 2007 des r\u00e8gles et usances uniformes relatives aux cr\u00e9dits documentaires \u2013RUU 600- \u00bb, le journal d\u2019information de l\u2019union de banques arabes et fran\u00e7aises, hors-s\u00e9rie, Dialogue N\u00b051- juin 2007: disponible sur site internet : ubaf.fr\/dcmnt\/dialogues.pdf
\nPASCALE Richard, \u00ab Cr\u00e9dit documentaire \u00bb : la Chambre de commerce internationale publie un Guide du suppl\u00e9ment \u00e9lectronique aux UCP 500. Disponible sur site internet : http:\/\/www.legalnewsinternational.com\/index.php?option=com_content&view=article&id=91824&catid=1053:finance-internationale&Itemid=628
\nDocuments
\nLignes directrices relatives aux virements \u00e9lectroniques, Alger le 23 d\u00e9cembre 2015, banque d\u2019Alg\u00e9rie. Disponible sur site internet : http:\/\/www.bank-of-algeria.dz\/html\/docs.htm
\nNormes internationales sur la lutte contre le blanchiment de capitaux et le financement du terrorisme et de la prolif\u00e9ration, les recommandations du GAFI, f\u00e9vrier 2012, Mises \u00e0 jour en f\u00e9vrier 2016. Disponible sur site internet :fatf-gafi.org\/fr\/publications\/recommandationsgafi\/documents\/recommandations-gafi.html
\n\u062b\u0627\u0644\u062b\u0627: \u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0627\u0646\u062c\u0644\u064a\u0632\u064a\u0629<\/span><\/p>\n

Documents:<\/span><\/p>\n

ICC Uniform Customs and practice for Documentary Credits 2007 revision, UCP 600: Available on website: http:\/\/www.lawjo.net\/vb\/showthread.php?38600-600<\/p>\n

[1]_ \u0644\u0637\u0631\u0634 \u0627\u0644\u0637\u0627\u0647\u0631\u060c \u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629\u060c \u062f\u064a\u0648\u0627\u0646 \u0627\u0644\u0645\u0637\u0628\u0648\u0639\u0627\u062a \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629\u060c 2003\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u060c 113.<\/p>\n

[2]_ LIMOGES Isabel, MIVILLE-DE CHENE KARL ; TOUNSI Ferid, le commerce international, l\u2019univers du livre, Tunis, 2006, p 235.<\/p>\n

[3]_ \u0628\u062e\u062a\u064a\u0627\u0631 \u0635\u0627\u0628\u0631 \u0628\u0627\u064a\u0632 \u062d\u0633\u064a\u0646 \u060c \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641 \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647\u0647: \u062f\u0631\u0627\u0633\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2010\u060c \u0635167.<\/p>\n

[4]_ RAKOTONANAHARY Salohy Miadana, La fraude et la d\u00e9mat\u00e9rialisation du cr\u00e9dit documentaire, m\u00e9moire pr\u00e9sent\u00e9 \u00e0 la facult\u00e9 des \u00e9tudes sup\u00e9rieures en vue de l\u2019obtention du grade de Maitrise en droit des affaires (LL.M), Facult\u00e9 de droit, Universit\u00e9 de Montr\u00e9al, septembre 2005, p.p 23_ 25. Disponible sur site internet : https:\/\/papyrus.bib.umontreal.ca\/xmlui\/bitstream\/handle\/1866\/2361\/11734168.PDF<\/p>\n

[5]_ DOISE Dominique, \u00ab la r\u00e9vision 2007 des r\u00e8gles et usances uniformes relatives aux cr\u00e9dits documentaires \u2013RUU 600- \u00bb, le journal d\u2019information de l\u2019union de banques arabes et fran\u00e7aises, hors-s\u00e9rie, Dialogue N\u00b051- juin 2007, p 03. Disponible sur site internet : www.ubaf.fr\/dcmnt\/dialogues.pdf<\/p>\n

[6]_ The official name for this publication is \u201cSupplement to the Uniform Customs and Practice for Documentary Credits for Electronic Presentation (Version 1.1)\u201d. It uses the acronym \u201ceUCP\u201d : ICC Uniform Customs and practice for Documentary Credits 2007 revision, UCP 60. . Disponible sur site internet http:\/\/www.lawjo.net\/vb\/showthread.php?38600-600<\/p>\n

\u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0627\u0644\u0623\u0639\u0631\u0627\u0641 \u0627\u0644\u0645\u0648\u062d\u062f\u0629 \u0644\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u0629\u060c \u0646\u0634\u0631\u0629 \u0631\u0642\u0645 600.<\/p>\n

[7]_ \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u0629 \u0644\u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u064a\u0642\u0635\u062f \u0628\u0647\u0627 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>\n

[8]_ PASCALE Richard, \u00ab Cr\u00e9dit documentaire \u00bb : la Chambre de commerce internationale publie un Guide du suppl\u00e9ment \u00e9lectronique aux UCP 500. Disponible sur site internet http:\/\/www.legalnewsinternational.com\/index.php?option=com_content&view=article&id=91824&catid=1053:finance-internationale&Itemid=628<\/p>\n

[9]_ \u0627\u0644\u0645\u0627\u062f\u0629 \u0625 01 \u0645\u0646 \u0645\u0644\u062d\u0642 \u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0627\u0644\u0623\u0639\u0631\u0627\u0641 \u0627\u0644\u0645\u0648\u062d\u062f\u0629 \u0644\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u064a\u0629 \u0644\u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0627\u0644\u0646\u0634\u0631\u0629 600 \u2013 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 1.1\u060c \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: http:\/\/www.lawjo.net\/vb\/showthread.php?38600-600<\/p>\n

[10]_ \u0627\u0644\u0645\u0627\u062f\u0629 01 \u0645\u0646 \u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0627\u0644\u0623\u0639\u0631\u0627\u0641 \u0627\u0644\u0645\u0648\u062d\u062f\u0629 \u0644\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u063a\u0631\u0641\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0627\u0644\u0646\u0634\u0631\u0629 600. \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: http:\/\/www.lawjo.net\/vb\/showthread.php?38600-600<\/p>\n

[11]_ DOISE Dominique, \u00ab la r\u00e9vision 2007 des r\u00e8gles et usances uniformes relatives aux cr\u00e9dits documentaires \u2013RUU 600- \u00bb, le journal d\u2019information de l\u2019union de banques arabes et fran\u00e7aises, hors-s\u00e9rie, Dialogue N\u00b051- juin 2007, p 02. . Disponible sur site internet www.ubaf.fr\/dcmnt\/dialogues.pdf<\/p>\n

[12]_ PIEDELIEVRE St\u00e9phane, PUTAM Emmanuel, Droit bancaire, ECONOMICA, 2011, Paris, P 570.<\/p>\n

[13] _ \u0645\u062d\u0645\u062f \u0645\u062f\u062d\u062a \u0639\u0632\u0645\u064a\u060c \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0627\u0644\u0623\u0633\u0633 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u0645\u0631\u0643\u0632 \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629 \u0644\u0644\u0643\u062a\u0627\u0628\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2009\u060c \u0635. \u0635 378- 379.<\/p>\n

[14]_ \u0627\u0644\u0645\u0627\u062f\u0629 \u0625 03 \u0645\u0646 \u0645\u0644\u062d\u0642 \u0627\u0644\u0623\u0635\u0648\u0644 \u0648\u0627\u0644\u0623\u0639\u0631\u0627\u0641 \u0627\u0644\u0645\u0648\u062d\u062f\u0629 \u0644\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u0629 \u0646\u0634\u0631\u0629 600 \u0644\u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a- \u0627\u0644\u0625\u0635\u062f\u0627\u0631 1.1\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642.<\/p>\n

[15]_ \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0646\u0635\u0648\u0635 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2007\u060c \u0635 107.<\/p>\n

[16] _ \u0633\u0639\u062f\u064a \u0639\u0628\u062f \u0627\u0644\u062d\u0644\u064a\u0645\u060c \u201c\u0627\u0644\u0623\u0631\u0636\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u201d\u060c \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u0641\u0643\u0631\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0628\u0633\u0643\u0631\u0629\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u060c \u0627\u0644\u0639\u062f\u062f 09\u060c \u0645\u0627\u064a 2013\u060c \u0635. \u0635 94- 59. http:\/\/fdsp.univ-biskra.dz\/index.php<\/p>\n

[17]_ \u0639\u0643\u0627\u0634\u0629 \u0645\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0639\u0627\u0644\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629: \u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0648\u0627\u062c\u0628 \u0627\u0644\u062a\u0637\u0628\u064a\u0642 \u0639\u0644\u0649 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0630\u0627\u062a \u0627\u0644\u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u062f\u0627\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c 2007\u060c \u0635 365.<\/p>\n

[18]_ HADJ MBAREK Haroun, La d\u00e9mat\u00e9rialisation des op\u00e9rations de cr\u00e9dits documentaires internationaux, M\u00e9moire pr\u00e9sent\u00e9 pour l\u2019obtention du grade Ma\u00eetre en Droit (LL.M.), \u00e0 la Facult\u00e9 des \u00e9tudes sup\u00e9rieures de l\u2019Universit\u00e9 Laval, avril 2002, p 75. Disponible sur site internet www.theses.ulaval.ca\/2002\/24062\/24062.pdf<\/p>\n

[19]_ RAKOTONANAHARY Salohy Miadana, op. cit., p158.<\/p>\n

[20]_ \u0623\u062d\u0645\u062f \u0627\u0644\u0633\u064a\u062f \u0644\u0628\u064a\u0628 \u0625\u0628\u0631\u0627\u0647\u064a\u0645\u060c \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629: \u0627\u0644\u0645\u0627\u0647\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u060c \u062f\u0631\u0627\u0633\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629 \u0648\u0645\u0642\u0627\u0631\u0646\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2009\u060c \u0635 04.<\/p>\n

[21]_ \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u064a\u0633\u0645\u0649 \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0641\u0631\u0646\u0633\u064a\u0629 Transfert \u00c9lectronique de Fonds \u0648\u0628\u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629 Electronic Funds Transfer: \u0623\u062d\u0645\u062f \u0633\u0641\u0631\u060c \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0627\u0644\u062d\u0644\u0628\u064a \u0627\u0644\u062d\u0642\u0648\u0642\u064a\u0629\u060c \u0628\u064a\u0631\u0648\u062a\u060c \u0644\u0628\u0646\u0627\u0646\u060c 2008\u060c \u0635 65.<\/p>\n

[22] _ \u0648\u0647\u0630\u0627 \u0645\u0639\u0646\u0627\u0647 \u0623\u0646\u0647 \u064a\u0648\u062c\u062f \u0623\u0646\u0648\u0627\u0639 \u0623\u062e\u0631\u0649 \u0646 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0641\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0641\u0635\u064a\u0644 \u0631\u0627\u062c\u0639: MOUMOUNI Charles, Droit et pratique du paiement \u00e9lectronique des ventes internationales, Tome 1, th\u00e8se pr\u00e9sent\u00e9e pour l\u2019obtention du grade de docteur en droit, facult\u00e9 de droit, universit\u00e9 LAVAL, Qu\u00e9bec, octobre 2001, p 90 etc.<\/p>\n

[23]_ \u0633\u0644\u064a\u0645\u0627\u0646 \u0636\u064a\u0641 \u0627\u0644\u0644\u0647 \u0627\u0644\u0632\u0628\u0646\u060c \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u062f\u0627\u0631 \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639\u060c \u0639\u0645\u0627\u0646\u060c \u0627\u0644\u0623\u0631\u062f\u0646\u060c 2012\u060c \u0635 70.<\/p>\n

[24]_ \u0623\u062d\u0645\u062f \u0633\u0641\u0631\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 70.<\/p>\n

[25]_ HADJ MBAREK Haroun, op. cit., p 175.<\/p>\n

[26]_ MOUMOUNI Charles, op. cit., p 90.<\/p>\n

[27]_ \u0633\u0644\u064a\u0645\u0627\u0646 \u0636\u064a\u0641 \u0627\u0644\u0644\u0647 \u0627\u0644\u0632\u0628\u0646\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635. \u0635 70_ 71.<\/p>\n

[28]_ MOUMOUNI Charles, op. cit., p. p 91_ 92.<\/p>\n

[29]_ Comme le dit James E. BYRNE et Dan TAYLOR dans une publication de la Chambre de commerce internationale sur le guide du eRUU : \u00ab That is not to say that fraud can be eliminatedfrom credit transactions simply by the use of electronic presentation, but only that the possibilities for fraud become more<\/p>\n

limited. \u00bb ; voire : RAKOTONANAHARY Salohy Miadana, op. cit.,p 20.<\/p>\n

[30]_ \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 107.<\/p>\n

[31]_ \u0633\u0644\u064a\u0645\u0627\u0646 \u0636\u064a\u0641 \u0627\u0644\u0644\u0647 \u0627\u0644\u0632\u0628\u0646\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 68.<\/p>\n

[32] _ \u0628\u0642\u0628\u0642 \u0644\u064a\u0644\u0649 \u0627\u0633\u0645\u0647\u0627\u0646\u060c \u201c\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u0629 \u0648\u0623\u062b\u0631\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f (\u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644)\u201d\u060c \u0627\u0644\u0645\u0644\u062a\u0642\u0649 \u0627\u0644\u0648\u0637\u0646\u064a \u062d\u0648\u0644 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u063a\u064a\u0631 \u0627\u0644\u0631\u0633\u0645\u064a \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631: \u0627\u0644\u0622\u062b\u0627\u0631 \u0648\u0633\u0628\u0644 \u0627\u0644\u062a\u0631\u0648\u064a\u0636 (\u0627\u0644\u0645\u062f\u0627\u062e\u0644 \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629)\u060c \u0645\u0639\u0647\u062f \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0639\u0644\u0648\u0645 \u0627\u0644\u062a\u0633\u064a\u064a\u0631\u060c \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062c\u0627\u0645\u0639\u064a \u062f. \u0645\u0648\u0644\u0627\u064a \u0627\u0644\u0637\u0627\u0647\u0631\u060c \u0648\u0644\u0627\u064a\u0629 \u0633\u0639\u064a\u062f\u0629\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u060c \u0635 13. \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: https:\/\/www.univ-saida.dz\/siteecg\/wp-content\/\u2026\/bekbek.pdf<\/p>\n

[33]_ \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635. \u0635 108_ 109.<\/p>\n

[34]_ \u0633\u0644\u064a\u0645\u0627\u0646 \u0636\u064a\u0641 \u0627\u0644\u0644\u0647\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635. \u0635 68_ 68.<\/p>\n

[35]_ Financial Electronic Data interchange: \u0623\u062d\u0645\u062f \u0633\u0641\u0631\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 67.<\/p>\n

[36]_ \u0645\u0635\u0637\u0641\u0649 \u0643\u0645\u0627\u0644 \u0637\u0647\u060c \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629\u060c \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2007\u060c \u0635 329.<\/p>\n

[37]_ \u0627\u0644\u0645\u0627\u062f\u0629 02 \u0645\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 05_ 01\u060c \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 06 \u0641\u064a\u0641\u0631\u064a 2005\u060c \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0645\u0627\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0644\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0627\u0644\u062f\u064a\u0645\u0648\u0642\u0631\u0627\u0637\u064a\u0629 \u0627\u0644\u0634\u0639\u0628\u064a\u0629 \u0627\u0644\u0639\u062f\u062f 11\u060c \u0627\u0644\u0645\u0624\u0631\u062e\u0629 \u0641\u064a 09 \u0641\u064a\u0641\u0631\u064a 2005.<\/p>\n

[38]_ \u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 09 _ 04\u060c \u0645\u0624\u0631\u062e \u0641\u064a 5 \u0623\u0648\u062b 2009\u060c \u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0644\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0645\u062a\u0635\u0644\u0629 \u0628\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627\u062a \u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0627\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0644\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0627\u0644\u062f\u064a\u0645\u0648\u0642\u0631\u0627\u0637\u064a\u0629 \u0627\u0644\u0634\u0639\u0628\u064a\u0629 \u0627\u0644\u0639\u062f\u062f 47\u060c \u0627\u0644\u0645\u0624\u0631\u062e\u0629 16 \u0623\u0648\u062b 2009.<\/p>\n

[39]_ \u0627\u0644\u0645\u0627\u062f\u0629 37 \u0645\u0646 \u0627\u0644\u0645\u0631\u0633\u0648\u0645 \u0628\u0642\u0627\u0646\u0648\u0646 \u0627\u062a\u062d\u0627\u062f\u064a \u0631\u0642\u0645 (5) \u0644\u0633\u0646\u0629 2012 \u0641\u064a \u0634\u0623\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u062c\u0631\u0627\u0626\u0645 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a: \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: www.adjd.gov.ae\/\u2026contentmanagement\u2026\/Fed.Cyber.Crimes.Law<\/p>\n

[40]_ \u0627\u0644\u0645\u0627\u062f\u0629 19 \u0645\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a \u0627\u0644\u0625\u0645\u0627\u0631\u0627\u062a\u064a \u0631\u0642\u0645 (2) \u0644\u0633\u0646\u0629 2006\u060c \u0641\u064a \u0634\u0623\u0646 \u0645\u0643\u0627\u0641\u062d\u0629 \u062c\u0631\u0627\u0626\u0645 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0645\u0644\u063a\u0649: \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a: \u062f\u0631\u0627\u0633\u0629 \u0645\u0639\u0645\u0642\u0629 \u0639\u0646 \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u062f\u0627\u0631 \u0627\u0644\u0646\u0647\u0636\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0645\u0635\u0631\u060c 2009\u060c \u0635 103.<\/p>\n

[41]_ \u0628\u0642\u0628\u0642 \u0644\u064a\u0644\u0649 \u0627\u0633\u0645\u0647\u0627\u0646\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 17.<\/p>\n

[42]_Normes internationales sur la lutte contre le blanchiment de capitaux et le financement du terrorisme et de la prolif\u00e9ration, les recommandations du GAFI, f\u00e9vrier 2012, Mises \u00e0 jour en f\u00e9vrier 2016. Disponible sur site internet www.fatf-gafi.org\/fr\/publications\/recommandationsgafi\/documents\/recommandations-gafi.html<\/p>\n

[43]_ \u0627\u0644\u0645\u0627\u062f\u0629 16 \u0645\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0631\u0642\u0645 12_03\u060c \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 28 \u0646\u0648\u0641\u0645\u0628\u0631 2012\u060c \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 \u0648\u0645\u0643\u0627\u0641\u062d\u062a\u0647\u0645\u0627\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0644\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0627\u0644\u062f\u064a\u0645\u0648\u0642\u0631\u0627\u0637\u064a\u0629 \u0627\u0644\u0634\u0639\u0628\u064a\u0629 \u0627\u0644\u0639\u062f\u062f 12\u060c \u0627\u0644\u0645\u0624\u0631\u062e\u0629 \u0641\u064a 27 \u0641\u064a\u0641\u0631\u064a 2013.<\/p>\n

[44]_ Lignes directrices relatives aux virements \u00e9lectroniques, Alger le 23 d\u00e9cembre 2015, banque d\u2019Alg\u00e9rie, p 03. . Disponible sur site internet : http:\/\/www.bank-of-algeria.dz\/html\/docs.htm<\/p>\n

[45]_ \u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0645\u0646\u0638\u0642\u0629 \u0627\u0644\u0634\u0631\u0642 \u0627\u0644\u0623\u0648\u0633\u0637 \u0648\u0634\u0645\u0627\u0644 \u0627\u0641\u0631\u064a\u0642\u064a\u0627\u060c \u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062a\u0628\u0627\u062f\u0644: \u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0645\u062a\u0627\u0628\u0639\u0629 \u0627\u0644\u0633\u0627\u0628\u0639 \u0644\u0644\u062c\u0632\u0627\u0626\u0631 \u062d\u0648\u0644 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628\u060c 27 \u0623\u0641\u0631\u064a\u0644 2016\u060c \u0635. \u0635 16_ 32. \u0645\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a: http:\/\/www.menafatf.org\/arb\/Home.asp<\/p>\n

[46]_ \u0628\u0642\u0628\u0642 \u0644\u064a\u0644\u0649 \u0627\u0633\u0645\u0647\u0627\u0646\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635. \u0635 28. 29.<\/p>\n

[47] _ \u0628\u0627\u062e\u0648\u064a\u0627 \u062f\u0631\u064a\u0633\u060c \u0627\u0646\u062a\u0634\u0627\u0631 \u062c\u0631\u0627\u0626\u0645 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 ( \u0627\u0644\u0645\u0643\u0627\u0641\u062d\u0629 \u0648\u0627\u0644\u0639\u0648\u0627\u0626\u0642)\u060c \u0627\u0644\u0645\u0644\u062a\u0642\u0649 \u0627\u0644\u0648\u0637\u0646\u064a \u062d\u0648\u0644 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0648\u0627\u0644\u0645\u0643\u0627\u0641\u062d\u0629\u060c \u0645\u0646 \u062a\u0646\u0638\u064a\u0645 \u0642\u0633\u0645 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0645\u062e\u0628\u0631 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u062d\u0631\u064a\u0627\u062a \u0641\u064a \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0628\u0633\u0643\u0631\u0629\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u060c \u064a\u0648\u0645\u064a 16 \u064817 \u0646\u0648\u0641\u0645\u0628\u0631 2015\u060c \u0635 14.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a   \u0644\u064a\u0646\u062f\u0629 \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0623\u0633\u062a\u0627\u0630\u0629 \u0645\u0633\u0627\u0639\u062f\u0629 \u201c\u0623\u201d \u0643\u0644\u064a\u0629 \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0645\u062d\u0645\u062f \u0627\u0644\u0635\u062f\u064a\u0642 \u0628\u0646 \u064a\u062d\u064a \u060c \u062c\u064a\u062c\u0644\u060c \u0627\u0644\u062c\u0632\u0627\u0626\u0631. \u0643\u062a\u0627\u0628 \u0623\u0639\u0645\u0627\u0644 \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0646\u0639\u0642\u062f \u0641\u064a \u0637\u0631\u0627\u0628\u0644\u0633\/ \u0644\u0628\u0646\u0627\u0646\u060c \u0645\u0644\u062e\u0635 \u064a\u062a\u0645 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0645\u0648\u064a\u0644 \u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0648\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a \u0627\u0644\u0634\u0628\u0647 \u0645\u062c\u0647\u0648\u0644 \u0641\u064a \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0644\u0623\u063a\u0644\u0628 \u062f\u0648\u0644 […]<\/p>\n","protected":false},"author":5,"featured_media":76163,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[1765,302,336,337,2736],"class_list":["post-76133","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-6","tag-1765","tag-302","tag-336","tag-337","tag-2736"],"views":2153,"_links":{"self":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/76133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/comments?post=76133"}],"version-history":[{"count":0,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/76133\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media\/76163"}],"wp:attachment":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media?parent=76133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/categories?post=76133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/tags?post=76133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}