{"id":7541,"date":"2016-10-12T22:51:14","date_gmt":"2016-10-12T19:51:14","guid":{"rendered":"http:\/\/www.mohamah.net\/law\/?p=7541"},"modified":"2018-04-10T03:20:13","modified_gmt":"2018-04-10T00:20:13","slug":"%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d9%85%d8%aa%d9%85%d9%8a%d8%b2-%d8%ad%d9%88%d9%84-%d8%a7%d9%84%d8%a8%d8%b7%d8%a7%d9%82%d8%a9-%d8%a7%d9%84%d8%a7%d9%84%d9%83%d8%aa%d8%b1%d9%88","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d9%85%d8%aa%d9%85%d9%8a%d8%b2-%d8%ad%d9%88%d9%84-%d8%a7%d9%84%d8%a8%d8%b7%d8%a7%d9%82%d8%a9-%d8%a7%d9%84%d8%a7%d9%84%d9%83%d8%aa%d8%b1%d9%88\/","title":{"rendered":"\u0628\u062d\u062b \u0642\u0627\u0646\u0648\u0646\u064a \u0645\u062a\u0645\u064a\u0632 \u062d\u0648\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629"},"content":{"rendered":"

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\n

\u062b\u0627\u0646\u064a\u0627\u064b : \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 (Credit) <\/strong><\/span>
\n\u0644\u0645 \u064a\u0648\u0631\u062f \u0627\u0644\u0641\u0642\u0647\u0627\u0621 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0648\u0646 \u0640 \u0641\u064a \u062d\u062f\u0648\u062f \u0625\u0637\u0644\u0627\u0639\u064a \u0640 \u0644\u0641\u0638 (\u0627\u0626\u062a\u0645\u0627\u0646) \u0628\u0627\u0644\u0645\u0639\u0646\u0649 \u0627\u0644\u0645\u0639\u0627\u0635\u0631 \u0627\u0644\u062f\u0642\u064a\u0642 \u0627\u0644\u0630\u064a \u062a\u0648\u0635\u0641 \u0628\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a(4) \u060c \u0648\u0625\u0646\u0645\u0627 \u0648\u0641\u062f \u0643\u062a\u0631\u062c\u0645\u0629 \u0644\u0644\u0645\u0635\u0637\u0644\u062d \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a (Credit) \u060c \u0648\u0642\u062f \u0627\u062e\u062a\u0644\u0641 \u0627\u0644\u0628\u0627\u062d\u062b\u0648\u0646 \u0641\u064a \u0635\u062d\u0629 \u0647\u0630\u0647 \u0627\u0644\u062a\u0631\u062c\u0645\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u062e\u062a\u0644\u0627\u0641\u0647\u0645 \u0641\u064a \u0645\u0639\u0646\u0649 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 .
\n\u0648\u0628\u064a\u0646\u0645\u0627 \u0627\u0639\u062a\u0631\u0636 \u0628\u0639\u0636\u0647\u0645 \u0639\u0644\u0649 \u062a\u0631\u062c\u0645\u0629 \u0627\u0644\u0643\u0644\u0645\u0629 \u0628\u0644\u0641\u0638 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u060c \u0625\u0630 \u064a\u0631\u0649 \u0623\u0646 \u0627\u0644\u0623\u062f\u0642 \u0623\u0646 \u064a\u064f\u0642\u0627\u0644: \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0625\u0642\u0631\u0627\u0636(5) \u060c \u0641\u0625\u0646 \u0628\u0639\u0636\u0647\u0645 \u0627\u0644\u0622\u062e\u0631 \u064a\u0646\u0627\u0632\u0639 \u0641\u064a \u0630\u0644\u0643 \u060c \u0648\u064a\u0631\u0649 \u0623\u0646 \u0627\u0644\u0642\u0631\u0636 \u0646\u062a\u064a\u062c\u0629 \u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u060c \u0625\u0630 \u0645\u0639\u0646\u0649 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0645\u0623\u062e\u0648\u0630 \u0645\u0646 \u0627\u0644\u062b\u0642\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0646\u062d\u0647\u0627 \u0627\u0644\u0645\u0635\u0631\u0641 \u0644\u0639\u0645\u064a\u0644\u0647 \u061b \u0648\u0644\u0630\u0627 \u0641\u0642\u062f \u0646\u0642\u0644 \u0628\u0639\u0636 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0628\u0623\u0646\u0647 “\u0627\u0644\u062a\u0632\u0627\u0645 \u064a\u0642\u0637\u0639\u0647 \u0645\u0635\u0631\u0641 \u0644\u0645\u0646 \u064a\u0637\u0644\u0628 \u0645\u0646\u0647 \u0623\u0646 \u064a\u062c\u064a\u0632 \u0644\u0647 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0645\u0627\u0644 \u0645\u0639\u064a\u0651\u064e\u0646 \u0646\u0638\u0631\u0627\u064b \u0644\u0644\u062b\u0642\u0629 \u0627\u0644\u062a\u064a \u064a\u0634\u0639\u0631 \u0628\u0647\u0627 \u0646\u062d\u0648\u0647”(6).<\/p>\n

\u0641\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0623\u0642\u0631\u0628 \u0625\u0644\u0649 \u0627\u0644\u062f\u0651\u064e\u064a\u0646 \u0645\u0646\u0647 \u0625\u0644\u0649 \u0627\u0644\u0642\u0631\u0636 \u060c \u0648\u0645\u0645\u0627 \u064a\u0624\u064a\u062f \u0630\u0644\u0643 \u0648\u062c\u0648\u062f \u0641\u0631\u0648\u0642 \u0643\u062b\u064a\u0631\u0629 \u0628\u064a\u0646 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0642\u0631\u0636 \u060c \u0645\u0646\u0647\u0627 \u0645\u0627 \u064a\u0644\u064a :
\n1\u0640 \u0623\u0646 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u064a\u064f\u0639\u0652\u0637\u0649 \u0627\u0644\u0645\u0627\u0644 \u0645\u0628\u0627\u0634\u0631\u0629 \u060c \u0648\u0641\u064a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u064a\u064f\u0639\u0637\u0649 \u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0642\u0636\u0627\u0621 \u062d\u0648\u0627\u0626\u062c\u0647 \u062f\u0648\u0646 \u062f\u0641\u0639 \u0627\u0644\u062b\u0645\u0646 \u062b\u0642\u0629\u064b \u0641\u064a\u0647 \u0639\u0644\u0649 \u0623\u0646 \u064a\u0633\u062f\u062f \u0641\u064a \u0648\u0642\u062a \u0644\u0627\u062d\u0642 .
\n2\u0640 \u0623\u0646 \u0645\u0628\u0644\u063a \u0627\u0644\u0642\u0631\u0636 \u064a\u062b\u0628\u062a \u0641\u064a \u0630\u0645\u0629 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0643\u0627\u0645\u0644\u0627\u064b \u062d\u064a\u0646 \u0642\u0628\u0636\u0647 \u060c \u0623\u0645\u0627 \u0641\u064a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0641\u0625\u0646\u0647 \u0644\u0627 \u064a\u062b\u0628\u062a \u0645\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0641\u064a \u0630\u0645\u0629 \u0645\u0646 \u0645\u064f\u0646\u062d \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0625\u0644\u0627 \u0645\u0627 \u062a\u0645 \u0635\u0631\u0641\u0647 \u0641\u0639\u0644\u0627\u064b .
\n3\u0640 \u064a\u0642\u0627\u0628\u0644 \u0627\u0644\u0642\u0631\u0636 \u0641\u064a \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629 (Loan) \u060c \u0648\u064a\u0642\u0627\u0628\u0644 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 (Credit)(7) .<\/p>\n

\u0627\u0644\u0645\u0633\u0623\u0644\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 : \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0645\u0631\u0643\u0651\u064e\u0628 <\/span>
\n\u062a\u0639\u062f\u062f\u062a \u062a\u0639\u0631\u064a\u0641\u0627\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0648\u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0641\u0642\u0647\u064a\u0629 \u060c \u0648\u064a\u0637\u0648\u0644 \u0627\u0644\u0645\u0642\u0627\u0645 \u0644\u0648 \u0623\u0631\u062f\u062a \u0639\u0631\u0636 \u0647\u0630\u0647 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u0627\u062a \u060c \u0625\u0644\u0627 \u0623\u0646\u0646\u064a \u0623\u0634\u064a\u0631 \u0625\u0644\u0649 \u0623\u0647\u0645\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a :
\n1\u0640 \u0639\u0631\u0641\u0647\u0627 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u062f\u0648\u0631\u062a\u0647 \u0627\u0644\u0633\u0627\u0628\u0639\u0629 \u0628\u0623\u0646\u0647\u0627: ” \u0645\u0633\u062a\u0646\u062f \u064a\u0639\u0637\u064a\u0647 \u0645\u0635\u062f\u0631\u0647 (\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u064f\u0635\u0652\u062f\u0650\u0631) \u0644\u0634\u062e\u0635 \u0637\u0628\u064a\u0639\u064a \u0623\u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u064a (\u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629) \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0639\u0642\u062f \u0628\u064a\u0646\u0647\u0645\u0627 \u064a\u0645\u0643\u0646\u0647 \u0645\u0646 \u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0644\u0639 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0645\u0645\u0646 \u064a\u0639\u062a\u0645\u062f \u0627\u0644\u0645\u0633\u062a\u0646\u062f (\u0627\u0644\u062a\u0627\u062c\u0631) \u062f\u0648\u0646 \u062f\u0641\u0639 \u0627\u0644\u062b\u0645\u0646 \u062d\u0627\u0644\u0627\u064b \u0644\u062a\u0636\u0645\u0646\u0647 \u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0645\u0635\u062f\u0631 \u0628\u0627\u0644\u062f\u0641\u0639 \u060c \u0648\u064a\u0643\u0648\u0646 \u0627\u0644\u062f\u0641\u0639 \u0645\u0646 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0635\u062f\u0631 \u060c \u062b\u0645 \u064a\u0639\u0648\u062f \u0639\u0644\u0649 \u062d\u0627\u0645\u0644\u0647\u0627 \u0641\u064a \u0645\u0648\u0627\u0639\u064a\u062f \u062f\u0631\u0648\u064a\u0629 \u060c \u0648\u0628\u0639\u0636\u0647\u0627 \u064a\u0641\u0631\u0636 \u0641\u0648\u0627\u0626\u062f \u0631\u0628\u0648\u064a\u0629 \u0639\u0644\u0649 \u0645\u062c\u0645\u0648\u0639 \u0627\u0644\u0631\u0635\u064a\u062f \u063a\u064a\u0631 \u0627\u0644\u0645\u062f\u0641\u0648\u0639 \u0628\u0639\u062f \u0645\u062f\u0629 \u0645\u062d\u062f\u062f\u0629 \u0645\u0646 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u060c \u0648\u0628\u0639\u0636\u0647\u0627 \u0644\u0627 \u064a\u0641\u0631\u0636 \u0641\u0648\u0627\u0626\u062f”(8) .
\n\u0648\u0646\u0644\u062d\u0638 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0634\u062a\u0645\u0644 \u0639\u0644\u0649 \u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u0631\u0626\u064a\u0633\u0629 \u060c \u0643\u0645\u0627 \u0635\u0648\u0651\u064e\u0631 \u0643\u064a\u0641\u064a\u0629 \u062a\u0633\u062f\u064a\u062f \u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0627\u0644\u0645\u064f\u0635\u062f\u0631 \u060c \u0644\u0643\u0646\u0647 \u0644\u0645 \u064a\u0634\u0631 \u0625\u0644\u0649 \u062d\u0635\u0648\u0644 \u062d\u0627\u0645\u0644\u0647\u0627 \u0639\u0644\u0649 \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u062f\u0648\u0646 \u0645\u0642\u0627\u0628\u0644 .<\/p>\n

2\u0640 \u0639\u0631\u0651\u064e\u0641\u0647\u0627 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0645\u062d\u0645\u062f \u0627\u0644\u0639\u0635\u064a\u0645\u064a \u0628\u0623\u0646\u0647\u0627:”\u0623\u062f\u0627\u0629 \u062f\u0648\u0644\u064a\u0629 \u0644\u0644\u062f\u0641\u0639 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0627\u0644\u0645\u062f\u0627\u0631 \u060c \u0630\u0627\u062a \u0646\u0637\u0627\u0642 \u0639\u0627\u0645 \u060c \u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0639\u0642\u062f \u062b\u0644\u0627\u062b\u064a \u060c \u062a\u0635\u062f\u0631 \u0645\u0646 \u0628\u0646\u0643 \u062a\u062c\u0627\u0631\u064a \u060c \u062a\u0645\u0643\u0651\u0650\u0646 \u062d\u0627\u0645\u0644\u0647\u0627 \u0645\u0646 \u0625\u062c\u0631\u0627\u0621 \u0639\u0642\u0648\u062f \u062e\u0627\u0635\u0629 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u062e\u0627\u0635\u0629”(9).<\/p>\n

\u0648\u0631\u063a\u0645 \u0645\u0627 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644 \u0641\u064a \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0639\u0642\u0648\u062f \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u0623\u0634\u0627\u0631 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0645\u0647\u0645 \u0641\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0648\u0647\u0648: \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u064f\u062f\u0627\u0631 (Revolving Credit) \u060c \u0648\u0627\u0644\u0645\u0631\u0627\u062f \u0628\u0647 : \u0627\u0643\u062a\u0641\u0627\u0621 \u0627\u0644\u0628\u0646\u0643 (\u0627\u0644\u0645\u0642\u0631\u0636) \u0628\u0633\u062f\u0627\u062f \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0632\u0647\u064a\u062f\u0629 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0631\u0635\u064a\u062f \u0627\u0644\u062f\u0627\u0626\u0646 \u0639\u0644\u0649 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 (\u0627\u0644\u0645\u0642\u062a\u0631\u0636) \u0645\u0639 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u062a\u0628\u0642\u064a \u0648\u0641\u0631\u0636 \u0646\u0633\u0628\u0629 \u0631\u0628\u0648\u064a\u0629 \u0645\u0631\u0643\u0628\u0629 \u0639\u0644\u064a\u0647(10) .
\n\u0648\u0647\u0630\u0627 \u064a\u0633\u0631\u064a \u0639\u0644\u0649 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u0641\u062a\u0648\u062d \u0641\u0642\u0637 \u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u0623\u0634\u0647\u0631 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0648\u0623\u0643\u062b\u0631\u0647\u0627 \u0631\u0648\u0627\u062c\u0627\u064b .<\/p>\n

3\u0640 \u0639\u0631\u0641\u0647\u0627 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u062d\u062c\u064a \u0628\u0623\u0646\u0647\u0627: “\u0623\u062f\u0627\u0629 \u062f\u0641\u0639 \u0648\u0633\u062d\u0628 \u0646\u0642\u062f\u064a \u060c \u064a\u0635\u062f\u0631\u0647\u0627 \u0628\u0646\u0643 \u062a\u062c\u0627\u0631\u064a \u0623\u0648 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u060c \u062a\u0645\u0643\u0651\u0650\u0646 \u062d\u0627\u0645\u0644\u0647\u0627 \u0645\u0646 \u0627\u0644\u0634\u0631\u0627\u0621 \u0628\u0627\u0644\u0623\u062c\u0644 \u0639\u0644\u0649 \u0630\u0645\u0629 \u0645\u0635\u062f\u0631\u0647\u0627 \u060c \u0648\u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0646\u0642\u062f \u0627\u0642\u062a\u0631\u0627\u0636\u0627\u064b \u0645\u0646 \u0645\u0635\u062f\u0631\u0647\u0627 \u0623\u0648 \u0645\u0646 \u063a\u064a\u0631\u0647 \u0628\u0636\u0645\u0627\u0646\u0647 \u060c \u0648\u062a\u0645\u0643\u0646\u0647 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u062e\u0627\u0635\u0629”(11) .<\/p>\n

\u0648\u064a\u0638\u0647\u0631 \u0644\u064a \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0645\u0646 \u0623\u0641\u0636\u0644 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u0627\u062a \u060c \u0641\u0647\u0648 \u0640 \u0645\u0639 \u0625\u064a\u062c\u0627\u0632\u0647 \u0640 \u0623\u0648\u0636\u062d \u0635\u0641\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 (\u0623\u062f\u0627\u0629 \u062f\u0641\u0639 \u0648\u0633\u062d\u0628 \u0646\u0642\u062f\u064a) \u060c \u0648\u0645\u0635\u062f\u0631\u0647\u0627(\u0628\u0646\u0643 \u062a\u062c\u0627\u0631\u064a \u0623\u0648 \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629) \u060c \u0648\u0648\u0638\u0627\u0626\u0641\u0647\u0627 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 (\u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0646\u0642\u062f \u0627\u0642\u062a\u0631\u0627\u0636\u0627\u064b) \u0648\u0648\u0638\u0627\u0626\u0641\u0647\u0627 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 (\u062e\u062f\u0645\u0627\u062a \u062e\u0627\u0635\u0629) .
\n\u0648\u0644\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0646\u0648\u0639\u0627\u0646 \u0631\u0626\u064a\u0633\u0627\u0646 :<\/p>\n

1\u0640 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u062d\u062f\u0648\u062f :<\/strong><\/em> \u0648\u062a\u062a\u0645\u064a\u0632 \u0628\u0623\u0646 \u0633\u062f\u0627\u062f \u0627\u0644\u062f\u0651\u064e\u064a\u0646 \u064a\u0643\u0648\u0646 \u062f\u0641\u0639\u0629 \u0648\u0627\u062d\u062f\u0629 \u0639\u0646\u062f \u062d\u0644\u0648\u0644 \u0623\u062c\u0644\u0647\u060c \u0648\u0645\u0646 \u0623\u0645\u062b\u0644\u062a\u0647\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062e\u0635\u0645 (Debit Cards)(12).<\/p>\n

\u0648\u062a\u062a\u0645\u064a\u0632 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0628\u0623\u0646\u0647\u0627 \u0644\u0627 \u062a\u0634\u062a\u0645\u0644 \u0639\u0644\u0649 \u062a\u0642\u0633\u064a\u0637 \u0627\u0644\u062f\u0651\u064e\u064a\u0646 \u060c \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u062e\u0627\u0635\u0629 \u0625\u0630\u0627 \u0635\u062f\u0631\u062a \u0639\u0646 \u0628\u0646\u0648\u0643 \u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0634\u0631\u0639\u064a\u0629 .<\/p>\n

2\u0640 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u0641\u062a\u0648\u062d :<\/strong><\/em> \u0648\u0641\u064a\u0647\u0627 \u064a\u0643\u0648\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u0627\u0644\u062e\u064a\u0627\u0631 \u0639\u0646\u062f \u062d\u0644\u0648\u0644 \u0627\u0644\u062f\u0651\u064e\u064a\u0646 \u060c \u0641\u0625\u0645\u0627 \u0623\u0646 \u064a\u0633\u062f\u062f \u062f\u0641\u0639\u0629 \u0648\u0627\u062d\u062f\u0629 \u060c \u0648\u0625\u0645\u0627 \u0623\u0646 \u064a\u0633\u062f\u062f \u0648\u0641\u0642 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u064f\u062f\u0627\u0631 .
\n\u0648\u062a\u062a\u0645\u064a\u0632 \u0639\u0646 \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0623\u0648\u0644 \u0628\u0643\u0648\u0646 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0641\u064a\u0647\u0627 \u0645\u0641\u062a\u0648\u062d\u0627\u064b\u060c \u0648\u062a\u062a\u0645\u064a\u0632 \u0639\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0648\u062c\u0648\u062f \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0641\u064a\u0647\u0627 \u060c \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u0623\u0634\u0647\u0631 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0648\u0623\u0643\u062b\u0631\u0647\u0627 \u0634\u064a\u0648\u0639\u0627\u064b \u060c \u0648\u0625\u0644\u064a\u0647\u0627 \u064a\u0646\u0635\u0631\u0641 \u0627\u0644\u0627\u0633\u0645 \u0639\u0646\u062f \u0627\u0644\u0625\u0637\u0644\u0627\u0642 \u060c \u0648\u064a\u063a\u0644\u0628 \u0639\u0644\u064a\u0647\u0627 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0645\u0646\u0638\u0645\u0629 \u0641\u064a\u0632\u0627 \u0623\u0648 \u0645\u0627\u0633\u062a\u0631 \u0643\u0627\u0631\u062f(13) .<\/p>\n

\u0648\u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0639\u062f\u0629 \u0623\u0637\u0631\u0627\u0641 \u0644\u0627 \u062a\u0632\u064a\u062f \u0639\u0646 \u062e\u0645\u0633\u0629 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u062a\u0627\u0644\u064a:<\/strong><\/p>\n

1\u0640 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629: \u0648\u0647\u064a \u0627\u0644\u062a\u064a \u062a\u0645\u0644\u0643 \u0627\u0644\u0639\u0644\u0627\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0644\u0644\u0628\u0637\u0627\u0642\u0629\u060c \u0648\u062a\u0642\u0648\u0645 \u0628\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0639\u0644\u0649 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0648\u0641\u0642 \u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u062e\u0627\u0635\u0629 \u0645\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u064f\u0635\u062f\u0631\u0629 \u060c \u0648\u0645\u0646 \u0623\u0634\u0647\u0631\u0647\u0627:\u0645\u0646\u0638\u0645\u0629 \u0641\u064a\u0632\u0627 (VISA) \u060c \u0648\u0645\u0646\u0638\u0645\u0629 \u0645\u0627\u0633\u062a\u0631 \u0643\u0627\u0631\u062f (MASTER CARD) \u060c \u0648\u0645\u0646\u0638\u0645\u0629 \u0623\u0645\u0631\u064a\u0643\u0627\u0646 \u0625\u0643\u0633\u0628\u0631\u0633 (AMERICAN EXPRESS) .
\n2\u0640 \u0645\u064f\u0635\u0652\u062f\u0650\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 : \u0648\u0647\u0648 \u0627\u0644\u0628\u0646\u0643 \u0623\u0648 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062a\u064a \u062a\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0639\u062a\u0645\u062f \u0645\u0646 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 \u0628\u0635\u0641\u062a\u0647 \u0639\u0636\u0648\u0627\u064b \u0641\u064a\u0647\u0627 \u060c \u0648\u064a\u0642\u0648\u0645 \u0628\u0627\u0644\u0633\u062f\u0627\u062f \u0648\u0643\u0627\u0644\u0629\u064b \u0639\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0644\u062a\u0627\u062c\u0631 .
\n3\u0640 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 : \u0648\u0647\u0648 \u0639\u0645\u064a\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0630\u064a \u0635\u062f\u0631\u062a \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u0627\u0633\u0645\u0647 \u0623\u0648 \u062e\u064f\u0648\u0651\u0650\u0644 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u060c \u0648\u064a\u0644\u062a\u0632\u0645 \u0644\u0645\u0635\u062f\u0631\u0647\u0627 \u0628\u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0643\u0644 \u0645\u0627 \u064a\u0646\u0634\u0623 \u0639\u0646 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0647 \u0644\u0647\u0627 .
\n4\u0640 \u0642\u0627\u0628\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 : \u0648\u0647\u0648 \u0627\u0644\u062a\u0627\u062c\u0631 \u0627\u0644\u0630\u064a \u064a\u062a\u0639\u0627\u0642\u062f \u0645\u0639 \u0645\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0637\u0644\u0628\u0647\u0627 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 .
\n5\u0640 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u062e\u0631\u0649 \u060c \u0648\u0630\u0644\u0643 \u0643\u0628\u0646\u0643 \u0627\u0644\u062a\u0627\u062c\u0631 \u0627\u0644\u0630\u064a \u064a\u062a\u0633\u0644\u0645 \u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0628\u064a\u0639 \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631 \u060c \u0648\u064a\u0642\u0648\u0645 \u0628\u0645\u062a\u0627\u0628\u0639\u0629 \u062a\u0633\u062f\u064a\u062f \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0644\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0645\u0642\u0627\u0628\u0644 \u0631\u0633\u0648\u0645 \u064a\u0623\u062e\u0630\u0647\u0627 \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631(14) \u060c \u0648\u0647\u0630\u0647 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0642\u062f \u062a\u0646\u0642\u0635 \u0628\u062d\u0633\u0628 \u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u0648\u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u0627\u0644\u062a\u0627\u062c\u0631 .<\/p>\n

\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0646\u064a : \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a<\/strong><\/p>\n

\u0627\u0644\u0645\u0631\u0627\u062f \u0628\u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a (Current Account) : \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u064e\u0639 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0628\u062d\u064a\u062b \u064a\u062a\u0635\u0631\u0641 \u0641\u064a\u0647 \u0645\u0639 \u0636\u0645\u0627\u0646\u0647 \u060c \u0648\u064a\u062d\u0642 \u0644\u0635\u0627\u062d\u0628\u0647 \u0633\u062d\u0628\u0647 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0634\u0627\u0621(15) .
\n\u0648\u064a\u0645\u0643\u0646 \u062a\u0639\u0631\u064a\u0641 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u0628\u0623\u0646\u0647\u0627 : ” \u0623\u062f\u0627\u0629 \u062f\u0641\u0639 \u0648\u0633\u062d\u0628 \u0646\u0642\u062f\u064a \u060c \u064a\u0635\u062f\u0631\u0647\u0627 \u0628\u0646\u0643 \u062a\u062c\u0627\u0631\u064a \u060c \u062a\u0645\u0643\u0651\u0650\u0646 \u062d\u0627\u0645\u0644\u0647\u0627 \u0645\u0646 \u0627\u0644\u0634\u0631\u0627\u0621 \u0628\u0645\u0627\u0644\u0647 \u0627\u0644\u0645\u0648\u062c\u0648\u062f \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u060c \u0648\u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0646\u0642\u062f \u0645\u0646 \u0623\u064a \u0645\u0643\u0627\u0646 \u0645\u0639 \u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0646 \u062d\u0633\u0627\u0628\u0647 \u0641\u0648\u0631\u0627\u064b \u060c \u0648\u062a\u0645\u0643\u0646\u0647 \u0645\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u062e\u0627\u0635\u0629”(16) .
\n\u0648\u062a\u0633\u0645\u0649 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a : \u0628\u0637\u0627\u0642\u0627\u062a \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a (A.T.M.)(17) \u060c \u0648\u0644\u0647\u0627 \u0646\u0648\u0639\u0627\u0646 :
\n1\u0640 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u060c \u0648\u0647\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0624\u062f\u064a \u0648\u0638\u0627\u0626\u0641\u0647\u0627 \u062f\u0627\u062e\u0644 \u062f\u0648\u0644\u0629 \u0648\u0627\u062d\u062f\u0629 \u060c \u0648\u0645\u0646 \u0623\u0645\u062b\u0644\u062a\u0647\u0627 \u0628\u0637\u0627\u0642\u0629 \u0635\u0631\u0627\u0641 \u0627\u0644\u0631\u0627\u062c\u062d\u064a\u060c \u0648\u0645\u0639 \u062a\u0637\u0648\u0631 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0623\u0645\u0643\u0646 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0647\u0627 \u0641\u064a \u062c\u0647\u0627\u0632 \u0623\u064a \u0628\u0646\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0628\u0643\u0629 \u062a\u0646\u0638\u0645 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0643\u0627\u0644\u0634\u0628\u0643\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0645\u0644\u0643\u0629.
\n2\u0640 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u060c \u0648\u0647\u064a \u0627\u0644\u062a\u064a \u062a\u062a\u0628\u0639 \u0645\u0646\u0637\u0642\u0629 \u062f\u0648\u0644\u064a\u0629 \u062a\u0631\u0639\u0649 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u060c \u0628\u062d\u064a\u062b \u064a\u0633\u062a\u0637\u064a\u0639 \u062d\u0627\u0645\u0644\u0647\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0639\u0627\u0644\u0645 \u060c \u0648\u0645\u0646 \u0623\u0645\u062b\u0644\u062a\u0647\u0627 \u0628\u0637\u0627\u0642\u0629 (\u0641\u064a\u0632\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646) \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0641\u064a\u0632\u0627\u060c \u0648\u0628\u0637\u0627\u0642\u0629 (\u0645\u0627\u064a\u0633\u062a\u0631\u0648) \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0645\u0627\u0633\u062a\u0631 \u0643\u0627\u0631\u062f \u060c \u0648\u064a\u062a\u0645 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0634\u0628\u0643\u0629 \u062f\u0648\u0644\u064a\u0629 \u062a\u0648\u0641\u0631\u0647\u0627 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0631\u0627\u0639\u064a\u0629 \u0644\u0644\u0628\u0637\u0627\u0642\u0629 .
\n\u0648\u062a\u062a\u0645\u064a\u0632 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0628\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0647\u0627 \u0641\u064a \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0648\u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639 \u0641\u064a \u0627\u0644\u0645\u062d\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (P.O.S.)(18) \u060c \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u062a\u0631\u062a\u0628\u0637 \u0645\u0628\u0627\u0634\u0631\u0629 \u0628\u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u0633\u062d\u0628\u0627\u064b \u0648\u0634\u0631\u0627\u0621\u064b\u061b \u0648\u0644\u0630\u0627 \u0644\u0627 \u062a\u064f\u0635\u062f\u0631\u0647\u0627 \u0625\u0644\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u063a\u0627\u0644\u0628\u0627\u064b\u060c\u0648\u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u0642\u062f\u0631\u0629 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0648\u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0639\u0645\u0644 \u0628\u0637\u0631\u064a\u0642\u0629 \u064a\u062f\u0648\u064a\u0629(19).<\/p>\n

\u0648\u0645\u0646 \u0627\u0644\u0639\u0631\u0636 \u0627\u0644\u0633\u0627\u0628\u0642 \u0644\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u0646\u0644\u062e\u0651\u0650\u0635 \u0623\u0628\u0631\u0632 \u0627\u0644\u0641\u0631\u0648\u0642 \u0628\u064a\u0646\u0647\u0645\u0627 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a :
\n1\u0640 \u0623\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0631\u0635\u064a\u062f \u062d\u0627\u0645\u0644\u0647\u0627 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u064f\u0635\u0652\u062f\u0650\u0631 \u0644\u0647\u0627 \u060c \u0641\u0644\u0627 \u064a\u0645\u0643\u0646 \u0644\u062d\u0627\u0645\u0644\u0647\u0627 \u0623\u0646 \u064a\u0633\u062d\u0628 \u0623\u0648 \u064a\u0634\u062a\u0631\u064a \u0628\u0623\u0643\u062b\u0631 \u0645\u0646 \u0631\u0635\u064a\u062f\u0647 \u0627\u0644\u0645\u0648\u062f\u064e\u0639 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u060c \u0623\u0645\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u0625\u0646\u0647\u0627 \u0644\u0627 \u062a\u0631\u062a\u0628\u0637 \u0628\u0631\u0635\u064a\u062f \u062d\u0627\u0645\u0644\u0647\u0627 \u060c \u0628\u0644 \u0642\u062f \u0644\u0627 \u064a\u0643\u0648\u0646 \u0644\u0647 \u0631\u0635\u064a\u062f \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u060c \u0648\u0625\u0646\u0645\u0627 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u062b\u0642\u0629 \u0627\u0644\u0645\u0635\u062f\u0631 \u0628\u0627\u0644\u0645\u0644\u0627\u0621\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f \u0639\u0646\u062f \u0627\u0633\u062a\u062d\u0642\u0627\u0642 \u0627\u0644\u062f\u0641\u0639 .
\n2\u0640 \u0623\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u064a\u064f\u0639\u062f \u0645\u0648\u0641\u064a\u0627\u064b \u0644\u0644\u0642\u0631\u0636 \u0641\u064a \u062d\u0627\u0644 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0647\u0627 \u060c \u0648\u0627\u0644\u0639\u0645\u064a\u0644 (\u0627\u0644\u0645\u0642\u0631\u0636) \u0625\u0646\u0645\u0627 \u064a\u0642\u0648\u0645 \u0628\u0627\u0633\u062a\u064a\u0641\u0627\u0621 \u062f\u064a\u0646\u0647 \u0623\u0648 \u0628\u0639\u0636\u0647 \u060c \u0623\u0645\u0627 \u0641\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u0625\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u064a\u064f\u0639\u062f \u0645\u0642\u0631\u0636\u0627\u064b \u0639\u0646\u062f \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0647\u0627\u060c\u0648\u064a\u0643\u0648\u0646 \u0645\u062f\u064a\u0646\u0627\u064b \u0644\u0644\u0628\u0646\u0643 \u0628\u0645\u0642\u062f\u0627\u0631 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0647 \u0644\u0644\u0628\u0637\u0627\u0642\u0629.
\n3\u0640 \u0639\u0646\u062f \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u062a\u064f\u062d\u0633\u0628 \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u060c \u0623\u0645\u0627 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u0641\u0647\u0648 \u0645\u062c\u0627\u0646\u064a \u0623\u0648 \u064a\u064f\u062d\u062a\u0633\u0628 \u0631\u0633\u0648\u0645 \u0645\u0627\u0644\u064a\u0629 \u0645\u0642\u0637\u0648\u0639\u0629 \u063a\u0627\u0644\u0628\u0627\u064b.
\n4\u0640 \u0623\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u062a\u0639\u062f \u0645\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0633\u062f\u0627\u062f \u0627\u0644\u0641\u0648\u0631\u064a \u060c \u0623\u0645\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u0647\u064a \u0628\u0637\u0627\u0642\u0627\u062a \u062a\u0642\u0633\u064a\u0637 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u0649 \u062a\u062f\u0648\u064a\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0641\u064a \u063a\u0627\u0644\u0628\u0647\u0627 .
\n5\u0640 \u0623\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u062a\u0639\u062f \u0645\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0628\u0627\u0626\u0639 \u060c \u0623\u0645\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u064a\u062a\u0643\u0628\u062f \u0627\u0644\u0628\u0627\u0626\u0639 \u0641\u064a\u0647\u0627 \u062f\u0641\u0639 \u0631\u0633\u0645 \u0623\u0648 \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u0641\u0627\u062a\u0648\u0631\u0629 .
\n6\u0640 \u0623\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0628\u0637\u0627\u0642\u0627\u062a \u0630\u0627\u062a \u0631\u0628\u062d\u064a\u0629 \u0645\u0628\u0627\u0634\u0631\u0629 \u060c \u0625\u0630 \u0635\u062f\u0631\u062a \u0644\u0623\u062c\u0644 \u0627\u0644\u0631\u0628\u062d \u0627\u0644\u0645\u0628\u0627\u0634\u0631 \u0628\u0633\u0628\u0628 \u0643\u062b\u0631\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0641\u0631\u0648\u0636\u0629 \u0639\u0644\u064a\u0647\u0627 \u060c \u0623\u0645\u0627 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u0641\u0647\u064a \u0630\u0627\u062a \u0631\u0628\u062d\u064a\u0629 \u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631\u0629 \u060c \u0641\u0627\u0644\u0631\u0628\u062d \u0644\u064a\u0633 \u0647\u062f\u0641\u0627\u064b \u0644\u0625\u0635\u062f\u0627\u0631\u0647\u0627 \u0641\u064a \u0627\u0644\u0623\u0635\u0644 \u060c \u0644\u0643\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627 \u0623\u0635\u0628\u062d\u062a \u062a\u062f\u0631 \u0631\u0628\u062d\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u062f\u0631 .
\n7\u0640 \u0627\u0644\u063a\u0627\u0644\u0628 \u0623\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u0644\u0627 \u064a\u0635\u062f\u0631\u0647\u0627 \u0625\u0644\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0644\u0627\u0631\u062a\u0628\u0627\u0637\u0647\u0627 \u0628\u0631\u0635\u064a\u062f \u062d\u0627\u0645\u0644\u0647\u0627 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u060c \u0623\u0645\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u0642\u062f \u062a\u0635\u062f\u0631\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u061b \u0644\u0623\u0646\u0647\u0627 \u0644\u0627 \u062a\u0631\u062a\u0628\u0637 \u0628\u0631\u0635\u064a\u062f \u062d\u0627\u0645\u0644\u0647\u0627 \u0644\u062f\u0649 \u0627\u0644\u0645\u0635\u062f\u0631 .
\n8\u0640 \u064a\u0639\u062a\u0645\u062f \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u0639\u0644\u0649 \u062a\u0637\u0648\u0631 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c \u0648\u0644\u0627 \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u064f\u0633\u062a\u0639\u0645\u0644 \u0628\u0634\u0643\u0644 \u064a\u062f\u0648\u064a \u060c \u0623\u0645\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u0642\u062f \u062a\u0633\u062a\u0639\u0645\u0644 \u0628\u0634\u0643\u0644 \u064a\u062f\u0648\u064a \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629(20) .<\/p>\n

\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u062b\u0627\u0646\u064a<\/span><\/strong>
\n\u0623\u062e\u0630 \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629<\/span><\/strong><\/p>\n

\u0644\u0645 \u062a\u0643\u0646 \u062c\u0647\u0627\u062a \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u062a\u0641\u0631\u0636 \u0631\u0633\u0648\u0645\u0627\u064b \u0639\u0644\u0649 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u060c \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u0627\u0636\u0637\u0631\u062a \u0625\u0644\u0649 \u0630\u0644\u0643 \u0628\u0633\u0628\u0628 \u0642\u0644\u0629 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u060c \u0648\u0633\u0639\u062a \u0644\u062a\u0631\u0648\u064a\u062c \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0625\u0644\u0649 \u0631\u0628\u0637 \u0625\u0635\u062f\u0627\u0631\u0647\u0627 \u0628\u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0643\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u060c \u0648\u0643\u062b\u064a\u0631\u0627\u064b \u0645\u0627 \u062e\u0641\u0651\u064e\u0636\u062a \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0633\u0628\u0628 \u0627\u0644\u062a\u0646\u0627\u0641\u0633 \u060c \u0628\u0644 \u0625\u0646 \u0628\u0639\u0636\u0647\u0627 \u064a\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0644\u062a\u0631\u0648\u064a\u062c\u0647\u0627 \u0644\u0645\u0627 \u062a\u062f\u0631\u0647 \u0645\u0646 \u0623\u0631\u0628\u0627\u062d \u0628\u0633\u0628\u0628 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u062f\u064a\u0648\u0646(21) .
\n\u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0645\u0646\u0647\u0627 \u0645\u0627 \u0647\u0648 \u0623\u0633\u0627\u0633\u064a \u0648\u0647\u0648 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0630\u064a \u064a\u0624\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0642\u0631\u0636 \u060c \u0648\u0645\u0646\u0647\u0627 \u0645\u0627 \u0647\u0648 \u062a\u0627\u0628\u0639 \u0643\u0627\u0644\u0623\u0645\u0646 \u0639\u0644\u0649 \u0627\u0644\u0646\u0641\u0633 \u0628\u0633\u0628\u0628 \u0639\u062f\u0645 \u062d\u0645\u0644 \u0627\u0644\u0646\u0642\u062f \u0648\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0625\u062c\u0631\u0627\u0621 \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u062f\u0648\u0646 \u0627\u0644\u0630\u0647\u0627\u0628 \u0625\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0648\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0634\u0631\u0627\u0621 \u0628\u0648\u0627\u0633\u0637\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0639\u0628\u0631 \u0623\u062c\u0647\u0632\u0629 \u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639(22) .
\n\u0648\u0642\u0628\u0644 \u0627\u0644\u062e\u0648\u0636 \u0641\u064a \u062d\u0643\u0645 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0623\u0634\u064a\u0631 \u0628\u0625\u064a\u062c\u0627\u0632 \u0625\u0644\u0649 \u0627\u0644\u062a\u0643\u064a\u064a\u0641 \u0627\u0644\u0641\u0642\u0647\u064a \u0644\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0645\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u062d\u0627\u0645\u0644\u0647\u0627 \u060c \u0648\u0623\u0634\u0647\u0631 \u0627\u0644\u0623\u0642\u0648\u0627\u0644 \u0641\u064a \u0630\u0644\u0643 \u0645\u0627 \u064a\u0644\u064a :
\n1\u0640 \u0623\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646\u0647\u0645\u0627 \u0636\u0645\u0627\u0646 \u060c \u0641\u0627\u0644\u0645\u0635\u062f\u0631 \u0636\u0627\u0645\u0646 \u0644\u0644\u062d\u0627\u0645\u0644 \u060c \u0641\u0625\u0646 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0642\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0641\u0647\u0648 \u0645\u0646 \u0636\u0645\u0627\u0646 \u0645\u0627 \u0644\u0645 \u064a\u062c\u0628 \u060c \u0648\u0647\u0648 \u062c\u0627\u0626\u0632 \u0634\u0631\u0639\u0627\u064b \u0639\u0646\u062f \u062c\u0645\u0647\u0648\u0631 \u0627\u0644\u0641\u0642\u0647\u0627\u0621(23) \u060c \u0648\u0647\u0630\u0627 \u0627\u0644\u062a\u0643\u064a\u064a\u0641 \u0631\u062c\u0651\u064e\u062d\u0647 \u0628\u0639\u0636 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647\u064a(24) .
\n\u0648\u0646\u0648\u0642\u0634 \u0628\u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u0643\u064a\u064a\u0641 \u0644\u0627 \u064a\u0634\u0645\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u0645\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0641\u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0644\u064a\u0633 \u0641\u064a\u0647\u0627 \u0636\u0645\u0627\u0646 \u060c \u0641\u0644\u0627 \u064a\u0634\u0645\u0644\u0647\u0627 \u0647\u0630\u0627 \u0627\u0644\u062a\u0643\u064a\u064a\u0641(25) .
\n\u0643\u0645\u0627 \u0646\u0648\u0642\u0634 \u0628\u0623\u0646 \u0627\u0644\u0636\u0645\u0627\u0646 \u064a\u0639\u0646\u064a \u0636\u0645 \u0630\u0645\u0629 \u0625\u0644\u0649 \u0630\u0645\u0629 \u0623\u062e\u0631\u0649 \u0641\u064a \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0629 \u060c \u0628\u062d\u064a\u062b \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u062f\u0627\u0626\u0646 \u0645\u0637\u0627\u0644\u0628\u0629 \u0627\u0644\u0636\u0627\u0645\u0646 \u0623\u0648 \u0627\u0644\u0645\u0636\u0645\u0648\u0646 \u0639\u0646\u0647 \u060c \u0644\u0643\u0646 \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u0627 \u064a\u0645\u0644\u0643 \u0645\u0637\u0627\u0644\u0628\u0629 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629(26) .
\n\u0648\u0642\u062f \u0623\u062c\u064a\u0628 \u0630\u0644\u0643 \u0628\u0645\u0627 \u064a\u0644\u064a :
\n\u0623\u0640 \u0623\u0646 \u0628\u0639\u0636 \u0627\u0644\u0641\u0642\u0647\u0627\u0621 \u0623\u062c\u0627\u0632 \u0641\u064a \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0634\u062a\u0631\u0627\u0637 \u0628\u0631\u0627\u0621\u0629 \u0630\u0645\u0629 \u0627\u0644\u0645\u0636\u0645\u0648\u0646 \u0639\u0646\u0647 \u060c \u0648\u0647\u0648 \u0645\u0630\u0647\u0628 \u0627\u0644\u062d\u0646\u0641\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u0643\u064a\u0629 .
\n\u0642\u0627\u0644 \u0627\u0644\u0639\u064a\u0646\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0627\u064a\u0629 : ” \u0648\u0627\u0644\u0645\u0643\u0641\u0648\u0644 \u0644\u0647 \u0628\u0627\u0644\u062e\u064a\u0627\u0631 \u0625\u0646 \u0634\u0627\u0621 \u0637\u0627\u0644\u0628 \u0627\u0644\u0630\u064a \u0639\u0644\u064a\u0647 \u0627\u0644\u0623\u0635\u0644 \u060c \u0648\u0625\u0646 \u0634\u0627\u0621 \u0637\u0627\u0644\u0628 \u0643\u0641\u064a\u0644\u0647 … \u0625\u0644\u0627\u0651\u064e \u0625\u0630\u0627 \u0634\u064f\u0631\u0637 \u0641\u064a \u0639\u0642\u062f \u0627\u0644\u0643\u0641\u0627\u0644\u0629 \u0628\u0631\u0627\u0621\u0629 \u0627\u0644\u0623\u0635\u0644”(27) .
\n\u0628 \u0640 \u0623\u0646 \u062c\u0645\u0639\u0627\u064b \u0645\u0646 \u0627\u0644\u0641\u0642\u0647\u0627\u0621 \u064a\u0631\u0648\u0646 \u0623\u0646 \u0627\u0644\u062f\u0651\u064e\u064a\u0646 \u064a\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 \u0630\u0645\u0629 \u0627\u0644\u0636\u0627\u0645\u0646 \u060c \u0648\u0644\u064a\u0633 \u0644\u0644\u062f\u0627\u0626\u0646 \u0623\u0646 \u064a\u0637\u0627\u0644\u0628 \u0627\u0644\u0623\u0635\u064a\u0644(28) .
\n\u062c \u0640 \u0623\u0646 \u0630\u0645\u0629 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0627 \u062a\u0632\u0627\u0644 \u0645\u0634\u063a\u0648\u0644\u0629 \u060c \u0648\u0639\u062f\u0645 \u0645\u0637\u0627\u0644\u0628\u062a\u0647 \u0644\u064a\u0633 \u0644\u0628\u0631\u0627\u0621\u062a\u0647\u0627 \u061b \u0628\u0644 \u0644\u0623\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0645\u0644\u062a\u0632\u0645\u0629 \u0628\u0627\u0644\u0648\u0641\u0627\u0621 \u060c \u0648\u0644\u0627 \u064a\u0648\u062c\u062f \u062d\u0627\u0644\u0627\u062a \u0639\u062c\u0632\u062a \u0641\u064a\u0647\u0627 \u0639\u0646 \u0627\u0644\u0648\u0641\u0627\u0621 \u062d\u062a\u0649 \u064a\u0637\u0627\u0644\u0628 \u0627\u0644\u062d\u0627\u0645\u0644 .
\n\u062f \u0640 \u0623\u0646 \u0623\u0647\u0644 \u0627\u0644\u062e\u0628\u0631\u0629 \u0648\u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635 \u0641\u064a \u0623\u0645\u0648\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0644\u0627 \u064a\u0646\u0641\u0648\u0646 \u062d\u0642 \u0627\u0644\u062a\u0627\u062c\u0631 \u0641\u064a \u0645\u0637\u0627\u0644\u0628\u0629 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0648\u0644\u0627 \u064a\u0639\u0648\u0644 \u0641\u064a \u0630\u0644\u0643 \u0639\u0644\u0649 \u0646\u0635\u0648\u0635 \u0627\u0644\u0639\u0642\u0648\u062f(29).<\/p>\n

2\u0640 \u0623\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646\u0647\u0645\u0627 \u062d\u0648\u0627\u0644\u0629 \u060c \u0623\u064a: \u0623\u0646 \u0627\u0644\u062d\u0627\u0645\u0644 \u064a\u062d\u064a\u0644 \u0627\u0644\u062a\u0627\u062c\u0631 \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u062f\u0631 \u060c \u0648\u0647\u0630\u0627 \u062a\u0643\u064a\u064a\u0641 \u0628\u0639\u0636 \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0645\u062c\u0645\u0639(30) \u060c \u0648\u0642\u0627\u0644 \u0628\u0639\u0636\u0647\u0645 : \u0636\u0645\u0627\u0646 \u0642\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u062d\u0648\u0627\u0644\u0629 \u0628\u0639\u062f\u0647(31) .<\/p>\n

\u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0646\u0627\u0642\u0634 \u0628\u0623\u0646 \u0627\u0644\u062d\u0648\u0627\u0644\u0629 \u0644\u0627 \u062a\u0643\u0648\u0646 \u0625\u0644\u0627 \u0628\u062f\u064a\u0646 \u062b\u0627\u0628\u062a \u060c \u0648\u0642\u0628\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0645 \u064a\u062b\u0628\u062a \u062f\u064a\u0646 \u0641\u064a \u0630\u0645\u0629 \u062d\u0627\u0645\u0644\u0647\u0627 \u060c \u0648\u0623\u0645\u0627 \u0628\u0639\u062f \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0641\u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0647\u0627 \u0644\u0627 \u064a\u0637\u0627\u0644\u0628 \u062d\u0627\u0645\u0644\u0647\u0627 \u0644\u064a\u0633 \u0644\u0623\u0646\u0647 \u0623\u062d\u0627\u0644\u0647 \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u062f\u0631\u060c \u0648\u0625\u0646\u0645\u0627 \u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0645\u0635\u062f\u0631 \u0628\u0633\u062f\u0627\u062f \u062f\u064a\u0648\u0646 \u0627\u0644\u062d\u0627\u0645\u0644 \u0644\u0644\u0642\u0627\u0628\u0644 \u062b\u0642\u0629\u064b \u0628\u0645\u0644\u0627\u0621\u062a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u060c \u0648\u0647\u0630\u0627 \u0645\u0639\u0646\u0649 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 .
\n\u0648\u0642\u062f \u0623\u0636\u0627\u0641 \u0628\u0639\u0636\u0647\u0645 \u0627\u0644\u0648\u0643\u0627\u0644\u0629 \u0625\u0644\u0649 \u0627\u0644\u0636\u0645\u0627\u0646 \u0623\u0648 \u0627\u0644\u062d\u0648\u0627\u0644\u0629 \u060c \u0644\u0643\u0646 \u0630\u0644\u0643 \u0645\u0646\u0627\u0642\u0634 \u0628\u0623\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0627 \u064a\u0645\u0644\u0643 \u0627\u0644\u062f\u0641\u0639 \u0644\u0644\u062a\u0627\u062c\u0631 \u060c \u0648\u0627\u0644\u0648\u0643\u0627\u0644\u0629 \u0644\u0627 \u062a\u0643\u0648\u0646 \u0625\u0644\u0627 \u0641\u064a \u062a\u0635\u0631\u0641 \u0645\u0645\u0644\u0648\u0643 \u0644\u0644\u0645\u0648\u0643\u0651\u0650\u0644(32) .<\/p>\n

3\u0640 \u0623\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646\u0647\u0645\u0627 \u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0645\u0642\u0631\u0636 (\u0645\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629) \u0648\u0645\u0642\u062a\u0631\u0636 (\u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629)(33) .
\n\u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0646\u0627\u0642\u0634 \u0628\u0623\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0642\u062f \u0644\u0627 \u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u060c \u0648\u0644\u0627 \u0628\u062f \u0641\u064a \u0627\u0644\u0642\u0631\u0636 \u0645\u0646 \u062f\u0641\u0639 \u0645\u0627\u0644 \u0648\u0631\u062f \u0628\u062f\u0644\u0647 \u060c \u062b\u0645 \u0625\u0646 \u0628\u064a\u0646 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0642\u0631\u0636 \u0641\u0631\u0648\u0642\u0627\u064b \u0643\u062b\u064a\u0631\u0629 _\u0643\u0645\u0627 \u0633\u0628\u0642_ .<\/p>\n

4\u0640 \u0623\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646\u0647\u0645\u0627 \u062a\u062a\u0631\u0643\u0628 \u0645\u0646 \u0639\u0642\u062f\u064a\u0646 : \u0639\u0642\u062f \u0627\u0644\u0636\u0645\u0627\u0646 \u0648\u0639\u0642\u062f \u0627\u0644\u0642\u0631\u0636\u060c \u0641\u0647\u064a \u0639\u0642\u062f \u0636\u0645\u0627\u0646 \u064a\u0624\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0642\u0631\u0636 \u0641\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0645\u0646 \u063a\u064a\u0631 \u0645\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0648\u0639\u0642\u062f \u0648\u0639\u062f \u0628\u0627\u0644\u0642\u0631\u0636 \u064a\u0624\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0642\u0631\u0636 \u0641\u064a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u0645\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629(34) \u060c \u0648\u0647\u0630\u0627 \u0647\u0648 \u0627\u0644\u0623\u0638\u0647\u0631 .
\n\u0648\u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0636\u0645\u0627\u0646 \u062c\u0627\u0646\u0628\u0627\u064b \u0631\u0626\u064a\u0633\u0627\u064b \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0639\u0644\u0627\u0642\u0629\u060c \u0641\u0625\u0646 \u0645\u0645\u0627 \u064a\u062c\u062f\u0631 \u0630\u0643\u0631\u0647 \u0623\u0646 \u0627\u0644\u0641\u0642\u0647\u0627\u0621 \u0645\u062c\u0645\u0639\u0648\u0646 \u0639\u0644\u0649 \u062a\u062d\u0631\u064a\u0645 \u0623\u062e\u0630 \u0627\u0644\u0623\u062c\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0636\u0645\u0627\u0646(35) \u061b \u0648\u0630\u0644\u0643 \u0644\u0623\u0646 \u0627\u0644\u0636\u0627\u0645\u0646 \u0644\u0647 \u062d\u0627\u0644\u062a\u0627\u0646 :
\n1\u0640 \u0623\u0646 \u064a\u062f\u0641\u0639 \u0627\u0644\u062f\u0651\u064e\u064a\u0646 \u0646\u064a\u0627\u0628\u0629 \u0639\u0646 \u0627\u0644\u0645\u0636\u0645\u0648\u0646 \u0639\u0646\u0647 \u062b\u0645 \u064a\u0631\u062c\u0639 \u0625\u0644\u064a\u0647 \u060c \u0641\u064a\u0643\u0648\u0646 \u0627\u0644\u0623\u062c\u0631 \u0627\u0644\u0645\u0634\u062a\u0631\u0637 \u0645\u0646 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0637\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0636 \u060c \u0648\u0647\u0630\u0627 \u0645\u062d\u0631\u0645 .
\n2\u0640 \u0623\u0644\u0627 \u064a\u062f\u0641\u0639 \u0627\u0644\u062f\u064a\u0646 \u060c \u0641\u064a\u0643\u0648\u0646 \u0627\u0634\u062a\u0631\u0627\u0637\u0647 \u0644\u0644\u0639\u0648\u0636 \u0645\u0646 \u0623\u0643\u0644 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0646\u0627\u0633 \u0628\u0627\u0644\u0628\u0627\u0637\u0644(36) .
\n\u0648\u0642\u062f \u0627\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u0639\u0627\u0635\u0631\u0648\u0646 \u0641\u064a \u062d\u0643\u0645 \u0623\u062e\u0630 \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0639\u0644\u0649 \u0623\u0642\u0648\u0627\u0644 :
\n\u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u0623\u0648\u0644 : \u0623\u0646\u0647 \u064a\u062d\u0631\u0645 \u0623\u062e\u0630 \u0627\u0644\u0631\u0633\u0648\u0645\u060c \u0648\u0647\u0630\u0627 \u0631\u0623\u064a \u0628\u0639\u0636 \u0623\u0639\u0636\u0627\u0621 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0643\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0645\u062d\u0645\u062f \u0627\u0644\u0642\u0631\u064a\u060c \u0648\u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u0627\u0642\u0634\u064a\u0646 \u062d\u0648\u0644 \u0647\u0630\u0627 \u0627\u0644\u0645\u0648\u0636\u0648\u0639(37) .<\/p>\n

\u0623\u062f\u0644\u0629 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644 :<\/strong>
\n1\u0640 \u0623\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0635\u062f\u0631 \u0648\u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0636\u0645\u0627\u0646 \u060c \u0648\u0623\u062e\u0630 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u0646 \u0623\u062e\u0630 \u0627\u0644\u0623\u062c\u0631 \u0639\u0644\u0649 \u0627\u0644\u0636\u0645\u0627\u0646 \u060c \u0648\u0647\u0648 \u0645\u062d\u0631\u0645 _\u0643\u0645\u0627 \u0633\u0628\u0642_(38).
\n\u0648\u0646\u0648\u0642\u0634 \u0628\u0623\u0646\u0647 \u0644\u0627 \u064a\u0638\u0647\u0631 \u0623\u0646 \u0647\u0646\u0627\u0643 \u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0627\u0644\u0636\u0645\u0627\u0646 \u060c ((\u0625\u0630 \u0644\u0627 \u0641\u0631\u0642 \u0641\u064a \u0641\u0631\u0636\u0647\u0627 \u0648\u0645\u0642\u062f\u0627\u0631\u0647\u0627 \u0628\u064a\u0646 \u0645\u0627 \u0625\u0630\u0627 \u0627\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u062d\u0627\u0645\u0644\u0647\u0627 \u0628\u0645\u0628\u0627\u0644\u063a \u0643\u062b\u064a\u0631\u0629 \u0623\u0648 \u0642\u0644\u064a\u0644\u0629 \u0623\u0648 \u0644\u0645 \u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0628\u062a\u0627\u062a\u0627\u064b))(39) .<\/p>\n

2\u0640 \u0623\u0646 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0630\u064a \u064a\u0642\u062f\u0645\u0647 \u0627\u0644\u0645\u0635\u062f\u0631 \u0634\u0628\u064a\u0647 \u0628\u0627\u0644\u0642\u0631\u0636 \u060c \u0641\u0645\u0627 \u064a\u0623\u062e\u0630\u0647 \u0645\u0646 \u0631\u0633\u0648\u0645 \u0641\u064a\u0647 \u0634\u0628\u0647\u0629 \u0627\u0644\u0631\u0628\u0627 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647 \u0645\u0646 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0637\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0636(40) .
\n\u0648\u0646\u0648\u0642\u0634 \u0628\u0623\u0646\u0647 \u0644\u0627 \u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0642\u0631\u0636 \u0648\u0628\u064a\u0646 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u060c \u0625\u0630 \u062a\u064f\u0641\u0631\u0636 \u0648\u0644\u0648 \u0644\u0645 \u062a\u0633\u062a\u062e\u062f\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629\u060c \u0648\u0647\u064a \u0631\u0633\u0648\u0645 \u0645\u0642\u0637\u0648\u0639\u0629 \u0644\u0627 \u062a\u062a\u063a\u064a\u0631 \u0628\u062a\u063a\u064a\u0631 \u062f\u064a\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u062b\u0645 \u0625\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u062a\u0643\u0648\u0646 \u0639\u0646\u062f \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u0623\u064a \u0642\u0628\u0644 \u0648\u062c\u0648\u062f \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0630\u064a \u0644\u0627 \u064a\u062d\u0635\u0644 \u0625\u0644\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0644\u0644\u0628\u0637\u0627\u0642\u0629(41) .<\/p>\n

3\u0640 \u0623\u0646 \u0628\u0639\u0636 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0643\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u0647\u0628\u064a\u0629 \u062a\u0642\u062f\u0651\u0650\u0645 \u062e\u062f\u0645\u0627\u062a \u0645\u062d\u0631\u0645\u0629 \u0643\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0627\u0629 \u060c \u0648\u0647\u0630\u0627 \u0645\u0623\u062e\u0648\u0630 \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0639\u0646\u062f \u062a\u0642\u062f\u064a\u0631 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u060c \u0641\u064a\u062d\u0631\u0645 \u0623\u062e\u0630\u0647\u0627 \u0644\u0630\u0644\u0643(42) .
\n\u0648\u0646\u0648\u0642\u0634 \u0630\u0644\u0643 \u0628\u0623\u0646\u0647 \u064a\u062d\u0631\u0645 \u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0641\u064a \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u0645\u0646\u0627\u0641\u0639 \u0627\u0644\u0645\u062d\u0631\u0645\u0629\u060c \u0648\u0644\u0627 \u064a\u0639\u0646\u064a \u0630\u0644\u0643 \u062a\u062d\u0631\u064a\u0645 \u0643\u0644 \u0631\u0633\u0645 \u0641\u064a \u0623\u064a \u0628\u0637\u0627\u0642\u0629 \u061b \u0644\u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062d\u0631\u0645\u0629 \u0644\u0627 \u062a\u0642\u062f\u0645\u0647\u0627 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 .<\/p>\n

4 \u0640 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0639\u062f\u062f \u0645\u0631\u0627\u062a \u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0645\u0646 \u0627\u0644\u062a\u0633\u0647\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645\u0646\u062d\u0647\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0648\u0647\u0630\u0647 \u0627\u0644\u0645\u0631\u0627\u062a \u063a\u064a\u0631 \u0645\u0639\u0644\u0648\u0645\u0629 \u0627\u0644\u0639\u062f\u062f \u060c \u0641\u0627\u0644\u0639\u0642\u062f \u0644\u0627 \u064a\u062e\u0644\u0648 \u0645\u0646 \u063a\u0631\u0631 \u0648\u062c\u0647\u0627\u0644\u0629(43) .
\n\u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0646\u0627\u0642\u0634 \u0630\u0644\u0643 \u0628\u0623\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u060c \u0648\u0644\u0627 \u0639\u0644\u0627\u0642\u0629 \u0644\u0647\u0627 \u0628\u0639\u062f\u062f \u0645\u0631\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u060c \u062d\u062a\u0649 \u0625\u0646 \u062d\u0627\u0645\u0644\u0647\u0627 \u064a\u062f\u0641\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0644\u0648 \u0644\u0645 \u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0625\u0637\u0644\u0627\u0642\u0627\u064b .<\/p>\n

\u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u062b\u0627\u0646\u064a : \u062c\u0648\u0627\u0632 \u0623\u062e\u0630 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645\u060c \u0648\u0647\u0630\u0627 \u0631\u0623\u064a \u0623\u0643\u062b\u0631 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u062a\u0635\u062f\u0648\u0627 \u0644\u062f\u0631\u0627\u0633\u0629 \u0623\u062d\u0643\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u060c \u0648\u0647\u0648 \u0645\u0627 \u0635\u062f\u0631 \u0639\u0646 \u0627\u0644\u0645\u062c\u0627\u0645\u0639 \u0627\u0644\u0641\u0642\u0647\u064a\u0629 \u0648\u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u060c \u0643\u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a(44) \u060c \u0648\u0647\u064a\u0626\u0629 \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u062d\u0631\u064a\u0646(45) \u060c \u0648\u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0627\u062c\u062d\u064a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629(46) \u060c \u0648\u0647\u064a\u0626\u0629 \u0627\u0644\u0641\u062a\u0648\u0649 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0641\u064a \u0628\u064a\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0643\u0648\u064a\u062a\u064a(47) \u060c \u0648\u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 \u0627\u0644\u0641\u0642\u0647\u064a\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0634\u0631\u0629(48) \u060c \u0648\u0627\u062e\u062a\u0627\u0631\u0647 \u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0643\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0628\u062f \u0627\u0644\u0648\u0647\u0627\u0628 \u0623\u0628\u0648 \u0633\u0644\u064a\u0645\u0627\u0646\u060c \u0648\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0628\u062f \u0627\u0644\u0633\u062a\u0627\u0631 \u0623\u0628\u0648 \u063a\u062f\u0629\u060c \u0648\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0631\u0641\u064a\u0642 \u0627\u0644\u0645\u0635\u0631\u064a\u060c \u0648\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0646\u0632\u064a\u0647 \u062d\u0645\u0627\u062f\u060c \u0648\u0627\u0644\u0634\u064a\u062e \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0645\u0646\u064a\u0639(49) .
\n\u0648\u0645\u0646 \u0623\u062f\u0644\u0629 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644 :<\/p>\n

1\u0640 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0645\u0646 \u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u0641\u0631\u0648\u0639 \u0628\u0639\u0636 \u0627\u0644\u0628\u0646\u0648\u0643 \u0623\u0648 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0647\u0627\u060c \u0648\u0647\u064a \u0623\u062c\u0631\u0629 \u0645\u0642\u0637\u0648\u0639\u0629 \u0644\u0627 \u0639\u0644\u0627\u0642\u0629 \u0644\u0647\u0627 \u0628\u0645\u0642\u062f\u0627\u0631 \u062f\u064a\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0641\u0647\u064a \u0623\u062c\u0631\u0629 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0639\u0645\u0644(50) .
\n\u0648\u0642\u062f \u064a\u064f\u0642\u0627\u0644: \u0625\u0646 \u0645\u0646 \u0623\u0647\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0627\u0644\u0636\u0645\u0627\u0646 \u060c \u0641\u0642\u062f \u064a\u0643\u0648\u0646 \u0641\u064a\u0647\u0627 \u0634\u0628\u0647\u0629 \u0623\u062e\u0630 \u0627\u0644\u0623\u062c\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0636\u0645\u0627\u0646 .<\/p>\n

2\u0640 \u0623\u0646 \u0625\u0635\u062f\u0627\u0631 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u062a\u0643\u0644\u0641 \u0627\u0644\u0628\u0646\u0643 \u0623\u0639\u0645\u0627\u0644\u0627\u064b \u0625\u062f\u0627\u0631\u064a\u0629 \u0643\u062b\u064a\u0631\u0629 \u0643\u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0625\u0634\u0639\u0627\u0631 \u0648\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0641\u062a\u062d \u0627\u0644\u0645\u0644\u0641 \u0648\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u064a\u062d\u062a\u0627\u062c \u0644\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627 \u0648\u0645\u0627 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u0649 \u0630\u0644\u0643 \u0645\u0646 \u0623\u0639\u0645\u0627\u0644 \u0645\u0643\u062a\u0628\u064a\u0629 \u0648\u0645\u0648\u0638\u0641\u064a\u0646 \u0648\u0627\u0633\u062a\u0626\u062c\u0627\u0631 \u0645\u0648\u0627\u0642\u0639 \u0644\u0644\u0623\u062c\u0647\u0632\u0629 \u0648\u0625\u062c\u0631\u0627\u0621 \u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0647\u0627\u062a\u0641\u064a\u0629 \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u060c \u0641\u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641(51) .
\n\u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0646\u0627\u0642\u0634 \u0628\u0623\u0646 \u0645\u062c\u0645\u0648\u0639 \u0627\u0644\u0631\u0633\u0648\u0645 \u0642\u062f \u064a\u0632\u064a\u062f \u0643\u062b\u064a\u0631\u0627\u064b \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u062e\u0627\u0635\u0629 \u0645\u0639 \u0643\u062b\u0631\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u061b \u0644\u0630\u0627 \u0641\u0644\u0627 \u0628\u062f \u0645\u0646 \u0627\u0644\u062a\u0623\u0643\u064a\u062f \u0639\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u062e\u0631\u0648\u062c\u0627\u064b \u0645\u0646 \u0634\u0628\u0647\u0629 \u0627\u0644\u0623\u062c\u0631 \u0639\u0644\u0649 \u0627\u0644\u0636\u0645\u0627\u0646 \u0648\u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0637\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0636 \u0641\u064a\u0645\u0627 \u0632\u0627\u062f \u0639\u0646 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 .<\/p>\n

3\u0640 \u0639\u0644\u0649 \u062a\u0643\u064a\u064a\u0641 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0645\u0635\u062f\u0631 \u0648\u0627\u0644\u062d\u0627\u0645\u0644 \u0628\u0623\u0646\u0647\u0627 \u0642\u0631\u0636 \u060c \u0641\u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u062a\u0639\u062f \u0645\u0646 \u0623\u062c\u0648\u0631 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u060c \u0648\u0642\u062f \u0623\u062c\u0627\u0632 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0641\u064a \u062f\u0631\u0648\u062a\u0647 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u0647\u0630\u0647 \u0627\u0644\u0623\u062c\u0648\u0631 \u0628\u0634\u0631\u0637 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0641\u064a \u062d\u062f\u0648\u062f \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u060c \u0648\u0623\u0634\u0627\u0631 \u0628\u0639\u0636 \u0627\u0644\u0641\u0642\u0647\u0627\u0621 \u0625\u0644\u0649 \u0645\u0627 \u064a\u0634\u0628\u0647 \u0647\u0630\u0647 \u0627\u0644\u0635\u0648\u0631\u0629(52) .
\n\u0648\u0642\u062f \u0633\u0628\u0642 \u0645\u0627 \u0641\u064a \u062a\u0643\u064a\u064a\u0641 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0639\u0644\u0649 \u0623\u0646\u0647\u0627 \u0642\u0631\u0636 .<\/p>\n

\u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u062b\u0627\u0644\u062b : \u0627\u0644\u062a\u0641\u0635\u064a\u0644 \u060c \u0648\u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0623\u0642\u0633\u0627\u0645 :<\/strong>
\n\u0623\u0640 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0648\u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u060c \u0648\u0647\u0630\u0647 \u062c\u0627\u0626\u0632\u0629 \u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u062a\u0643\u0627\u0644\u064a\u0641 \u0623\u0645\u0648\u0631 \u0645\u062d\u0631\u0645\u0629 \u0643\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u062a\u0645 \u062a\u0642\u062f\u064a\u0631\u0647\u0627 \u0628\u062f\u0642\u0629 \u0648\u0639\u062f\u0644 .
\n\u0628 \u0640 \u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u060c \u0648\u0647\u0630\u0647 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u062e\u0630\u0647\u0627 \u0644\u0645\u0627 \u0645\u0636\u0649 .
\n\u062c \u0640 \u0623\u062c\u0648\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0648\u0647\u0630\u0647 \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639 \u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0636\u0645\u0627\u0646 \u061b \u0644\u0630\u0627 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u062e\u0630\u0647\u0627 \u061b \u0644\u0644\u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0641\u0642\u0647\u064a\u0629 (\u0627\u0644\u062a\u0627\u0628\u0639 \u062a\u0627\u0628\u0639)\u060c \u0648\u062d\u0643\u0645 \u0631\u0633\u0648\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u062a\u0627\u0628\u0639\u0629 \u0644\u062d\u0643\u0645 \u0631\u0633\u0648\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u060c \u0648\u0644\u0645\u0627 \u062c\u0627\u0621 \u0641\u064a \u0627\u0644\u0642\u0627\u0639\u062f\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 (\u0625\u0630\u0627 \u0627\u062c\u062a\u0645\u0639 \u0627\u0644\u062d\u0644\u0627\u0644 \u0648\u0627\u0644\u062d\u0631\u0627\u0645 \u063a\u064f\u0644\u0651\u0650\u0628 \u062c\u0627\u0646\u0628 \u0627\u0644\u062d\u0631\u0627\u0645)(53) .<\/p>\n

\u0648\u064a\u0638\u0647\u0631 \u0644\u064a \u0631\u062c\u062d\u0627\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644 \u0644\u0642\u0648\u0629 \u0623\u062f\u0644\u062a\u0647 \u060c \u0648\u0644\u0645\u0627 \u0641\u064a\u0647 \u0645\u0646 \u0627\u0644\u062a\u0648\u0633\u0637 \u0628\u064a\u0646 \u062a\u0636\u064a\u064a\u0642 \u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u0623\u0648\u0644 \u0648\u0625\u0637\u0644\u0627\u0642 \u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u062b\u0627\u0646\u064a \u060c \u0648\u0641\u064a\u0647 \u062c\u0645\u0639 \u0628\u064a\u0646 \u0627\u0644\u0623\u062f\u0644\u0629 \u060c \u0648\u062a\u062d\u0627\u0634\u064d \u0644\u0645\u0627 \u0630\u0643\u0631\u0647 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u0623\u0648\u0644 \u0645\u0646 \u0645\u0648\u0627\u0646\u0639 \u0644\u0623\u062e\u0630 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645\u060c \u0645\u0639 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644 \u0641\u064a \u0627\u0644\u0648\u0627\u0642\u0639 \u0647\u0648 \u0645\u0631\u0627\u062f \u0643\u062b\u064a\u0631 \u0645\u0646 \u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u062b\u0627\u0646\u064a\u060c \u062d\u064a\u062b \u0642\u064a\u0651\u064e\u062f \u0628\u0639\u0636\u0647\u0645 \u0627\u0644\u062c\u0648\u0627\u0632 \u0628\u0623\u0646 \u062a\u0643\u0648\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0623\u062c\u0631\u0627\u064b \u0645\u0642\u0637\u0648\u0639\u0627\u064b \u0641\u064a \u062d\u062f\u0648\u062f \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0643\u0645\u0627 \u0641\u064a \u0642\u0631\u0627\u0631 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u060c \u0625\u0644\u0627 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644 \u062a\u0645\u064a\u0632 \u0628\u0627\u0644\u062a\u0641\u0635\u064a\u0644 \u0648\u0628\u064a\u0627\u0646 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0623\u062e\u0648\u0630\u0629 .
\n\u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0630\u0644\u0643 \u0641\u0625\u0630\u0627 \u0623\u0645\u0643\u0646 \u0625\u0635\u062f\u0627\u0631 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u062f\u0648\u0646 \u0631\u0633\u0648\u0645 \u0641\u0647\u0648 \u0623\u062d\u0648\u0637 \u0648\u0623\u0628\u0639\u062f \u0639\u0646 \u0627\u0644\u0634\u0628\u0647\u0629 \u060c \u0628\u062d\u064a\u062b \u064a\u063a\u0637\u064a \u0627\u0644\u0628\u0646\u0643 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u0645\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u062c\u0627\u0626\u0632\u0629 \u0634\u0631\u0639\u0627\u064b .<\/p>\n

\u0648\u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0642\u0627\u0636\u0649 \u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u0625\u062c\u0631\u0627\u0621 \u062f\u0631\u0627\u0633\u0627\u062a \u0641\u0646\u064a\u0629 \u062f\u0642\u064a\u0642\u0629 \u0644\u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0644\u0625\u0635\u062f\u0627\u0631 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u060c \u0628\u062d\u064a\u062b \u0644\u0627 \u064a\u0632\u064a\u062f \u0627\u0644\u0631\u0633\u0645 \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u060c \u0623\u0645\u0627 \u0645\u0639 \u0639\u062f\u0645 \u0631\u0628\u0637 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0641\u0647\u064a \u0645\u062d\u0644 \u0634\u0628\u0647\u0629 \u060c \u0625\u0630 \u0642\u062f \u062a\u0643\u0648\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0643\u062b\u064a\u0631 \u062e\u0627\u0635\u0629 \u0645\u0639 \u0643\u062b\u0631\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u064f\u0635\u0652\u062f\u064e\u0631\u0629 \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645\u060c \u062d\u064a\u062b \u064a\u0635\u0644 \u0628\u0639\u0636\u0647\u0627 \u0625\u0644\u0649 \u0645\u0627 \u064a\u0642\u0631\u0628 \u0645\u0646 \u0623\u0644\u0641 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a(54) .
\n\u0648\u0642\u062f \u0630\u0643\u0631 \u0628\u0639\u0636 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0623\u0646 \u0645\u0639\u0638\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0644\u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0641\u064a \u0623\u0645\u0631\u064a\u0643\u0627 \u0644\u0627 \u062a\u062a\u0642\u0627\u0636\u0649 \u0623\u064a \u0631\u0633\u0645 \u0645\u0642\u0627\u0628\u0644 \u0625\u0635\u062f\u0627\u0631\u0647\u0627(55) \u060c \u0648\u0644\u0639\u0644 \u0630\u0644\u0643 \u0645\u0631\u062f\u0647 \u0625\u0644\u0649 \u0627\u0643\u062a\u0641\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0628\u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0643\u0628\u064a\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u062f\u0631\u0647\u0627 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u062e\u0627\u0635\u0629 \u0645\u0639 \u0645\u0628\u062f\u0623 \u062a\u062f\u0648\u064a\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 .
\n\u0648\u0645\u0645\u0627 \u064a\u0646\u0648\u0651\u064e\u0647 \u0625\u0644\u064a\u0647 \u0623\u0646 \u0628\u0639\u0636 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0642\u062f \u062a\u062e\u0641\u0651\u0650\u0636 \u0645\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0628\u0639\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u062d\u0633\u0628 \u0623\u0631\u0635\u062f\u062a\u0647\u0645 \u0641\u064a\u0647\u0627 \u060c \u0648\u0647\u0630\u0627 \u0641\u064a\u0647 \u0645\u062d\u0630\u0648\u0631 \u061b \u0644\u0623\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0644\u0645 \u064a\u064f\u0646\u0638\u0631 \u0641\u064a\u0647\u0627 \u0625\u0644\u0649 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u060c \u0648\u0625\u0646\u0645\u0627 \u0646\u064f\u0638\u0631 \u0625\u0644\u0649 \u0627\u0644\u0645\u0644\u0627\u0621\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u060c \u0648\u0647\u0630\u0627 \u0644\u0647 \u0639\u0644\u0627\u0642\u0629 \u0628\u0627\u0644\u0636\u0645\u0627\u0646 \u060c \u0641\u0643\u0623\u0646 \u0627\u0644\u0628\u0646\u0643 \u064a\u062e\u0641\u0636 \u0645\u0646 \u0627\u0644\u0631\u0633\u0645 \u0644\u062b\u0642\u062a\u0647 \u0628\u0627\u0644\u0639\u0645\u064a\u0644 \u060c \u0623\u064a \u0623\u0646 \u0627\u0644\u0628\u0646\u0643 \u0644\u0646 \u064a\u0648\u0627\u062c\u0647 \u0645\u0634\u0643\u0644\u0629 \u0645\u0639\u0647 \u0639\u0646\u062f \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0636\u0645\u0627\u0646 \u060c \u0641\u0627\u0644\u0623\u0648\u0644\u0649 \u062a\u0648\u062d\u064a\u062f \u0627\u0644\u0631\u0633\u0648\u0645 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 .<\/p>\n

\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u062b\u0627\u0644\u062b<\/span><\/strong>
\n\u0623\u062e\u0630 \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629<\/span><\/strong><\/p>\n

\u062a\u0642\u0648\u0645 \u062c\u0647\u0627\u062a \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0628\u0641\u0631\u0636 \u0631\u0633\u0648\u0645 (\u0641\u0648\u0627\u0626\u062f) \u0639\u0644\u0649 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0648\u062a\u062a\u0628\u0639 \u0641\u064a \u0641\u0631\u0636 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u0627\u062d\u062a\u0633\u0627\u0628 \u0627\u0644\u0641\u0648\u0631\u064a \u060c \u062d\u064a\u062b \u064a\u062a\u0645 \u0627\u062d\u062a\u0633\u0627\u0628 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u0645\u0646 \u0623\u0648\u0644 \u064a\u0648\u0645 \u062a\u0645 \u0641\u064a\u0647 \u0627\u0644\u0633\u062d\u0628 \u060c \u0623\u064a \u0623\u0646 \u0627\u0644\u0633\u0627\u062d\u0628 \u0644\u0646 \u064a\u062f\u0641\u0639 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0625\u0644\u0627 \u0648\u0645\u0639\u0647 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u060c \u0648\u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u0646 \u0623\u0647\u0645 \u0645\u0648\u0627\u0631\u062f \u062c\u0647\u0627\u062a \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u060c
\n\u0648\u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0639\u0644\u0649 \u0634\u0643\u0644 \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u060c \u0648\u0642\u062f \u062a\u0643\u0648\u0646 \u0645\u0628\u0644\u063a\u0627\u064b \u0645\u0642\u0637\u0648\u0639\u0627\u064b \u060c \u0648\u0642\u062f \u062a\u062c\u0645\u0639 \u0627\u0644\u0627\u062b\u0646\u064a\u0646 \u0645\u0639\u0627\u064b(56) .
\n\u0648\u0642\u062f \u0633\u0628\u0642\u062a \u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u064a\u0639\u0646\u064a \u0625\u0646\u0634\u0627\u0621 \u0642\u0631\u0636 \u064a\u0645\u062b\u0651\u0650\u0644 \u0641\u064a\u0647 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0646\u0647 \u0645\u0642\u0631\u0636\u0627\u064b \u0648\u0627\u0644\u0633\u0627\u062d\u0628 \u0645\u0642\u062a\u0631\u0636\u0627\u064b .
\n\u0648\u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0645\u0642\u0631\u0631\u0629 \u062a\u062d\u0631\u064a\u0645 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0637\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0636 \u060c \u0625\u0644\u0627 \u0623\u0646 \u0630\u0644\u0643 \u0644\u064a\u0633 \u0639\u0644\u0649 \u0625\u0637\u0644\u0627\u0642\u0647 \u060c \u0641\u0644\u0627 \u064a\u062f\u062e\u0644 \u0641\u064a \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u062d\u0631\u0645\u0629 \u0645\u0627 \u064a\u0644\u064a :
\n1\u0640 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0643\u0628\u062f\u0647\u0627 \u0627\u0644\u0645\u0642\u0631\u0636 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0642\u0631\u0636 \u061b \u0644\u0623\u0646\u0647 \u0645\u062d\u0633\u0646\u060c \u0648\u0642\u062f \u0642\u0627\u0644 \u0627\u0644\u0644\u0647 _\u062a\u0639\u0627\u0644\u0649_: “\u0645\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u062d\u0633\u0646\u064a\u0646 \u0645\u0646 \u0633\u0628\u064a\u0644” \u060c \u0641\u0644\u0627 \u064a\u063a\u0631\u0645 \u0627\u0644\u0645\u0642\u0631\u0636 \u0641\u064a \u0633\u0628\u064a\u0644 \u0625\u062d\u0633\u0627\u0646\u0647 .
\n2\u0640 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u062a\u064a \u0644\u0644\u0645\u0642\u062a\u0631\u0636 \u061b \u0644\u0623\u0646\u0647\u0627 \u0632\u064a\u0627\u062f\u0629 \u0625\u0631\u0641\u0627\u0642 .
\n3\u0640 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629 \u0623\u0648 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 \u0623\u0642\u0648\u0649 .
\n4\u0640 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0634\u0631\u0648\u0637\u0629 \u0628\u0639\u062f \u0627\u0644\u0633\u062f\u0627\u062f .
\n5\u0640 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0623\u0635\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u062a\u0646\u0641\u0643 \u0639\u0646 \u0627\u0644\u0642\u0631\u0636 \u0643\u0627\u0644\u0627\u0646\u062a\u0641\u0627\u0639 \u0628\u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0642\u062a\u0631\u0636 .
\n\u0641\u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u062d\u0631\u0645\u0629 \u060c\u0647\u064a: ((\u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0632\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0637\u0629 \u0644\u0644\u0645\u0642\u0631\u0636 \u0639\u0644\u0649 \u0627\u0644\u0645\u0642\u062a\u0631\u0636))(57) .<\/p>\n

\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a :<\/strong><\/p>\n

\u0644\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u062d\u0627\u0644\u062a\u0627\u0646 :
\n1\u0640 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u064a\u062f\u0648\u064a :<\/strong><\/span> \u0648\u0627\u0644\u0645\u0631\u0627\u062f \u0645\u0627 \u064a\u062d\u0635\u0644 \u0628\u0625\u0628\u0631\u0627\u0632 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u0644\u0628\u0646\u0643 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0646\u0642\u0648\u062f \u0645\u0646\u0627\u0648\u0644\u0629\u064b \u060c \u0648\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0629 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u062e\u0630 \u0623\u064a \u0631\u0633\u0648\u0645 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0633\u062d\u0628\u061b \u0644\u0623\u0646 \u0630\u0644\u0643 \u0645\u0646 \u0627\u0644\u0631\u0628\u0627 \u0627\u0644\u0635\u0631\u064a\u062d\u060c \u0648\u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0644\u0627 \u064a\u0642\u0627\u0628\u0644\u0647\u0627 \u062a\u0643\u0627\u0644\u064a\u0641 \u0641\u0639\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u063a\u0627\u0644\u0628 \u061b \u0648\u0645\u0646 \u0647\u0646\u0627 \u0641\u0642\u062f \u0623\u0643\u062f\u062a \u0641\u062a\u0627\u0648\u0649 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0639\u0644\u0649 \u062d\u0631\u0645\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u064a\u062f\u0648\u064a \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0631\u0628\u0648\u064a\u0629 \u061b \u0644\u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0628\u0646\u0648\u0643 \u062a\u062d\u062a\u0633\u0628 \u0641\u0627\u0626\u062f\u0629 \u0631\u0628\u0648\u064a\u0629 \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062d\u0648\u0628(58) .<\/p>\n

2\u0640 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0622\u0644\u064a<\/strong> <\/span>\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u0643\u0648\u0646 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a (ATM) \u060c \u0648\u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0633\u062d\u0628 \u0639\u0627\u062f\u0629\u064b \u0645\u0627 \u064a\u0643\u0648\u0646 \u0644\u0647 \u062a\u0643\u0627\u0644\u064a\u0641 \u0645\u0646 \u0623\u062c\u0647\u0632\u0629 \u0648\u0635\u064a\u0627\u0646\u0629 \u0648\u0627\u0633\u062a\u0626\u062c\u0627\u0631 \u0645\u0648\u0627\u0642\u0639 \u0648\u0646\u062d\u0648 \u0630\u0644\u0643 .
\n\u0648\u0644\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0646\u0647 \u062d\u0627\u0644\u062a\u0627\u0646 :
\n1\u0640 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u0645\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0648\u0647\u0630\u0627 \u0642\u0631\u0636 \u0643\u0645\u0627 \u0633\u0628\u0642 .
\n2\u0640 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u063a\u064a\u0631 \u0645\u0635\u062f\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u060c \u0648\u0647\u0630\u0627 \u0636\u0645\u0627\u0646 \u064a\u0624\u0648\u0644 \u0625\u0644\u0649 \u0642\u0631\u0636 \u060c \u0641\u0647\u0648 \u0642\u0631\u0636 \u0628\u064a\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0646\u0647 \u060c \u0648\u0636\u0645\u0627\u0646 \u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0631\u0627\u0639\u064a\u0629 \u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u0645\u0627 \u0641\u064a\u0647\u0627 \u0627\u0644\u0645\u0635\u062f\u0631 \u0648\u0628\u064a\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0646\u0647 \u060c \u062d\u064a\u062b \u064a\u0639\u0648\u062f \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u062f\u0631 \u0628\u0627\u0644\u0645\u0628\u0644\u063a(59) .<\/p>\n

\u0648\u0642\u062f \u0627\u062e\u062a\u0644\u0641 \u0627\u0644\u0628\u0627\u062d\u062b\u0648\u0646 \u0641\u064a \u062d\u0643\u0645 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0623\u062e\u0648\u0630\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0628\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 :
\n\u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u0623\u0648\u0644 : \u0625\u0646\u0647 \u0644\u0627 \u064a\u062c\u0648\u0632 \u0623\u062e\u0630 \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u0637\u0644\u0642\u0627\u064b\u060c \u0633\u0648\u0627\u0621\u064b \u0623\u0643\u0627\u0646\u062a \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0646\u0641\u0642\u0627\u062a \u0641\u0639\u0644\u064a\u0629 \u0623\u0645 \u0644\u0645 \u062a\u0643\u0646\u060c \u0648\u0647\u0630\u0627 \u0631\u0623\u064a \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0645\u062d\u0645\u062f \u0627\u0644\u0642\u0631\u064a(60)\u060c
\n\u0648\u062f\u0644\u064a\u0644 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0645\u0646 \u0627\u0644\u0631\u0628\u0627 \u0627\u0644\u0645\u062d\u0631\u0645\u061b \u0644\u0623\u0646\u0647\u0627 \u0645\u0646 \u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0642\u0631\u0648\u0636 .
\n\u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0646\u0627\u0642\u0634 \u0628\u0645\u0627 \u064a\u0644\u064a :
\n1\u0640 \u0644\u0627 \u064a\u064f\u0633\u0644\u0645 \u0623\u0646 \u0623\u064a \u0632\u064a\u0627\u062f\u0629 \u062a\u0639\u062f \u0645\u0646 \u0627\u0644\u0631\u0628\u0627 \u061b \u0641\u0642\u062f \u0633\u0628\u0642 \u0623\u0646 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u062d\u0631\u0645\u0629 \u0647\u064a \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0632\u0627\u0626\u062f\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0637\u0629 \u0644\u0644\u0645\u0642\u0631\u0636 \u060c \u0648\u0642\u062f \u062a\u0643\u0648\u0646 \u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0645\u0646 \u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0642\u0631\u0636 \u060c \u0641\u0644\u0627 \u064a\u062a\u0643\u0628\u062f\u0647\u0627 \u0627\u0644\u0645\u0642\u0631\u0636 \u060c \u0641\u0627\u0644\u0633\u062d\u0628 \u064a\u062a\u0637\u0644\u0628 \u0623\u062c\u0647\u0632\u0629 \u0644\u0647\u0627 \u0643\u0644\u0641\u0629 \u0645\u0646 \u062b\u0645\u0646 \u0627\u0644\u062c\u0647\u0627\u0632 \u0648\u0623\u062c\u0631\u0629 \u0645\u0643\u0627\u0646\u0647 \u060c \u0643\u0645\u0627 \u064a\u062a\u0637\u0644\u0628 \u0625\u062c\u0631\u0627\u0621 \u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0648\u062a\u062d\u0645\u0644 \u0625\u0631\u0633\u0627\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0625\u0628\u0631\u0627\u0642 \u0648\u0646\u062d\u0648 \u0630\u0644\u0643 .
\n2\u0640 \u0623\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u0641\u062a\u0627\u0648\u0649 \u0648\u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0623\u0643\u062f\u062a \u0639\u0644\u0649 \u0623\u0644\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0639\u0644\u0649 \u0627\u0644\u0633\u062d\u0628 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062f\u0651\u064e\u064a\u0646 \u0642\u062f\u0631\u0627\u064b \u0623\u0648 \u0623\u062c\u0644\u0627\u064b \u060c \u0648\u0647\u0630\u0627 \u064a\u062f\u0644 \u0639\u0644\u0649 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0644\u0627 \u0639\u0644\u0627\u0642\u0629 \u0644\u0647\u0627 \u0628\u0627\u0644\u0642\u0631\u0636 .
\n\u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u062b\u0627\u0646\u064a : \u062c\u0648\u0627\u0632 \u0623\u062e\u0630 \u0627\u0644\u0631\u0633\u0648\u0645\u060c \u0633\u0648\u0627\u0621\u064b \u0623\u0643\u0627\u0646\u062a \u0646\u0633\u0628\u0629 \u0645\u0626\u0648\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0623\u0645 \u0643\u0627\u0646\u062a \u0645\u0628\u0644\u063a\u0627\u064b \u0645\u0642\u0637\u0648\u0639\u0627\u064b\u060c \u0648\u0647\u0630\u0627 \u0645\u0627 \u0635\u062f\u0631 \u0639\u0646 \u0647\u064a\u0626\u0629 \u0627\u0644\u0641\u062a\u0648\u0649 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0641\u064a \u0628\u064a\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0643\u0648\u064a\u062a\u064a(61)\u060c \u0648\u0641\u062a\u0648\u0649 \u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629(62) \u060c \u0648\u0628\u0639\u0636 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0643\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0628\u062f \u0627\u0644\u0633\u062a\u0627\u0631 \u0623\u0628\u0648 \u063a\u062f\u0629\u060c \u0648\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0645\u062d\u0645\u062f \u0645\u062e\u062a\u0627\u0631 \u0627\u0644\u0633\u0644\u0627\u0645\u064a(63) .
\n\u0648\u0645\u0646 \u0623\u062f\u0644\u0629 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644 : \u0623\u0646 \u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u062e\u062f\u0645\u0627\u062a \u064a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0645\u0635\u062f\u0631 \u0645\u0646 \u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u0645\u0627\u0644 \u0625\u0644\u0649 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0641\u064a \u0623\u064a \u0645\u0643\u0627\u0646 \u0639\u0628\u0631 \u0641\u0631\u0648\u0639\u0647 \u0623\u0648 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0641 \u060c \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u062e\u062f\u0645\u0627\u062a \u064a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0646\u0647 \u0645\u0646 \u0625\u062c\u0631\u0627\u0621 \u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0625\u0628\u0631\u0627\u0642 \u0648\u0623\u062c\u0647\u0632\u0647 \u0635\u0631\u0641 \u0648\u0646\u062d\u0648 \u0630\u0644\u0643(64) .<\/p>\n

\u0648\u0642\u062f \u0646\u0648\u0642\u0634 \u0630\u0644\u0643 \u0628\u0645\u0627 \u064a\u0644\u064a :
\n\u0623\u0640 \u0623\u0646\u0647 \u0644\u0627 \u064a\u064f\u0633\u0644\u0645 \u0628\u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u062f\u0645\u0647\u0627 \u0627\u0644\u0645\u0635\u062f\u0631 \u0623\u0648 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0646\u0647 \u060c \u0625\u0630 \u0644\u0648 \u0643\u0627\u0646\u062a \u0643\u0630\u0644\u0643 \u0644\u0645\u0627 \u0627\u062e\u062a\u0644\u0641\u062a \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0645\u0628\u0644\u063a (\u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629) \u060c \u0641\u062a\u062d\u0635\u064a\u0644 \u0645\u0626\u0629 \u0623\u0644\u0641 \u0644\u0627 \u064a\u062e\u062a\u0644\u0641 \u0643\u062b\u064a\u0631\u0627\u064b \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0639\u0646 \u062a\u062d\u0635\u064a\u0644 \u0623\u0644\u0641 \u060c \u0641\u0627\u0644\u0648\u0627\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0631\u0633\u0645 \u0645\u0628\u0644\u063a\u0627\u064b \u0645\u0642\u0637\u0648\u0639\u0627\u064b \u0639\u0644\u0649 \u0645\u0642\u062f\u0627\u0631 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u062e\u0631\u0648\u062c\u0627\u064b \u0645\u0646 \u0627\u0644\u062a\u0633\u062a\u0631 \u0639\u0644\u0649 \u0627\u0644\u0631\u0628\u0627 \u0628\u0627\u0633\u0645 \u0627\u0644\u0631\u0633\u0648\u0645(65) .
\n\u0628 \u0640 \u0623\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0642\u062f \u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0628\u0639\u0636 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0643\u0627\u0644\u0627\u0633\u062a\u0639\u0644\u0627\u0645 \u0639\u0646 \u0627\u0644\u0631\u0635\u064a\u062f \u0648\u0646\u062d\u0648\u0647 \u0645\u0639 \u0623\u0646\u0647\u0627 \u0643\u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u062a\u0642\u0631\u064a\u0628\u0627\u064b \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0625\u0644\u0627 \u0623\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0644\u0627 \u062a\u062d\u062a\u0633\u0628 \u0641\u0648\u0627\u0626\u062f \u0643\u0645\u0627 \u0641\u064a \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u060c \u0648\u0647\u0630\u0627 \u064a\u062f\u0644 \u0639\u0644\u0649 \u0627\u0631\u062a\u0628\u0627\u0637 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0627\u0644\u0642\u0631\u0636(66) .
\n\u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u062b\u0627\u0644\u062b : \u0623\u0646\u0647 \u064a\u062c\u0648\u0632 \u0623\u062e\u0630 \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0634\u0631\u0637 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0628\u0644\u063a\u0627\u064b \u0645\u0642\u0637\u0648\u0639\u0627\u064b \u0644\u0627 \u0646\u0633\u0628\u0629\u064b \u0645\u0626\u0648\u064a\u0629\u064b .
\n\u0648\u0647\u0630\u0627 \u0645\u0627 \u0635\u062f\u0631 \u0628\u0627\u0644\u0623\u063a\u0644\u0628\u064a\u0629 \u0639\u0646 \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0627\u062c\u062d\u064a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629(67) \u060c \u0648\u0647\u064a\u0626\u0629 \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629(68) .<\/p>\n

\u0648\u062f\u0644\u064a\u0644 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644 \u0643\u0645\u0627 \u062c\u0627\u0621 \u0641\u064a \u0627\u0644\u0642\u0631\u0627\u0631 (466) \u0623\u0646 \u062a\u063a\u064a\u0631 \u0627\u0644\u0631\u0633\u0645 \u0628\u062a\u063a\u064a\u0631 \u0627\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0641\u064a\u0647 \u0634\u0628\u0647\u0629 \u0627\u0644\u0631\u0628\u0627 (\u0627\u0644\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0626\u0648\u064a\u0629) \u060c \u0648\u0647\u0630\u0627 \u0645\u0646\u062a\u0641\u064d \u0641\u064a \u062d\u0627\u0644\u0629 \u0643\u0648\u0646 \u0627\u0644\u0631\u0633\u0645 \u0645\u0628\u0644\u063a\u0627\u064b \u0645\u0642\u0637\u0648\u0639\u0627\u064b \u0641\u064a \u0643\u0644 \u062d\u0627\u0644\u0629 \u0645\u0646 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0633\u062d\u0628 .
\n\u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0646\u0627\u0642\u0634 \u0630\u0644\u0643 \u0628\u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0631\u0633\u0645 \u0642\u062f \u064a\u0643\u0648\u0646 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u060c \u0648\u0645\u0627 \u0632\u0627\u062f \u0639\u0646\u0647\u0627 \u0641\u064a\u0647 \u0634\u0628\u0647\u0629 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0634\u0631\u0648\u0637\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0636 .<\/p>\n

\u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u0631\u0627\u0628\u0639 : \u0623\u0646\u0647 \u064a\u062c\u0648\u0632 \u0623\u062e\u0630 \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0634\u0631\u0637 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0628\u0644\u063a\u0627\u064b \u0645\u0642\u0637\u0648\u0639\u0627\u064b \u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0642\u0631\u0627\u0636 \u060c \u0648\u0644\u0627 \u064a\u062c\u0648\u0632 \u0627\u0644\u0632\u064a\u0627\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u060c \u0648\u0647\u0630\u0627 \u0631\u0623\u064a \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a(69) \u060c \u0648\u0628\u0639\u0636 \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0645\u062c\u0645\u0639 \u0643\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0646\u0632\u064a\u0647 \u062d\u0645\u0627\u062f \u0648\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0644\u064a \u0627\u0644\u0633\u0627\u0644\u0648\u0633(70) \u060c \u0648\u0627\u062e\u062a\u0627\u0631\u0647 \u0628\u0639\u0636 \u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0627\u062c\u062d\u064a \u0643\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0623\u062d\u0645\u062f \u0628\u0646 \u0639\u0644\u064a \u0633\u064a\u0631 \u0627\u0644\u0645\u0628\u0627\u0631\u0643\u064a(71) \u060c \u0648\u0627\u0644\u0628\u0627\u062d\u062b \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u062d\u062c\u064a(72) .
\n\u0648\u062f\u0644\u064a\u0644 \u0647\u0630\u0627 \u0627\u0644\u0642\u0648\u0644: \u0623\u0646 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0641\u064a \u062d\u0642\u064a\u0642\u062a\u0647 \u0627\u0642\u062a\u0631\u0627\u0636 \u0645\u0646 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0646\u0647 \u060c \u0641\u0645\u0627 \u064a\u0623\u062e\u0630\u0647 \u0627\u0644\u0645\u0642\u0631\u0636 \u0645\u0646 \u0632\u064a\u0627\u062f\u0629 \u0631\u0628\u0627 \u0645\u062d\u0631\u0645 \u0634\u0631\u0639\u0627\u064b \u060c \u0648\u0647\u0630\u0627 \u0645\u0646 \u0631\u0628\u0627 \u0627\u0644\u0642\u0631\u0648\u0636 \u060c \u0648\u064a\u0633\u062a\u062b\u0646\u0649 \u0645\u0646 \u0630\u0644\u0643 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0644\u0644\u0625\u0642\u0631\u0627\u0636 \u0641\u0647\u064a \u063a\u064a\u0631 \u062f\u0627\u062e\u0644\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u062d\u0631\u0645\u0629 \u0644\u0645\u0627 \u0633\u0628\u0642 \u060c \u0648\u0647\u064a \u0645\u0646 \u0623\u062c\u0648\u0631 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u062a\u064a \u0623\u062c\u0627\u0632\u0647\u0627 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 \u0641\u064a \u062f\u0648\u0631\u062a\u0647 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 \u0628\u0634\u0631\u0637 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0641\u064a \u062d\u062f\u0648\u062f \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u060c \u0648\u0645\u0627 \u0632\u0627\u062f \u0641\u0647\u0648 \u0630\u0631\u064a\u0639\u0629 \u0644\u0631\u0628\u0627 \u0627\u0644\u0642\u0631\u0648\u0636 \u0648\u0633\u062a\u0627\u0631 \u0644\u0625\u062e\u0641\u0627\u0626\u0647(73) .<\/p>\n

\u0648\u064a\u0638\u0647\u0631 \u0644\u064a \u0640 \u0648\u0627\u0644\u0644\u0647 \u0623\u0639\u0644\u0645 \u0640 \u0631\u062c\u062d\u0627\u0646 \u0627\u0644\u0642\u0648\u0644 \u0627\u0644\u0631\u0627\u0628\u0639 \u0644\u0645\u0627 \u0641\u064a\u0647 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637 \u0648\u0627\u0644\u062d\u0630\u0631 \u0645\u0646 \u0623\u0643\u0644 \u0627\u0644\u0631\u0628\u0627 \u0628\u0627\u0633\u0645 \u0627\u0644\u0631\u0633\u0648\u0645 \u060c \u0625\u0630 \u0644\u0627 \u064a\u0638\u0647\u0631 \u0645\u0633\u0648\u063a \u0634\u0631\u0639\u064a \u0644\u0623\u062e\u0630 \u0645\u0627 \u0632\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0646\u0641\u0642\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0644\u0644\u0625\u0642\u0631\u0627\u0636 \u060c \u0641\u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0645\u0631\u0627\u0639\u0627\u0629 \u0630\u0644\u0643 \u0648\u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0648\u0639\u062f\u0645 \u0623\u062e\u0630 \u0645\u0627 \u0632\u0627\u062f \u0639\u0644\u064a\u0647\u0627 .
\n\u0648\u062a\u062c\u062f\u0631 \u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0631\u0627\u0639\u064a\u0629 \u0644\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u062a\u062d\u062a\u0633\u0628 \u0631\u0633\u0648\u0645 \u0627\u0644\u0633\u062d\u0628 \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0645\u0646\u0647 \u0648\u0644\u0648 \u0643\u0627\u0646 \u0628\u0646\u0643\u0627\u064b \u0625\u0633\u0644\u0627\u0645\u064a\u0627\u064b \u060c \u0648\u0628\u064a\u0646\u0645\u0627 \u062a\u0623\u062e\u0630 \u0628\u0639\u0636 \u0627\u0644\u0628\u0646\u0648\u0643 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0627 \u0645\u0642\u0627\u0628\u0644\u0627\u064b \u0644\u062e\u062f\u0645\u0627\u062a \u0645\u0639\u064a\u0646\u0629(74) \u0641\u0625\u0646 \u0628\u0639\u0636\u0647\u0627 \u062a\u0631\u0649 \u0648\u0636\u0639 \u0635\u0646\u062f\u0648\u0642 \u062e\u0627\u0635 \u0644\u0647\u0630\u0647 \u0627\u0644\u0641\u0648\u0627\u0626\u062f \u0627\u0644\u0645\u062d\u062a\u0633\u0628\u0629 \u062b\u0645 \u062a\u062a\u062e\u0644\u0635 \u0645\u0646\u0647\u0627(75) \u060c \u0648\u0647\u0630\u0627 \u0623\u0633\u0644\u0645 \u060c \u0644\u0643\u0646 \u0644\u0627 \u0645\u0627\u0646\u0639 \u0645\u0646 \u0623\u062e\u0630 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u062d\u062a\u0649 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0629 .<\/p>\n

————————
\n\u0627\u0644\u0647\u0648\u0627\u0645\u0634 :- <\/strong><\/p>\n

(1) \u0631\u0648\u0627\u0647 \u0627\u0644\u062a\u0631\u0645\u0630\u064a \u0631\u0642\u0645(2639) \u0648\u0627\u0628\u0646 \u0645\u0627\u062c\u0647 \u0631\u0642\u0645(4300) \u060c \u0648\u0627\u0644\u0625\u0645\u0627\u0645 \u0623\u062d\u0645\u062f \u0641\u064a \u0645\u0633\u0646\u062f\u0647 2\/213 \u060c \u0648\u0642\u0627\u0644 \u0639\u0646\u0647 \u0645\u062d\u0642\u0642\u0648 \u0627\u0644\u0645\u0633\u0646\u062f : “\u0625\u0633\u0646\u0627\u062f\u0647 \u0642\u0648\u064a” \u060c \u0648\u0635\u062d\u062d\u0647 \u0627\u0644\u0623\u0644\u0628\u0627\u0646\u064a \u0641\u064a \u0635\u062d\u064a\u062d \u0633\u0646\u0646 \u0627\u0644\u062a\u0631\u0645\u0630\u064a \u0631\u0642\u0645(2127) .
\n(2) \u0644\u0633\u0627\u0646 \u0627\u0644\u0639\u0631\u0628 (\u0628\u0637\u0642) : 10\/21 \u060c \u0648\u0627\u0646\u0638\u0631 : \u0627\u0644\u0642\u0627\u0645\u0648\u0633 \u0627\u0644\u0645\u062d\u064a\u0637 (\u0628\u0637\u0642) : \u0635868 \u060c \u0648\u0627\u0644\u0646\u0647\u0627\u064a\u0629 \u0641\u064a \u063a\u0631\u064a\u0628 \u0627\u0644\u062d\u062f\u064a\u062b : 1\/135 .
\n(3) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0644\u062f\u0627\u0626\u0646\u064a\u0629 \u0644\u0644\u062f\u0643\u062a\u0648\u0631 \u0645\u062d\u0645\u062f \u0627\u0644\u0639\u0635\u064a\u0645\u064a (\u0628\u062d\u062b \u063a\u064a\u0631 \u0645\u0646\u0634\u0648\u0631) : \u063595 \u060c \u0648\u0642\u062f \u0623\u0634\u0627\u0631 \u0625\u0644\u0649 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0648\u0635\u0641 \u0644\u0627 \u064a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u060c \u0628\u0644 \u062a\u062a\u0641\u0627\u0648\u062a \u0628\u062d\u0633\u0628 \u0642\u062f\u0631\u062a\u0647\u0627 \u0627\u0644\u0634\u0631\u0627\u0626\u064a\u0629 \u0648\u0627\u0644\u0646\u0637\u0627\u0642 \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a \u0627\u0644\u0630\u064a \u064a\u0633\u0645\u062d \u0628\u0642\u0628\u0648\u0644\u0647\u0627 .
\n(4) \u0631\u0628\u0645\u0627 \u0643\u0627\u0646 \u0623\u0642\u0631\u0628 \u0627\u0644\u0623\u0644\u0641\u0627\u0638 \u0625\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0635\u0637\u0644\u062d \u0645\u0627 \u062c\u0627\u0621 \u0641\u064a \u0642\u0648\u0644\u0647 _\u062a\u0639\u0627\u0644\u0649_: “\u0641\u0644\u064a\u0624\u062f \u0627\u0644\u0630\u064a \u0627\u0624\u062a\u0645\u0646 \u0623\u0645\u0627\u0646\u062a\u0647” (\u0633\u0648\u0631\u0629 \u0627\u0644\u0628\u0642\u0631\u0629 \u060c \u0627\u0644\u0622\u064a\u0629 283) \u060c \u0648\u0627\u0644\u0645\u0639\u0646\u0649 \u0623\u0646\u0647 \u0625\u0630\u0627 \u062a\u0639\u0630\u0651\u064e\u0631 \u0648\u062c\u0648\u062f \u0627\u0644\u0643\u0627\u062a\u0628 \u0648\u0627\u0644\u0634\u0647\u0648\u062f \u0641\u064a \u0627\u0644\u0633\u0641\u0631\u060c\u0648\u0644\u0645 \u064a\u0645\u0643\u0646 \u0628\u0630\u0644 \u0627\u0644\u0631\u0647\u0646 \u0641\u0625\u0646\u0647 \u064a\u0645\u0643\u0646 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0623\u0645\u0627\u0646\u0629 \u0627\u0644\u0645\u062f\u064a\u0646\u060c \u0648\u0647\u0648 \u0645\u0623\u0645\u0648\u0631 \u0628\u0627\u0644\u0623\u062f\u0627\u0621\u060c\u0648\u0642\u062f \u0627\u0633\u062a\u0639\u0645\u0644 \u0628\u0639\u0636 \u0627\u0644\u0645\u0641\u0633\u0631\u064a\u0646 \u0645\u0635\u0637\u0644\u062d (\u0627\u0626\u062a\u0645\u0627\u0646) \u0628\u0645\u0639\u0646\u0649 \u0627\u0644\u062b\u0642\u0629 \u0628\u0627\u0644\u0645\u062f\u064a\u0646\u060c\u0648\u0645\u0646 \u0630\u0644\u0643 \u0645\u0627 \u0646\u0642\u0644\u0647 \u0627\u0644\u0637\u0628\u0631\u064a \u0639\u0646 \u0628\u0639\u0636 \u0627\u0644\u0633\u0644\u0641((\u0623\u0646\u0647 \u0644\u064a\u0633 \u0644\u0631\u0628 \u0627\u0644\u062f\u064a\u0646 \u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u062f\u064a\u0646 \u0648\u0647\u0648 \u0648\u0627\u062c\u062f \u0625\u0644\u0649 \u0627\u0644\u0643\u0627\u062a\u0628 \u0648\u0627\u0644\u0643\u062a\u0627\u0628 \u0648\u0627\u0644\u0625\u0634\u0647\u0627\u062f \u0639\u0644\u064a\u0647 \u0633\u0628\u064a\u0644\u0627)). (\u062a\u0641\u0633\u064a\u0631 \u0627\u0644\u0637\u0628\u0631\u064a: 3\/141).
\n(5) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0644\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0628\u062f \u0627\u0644\u0648\u0647\u0627\u0628 \u0623\u0628\u0648 \u0633\u0644\u064a\u0645\u0627\u0646 (\u063523) .
\n(6) \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u063a\u064a\u0631 \u0627\u0644\u0645\u063a\u0637\u0627\u0629 (\u0628\u062d\u062b \u0644\u0644\u062f\u0643\u062a\u0648\u0631 \u0645\u062d\u0645\u062f \u0627\u0644\u0642\u0631\u064a \u0636\u0645\u0646 \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647) : \u063912\u062c3\u0635530 .
\n(7) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u062d\u062c\u064a (\u0631\u0633\u0627\u0644\u0629 \u0645\u0627\u062c\u0633\u062a\u064a\u0631) : \u063539 .
\n(8) \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 : \u063912\u062c3\u0635676 \u060c \u0648\u064a\u0642\u0631\u0628 \u0645\u0646\u0647 \u062a\u0639\u0631\u064a\u0641 \u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 . \u0627\u0646\u0638\u0631 : \u0642\u0631\u0627\u0631\u0627\u062a \u0648\u062a\u0648\u0635\u064a\u0627\u062a \u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a (12) : \u0635201 .
\n(9) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0644\u062f\u0627\u0626\u0646\u064a\u0629 : \u0635128 .
\n(10) \u0627\u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0633\u0627\u0628\u0642 : \u0635125\u060c131 \u060c \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u062d\u062c\u064a : \u063552 .
\n(11) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u063542 .
\n(12\u0643\u0627\u0646\u062a \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0648\u062c\u0648\u062f \u0631\u0635\u064a\u062f \u0644\u062d\u0627\u0645\u0644\u0647\u0627 \u064a\u063a\u0637\u064a \u062f\u064a\u0648\u0646\u0647\u060c \u0648\u0643\u0627\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u064a\u0633\u062f\u062f \u062f\u064a\u0648\u0646\u0647 \u0627\u0644\u0646\u0627\u0634\u0626\u0629 \u0639\u0646 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0647\u0627 \u0642\u0628\u0644 \u0627\u0646\u062a\u0647\u0627\u0621 \u0645\u062f\u0629 \u0627\u0644\u0633\u0645\u0627\u062d \u060c \u0625\u0644\u0627 \u0623\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0635\u0627\u0631\u062a \u062a\u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0646 \u062d\u0633\u0627\u0628\u0647 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u060c \u0648\u0645\u0639 \u062a\u0642\u062f\u0645 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062d\u0644\u0651\u064e\u062a \u0645\u062d\u0644\u0647\u0627 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0627\u0644\u062a\u064a \u0633\u064a\u0623\u062a\u064a \u0630\u0643\u0631\u0647\u0627 \u0641\u064a \u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0646\u064a . \u0627\u0646\u0638\u0631 : \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0644\u062f\u0627\u0626\u0646\u064a\u0629 : \u0635137 .
\n(13) \u0627\u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0633\u0627\u0628\u0642 : \u063543 \u0648\u0645\u0627 \u0628\u0639\u062f\u0647\u0627 \u060c \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0644\u062f\u0627\u0626\u0646\u064a\u0629 : \u0635130 \u060c \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 : \u063570 \u0648\u0645\u0627 \u0628\u0639\u062f\u0647\u0627 .
\n(14) \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 (\u0628\u062d\u062b \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0623\u0628\u0648 \u063a\u062f\u0629 \u0648\u0627\u0644\u0636\u0631\u064a\u0631) : \u063912\u062c3\u0635468\u060c593 \u060c \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 : \u063544 .
\n(15) \u0627\u0644\u0642\u0627\u0645\u0648\u0633 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0644\u0645\u062d\u0645\u062f \u0639\u0644\u064a\u0629 : \u0635154 \u060c \u0648\u0627\u0644\u0630\u064a \u064a\u0638\u0647\u0631 \u0623\u0646 \u0627\u0644\u0645\u0627\u0644 \u0647\u0648 \u0627\u0644\u0630\u064a \u064a\u0646\u0634\u0626 \u0627\u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062c\u0627\u0631\u064a \u060c \u0641\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u062d\u0633\u0627\u0628 \u0628\u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u064a\u0621 \u0628\u0633\u0628\u0628\u0647 .
\n(16) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u063557 .
\n(17) \u0647\u0630\u0647 \u0627\u0644\u0623\u062d\u0631\u0641 \u0627\u0644\u062b\u0644\u0627\u062b\u0629 \u0627\u062e\u062a\u0635\u0627\u0631 \u0644\u0644\u0645\u0635\u0637\u0644\u062d \u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a (Automated Teller Machine Cards) .
\n(18) \u0627\u062e\u062a\u0635\u0627\u0631\u0627\u064b \u0644\u0639\u0628\u0627\u0631\u0629 (Point Of Sale) .
\n(19) \u0627\u0646\u0638\u0631 : \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0644\u062f\u0627\u0626\u0646\u064a\u0629 : \u0635142\u060c146 \u060c \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u063558\u060c60 \u060c \u0648\u0645\u062d\u0627\u0636\u0631\u0629 \u0644\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0623\u0637\u0631\u0645 \u0639\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0641\u064a \u062c\u0627\u0645\u0639 \u0627\u0644\u0645\u0646\u064a\u0639 \u0628\u0627\u0644\u0631\u064a\u0627\u0636 \u0628\u062a\u0627\u0631\u064a\u062e 10\/2\/1424\u0647\u0640 .
\n(20) \u0627\u0646\u0638\u0631 : \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u063560 \u060c \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0644\u062f\u0627\u0626\u0646\u064a\u0629 : \u0635145\u060c148\u060c176\u060c184 \u060c \u0648\u0645\u062d\u0627\u0636\u0631\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0627\u0644\u0623\u0637\u0631\u0645 .
\n(21) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0644\u062f\u0627\u0626\u0646\u064a\u0629 : \u0635209 \u060c \u0648\u0627\u0646\u0638\u0631 \u0628\u062d\u062b \u0627\u0644\u0642\u0631\u064a \u0641\u064a \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 : \u06397\u062c1\u0635381 \u060c\u063912\u062c3\u0635551 .
\n(22) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u062d\u062c\u064a : \u0635179 \u060c \u0639\u0644\u0645\u0627\u064b \u0628\u0623\u0646\u0647 \u0631\u0633\u0645 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u0642\u062f \u064a\u0633\u0645\u0649 \u0631\u0633\u0645 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0623\u0648 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 .
\n(23) \u062a\u0628\u064a\u064a\u0646 \u0627\u0644\u062d\u0642\u0627\u0626\u0642 : 4\/152 \u060c \u0648\u0645\u0648\u0627\u0647\u0628 \u0627\u0644\u062c\u0644\u064a\u0644 : 5\/99 \u060c \u0648\u0627\u0644\u0645\u0628\u062f\u0639 : 4\/252 \u060c \u0648\u0634\u0631\u062d \u0645\u0646\u062a\u0647\u0649 \u0627\u0644\u0625\u0631\u0627\u062f\u0627\u062a : 2\/248 .
\n(24) \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 : (\u062f.\u0646\u0632\u064a\u0647 \u062d\u0645\u0627\u062f) : \u063912\u062c3\u0635502 \u060c (\u062f.\u0627\u0644\u0642\u0631\u064a) : \u063912\u062c3\u0635535 .
\n(25) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u062d\u062c\u064a : \u0635154 .
\n(26) \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 (\u062f.\u0627\u0644\u0636\u0631\u064a\u0631) : \u063912\u062c3\u0635604 \u060c \u0648\u062a\u0639\u0642\u064a\u0628 \u0627\u0644\u0634\u064a\u062e \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0645\u0646\u064a\u0639 : \u063912\u062c3\u0635658 .
\n(27) \u0627\u0644\u0628\u0646\u0627\u064a\u0629 \u0644\u0644\u0639\u064a\u0646\u064a: 6\/745 \u060c \u0648\u0627\u0646\u0638\u0631 : \u0641\u062a\u062d \u0627\u0644\u0642\u062f\u064a\u0631: 8\/182 \u060c \u0648\u0627\u0644\u0634\u0631\u062d \u0627\u0644\u0635\u063a\u064a\u0631 \u0644\u0644\u062f\u0631\u062f\u064a\u0631 : 3\/43 \u060c \u0648\u0627\u0646\u0638\u0631 : \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0644\u0639\u0628\u062f \u0627\u0644\u0648\u0647\u0627\u0628 \u0623\u0628\u0648 \u0633\u0644\u064a\u0645\u0627\u0646 : \u0635197 \u060c .
\n(28) \u0627\u0644\u0645\u062d\u0644\u0649 : 8\/113 \u060c \u0648\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0644\u0627\u0628\u0646 \u0627\u0644\u0645\u0646\u0630\u0631 : 1\/119 \u060c \u0648\u0627\u0644\u062d\u0627\u0648\u064a \u0627\u0644\u0643\u0628\u064a\u0631 \u0644\u0644\u0645\u0627\u0648\u0631\u062f\u064a : 8\/112 \u060c \u0648\u0627\u0644\u0645\u063a\u0646\u064a : 7\/84 \u060c \u0648\u0627\u0646\u0638\u0631 \u0627\u0644\u0623\u062f\u0644\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643 \u0641\u064a \u0628\u062d\u062b \u062f.\u0646\u0632\u064a\u0647 \u062d\u0645\u0627\u062f \u0641\u064a \u0627\u0644\u0645\u062c\u0644\u0629 : \u063912\u062c3\u0635504.
\n(29) \u0628\u062d\u062b \u0627\u0644\u0642\u0631\u064a \u0641\u064a \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u063912\u062c3\u0635541 .
\n(30) \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 (\u062f.\u0627\u0644\u0636\u0631\u064a\u0631) : \u063912\u062c3\u0635605 \u060c \u0648\u062a\u0639\u0642\u064a\u0628 \u0627\u0644\u0634\u064a\u062e \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0645\u0646\u064a\u0639 : \u063912\u062c3\u0635658 .
\n(31) \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 (\u062f.\u0639\u0628\u062f \u0627\u0644\u0633\u062a\u0627\u0631 \u0623\u0628\u0648 \u063a\u062f\u0629) : \u063912\u062c3\u0635478 \u060c \u0648\u062a\u0639\u0642\u064a\u0628 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0627\u0644\u0642\u0631\u0647 \u062f\u0627\u063a\u064a : \u063912\u062c3\u0635660 .
\n(32) \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 (\u062f.\u0627\u0644\u0636\u0631\u064a\u0631) : \u063912\u062c3\u0635604 .
\n(33) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0644\u0639\u0628\u062f \u0627\u0644\u0648\u0647\u0627\u0628 \u0623\u0628\u0648 \u0633\u0644\u064a\u0645\u0627\u0646 : \u0635197 \u060c \u0648\u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 (\u062f.\u0645\u062d\u0645\u062f \u0628\u0627\u0644\u0648\u0627\u0644\u064a) : \u063912\u062c3\u0635567 .
\n(34) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u062d\u062c\u064a : \u0635156 .
\n(35) \u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0639\u0644\u0649 \u0645\u0630\u0627\u0647\u0628 \u0623\u0647\u0644 \u0627\u0644\u0639\u0644\u0645 \u0644\u0627\u0628\u0646 \u0627\u0644\u0645\u0646\u0630\u0631 : 1\/120 \u060c \u0648\u0645\u0648\u0627\u0647\u0628 \u0627\u0644\u062c\u0644\u064a\u0644 : 5\/113 .
\n(36) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u062d\u062c\u064a : \u0635128 .
\n(37) \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u06397\u062c1\u0635390 \u060c \u06398\u062c2\u0635596 \u060c \u0648\u0647\u0630\u0627 \u0631\u0623\u064a \u0627\u0644\u0634\u064a\u062e \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0628\u0646 \u0628\u064a\u0629 \u0648\u0627\u0644\u0634\u064a\u062e \u0639\u0644\u064a \u0627\u0644\u0633\u0627\u0644\u0648\u0633 \u0648\u0627\u0644\u0634\u064a\u062e \u062d\u0645\u0627\u062f\u064a : \u0627\u0646\u0638\u0631 : \u063912\u062c3\u0635642\u060c648\u060c664.
\n(38) \u0628\u062d\u062b \u0627\u0644\u0642\u0631\u064a : \u0627\u0644\u0645\u062c\u0644\u0629 \u06397\u062c1\u0635392 \u060c \u063912\u062c3\u0635555 \u060c642\u060c648.
\n(39) \u0628\u062d\u062b \u062f. \u0646\u0632\u064a\u0647 \u062d\u0645\u0627\u062f : \u0627\u0644\u0645\u062c\u0644\u0629 : \u063912\u062c3\u0635509 .
\n(40) \u0628\u062d\u062b \u0627\u0644\u0642\u0631\u064a : \u0627\u0644\u0645\u062c\u0644\u0629 \u06397\u062c1\u0635397 .
\n(41) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 : \u0635222 \u060c \u0648\u062a\u0639\u0642\u064a\u0628 \u0627\u0644\u0639\u062b\u0645\u0627\u0646\u064a : \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u06397\u062c1\u0635674 \u060c \u0648\u0645\u062d\u0627\u0636\u0631\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0627\u0644\u0623\u0637\u0631\u0645 .
\n(42) \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u06398\u062c2\u0635658 .
\n(43) \u0628\u062d\u062b \u0627\u0644\u0642\u0631\u064a : \u0627\u0644\u0645\u062c\u0644\u0629 \u06397\u062c1\u0635392 \u060c \u063912\u062c3\u0635664 .
\n(44) \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u063912\u062c3\u0635676 \u060c \u0648\u0623\u062c\u0627\u0632 \u0627\u0644\u0645\u062c\u0645\u0639 \u0647\u0630\u0647 \u0627\u0644\u0631\u0633\u0648\u0645 \u0628\u0634\u0631\u0637 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0631\u0633\u0648\u0645\u0627\u064b \u0645\u0642\u0637\u0648\u0639\u0629 \u0628\u0635\u0641\u062a\u0647\u0627 \u0623\u062c\u0631\u0627\u064b \u0641\u0639\u0644\u064a\u0627\u064b \u0639\u0644\u0649 \u0642\u062f\u0631 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0627\u0644\u0645\u0635\u062f\u0631 .
\n(45) \u062c\u0627\u0621 \u0630\u0644\u0643 \u0641\u064a \u063524 \u0645\u0646 \u0627\u0644\u0645\u0639\u064a\u0627\u0631 \u0641\u064a \u0627\u0644\u0645\u0627\u062f\u0629 4\/3 .
\n(46) \u0627\u0646\u0638\u0631 \u0627\u0644\u0642\u0631\u0627\u0631 \u0631\u0642\u0645 (463) \u0641\u064a \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629\u0640\u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 19\/3\/1422\u0647\u0640 \u060c \u0648\u0627\u0646\u0638\u0631 \u0627\u0644\u0634\u0631\u0637 3 \u0645\u0646 \u0627\u0644\u0645\u0631\u0641\u0642 1 (\u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0631\u0627\u062c\u062d\u064a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629) \u060c \u0645\u0639 \u062a\u0648\u0642\u0641 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0623\u0637\u0631\u0645 \u0648\u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0623\u062d\u0645\u062f \u0628\u0646 \u0639\u0644\u064a \u0633\u064a\u0631 \u0627\u0644\u0645\u0628\u0627\u0631\u0643\u064a \u0641\u064a\u0645\u0627 \u0632\u0627\u062f \u0639\u0646 \u0645\u0642\u062f\u0627\u0631 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u060c \u062d\u064a\u062b \u064a\u0631\u0649 \u0627\u0644\u0645\u0628\u0627\u0631\u0643\u064a \u0645\u0646\u0639\u0647 \u0644\u0623\u0646\u0647 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0642\u0631\u0636 \u062c\u0631 \u0646\u0641\u0639\u0627\u064b \u060c \u0641\u0642\u0631\u0627\u0631 \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u064f\u062a\u062e\u0630 \u0628\u0627\u0644\u0623\u063a\u0644\u0628\u064a\u0629 \u0644\u0627 \u0628\u0627\u0644\u0625\u062c\u0645\u0627\u0639 .
\n(47) \u0627\u0646\u0638\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0631\u0642\u0645 (1) \u0641\u064a \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 : \u06397\u062c1\u0635467 \u0645\u0646 \u0625\u0639\u062f\u0627\u062f \u0645\u0631\u0643\u0632 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0641\u064a \u0628\u064a\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 .
\n(48) \u0642\u0631\u0627\u0631\u0627\u062a \u0648\u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0646\u062f\u0648\u0629 : \u0635203 .
\n(49) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 : \u0635150 \u060c \u0648\u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u06397\u062c1\u0635362\u060c410 \u060c \u063912\u062c3\u0635509\u060c657 .
\n(50) \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u06397\u062c1\u0635471 \u060c \u063912\u062c3\u0635509\u060c482 \u060c \u0648\u0642\u0631\u0627\u0631\u0627\u062a \u0646\u062f\u0648\u0629 \u0627\u0644\u0628\u0631\u0643\u0629 : \u0635203 .
\n(51) \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u063912\u062c3\u0635482\u060c509 .
\n(52) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 : \u0635153 \u060c \u0648\u0627\u0646\u0638\u0631 : \u062d\u0627\u0634\u064a\u0629 \u0639\u0645\u064a\u0631\u0629 \u0639\u0644\u0649 \u0634\u0631\u062d \u0627\u0644\u0645\u062d\u0644\u064a \u0644\u0644\u0645\u0646\u0647\u0627\u062c : 2\/258 .
\n(53) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u0635179 .
\n(54) \u0628\u062d\u062b \u0627\u0644\u0642\u0631\u064a \u0641\u064a \u0627\u0644\u0645\u062c\u0644\u0629 : \u06397\u062d1\u0635381 \u060c \u0648\u0627\u0646\u0638\u0631 \u0625\u062d\u0635\u0627\u0626\u064a\u0629 \u0628\u0645\u0628\u0627\u0644\u063a \u0631\u0633\u0648\u0645 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u0641\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0644\u0639\u0628\u062f \u0627\u0644\u0648\u0647\u0627\u0628 \u0623\u0628\u0648 \u0633\u0644\u064a\u0645\u0627\u0646 : \u0635152 \u060c \u062d\u064a\u062b \u064a\u0635\u0644 \u0628\u0639\u0636\u0647\u0627 \u0625\u0644\u0649 600 \u0631\u064a\u0627\u0644 \u0633\u0639\u0648\u062f\u064a \u060c \u0645\u0639 \u0627\u0644\u062a\u0646\u0648\u064a\u0647 \u0625\u0644\u0649 \u062a\u0641\u0627\u0648\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0641\u064a \u0627\u0644\u0631\u0633\u0648\u0645 \u062d\u0633\u0628 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0648\u0627\u0644\u0633\u0642\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u060c \u0645\u0639 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0642\u062f\u064a\u0645\u0629\u060c \u0641\u0642\u062f \u062a\u0632\u064a\u062f \u0648\u0642\u062f \u062a\u0646\u0642\u0635 \u0628\u0633\u0628\u0628 \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u0628\u064a\u0646 \u062c\u0647\u0627\u062a \u0627\u0644\u0625\u0635\u062f\u0627\u0631 .
\n(55) \u0628\u062d\u062b \u062f.\u0646\u0632\u064a\u0647 \u062d\u0645\u0627\u062f \u0641\u064a \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 : \u063912\u062c3\u0635509 .
\n(56) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0644\u062f\u0627\u0626\u0646\u064a\u0629 : \u0635203\u060c204 .
\n(57) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u0635123 \u0648\u0645\u0627 \u0628\u0639\u062f\u0647\u0627 \u060c \u0648\u0627\u0646\u0638\u0631 : \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0641\u064a \u0627\u0644\u0642\u0631\u0636 \u0635240 .
\n(58) \u0627\u0646\u0638\u0631 \u0627\u0644\u0642\u0631\u0627\u0631 \u0631\u0642\u0645 (204)\u060c\u0648\u0627\u0644\u0642\u0631\u0627\u0631 \u0631\u0642\u0645 (209\u060c\u0627\u0644\u0634\u0631\u0637 \u0631\u0642\u064510 \u0645\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0645\u0631\u0641\u0642\u0629) \u0645\u0646 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0627\u062c\u062d\u064a.
\n(59) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u0635175 .
\n(60) \u0628\u062d\u062b \u0627\u0644\u0642\u0631\u064a \u0641\u064a \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u06397\u062c1\u0635393 .
\n(61) \u0645\u062c\u0644\u0629 \u0645\u062c\u0645\u0639 \u0627\u0644\u0641\u0642\u0647 (\u0627\u0644\u0648\u062b\u064a\u0642 \u0631\u0642\u0645 1) : \u06397\u062c1\u0635472 .
\n(62) \u0642\u0631\u0627\u0631\u0627\u062a \u0648\u062a\u0648\u0635\u064a\u0627\u062a \u0627\u0644\u0646\u062f\u0648\u0629 : \u0635206 .
\n(63) \u0627\u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0633\u0627\u0628\u0642 : \u06397\u062c1\u0635667 \u060c \u063912\u062c3\u0635489 .
\n(64) \u0627\u0644\u0645\u0635\u062f\u0631 \u0627\u0644\u0633\u0627\u0628\u0642 : \u06397\u062c1\u0635367\u060c472 \u060c \u063912\u062c3\u0635490 .
\n(65) \u062a\u0639\u0642\u064a\u0628 \u0627\u0644\u0633\u0627\u0644\u0648\u0633 : \u06397\u062c1\u0635662 \u060c \u0648\u0627\u0646\u0638\u0631 : \u0628\u062d\u062b \u062f.\u0646\u0632\u064a\u062d \u062d\u0645\u0627\u062f : \u063912\u062c3\u0635521 .
\n(66) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u0635184 .
\n(67) \u0627\u0646\u0638\u0631 \u0627\u0644\u0642\u0631\u0627\u0631 \u0631\u0642\u0645 (463) \u0641\u064a \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629\u0640\u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629 19\/3\/1422\u0647\u0640 \u060c \u0648\u0627\u0646\u0638\u0631 \u0627\u0644\u0634\u0631\u0637 4 \u0645\u0646 \u0627\u0644\u0645\u0631\u0641\u0642 1 (\u0634\u0631\u0648\u0637 \u0648\u0623\u062d\u0643\u0627\u0645 \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0631\u0627\u062c\u062d\u064a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629) \u060c \u0648\u0643\u0630\u0644\u0643 \u0627\u0644\u0642\u0631\u0627\u0631 \u0631\u0642\u0645 (466) \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u062a\u0627\u0631\u064a\u062e .
\n(68) \u062c\u0627\u0621 \u0630\u0644\u0643 \u0641\u064a \u063524 \u0645\u0646 \u0627\u0644\u0645\u0639\u064a\u0627\u0631 \u0641\u064a \u0627\u0644\u0645\u0627\u062f\u0629 4\/5 .
\n(69) \u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u062c\u0645\u0639 : \u063912\u062c3\u0635676 .
\n(70) \u0628\u062d\u062b \u0646\u0632\u064a\u0647 \u0641\u064a \u0627\u0644\u0645\u062c\u0644\u0629 : \u063912\u062c3\u0635520 \u060c \u0648\u062a\u0639\u0642\u064a\u0628 \u0627\u0644\u0633\u0627\u0644\u0648\u0633 : \u06397\u062c1\u0635647 .
\n(71) \u062c\u0627\u0621 \u0630\u0644\u0643 \u0641\u064a \u062a\u062d\u0641\u0638\u0647 \u0639\u0644\u0649 \u0642\u0631\u0627\u0631\u064a \u0627\u0644\u0647\u064a\u0626\u0629 \u0631\u0642\u0645 (463)\u060c(466)\u060c \u062d\u064a\u062b \u0631\u0623\u0649 \u0623\u0646 \u0645\u0627 \u0632\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0642\u0631\u0636 \u062c\u0631 \u0646\u0641\u0639\u0627\u064b \u060c \u0641\u064a\u0645\u0627 \u062a\u0648\u0642\u0641 \u0627\u0644\u062f\u0643\u062a\u0648\u0631 \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0623\u0637\u0631\u0645 \u0641\u064a\u0645\u0627 \u0632\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 \u0645\u0646 \u0631\u0633\u0645 \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a \u0645\u0646 \u0645\u0643\u0627\u0626\u0646 \u0627\u0644\u0635\u0631\u0641 .
\n(72) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 : \u0635184 .
\n(73) \u0628\u062d\u062b \u062f. \u0646\u0632\u064a\u0647 \u062d\u0645\u0627\u062f : \u063912\u062c3\u0635521 \u060c \u0648\u0642\u0631\u0627\u0631 \u0627\u0644\u0645\u062c\u0645\u0639 : \u063912\u062c3\u0635676 .
\n(74) \u0643\u0645\u0627 \u0641\u064a \u0628\u064a\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0643\u0648\u064a\u062a\u064a . \u0627\u0646\u0638\u0631 : \u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u062c\u0645\u0639 : \u06397\u062c1\u0635274 .
\n(75) \u0627\u0646\u0638\u0631 \u0627\u0644\u0642\u0631\u0627\u0631 \u0631\u0642\u0645 (50) \u0645\u0646 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0631\u0627\u062c\u062d\u064a .<\/p>\n","protected":false},"excerpt":{"rendered":"

\u062f\u0631\u0627\u0633\u0629 \u0648\u0628\u062d\u062b \u0642\u0627\u0646\u0648\u0646\u064a \u0642\u064a\u0645 \u0639\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u0623\u0648\u0644 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646\u0647\u0627 \u0648\u0628\u064a\u0646 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0641\u0648\u0631\u064a \u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0623\u0648\u0644 : \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 (Credit Cards) \u0627\u0644\u0645\u0633\u0623\u0644\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 : \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0625\u0641\u0631\u0627\u062f\u064a : \u0623\u0648\u0644\u0627\u064b : \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a (Cards) \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u062c\u0645\u0639 \u0628\u0650\u0637\u0627\u0642\u0629 \u0643\u0643\u0650\u062a\u0627\u0628\u0629 \u060c \u0648\u0647\u064a \u0643\u0644\u0645\u0629 \u0639\u0631\u0628\u064a\u0629 \u0641\u0635\u064a\u062d\u0629 \u060c \u0641\u0642\u062f \u062c\u0627\u0621\u062a \u0641\u064a \u0643\u0644\u0627\u0645 \u0623\u0641\u0635\u062d \u0627\u0644\u062e\u0644\u0642 _\u0635\u0644\u0649 […]<\/p>\n","protected":false},"author":3,"featured_media":7542,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[8737,1132,2321,37,38],"class_list":["post-7541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-6","tag-8737","tag-1132","tag-2321","tag-37","tag-38"],"views":3117,"_links":{"self":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/7541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/comments?post=7541"}],"version-history":[{"count":0,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/7541\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media\/7542"}],"wp:attachment":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media?parent=7541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/categories?post=7541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/tags?post=7541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}