{"id":76130,"date":"2017-08-09T15:07:46","date_gmt":"2017-08-09T12:07:46","guid":{"rendered":"http:\/\/www.mohamah.net\/law\/?p=76130"},"modified":"2017-12-03T06:35:05","modified_gmt":"2017-12-03T03:35:05","slug":"%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d8%ad%d9%88%d9%84-%d8%af%d9%88%d8%b1-%d9%88%d8%b3%d8%a7%d8%a6%d9%84-%d8%a7%d9%84%d8%af%d9%81%d8%b9-%d8%a7%d9%84%d8%a5%d9%84%d9%83%d8%aa%d8%b1","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d8%ad%d9%88%d9%84-%d8%af%d9%88%d8%b1-%d9%88%d8%b3%d8%a7%d8%a6%d9%84-%d8%a7%d9%84%d8%af%d9%81%d8%b9-%d8%a7%d9%84%d8%a5%d9%84%d9%83%d8%aa%d8%b1\/","title":{"rendered":"\u0628\u062d\u062b \u0642\u0627\u0646\u0648\u0646\u064a \u062d\u0648\u0644 \u062f\u0648\u0631 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644"},"content":{"rendered":"

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\u0645\u0644\u062e\u0635<\/span><\/p>\n

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R\u00e9sum\u00e9<\/span><\/p>\n

Les m\u00e9thodes de paiement jouent g\u00e9n\u00e9ralement un r\u00f4le cl\u00e9 dans tous les aspects de la vie sociale, \u00e9conomique et juridique, ont \u00e9t\u00e9 associ\u00e9s \u00e0 ces m\u00e9thodes est \u00e9troitement li\u00e9e \u00e0 l\u2019\u00e9mergence d\u2019un besoin des individus de n\u00e9gocier une pratique qu\u2019ils peuvent r\u00e9gler leurs transactions et remplir leurs obligations, puisque l\u2019hypoth\u00e8se que toutes les transactions d\u2019affaire sin culent un mode de paiement.<\/p>\n

Avec le d\u00e9veloppement \u00e9tonnant vu dans notre vie contemporaine tous les niveaux, en particulier au niveau technique est apparu de nouvelles technologies n\u2019\u00e9taient pas connus avant fourni des services importants pour les humains ,a facilit\u00e9 l\u2019accort notamment sur \u200b\u200ble plan budg\u00e9taire, mais en d\u00e9pit de l\u2019importance de ces technique set leur utilit\u00e9, ils n\u2019ont pas quitt\u00e9 d\u2019exercer son r\u00f4le positif qui l\u2019a trouv\u00e9 elle sont produit quelques inconv\u00e9nient s\u2019\u00eatre utilis\u00e9s ill\u00e9galement dans le but de commettre le crime de blanchiment d\u2019argent,<\/span><\/p>\n

\u0645\u0642\u062f\u0645\u0629<\/span><\/p>\n

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\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u0623\u0648\u0644 : \u062f\u0648\u0631 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/span><\/p>\n

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\u0638\u0647\u0631\u062a \u0641\u0643\u0631\u0629 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u062a\u0633\u0639\u064a\u0646\u0627\u062a \u0627\u0644\u0642\u0631\u0646 \u0627\u0644\u0639\u0634\u0631\u064a\u0646 \u0625\u0646\u0637\u0644\u0627\u0642\u0627 \u0645\u0646 \u0636\u0631\u0648\u0631\u0629 \u062a\u0642\u0644\u064a\u0635 \u0627\u0644\u062a\u0639\u0627\u0645\u0644<\/p>\n

\u0628\u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0628\u0625\u062e\u062a\u0632\u0627\u0644\u0647\u0627 \u0641\u064a \u0648\u0636\u0639\u064a\u0629 \u0631\u0642\u0645\u064a\u0629 \u064a\u062a\u0645 \u062a\u062e\u0632\u064a\u0646\u0647\u0627 \u0641\u064a \u0627\u0644\u062d\u0627\u0633\u0648\u0628 \u0623\u0648 \u0643\u0631\u062a \u0630\u0643\u064a \u064a\u062a\u0645 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0625\u0642\u062a\u0646\u0627\u0621 \u0627\u0644\u0633\u0644\u0639 \u0628\u0645\u062c\u0631\u062f \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u062f\u0648\u0646 \u062d\u0627\u062c\u0629 \u0644\u0625\u0628\u0631\u0627\u0632 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\u060c \u0641\u0645\u0627 \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0628\u0647\u0627 \u0648\u0645\u0627 \u0639\u0644\u0627\u0642\u062a\u0647\u0627 \u0628\u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u061f\u061f<\/p>\n

\u0644\u0644\u0625\u062c\u0627\u0628\u0629 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0633\u0624\u0627\u0644\u060c \u0633\u0646\u062a\u0639\u0631\u0636 \u0636\u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0640\u0645\u0628\u062d\u062b \u0625\u0644\u0649 \u0643\u0644 \u0645\u0646 :<\/p>\n

\u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0645\u0637\u0644\u0628 \u0623\u0648\u0644 \u060c<\/p>\n

\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0645\u0637\u0644\u0628 \u062b\u0627\u0646.<\/p>\n

\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0623\u0648\u0644 : \u0627\u0644\u0645\u0642\u0635\u0648\u062f \u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/span><\/span><\/p>\n

\u062f\u0623\u0628\u0640\u062a \u0627\u0644\u0623\u062f\u0628\u064a\u0627\u062a \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0639\u0644\u0649 \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0645\u062e\u062a\u0644\u0641\u0629 \u0644\u0644\u062a\u0639\u0628\u064a\u0631 \u0639\u0646 \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0641\u0642\u062f \u0625\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0628\u0639\u0636 \u0625\u0635\u0637\u0644\u0627\u062d \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0623\u0648 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u060c \u0628\u064a\u0646\u0645\u0627 \u0625\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0628\u0639\u0636 \u0627\u0644\u0622\u062e\u0631 \u0645\u0635\u0637\u0644\u062d \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 .<\/p>\n

\u0648\u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0627\u0644\u0627\u0635\u0637\u0644\u0627\u062d \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0641\u0625\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u0639\u0628\u064a\u0631\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u062a\u0634\u064a\u0631 \u0625\u0644\u0649 \u0645\u0641\u0647\u0648\u0645 \u0648\u0627\u062d\u062f \u0648\u0647\u0648 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0647\u0630\u0627 \u0627\u0644\u0645\u0635\u0637\u0644\u062d \u0627\u0644\u0630\u064a \u0633\u0646\u0633\u062a\u062e\u062f\u0645\u0647 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0644\u0634\u064a\u0648\u0639 \u0625\u0633\u062a\u062e\u062f\u0627\u0645\u0647 \u0648\u062f\u0644\u0627\u0644\u062a\u0647 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0648\u0642\u062a \u0639\u0644\u0649 \u0645\u0636\u0645\u0648\u0646 \u0648\u0645\u0639\u0646\u0649 \u0647\u0630\u0647 \u0627\u0644\u0646\u0642\u0648\u062f.<\/p>\n

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\u0623\u0648 : \u201d \u0623\u0646\u0647\u0627 \u0645\u0639\u0627\u0644\u062c\u0629 \u0631\u0642\u0645\u064a\u0629 \u0644\u0644\u0645\u0640\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u0623\u0646\u062a\u0631\u0646\u064a\u062a \u062d\u064a\u062b \u062a\u062d\u0644 \u0642\u064a\u0645\u0629 \u0627\u0644\u0646\u0642\u062f \u0645\u062d\u0644 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\u060c \u0648\u064a\u062a\u0645 \u0630\u0644\u0643 \u0628\u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062d\u0648\u0633\u0628\u0629 \u0648\u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0628\u0623\u0634\u0643\u0627\u0644\u0647\u0627 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u062d\u0648\u0627\u0633\u064a\u0628 \u0648\u0647\u0648\u0627\u062a\u0641 \u0646\u0642\u0627\u0644\u0629 \u0648\u0643\u0631\u0648\u062a \u0630\u0643\u064a\u0629 \u0623\u0648 \u0623\u064a\u0629 \u0648\u0633\u064a\u0644\u0629 \u0623\u062e\u0631\u0649 \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0630\u0627\u0643\u0631\u0629 \u062d\u0627\u0633\u0648\u0628\u064a\u0629 \u0648\u0642\u062f\u0631\u0627\u062a \u062a\u0634\u0641\u064a\u0631\u064a\u0629 \u201d .<\/p>\n

\u0648\u0645\u0646 \u0648\u062c\u0647\u0629 \u0646\u0638\u0631\u0646\u0627 \u0641\u0625\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u0639\u0645\u0644\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u062a\u0645 \u0628\u0644\u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u062c\u0647\u0627\u0632 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u062a\u0624\u062f\u064a \u0646\u0641\u0633 \u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629.<\/p>\n

\u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0639\u0627\u0631\u064a\u0641 \u0627\u0644\u0633\u0627\u0628\u0642\u0629\u060c \u064a\u0645\u0643\u0646 \u062a\u062d\u062f\u064a\u062f \u062e\u0635\u0627\u0626\u0635 \u062a\u062a\u0645\u062a\u0639 \u0628\u0647\u0627 \u0647\u0630\u0647 \u0627\u0644\u0646\u0642\u0648\u062f \u0648 \u0627\u0644\u062a\u064a \u062a\u062a\u0645\u062b\u0644 \u0641\u064a:<\/p>\n

1 \u2013 \u0642\u064a\u0645\u0640\u0629 \u0646\u0642\u062f\u064a\u0629 \u0645\u062e\u0632\u0646\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u060c<\/p>\n

2 \u2013 \u062b\u0646\u0627\u0626\u064a\u0629 \u0627\u0644\u0623\u0628\u0639\u0627\u062f \u0625\u0630 \u064a\u062a\u0645 \u0646\u0642\u0644\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0625\u0644\u0649 \u0627\u0644\u062a\u0627\u062c\u0631 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0644\u0648\u062c\u0648\u062f \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0628\u064a\u0646\u0647\u0645\u0627 \u0643\u0645\u0635\u062f\u0631 \u0647\u0630\u0647 \u0627\u0644\u0646\u0642\u0648\u062f \u0645\u062b\u0644\u0627\u060c<\/p>\n

3 \u2013 \u0644\u064a\u0633\u062a \u0645\u062a\u062c\u0627\u0646\u0633\u0629 \u062d\u064a\u062b \u064a\u0642\u0648\u0645 \u0643\u0644 \u0645\u0635\u062f\u0631 \u0628\u062e\u0644\u0642 \u0648 \u0625\u0635\u062f\u0627\u0631 \u0646\u0642\u0648\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0623\u0648 \u0639\u062f\u062f \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0634\u0631\u0627\u0624\u0647\u0627 \u0628\u0647\u0627\u060c<\/p>\n

4 \u2013 \u0633\u0647\u0644\u0629 \u0627\u0644\u062d\u0645\u0644 \u0648 \u0627\u0644\u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0646\u0638\u0631\u0627 \u0625\u0644\u0649 \u0635\u063a\u0631 \u062d\u062c\u0645\u0647\u0627 \u0648\u062e\u0641\u0629 \u0648\u0632\u0646\u0647\u0627 \u060c<\/p>\n

5 \u2013 \u0645\u0640\u0639\u0631\u0636\u0629 \u0644\u0623\u062e\u0637\u0627\u0631 \u0648\u0642\u0648\u0639 \u0623\u062e\u0637\u0627\u0621 \u0628\u0634\u0631\u064a\u0629 \u0648\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629\u060c<\/p>\n

6 \u2013 \u062a\u0639\u062f \u0646\u0642\u0648\u062f\u0627 \u062e\u0627\u0635\u0629 \u0641\u064a\u062a\u0645 \u0625\u0635\u062f\u0627\u0631\u0647\u0627 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0634\u0631\u0643\u0627\u062a \u0623\u0648 \u0645\u0624\u0633\u0633\u0627\u062a \u062e\u0627\u0635\u0629.<\/p>\n

7 \u2013 \u0625\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0633\u0631\u0639\u0629 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0648 \u0633\u0647\u0648\u0644\u062a\u0647\u0627 \u0648\u062a\u0642\u0644\u064a\u0635 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0627\u0644\u0625\u062d\u062a\u0641\u0627\u0638 \u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0633\u0627\u0626\u0644\u0629 .<\/p>\n

\u0648\u0644\u0645\u0627 \u0643\u0627\u0646 \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u064a\u0639\u062a\u0645\u062f \u0628\u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0639\u0644\u0649 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0648\u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062a\u0639\u0637\u0644 \u0633\u0648\u0627\u0621 \u0647\u0630\u0627 \u0627\u0644\u0639\u0637\u0644 \u0645\u0642\u0635\u0648\u062f\u0627 \u0646\u062a\u064a\u062c\u0629 \u0623\u0639\u0645\u0627\u0644 \u062c\u0631\u0645\u064a\u0629 \u0623\u0648 \u0639\u0637\u0644\u0627 \u062a\u0644\u0642\u0627\u0626\u064a\u0627 \u0648\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0629 \u064a\u0635\u0628\u062d \u0645\u0646 \u0627\u0644\u0645\u0633\u062a\u062d\u064a\u0644 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0628\u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0645\u0646 \u062b\u0645 \u064a\u062e\u0644\u0642 \u0627\u0644\u0645\u062c\u0627\u0644 \u0648\u0627\u0633\u0639\u0627 \u0625\u0631\u062a\u0643\u0627\u0628 \u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u062a\u0628\u064a\u064a\u0636\u060c\u0644\u0630\u0627 \u0633\u0646\u062a\u0639\u0631\u0636 \u0644\u0645\u062f\u0649 \u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062c\u0631\u064a\u0645\u0629.<\/p>\n

\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0646\u064a : \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/span><\/p>\n

\u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639 \u0625\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u062a\u0634\u0627\u0628\u0647 \u0645\u0639 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u0641\u064a \u0635\u0644\u0627\u062d\u064a\u0629 \u0643\u0644\u0627 \u0645\u0646\u0647\u0627 \u0643\u0648\u0633\u064a\u0644\u0629<\/p>\n

\u0644\u0644\u062f\u0641\u0639\u060c \u0639\u0644\u0627\u0648\u0629 \u0639\u0644\u0649 \u062a\u0645\u062a\u0639\u0647\u0627 \u0628\u0642\u062f\u0631 \u0648\u0627\u0633\u0639 \u0645\u0646 \u0627\u0644\u0642\u0628\u0648\u0644 \u0648\u0625\u0646 \u0643\u0627\u0646\u062a \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u0645\u0646\u0647\u0627 \u062a\u062a\u0645\u062a\u0639 \u0628\u0642\u0628\u0648\u0644 \u0623\u0643\u062b\u0631 \u0646\u0638\u0631\u0627 \u0644\u062d\u062f\u0627\u062b\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0648 \u0627\u0639\u062a\u0645\u0627\u062f\u0647\u0627 \u0639\u0644\u0649 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0645\u062a\u0642\u062f\u0645\u0629\u060c \u0648\u0645\u0646 \u0645\u064a\u0632\u0627\u062a \u0647\u0630\u0647 \u0627\u0644\u0646\u0642\u0648\u062f \u0623\u0646\u0647\u0627 \u0633\u0647\u0644\u0629 \u0627\u0644\u062d\u0645\u0644 \u0648\u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0644\u062e\u0641\u0629 \u0648\u0632\u0646\u0647\u0627 \u0648\u0635\u063a\u0631 \u062d\u062c\u0645\u0647\u0627\u060c \u0641\u0647\u064a \u062e\u0637\u0648\u0629 \u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0641\u064a \u062a\u0642\u062f\u0645 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u0644\u0643\u0646 \u0648\u0644\u0644\u0623\u0633\u0641 \u0641\u0645\u062c\u0631\u0645\u064a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u0645 \u064a\u0631\u062d\u0645\u0648\u0627 \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0648\u0644\u0645 \u064a\u062a\u0631\u0643\u0648\u0647\u0627 \u062a\u0624\u062f\u064a \u0627\u0644\u063a\u0631\u0636 \u0627\u0644\u0630\u064a \u0648\u062c\u062f\u062a \u0645\u0646 \u0623\u062c\u0644\u0647\u060c \u0644\u0630\u0627 \u0633\u0648\u0641 \u062a\u0643\u0648\u0646 \u062f\u0631\u0627\u0633\u062a\u0646\u0627 \u0644\u0647\u0630\u0627 \u0627\u0644\u0645\u0637\u0644\u0628 \u0645\u0646 \u0632\u0627\u0648\u064a\u062a\u064a\u0646 :<\/p>\n

1- \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0633\u0647\u0644 \u0627\u0631\u062a\u0643\u0627\u0628 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c<\/p>\n

2- \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0648\u0633\u0639 \u0645\u062d\u0644 \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 .<\/p>\n

1. \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0633\u0647\u0644 \u0625\u0631\u062a\u0643\u0627\u0628 \u062c\u0631\u064a\u0645\u0629 \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/p>\n

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\u0648\u064a\u0631\u0649 \u062c\u0627\u0646\u0628 \u0645\u0646 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0623\u0646 \u0645\u062d\u0627\u0648\u0644\u0627\u062a \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0628\u0631\u0642\u064a \u0644\u0644\u0646\u0642\u0648\u062f \u064a\u0645\u0643\u0646 \u0645\u0643\u0627\u0641\u062d\u062a\u0647 \u0628\u0648\u0633\u064a\u0644\u0629 \u0623\u0648 \u0623\u0643\u062b\u0631 \u0645\u0645\u0627 \u064a\u0644\u064a :<\/span><\/span><\/p>\n

\u0623\u0648\u0644\u0627 :<\/span><\/span> \u0625\u0634\u062a\u0631\u0627\u0637 \u0648\u062c\u0648\u062f \u0633\u062c\u0644 \u0623\u0648 \u062a\u0642\u0631\u064a\u0631 \u0644\u062f\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0635\u062f\u0631 \u0639\u0646\u0647\u0627 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0628\u0631\u0642\u064a \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0644\u0623\u0645\u0648\u0627\u0644 \u0644\u0639\u0645\u064a\u0644 \u0645\u0627.<\/p>\n

\u062b\u0627\u0646\u064a\u0627 :<\/span><\/span> \u0648\u0636\u0639 \u0634\u0631\u0637 \u0645\u0624\u062f\u0627\u0647 \u0623\u0646 \u062a\u062d\u062a\u0648\u064a \u062c\u0645\u064a\u0639 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0628\u0631\u0642\u064a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0639\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u063a\u064a\u0631 \u0645\u062b\u0644 \u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0648\u0627\u0644\u0639\u0646\u0627\u0648\u064a\u0646 \u0648\u0623\u0633\u0645\u0627\u0621 \u0645\u0646\u0634\u064a\u0621 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a .<\/p>\n

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\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u062b\u0627\u0644\u062b : \u062f\u0648\u0631 \u0648\u0633\u0627\u0626\u0644 \u062f\u0641\u0639 \u0623\u062e\u0631\u0649 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/span><\/span><\/p>\n

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\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0623\u0648\u0644 : \u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a<\/span><\/span><\/p>\n

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1. \u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644\u0647\u0627 :<\/span><\/p>\n

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\u0648\u0642\u062f \u0623\u062b\u0628\u062a\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u0628 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0623\u0646 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u062a\u064a \u0625\u0646\u062a\u0634\u0631\u062a \u0641\u064a\u0647\u0627 \u0647\u0630\u0647 \u0627\u0644\u0646\u0648\u0639\u064a\u0629 \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643\u060c \u0642\u062f \u0642\u0627\u0645\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0643\u0628\u0631\u0649 \u0644\u062f\u064a\u0647\u0627 \u0628\u0625\u063a\u0644\u0627\u0642 \u0645\u0639\u0638\u0645 \u0641\u0631\u0648\u0639\u0647\u0627 \u0628\u0633\u0628\u0628 \u0625\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u062e\u0628\u0631\u0627\u0621 \u0648\u0627\u0644\u0645\u062e\u062a\u0635\u064a\u0646 \u0639\u0644\u0649 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a \u060c \u0648\u0645\u0646 \u062b\u0645 \u0625\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f .<\/p>\n

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\u0648\u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0623\u0645\u0631 \u0643\u0630\u0644\u0643 \u060c \u0641\u0645\u0639\u0646\u0649 \u0647\u0630\u0627 \u0623\u0646 \u0627\u0644\u0641\u0631\u0635\u0629 \u0644\u0627 \u0632\u0627\u0644\u062a \u0633\u0627\u0646\u062d\u0629 \u0644\u0645\u0628\u064a\u0636\u064a \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0641\u064a \u0645\u0645\u0627\u0631\u0633\u0629 \u0646\u0634\u0627\u0637\u0647\u0645 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0646\u062a\u0631\u0646\u064a\u062a \u062f\u0648\u0646 \u062e\u0648\u0641 \u0644\u0623\u0646 \u062a\u0642\u0648\u0645 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0628\u062a\u062a\u0628\u0639\u0647\u0645\u060c \u0644\u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0627\u0644\u0642\u062f\u0631\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643 \u060c \u0648\u062d\u062a\u0649 \u0625\u0646 \u0648\u062c\u062f\u062a \u0641\u0627\u0644\u0645\u062c\u0631\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u064a\u0637\u0648\u0631 \u0646\u0641\u0633\u0647 \u0628\u0635\u0648\u0631\u0629 \u0633\u0631\u064a\u0639\u0629 \u0648\u0645\u062a\u0644\u0627\u062d\u0642\u0629 \u0639\u0644\u0649 \u0646\u062d\u0648 \u064a\u062d\u062f\u062b \u0625\u0631\u0628\u0627\u0643\u0627 \u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629 .<\/p>\n

\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0646\u064a : \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0623\u0648 \u0627\u0644\u0643\u0631\u062a \u0627\u0644\u0630\u0643\u064a : Smard Card<\/span><\/span><\/p>\n

\u0643\u0627\u0646\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 \u0645\u062d\u0644 \u0625\u0647\u062a\u0645\u0627\u0645 \u0648\u062a\u0637\u0648\u064a\u0631 \u0639\u0644\u0649 \u0645\u062f\u0649 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0639\u0634\u0631\u064a\u0646 \u0639\u0627\u0645\u0627\u060c \u0648\u0645\u0646\u0630 \u0633\u0646\u0648\u0627\u062a \u0642\u0644\u064a\u0644\u0629 \u0645\u0636\u062a\u060c \u0643\u0627\u0646\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062d\u0627\u0633\u0628 \u0627\u0644\u0622\u0644\u064a \u0648\u0627\u0644\u0630\u0627\u0643\u0631\u0629 \u0643\u0628\u064a\u0631\u0629 \u0644\u0644\u063a\u0627\u064a\u0629 \u060c \u062a\u062a\u0633\u0645 \u0628\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 \u0648\u0639\u062f\u0645 \u0627\u0644\u0645\u0631\u0648\u0646\u0629 \u0645\u062a\u0649 \u0623\u0631\u064a\u062f \u062e\u0641\u0636 \u0623\u062d\u062c\u0627\u0645\u0647\u0627 \u0625\u0644\u0649 \u062d\u062c\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0648\u0630\u0644\u0643 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0645\u0627\u0636\u064a\u0629\u060c \u062d\u064a\u062b \u0648\u0635\u0644 \u0647\u0630\u0627 \u0627\u0644\u062a\u0637\u0648\u0631 \u0625\u0644\u0649 \u0646\u0642\u0637\u0629 \u0623\u0635\u0628\u062d\u062a \u0645\u0639\u0647\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u062d\u0642\u064a\u0642\u0629 \u0639\u0645\u0644\u064a\u0629\u060c \u0648\u0642\u062f \u0646\u062c\u0645 \u0634\u0631\u0643\u0629 AT&T \u0643\u0631\u0627\u0626\u062f\u0629 \u0639\u0627\u0644\u064a\u0629 \u0641\u064a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 \u0627\u0644\u062a\u064a \u0637\u0631\u062d\u062a\u0647\u0627 \u0641\u064a \u062d\u062c\u0645 \u064a\u0645\u0627\u062b\u0644 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0626\u062a\u0645\u0627\u0646 \u062a\u0642\u0631\u064a\u0628\u0627\u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0645\u0639\u0627\u0644\u062c \u062f\u0642\u064a\u0642 \u0648\u0630\u0627\u0643\u0631\u0629 \u0645\u0635\u0627\u062d\u0628\u0629 \u0644\u0647 Associated Memory \u0648\u0647\u064a \u0645\u0632\u0648\u062f\u0629 \u0628\u0646\u0638\u0627\u0645 \u0622\u0645\u0627\u0646 \u0641\u0631\u064a\u062f \u062e\u0627\u0635 \u0644\u062d\u0645\u0627\u064a\u062a\u0647\u0627 \u0636\u062f \u0625\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0645\u0646 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u063a\u064a\u0631 \u0627\u0644\u0645\u0631\u062e\u0635 \u0644\u0647\u0645.<\/p>\n

\u0648\u0647\u0630\u0627 \u0627\u0644\u0623\u0633\u0644\u0648\u0628 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a \u0648\u0627\u0644\u0630\u064a \u064a\u0639\u0631\u0641 \u0628\u0625\u0633\u0645Smart Card \u0647\u064a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0646\u0634\u0623\u062a \u0641\u064a \u0625\u0646\u062c\u0644\u064a\u062a\u0631\u0627\u0648\u0625\u0645\u062a\u062f \u0627\u0644\u0639\u0645\u0644 \u0628\u0647\u0627 \u0641\u064a \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u060c \u0648\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0643\u0627\u0631\u062a \u0627\u0644\u0630\u0643\u064a \u0643\u062b\u064a\u0631 \u0627\u0644\u0634\u0628\u0647 \u0628\u0643\u0627\u0631\u062a \u0627\u0644\u062f\u064a\u0646 Debit Card \u0648\u0627\u0644\u0641\u0627\u0631\u0642 \u0628\u064a\u0646\u0647\u0645\u0627 \u0623\u0646 \u0627\u0644\u0643\u0640\u0627\u0631\u062a \u0627\u0644\u0630\u0643\u064a \u064a\u0642\u0648\u0645 \u0628\u0635\u0640\u0631\u0641 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u062a\u064a \u0643\u0627\u0646 \u0642\u062f \u0633\u0628\u0640\u0642 \u062a\u062d\u0645\u064a\u0644\u0647\u0627 \u0645\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0645\u0628\u0627\u0634\u0631\u0629 \u0625\u0644\u0649 \u0627\u0644\u0642\u0631\u0635 \u0627\u0644\u0645\u063a\u0646\u0627\u0637\u064a\u0633\u064a \u0639\u0646 \u0637\u0640\u0631\u064a\u0642<\/p>\n

\u0645\u0627\u0643\u064a\u0646\u0629 \u062a\u062d\u0648\u064a\u0644 \u0622\u0644\u064a\u0629 Automatic transfer machine \u0648\u064a\u0634\u0627\u0631 \u0644\u0647 \u0625\u0635\u0637\u0644\u0627\u062d\u0627 \u0628\u0640ATM \u0623\u0648 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0623\u064a \u062a\u0644\u064a\u0641\u0648\u0646 \u0645\u0639\u062f \u0644\u0647\u0630\u0627 \u0627\u0644\u063a\u0631\u0636 .<\/p>\n

1. \u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644\u0647\u0627<\/span><\/p>\n

\u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u062a\u0639\u0645\u0644 \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u0628\u0633\u0637\u0629 \u060c \u0641\u0647\u064a \u062a\u0639\u0645\u0644 \u062f\u0648\u0646 \u062a\u0644\u0627\u0645\u0633\u060c \u0628\u0645\u0639\u0646\u0649 \u0623\u0646 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627\u062a \u0645\u063a\u0644\u0642\u0629 \u062a\u0645\u0627\u0645\u0627 \u0641\u064a \u0646\u0637\u0627\u0642 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0643\u0646\u0647\u0627 \u0645\u062d\u0635\u0648\u0631\u0629 \u0628\u064a\u0646 \u0634\u0631\u064a\u062d\u062a\u064a\u0646 \u0631\u0642\u064a\u0642\u062a\u064a\u0646 \u0645\u0646 \u0627\u0644\u0644\u062f\u0627\u0626\u0646.<\/p>\n

\u062a\u062d\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0635\u0641\u062d\u0627\u062a \u0639\u062f\u064a\u062f\u0629 \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0648\u064a\u062a\u0645 \u0625\u0646\u062a\u0642\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u0645\u0631\u0643\u0632 \u0627\u0644\u0642\u0631\u0627\u0621\u0629\/ \u0627\u0644\u0643\u062a\u0627\u0628\u0629 \u060c \u0628\u0645\u062c\u0631\u062f \u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0641\u064a \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u060c\u0644\u0630\u0644\u0643 \u0641\u0647\u064a \u0642\u0631\u064a\u0628\u0629 \u0627\u0644\u0634\u0628\u0647 \u0643\u062b\u064a\u0631\u0627 \u0628\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0642\u064a\u0627\u0633\u064a\u0629 .<\/p>\n

\u0648\u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u062a\u062a\u0633\u0645 \u0628\u0623\u0646\u0647\u0627 \u0642\u0648\u064a\u0629 \u0648\u0645\u062a\u064a\u0646\u0629 \u0648\u062a\u0642\u0627\u0648\u0645 \u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u0644\u0641\u060c \u0648\u0644\u0627 \u064a\u062a\u0637\u0644\u0628 \u0625\u0646\u062a\u0642\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u0646\u0647\u0627 \u0623\u0648 \u0625\u0644\u064a\u0647\u0627 \u062a\u0644\u0627\u0645\u0633\u0647\u0627 \u0645\u0639\u062f\u0646\u064a\u0627 \u0643\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649\u060c \u0644\u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u062a\u062c\u0647\u064a\u0632\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u062b\u0628\u062a\u0629 \u0639\u0644\u0649 \u0633\u0637\u062d \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u062a\u0644\u0641 \u0648\u062e\u0637\u0631 \u0627\u0644\u062a\u0644\u0648\u062b \u0648\u0627\u0644\u062a\u0644\u0641 \u0628\u0633\u0628\u0628 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0621 \u0627\u0644\u0633\u0627\u0643\u0646\u0629 \u064a\u0642\u0644 \u0639\u0646\u062f\u0645\u0627 \u062a\u0643\u0648\u0646 \u062a\u062c\u0647\u064a\u0632\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u062a\u0643\u0648\u064a\u0646\u0647\u0627 \u0645\u062e\u0628\u0623 \u062f\u0627\u062e\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0630\u0627\u062a\u0647\u0627.<\/p>\n

\u0648\u0645\u0646 \u062e\u0637\u0648\u0631\u0629 \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0627 \u0627\u0644\u0643\u0627\u0631\u062a \u0627\u0644\u0630\u0643\u064a \u0623\u0646 \u0644\u0647 \u062e\u0627\u0635\u064a\u0629 \u0627\u0644\u0625\u062d\u062a\u0641\u0627\u0638 \u0628\u0645\u0644\u0627\u064a\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0645\u062e\u0632\u0646\u0629 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0635 \u0627\u0644\u062e\u0627\u0635 \u0628\u0647\u060c \u062b\u0645 \u064a\u0645\u0643\u0646 \u0628\u0633\u0647\u0648\u0644\u0629 \u0646\u0642\u0644 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0639\u0644\u0649 \u0643\u0627\u0631\u062a \u0622\u062e\u0631 \u0628\u0648\u0627\u0633\u0637\u0629 \u0627\u0644\u062a\u0644\u0641\u0648\u0646 \u0627\u0644\u0645\u0639\u062f \u0644\u0630\u0644\u0643 \u0648\u0628\u062f\u0648\u0646 \u062a\u062f\u062e\u0644 \u0623\u064a \u0628\u0646\u0643 \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643\u060c \u0648\u0628\u0647\u0630\u0627 \u064a\u0643\u0648\u0646 \u0646\u0638\u0627\u0645 \u0627\u0644\u0643\u0627\u0631\u062a \u0628\u0645\u0646\u0623\u0649 \u0639\u0646 \u062a\u062f\u062e\u0644 \u0625\u0634\u0631\u0627\u0641 \u0623\u0648 \u0645\u0631\u0627\u0642\u0628\u0629 \u0623\u064a \u062c\u0647\u0629 .<\/p>\n

\u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u062a\u0643\u0648\u0646 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0643\u0627\u0631\u062a \u0627\u0644\u0630\u0643\u064a \u0645\u0643\u0645\u0644\u0629 \u0644\u0646\u0638\u0627\u0645 \u0628\u0646\u0648\u0643 \u0627\u0644\u0646\u062a\u0631\u0646\u064a\u062a\u060c \u0648\u0628\u0630\u0644\u0643 \u062a\u0643\u0648\u0646 \u0642\u062f \u0648\u0641\u0631\u062a \u0644\u0645\u0628\u064a\u0636\u064a \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u0645\u062d\u0643\u0645\u0629 \u0644\u0644\u0642\u064a\u0627\u0645 \u0628\u0639\u0645\u0644\u064a\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0634\u0628\u0648\u0647\u0629 .<\/p>\n

2. \u062e\u0635\u0627\u0626\u0635\u0647\u0627 \u0648\u062f\u0648\u0631\u0647\u0627 \u0641\u064a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/span><\/p>\n

\u064a\u0645\u0643\u0646 \u0627\u0644\u0642\u0648\u0644 \u0628\u0623\u0646 \u0627\u0644\u0643\u0627\u0631\u062a \u0627\u0644\u0630\u0643\u064a \u0644\u0647 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062e\u0635\u0627\u0626\u0635 \u0623\u0648 \u0627\u0644\u0633\u0645\u0627\u062a \u064a\u062a\u0641\u0631\u062f \u0628\u0647\u0627 \u0639\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0625\u0626\u062a\u0645\u0627\u0646 \u0641\u064a \u0643\u0627\u0641\u0629 \u0635\u0648\u0631\u0647\u0627 \u060c \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u063a\u0631\u064a \u0645\u0628\u064a\u0636\u064a \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0625\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627\u060c \u0648\u0647\u0630\u0647 \u0627\u0644\u0633\u0645\u0627\u062a \u062a\u062e\u0644\u0635 \u0641\u064a \u0627\u0644\u0622\u062a\u064a :<\/p>\n

1- \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u062a\u0634\u0628\u0647 \u062d\u0627\u0641\u0638\u0629 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u062d\u0642\u064a\u0642\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062d\u0645\u0644\u0647\u0627 \u0627\u0644\u0634\u062e\u0635 \u0648\u062a\u0636\u0645 \u0623\u0648\u0631\u0627\u0642\u0627 \u0646\u0642\u062f\u064a\u0629 \u0648\u0639\u0645\u0644\u0629 \u062d\u0642\u064a\u0642\u064a\u0629 \u060c \u0630\u0644\u0643 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u062a\u0646\u0637\u0648\u064a \u0639\u0644\u0649 \u0646\u0642\u0648\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0648\u064a\u0645\u0643\u0646 \u0644\u0645\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0623\u0646 \u064a\u0642\u0648\u0645 \u0628\u062a\u062d\u0645\u064a\u0644 \u0628\u0637\u0627\u0642\u062a\u0647 \u0625\u0644\u0649 \u0646\u0642\u0648\u062f \u0639\u0627\u062f\u064a\u0629 \u0648\u0647\u0648 \u0645\u0627 \u064a\u0637\u0644\u0642 \u0639\u0644\u064a\u0647 \u0639\u0645\u0644\u064a\u0629 \u0625\u0633\u062a\u0639\u0631\u0627\u0636 \u0627\u0644\u0646\u0642\u062f \u0645\u0646 \u0623\u064a \u0635\u0631\u0627\u0641 \u0622\u0644\u064a Top up.<\/p>\n

\u064a\u0645\u0643\u0646 \u0644\u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0633\u062d\u0628 \u0625\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0648\u0631\u0642\u064a\u0629 paper funds \u0625\u0630 \u064a\u0645\u0643\u0646\u0647 \u0623\u0646 \u064a\u0633\u062d\u0628 \u0625\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0639\u0646\u062f\u0645\u0627 \u062a\u062a\u0645 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0641\u0625\u0646 \u0645\u0627 \u064a\u062f\u0641\u0639\u0647 \u0645\u0633\u062a\u0639\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u064a\u062e\u0635\u0645 \u0645\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0645\u0648\u062c\u0648\u062f \u0642\u064a\u0645\u062a\u0647\u0627 \u0641\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0641\u0625\u0630\u0627 \u0645\u0627 \u0642\u0627\u0631\u0628\u062a \u0639\u0644\u0649 \u0627\u0644\u0646\u0641\u0627\u0630 \u0641\u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u0625\u0639\u0627\u062f\u0629 \u0634\u062d\u0646\u0647\u0627 \u0641\u064a \u0623\u064a \u0645\u0646\u0641\u0630 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n

\u0648\u0645\u0645\u0627 \u0644\u0627\u0634\u0643 \u0641\u064a\u0647 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0648\u0633\u064a\u0644\u0629 \u0633\u0647\u0644\u0629 \u0644\u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0645\u0648\u0627\u0644 \u0625\u0630 \u064a\u0645\u0643\u0646 \u0644\u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0625\u0633\u062a\u0647\u0644\u0627\u0643 \u0642\u064a\u0645\u0629 \u0627\u0644\u0643\u0627\u0631\u062a \u0627\u0644\u0630\u0643\u064a \u0641\u064a \u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0628\u0627\u0647\u0636\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u060c \u062b\u0645 \u064a\u0642\u0648\u0645 \u0628\u0625\u0639\u0627\u062f\u0629 \u0634\u062d\u0646\u0647\u0627 \u0628\u0623\u0645\u0648\u0627\u0644 \u0645\u0648\u062f\u0639\u0629 \u0644\u062f\u0649 \u0645\u0635\u0631\u0641\u0647 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0630\u0644\u0643 \u0628\u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0630\u064a \u064a\u0631\u063a\u0628 \u0641\u064a \u062a\u062f\u0648\u064a\u0631\u0647 \u0648\u062a\u0628\u064a\u064a\u0636\u0647 .<\/p>\n

\u0648\u0642\u062f \u0625\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0641\u064a \u0641\u0631\u0646\u0633\u0627 \u060c \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 \u0645\u0646\u0630 \u0628\u062f\u0627\u064a\u0629 \u0627\u0644\u062b\u0645\u0627\u0646\u064a\u0646\u0627\u062a \u060c \u0641\u064a \u0648\u062c\u0648\u0647 \u0639\u062f\u064a\u062f\u0629 \u0643\u062f\u0641\u0639 \u0642\u064a\u0645\u0629 \u0639\u062f\u0627\u062f \u0627\u0644\u0625\u0646\u062a\u0638\u0627\u0631 \u0627\u0644\u062e\u0627\u0635 \u0628\u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0623\u0648 \u0625\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0641\u064a \u0627\u0644\u0647\u0627\u062a\u0641 \u0644\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u0643\u0627\u0644\u0645\u0627\u062a\u060c \u0648\u064a\u0645\u0643\u0646 \u0627\u0644\u0642\u0648\u0644 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u062a\u0644\u063a\u064a \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u063a\u064a\u0631 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u064a\u0646\u064a \u0641\u064a \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0636\u0626\u064a\u0644\u0629 \u0627\u0644\u0642\u064a\u0645\u0629.<\/p>\n

2- \u064a\u0645\u0643\u0646 \u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0623\u0646 \u062a\u0624\u062f\u064a \u0641\u064a \u0648\u0642\u062a \u0648\u0627\u062d\u062f \u0623\u062f\u0648\u0631\u0627 \u0645\u062a\u0639\u062f\u062f\u0629 \u0645\u0646 \u0630\u0644\u0643 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0625\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0648\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0633\u062d\u0628 \u0645\u0646 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u060c \u0648\u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0645\u0646 \u0645\u0646\u0627\u0641\u0630 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062a\u0644\u064a\u0641\u0648\u0646 \u0648\u0643\u0630\u0644\u0643 \u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0628\u064a\u0639 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629.<\/p>\n

3- \u064a\u0645\u0643\u0646 \u0644\u0644\u0643\u0627\u0631\u062a \u0627\u0644\u0630\u0643\u064a \u0623\u0646 \u064a\u0642\u0648\u0645 \u0628\u062f\u0648\u0631 \u0627\u0644\u0634\u064a\u0643\u060c \u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0644\u064a\u0633\u062a \u0647\u064a \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u0629 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u060c \u0628\u0644 \u0647\u0646\u0627\u0643 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0627\u0644\u0630\u064a \u064a\u0645\u0643\u0646\u0647 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0628\u0648\u0635\u0641\u0647\u0627 \u0646\u0642\u062f\u0627 \u0623\u0648 \u0634\u064a\u0643\u0627\u062a\u060c \u0641\u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u062a\u0641\u064a \u0628\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0630\u0627\u062a\u0647\u0627\u060c \u0648\u0644\u0630\u0644\u0643 \u064a\u0642\u0648\u0644 \u0623\u062d\u062f \u0645\u0633\u0624\u0648\u0644\u064a \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u062a\u062c \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0643\u0644\u0645\u0627 \u0646\u0638\u0631\u0646\u0627 \u0642\u062f\u0645\u0627 \u060c \u0633\u0646\u062c\u062f \u0623\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0642\u062f \u062a\u0635\u0628\u062d \u062f\u0641\u062a\u0631 \u0634\u064a\u0643\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u060c \u062d\u064a\u062b \u062a\u0639\u0643\u0633 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648 \u0645\u062f\u0641\u0648\u0639\u0627\u062a\u0647\u060c \u0648\u0633\u064a\u0643\u0648\u0646 \u0644\u062f\u0649 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0625\u062f\u0627\u0631\u0629 \u0633\u0646\u062f\u0627\u062a\u0647\u0645 \u0648\u0623\u0648\u0631\u0627\u0642\u0647\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0648\u0641\u064a \u0623\u064a \u0645\u0643\u0627\u0646 \u062a\u0642\u0631\u064a\u0628\u0627 .<\/p>\n

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4- \u064a\u0645\u0643\u0646 \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0643\u0627\u0631\u062a \u0627\u0644\u0630\u0643\u064a \u0643\u0633\u062c\u0644 \u0645\u0627\u0644\u064a \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645\u062a \u062d\u062f\u064a\u062b\u0627 \u060c \u0648\u0643\u0630\u0644\u0643 \u0645\u0648\u0627\u0632\u0646\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a\u060c \u0648\u0644\u0646 \u064a\u0643\u0648\u0646 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0639\u062f \u0630\u0644\u0643 \u0633\u0648\u0649 \u0623\u0646 \u064a\u062d\u0631\u0631 \u0634\u064a\u0643\u0627 \u0628\u0646\u0641\u0633\u0647\u060c \u0648\u0628\u062f\u0648\u0646 \u0628\u064a\u0627\u0646\u0627\u062a \u0639\u0646 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645\u062a \u0648\u064a\u062a\u0645 \u0627\u0644\u0631\u062f \u0639\u0644\u0649 \u0625\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0648\u0627\u0631\u062f \u0625\u0644\u064a\u0647 \u0643\u0644 \u0634\u0647\u0631 \u060c \u0641\u0643\u0644 \u0630\u0644\u0643 \u0645\u0648\u062c\u0648\u062f \u0641\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0629.<\/p>\n

5- \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0627\u0644\u0645\u0633\u0627\u0641\u0631 \u0639\u0644\u0649 \u0623\u062f\u0627\u0621 \u0645\u0647\u0627\u0645 \u0639\u062f\u064a\u062f\u0629 \u060c \u0630\u0644\u0643 \u0623\u0646 \u0625\u0633\u062a\u0639\u0645\u0627\u0644\u0647\u0627 \u0644\u0627 \u064a\u0646\u062d\u0635\u0631 \u0641\u064a \u0645\u062c\u0631\u062f \u062a\u0646\u0638\u064a\u0645 \u062a\u062f\u0627\u0648\u0644 \u0627\u0644\u0646\u0642\u062f \u0641\u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u064a\u0645\u0643\u0646 \u062a\u062e\u0632\u064a\u0646 \u0648\u0645\u0639\u0627\u0644\u062c\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u062d\u0648\u0644 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0637\u064a\u0631\u0627\u0646 \u0627\u0644\u062a\u064a \u064a\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0645\u0633\u0627\u0641\u0631 \u0645\u0639\u0647\u0627 \u060c \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062a\u0623\u062c\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0648\u062d\u062c\u0632 \u0627\u0644\u0641\u0646\u0627\u062f\u0642\u060c \u0643\u0645\u0627 \u064a\u0645\u0643\u0646\u0647\u0627 \u0623\u0646 \u062a\u0639\u0645\u0644 \u0643\u0648\u0633\u064a\u0637 \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062d\u0627\u0633\u0628 \u0627\u0644\u0622\u0644\u064a \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u0643\u0627\u062a\u060c \u0648\u0630\u0644\u0643 \u0623\u0646 \u062a\u0648\u0635\u064a\u0644\u0647\u0627 \u0628\u062d\u0627\u0633\u0628 \u0622\u0644\u064a \u0645\u0646 \u0646\u0648\u0639 \u0627\u0644\u0645\u0631\u0634\u062f \u0627\u0644\u0631\u0642\u0645\u064a \u0627\u0644\u0634\u062e\u0635\u064a Personal digital advisor \u0648\u064a\u0634\u0627\u0631 \u0644\u0647 \u0625\u0635\u0637\u0644\u0627\u062d\u0627 \u0628\u0640 PDA \u0633\u0648\u0641 \u064a\u0645\u0643\u0646 \u0627\u0644\u0645\u0633\u0627\u0641\u0631 \u0623\u0646 \u064a\u0631\u0627\u062c\u0639 \u062e\u0637 \u0631\u062d\u0644\u062a\u0647 \u0648\u064a\u063a\u064a\u0631 \u0645\u0627 \u064a\u0631\u064a\u062f\u0647 \u0628\u0637\u0631\u064a\u0642\u0629 \u062a\u0644\u0642\u0627\u0626\u064a\u0629 \u0623\u0648\u062a\u0648\u0645\u0627\u062a\u064a\u0643\u064a\u0629 \u0648\u0647\u0648 \u0645\u0627 \u064a\u0637\u0644\u0642 \u0639\u0644\u064a\u0647 \u0646\u0638\u0627\u0645 \u0627\u0644\u0623\u062a\u0645\u062a\u0629.<\/p>\n

\u0643\u0645\u0627 \u064a\u0645\u0643\u0646 \u0643\u0630\u0644\u0643 \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 \u0644\u062a\u062a\u0628\u0639 \u0648\u0625\u062f\u0627\u0631\u0629 \u0648\u0625\u0633\u062a\u0631\u062c\u0627\u0639 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0648\u0627\u0644\u0623\u0645\u0627\u0643\u0646 \u0627\u0644\u062a\u064a \u062a\u0631\u062f\u062f \u0639\u0644\u064a\u0647\u0627 \u0627\u0644\u0645\u0633\u0627\u0641\u0631 \u0625\u0630\u0627 \u0645\u0627 \u0623\u0631\u0627\u062f \u0627\u0644\u0625\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0645\u0633\u0627\u0628\u0642\u0627\u062a \u0627\u0644\u062c\u0648\u0627\u0626\u0632\u060c \u0641\u0641\u064a \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u062a\u0633\u062c\u064a\u0644 \u0631\u062d\u0644\u0629 \u0627\u0644\u0637\u064a\u0631\u0627\u0646 \u060c \u0648\u0645\u0627 \u0625\u0633\u062a\u062e\u062f\u0645\u0647 \u0645\u0646 \u0641\u0646\u0627\u062f\u0642 \u0648\u0645\u0627 \u0625\u0633\u062a\u0623\u062c\u0631\u0647 \u0645\u0646 \u0633\u064a\u0627\u0631\u0627\u062a \u0630\u0644\u0643 \u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u062a\u062a\u0631\u0627\u0643\u0646 \u0628\u0634\u0643\u0644 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n

6- \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u062a\u0642\u0644\u0644 \u0645\u0639\u062f\u0644 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0639\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0645\u063a\u0646\u0637\u0629\u060c \u0641\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u0645\u063a\u0646\u0637\u0629 \u0633\u0647\u0644\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f \u060c \u064a\u0645\u0643\u0646 \u0642\u0631\u0627\u0621\u062a\u0647\u0627 \u060c \u0644\u0643\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0644\u0627 \u064a\u0645\u0643\u0646 \u0642\u0631\u0627\u0621\u062a\u0647\u0627 \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u062d\u0642\u0642 \u0642\u062f\u0631\u0627 \u0643\u0628\u064a\u0631\u0627 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u062e\u0635\u064a.<\/p>\n

7- \u064a\u0645\u0643\u0646 \u0633\u062f\u0627\u062f \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0637\u0631\u064a\u0642\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0643\u0645\u0627 \u064a\u0645\u0643\u0646 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u062d\u062f\u064a\u062f \u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646 \u0644\u0636\u0645\u0627\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062d\u0627\u0633\u0628 \u0627\u0644\u0622\u0644\u064a \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u060c \u0641\u0645\u062b\u0644\u0627 \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u064a\u0637\u0627\u0644\u064a\u0629 \u0646\u0638\u0627\u0645\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0643\u064a\u0629 \u0644\u062a\u0646\u0638\u064a\u0645 \u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0627\u0644\u0645\u062d\u0627\u0644\u064a\u0646 \u0625\u0644\u0649 \u0627\u0644\u0645\u0639\u0627\u0634.<\/p>\n

\u0627\u0644\u062e\u0627\u062a\u0645\u0629<\/span><\/span><\/p>\n

\u0648\u0647\u0643\u0630\u0627 \u0646\u062c\u062f \u0641\u064a \u062e\u062a\u0627\u0645 \u0647\u0630\u0627 \u0627\u0644\u0628\u062d\u062b \u0623\u0646 \u062a\u0637\u0648\u0631 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0645\u0639\u0627\u0635\u0631\u0629 \u0642\u062f\u0645 \u0644\u0644\u0625\u0646\u0633\u0627\u0646 \u0648\u0633\u0627\u0626\u0644 \u062c\u062f\u064a\u062f\u0629 \u062a\u0645\u0643\u0646\u0647 \u0645\u0646 \u0625\u062a\u0645\u0627\u0645 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0647 \u0648\u0644\u0627 \u0633\u064a\u0645\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646\u0647\u0627 \u0628\u0643\u0644 \u064a\u0633\u0631 \u0648\u0633\u0647\u0648\u0644\u0629\u060c \u0644\u0643\u0646 \u0648\u0645\u0645\u0627 \u0644\u0627\u0634\u0643 \u0641\u064a\u0647 \u0623\u0646 \u0627\u0644\u062a\u0643\u0640\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0642\u062f \u0641\u062a\u062d\u062a \u0627\u0644\u0628\u0627\u0628 \u0639\u0644\u0649 \u0645\u0635\u0631\u0627\u0639\u064a\u0647 \u0644\u0644\u062c\u0646\u0627\u0629 \u060c \u0628\u0645\u0646 \u0641\u064a\u0647\u0645 \u0627\u0644\u0630\u064a\u0646 \u064a\u0639\u0645\u0644\u0648\u0646 \u0641\u064a \u062a\u0628\u0640\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0641\u064a \u062a\u0640\u0633\u062e\u064a\u0631 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0641\u064a \u0646\u0645\u0627\u0630\u062c \u0648\u0623\u0646\u0645\u0627\u0637 \u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0645\u0633\u0640\u062a\u062d\u062f\u062b\u0629\u060c \u0644\u0630\u0644\u0643 \u064a\u062c\u0640\u0628 \u0639\u0644\u0649 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0635\u0629 \u0628\u0645\u0640\u0643\u0627\u0641\u062d\u0629 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0639\u0644\u0649 \u062f\u0631\u062c\u0629 \u0639\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u062d\u064a\u0640\u0637\u0629 \u0648\u0627\u0644\u062d\u0630\u0631 \u0644\u0645\u0646\u0639 \u0645\u0628\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0635\u0648\u0631\u0629 \u062e\u0627\u0635\u0629 \u0623\u0648 \u0627\u0644\u0645\u062c\u0631\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629 \u0645\u0646 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0645\u064a\u0632\u0627\u062a \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u062a\u0637\u0648\u0631\u0629 \u060c \u0648\u0647\u0648 \u0623\u0645\u0631 \u064a\u062a\u0637\u0644\u0628 \u062d\u0630\u0631 \u0645\u0634\u0631\u0639\u0646\u0627 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a \u0648\u0633\u0631\u0639\u0629 \u062a\u062f\u062e\u0644\u0647 \u0644\u062a\u062c\u0631\u064a\u0645 \u0623\u0645\u062b\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0645\u0646 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629.<\/p>\n

(1)\u0623\u0646\u0638\u0631 :\u0645\u062d\u0645\u062f \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0645\u062d\u0645\u0648\u062f \u0627\u0644\u0634\u0627\u0641\u0639\u064a\u060c \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 ( \u0645\u0627\u0647\u064a\u062a\u0647\u0627 \u060c \u0645\u062e\u0627\u0637\u0631\u0647\u0627 \u0648\u062a\u0646\u0638\u064a\u0645\u0647\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a )\u060c\u0645\u062c\u0644\u0629 \u0627\u0644\u0623\u0645\u0646 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0634\u0631\u0637\u0629 \u062f\u0628\u064a \u060c \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0639\u0634\u0631 \u060c \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u0623\u0648\u0644 \u060c \u064a\u0646\u0627\u064a\u0631 2004\u060c \u0635 146.<\/span><\/p>\n

(2)\u0623\u0646\u0638\u0631 : \u0646\u0627\u062f\u0631 \u0639\u0628\u062f \u0627\u0644\u0639\u0632\u064a\u0632 \u0634\u0627\u0641\u064a\u060c \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0648\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0644\u0644\u0643\u062a\u0627\u0628\u060c \u0644\u0628\u0646\u0627\u0646\u060c 2007\u060c \u0635 83.<\/span><\/p>\n

(3) \u0623\u0646\u0638\u0631 : \u0645\u062d\u0645\u0648\u062f \u0645\u062d\u0645\u062f \u0623\u0628\u0648 \u0641\u0631\u0648\u0629\u060c \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0623\u0646\u062a\u0631\u0646\u064a\u062a \u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u060c \u062f\u0627\u0631 \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639 \u060c \u0627\u0644\u0623\u0631\u062f\u0646 2009\u060c \u0635 62-63.<\/span><\/p>\n

(4)\u0623\u0646\u0638\u0631 : \u064a\u0648\u0633\u0641 \u0623\u0645\u064a\u0646 \u0634\u0627\u0643\u0631\u060c\u0639\u0645\u0631 \u0645\u062d\u0645\u062f \u0628\u0646 \u064a\u0648\u0646\u0633\u060c\u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0623\u0646\u062a\u0631\u0646\u064a\u062a( \u0645\u0648\u0642\u0641 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629 )\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u062f\u0648\u0646 \u062f\u0627\u0631 \u0627\u0644\u0646\u0634\u0631 \u060c \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u060c 2004\u060c \u0635 28.<\/span><\/p>\n

(5)\u0623\u0646\u0638\u0631 :\u0645\u062d\u0645\u062f \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0645\u062d\u0645\u0648\u062f \u0627\u0644\u0634\u0627\u0641\u0639\u064a \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 11-12.<\/span><\/p>\n

(6)\u0623\u0646\u0638\u0631 : \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0646\u0635\u0648\u0635 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u062a\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u060c \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u060c 2007 \u060c \u0635 51.<\/span><\/p>\n

(7)\u0623\u0646\u0638\u0631 : \u0646\u0627\u062f\u0631 \u0639\u0628\u062f \u0627\u0644\u0639\u0632\u064a\u0632 \u0634\u0627\u0641\u064a \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 89.<\/span><\/p>\n

(8) \u0623\u0646\u0638\u0631 : \u062c\u0644\u0627\u0644 \u0648\u0641\u0627\u0621 \u0645\u062d\u0645\u062f\u064a\u0646\u060c \u062f\u0648\u0631 \u0627\u0644\u0628\u0646\u0648\u0643 \u0641\u064a \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u062f\u0627\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0646\u0634\u0631\u060c \u0627\u0644\u0625\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c 2001\u060c \u0635 34.<\/span><\/p>\n

(9))\u0623\u0646\u0638\u0631: \u0628\u0633\u0627\u0645 \u0623\u062d\u0645\u062f \u0627\u0644\u0632\u0644\u0645\u064a\u060c\u062f\u0648\u0631 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c\u0627\u0644\u0645\u062c\u0644\u062f 26\u060c \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u0623\u0648\u0644\u060c \u0645\u062c\u0644\u0629 \u062c\u0627\u0645\u0639\u0629 \u062f\u0645\u0634\u0642 \u0644\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u060c2010\u060c\u0635<\/span><\/p>\n

548 .<\/span><\/p>\n

(10)\u0623\u0646\u0638\u0631: \u0628\u0633\u0627\u0645 \u0623\u062d\u0645\u062f \u0627\u0644\u0632\u0644\u0645\u064a\u060c\u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 559.<\/span><\/p>\n

(11)\u0623\u0646\u0638\u0631 : \u0645\u0627\u062c\u062f \u0639\u0628\u062f \u0627\u0644\u062d\u0645\u064a\u062f \u0639\u0645\u0627\u0631\u060c\u0645\u0634\u0643\u0644\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0633\u0631\u064a\u0629 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0628\u0627\u0644\u0628\u0646\u0648\u0643 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0642\u0627\u0631\u0646 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0631\u064a\u060c\u062f\u0627\u0631 \u0627\u0644\u0646\u0647\u0636\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c\u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u060c 2002\u060c \u0635 96.<\/span><\/p>\n

(12)\u0623\u0646\u0638\u0631 : \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0646\u0635\u0648\u0635 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 64.<\/span><\/p>\n

(13)\u0623\u0646\u0638\u0631 : \u0645\u0627\u062c\u062f \u0639\u0628\u062f \u0627\u0644\u062d\u0645\u064a\u062f \u0639\u0645\u0627\u0631 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 97.<\/span><\/p>\n

(14)\u0623\u0646\u0638\u0631 : \u062c\u0644\u0627\u0644 \u0648\u0641\u0627\u0621 \u0645\u062d\u0645\u062f\u064a\u0646 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u063527.<\/span><\/p>\n

(15)\u0623\u0646\u0638\u0631 : \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a \u060c \u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0646\u0635\u0648\u0635 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 65.<\/span><\/p>\n

(16)\u064a\u0642\u062f\u0631 \u0627\u0644\u0645\u062e\u062a\u0635\u0648\u0646 \u0623\u0646 \u0645\u0627 \u064a\u0642\u0627\u0631\u0628 \u0645\u0646 \u062a\u0631\u064a\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a \u062a\u062a\u062d\u0631\u0643 \u064a\u0648\u0645\u064a\u0627 \u062e\u0644\u0627\u0644 \u0646\u0638\u0627\u0645\u064a \u0627\u0644\u0641\u064a\u062f\u0648\u0627\u064a\u0631 \u0648\u0627\u0644\u0634\u064a\u0628\u0633 \u0648\u0647\u0648 \u0645\u0628\u0644\u063a \u064a\u0633\u0627\u0648\u064a \u0627\u0644\u0646\u0627\u062a\u062c \u0627\u0644\u0642\u0648\u0645\u064a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0641\u064a \u0627\u0644\u0648\u0645 \u0623 \u0643\u0644 \u0623\u0631\u0628\u0639\u0629 \u0623\u064a\u0627\u0645 \u060c \u0623\u0646\u0638\u0631 : \u0645\u0627\u062c\u062f \u0639\u0628\u062f \u0627\u0644\u062d\u0645\u064a\u062f \u0639\u0645\u0627\u0631 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 98.<\/span><\/p>\n

(17)\u062d\u064a\u0646 \u064a\u0631\u063a\u0628 \u0645\u0646\u062a\u062c \u0625\u064a\u0637\u0627\u0644\u064a \u062a\u0633\u062f\u064a\u062f \u062b\u0645\u0646 \u0645\u0648\u0627\u062f \u062e\u0627\u0645 \u0644\u062f\u0649 \u0634\u0631\u0643\u0629 \u0628\u0631\u064a\u0637\u0627\u0646\u064a\u0629 \u0628\u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a \u0641\u0625\u0646\u0647 \u064a\u062a\u0635\u0644 \u0628\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u064a\u0637\u0627\u0644\u064a \u0644\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a\u060c \u0648\u064a\u0631\u0633\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u064a\u0637\u0627\u0644\u064a \u0631\u0633\u0627\u0644\u0629 Swift \u0625\u0644\u0649 \u0645\u0631\u0627\u0633\u0644\u0647 \u0628\u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u064a\u0635\u0631\u062d \u0641\u064a\u0647\u0627 \u0628\u062a\u062d\u0631\u064a\u0643 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0646\u062a\u062c \u0627\u0644\u0625\u064a\u0637\u0627\u0644\u064a \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0648\u0631\u062f \u0627\u0644\u0628\u0631\u064a\u0637\u0627\u0646\u064a \u0623\u0646\u0638\u0631 : \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c\u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c\u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c\u0635 67.<\/span><\/p>\n

(18)\u0623\u0646\u0638\u0631 : \u062c\u0644\u0627\u0644 \u0648\u0641\u0627\u0621 \u0645\u062d\u0645\u062f\u064a\u0646 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 28.<\/span><\/p>\n

(19)\u0623\u0646\u0638\u0631 : \u0645\u0627\u062c\u062f \u0639\u0628\u062f \u0627\u0644\u062d\u0645\u064a\u062f \u0639\u0645\u0627\u0631 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u063599.<\/span><\/p>\n

(20)\u0623\u0646\u0638\u0631:\u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c\u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c\u0627\u0644\u0645\u0631\u062c\u0639\u0627\u0644\u0633\u0627\u0628\u0642\u060c\u063571<\/span><\/p>\n

(21)\u0623\u0646\u0638\u0631 : \u062c\u0644\u0627\u0644 \u0648\u0641\u0627\u0621 \u0645\u062d\u0645\u062f\u064a\u0646 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u060c \u0635 35.<\/span><\/p>\n

(22)\u0623\u0646\u0638\u0631 : \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c\u0627\u0644\u062d\u0643\u0648\u0645\u0629\u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c\u0627\u0644\u0643\u062a\u0627\u0628\u0627\u0644\u0627\u0648\u0644\u060c\u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u060c \u0627\u0644\u0627\u0633\u0643\u0646\u062f\u0631\u064a\u0629 \u060c 2004\u060c \u0635 223-224.<\/span><\/p>\n

(23)\u0623\u0646\u0638\u0631:\u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c\u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c\u0627\u0644\u0645\u0631\u062c\u0639\u0627\u0644\u0633\u0627\u0628\u0642\u060c\u063573.<\/span><\/p>\n

(24)\u0623\u0646\u0638\u0631 : \u0631\u0623\u0641\u062a \u0631\u0636\u0648\u0627\u0646 \u060c \u0639\u0627\u0644\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c\u0645\u0646\u0634\u0648\u0631\u0627\u062a \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0644\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629\u060c\u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u060c 1999\u060c \u0635 20.<\/span><\/p>\n

(25)\u0645\u062b\u0627\u0644 \u0630\u0644\u0643 \u0645\u0627 \u062a\u0645 \u0641\u064a \u0628\u0631\u064a\u0637\u0627\u0646\u064a\u0627 \u062d\u064a\u062b \u0623\u063a\u0644\u0642\u062a \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0641\u0631\u0648\u0639\u0647\u0627 \u0647\u0646\u0627\u0643\u060c \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u0623\u062f\u0649 \u0625\u0644\u0649 \u063a\u0636\u0628 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u060c \u0648\u0647\u0648 \u0645\u0627 \u062d\u062f\u0627 \u0628\u0645\u062f\u064a\u0631 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0641\u064a<\/span><\/p>\n

\u0628\u0646\u0643 \u0628\u0627\u0631\u0643\u0644\u064a\u0632 \u0623\u0646 \u064a\u0639\u0644\u0646 \u0623\u0646 \u0645\u0632\u064a\u062f\u0627 \u0645\u0646 \u0627\u0644\u0623\u0641\u0631\u0639 \u0645\u0631\u0634\u062d\u0629 \u0644\u0623\u0646 \u062a\u063a\u0644\u0642 \u0623\u0628\u0648\u0627\u0628\u0647\u0627 \u060c \u062d\u064a\u062b \u0633\u0628\u0642 \u0644\u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u0643 \u0623\u0646 \u0623\u063a\u0644\u0642 171 \u0641\u0631\u0639\u0627 \u0641\u064a \u0623\u0641\u0631\u064a\u0644 2000 \u0648\u0630\u0644\u0643 \u0628\u0633\u0628\u0628 \u0632\u064a\u0627\u062f\u0629 \u0625\u0639\u062a\u0645\u0627\u062f \u0639\u0645\u0644\u0627\u0621 \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u0643 \u060c \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u062d\u0648\u0644 \u0639\u0628\u0631 \u0627\u0644\u0623\u0646\u062a\u0631\u0646\u064a\u062a \u060c\u0623\u0646\u0638\u0631 :\u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a \u060c\u062c\u0631\u064a\u0645\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0648\u0633\u0627\u0626\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c 74.<\/span><\/p>\n

(26)\u0623\u0646\u0638\u0631 : \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a\u060c\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c\u0635 425.<\/span><\/p>\n

(27)\u0623\u0646\u0638\u0631 : \u0631\u0623\u0641\u062a \u0631\u0636\u0648\u0627\u0646 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 20.<\/span><\/p>\n

(28)\u0623\u0646\u0638\u0631 : \u062c\u0644\u0627\u0644 \u0648\u0641\u0627\u0621 \u0645\u062d\u0645\u062f\u064a\u0646 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 36.<\/span><\/p>\n

(29)\u0623\u0646\u0638\u0631 : \u0641\u0631\u0627\u0646\u0643 \u0643\u064a\u0644\u0634\u060c \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a\u0629 \u0648\u0643\u064a\u0641 \u062a\u063a\u064a\u0631 \u0639\u0627\u0644\u0645\u0646\u0627 \u0648\u062d\u064a\u0627\u062a\u0643 \u060c \u062a\u0631\u062c\u0645\u0629 \u062d\u0633\u0627\u0645 \u0627\u0644\u062f\u064a\u0646 \u0632\u0643\u0631\u064a\u0627 \u0648 \u0639\u0628\u062f \u0627\u0644\u0633\u0644\u0627\u0645 \u0631\u0636\u0648\u0627\u0646\u060c \u0633\u0644\u0633\u0644\u0629 \u0639\u0627\u0644\u0645 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u060c \u0627\u0644\u0643\u0648\u064a\u062a \u060c \u0639\u062f\u062f 253<\/span><\/p>\n

(30)\u0623\u0646\u0638\u0631 : \u062c\u0644\u0627\u0644 \u0648\u0641\u0627\u0621 \u0645\u062d\u0645\u062f\u064a\u0646 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 37-38.<\/span><\/p>\n

(31)\u0623\u0646\u0638\u0631 : \u0639\u0628\u062f \u0627\u0644\u0641\u062a\u0627\u062d \u0628\u064a\u0648\u0645\u064a \u062d\u062c\u0627\u0632\u064a \u060c \u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 418.<\/span><\/p>\n

(32)\u0623\u0646\u0638\u0631 : \u0641\u0631\u0627\u0646\u0643 \u0643\u064a\u0644\u0634 \u060c \u0627\u0644\u0645\u0631\u062c\u0639 \u0627\u0644\u0633\u0627\u0628\u0642 \u060c \u0635 323.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u062f\u0648\u0631 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0628\u064a\u064a\u0636 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0623\u0633\u0640\u062a\u0627\u0630\u0629 \u0644\u0640\u0639\u0648\u0627\u0631\u0645 \u0648\u0647\u064a\u0640\u0628\u0629 \/ \u062c\u0627\u0645\u0639\u0629 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0627\u0646 \u0645\u064a\u0631\u0629\u060c\u0628\u062c\u0627\u064a\u0629 \u0645\u0644\u062e\u0635 \u062a\u0644\u0640\u0639\u0628 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629 \u062f\u0648\u0631\u0627 \u0631\u0626\u064a\u0633\u064a\u0627 \u0641\u064a \u062c\u0645\u064a\u0639 \u0645\u0646\u0627\u062d\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u060c \u0648\u0642\u062f \u0627\u0631\u062a\u0628\u0637\u062a \u0647\u0630\u0647 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0631\u062a\u0628\u0627\u0637\u0627 \u0648\u062b\u064a\u0642\u0627 \u0628\u0638\u0647\u0648\u0631 \u062d\u0627\u062c\u0629 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0625\u0644\u0649 \u0648\u0633\u064a\u0640\u0637 \u0645\u0644\u0627\u0626\u0645 \u064a\u0645\u0643\u0646\u0647\u0645 \u0645\u0646 \u062a\u0633\u0640\u0648\u064a\u0629 \u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0647\u0645 \u0648\u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647\u0645 \u060c \u0625\u0630 \u0627\u0644\u0640\u0641\u0631\u0636 \u0623\u0646 \u062c\u0645\u064a\u0639 […]<\/p>\n","protected":false},"author":5,"featured_media":76131,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[1765,258,414,2736,3013,1857],"class_list":["post-76130","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-6","tag-1765","tag-258","tag-414","tag-2736","tag-3013","tag-1857"],"views":1948,"_links":{"self":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/76130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/comments?post=76130"}],"version-history":[{"count":0,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/76130\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media\/76131"}],"wp:attachment":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media?parent=76130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/categories?post=76130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/tags?post=76130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}