{"id":6955,"date":"2016-10-04T04:05:49","date_gmt":"2016-10-04T01:05:49","guid":{"rendered":"http:\/\/www.mohamah.net\/law\/?p=6955"},"modified":"2017-12-03T04:58:09","modified_gmt":"2017-12-03T01:58:09","slug":"%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d9%83%d8%a8%d9%8a%d8%b1-%d8%ad%d9%88%d9%84-%d8%a3%d8%ae%d9%84%d8%a7%d9%82%d9%8a%d8%a7%d8%aa-%d8%b5%d9%86%d8%a7%d8%b9%d8%a9-%d8%a7%d9%84%d8%aa","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d9%83%d8%a8%d9%8a%d8%b1-%d8%ad%d9%88%d9%84-%d8%a3%d8%ae%d9%84%d8%a7%d9%82%d9%8a%d8%a7%d8%aa-%d8%b5%d9%86%d8%a7%d8%b9%d8%a9-%d8%a7%d9%84%d8%aa\/","title":{"rendered":"\u0628\u062d\u062b \u0642\u0627\u0646\u0648\u0646\u064a \u0648 \u062f\u0631\u0627\u0633\u0629 \u062d\u0648\u0644 \u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a"},"content":{"rendered":"

\u062f\u0631\u0627\u0633\u0629 \u0648\u0628\u062d\u062b \u0645\u0648\u0633\u0639 \u0639\u0646 \u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a<\/strong><\/p>\n

1- \u0627\u0644\u0645\u0642\u062f\u0645\u0629<\/strong><\/p>\n

\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u064a\u0627 \u0643\u0627\u0646 \u0646\u0648\u0639\u0647 \u0648\u0635\u0648\u0631\u0647 \u0648 \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0629 \u0642\u0627\u0626\u0645 \u0639\u0644\u064a \u0627\u0644\u062a\u0639\u0627\u0648\u0646\u060c \u062d\u064a\u062b \u062a\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0643\u062b\u0631\u0629 \u0627\u0644\u0645\u0639\u0631\u0636\u0629 \u0644\u0644\u062e\u0637\u0631 \u0641\u064a \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0642\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0642\u0642 \u0644\u062f\u064a\u0647\u0627 \u0627\u0644\u062e\u0637\u0631 \u060c\u0648\u0644\u0627\u064a\u0639\u062f\u0648 \u062f\u0648\u0631 \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647 \u0627\u0644\u0627 \u062f\u0648\u0631 \u0627\u0644\u0648\u0633\u064a\u0637 \u0627\u0644\u0630\u064a \u064a\u0638\u0647\u0631 \u0647\u0630\u0627 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u064a \u062d\u064a\u0632 \u0627\u0644\u0648\u062c\u0648\u062f \u0641\u064a \u0625\u0637\u0627\u0631 \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u062a\u064a \u062a\u0643\u0641\u0644 \u062d\u0645\u0627\u064a\u0629 \u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u0639\u0642\u062f \u0648\u062d\u062a\u064a \u064a\u0624\u062f\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062f\u0648\u0631\u0647 \u0641\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u0641\u0631\u062f \u0648\u0627\u0644\u0645\u062c\u062a\u0645\u0639 .<\/p>\n

\u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062d\u0642\u064a\u0642\u062a\u0647 \u062e\u062f\u0645\u0629 \u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u063a\u064a\u0631 \u0645\u0646\u0638\u0648\u0631\u0629 \u060c \u062a\u062a\u0645\u062b\u0644 \u0641\u064a \u0625\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0645\u0624\u0645\u0646 \u0648\u064a\u0642\u0635\u062f \u0628\u0647 \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0644\u0644\u0639\u0642\u062f \u0628\u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0623\u0648 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0644\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0642\u062f \u0639\u0646\u062f \u062a\u062d\u0642\u0642 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0645\u0624\u0645\u0646 \u0636\u062f\u0647 \u0648\u0630\u0644\u0643 \u0645\u0642\u0627\u0628\u0644 \u0625\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0648\u0647\u0648 \u0627\u0644\u0634\u062e\u0635 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0642\u062f \u0628\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0641\u064a \u0645\u0648\u0627\u0639\u064a\u062f\u0647\u0627 \u060c\u0648\u0628\u0647\u0630\u0627 \u064a\u0624\u062f\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062f\u0648\u0631\u0627 \u062d\u064a\u0648\u064a\u0627 \u0648\u0647\u0627\u0645\u0627 \u0641\u064a \u062d\u064a\u0627\u0629 \u0627\u0644\u0641\u0631\u062f \u0648\u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0648\u0627\u0644\u062f\u0648\u0644\u0629 \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0645\u0644 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0639\u0631\u0636\u064a\u0646 \u0644\u0647\u0627\u060c \u062b\u0645 \u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a \u0648\u062a\u0648\u062c\u064a\u0647\u0647\u0627 \u0644\u062e\u062f\u0645\u0629 \u0627\u0644\u0641\u0631\u062f \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0642\u0648\u0645\u064a .<\/p>\n

\u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0647\u0630\u0627 \u0627\u0644\u0646\u062d\u0648 \u0642\u0627\u0626\u0645 \u0639\u0644\u064a \u0627\u0644\u0648\u0639\u0648\u062f \u0645\u0646 \u0642\u0628\u0644 \u0637\u0631\u0641\u064a \u0627\u0644\u0639\u0642\u062f \u0648\u0644\u0647\u0630\u0627 \u0641\u0625\u0646\u0647 \u064a\u062d\u062a\u0627\u062c \u0627\u0644\u064a \u0642\u062f\u0631 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629Transparency\u0648\u0627\u0644\u0648\u0636\u0648\u062dClarity \u0641\u064a \u062c\u0645\u064a\u0639 \u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0625\u0628\u062a\u062f\u0627\u0621\u0627 \u0645\u0646 \u0635\u064a\u0627\u063a\u0629 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0648 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0647\u0627 \u062b\u0645 \u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u0648\u0627\u0635\u062f\u0627\u0631 \u0627\u0644\u0639\u0642\u062f \u0648\u0625\u0646\u062a\u0647\u0627\u0621\u0627 \u0628\u0645\u0639\u0627\u064a\u0646\u0629 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a\u060c \u0648\u064a\u0636\u0639 \u0627\u0644\u0645\u0634\u0631\u0639 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0648\u0644 \u062f\u0648\u0646 \u0625\u0633\u0627\u0621\u0629 \u0625\u0633\u062a\u063a\u0644\u0627\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0633\u0648\u0627\u0621 \u0628\u0625\u0641\u062a\u0639\u0627\u0644 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0633\u0639\u064a\u0627 \u0648\u0631\u0627\u0621 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0648 \u0627\u0644\u0627\u062b\u0631\u0627\u0621 \u0639\u0644\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646.<\/p>\n

\u0645\u0634\u0643\u0644\u0629 \u0627\u0644\u0628\u062d\u062b<\/strong><\/p>\n

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\u0627\u0647\u0645\u064a\u0629 \u0627\u0644\u0628\u062d\u062b<\/strong><\/p>\n

– \u062a\u0643\u0645\u0646 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0628\u062d\u062b \u0641\u064a \u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u062d\u064a\u0648\u064a \u0648\u0627\u0644\u0647\u0627\u0645 \u0644\u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0642\u0648\u0645\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0645\u0644 \u0627\u0644\u0627\u062e\u0637\u0627\u0631 \u0648\u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a \u062b\u0645 \u062a\u0648\u062c\u064a\u0647\u0647\u0627 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u062a\u0646\u0645\u064a\u0629 .<\/p>\n

– \u0623\u0647\u0645\u064a\u0629 \u0623\u062e\u0644\u0627\u0642\u064a\u0627\u062a \u0627\u0644\u0623\u0639\u0645\u0627\u0644Business Ethics \u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629 \u0648\u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0635\u0641\u0629 \u062e\u0627\u0635\u0629<\/p>\n

\n

\u0647\u062f\u0641 \u0627\u0644\u0628\u062d\u062b :\u064a\u0647\u062f\u0641 \u0627\u0644\u0628\u062d\u062b \u0627\u0644\u0649:<\/strong><\/p>\n

1- \u062f\u0631\u0627\u0633\u0629 \u0645\u0641\u0647\u0648\u0645 \u0648\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 .<\/p>\n

2- \u062f\u0631\u0627\u0633\u0629 \u0648\u062a\u062d\u0644\u064a\u0644 \u0628\u0639\u0636 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0627\u0644\u0644\u0627\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u0638\u0647\u0631\u062a \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 .<\/p>\n

3- \u0627\u0642\u062a\u0631\u0627\u062d \u0646\u0645\u0648\u0630\u062c \u0644\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u064a\u0644\u062a\u0632\u0645 \u0628\u0647\u0627\u062c\u0645\u064a\u0639 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0648\u0627\u0644\u0645\u0647\u062a\u0645\u064a\u0646 \u0628\u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a .<\/p>\n

\u0641\u0631\u0648\u0636 \u0627\u0644\u0628\u062d\u062b<\/strong><\/p>\n

\u064a\u0642\u0648\u0645 \u0627\u0644\u0628\u062d\u062b \u0639\u0644\u064a \u0627\u0644\u0641\u0631\u0636\u064a\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629 :<\/p>\n

– \u0648\u062c\u0648\u062f \u0645\u0639\u0647\u062f \u0639\u0644\u0645\u064a \u0644\u0644\u062a\u0627\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 (\u0627\u0644\u0645\u0639\u0647\u062f \u0627\u0644\u0639\u0631\u0628\u064a \u0644\u0644\u062a\u0623\u0645\u064a\u0646 ) \u0639\u0644\u064a \u063a\u0631\u0627\u0631 \u0645\u0639\u0647\u062f \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0623\u064a\u0631\u0644\u0646\u062f\u0627Insurance Institute of Ireland \u0648\u0645\u0639\u0647\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0644\u0646\u062f\u0646 Insurance Institute<\/p>\n

ofLondon \u064a\u0643\u0648\u0646 \u0645\u0646 \u0628\u064a\u0646 \u0645\u0647\u0627\u0645\u0647 \u0645\u0631\u0627\u0642\u0628\u0629 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u062e\u0644\u0627\u0642\u064a\u0629 \u0644\u0644\u062a\u0627\u0645\u064a\u0646 \u0645\u0646 \u062c\u0627\u0646\u0628 \u062c\u0645\u064a\u0639 \u0627\u0644\u0627\u0639\u0636\u0627\u0621 \u0628\u0627\u0644\u0645\u0639\u0647\u062f , \u0648\u0645\u0646 \u062b\u0645 \u0627\u062a\u062e\u0627\u0630 \u0627\u062c\u0631\u0627\u0621 \u062a\u0623\u062f\u064a\u0628\u064a \u0636\u062f \u0627\u0644\u0639\u0636\u0648 \u0627\u0644\u0630\u064a \u0644\u0645 \u064a\u0645\u062a\u062b\u0644 \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 .<\/p>\n

– \u0648\u062c\u0648\u062f \u0646\u0642\u0627\u0628\u0629 \u062a\u0636\u0645 \u062c\u0645\u064a\u0639 \u0627\u0644\u0627\u0639\u0636\u0627\u0621 \u0628\u0627\u0644\u0645\u0639\u0647\u062f (\u0646\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0624\u0645\u0646\u064a\u0646 \u0627\u0644\u0639\u0631\u0628 ) \u062a\u0642\u0648\u0645 \u0628\u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0644\u062e\u062f\u0645\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0627\u0639\u0636\u0627\u0621 \u0639\u0644\u064a \u063a\u0631\u0627\u0631 \u0627\u0644\u0646\u0642\u0627\u0628\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0627\u062e\u0631\u064a .<\/p>\n

2- \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0627\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 :<\/strong><\/p>\n

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2\/1 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0641\u0646\u064a\u0629 :<\/p>\n

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2\/1\/1- \u062a\u0648\u0627\u0641\u0631 \u0639\u062f\u062f \u0643\u0628\u064a\u0631 \u062c\u062f\u0627 \u0645\u0646 \u0627\u0644\u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u062c\u0627\u0646\u0633\u0629<\/p>\n

2\/1\/2-\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u062e\u0633\u0627\u0631\u0629<\/p>\n

2\/1\/3- \u0639\u0631\u0636\u064a\u0629 \u0627\u0644\u062e\u0633\u0627\u0631\u0629<\/p>\n

2\/1\/4- \u0623\u0644\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u062e\u0637\u0631 \u0630\u0627\u062a \u0637\u0628\u064a\u0639\u0629 \u0643\u0648\u0627\u0631\u062b\u064a\u0629<\/p>\n

2\/2 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629:<\/p>\n

\u0648\u0647\u064a \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0648\u0636\u0639\u0647\u0627 \u0627\u0644\u0645\u0634\u0631\u0639 \u0644\u062a\u062d\u0643\u0645 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0637\u0631\u0641\u064a \u0627\u0644\u0639\u0642\u062f \u0623\u064a \u0628\u0639\u062f \u0635\u062f\u0648\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u062d\u062a\u064a \u064a\u0624\u062f\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062f\u0648\u0631\u0629 \u0641\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u0641\u0631\u062f \u0648 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0648\u0645\u0646\u0647\u0627 :<\/p>\n

2\/2\/1- \u0645\u0628\u062f\u0623 \u0627\u0644\u0645\u0635\u0644\u062d\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629<\/p>\n

2\/2\/2- \u0645\u0628\u062f\u0623 \u0645\u0646\u062a\u0647\u064a \u062d\u0633\u0646 \u0627\u0644\u0646\u064a\u0629<\/p>\n

2\/2\/3- \u0645\u0628\u062f\u0623 \u0627\u0644\u0633\u0628\u0628 \u0627\u0644\u0642\u0631\u064a\u0628<\/p>\n

2\/2\/4- \u0645\u0628\u062f\u0623 \u0627\u0644\u062a\u0639\u0648\u064a\u0636<\/p>\n

2\/2\/5- \u0645\u0628\u062f\u0623 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629<\/p>\n

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3\/1- \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 :<\/strong><\/span><\/p>\n

\u064a\u062e\u062a\u0644\u0641 \u0627\u0644\u0643\u062a\u0627\u0628 \u0648\u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u062d\u0648\u0644 \u0648\u0636\u0639 \u062a\u0639\u0631\u064a\u0641 \u0645\u062d\u062f\u062f \u0644\u0645\u0635\u0637\u0644\u062d \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0641\u064a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 ,<\/p>\n

\u062d\u064a\u062b\u064a\u0631\u064a(\u0623\u064a\u0646\u0634\u062a\u0627\u064a\u0646)(2)\u0623\u0646 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0647\u064a \u0634\u0623\u0646 \u0625\u0646\u0633\u0627\u0646\u064a \u0645\u062d\u0636 \u0628\u062f\u0648\u0646 \u0623\u064a \u0633\u0644\u0637\u0629 \u0641\u0648\u0642 \u0637\u0627\u0642\u0629 \u0627\u0644\u0628\u0634\u0631\u062a\u062f\u0639\u0645\u0647.<\/p>\n

“Ethics is an exclusive human concern without any superhuman authority to back it “<\/p>\n

\u0648\u064a\u0634\u064a\u0631 ( \u0646\u0627\u0646\u064a \u062c\u0627\u0641\u0631\u064a ,2006 )(3)\u0627\u0644\u0649 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0625\u0639\u062a\u0628\u0627\u0631\u0647\u0627 \u0645\u0648\u0642\u0641 \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u064a\u0642\u0638\u0629 \u0648\u0627\u0644\u0627\u0646\u062a\u0628\u0627\u0647 \u0644\u0643\u0644 \u0633\u0645\u0629 \u0645\u0646 \u0633\u0645\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644 , \u0648\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647 , \u0648\u0645\u0642\u0627\u0628\u0644\u0629 \u0625\u0642\u062a\u0631\u0627\u062d\u0627\u062a\u0647 \u0628\u0639\u0642\u0644 \u0645\u062a\u0641\u062a\u062d , \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0644\u0647 \u0641\u064a \u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0648\u0636\u0648\u062d ,\u0648\u062a\u0633\u0648\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a\u0647 \u0628\u0623\u0633\u0631\u0639 \u0645\u0627 \u064a\u0645\u0643\u0646 .\u0643\u0645\u0627 \u062a\u0639\u0646\u064a \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0623\u0646 \u0646\u0643\u0648\u0646 \u0639\u0644\u064a \u0645\u0633\u062a\u0648\u064a \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0629 \u0644\u064a\u0633 \u0641\u0642\u0637 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0648 \u0639\u0645\u0644\u0627\u0626\u0647\u0627 \u0648\u0644\u0643\u0646 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0635\u0646\u0627\u0639\u0629 \u0643\u0643\u0644 .<\/p>\n

\u0648\u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0623\u062e\u0631\u064a \u0641\u0625\u0646 \u0636\u0639\u0641 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u0647 \u0646\u062a\u0627\u0626\u062c \u062e\u0637\u064a\u0631\u0629 \u0645\u0646\u0647\u0627:<\/p>\n

-\u0627\u0644\u0645\u0642\u0627\u0636\u0627\u0629 \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u062a\u0643\u0627\u0644\u064a\u0641 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0646\u0627\u0632\u0639\u0627\u062a.<\/p>\n

-\u0627\u0631\u062a\u0641\u0627\u0639 \u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0627\u0639\u0645\u0627\u0644.<\/p>\n

-\u0627\u0646\u062e\u0641\u0627\u0636 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0627\u062f\u0627\u0621 \u0648 \u0627\u0644\u062a\u0642\u062f\u064a\u0631\u0627\u062a \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629.<\/p>\n

-\u0627\u0644\u0623\u062b\u0627\u0631 \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0639\u0644\u064a \u0633\u0645\u0639\u0629 \u0627\u0644\u0634\u0631\u0643\u0629.<\/p>\n

\u0648\u064a\u0636\u064a\u0641\u062c\u0627\u0641\u0631\u064a \u0627\u0646 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u062a\u0639\u0646\u064a\u0630\u0644\u0643 \u0627\u0644\u0627\u0646\u0636\u0628\u0627\u0637 \u0648 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0645\u0627 \u062a\u062d\u0645\u0644\u0647 \u0645\u0646 \u0645\u0639\u0627\u0646\u064a, \u0648\u0647\u064a \u0630\u0644\u0643 \u0627\u0644\u0643\u0645 \u0627\u0644\u0647\u0627\u0626\u0644 \u0645\u0646 \u0627\u0644\u0645\u0634\u0627\u0639\u0631 \u0627\u0644\u062a\u064a \u062a\u062a\u062d\u062f\u0627\u0646\u0627 \u0644\u0644\u0627\u0631\u062a\u0642\u0627\u0621 \u0641\u0648\u0642 \u0627\u0646\u0641\u0633\u0646\u0627 , \u0648\u0647\u064a \u0627\u0644\u0627\u062f\u0627\u0629 \u0627\u0644\u062a\u064a \u0646\u0642\u064a\u0633 \u0628\u0647\u0627 \u0627\u0646\u0641\u0633\u0646\u0627, \u0648\u0647\u064a \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u062a\u064a \u062a\u062c\u0639\u0644\u0646\u0627 \u0646\u062a\u0642\u062f\u0645, \u0648\u0647\u064a \u0627\u0644\u0636\u0648\u0621 \u0627\u0644\u0630\u064a \u0633\u064a\u0630\u0643\u0631\u0646\u0627 \u0628\u0647 \u0627\u0644\u0627\u062e\u0631\u064a\u0646, \u0648\u0647\u064a \u0627\u0644\u0637\u0631\u064a\u0642 \u0627\u0644\u064a \u0627\u0644\u0627\u0645\u0627\u0645 \u0644\u0646\u0627 \u0648\u0644\u0635\u0646\u0627\u0639\u062a\u0646\u0627.<\/p>\n

\u0648\u064a\u0631\u064a \u0627\u0644\u0628\u0627\u062d\u062b\u0623\u0646 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u0639\u0646\u064a: \u062d\u0633\u0646 \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u0629, \u0648\u0635\u062f\u0642 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 , \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0646\u0635\u064a\u062d\u0629 \u0628\u0645\u0639\u0631\u0641\u0629 \u0648\u0623\u0645\u0627\u0646\u0629 , \u0648\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644 \u0641\u064a \u0636\u0648\u0621 \u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u064a \u0627\u0644\u0633\u062f\u0627\u062f , \u0648\u062a\u0633\u0648\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a\u0647 \u0628\u0623\u0633\u0631\u0639 \u0645\u0627 \u064a\u0645\u0643\u0646 .<\/p>\n

3\/2- \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 :<\/strong><\/span><\/p>\n

\u064a\u0635\u0641\u0627\u0644\u062d\u0642 \u0633\u0628\u062d\u0627\u0646\u0647 \u0648\u062a\u0639\u0627\u0644\u064a \u0633\u064a\u062f\u0646\u0627\u0645\u062d\u0645\u062f(\u0639\u0644\u064a\u0647 \u0627\u0644\u0635\u0644\u0627\u0629 \u0648\u0627\u0644\u0633\u0644\u0627\u0645 )\u0628\u0642\u0648\u0644\u0647 \u0633\u0628\u062d\u0627\u0646\u0647 \u0641\u064a \u0643\u062a\u0627\u0628\u0647 \u0627\u0644\u0639\u0632\u064a\u0632( \u0648\u0625\u0646\u0643 \u0644\u0639\u0644\u064a \u062e\u0644\u0642 \u0639\u0638\u064a\u0645) \u0648\u0641\u064a \u0627\u0644\u062d\u062f\u064a\u062b \u0627\u0644\u0634\u0631\u064a\u0641 \u064a\u0642\u0648\u0644 \u0633\u064a\u062f\u0646\u0627\u0645\u062d\u0645\u062f( \u0625\u0646\u0645\u0627 \u0628\u0639\u062b\u062a \u0644\u0623\u062a\u0645\u0645 \u0645\u0643\u0627\u0631\u0645\u0627\u0644\u0623\u062e\u0644\u0627\u0642) \u0648\u0641\u064a \u062d\u062f\u064a\u062b \u0623\u062e\u0631( \u0627\u0644\u062a\u0627\u062c\u0631 \u0627\u0644\u0635\u062f\u0648\u0642 \u064a\u062d\u0634\u0631 \u064a\u0648\u0645 \u0627\u0644\u0642\u064a\u0627\u0645\u0629 \u0645\u0639 \u0627\u0644\u0646\u0628\u064a\u064a\u0646 \u0648\u0627\u0644\u0635\u062f\u064a\u0642\u064a\u0646 \u0648\u0627\u0644\u0634\u0647\u062f\u0627\u0621) ,\u0641\u064a \u062d\u062f\u064a\u062b \u062b\u0627\u0644\u062b( \u0645\u0646 \u063a\u0634 \u0623\u0645\u062a\u064a \u0641\u0644\u064a\u0633 \u0645\u0646\u064a )<\/p>\n

\u0648\u064a\u0642\u0648\u0644 \u062c\u0648\u0631\u062c \u0645\u0627\u0643\u062f\u0648\u0646\u0627\u0644\u062f(4)( \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u0648\u062b\u0648\u0642 \u0641\u064a\u0643 \u0644\u0647\u0648 \u0623\u0641\u0636\u0644 \u0643\u062b\u064a\u0631\u0627 \u0645\u0646 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0645\u062d\u0628\u0648\u0628\u0627 )<\/p>\n

” To be trusted is a greater compliment than to be loved “<\/p>\n

\u0648\u064a\u0631\u064a ( \u0641\u0627\u064a\u0644\u0633 \u0641\u0627\u0646 , 2000 )(5)\u0623\u0646 \u0628\u0639\u0636 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u064a\u0634\u0639\u0631\u0648\u0646 \u0628\u0623\u0646 \u0645\u0633\u062a\u0648\u064a \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0641\u064a \u062a\u062f\u0647\u0648\u0631 \u0633\u0631\u064a\u0639 \u0648\u0627\u0644\u0628\u0639\u0636 \u0627\u0644\u0623\u062e\u0631 \u0645\u062a\u0641\u0627\u0626\u0644 \u0627\u0644\u064a \u062d\u062f \u0645\u0627 , \u0625\u0644\u0627 \u0623\u0646 \u0627\u0644\u063a\u0627\u0644\u0628\u064a\u0629 \u0627\u0644\u0639\u0638\u0645\u064a \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u064a \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u064a \u0645\u0633\u062a\u0648\u064a \u0639\u0627\u0644\u064a \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0644\u0643\u064a \u062a\u0628\u0642\u064a \u0648\u062a\u0646\u062c\u062d , \u0648\u064a\u0636\u064a\u0641 \u0641\u0627\u064a\u0644\u0633 \u0628\u0623\u0646 \u0627\u0644\u0628\u0639\u0636 \u064a\u0628\u0627\u0644\u063a \u0641\u064a \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u064a \u0645\u0633\u062a\u0648\u064a \u0623\u0639\u0644\u064a \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u062e\u0644\u0627\u0642\u064a\u0629 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0635\u0641\u0629 \u062e\u0627\u0635\u0629 , \u0648 \u064a\u0631\u062c\u0639 \u0630\u0644\u0643 \u0627\u0644\u064a \u0627\u0644\u0633\u0645\u0627\u062a \u0627\u0644\u0645\u0645\u064a\u0632\u0629 \u0648\u0627\u0644\u0641\u0631\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0633\u0645 \u0628\u0647\u0627 \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0645\u0646\u0647\u0627 :<\/p>\n

3\/2\/1- \u0623\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646\u062a\u062c \u0636\u0631\u0648\u0631\u064a Insurance is an Essential Product :<\/strong><\/em><\/p>\n

\u062d\u064a\u062b\u064a\u0639\u062a\u0645\u062f \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0639\u0644\u064a \u0645\u0646\u062a\u062c \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629\u0648\u0643\u0630\u0644\u0643 \u0641\u064a \u062d\u0645\u0627\u064a\u0629 \u0623\u0646\u0641\u0633\u0647\u0645 \u0648\u0645\u0645\u062a\u0644\u0643\u0627\u062a\u0647\u0645 \u0645\u0646 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0645\u0627\u0644\u064a\u0629 , \u0648\u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a :<\/p>\n

– \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0639\u062c\u0632 \u0648\u0627\u0644\u0634\u064a\u062e\u0648\u062e\u0629 \u0648\u0627\u0644\u0648\u0641\u0627\u0647 \u0648\u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0623\u0648 \u0645\u0624\u0633\u0633\u0627\u062a\u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0641\u0631\u0627\u062f \u0627\u0644\u0627\u0633\u0631\u0629 \u0639\u0646\u062f \u0641\u0642\u062f \u0627\u0644\u0639\u0627\u0626\u0644 \u0623\u0648 \u0628\u0644\u0648\u063a\u0629 \u0633\u0646 \u0627\u0644\u062a\u0642\u0627\u0639\u062f .<\/p>\n

– \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0648\u0627\u0644\u0630\u064a \u064a\u0633\u0627\u0647\u0645 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a \u0627\u0644\u0631\u0639\u0627\u064a\u0629 \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0645\u0644\u0627\u0626\u0645\u0629 .<\/p>\n

– \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0647 \u062a\u062f\u0639\u0645 \u0625\u064a\u0631\u0627\u062f\u0627\u062a \u0623\u0631\u0628\u0627\u0628 \u0627\u0644\u0639\u0627\u0626\u0644\u0627\u062a , \u0648\u0643\u0630\u0644\u0643 \u062a\u0633\u0627\u0647\u0645 \u0641\u064a \u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0623\u0637\u0641\u0627\u0644 , \u0648\u0623\u064a\u0636\u0627 \u0641\u064a \u0628\u0642\u0627\u0621 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0648\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0641\u064a \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u0646\u0634\u0637\u062a\u0647\u0627 \u0628\u062f\u0644\u0627 \u0645\u0646 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u0641\u0627\u0629 \u0623\u062d\u062f \u0627\u0644\u0634\u0631\u0643\u0627\u0621 .<\/p>\n

– \u0627\u0644\u062a\u063a\u0637\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0639\u0644\u064a \u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a \u062a\u0645\u062b\u0644 \u0639\u0646\u0635\u0631 \u0623\u0633\u0627\u0633\u064a \u0648\u0645\u0643\u0645\u0644 \u0641\u064a \u0643\u0644 \u0639\u0642\u062f .<\/p>\n

– \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u0627\u0645\u064a\u0646\u064a\u0629 \u062a\u0641\u0631\u0636 \u0625\u062c\u0628\u0627\u0631\u064a\u0627 \u0648\u0628\u062d\u0643\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0645\u062b\u0644: \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0625\u0644\u0632\u0627\u0645\u064a \u0639\u0644\u064a \u0627\u0644\u0645\u0631\u0643\u0628\u0627\u062a , \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0639\u0645\u0644 .<\/p>\n

3\/2\/2- \u0623\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646\u062a\u062c \u0645\u0627\u0644\u064a :Insurance is a Financial Product<\/strong><\/em><\/p>\n

\u062d\u064a\u062b\u064a\u0642\u062f\u0645 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0641\u064a \u0643\u0627\u0641\u0629 \u0635\u0648\u0631\u0629 \u0648\u0623\u0646\u0648\u0627\u0639\u0647 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0644\u0627\u063a\u0646\u064a \u0644\u0623\u064a \u0641\u0631\u062f \u0623\u0648 \u062c\u0645\u0627\u0639\u0629 \u0623\u0648 \u0634\u0631\u0643\u0629 \u0639\u0646\u0647\u0627 ,\u0648\u064a\u0645\u062b\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0631\u0643\u0646\u0627 \u0623\u0633\u0627\u0633\u064a\u0627 \u0641\u064a \u0623\u064a\u0629 \u062e\u0637\u0629 \u0645\u0627\u0644\u064a\u0629 \u0633\u0644\u064a\u0645\u0629 ,\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646 \u062a\u0636\u0645\u0646\u062a \u0627\u0644\u062e\u0637\u0629 \u0628\u0631\u0646\u0627\u0645\u062c\u0627 \u062a\u0623\u0645\u064a\u0646\u064a\u0627 \u0646\u0627\u0642\u0635\u0627 \u0623\u0648 \u063a\u064a\u0631 \u0645\u0644\u0627\u0626\u0645\u0627 \u0644\u0644\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0627\u0644\u0641\u0639\u0644\u064a\u0629 ,\u0633\u0648\u0641 \u064a\u0643\u0648\u0646 \u0644\u0630\u0644\u0643 \u062a\u0623\u062b\u064a\u0631\u0627 \u0633\u0644\u0628\u064a\u0627 \u0648\u0642\u0648\u064a\u0627 \u0639\u0644\u064a \u0627\u0644\u0641\u0631\u062f \u0648\u0627\u0644\u0623\u0633\u0631\u0629 \u0648 \u0627\u0644\u0645\u0634\u0631\u0648\u0639 .<\/p>\n

3\/2\/3- \u0623\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u064a\u0634\u062a\u0631\u064a \u0625\u0639\u062a\u0645\u0627\u062f\u0627 \u0639\u0644\u064a \u0627\u0644\u062b\u0642\u0629Insurance is Purchased Based on Trust:<\/strong><\/em> \u0639\u0644\u064a\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0639\u0642\u0648\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0645\u0646 \u0627\u0644\u0633\u0647\u0644 \u0642\u0631\u0627\u0621\u062a\u0647\u0627 \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u0644\u064a\u0633 \u0645\u0646 \u0627\u0644\u0633\u0647\u0644 \u0641\u0647\u0645\u0647\u0627 \u0648\u0627\u0633\u062a\u064a\u0639\u0627\u0628\u0647\u0627 \u0648\u0627\u062f\u0631\u0627\u0643 \u0645\u0627\u0628\u0647\u0627 , \u0648\u0642\u0644\u064a\u0644\u0627 \u0645\u0646 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647\u0645 \u0647\u0645 \u0627\u0644\u0630\u064a\u0646 \u064a\u0639\u0646\u0648\u0646 \u0628\u0642\u0631\u0627\u0621\u0629 \u0648\u062b\u0627\u0626\u0642\u0647\u0645 ,\u0648\u062d\u062a\u064a \u0647\u0624\u0644\u0627\u0621 \u0646\u0627\u062f\u0631\u0627 \u0645\u0627 \u064a\u0641\u0647\u0645\u0648\u0646 \u0645\u0627 \u064a\u0642\u0631\u0623\u0648\u0646 , \u0641\u0645\u0639\u0638\u0645 \u0627\u0644\u0627\u0641\u0631\u0627\u062f \u064a\u0634\u062a\u0631\u0648\u0646 \u0648\u062b\u0627\u0626\u0642\u0647\u0645 \u0627\u0639\u062a\u0645\u0627\u062f\u0627 \u0639\u0644\u064a \u0627\u0644\u062b\u0642\u0629 , \u0648\u0647\u0645 \u064a\u062b\u0642\u0648\u0646 \u0641\u064a \u0627\u0644\u0645\u0646\u062a\u062c \u0648\u062a\u0648\u0635\u064a\u0627\u062a\u0647 \u0648\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0644\u0627\u0626\u0645\u0629 \u0644\u0647\u0645 ,\u0643\u0645\u0627 \u064a\u062b\u0642\u0648\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0646\u062a\u062c \u0641\u064a \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0623\u0646\u0647\u0627 \u0633\u0648\u0641 \u062a\u0641\u064a \u0628\u0648\u0639\u0648\u062f\u0647\u0627 \u0641\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a \u0641\u0648\u0631 \u0627\u0633\u062a\u062d\u0642\u0627\u0642\u0647\u0627. \u0648\u0639\u0644\u064a \u0647\u0630\u0627 \u0641\u0625\u0646 \u0627\u0644\u062b\u0642\u0629 \u0639\u0627\u0645\u0644 \u0636\u0631\u0648\u0631\u064a \u0648\u0623\u0633\u0627\u0633\u064a \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 .<\/p>\n

\u0647\u0630\u0647 \u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0647\u064a \u0627\u0644\u062a\u064a \u0623\u0639\u0637\u062a \u0644\u0644\u0623\u0641\u0631\u0627\u062f \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u062d\u0642\u0644 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u0625\u062d\u062a\u0641\u0627\u0638 \u0648\u0627\u0644\u062a\u062d\u0644\u064a \u0628\u0645\u0633\u062a\u0648\u064a \u0639\u0627\u0644\u064a \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 .<\/p>\n

4- \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 :<\/strong><\/p>\n

\u0625\u0630\u0627 \u0643\u0627\u0646 \u0623\u0637\u0631\u0627\u0641 \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0627\u0633\u0627\u0633\u064a\u064a\u0646 \u0647\u0645\u0627 :<\/p>\n

\u0627\u0644\u0645\u0624\u0645\u0646 :<\/strong><\/span> \u0648\u064a\u0642\u0635\u062f \u0628\u0647 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0644\u0644\u0639\u0642\u062f \u0648\u0627\u0644\u062a\u064a \u062a\u0644\u062a\u0632\u0645 \u0628\u0633\u062f\u0627\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0623\u0648 \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0639\u0646\u062f \u062a\u062d\u0642\u0642 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0645\u0624\u0645\u0646 \u0636\u062f\u0647 .<\/p>\n

\u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647:<\/strong><\/span> \u0648\u0647\u0648 \u0635\u0627\u062d\u0628 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0648\u0627\u0644\u0630\u064a \u064a\u0644\u062a\u0632\u0645 \u0628\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0629 \u0641\u064a \u0645\u0648\u0627\u0639\u064a\u062f\u0647\u0627.<\/p>\n

\u0625\u0644\u0627 \u0623\u0646 \u0647\u0646\u0627\u0643 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u064a\u0639\u062a\u0628\u0631 \u0647\u0645\u0632\u0629 \u0627\u0644\u0648\u0635\u0644 \u0628\u064a\u0646 \u0627\u0644\u0645\u0624\u0645\u0646 \u0648\u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0648\u0647\u0648 \u0627\u0644\u0645\u0646\u062a\u062c \u0623\u0648 \u0627\u0644\u0648\u0633\u064a\u0637 , \u062d\u064a\u062b \u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062e\u062f\u0645\u0629 \u062a\u0628\u0627\u0639 \u0648\u0644\u0627 \u062a\u0634\u062a\u0631\u064a, \u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0639\u0627\u062f\u0629 \u0645\u0627 \u064a\u0646\u062a\u0638\u0631 \u0645\u0646 \u064a\u0639\u0631\u0636 \u0639\u0644\u064a\u0647 \u0627\u0644\u062e\u062f\u0645\u0629 \u0648\u064a\u0642\u0646\u0639\u0647 \u0628\u0645\u0632\u0627\u064a\u0627\u0647\u0627 (\u0628\u0625\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0625\u062c\u0628\u0627\u0631\u064a\u0629) \u0648\u064a\u062e\u062a\u0627\u0631 \u0645\u0639\u0647 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u0627\u0633\u0628 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0648\u062a\u062a\u0641\u0642 \u0648\u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637 ,\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0639\u062a\u0628\u0631 \u0645\u0646\u062a\u062c \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u062f\u0631\u062c\u0629 \u0643\u0628\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 ,\u0647\u0630\u0627 \u0627\u0644\u064a \u062c\u0627\u0646\u0628 \u0641\u0626\u0629 \u0631\u0627\u0628\u0639\u0629 \u0644\u0647\u0627 \u062b\u0642\u0644\u0647\u0627 \u0648\u0623\u0647\u0645\u064a\u062a\u0647\u0627 \u0627\u0644\u0628\u0627\u0644\u063a\u0629 \u0641\u064a \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0639\u0644\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0644\u0627 \u0648\u0647\u064a \u0641\u0626\u0629 \u0627\u0644\u0643\u062a\u0627\u0628 \u0648\u0627\u0644\u0639\u0644\u0645\u0627\u0621 \u0627\u0644\u0645\u0647\u062a\u0645\u064a\u0646 \u0628\u062a\u0646\u0627\u0648\u0644 \u0642\u0636\u0627\u064a\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0625\u062b\u0627\u0631\u062a\u0647\u0627 .<\/p>\n

\u0648\u0644\u0647\u0630\u0627 \u064a\u062a\u0646\u0627\u0648\u0644 \u0627\u0644\u0628\u0627\u062d\u062b \u0628\u0639\u0636 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0641\u0626\u0627\u062a:<\/p>\n

4\/1 – \u0627\u0644\u0639\u0645\u0644\u0627\u0621 :Customers<\/strong><\/em><\/p>\n

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4\/1\/3- \u0627\u0644\u062a\u0648\u0627\u0637\u0624 \u0628\u064a\u0646 \u0627\u0644\u0639\u0627\u0645\u0644 \u0648\u0627\u0644\u0637\u0628\u064a\u0628: \u0648\u0630\u0644\u0643 \u0628\u0625\u062c\u0631\u0627\u0621 \u0641\u062d\u0648\u0635\u0627\u062a \u0648\u062a\u062d\u0627\u0644\u064a\u0644 \u0648\u0623\u0634\u0639\u0629 \u0648\u0631\u0633\u0648\u0645\u0627\u062a \u0644\u0644\u0642\u0644\u0628 \u0648\u0627\u0644\u0645\u062e, \u0648\u0642\u062f \u0644\u0627\u062a\u062d\u062a\u0627\u062c \u0625\u0644\u064a\u0647\u0627 \u062d\u0627\u0644\u0629 \u0627\u0644\u0645\u0631\u064a\u0636, \u062e\u0627\u0635\u0629 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0646\u0633\u0628\u0629 \u062a\u062d\u0645\u0644 \u0627\u0644\u0639\u0627\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0646\u0633\u0628\u0629 \u064a\u0633\u064a\u0631\u0629 .<\/p>\n

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– \u0633\u062c\u0644\u0627\u062a \u0623\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0644\u0645\u0631\u0636\u064a Electronic patient records.<\/p>\n

– \u0634\u0628\u0643\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0635\u062d\u064a\u0629 Health Information Networks.<\/p>\n

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\u0648\u0641\u0627\u0629\/100000 \u0645\u0631\u0643\u0628\u0629<\/p>\n

\u0648\u0641\u0627\u0629\/100000 \u0646\u0633\u0645\u0629<\/p>\n

\u0639\u062f\u062f \u0627\u0644\u062c\u0631\u062d\u064a<\/p>\n

\u0639\u062f\u062f \u0627\u0644\u0648\u0641\u064a\u0627\u062a<\/p>\n

\u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b<\/p>\n

\u0627\u0644\u0633\u0646\u0648\u0627\u062a<\/p>\n

16.2<\/p>\n

13.8<\/p>\n

19015<\/p>\n

676<\/p>\n

50330<\/p>\n

1999<\/p>\n

14.5<\/p>\n

13.6<\/p>\n

18842<\/p>\n

686<\/p>\n

52796<\/p>\n

2000<\/p>\n

15.4<\/p>\n

15.1<\/p>\n

18832<\/p>\n

783<\/p>\n

52662<\/p>\n

2001<\/p>\n

14.2<\/p>\n

14.2<\/p>\n

17381<\/p>\n

758<\/p>\n

52913<\/p>\n

2002<\/p>\n

14.6<\/p>\n

15.2<\/p>\n

18368<\/p>\n

832<\/p>\n

62115<\/p>\n

2003<\/p>\n

\u0643\u0645\u0627 \u062a\u0634\u064a\u0631 \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0627\u0644\u064a \u0623\u0646 \u0646\u0633\u0628\u0629 \u0648\u0641\u064a\u0627\u062a \u0627\u0644\u0645\u0634\u0627\u0629 \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0648\u0641\u064a\u0627\u062a \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0637\u0631\u0642 \u0642\u064a \u0627\u0644\u0627\u0631\u062f\u0646 \u0645\u0646 \u0623\u0639\u0644\u064a \u0627\u0644\u0646\u0633\u0628 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u062d\u064a\u062b \u062a\u062c\u0627\u0648\u0632\u062a 40 % \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0627\u062a\u062a\u062c\u0627\u0648\u0632 13 % \u0641\u064a \u0623\u0645\u0631\u064a\u0643\u0627 \u0648\u0643\u0646\u062f\u0627 \u0648\u0645\u0639\u0638\u0645 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0623\u0648\u0631\u0648\u0628\u064a\u0629 ,\u0648\u0627\u0646 \u0639\u062f\u062f \u0627\u0644\u0648\u0641\u064a\u0627\u062a \u0628\u0644\u063a 14.6 \u062d\u0627\u0644\u0629 \u0648\u0641\u0627\u0629 \u0644\u0643\u0644000 100 \u0645\u0631\u0643\u0628\u0629 \u0641\u064a \u0627\u0644\u0627\u0631\u062f\u0646 \u0645\u0642\u0627\u0628\u0644 1.8 \u0641\u064a \u0644\u0648\u0643\u0633\u0645\u0628\u0648\u0631\u062c \u0648\u0628\u0644\u063a 15.2 \u062d\u0627\u0644\u0629 \u0648\u0641\u0627\u0629 \u0644\u0643\u0644 100000 \u0646\u0633\u0645\u0629 \u0645\u0642\u0627\u0628\u0644 8 \u0648\u0641\u064a\u0627\u062a \u0641\u0642\u0637 \u0641\u064a \u0641\u0644\u0646\u062f\u0627 .\u0643\u0645\u0627 \u062a\u0634\u064a\u0631 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u064a \u0627\u0646 \u0627\u0644\u0627\u062e\u0637\u0627\u0621 \u0627\u0644\u0628\u0634\u0631\u064a\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0636\u0639\u0641 \u0627\u0644\u0648\u0639\u064a \u0627\u0644\u0645\u0631\u0648\u0631\u064a \u0648\u0627\u0644\u0633\u0644\u0648\u0643\u064a\u0627\u062a \u0627\u0644\u062e\u0627\u0637\u0626\u0629 \u0648\u0639\u062f\u0645 \u0627\u0644\u062a\u0642\u064a\u062f \u0628\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0645\u0631\u0648\u0631 \u0633\u0627\u0647\u0645\u062a \u0628\u062d\u0648\u0627\u0644\u064a 99.78 % \u0645\u0646\u0647\u0627 \u062d\u0648\u0627\u0644\u064a 90.7 % \u0623\u062e\u0637\u0627\u0621 \u0633\u0627\u0626\u0642\u064a\u0646 \u06489.1 % \u0623\u062e\u0637\u0627\u0621 \u0645\u0634\u0627\u0629 , \u0648\u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 :\u0623\u0634\u0627\u0631\u062a \u0625\u062d\u062f\u0649 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a(13)\u0627\u0644\u064a \u0623\u0646 \u0639\u062f\u062f \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u062a\u0636\u0627\u0639\u0641 38 \u0645\u0631\u0629 \u0641\u064a \u0627\u0644\u0641\u062a\u0631\u0629 \u0645\u0627 \u0628\u064a\u0646 \u0639\u0627\u0645 1391\u0647\u0640 \u0648\u0639\u0627\u0645 1413\u0647\u0640\u060c \u0643\u0645\u0627 \u0623\u0634\u0627\u0631\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0625\u0644\u0649 \u0623\u0646 \u0645\u0627 \u0628\u064a\u0646 \u0643\u0644 1000 \u0634\u062e\u0635 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0647\u0646\u0627\u0643 350 \u0634\u062e\u0635\u064b\u0627 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u0633\u064a\u0627\u0631\u0629 \u062e\u0627\u0635\u0629\u060c \u0631\u063a\u0645 \u0623\u0646 \u0627\u0644\u0646\u0633\u0627\u0621 \u0644\u0627 \u064a\u0642\u062f\u0646 \u0641\u064a\u0647\u0627 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a\u060c \u0641\u064a \u062d\u064a\u0646 \u064a\u0645\u0644\u0643 \u0641\u064a \u0628\u0631\u064a\u0637\u0627\u0646\u064a\u0627 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0645\u0646 \u0643\u0644 1000 \u0634\u062e\u0635 306 \u0634\u062e\u0635 . \u0648\u0627\u0644\u0646\u0633\u0627\u0621 \u0647\u0646\u0627\u0643 \u064a\u0642\u062f\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u061f!!!
\n\u0648\u0642\u062f \u062b\u0628\u062a \u0623\u0646 \u0627\u0632\u062f\u062d\u0627\u0645 \u0627\u0644\u0637\u0631\u0642 \u0645\u0646 \u0623\u0639\u0638\u0645 \u0623\u0633\u0628\u0627\u0628 \u0643\u062b\u0631\u0629 \u0627\u0644\u062d\u0648\u0627\u062f\u062b<\/p>\n

\u0648\u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0628\u064a\u0646 \u0628\u0639\u0636 \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0641\u064a \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0639\u0631\u0628\u064a\u0629(13):<\/p>\n

\u062c\u062f\u0648\u0644 \u0631\u0642\u0645 (2 )<\/p>\n

\u0627\u0644\u062d\u0648\u0627\u062f\u062b<\/p>\n

\u0627\u0644\u062f\u0648\u0644\u0629<\/p>\n

1- \u062a\u0634\u064a\u0631 \u0627\u0644\u0627\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0639\u0646 \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u0627\u0631\u062f\u0646 \u0627\u0644\u064a \u0633\u0642\u0648\u0637 3735 \u0642\u062a\u064a\u0644\u0627 \u064892438 \u062d\u0627\u0644\u0629 \u0627\u0635\u0627\u0628\u0629 \u0628\u062f\u0646\u064a\u0629 \u0646\u062a\u064a\u062c\u0629 270816 \u062d\u0627\u062f\u062b \u0645\u0631\u0648\u0631\u064a \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0645\u0646 1999 \u0627\u0644\u064a 2003<\/p>\n

2- \u0634\u0647\u062f \u0627\u0644\u0627\u0631\u062f\u0646 \u062e\u0644\u0627\u0644 \u0633\u0646\u0648\u0627\u062a \u0645\u0646 2000 \u0627\u0644\u064a 2004 \u0639\u062f\u062f 41912 \u062d\u0627\u062f\u062b \u062d\u0631\u064a\u0642 ,\u0628\u0645\u0639\u062f\u0644 8382 \u062d\u0627\u062f\u062b \u0633\u0646\u0648\u064a\u0627 \u0648\u062e\u0644\u0627\u0644 \u0639\u0627\u0645 2004 \u0628\u0644\u063a \u0639\u062f\u062f \u0627\u0644\u062d\u0648\u0627\u062f\u062b 9800 \u062d\u0627\u062f\u062b \u062d\u0631\u064a\u0642 \u062a\u0633\u0628\u0628 \u0641\u064a \u0648\u0642\u0648\u0639 683 \u0627\u0635\u0627\u0628\u0629 \u064838 \u062d\u0627\u0644\u0629 \u0648\u0641\u0627\u0629 \u0648\u062e\u0633\u0627\u0626\u0631\u0645\u0627\u062f\u064a\u0629 \u0642\u062f\u0631\u062a \u0628\u0645\u0628\u0644\u063a 21.7 \u0645\u0644\u064a\u0648\u0646 \u062f\u064a\u0646\u0627\u0631, 50%\u0645\u0646\u0647\u0627 \u0628\u0633\u0628\u0628 \u0639\u0628\u062b \u0627\u0644\u0627\u0637\u0641\u0627\u0644 \u0648\u0627\u0644\u0627\u0647\u0645\u0627\u0644 \u0648\u0625\u0644\u0642\u0627\u0621 \u0623\u0639\u0642\u0627\u0628 \u0633\u062c\u0627\u0626\u0631 \u0648 26.6 %\u062d\u0648\u0627\u062f\u062b \u0645\u0641\u062a\u0639\u0644\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u0634\u064a\u0631 \u0627\u0644\u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u064a \u0623\u0646 \u0645\u0639\u0638\u0645 \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0645\u0641\u062a\u0639\u0644\u0629 (2610 \u062d\u0627\u062f\u062b )\u0643\u0627\u0646\u062a \u0628\u0642\u0635\u062f \u0627\u062c\u0631\u0627\u0645\u064a \u0623\u0648 \u0644\u063a\u0627\u064a\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0648 \u0644\u0637\u0645\u0633 \u0645\u0639\u0627\u0644\u0645 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0625\u0630 \u0643\u0627\u0646 \u0627\u0644\u062c\u0627\u0646\u064a \u0627\u0631\u062a\u0643\u0628\u0647\u0627 \u0628\u0633\u0628\u0628 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0645 .<\/p>\n

3- \u0648\u0639\u0646 \u0627\u0635\u0627\u0628\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0627\u0644\u0627\u0631\u062f\u0646 \u062a\u0634\u064a\u0631 \u0627\u0644\u0627\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0644\u0639\u0627\u0645 2003 \u0627\u0644\u064a \u062d\u062f\u0648\u062b 12628 \u0627\u0635\u0627\u0628\u0629 \u0639\u0645\u0644 \u062e\u0644\u0641\u062a 70 \u062d\u0627\u0644\u0629 \u0648\u0641\u0627\u0629 602 \u062d\u0627\u0644\u0629 \u0639\u062c\u0632 \u0648\u0627\u0643\u062b\u0631 \u0645\u0646 17 \u0627\u0644\u0641 \u064a\u0648\u0645 \u0639\u0645\u0644 \u062a\u0636\u064a\u0639 \u0643\u0644 \u0639\u0627\u0645 \u064820<\/p>\n

\u0627\u0644\u0627\u0631\u062f\u0646<\/p>\n

\u0645\u0644\u064a\u0648\u0646 \u062f\u064a\u0646\u0627\u0631 \u062e\u0633\u0627\u0626\u0631 \u0628\u0633\u0628\u0628 \u0627\u0644\u0627\u0635\u0627\u0628\u0627\u062a .<\/p>\n

1-\u0630\u0647\u0628 \u0623\u0643\u062b\u0631 \u0645\u0646 \u0623\u0644\u0641\u064a \u0645\u0648\u0627\u0637\u0646 \u0645\u0635\u0631\u064a \u0641\u064a \u062d\u0627\u062f\u062b\u064a\u0646 \u0641\u0642\u0637 \u0647\u0645\u0627 \u0627\u0644\u0639\u0628\u0627\u0631\u0629 \u0648\u0642\u0637\u0627\u0631 \u0627\u0644\u0635\u0639\u064a\u062f<\/p>\n

2- : \u0627\u0644\u062d\u0627\u062f\u064a \u0648\u0627\u0644\u062b\u0644\u0627\u062b\u064a\u0646 \u0645\u0646 \u0623\u0643\u062a\u0648\u0628\u0631\/ \u062a\u0634\u0631\u064a\u0646 \u0627\u0644\u0623\u0648\u0644 1999 \u0645\u0642\u062a\u0644 \u0645\u0626\u062a\u064a\u0646 \u0648\u0633\u0628\u0639\u0629 \u0639\u0634\u0631 \u0634\u062e\u0635\u0627 \u0641\u064a \u062a\u062d\u0637\u0645 \u0637\u0627\u0626\u0631\u0629 \u0628\u0648\u064a\u0646\u062c \u0645\u0635\u0631\u064a\u0629 \u0642\u0628\u0627\u0644\u0629 \u0633\u0627\u062d\u0644 \u0645\u0627\u0633\u0627\u062a\u0634\u0648\u0633\u062a\u0633 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a \u0628\u0639\u062f \u0646\u062d\u0648 \u0633\u0627\u0639\u0629 \u0645\u0646 \u0625\u0642\u0644\u0627\u0639\u0647\u0627. \u0648\u0644\u0645 \u064a\u0646\u062c \u0641\u064a \u0627\u0644\u062d\u0627\u062f\u062b \u0623\u064a \u0645\u0646 \u0627\u0644\u0631\u0643\u0627\u0628<\/p>\n

3- \u0627\u0644\u0633\u0627\u0628\u0639 \u0645\u0646 \u0645\u0627\u064a\u0648\/\u0623\u064a\u0627\u06312002: \u062a\u062d\u0637\u0645 \u0637\u0627\u0626\u0631\u0629 \u0645\u0635\u0631\u064a\u0629 \u062a\u0627\u0628\u0639\u0629 \u0644\u0634\u0631\u0643\u0629 \u0645\u0635\u0631 \u0644\u0644\u0637\u064a\u0631\u0627\u0646 \u0641\u064a \u062a\u0648\u0646\u0633 \u0648\u0646\u062c\u0627\u0629 \u0645\u0639\u0638\u0645 \u0631\u0643\u0627\u0628\u0647\u0627 \u0648\u0639\u062f\u062f\u0647\u0645 55 \u060c
\n4- \u0627\u0644\u062b\u0627\u0644\u062b \u0645\u0646 \u064a\u0646\u0627\u064a\u0631\/\u0643\u0627\u0646\u0648\u0646 \u0627\u0644\u062b\u0627\u0646\u064a2004: \u0645\u0642\u062a\u0644148 \u0634\u062e\u0635\u0627 \u0647\u0645 \u0643\u0644 \u0631\u0643\u0627\u0628 \u0648\u0637\u0627\u0642\u0645 \u0637\u0627\u0626\u0631\u0629 \u0645\u0635\u0631\u064a\u0629 \u0643\u0627\u0646\u062a \u062a\u0642\u0644 \u0633\u064a\u0627\u062d\u0627 \u0641\u0631\u0646\u0633\u064a\u064a\u0646 \u0641\u064a \u0637\u0631\u064a\u0642\u0647\u0627 \u0645\u0646 \u0645\u062f\u064a\u0646\u0629 \u0634\u0631\u0645 \u0627\u0644\u0634\u064a\u062e \u0627\u0644\u0649 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0628\u0639\u062f \u0633\u0642\u0648\u0637\u0647\u0627 \u0641\u064a \u0627\u0644\u0628\u062d\u0631\u0627\u0644\u0623\u062d\u0645\u0631.<\/p>\n

\u0645\u0635\u0631<\/strong><\/p>\n

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2-\u0627\u0644\u062b\u0627\u0646\u064a \u0639\u0634\u0631 \u0645\u0646 \u0646\u0648\u0641\u0645\u0628\u0631 1996: \u0645\u0642\u062a\u0644 \u062b\u0644\u0627\u062b\u0645\u0626\u0629 \u0648\u062a\u0633\u0639\u0629 \u0648\u0623\u0631\u0628\u0639\u064a\u0646 \u0634\u062e\u0635\u0627 \u0641\u064a \u0627\u0635\u0637\u062f\u0627\u0645 \u0637\u0627\u0626\u0631\u0629 \u062c\u0627\u0645\u0628\u0648 \u0645\u0646 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0637\u0627\u0626\u0631\u0629 \u0634\u062d\u0646 \u0645\u0646 \u0642\u0627\u0632\u0627\u062e\u0633\u062a\u0627\u0646 \u0641\u064a \u0623\u062c\u0648\u0627\u0621 \u0627\u0644\u0647\u0646\u062f\u060c \u0648\u0647\u0648 \u0623\u0633\u0648\u0623 \u062d\u0627\u062f\u062b \u0627\u0635\u0637\u062f\u0627\u0645 \u0641\u064a \u0627\u0644\u062c\u0648<\/p>\n

\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/strong><\/p>\n

\u0648\u0641\u064a \u062a\u0648\u0646\u0633: \u0642\u0627\u0644\u062a \u0627\u0644\u062c\u0645\u0639\u064a\u0629 \u0627\u0644\u062a\u0648\u0646\u0633\u064a\u0629 \u0644\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0637\u0631\u0642\u0627\u062a \u0625\u0646 \u0627\u0631\u0628\u0639\u0629 \u0627\u0641\u0631\u0627\u062f\u064a\u0644\u0642\u0648\u0646 \u062d\u062a\u0641\u0647\u0645 \u064a\u0648\u0645\u064a\u0627 \u0639\u0644\u0649 \u0627\u0644\u0637\u0631\u0642 \u0641\u064a \u062a\u0648\u0646\u0633 \u0648\u0625\u0646 40 \u064a\u0635\u0627\u0628\u0648\u0646 \u064a\u0648\u0645\u064a\u0627 \u0628\u062c\u0631\u0627\u062d \u062e\u0637\u064a\u0631\u0629 \u062a\u0624\u062f\u064a \u0627\u063a\u0644\u0628\u0647\u0627\u0644\u0627\u0639\u0627\u0642\u0629 \u0645\u0633\u062a\u062f\u064a\u0645\u0629 \u062c\u0631\u0627\u0621 \u0647\u0630\u0647 \u0627\u0644\u062d\u0648\u0627\u062f\u062b. \u0648\u0627\u0636\u0627\u0641\u062a \u0627\u0644\u062c\u0645\u0639\u064a\u0629 \u062e\u0644\u0627\u0644 \u0645\u0624\u062a\u0645\u0631 \u0639\u0642\u062f \u062d\u0648\u0644 \u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0637\u0631\u0642 \u0627\u0646 \u0647\u0630\u0647 \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u062a\u062a\u0633\u0628\u0628 \u0641\u064a \u062e\u0633\u0627\u0626\u0631 \u0645\u0627\u0644\u064a\u0629 \u0641\u0627\u062f\u062d\u0629 \u0644\u0644\u0628\u0644\u0627\u062f \u062a\u0642\u062f\u0631\u0628\u0646\u062d\u0648 160 \u0645\u0644\u064a\u0648\u0646 \u062f\u064a\u0646\u0627\u0631 \u0633\u0646\u0648\u064a\u0627 (120\u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631) \u0648\u0642\u0627\u0644 \u0631\u0626\u064a\u0633 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u0644\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0637\u0631\u0642\u0627\u062a \u062c\u0648\u0632\u064a \u0645\u064a\u062c\u0627\u0644 \u062a\u0631\u064a\u0642\u0648\u0632\u0648 \u062e\u0644\u0627\u0644 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0646 \u0627\u0643\u062b\u0631 \u0645\u0646 \u0645\u0644\u064a\u0648\u0646 \u0648300\u0627\u0644\u0641 \u0634\u062e\u0635 \u064a\u0644\u0642\u0648\u0646 \u062d\u062a\u0641\u0647\u0645 \u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u062c\u0631\u0627\u0621 \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0633\u064a\u0631 \u0648\u0627\u0646 \u0639\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u0644\u0627\u064a\u064a\u0646 \u064a\u0635\u0627\u0628\u0648\u0646 \u0628\u062c\u0631\u0648\u062d\u062e\u0637\u064a\u0631\u0629 \u0648\u0627\u0639\u0627\u0642\u0627\u062a \u062a\u0644\u0627\u0632\u0645 \u0627\u0635\u062d\u0627\u0628\u0647\u0627 \u0637\u064a\u0644\u0629 \u062d\u064a\u0627\u062a\u0647\u0645. \u0648\u0627\u0636\u0627\u0641 \u0627\u0646\u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u062a\u0631\u0649 \u0627\u0646 \u0628\u064a\u0646 15 \u0648 20 \u0628\u0627\u0644\u0645\u0626\u0629 \u0645\u0646 \u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u0635\u062d\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0633\u062a\u0646\u0641\u0642 \u062d\u062a\u0649 2020 \u0639\u0644\u0649\u0636\u062d\u0627\u064a\u0627 \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0633\u064a\u0631 \u0648\u0627\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0633\u062a\u0632\u064a\u062f \u0628\u0627\u0637\u0631\u0627\u062f \u0646\u0638\u0631\u0627 \u0644\u062a\u0648\u0633\u0639 \u0627\u0633\u0637\u0648\u0644 \u0627\u0644\u0646\u0642\u0644 \u0641\u064a\u0627\u0644\u0639\u0627\u0644\u0645.
\n\u0645\u0646 \u062c\u0647\u062a\u0647\u0627 \u0642\u0627\u0644\u062a \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0644\u0644\u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0645\u0631\u0648\u0631\u064a\u0629 \u0627\u0646 \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0645\u0631\u0648\u0631 \u0641\u064a\u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a \u062a\u062a\u0633\u0628\u0628 \u0633\u0646\u0648\u064a\u0627 \u0641\u064a \u0645\u0642\u062a\u0644 \u0646\u062d\u0648 36 \u0627\u0644\u0641 \u0634\u062e\u0635 \u0648\u0627\u0635\u0627\u0628\u0629 \u062d\u0648\u0627\u0644\u064a 250 \u0627\u0644\u0641\u0627 \u0628\u0627\u0636\u0631\u0627\u0631\u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u062d\u062f\u062b\u0629 \u062e\u0633\u0627\u0626\u0631 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 65 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0633\u0646\u0648\u064a\u0627.<\/p>\n

\u062a\u0648\u0646\u0633<\/strong><\/p>\n

\u0627\u0644\u062b\u0627\u0644\u062b \u0648\u0627\u0644\u0639\u0634\u0631\u0648\u0646 \u0645\u0646 \u0623\u063a\u0633\u0637\u0633\/ \u0622\u0628 2000: \u0645\u0642\u062a\u0644 143 \u0634\u062e\u0635\u0627 \u0647\u0645 \u062c\u0645\u064a\u0639 \u0631\u0643\u0627\u0628 \u0648\u0623\u0641\u0631\u0627\u062f \u0637\u0627\u0642\u0645<\/p>\n

\u0637\u0627\u0626\u0631\u0629 \u062a\u0627\u0628\u0639\u0629 \u0644\u0634\u0631\u0643\u0629 \u0637\u064a\u0631\u0627\u0646 \u0627\u0644\u062e\u0644\u064a\u062c \u0639\u0646\u062f\u0645\u0627 \u0633\u0642\u0637\u062a \u0627\u0644\u0637\u0627\u0626\u0631\u0629 \u0627\u0644\u0642\u0627\u062f\u0645\u0629 \u0645\u0646 \u0627\u0644\u0642\u0627\u0647\u0631\u0629 \u0642\u0628\u0627\u0644\u0629 \u0633\u0627\u062d\u0644 \u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0642\u0628\u064a\u0644 \u062f\u0642\u0627\u0626\u0642 \u0642\u0644\u064a\u0644\u0629 \u0645\u0646 \u0647\u0628\u0648\u0637\u0647\u0627 \u0641\u064a \u0645\u0637\u0627\u0631 \u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u064a\u0647 \u0648\u062a\u0631\u062f\u062f \u0623\u0646 \u0627\u0644\u0637\u064a\u0627\u0631 \u0642\u0627\u0645 \u0628\u0645\u062d\u0627\u0648\u0644\u062a\u064a\u0646 \u0641\u0627\u0634\u0644\u062a\u064a\u0646. \u0642\u0628\u0644 \u0623\u0646 \u062a\u0633\u0642\u0637 \u0627\u0644\u0637\u0627\u0626\u0631\u0629 \u0648\u062a\u062a\u062d\u0637\u0645 \u0641\u064a \u0645\u064a\u0627\u0647 \u0627\u0644\u062e\u0644\u064a\u062c<\/p>\n

\u0627\u0644\u0628\u062d\u0631\u064a\u0646<\/strong><\/p>\n

\u0627\u0644\u0633\u0627\u062f\u0633 \u0645\u0646 \u0645\u0627\u0631\u0633\/\u0622\u0630\u0627\u06312003: \u0645\u0642\u062a\u0644 102 \u0631\u0627\u0643\u0628 \u0641\u064a \u062d\u0627\u062f\u062b \u062a\u062d\u0637\u0645 \u0637\u0627\u0626\u0631\u0629 \u0645\u0646 \u0637\u0631\u0627\u0632 \u0628\u0648\u064a\u0646\u062c 737 \u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u062e\u0637\u0648\u0637 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629<\/p>\n

\n\u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/strong><\/p>\n

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\n\u0627\u0644\u0633\u0648\u062f\u0627\u0646<\/strong><\/p>\n

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4\/2- \u0627\u0644\u0648\u0643\u0644\u0627\u0621 : Agents<\/strong><\/p>\n

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\u0648\u062c\u062f\u064a\u0631 \u0628\u0627\u0644\u0630\u0643\u0631 \u0623\u0646 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0647\u0627 \u0633\u0645\u0627\u062a \u0623\u0633\u0627\u0633\u064a\u0629 \u0645\u0646\u0647\u0627(17):<\/p>\n

– \u0623\u0646 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0625\u0644\u0632\u0627\u0645\u064a\u0629Legal responsibilities are mandatory<\/p>\n

\u0639\u0646\u062f\u0645\u0627 \u064a\u0648\u0627\u062c\u0647 \u0627\u0644\u0645\u0631\u0621 \u0628\u0645\u0634\u0643\u0644\u0629 \u0623\u062e\u0644\u0627\u0642\u064a\u0629 , \u0642\u062f \u064a\u062a\u0635\u0631\u0641 \u0628\u062f\u0648\u0627\u0641\u0639 \u0627\u0644\u0623\u0646\u0627\u0646\u064a\u0629 , \u0641\u0644\u064a\u0633 \u0647\u0646\u0627\u0643 \u0645\u0627 \u064a\u062c\u0628\u0631\u0647 \u0639\u0644\u064a \u0627\u0644\u0625\u0633\u062a\u062c\u0627\u0628\u0629 \u0644\u0625\u0633\u062a\u063a\u0627\u062b\u0629 \u0634\u062e\u0635 \u0623\u062e\u0631 \u0623\u0648 \u0627\u0644\u0631\u062f \u0639\u0644\u064a \u0627\u0644\u0647\u0627\u062a\u0641 \u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u0625\u0633\u062a\u0634\u0627\u0631\u0629 \u0628\u062e\u0635\u0648\u0635 \u0623\u0645\u0631 \u0645\u0627 , \u0641\u0645\u0633\u0624\u0644\u064a\u0627\u062a\u0646\u0627 \u0627\u0644\u0625\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u0648\u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0642\u062f \u062a\u0643\u0648\u0646 \u0627\u062e\u062a\u064a\u0627\u0631\u064a\u0629 , \u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u064a\u0633\u062a \u0643\u0630\u0644\u0643 , \u0648\u0647\u064a \u062a\u0645\u062b\u0644 \u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u064a \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0645\u0646 \u0648\u0643\u064a\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0648\u0627\u0644\u062a\u064a \u0625\u0630\u0627 \u0623\u062e\u0644 \u0628\u0647\u0627 \u064a\u0648\u0645\u0627 \u0645\u0627 , \u0641\u0625\u0646\u0647 \u0642\u062f \u064a\u0646\u062a\u0647\u064a \u0628\u0647 \u0627\u0644\u0623\u0645\u0631 \u062e\u0627\u0631\u062c \u0627\u0644\u0639\u0645\u0644 \u0648\u0631\u0628\u0645\u0627 \u062e\u0644\u0641 \u0627\u0644\u0642\u0636\u0628\u0627\u0646 .<\/p>\n

– \u0623\u0646 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u063a\u064a\u0631 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0641\u0627\u0648\u0636Legal responsibilities are not negotiable\u062d\u064a\u062b \u064a\u062a\u0642\u0646 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0648\u0643\u0644\u0627\u0621 \u0641\u0646 \u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0641\u0647\u0645 \u0642\u062f \u064a\u0641\u0627\u0648\u0636\u0648\u0646 \u0639\u0644\u064a \u0627\u0644\u0627\u0633\u0639\u0627\u0631 \u0645\u0639 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u064a\u0646 \u0648\u0639\u0644\u064a \u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0645\u0639 \u0645\u0633\u0648\u064a \u0627\u0644\u062e\u0633\u0627\u0626\u0631 ,\u0648\u0623\u062d\u064a\u0627\u0646\u0627 \u062a\u0643\u0648\u0646 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0623\u064a\u0636\u0627 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0641\u0627\u0648\u0636 , \u0625\u0644\u0627 \u0623\u0646 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0625\u062d\u062f\u064a \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u063a\u064a\u0631 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0641\u0627\u0648\u0636 .<\/p>\n

– \u0623\u0646 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u062a\u062a\u063a\u064a\u0631 \u0628\u0634\u0643\u0644 \u062b\u0627\u0628\u062a Legal responsibilities are constantly changi \u0646\u0638\u0631\u0627\u0644\u0623\u0646 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u064a\u062d\u062f\u062f\u0647\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0627\u0645 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0648\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 , \u0648\u0647\u0630\u0647 \u0643\u0644\u0647\u0627 \u062a\u062a\u063a\u064a\u0631 \u0648\u062a\u062a\u0637\u0648\u0631 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631, \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646 \u0645\u0633\u0624\u0644\u064a\u0629 \u0627\u0644\u0648\u0643\u064a\u0644 \u062a\u062a\u063a\u064a\u0631 \u0645\u0646 \u0641\u062a\u0631\u0629 \u0644\u0623\u062e\u0631\u064a , \u062d\u064a\u062b \u062a\u0642\u0631 \u0627\u0644\u062d\u0643\u0648\u0645\u0627\u062a \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0648\u062a\u0639\u062f\u0644 \u0627\u0644\u0645\u062d\u0627\u0643\u0645 \u0645\u0646 \u062a\u0641\u0633\u064a\u0631\u0627\u062a\u0647\u0627 \u0644\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u0642\u0627\u0626\u0645\u0629 , \u0648\u0644\u0630\u0644\u0643 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0648\u0643\u064a\u0644 \u062d\u0627\u0636\u0631 \u0627\u0644\u0630\u0647\u0646 , \u0633\u0631\u064a\u0639 \u0627\u0644\u0628\u062f\u064a\u0647\u0629 , \u064a\u0637\u0648\u0631 \u0646\u0641\u0633\u0647 \u0644\u064a\u062a\u0644\u0627\u0621\u0645 \u0645\u0639 \u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a \u0627\u0644\u062d\u062f\u064a\u062b\u0629 , \u0641\u0644\u0627\u064a\u0631\u063a\u0628 \u0623\u062d\u062f \u0628\u0623\u0646 \u064a\u0648\u0627\u062c\u0647 \u0628\u062f\u0639\u0627\u0648\u064a \u0642\u0636\u0627\u0626\u064a\u0629 , \u0641\u0647\u064a \u0645\u0643\u0644\u0641\u0629, \u0648\u062a\u0633\u062a\u0647\u0644\u0643 \u0627\u0644\u0648\u0642\u062a \u0648\u0627\u0644\u062c\u0647\u062f . \u0648\u0644\u0643\u064a \u064a\u062a\u0641\u0627\u062f\u064a \u0627\u0644\u0648\u0643\u064a\u0644 \u0630\u0644\u0643 \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u062f\u064a\u0647 \u0641\u0647\u0645\u0627 \u0648\u0627\u0636\u062d\u0627 \u0644\u0644\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0646 \u0630\u0644\u0643 \u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644 ,\u0645\u0645\u0627 \u064a\u0645\u062b\u0644 \u0623\u0644\u064a\u0629 \u062c\u064a\u062f\u0629 \u0644\u0644\u0633\u064a\u0637\u0631\u0629 \u0639\u0644\u064a \u0627\u0644\u062e\u0633\u0627\u0626\u0631 .<\/p>\n

4\/2\/2-\u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0644\u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646Criminal Activities of an Agents<\/strong><\/p>\n

\u0627\u0644\u0641\u0639\u0644 \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a \u0639\u0627\u062f\u0629 \u0645\u0627\u064a\u0643\u0648\u0646 \u062d\u0627\u0644\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 , \u0648\u0623\u0646 \u0642\u0631\u0627\u0631 \u0627\u0644\u062a\u062c\u0631\u064a\u0645 \u064a\u0645\u0643\u0646 \u0627\u0646 \u064a\u0624\u062f\u064a \u0627\u0644\u064a \u063a\u0631\u0627\u0645\u0629 \u0623\u0648 \u0627\u0644\u062d\u0628\u0633 \u0623\u0648 \u0643\u0644\u064a\u0647\u0645\u0627 , \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647 \u0625\u062c\u0631\u0627\u0621 \u0625\u062f\u0627\u0631\u064a \u0645\u062b\u0644 \u0633\u062d\u0628 \u0627\u0644\u0631\u062e\u0635\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0645\u0647\u0646\u0629 , \u0647\u0630\u0627 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0627\u0644\u064a \u0623\u0646 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0644\u0623\u0646\u0634\u0637\u0629 \u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u064a\u0645\u0643\u0646 \u0627\u0646 \u062a\u0624\u062b\u0631 \u0639\u0644\u064a \u0627\u0644\u062f\u0639\u0627\u0648\u064a \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0642\u0629 , \u0648\u0623\u0646 \u0627\u0644\u062a\u0642\u0635\u064a\u0631 \u0641\u064a \u062a\u0642\u062f\u064a\u0631 \u0648\u0627\u062d\u062a\u0631\u0627\u0645 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0627\u0644\u064a \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0642\u0636\u0627\u064a\u0627 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0648\u0643\u0630\u0644\u0643 \u0627\u0644\u0645\u0628\u0627\u0644\u063a\u0629 \u0641\u064a \u0627\u0644\u0627\u062d\u0643\u0627\u0645 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 .<\/p>\n

\u0648\u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629 \u0646\u062c\u062f \u0627\u0646 \u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u0630\u064a \u064a\u062f\u0631\u0643 \u0627\u0644\u0627\u0641\u0639\u0627\u0644 \u0627\u0644\u062a\u064a \u0645\u0646 \u0634\u0623\u0646\u0647\u0627 \u062e\u0644\u0642 \u0627\u0644\u0633\u0644\u0648\u0643 \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a , \u0644\u062f\u064a\u0647 \u0641\u0631\u0635\u0629 \u0644\u062a\u062c\u0646\u0628 \u0647\u0630\u0647 \u0627\u0644\u0627\u0641\u0639\u0627\u0644 . \u0648\u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0628\u0639\u0636 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0644\u0644\u0627\u0646\u0634\u0637\u0629 \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0646\u062a\u0647\u062c\u0647\u0627 \u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0648\u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647\u0627 \u0639\u0642\u0648\u0628\u0627\u062a \u0625\u062c\u0631\u0627\u0645\u064a\u0629 :<\/p>\n

4\/2\/2\/1- \u0627\u0644\u062a\u0645\u062b\u064a\u0644 \u0627\u0644\u0633\u0626Misrepresentation \u0648\u0627\u0644\u0630\u064a \u064a\u062a\u0645\u062b\u0644 \u0641\u064a \u0627\u0644\u0628\u064a\u0627\u0646 \u0627\u0644\u062e\u0627\u0637\u0626 \u0623\u0648 \u063a\u064a\u0631 \u0627\u0644\u062f\u0642\u064a\u0642 \u0644\u0644\u062d\u0642\u0627\u0626\u0642 \u0623\u0648 \u062d\u0630\u0641 \u062d\u0642\u0627\u0626\u0642 \u062c\u0648\u0647\u0631\u064a\u0629 , \u0648\u064a\u0646\u0642\u0633\u0645 \u0627\u0644\u064a :<\/p>\n

A – \u0627\u0644\u062a\u0645\u062b\u064a\u0644 \u0627\u0644\u0633\u064a\u0626 \u0627\u0644\u063a\u064a\u0631 \u0645\u062a\u0639\u0645\u062f, \u0648\u0647\u0630\u0627 \u0642\u062f \u064a\u0624\u062f\u064a \u0627\u0644\u064a \u0627\u062c\u0631\u0627\u0621 \u0627\u062f\u0627\u0631\u064a \u0645\u0646\u0642\u0628\u0644 \u0647\u064a\u0626\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0623\u0648\u0639\u0642\u0648\u0628\u0627\u062a \u0645\u062f\u0646\u064a\u0629 , \u0645\u062b\u0644 :<\/p>\n

– \u0627\u0644\u0625\u0644\u062d\u0627\u062d \u0645\u0646 \u0642\u0628\u0644 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u064a\u0646 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u0644\u0634\u0631\u0643\u0629 \u0639\u0644\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 , \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a\u064a\u0643\u0648\u0646 \u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0644\u064a\u0633 \u0646\u0627\u0628\u0639\u0627 \u0645\u0646 \u0625\u0642\u062a\u0646\u0627\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0648\u0627\u0647\u0645\u064a\u062a\u0647 \u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u064a\u064a\u062a\u0639\u0631\u0636 \u0644\u0647\u0627 \u0628\u0644 \u064a\u0643\u0648\u0646 \u0644\u0644\u062a\u062e\u0644\u0635 \u0645\u0646 \u0625\u0635\u0631\u0627\u0631 \u0627\u0644\u0645\u0646\u062a\u062c \u0648\u0625\u0644\u062d\u0627\u062d\u0647 .<\/p>\n

– \u0639\u062f\u0645 \u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0646\u0635\u064a\u062d\u0629 \u0648\u0627\u0644\u0625\u0631\u0634\u0627\u062f \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0646\u062a\u062c\u064a\u0646 \u0628\u0623\u0645\u0627\u0646\u0629 \u0648\u0645\u0639\u0631\u0641\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0625\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629\u0627\u0644\u062a\u064a \u062a\u0646\u0627\u0633\u0628 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0648\u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a\u0627\u0644\u062d\u064a\u0627\u0629 , \u0648\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0630\u0627\u062a \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0623\u0639\u0644\u064a \u0648\u0627\u0644\u062a\u064a \u062a\u062f\u0631 \u0644\u0647 \u0639\u0645\u0648\u0644\u0629 \u0623\u0643\u0628\u0631 , \u062b\u0645 \u064a\u062c\u062f \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0639\u062f \u0630\u0644\u0643 \u0623\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u062a\u0645\u062b\u0644 \u0639\u0628\u0626\u0627 \u0639\u0644\u064a \u062f\u062e\u0644\u0647 \u0641\u064a\u062a\u062e\u0644\u0635 \u0645\u0646\u0647\u0627 \u0628\u0627\u0644\u0625\u0644\u063a\u0627\u0621 \u0623\u0648 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 .<\/p>\n

\u0648\u062c\u062f\u064a\u0631 \u0628\u0627\u0644\u0630\u0643\u0631 \u0623\u0646 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0643\u062b\u064a\u0631\u0629 \u0648\u0645\u062a\u0646\u0648\u0639\u0629 \u0648\u062a\u0644\u0628\u064a \u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0643\u0627\u0641\u0629 \u0641\u0626\u0627\u062a \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0628\u0645\u062e\u062a\u0644\u0641 \u0637\u0628\u0642\u0627\u062a\u0647 \u0648\u0645\u0633\u062a\u0648\u064a\u0627\u062a\u0647 , \u0648\u0627\u0644\u0634\u0643\u0644 \u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0628\u064a\u0646 \u0646\u0645\u0648\u0630\u062c\u0627 \u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0644\u0643\u0644 \u0641\u0626\u0629 \u0625\u062e\u062a\u064a\u0627\u0631\u0645\u0646\u0647\u0627 \u0645\u0627 \u064a\u0646\u0627\u0633\u0628 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647 \u0648\u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0627\u0642\u0633\u0627\u0637 :<\/p>\n

\u0623\u0646\u0648\u0627\u0639 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629<\/strong><\/p>\n

\u0648\u062b\u0627\u0626\u0642 \u062a\u063a\u0637\u064a \u062e\u0637\u0631 \u0627\u0644\u0648\u0641\u0627\u0629<\/p>\n

\u0648\u062b\u0627\u0626\u0642 \u062a\u063a\u0637\u064a \u062e\u0637 \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u062b\u0627\u0626\u0642 \u062a\u063a\u0637\u064a \u062e\u0637\u0631\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u0648\u0641\u0627\u0629<\/p>\n

1-\u0648\u062b\u0627\u0626\u0642 \u0645\u0624\u0642\u062a\u0629: \u0648\u0647\u064a \u062a\u063a\u0637\u064a<\/p>\n

\u062e\u0637\u0631 \u0627\u0644\u0648\u0641\u0627\u0629 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u0645\u062d\u062f\u062f\u0629 , \u0648\u0647\u0630\u0647 \u062a\u0641\u064a\u062f \u0641\u064a \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0627\u0639\u0628\u0627\u0621 \u0627\u0644\u0645\u0627\u062f\u064a\u0629 \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0644\u064a \u0627\u0644\u0648\u0641\u0627\u0629 \u0627\u0644\u0645\u0628\u0643\u0631\u0629<\/p>\n

2-\u0648\u062b\u0627\u0626\u0642 \u0645\u062f\u064a \u0627\u0644\u062d\u064a\u0627\u0629 : \u0648\u0647\u064a \u062a\u063a\u0637\u064a \u062e\u0637\u0631 \u0627\u0644\u0648\u0641\u0627\u0629 \u0641\u064a \u0623\u064a \u0648\u0642\u062a \u0628\u0645\u062c\u0631\u062f \u0627\u0644\u062a\u0639\u0627\u0642\u062f, \u0648\u0647\u0630\u0647 \u062a\u0641\u064a\u062f \u0641\u064a \u062a\u063a\u0637\u064a\u0629 :<\/p>\n

– \u0627\u0644\u0632\u0648\u062c \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0632\u0648\u062c\u0629<\/p>\n

\u2013 \u0627\u0644\u0632\u0648\u062c\u0629 \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0632\u0648\u062c<\/p>\n

– \u0627\u0644\u0632\u0648\u062c \u0648\u0627\u0644\u0632\u0648\u062c\u0629 \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0623\u0628\u0646\u0627\u0621<\/p>\n

\u2013 \u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0641\u064a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0634\u0631\u064a\u0643 \u0627\u0644\u0628\u0627\u0642\u064a \u0628\u062f\u0644\u0627 \u0645\u0646 \u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u0634\u0631\u0643\u0629<\/p>\n

1-\u0639\u0642\u0648\u062f \u0627\u0644\u0648\u0642\u0641\u064a\u0629 \u0627\u0644\u0628\u062d\u062a\u0629 :<\/strong><\/span> \u0648\u0647\u0630\u0647 \u0627\u0644\u0639\u0642\u0648\u062f \u062a\u0642\u062f\u0645 \u0645\u0628\u0644\u063a\u0627 \u0645\u062a\u0631\u0627\u0643\u0645\u0627 \u064a\u0633\u062a\u062d\u0642 \u0625\u0630\u0627 \u0638\u0644 \u0627\u0644\u0645\u0624\u0645\u0646 \u0639\u0644\u064a\u0647 \u0639\u0644\u064a \u0642\u064a\u062f\u0627\u0644\u062d\u064a\u0627\u0629 \u062d\u062a\u064a \u0646\u0647\u0627\u064a\u0629 \u0645\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 ,\u0648\u0647\u0630\u0627 \u064a\u0646\u0627\u0633\u0628 \u0641\u0626\u0627\u062a \u0639\u062f\u064a\u062f\u0629 \u0645\u0646\u0647\u0627 –<\/p>\n

\u0627\u0644\u0645\u062d\u0627\u0633\u0628\u064a\u0646 \u0628\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0639\u0633\u0643\u0631\u064a\u064a\u0646 \u0648\u0635\u063a\u0627\u0631 \u0627\u0644\u0645\u062d\u0627\u0645\u064a\u064a\u0646 \u0648\u0627\u0644\u0645\u0647\u0646\u062f\u0633\u064a\u0646 \u0648\u0627\u0644\u0623\u0637\u0628\u0627\u0621 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0644\u062f\u064a \u0627\u0644\u063a\u064a\u0631<\/p>\n

,\u0648\u063a\u064a\u0631\u0647\u0645 \u0645\u0645\u0646 \u064a\u0623\u0645\u0644\u0648\u0646 \u0641\u064a \u0627\u0644\u0625\u0633\u062a\u0642\u0644\u0627\u0644 \u0639\u0646 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 \u0648\u0625\u0646\u0634\u0627\u0621 \u0645\u0643\u062a\u0628 \u0623\u0648 \u0634\u0631\u0643\u0629 \u062e\u0627\u0635\u0629 \u0628\u0647\u0645 – \u0635\u063a\u0627\u0631 \u0627\u0644\u062d\u0631\u0641\u064a\u064a\u0646 \u0648\u0627\u0644\u0635\u0628\u064a\u0629 \u0641\u064a \u0627\u0644\u0648\u0631\u0634 \u0648\u0645\u062d\u0644\u0627\u062a \u0627\u0644\u0635\u064a\u0627\u0646\u0629<\/p>\n

2- \u0639\u0642\u0648\u062f \u062f\u0641\u0639\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629 :<\/strong><\/span> \u0648\u0647\u0630\u0647 \u0627\u0644\u0639\u0642\u0648\u062f \u062a\u0642\u062f\u0645 \u0645\u0632\u0627\u064a\u0627\u0647\u0627 \u0641\u064a \u0635\u0648\u0631\u0629 \u062f\u0641\u0639\u0627\u062a \u062f\u0648\u0631\u064a\u0629 , \u0648\u062a\u0641\u064a\u062f \u0641\u064a \u0633\u062f \u0627\u0644\u0641\u062c\u0648\u0629 \u0628\u064a\u0646 \u0627\u0644\u0631\u0627\u062a\u0628 \u0627\u0644\u0634\u0647\u0631\u064a \u0648\u0631\u0627\u062a\u0628 \u0627\u0644\u062a\u0642\u0627\u0639\u062f \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0645\u0646 \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0625\u062c\u062a\u0645\u0627\u0639\u064a \u062d\u062a\u064a \u064a\u062d\u0627\u0641\u0638 \u0627\u0644\u0639\u0627\u0645\u0644 \u0639\u0644\u064a \u0646\u0641\u0633 \u0645\u0633\u062a\u0648\u064a \u0627\u0644\u0645\u0639\u064a\u0634\u0629 .<\/p>\n

\u0648\u062a\u0633\u0645\u064a \u0628\u0639\u0642\u0648\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062e\u062a\u0644\u0637\u0629 \u0648 \u062a\u0634\u0645\u0644 \u0645\u0632\u064a\u062c\u0627 \u0645\u0646 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 , \u0648\u062a\u0642\u062f\u0645 \u0628\u0631\u0646\u0627\u0645\u062c\u0627 \u0645\u062a\u0643\u0627\u0645\u0644\u0627 \u0644\u0644\u0623\u0633\u0631\u0629 \u0645\u0646 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 , \u0648\u0645\u0646\u0647\u0627 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0648\u0627\u0644\u062f \u0648\u0627\u0644\u0637\u0641\u0644 , \u0648\u062b\u064a\u0642\u0629 \u0625\u0639\u0627\u0634\u0629 \u0627\u0644\u0627\u0633\u0631\u0629 , \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062f\u062e\u0644 \u0627\u0644\u0645\u062a\u0646\u0627\u0645\u064a .<\/p>\n

\u0648\u0645\u0646 \u0627\u0644\u0637\u0628\u064a\u0639\u064a \u0623\u0646 \u062a\u0643\u0648\u0646 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u062e\u062a\u0644\u0637\u0629 \u0645\u0631\u062a\u0641\u0639\u0629 \u0648\u0644\u0627 \u062a\u0646\u0627\u0633\u0628 \u0627\u0644\u0643\u062b\u064a\u0631\u064a\u0646 \u0645\u0646 \u0641\u0626\u0627\u062a \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0646\u0627\u0645\u064a\u0629 \u0645\u0639 \u0627\u0646\u062e\u0641\u0627\u0636 \u0645\u0633\u062a\u0648\u064a \u0627\u0644\u0627\u062c\u0648\u0631 , \u0648\u0645\u0639 \u0647\u0630\u0627 \u062a\u0634\u064a\u0631\u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0627\u0644\u064a \u0623\u0646 \u063a\u0627\u0644\u0628\u064a\u0629 \u0645\u062d\u0641\u0638\u0629 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062f\u0648\u0644 \u0645\u0646 \u0627\u0644\u0646\u0648\u0639 \u0627\u0644\u0645\u062e\u062a\u0644\u0637 (90 % ) \u0639\u0644\u064a \u0639\u0643\u0633 \u0645\u0627 \u0647\u0648 \u0633\u0627\u0626\u062f \u0641\u064a \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 .<\/p>\n

B – \u0627\u0644\u062a\u0645\u062b\u064a\u0644 \u0627\u0644\u0633\u064a\u0626 \u0627\u0644\u0645\u062a\u0639\u0645\u062f \u0648\u0647\u0630\u0627 \u0623\u0645\u0631 \u0645\u062e\u062a\u0644\u0641 \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u062a\u0646\u0641\u064a\u0630\u0647 \u0627\u062f\u0627\u0631\u064a\u0627\u0648\u0628\u0637\u0631\u064a\u0642\u0629 \u0625\u062c\u0631\u0627\u0645\u064a\u0629\u0648\u0647\u0630 \u064a\u062a\u0645\u062b\u0644 \u0641\u064a \u0635\u0648\u0631 \u0639\u062f\u064a\u062f\u0629 \u0645\u0646\u0647\u0627 :<\/p>\n

– \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0627\u0644\u0648\u0647\u0645\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u064a\u0644\u062c\u0623 \u0627\u0644\u064a\u0647\u0627 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u064a\u0646 \u0644\u0625\u0633\u062a\u0643\u0645\u0627\u0644 \u062e\u0637\u0637 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0645\u0646\u0647\u0645<\/p>\n

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– \u0642\u064a\u0627\u0645 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u064a\u0646 \u0628\u0625\u0642\u0646\u0627\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0648\u0627\u0644\u062a\u064a \u0641\u064a \u062d\u0648\u0632\u062a\u0647\u0645 \u0628\u0632\u0639\u0645\u0639\u062f\u0645 \u0645\u0644\u0627\u0621\u0645\u062a\u0647\u0627 \u0644\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647\u0645 \u062b\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u064a\u0645 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0630\u0647 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0648\u0633\u062f\u0627\u062f\u0647\u0627 \u0623\u0648\u062c\u0632\u0621\u0645\u0646\u0647\u0627 \u0643\u0642\u0633\u0637 \u0623\u0648\u0644 \u0644\u0648\u062b\u064a\u0642\u0629 \u062c\u062f\u064a\u062f\u0629 , \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0633\u062a\u0643\u0645\u0644 \u0627\u0644\u0645\u0646\u062a\u062c \u062e\u0637\u0637 \u0627\u0644\u0627\u0646\u062a\u0627\u062c \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0645\u0646\u0647 \u0648\u0627\u064a\u0636\u0627\u064a\u062a\u0642\u0627\u0636\u064a \u0639\u0645\u0648\u0644\u0629 \u0639\u0646 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0645\u062b\u0644\u0645\u0627 \u062a\u0642\u0627\u0636\u064a \u0639\u0645\u0648\u0644\u0629 \u0639\u0646 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0642\u062f\u064a\u0645\u0629 \u0645\u0633\u062a\u063a\u0644\u0627 \u0641\u064a\u0630\u0644\u0643 \u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u0648\u0639\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a \u0644\u0628\u0639\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 .<\/p>\n

4\/2\/2\/2- \u062a\u0632\u0648\u064a\u0631 \u0627\u0644\u062a\u0648\u0642\u064a\u0639\u0627\u062a \u0648\u0647\u0630\u0627 \u064a\u062d\u062f\u062b \u0639\u0646\u062f\u0645\u0627 \u064a\u0644\u062c\u0623\u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u064a \u0627\u0644\u062a\u0648\u0642\u064a\u0639 \u0646\u064a\u0627\u0628\u0629\u0639\u0646 \u0634\u062e\u0635 \u0623\u062e\u0631\u0639\u0644\u064a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 .<\/p>\n

4\/2\/2\/3- \u062a\u0639\u062f\u064a\u0644 \u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u063a\u0637\u064a\u0629)\u0648\u064a\u062a\u0645 \u062a\u0639\u062f\u064a\u0644 \u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 .\u0645\u0646\u0647\u0627 \u062a\u0639\u062f\u064a\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0625\u0643\u062a\u062a\u0627\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a \u0645\u0639\u062f\u0644 \u0623\u0643\u0628\u0631 \u0644\u0644\u0642\u0633\u0637 \u0648\u0641\u064a \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629 \u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0639\u062f\u064a\u0644 \u0628\u0647\u062f\u0641\u062a\u062d\u0648\u064a\u0644 \u0646\u0648\u0639 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0643\u064a \u064a\u062d\u0635\u0644 \u0639\u0644\u064a \u0639\u0645\u0648\u0644\u0629 \u0623\u0639\u0644\u064a .<\/p>\n

4\/2\/2\/4- \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u063a\u064a\u0631 \u0627\u0644\u0635\u062d\u064a\u062d \u0644\u0644\u0623\u0645\u0648\u0627\u0644\u062d\u064a\u062b \u0642\u062f\u064a\u0644\u062c\u0623\u0644\u0644\u0648\u0643\u064a\u0644 \u0639\u0646\u062f \u0627\u0633\u062a\u0644\u0627\u0645\u0647 \u0644\u0644\u0623\u0642\u0633\u0627\u0637 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0625\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627 \u0648\u0644\u0627\u064a\u0642\u0648\u0645 \u0628\u062a\u0648\u0635\u064a\u0644\u0647\u0627 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0628\u0644 \u0642\u062f \u064a\u0636\u064a\u0641\u0647\u0627 \u0644\u062d\u0633\u0627\u0628\u0647 \u0627\u0644\u0634\u062e\u0635\u064a , \u0648\u0630\u0644\u0643 \u0639\u0646\u062f\u0645\u0627 \u0644\u0627\u064a\u0643\u0648\u0646 \u0627\u0644\u0648\u0643\u064a\u0644 \u0645\u0637\u0627\u0644\u0628 \u0628\u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0644\u0644\u0634\u0631\u0643\u0629 \u0641\u0648\u0631 \u062a\u062d\u0635\u064a\u0644\u0647\u0627 .<\/p>\n

4\/2\/2\/5-\u0639\u062f\u0645 \u0627\u0644\u0625\u0644\u062a\u0632\u0627\u0645 \u0628\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0645\u062b\u0644 \u0627\u0644\u0639\u0645\u0644 \u0628\u062f\u0648\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a \u062a\u0635\u0631\u064a\u062d \u0627\u0642\u0627\u0645\u0629 \u0623\u0648 \u0639\u062f\u0645 \u0627\u0644\u0625\u0644\u062a\u0632\u0627\u0645 \u0628\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0623\u062a\u0639\u0627\u0628 \u0648\u0627\u0644\u0625\u0633\u062a\u0634\u0627\u0631\u0627\u062a , \u0623\u0648\u0627\u0644\u062a\u0628\u062f\u064a\u0644 \u0641\u064a \u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629 .<\/p>\n

4\/2\/2\/6- \u0627\u0644\u062e\u0635\u0645 \u0648\u064a\u062d\u062f\u062b \u0647\u0630\u0627 \u0639\u0646\u062f\u0645\u0627 \u064a\u0644\u062c\u0623 \u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u064a \u0639\u0631\u0636 \u0645\u0632\u0627\u064a\u0627 \u0648\u0647\u0645\u064a\u0629 \u063a\u064a\u0631\u0648\u0627\u0631\u062f\u0629 \u0628\u0627\u0644\u0648\u062b\u064a\u0642\u0629 , \u0623\u0648 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u0639\u0645\u0648\u0644\u0629 \u0643\u062d\u0627\u0641\u0632 \u0644\u0644\u0639\u0645\u064a\u0644 \u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 ,\u0627\u0644\u0627\u0645\u0631 \u0627\u0644\u0630\u064a\u064a\u0639\u062f \u0645\u062e\u0627\u0644\u0641\u0629 \u0627\u062c\u0631\u0627\u0645\u064a\u0629 .<\/p>\n

\u0648\u0639\u0627\u062f\u0629 \u0645\u0627 \u062a\u0643\u0648\u0646 \u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u062e\u0627\u0631\u062c \u0646\u0637\u0627\u0642 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u062e\u0637\u064a\u0631\u0629 \u0648\u062c\u0633\u064a\u0645\u0629 , \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0641\u0642\u062f \u0627\u0644\u0648\u0643\u064a\u0644 \u0628\u0633\u0628\u0628\u0647\u0627 \u0631\u062e\u0635\u0629 \u0645\u0645\u0627\u0631\u0633\u0629 \u0627\u0644\u0645\u0647\u0646\u0629 , \u0648\u0642\u062f \u064a\u062a\u0639\u0631\u0636 \u0644\u063a\u0631\u0627\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0628\u0627\u0647\u0638\u0629 , \u0623\u0648 \u0642\u062f \u064a\u0642\u0636\u064a \u0648\u0642\u062a\u0627 \u0641\u064a \u0627\u0644\u0633\u062c\u0646 , \u0648\u064a\u0645\u0643\u0646 \u0644\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0627\u0644\u062e\u0633\u0627\u0626\u0631(Loss Control) \u0648 \u062a\u062c\u0646\u0628 \u0645\u062b\u0644 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0631 \u0625\u0630\u0627 \u0627\u0644\u062a\u0632\u0645 \u0628\u0642\u0627\u0639\u062f\u0629 :”\u0625\u0639\u0631\u0641 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u0623\u0637\u0639\u0647 “Know the Law and obey it<\/p>\n

\u0648\u0639\u0644\u064a \u0647\u0630\u0627 \u064a\u062d\u0628 \u0639\u0644\u064a \u0648\u0643\u064a\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0646 \u064a\u062f\u0631\u0643 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u062a\u064a \u062a\u0646\u0638\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0623\u064a \u0645\u062c\u062a\u0645\u0639 \u064a\u0639\u0645\u0644 \u0628\u0647 \u0648\u064a\u0644\u062a\u0632\u0645 \u0628\u0647\u0627 .<\/p>\n

4\/3- \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 :<\/strong><\/p>\n

\u062a\u062a\u0639\u0631\u0636 \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0635\u0648\u0631 \u0627\u0644\u0633\u0644\u0628\u064a\u0629 , \u0641\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0627\u062f\u0629 \u0644\u0627\u064a\u0646\u0638\u0631\u0648\u0646 \u0627\u0644\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u0645\u0646\u0638\u0648\u0631 \u0625\u064a\u062c\u0627\u0628\u064a , \u0648\u0641\u064a \u062a\u062d\u0644\u064a\u0644\u0647 \u0644\u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0642\u062f\u0645(.\u0644\u0648\u0631\u0627\u0646\u0633 \u0628\u0631\u0627\u0646\u062f\u0648\u0646)(18)\u0641\u064a \u0643\u062a\u0627\u0628\u0647<\/p>\n

(\u062f\u0639 \u0627\u0644\u0628\u0648\u0642 \u064a\u062f\u0648\u064aLet The Trumpet Resound ) \u0639\u062f\u062f\u0627 \u0645\u0646 \u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u062a\u064a \u0623\u062f\u062a \u0627\u0644\u064a \u0647\u0630\u0647 \u0627\u0644\u0635\u0648\u0631\u0629 \u0627\u0644\u0633\u064a\u0626\u0629 \u0645\u0646\u0647\u0627 :<\/p>\n

– \u0642\u0644\u0629 \u0627\u0644\u0642\u064a\u0627\u062f\u064a\u064a\u0646 \u0641\u064a \u062d\u0642\u0644 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0633\u0645\u062d \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0623\u0646 \u062a\u062f\u0627\u0631 \u0645\u0646 \u0642\u0628\u0644 \u062d\u0645\u0644\u0629 \u0627\u0644\u0623\u0633\u0647\u0645 , \u0648\u0647\u0624\u0644\u0627\u0621 \u0644\u0627 \u064a\u0623\u062e\u0630\u0648\u0646 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0645 \u0623\u0647\u062f\u0627\u0641\u0627 \u0628\u0639\u064a\u062f\u0629 \u0627\u0644\u0645\u062f\u064a .<\/p>\n

– \u0636\u0639\u0641 \u0627\u0644\u0625\u062a\u0635\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0627\u0646\u062a\u0627\u062c \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 , \u0648\u0639\u062f\u0645 \u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0633\u0648\u0642 , \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0628\u062d\u064a\u062b \u062a\u0641\u064a \u0628\u0627\u0644\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629 \u0648\u0627\u0644\u0645\u062a\u0646\u0648\u0639\u0629 .<\/p>\n

– \u0642\u0644\u0629 \u062a\u0631\u0643\u064a\u0632 \u0627\u0644\u0639\u0645\u064a\u0644 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062e\u062f\u0645\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629 , \u0633\u0648\u0627\u0621 \u0639\u0646\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0648\u0627\u0635\u062f\u0627\u0631\u0647\u0627, \u0623\u0648 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u0627\u0644\u0633\u0631\u064a\u0627\u0646 \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637 , \u064a\u0624\u062f\u064a \u0623\u062d\u064a\u0627\u0646\u0627 \u0627\u0644\u064a \u062e\u0644\u0642 \u0645\u0648\u0642\u0641 \u0645\u0639\u0627\u062f\u064a \u062a\u062c\u0627\u0647 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0630\u064a \u064a\u0643\u0648\u0646 \u0641\u064a\u0647 \u0627\u0644\u0639\u0645\u064a\u0644 \u0641\u064a \u0623\u0645\u0633 \u0627\u0644\u062d\u0627\u062c\u0629 \u0627\u0644\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 .<\/p>\n

– \u0628\u0637\u0626 \u0627\u0644\u0627\u062c\u0631\u0627\u0621\u0627\u062a , \u0648\u0643\u062b\u0631\u0629 \u0627\u0644\u062a\u062d\u0642\u064a\u0642\u0627\u062a , \u0648\u0642\u0644\u0629 \u0627\u0644\u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a , \u0648\u0627\u0644\u062a\u0623\u062e\u064a\u0631 \u0641\u064a \u0645\u0639\u0627\u064a\u0646\u0629 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a , \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u062a\u0631\u0643 \u0623\u062b\u0631\u0627 \u0633\u0644\u0628\u064a\u0627 \u0644\u062f\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 , \u0648\u064a\u062e\u0644\u0642 \u0635\u0648\u0631\u0629 \u0633\u064a\u0626\u0629 \u0639\u0646 \u0627\u0644\u0635\u0646\u0627\u0639\u0629 \u0643\u0643\u0644 .<\/p>\n

– \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u063a\u064a\u0631 \u0627\u0644\u0635\u062d\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u062d\u0637\u0645 \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0648\u062a\u062c\u0639\u0644\u0647\u0627 \u063a\u064a\u0631 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0648\u0627\u0644\u062a\u064a \u0645\u0646 \u0627\u0644\u0645\u0639\u0631\u0648\u0641 \u0623\u0646\u0647\u0627 \u0644\u0627\u062a\u062e\u0636\u0639 \u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u0639\u0631\u0636 \u0648\u0627\u0644\u0637\u0644\u0628 \u0641\u064a \u062a\u0633\u0639\u064a\u0631\u0647\u0627 \u0648\u0625\u0646\u0645\u0627 \u064a\u062a\u0645 \u062a\u0633\u0639\u064a\u0631\u0647\u0627 \u0641\u064a \u0636\u0648\u0621 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 .<\/p>\n

\u0648\u064a\u0634\u064a\u0631 \u0627\u0644\u0628\u0627\u062d\u062b \u0623\u064a\u0636\u0627 \u0627\u0644\u064a \u0628\u0639\u0636 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u064a \u0627\u0639\u0627\u062f\u0629 \u0627\u0644\u0646\u0638\u0631 \u0645\u0646 \u0642\u0628\u0644 \u0642\u0637\u0627\u0639 \u0627\u0644\u0627\u0634\u0631\u0627\u0641 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0645\u0646\u0647\u0627<\/p>\n

4\/3\/1- \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0637\u0631\u0642 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 :<\/strong><\/em><\/p>\n

\u062a\u0639\u062f \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0648\u0648\u0636\u0648\u062d \u0645\u062d\u062a\u0648\u064a\u0627\u062a\u0647\u0627 \u0639\u0644\u064a \u062f\u0631\u062c\u0629 \u0643\u0628\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0623\u0647\u0645\u064a\u0629 , \u062d\u064a\u062b \u064a\u0639\u062a\u0645\u062f \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u064a \u062d\u062f \u0643\u0628\u064a\u0631 \u0639\u0644\u064a \u0641\u0647\u0645 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0633\u062a\u064a\u0639\u0627\u0628\u0647 \u0644\u0643\u0644 \u0645\u0627 \u0648\u0631\u062f \u0628\u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0645\u0646 \u0646\u0635\u0648\u0635 \u0641\u0647\u0645\u0627 \u0635\u062d\u064a\u062d\u0627 \u0648\u0630\u0644\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0628\u062f\u0627\u064a\u0629 \u0648\u0646\u0647\u0627\u064a\u0629 \u0645\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0646\u0648\u0639 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0648\u0627\u0644\u0627\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u063a\u0637\u0627\u0629 \u0648\u0627\u0644\u0627\u062e\u0631\u064a \u0627\u0644\u0645\u0633\u062a\u062b\u0646\u0627\u0629 \u0648\u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0644\u063a\u0627\u0621 \u0648\u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0648\u0627\u0644\u062a\u062e\u0641\u064a\u0636 \u0648\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0633\u0631\u064a\u0627\u0646 \u0627\u0644\u064a \u0627\u062e\u0631 \u0647\u0630\u0647 \u0627\u0644\u0628\u0646\u0648\u062f \u0648\u0627\u0644\u062a\u064a \u0625\u0646 \u062c\u0627\u0621\u062a \u0641\u064a \u0634\u0643\u0644 \u064a\u0633\u0645\u062d \u0644\u0644\u0642\u0627\u0631\u0626 \u0627\u0644\u0639\u0627\u062f\u064a \u0641\u0647\u0645\u0647\u0627 \u0648\u0625\u0633\u062a\u064a\u0639\u0627\u0628\u0647\u0627 \u0633\u064a\u0624\u062f\u064a \u0630\u0644\u0643 \u0627\u0644\u064a \u0646\u062a\u0627\u0626\u062c \u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0639\u062f\u064a\u062f\u0629 \u0645\u0646\u0647\u0627<\/p>\n

– \u062e\u0644\u0642 \u0648\u062a\u062f\u0639\u064a\u0645 \u0627\u0644\u062b\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/p>\n

– \u0625\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0623\u0637\u0648\u0644 \u0641\u062a\u0631\u0629 \u0645\u0645\u0643\u0646\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0623\u0648 \u062a\u062d\u0648\u064a\u0644\u0647\u0627 \u0627\u0644\u064a \u0648\u062b\u064a\u0642\u0629 \u0627\u062e\u0631\u064a \u062a\u062a\u0641\u0642 \u0648\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u062a\u0647 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629 .<\/p>\n

– \u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0638\u0648\u0627\u0647\u0631 \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0627\u0644\u0633\u0627\u0626\u062f\u0629 \u0641\u064a \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0639\u0627\u062f\u064a\u0629 \u0645\u062b\u0644 \u0627\u0644\u0625\u0644\u063a\u0627\u0621 \u0648\u0627\u0644\u062a\u0635\u0641\u064a\u0629 .<\/p>\n

– \u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0645\u0646\u0627\u0632\u0639\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0646\u0634\u0623 \u0628\u064a\u0646 \u0637\u0631\u0641\u064a \u0627\u0644\u0639\u0642\u062f \u0628\u0633\u0628\u0628 \u0627\u0644\u063a\u0645\u0648\u0636 \u0641\u064a \u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0623\u0648 \u0627\u0644\u0625\u062e\u0641\u0627\u0621 \u0648\u0639\u062f\u0645 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u0627\u062e\u0631\u064a .<\/p>\n

\u0648\u0641\u064a \u0627\u062d\u062f\u064a \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0633\u0627\u0628\u0642\u0629(19 )\u0639\u0646 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0637\u0631\u0642 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u062a\u0628\u064a\u0646 \u0645\u0627 \u064a\u0644\u064a :<\/p>\n

4\/3\/1\/1- \u0623\u0646 \u0647\u0646\u0627\u0643 \u063a\u0645\u0648\u0636 \u0634\u062f\u064a\u062f \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0641\u0642\u0631\u0627\u062a \u0648 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0627\u0644\u0641\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u064a \u0625\u0639\u0627\u062f\u0629 \u0635\u064a\u0627\u063a\u0629 \u0628\u0644\u063a\u0629 \u0633\u0647\u0644\u0629 \u0648\u0648\u0627\u0636\u062d\u0629 \u062d\u062a\u064a \u064a\u0645\u0643\u0646 \u0644\u0644\u0642\u0627\u0631\u0626 \u0627\u0644\u0639\u062f\u064a \u0641\u0647\u0645\u0647\u0627 \u0648\u0627\u0633\u062a\u064a\u0639\u0627\u0628\u0647\u0627 \u0645\u062b\u0644 : \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u062d\u0633\u0627\u0628\u064a , \u0627\u0644\u0625\u0644\u063a\u0627\u0621 , \u0642\u064a\u0645 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0648 \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u062c\u062f\u0648\u0644 \u0627\u0644\u0625\u0633\u062a\u0631\u062f\u0627\u062f<\/p>\n

4\/3\/1\/2- \u0623\u0646 \u0635\u062f\u0648\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u064a \u0635\u062f\u0642 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0637\u0644\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0648\u0625\u0630\u0627 \u062a\u0628\u064a\u0646 \u0628\u0639\u062f \u0627\u0644\u062a\u0639\u0627\u0642\u062f \u0648\u062c\u0648\u062f \u062e\u0637\u0627 \u064a\u062d\u0642 \u0644\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0637\u0639\u0646 \u0641\u064a \u0635\u062d\u0629 \u0627\u0644\u062a\u0639\u0627\u0642\u062f , \u0648\u0642\u062f \u062a\u062a\u0646\u0627\u0632\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0646 \u062d\u0642\u0647\u0627 \u0641\u064a \u0627\u0644\u0637\u0639\u0646 \u0625\u0630\u0627 \u0623\u0643\u062a\u0634\u0641 \u0627\u0644\u062e\u0637\u0627 \u0628\u0639\u062f \u0625\u0646\u0642\u0636\u0627\u0621 \u0633\u0646\u062a\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062a\u0639\u0627\u0642\u062f , \u0639\u0644\u064a \u0623\u0646 \u064a\u062a\u0645 \u062a\u0639\u062f\u064a\u0644 \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0630\u0627 \u0638\u0647\u0631 \u0627\u0644\u062e\u0637\u0623 \u0641\u064a \u0627\u0644\u0633\u0646 \u062d\u064a\u062b \u064a\u062e\u0641\u0636 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0646\u0633\u0628\u0629 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0645\u062f\u0641\u0648\u0639 \u0627\u0644\u064a \u0627\u0644\u0642\u0633\u0637 \u0648\u0627\u062c\u0628 \u0627\u0644\u062f\u0641\u0639 ,\u0648\u062a\u0642\u062a\u0636\u064a \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u062a\u0639\u062f\u064a\u0644 \u0645\u0628\u0627\u0634\u0631\u0629 \u0648\u0641\u0642\u0627 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u062d\u0629 \u062f\u0648\u0646 \u0627\u0644\u0644\u062c\u0648\u0621 \u0627\u0644\u064a \u0627\u0644\u0637\u0639\u0646 \u0623\u0648 \u0641\u0633\u062e \u0627\u0644\u0639\u0642\u062f .<\/p>\n

4\/3\/1\/3- \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u062a\u0648\u0642\u0641 \u0639\u0646 \u0627\u0644\u0633\u062f\u0627\u062f \u0644\u0645 \u062a\u0634\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0645\u062d\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u064a \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u0633\u0645\u062d \u0628\u0639\u062f\u0647\u0627 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0633\u0631\u064a\u0627\u0646 \u0635\u0631\u0627\u062d\u0629 , \u0641\u064a \u062d\u064a\u0646 \u0623\u0648\u0636\u062d\u062a \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u062f\u0629 \u062d\u064a\u062b \u062a\u0631\u0627\u0648\u062d\u062a \u0641\u064a \u0628\u0639\u0636\u0647\u0627 \u0645\u0646 3 \u0627\u0644\u064a 5 \u0633\u0646\u0648\u0627\u062a .<\/p>\n

4\/3\/1\/4- \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0642\u0631\u0648\u0636 \u0628\u0636\u0645\u0627\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 , \u0644\u0645 \u062a\u0634\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0635\u0631\u0627\u062d\u0629 \u0627\u0644\u064a \u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0642\u0631\u0636 , \u0648\u062a\u0642\u062a\u0636\u064a \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0625\u0644\u064a\u0647 \u0643\u0645\u0627 \u0648\u0631\u062f \u0628\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0627\u062c\u0646\u0628\u064a\u0629 , \u0648\u0627\u0644\u062a\u064a \u0623\u0634\u0627\u0631\u062a \u0627\u0644\u064a \u0623\u0646 \u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0642\u0631\u0636 \u0644\u0627\u064a\u0632\u0628\u062f \u0639\u0646 8 % \u0633\u0646\u0648\u064a\u0627 .<\/p>\n

4\/3\/1\/5- \u0628\u0627\u0644\u0646\u0633\u064a\u0629 \u0644\u0644\u0625\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d , \u0641\u0642\u062f \u0623\u0634\u0627\u0631\u062a \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u064a \u0627\u0646 \u0627\u0644\u0627\u0631\u0628\u0627\u062d \u062a\u0636\u0627\u0641 \u0645\u0628\u0627\u0634\u0631\u0629 \u0627\u0644\u064a \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u062a\u0635\u0631\u0641 \u0645\u0639\u0647 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0648\u0628\u0646\u0641\u0633 \u0634\u0631\u0648\u0637 \u0627\u0644\u0639\u0642\u062f , \u0628\u064a\u0646\u0645\u0627 \u062a\u0637\u0631\u062d \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0639\u062f\u0629 \u0628\u062f\u0627\u0626\u0644 \u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0639\u0644\u064a \u0635\u0627\u062d\u0628 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0625\u062e\u062a\u064a\u0627\u0631 \u0625\u062d\u062f\u0627\u0647\u0627 \u0648\u0647\u064a :<\/p>\n

– \u062a\u0631\u0627\u0643\u0645 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0647\u0627 \u0628\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648\u0628\u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u064a\u062a\u0645 \u0627\u0644\u0625\u0639\u0644\u0627\u0646 \u0639\u0646\u0647 \u0645\u0646 \u0648\u0642\u062a \u0644\u0623\u062e\u0631 .<\/p>\n

– \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0627\u0631\u0628\u0627\u062d \u0641\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637<\/p>\n

– \u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0646\u0642\u062f\u0627 \u0641\u0648\u0631 \u062a\u062d\u0642\u0642\u0647\u0627 .<\/p>\n

– \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0627\u0631\u0628\u0627\u062d \u0641\u064a \u0634\u0631\u0627\u0621 \u062a\u0623\u0645\u064a\u0646 \u0625\u0636\u0627\u0641\u064a \u0645\u062f\u0641\u0648\u0639 \u0627\u0644\u0642\u064a\u0645\u0629 .<\/p>\n

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.. \u0639\u0646\u0648\u0627\u0646 \u0623\u0642\u0631\u0628 \u0645\u0646\u062a\u062c \u0623\u0648 \u0641\u0631\u0639 \u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u0625\u062a\u0635\u0627\u0644 \u0628\u0647 \u0639\u0646\u062f \u0627\u0644\u0636\u0631\u0648\u0631\u0629 \u0633\u0648\u0627\u0621 \u0644\u0644\u0625\u0633\u062a\u0641\u0633\u0627\u0631 \u0639\u0646 \u0628\u0646\u062f \u0645\u0646 \u0628\u0646\u0648\u062f \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0623\u0648 \u062a\u063a\u064a\u064a\u0631 \u0623\u062d\u062f \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0647\u0627 .<\/p>\n

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4 \/3\/2\/2-\u0639\u062f\u0645 \u0627\u0639\u062a\u0645\u0627\u062f \u062e\u0637\u0637 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0648\u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0645\u0646 \u0631\u062c\u0627\u0644 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0639\u0644\u064a \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0624\u0642\u062a \u0648\u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646 \u0645\u062f\u064a \u0627\u0644\u062d\u064a\u0627\u0629 , \u0645\u0645\u0627 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647 \u062a\u062c\u0627\u0647\u0644 \u0627\u0644\u0645\u0646\u062a\u062c \u0644\u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0641\u0642\u0637 \u0639\u0644\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062e\u062a\u0644\u0637 \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u0639\u0645\u0648\u0644\u0629 \u0648\u0627\u0644\u0630\u064a \u0642\u062f \u0644\u0627\u064a\u062a\u0646\u0627\u0633\u0628 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0645\u0643\u0627\u0646\u064a\u0627\u062a\u0647 \u0627\u0644\u0645\u0627\u062f\u064a\u0629 \u062e\u0627\u0635\u0629 \u0641\u064a \u0641\u062a\u0631\u0629 \u062d\u064a\u0627\u062a\u0647 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0627\u0644\u0627\u0648\u0644\u064a ,\u0639\u0644\u0645\u0627 \u0628\u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u062a\u062a\u0633\u0645 \u0628\u0625\u0646\u062e\u0641\u0627\u0636 \u0633\u0639\u0631 \u0627\u0644\u0648\u062d\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u062e\u062a\u0644\u0637\u0629 , \u0645\u0645\u0627 \u064a\u062c\u0639\u0644\u0647\u0627 \u0623\u0643\u062b\u0631 \u0645\u0644\u0627\u0621\u0645\u0629 \u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0643\u062b\u064a\u0631\u0629 \u0645\u0646 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u062e\u0627\u0635\u0629 \u0648\u0647\u0645 \u0641\u064a \u0628\u062f\u0627\u064a\u0629 \u062d\u064a\u0627\u062a\u0647\u0645 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a\u0629 , \u062b\u0645 \u0628\u0625\u0636\u0627\u0641\u0629 \u0634\u0631\u0637\u064a \u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0645\u064a\u0644 \u062a\u062c\u062f\u064a\u062f \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0624\u0642\u062a\u0629 \u0623\u0629 \u062a\u062d\u0648\u064a\u0644\u0647\u0627 \u0628\u0639\u062f \u0632\u064a\u0627\u062f\u0629 \u062f\u062e\u0644\u0647 \u0627\u0644\u064a \u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646 \u0645\u062f\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0623\u0648 \u0648\u062b\u0627\u0626\u0642 \u0645\u062e\u062a\u0644\u0637\u0629 \u062a\u0644\u0628\u064a \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647 \u0641\u064a \u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u0639\u0645\u0631 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 .<\/p>\n

4\/3\/3- \u0627\u0644\u062a\u0633\u0639\u064a\u0631:<\/strong><\/p>\n

\u064a\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u064a\u0627 \u0643\u0627\u0646 \u0646\u0648\u0639\u0647 \u0645\u0639 \u0623\u062e\u0637\u0627\u0631 \u0645\u062d\u062a\u0645\u0644\u0629 \u0627\u0644\u062d\u062f\u0648\u062b \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0648 \u0628\u0627\u0644\u062a\u0627\u0644\u064a \u064a\u062c\u0628 \u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0625\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u062a\u0639\u0648\u064a\u0636\u0627\u062a\u0647 \u0627\u0644\u062a\u064a \u062a\u0644\u062a\u0632\u0645 \u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0623\u062f\u0627\u0626\u0647\u0627 \u0639\u0646\u062f \u062a\u062d\u0642\u0642 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0625\u062d\u062a\u0645\u0627\u0644\u064a \u0627\u0644\u0645\u0624\u0645\u0646 \u0636\u062f\u0647 \u0648\u0630\u0644\u0643 \u062d\u062a\u064a \u064a\u0645\u0643\u0646 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0623\u0648 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0644\u062a\u0648\u0645 \u0628\u0623\u062f\u0627\u0626\u0647\u0627 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u0639\u0631\u0636\u064a\u0646 \u0644\u0644\u062e\u0637\u0631 . \u0648\u0641\u064a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u062a\u0644\u062c\u0623 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u064a \u0627\u0644\u0627\u0633\u0644\u0648\u0628 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a \u062d\u064a\u062b \u064a\u062a\u0645 \u0627\u0644\u0625\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u064a \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a\u0629 \u0644\u0641\u062a\u0631\u0629 \u0637\u0648\u064a\u0644\u0629 \u0646\u0633\u0628\u064a\u0627 \u0639\u0646 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u0648\u0641\u064a\u0627\u062a \u0644\u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0639\u0645\u0627\u0631 \u0648\u0642\u064a\u0627\u0633 \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0629 \u062e\u0644\u0627\u0644 \u0633\u0646\u0629 \u0648\u0627\u062d\u062f\u0629 \u0644\u0643\u0644 \u0639\u0645\u0631 \u062b\u0645 \u062a\u0643\u0648\u064a\u0646 \u0645\u0627 \u064a\u0633\u0645\u064a \u0628\u062c\u062f\u0648\u0644 \u0627\u0644\u062d\u064a\u0627\u0629Life Table \u0623\u0648 \u062c\u062f\u0648\u0644 \u0627\u0644\u0648\u0641\u0627\u0629Mortality Table , \u0648\u062a\u0633\u062a\u062e\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u062c\u062f\u0627\u0648\u0644 \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u0648\u0641\u0627\u0629 \u0644\u0634\u062e\u0635 \u0623\u0648 \u0639\u062f\u0629 \u0623\u0634\u062e\u0627\u0635 \u062e\u0627\u0636\u0639\u064a\u0646 \u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u062c\u062f\u0648\u0644 , \u0643\u0645\u0627 \u062a\u0633\u062a\u062e\u062f\u0645 \u0623\u064a\u0636\u0627 \u0641\u064a \u062d\u0633\u0627\u0628 \u062a\u0648\u0642\u0639 \u0627\u0644\u062d\u064a\u0627\u0629 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0648\u0643\u0630\u0644\u0643 \u0642\u064a\u0627\u0633 \u0623\u0648 \u062a\u0642\u062f\u064a\u0631 \u0639\u062f\u062f \u0627\u0644\u0633\u0643\u0627\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0645\u0633\u062a\u0642\u0628\u0644\u0627 \u0639\u0646\u062f \u0641\u0626\u0627\u062a \u0627\u0644\u0639\u0645\u0631 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 .<\/p>\n

\u0648\u062c\u062f\u064a\u0631 \u0628\u0627\u0644\u0630\u0643\u0631 \u0623\u0646\u0646\u0627 \u0646\u0639\u064a\u0634 \u0641\u064a \u0639\u0627\u0644\u0645 \u0645\u0646 \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0627\u062a \u0648\u0641\u064a \u0645\u062c\u062a\u0645\u0639 \u062d\u0631\u0643\u064aDynamic Population<\/p>\n

\u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646 \u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629Life Expectancy\u062a\u062a\u063a\u064a\u0631 \u0628\u062a\u063a\u064a\u0631 \u0627\u0644\u0623\u062d\u0648\u0627\u0644 \u0627\u0644\u0633\u0643\u0627\u0646\u064a\u0629 \u0648\u0628\u062a\u063a\u064a\u0631 \u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u0635\u062d\u064a\u0629 \u0648 \u0627\u0644\u0625\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u0646\u0627\u062e\u064a\u0629 , \u0643\u0645\u0627 \u062a\u062a\u063a\u064a\u0631 \u0623\u0633\u0627\u0644\u064a\u0628 \u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a\u0629 \u0648\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0635\u062d\u062a\u0647\u0627 \u0648\u062a\u062f\u0642\u064a\u0642\u0647\u0627 , \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0628\u0639\u064a\u062f\u0629 \u0644\u0627\u062a\u0635\u0644\u062d \u0644\u0644\u062a\u0646\u0628\u0624 \u0628\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0642\u0631\u064a\u0628 , \u0648\u064a\u062a\u0639\u064a\u0646 \u0627\u0644\u0646\u0638\u0631 \u0628\u0635\u0641\u0629 \u062f\u0648\u0631\u064a\u0629 \u0648 \u0645\u0633\u062a\u0645\u0631\u0629 \u0641\u064a \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0644\u062f\u064a\u0646\u0627 \u0639\u0646 \u0627\u0644\u0627\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u064a \u0646\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627.\u0648\u0625\u0630\u0627 \u0643\u0627\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u063a\u064a\u0631 \u064a\u062d\u062f\u062b \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u062e\u0628\u0631\u0629 \u0634\u0639\u0628 \u0648\u0627\u062d\u062f \u0648\u064a\u062c\u0628 \u0623\u062e\u0630\u0647 \u0641\u064a \u0627\u0644\u062d\u0633\u0628\u0627\u0646 ,\u0641\u0625\u0646 \u0627\u0644\u0623\u0648\u0644\u064a \u0645\u0646\u0647 \u0623\u0644\u0627 \u064a\u062a\u0645 \u0627\u0644\u0625\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u064a \u062e\u0628\u0631\u0629 \u0634\u0639\u0628 \u0645\u0627 \u0648\u062a\u0637\u0628\u064a\u0642\u0647\u0627 \u0639\u0644\u064a \u0634\u0639\u0628 \u0623\u062e\u0631 , \u062e\u0627\u0635\u0629 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0647\u0646\u0627\u0643 \u0625\u062e\u062a\u0644\u0627\u0641 \u062c\u0648\u0647\u0631\u064a \u0641\u064a \u0627\u0644\u0639\u0627\u062f\u0627\u062a \u0648\u0627\u0644\u062a\u0642\u0627\u0644\u064a\u062f \u0648 \u0641\u064a \u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648 \u0627\u0644\u0625\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648 \u0627\u0644\u062b\u0642\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0645\u0646\u0627\u062e\u064a\u0629 , \u0644\u0645\u0627 \u0644\u0647\u0630\u0647 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0645\u0646 \u062a\u0623\u062b\u064a\u0631 \u0645\u0628\u0627\u0634\u0631 \u0639\u0644\u064a \u0625\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0629 \u0648\u0645\u0646 \u062b\u0645 \u062a\u0648\u0642\u0639 \u0627\u0644\u062d\u064a\u0627\u0629 \u0644\u0643\u0644 \u0634\u0639\u0628 \u0639\u0646 \u0627\u0644\u0623\u062e\u0631 ,<\/p>\n

\u0648\u0645\u0639 \u0647\u0630\u0627 \u062a\u0633\u062a\u062e\u062f\u0645 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0631\u0628\u064a \u062c\u062f\u0648\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a \u0644\u0639\u0627\u0645 1958 \u062d\u062a\u064a \u0648\u0642\u062a \u0642\u0631\u064a\u0628 \u062b\u0645 \u062c\u062f\u0648\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a 1980 .<\/p>\n

\u0648\u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0628\u064a\u0646 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0629 \u0644\u0643\u0644 \u0623\u0644\u0641 \u0645\u062e\u062a\u0627\u0631\u0629\u0645\u0646 \u062c\u062f\u0648\u0644 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a \u0644\u0644\u062d\u064a\u0627\u0629 \u0644\u0639\u0627\u0645 1958 \u0648 \u062c\u062f\u0648\u0644 \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a \u0644\u0644\u062d\u064a\u0627\u0629 \u0644\u0639\u0627\u0645 1980 \u0648\u062c\u062f\u0648\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0645\u0635\u0631\u064a (1972-1976 )(20)<\/p>\n

\u062c\u062f\u0648\u0644 \u0631\u0642\u0645 ( 3 )<\/p>\n

\u0627\u0644\u0633\u0646<\/p>\n

\u062c\u062f\u0648\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a<\/p>\n

\u0644\u0639\u0627\u0645 1958 (CSO )<\/p>\n

\u062c\u062f\u0648\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a<\/p>\n

\u0644\u0639\u0627\u0645 1980 (CSO )<\/p>\n

\u062c\u062f\u0648\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0645\u0635\u0631\u064a<\/p>\n

(1972- 1976 )<\/p>\n

10<\/p>\n

1.21<\/p>\n

0.75<\/p>\n

0.41<\/p>\n

15<\/p>\n

1.46<\/p>\n

1.42<\/p>\n

0.88<\/p>\n

20<\/p>\n

1.79<\/p>\n

1.90<\/p>\n

1.15<\/p>\n

25<\/p>\n

1.93<\/p>\n

1.75<\/p>\n

1.15<\/p>\n

30<\/p>\n

2.13<\/p>\n

1.75<\/p>\n

1.21<\/p>\n

35<\/p>\n

2.51<\/p>\n

2.17<\/p>\n

1.63<\/p>\n

40<\/p>\n

3.53<\/p>\n

3.15<\/p>\n

2.59<\/p>\n

45<\/p>\n

5.35<\/p>\n

4.73<\/p>\n

3.89<\/p>\n

50<\/p>\n

8.31<\/p>\n

7.00<\/p>\n

6.11<\/p>\n

55<\/p>\n

13.00<\/p>\n

10.96<\/p>\n

10.10<\/p>\n

60<\/p>\n

20.34<\/p>\n

16.80<\/p>\n

17.44<\/p>\n

\u0645\u0646 \u0627\u0644\u062c\u062f\u0648\u0644 \u064a\u062a\u0636\u062d \u0627\u0644\u062a\u0628\u0627\u064a\u0646 \u0627\u0644\u0634\u0627\u0633\u0639 \u0628\u064a\u0646 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0629 \u0627\u0644\u0633\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u0649 \u0648\u062a\u0644\u0643 \u0627\u0644\u0645\u0633\u062a\u062e\u0631\u062c\u0629 \u0645\u0646 \u062e\u0628\u0631\u0629 \u0627\u0644\u0634\u0639\u0628 \u0627\u0644\u0645\u0635\u0631\u064a \u0648\u0630\u0644\u0643 \u0639\u0646\u062f \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0639\u0645\u0627\u0631 , \u062d\u064a\u062b \u062a\u0646\u062e\u0641\u0636 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0629 \u0628\u062c\u062f\u0648\u0644 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0645\u0635\u0631\u064a \u0639\u0646 \u0645\u062b\u064a\u0644\u0627\u062a\u0647\u0627 \u0628\u0627\u0644\u062c\u062f\u0627\u0648\u0644 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 , \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0631\u0628\u064a \u062a\u0633\u062a\u062e\u062f\u0645 \u0645\u0639\u062f\u0644\u0627\u062a \u0648\u0641\u0627\u0629 \u0645\u0628\u0627\u0644\u063a\u0627 \u0641\u064a\u0647\u0627 \u0648\u0644\u0627\u062a\u062a\u0641\u0642 \u0645\u0639 \u062a\u0644\u0643 \u0627\u0644\u0633\u0627\u0626\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0639\u0631\u0628\u064a , \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647 \u062a\u0642\u0627\u0636\u064a \u0623\u0642\u0633\u0627\u0637\u0627 \u0645\u0628\u0627\u0644\u063a\u0627 \u0641\u064a\u0647\u0627 , \u062d\u064a\u062b \u0625\u0631\u062a\u0641\u0627\u0639 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0629 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 .<\/p>\n

4\/3\/4- \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 :<\/strong><\/p>\n

\u062d\u0642\u0642 \u0633\u0648\u0642 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0627\u0644\u0639\u0631\u0628\u064a \u0646\u0645\u0648\u0627 \u0645\u0644\u062d\u0648\u0638\u0627 \u0641\u064a \u062d\u062c\u0645 \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0645\u0646 1999 \u0627\u0644\u064a 2003 \u062d\u064a\u062b \u0627\u0631\u062a\u0641\u0639 \u0645\u0646 5.74 \u0627\u0644\u064a 6.78 \u0645\u0644\u064a\u0627\u0631 $ \u0628\u0646\u0633\u0628\u0629 18 % \u0628\u0645\u0639\u062f\u0644 \u0633\u0646\u0648\u064a \u064a\u0635\u0644 \u0627\u0644\u064a 3.6 %<\/p>\n

\u0643\u0645\u0627 \u0628\u0644\u063a \u062d\u062c\u0645 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0633\u0646\u062f\u0629 \u0627\u0644\u064a \u0645\u0639\u064a\u062f\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 2.85 \u0645\u0644\u064a\u0627\u0631 $ \u0623\u064a \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 42% \u0645\u0646 \u062d\u062c\u0645 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 , \u0648\u064a\u062e\u062a\u0644\u0641 \u0647\u0630\u0627 \u0627\u0644\u0645\u0639\u062f\u0644 \u0645\u0646 \u062f\u0648\u0644\u0629 \u0644\u0623\u062e\u0631\u064a \u0648\u0645\u0646 \u0641\u0631\u0639 \u0644\u0623\u062e\u0631 \u0645\u0646 \u0641\u0631\u0648\u0639 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 , \u0648\u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0628\u064a\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u062d\u062c\u0645 \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u0648\u062d\u062c\u0645 \u0627\u0644\u0645\u0633\u0646\u062f \u0645\u0646\u0647\u0627 (\u0628\u0627\u0644\u0645\u0644\u064a\u0648\u0646 \u062f\u0648\u0644\u0627\u0631 \u0623\u0645\u0631\u064a\u0643\u064a )\u0641\u064a \u0627\u0644\u0639\u0627\u0644\u0645 \u0627\u0644\u0639\u0631\u0628\u064a \u0641\u064a \u0639\u0627\u0645 2003(21)<\/p>\n

\u062c\u062f\u0648\u0644 \u0631\u0642\u0645 ( 4 )<\/p>\n

\u0627\u0644\u062f\u0648\u0644\u0629<\/p>\n

\u0627\u062c\u0645\u0627\u0644\u064a \u062d\u062c\u0645 \u0627\u0644\u0627\u0642\u0633\u0627\u0637<\/p>\n

( US $ m )<\/p>\n

\u062d\u062c\u0645 \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0633\u0646\u062f\u0629<\/p>\n

( US $ m )<\/p>\n

\u0646\u0633\u0628\u0629\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/p>\n

\u0627\u0644\u0643\u0648\u064a\u062a<\/p>\n

372.1<\/p>\n

281.9<\/p>\n

%75.8<\/p>\n

\u0644\u064a\u0628\u064a\u0627<\/p>\n

159.2<\/p>\n

110.2<\/p>\n

%69.2<\/p>\n

\u0642\u0637\u0631<\/p>\n

247.1<\/p>\n

168.2<\/p>\n

%68.1<\/p>\n

\u0627\u0644\u064a\u0645\u0646<\/p>\n

35.1<\/p>\n

23.9<\/p>\n

%68.0<\/p>\n

\u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a<\/p>\n

971.2<\/p>\n

640.9<\/p>\n

%66.0<\/p>\n

\u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646<\/p>\n

277.8<\/p>\n

161.6<\/p>\n

%58.2<\/p>\n

\u0627\u0644\u0628\u062d\u0631\u064a\u0646<\/p>\n

210.1<\/p>\n

113.4<\/p>\n

%54.0<\/p>\n

\u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629<\/p>\n

994.0<\/p>\n

450.0<\/p>\n

%45.3<\/p>\n

\u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/p>\n

407.7<\/p>\n

136.1<\/p>\n

%40.0<\/p>\n

\u0645\u0648\u0631\u064a\u062a\u0627\u0646\u064a\u0627<\/p>\n

7.9<\/p>\n

3.2<\/p>\n

%40.0<\/p>\n

\u0627\u0644\u0633\u0648\u062f\u0627\u0646<\/p>\n

89.1<\/p>\n

32.8<\/p>\n

%36.9<\/p>\n

\u0645\u0635\u0631<\/p>\n

472.3<\/p>\n

159.8<\/p>\n

%33.6<\/p>\n

\u0627\u0644\u0627\u0631\u062f\u0646<\/p>\n

236.4<\/p>\n

74.7<\/p>\n

%31.6<\/p>\n

\u0644\u0628\u0646\u0627\u0646<\/p>\n

516.3<\/p>\n

137.4<\/p>\n

%26.6<\/p>\n

\u062a\u0648\u0646\u0633<\/p>\n

416.9<\/p>\n

100.5<\/p>\n

%24.0<\/p>\n

\u0641\u0644\u0633\u0637\u064a\u0646<\/p>\n

35.8<\/p>\n

7.1<\/p>\n

%19.8<\/p>\n

\u0627\u0644\u0645\u063a\u0631\u0628<\/p>\n

1217.3<\/p>\n

209.4<\/p>\n

%17.2<\/p>\n

\u0627\u0644\u0639\u0631\u0627\u0642<\/p>\n

2.5<\/p>\n

0.3<\/p>\n

%13.4<\/p>\n

\u0633\u0648\u0631\u064a\u0627<\/p>\n

109.5<\/p>\n

14.4<\/p>\n

%13.2<\/p>\n

\u0627\u0644\u0623\u062c\u0645\u0627\u0644\u064a<\/p>\n

6780.4<\/p>\n

2852.6<\/p>\n

%42.1<\/p>\n

\u0645\u0646 \u0627\u0644\u062c\u062f\u0648\u0644 \u064a\u062a\u0636\u062d \u0623\u0646 \u062f\u0648\u0644 \u0645\u062c\u0644\u0633 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062e\u0644\u064a\u062c\u064a \u0633\u062c\u0644\u062a \u0623\u0639\u0644\u064a \u0645\u0639\u062f\u0644 \u0625\u0633\u0646\u0627\u062f ,\u062d\u064a\u062b \u0628\u0644\u063a 59.1 % \u0648\u062f\u0648\u0644 \u0627\u0641\u0631\u064a\u0642\u064a\u0627 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 28.8 % \u0648\u062f\u0648\u0644 \u0627\u0644\u0645\u0634\u0631\u0642 \u0627\u0644\u0639\u0631\u0628\u064a 27.6 %. \u0648\u064a\u0648\u0636\u062d \u0647\u0630\u0627 \u0627\u0644\u0625\u062e\u062a\u0644\u0627\u0641 \u0641\u064a \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0625\u0633\u0646\u0627\u062f \u0645\u0632\u064a\u062c \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0627\u0644\u064a \u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0647\u064a\u0643\u0644 \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a \u0645\u0646 \u0633\u0648\u0642 \u0627\u0644\u064a \u0627\u062e\u0631\u064a ,\u0639\u0644\u064a \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0633\u062c\u0644\u062a \u0627\u0644\u0645\u063a\u0631\u0628 \u0648\u0627\u0644\u062a\u064a \u0643\u0627\u0646\u062a \u0623\u0643\u0628\u0631 \u0633\u0648\u0642 \u062a\u0623\u0645\u064a\u0646 \u0639\u0631\u0628\u064a \u0639\u0627\u0645 2003 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 (\u062d\u0648\u0627\u0644\u064a 18 % \u0645\u0646 \u0627\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0633\u0648\u0642 ),\u0645\u0639\u062f\u0644 \u0627\u0633\u0646\u0627\u062f \u0645\u0646\u062e\u0641\u0636 \u062c\u062f\u0627 (17.2 % ) \u0648\u064a\u0631\u062c\u0639 \u0630\u0644\u0643 \u0627\u0644\u064a \u0627\u0633\u062a\u062d\u0648\u0627\u0632 \u0641\u0631\u0639\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0639\u0644\u064a \u0627\u0644\u0646\u0635\u064a\u0628 \u0627\u0644\u0623\u0643\u0628\u0631 \u0645\u0646 \u062d\u062c\u0645 \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u062d\u064a\u062b \u062a\u0628\u0644\u063a \u0646\u0633\u0628\u062a\u0647\u0645\u0627 77 %( 41% \u0644\u0644\u062d\u064a\u0627\u0629 \u064836 % \u0644\u0644\u0633\u064a\u0627\u0631\u0627\u062a ) \u0648\u0627\u0644\u062a\u064a \u064a\u0631\u0641\u0636 \u0645\u0639\u064a\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0631\u062c\u064a \u0642\u0628\u0648\u0644\u0647\u0627 .<\/p>\n

\u0648\u0627\u0644\u062c\u062f\u0648\u0644 \u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0628\u064a\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u062d\u062c\u0645 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0648 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0648\u062d\u062c\u0645 \u0627\u0644\u0645\u0633\u0646\u062f \u0645\u0646\u0647\u0627 (\u0628\u0627\u0644\u0645\u0644\u064a\u0648\u0646 \u062f\u064a\u0646\u0627\u0631 \u0623\u0631\u062f\u0646\u064a ) \u0628\u0643\u0644 \u0641\u0631\u0639 \u0645\u0646 \u0641\u0631\u0648\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0627\u0644\u0627\u0631\u062f\u0646 \u0644\u0639\u0627\u0645 2004(22)<\/p>\n

\u062c\u062f\u0648\u0644 \u0631\u0642\u0645 (5 )<\/p>\n

\u0627\u0644\u0641\u0631\u0639<\/p>\n

\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637<\/p>\n

\u0627\u0644\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629<\/p>\n

\u0627\u0644\u0646\u0633\u0628\u0629<\/p>\n

%<\/p>\n

\u0627\u0644\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629<\/p>\n

\u0627\u0644\u0646\u0633\u0628\u0629<\/p>\n

%<\/p>\n

\u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637<\/p>\n

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%<\/p>\n

\u0627\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a<\/p>\n

\u062d\u0635\u0629<\/p>\n

\u0627\u0644\u0645\u062d\u0644\u064a<\/p>\n

\u0627\u0644\u0646\u0633\u0628\u0629<\/p>\n

%<\/p>\n

\u062d\u0635\u0629\u0645\u0639\u064a\u062f\u064a \u0627\u0644\u062a\u0627\u0645\u064a\u0646<\/p>\n

\u0627\u0644\u0646\u0633\u0628\u0629<\/p>\n

%<\/p>\n

\u0635\u0627\u0641\u064a \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a<\/p>\n

\u0627\u0644\u0646\u0633\u0628\u0629<\/p>\n

%<\/p>\n

\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a<\/p>\n

17.495<\/p>\n

0.929<\/p>\n

5.3<\/p>\n

13.646<\/p>\n

78<\/p>\n

2.920<\/p>\n

16.7<\/p>\n

2.535<\/p>\n

0.110<\/p>\n

4.4<\/p>\n

1.943<\/p>\n

76.6<\/p>\n

0.482<\/p>\n

19.0<\/p>\n

\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062d\u0631\u064a\u0642<\/p>\n

23.654<\/p>\n

3.673<\/p>\n

15.5<\/p>\n

18.478<\/p>\n

78.1<\/p>\n

1.503<\/p>\n

6.4<\/p>\n

7.674<\/p>\n

0.670<\/p>\n

8.7<\/p>\n

6.551<\/p>\n

85.4<\/p>\n

0.453<\/p>\n

5.9<\/p>\n

\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a<\/p>\n

88.028<\/p>\n

3.798<\/p>\n

4.3<\/p>\n

0.344<\/p>\n

0.4<\/p>\n

83.886<\/p>\n

95.3<\/p>\n

62.719<\/p>\n

1.995<\/p>\n

3.2<\/p>\n

5.687<\/p>\n

9.1<\/p>\n

55.037<\/p>\n

87.7<\/p>\n

\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0625\u0626\u062a\u0645\u0627\u0646<\/p>\n

0.397<\/p>\n

000<\/p>\n

000<\/p>\n

0.203<\/p>\n

51.1<\/p>\n

0.194<\/p>\n

48.9<\/p>\n

0.261<\/p>\n

0.001<\/p>\n

0.4<\/p>\n

0.257<\/p>\n

98.5<\/p>\n

0.003<\/p>\n

1.1<\/p>\n

\u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0639\u0627\u0645\u0629<\/p>\n

8.473<\/p>\n

0.739<\/p>\n

8.7<\/p>\n

6.037<\/p>\n

71.3<\/p>\n

1.697<\/p>\n

20.0<\/p>\n

3.044<\/p>\n

0.586<\/p>\n

19.2<\/p>\n

1.831<\/p>\n

60.2<\/p>\n

0.637<\/p>\n

20.9<\/p>\n

\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a<\/p>\n

31.656<\/p>\n

0.273<\/p>\n

0.9<\/p>\n

6.902<\/p>\n

21.8<\/p>\n

24.480<\/p>\n

77.3<\/p>\n

27.461<\/p>\n

0.160<\/p>\n

0.6.<\/p>\n

5.702<\/p>\n

20.8<\/p>\n

21.599<\/p>\n

78.6<\/p>\n

\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629<\/p>\n

21.720<\/p>\n

0.391<\/p>\n

1.8<\/p>\n

4.687<\/p>\n

21.6<\/p>\n

16.642<\/p>\n

76.6<\/p>\n

11.449<\/p>\n

0.029<\/p>\n

0.2<\/p>\n

4.349<\/p>\n

38.0<\/p>\n

7.071<\/p>\n

61.8<\/p>\n

\u0645\u0646 \u0627\u0644\u062c\u062f\u0648\u0644 \u064a\u062a\u0636\u062d\u0645\u0627\u064a\u0644\u064a :<\/p>\n

– \u062d\u0642\u0642 \u0641\u0631\u0639 \u0627\u0644\u062d\u0631\u064a\u0642 \u0623\u0639\u0644\u064a \u0646\u0633\u0628\u0629 \u0625\u0633\u0646\u0627\u062f , \u062d\u064a\u062b \u0644\u0645 \u064a\u062d\u062a\u0641\u0638 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0623\u0631\u062f\u0646\u064a \u0633\u0648\u064a \u0628\u0646\u0633\u0628\u0629 21.9% \u0645\u0646\u0647\u0627 15.5% \u0625\u0639\u0627\u062f\u0629 \u0645\u062d\u0644\u064a\u0629 \u0648\u062a\u0645 \u0627\u0633\u0646\u0627\u062f 78.1 % \u0627\u0644\u064a \u0645\u0639\u064a\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0631\u062c\u064a , \u0639\u0644\u0645\u0627 \u0628\u0623\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 (\u0635\u0627\u0641\u064a \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a\/ \u0635\u0627\u0641\u064a \u0627\u0644\u0623\u0642\u0633\u0627\u0637 ) \u0628\u0644\u063a30.1%<\/p>\n

– \u0643\u0645\u0627 \u062d\u0642\u0642 \u0641\u0631\u0639\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0648\u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0639\u0627\u0645\u0629 \u0646\u0633\u0628\u0629 \u0625\u0633\u0646\u0627\u062f \u0645\u0631\u062a\u0641\u0639\u0629 \u0628\u0644\u063a\u062a 83.3%\u0644\u0644\u0628\u062d\u0631\u064a \u0645\u0646\u0647\u0627 78 % \u0644\u0645\u0639\u064a\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0631\u062c\u064a ,80% \u0644\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0639\u0627\u0645\u0629 \u0645\u0646\u0647\u0627 71.1% \u0644\u0644\u062e\u0627\u0631\u062c\u064a ,\u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0645\u0639\u062f\u0644 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0644\u0645 \u064a\u062a\u062c\u0627\u0648\u063216.5%\u0641\u064a \u0627\u0644\u0628\u062d\u0631\u064a 37.5 %\u0641\u064a \u0627\u0644\u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0639\u0627\u0645\u0629 .<\/p>\n

– \u062d\u0642\u0642 \u0641\u0631\u0639 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0623\u0639\u0644\u064a \u0646\u0633\u0628\u0629 \u0625\u062d\u062a\u0641\u0627\u0638 \u0628\u0644\u063a\u062a 95.3 % \u0648\u0644\u0645 \u064a\u0633\u0627\u0647\u0645 \u0645\u0639\u064a\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062e\u0627\u0631\u062c\u064a \u0633\u0648\u064a \u0628\u0646\u0633\u0628\u0629 0.4 % , \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062d\u0644\u064a \u064a\u062a\u062d\u0645\u0644 \u0645\u0646\u0641\u0631\u062f\u0627 \u0639\u0628\u0621 \u0647\u0630\u0627 \u0627\u0644\u0641\u0631\u0639 \u062d\u064a\u062b \u0628\u0644\u063a \u0645\u0639\u062f\u0644 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 65.6 %<\/p>\n

– \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a , \u064a\u062d\u062a\u0641\u0638 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062d\u0644\u064a \u0628\u0646\u0633\u0628\u0629 78 % \u0648\u064a\u0633\u0627\u0647\u0645 \u0627\u0644\u0645\u0639\u064a\u062f \u0627\u0644\u062e\u0627\u0631\u062c\u064a \u0628\u0646\u0633\u0628\u0629 22 % \u0641\u0642\u0637 \u062d\u064a\u062b \u062d\u0642\u0642 \u0645\u0639\u062f\u0644 \u062e\u0633\u0627\u0631\u0629 \u062a\u062c\u0627\u0648\u0632\u062a 88 %<\/p>\n

– \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0641\u0631\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u062d\u0642\u0642 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062d\u0644\u064a \u0627\u0631\u062a\u0641\u0627\u0639\u0627 \u0641\u064a \u0646\u0633\u0628\u0629 \u0627\u0644\u0625\u062d\u062a\u0641\u0627\u0638 \u0628\u0644\u063a\u062a 78.4 % , \u0648\u064a\u0631\u062c\u0639 \u0630\u0644\u0643 \u0648\u062c\u0648\u062f \u0634\u0631\u0643\u0629 \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u062a\u0639\u0645\u0644 \u0628\u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0627\u0631\u062f\u0646\u064a \u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0623\u0644\u064a\u0643\u0648\u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u0639\u062f \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0643\u0628\u0631\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629 ,<\/p>\n

\u0648\u0644\u062f\u064a\u0647\u0627 \u0623\u0643\u062b\u0631 \u0645\u0646 30 \u0645\u0644\u064a\u0627\u0631 \u062f\u0648\u0644\u0627\u0631 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u0627\u0631\u064a , \u0648\u062a\u0646\u062a\u0634\u0631 \u0641\u0631\u0648\u0639\u0647\u0627 \u0641\u064a \u0623\u0643\u062b\u0631 \u0645\u0646 135 \u062f\u0648\u0644\u0629 .<\/p>\n

– \u0648\u062a\u0634\u064a\u0631 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u064a\u0636\u0627 \u0627\u0644\u064a \u0639\u062f\u0645 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0641\u064a \u0625\u0638\u0647\u0627\u0631 \u0627\u0644\u062d\u0642\u0627\u0626\u0642 , \u062d\u064a\u062b \u0623\u0634\u0627\u0631\u062a \u0641\u064a \u062c\u062f\u0648\u0644 \u0631\u0642\u0645 (4 ) \u0627\u0644\u064a \u0623\u0646 \u0646\u0633\u0628\u0629 \u0627\u0644\u0625\u0633\u0646\u0627\u062f 31.6 %, \u0641\u064a \u062d\u064a\u0646 \u0623\u0646\u0647\u0627 \u062a\u062c\u0627\u0648\u0632\u062a 80 % \u0641\u064a \u0627\u0644\u0641\u0631\u0648\u0639 \u0630\u0627\u062a \u0627\u0644\u0623\u062e\u0637\u0627\u0631\u0627\u0644\u062c\u064a\u062f ( \u0627\u0644\u062a\u064a \u062d\u0642\u0642\u062a \u0645\u0639\u062f\u0644 \u062e\u0633\u0627\u0631\u0629 \u0623\u0642\u0644 ) \u0648\u0644\u0645 \u062a\u0635\u0644 \u0627\u0644\u064a 5% \u0641\u064a \u0627\u0644\u0641\u0631\u0648\u0639 \u0630\u0627\u062a \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0631\u062f\u064a\u0626\u0629 \u0645\u062b\u0644 \u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a<\/p>\n

– \u062a\u0634\u064a\u0631 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u064a\u0636\u0627 \u0627\u0644\u064a \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0644\u064a \u0641\u0631\u0639\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u062d\u064a \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0628\u0647\u0645\u0627 , \u062e\u0627\u0635\u0629 \u0648\u0623\u0646 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u062d\u0644\u064a \u0647\u0648 \u0627\u0644\u0630\u064a \u064a\u062a\u062d\u0645\u0644 \u0627\u0644\u0639\u0628\u0621 \u0627\u0644\u0623\u0643\u0628\u0631 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 .<\/p>\n

4\/4- \u0627\u0644\u0643\u062a\u0627\u0628 \u0648 \u0627\u0644\u0639\u0644\u0645\u0627\u0621<\/p>\n

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5\/1\/5-\u0625\u062d\u062a\u0631\u0627\u0645 \u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a .<\/p>\n

5\/1\/6-\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u0648\u0636\u0648\u0639\u064a\u0629 \u0639\u0646\u062f \u0627\u0635\u062f\u0627\u0631\u0627\u0644\u0627\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0648\u0639\u0646\u062f \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0623\u0648 \u0627\u0644\u0625\u062f\u0644\u0627\u0621 \u0628\u0623\u0631\u0627\u0626\u0647\u0645, \u062f\u0648\u0646 \u0625\u062c\u062d\u0627\u0641 \u0623\u0648 \u062a\u062d\u064a\u0632\u0644\u062a\u0623\u062b\u064a\u0631 \u0636\u063a\u0648\u0637 \u0627\u0644\u0627\u062e\u0631\u064a\u0646 \u0628\u063a\u0631\u0636 \u062a\u062c\u0627\u0648\u0632 \u0627\u0644\u0645\u0648\u0636\u0648\u0639\u064a\u0629 .<\/p>\n

\u0648\u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629\u064a\u0646\u0628\u063a\u064a \u0639\u0644\u064a \u0627\u0644\u0627\u0639\u0636\u0627\u0621 \u0627\u062d\u062a\u0631\u0627\u0645 \u062a\u0642\u0627\u0644\u064a\u062f \u0648\u062b\u0642\u0627\u0641\u0627\u062a \u0643\u0644 \u0645\u062c\u062a\u0645\u0639 \u064a\u062a\u0639\u0627\u0645\u0644\u0648\u0646 \u0645\u0639\u0647 ,\u0643\u0645\u0627\u064a\u062c\u0628 \u0639\u0644\u064a\u0647\u0645 \u062a\u0646\u0641\u064a\u0630 \u0623\u0639\u0645\u0627\u0644\u0647\u0645 \u0648\u0641\u0642\u0627 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u062d\u0644\u064a\u0629 .<\/p>\n

5\/2- \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 :<\/strong><\/span><\/p>\n

\u064a\u062c\u0628\u0639\u0644\u064a \u0643\u0644 \u0639\u0636\u0648 \u0623\u0646 \u064a\u0633\u0639\u064a \u0644\u0643\u0633\u0628 \u062b\u0642\u0629 \u0639\u0645\u0644\u0627\u0626\u0647 \u0648\u0623\u0646 \u064a\u062d\u0627\u0641\u0638 \u0639\u0644\u064a\u0647\u0645 \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u062a\u0628\u0627\u0639 \u0645\u0627\u064a\u0644\u064a :<\/p>\n

5\/2\/1- \u0623\u0646 \u064a\u0639\u0637\u064a \u0627\u0644\u0627\u0648\u0644\u0648\u064a\u0629 \u0627\u0644\u0645\u0644\u0627\u0626\u0645\u0629 \u0644\u0645\u0635\u0627\u0644\u062d \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u062c\u0645\u064a\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 , \u0648\u0623\u0646 \u064a\u062d\u0635\u0644 \u0639\u0644\u064a \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0629 \u0627\u0644\u0635\u062d\u064a\u062d\u0629 \u0648\u064a\u0632\u0648\u062f \u0628\u0647\u0627 \u0639\u0645\u0644\u0627\u0626\u0647 ,\u0645\u062a\u0636\u0645\u0646\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629 ,\u0648\u0623\u0646 \u064a\u062d\u062a\u0631\u0645 \u0633\u0631\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a .<\/p>\n

5\/2\/2-\u0623\u0646 \u064a\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0639\u0627\u0631\u0636 \u0628\u064a\u0646 \u0645\u0635\u0627\u0644\u062d\u0647 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 , \u0623\u0648 \u0645\u0635\u0627\u0644\u062d \u0623\u064a\u0629 \u0634\u0631\u0643\u0629 \u0623\u0648 \u0645\u062c\u0645\u0648\u0639\u0629 \u0623\u0648\u0634\u062e\u0635 \u0623\u062e\u0631 ,\u0648\u0648\u0627\u062c\u0628\u0627\u062a\u0647 \u062a\u062c\u0627\u0647 \u062c\u0645\u064a\u0639 \u0639\u0645\u0644\u0627\u0626\u0647 ,\u0648\u0623\u0646 \u064a\u0642\u062f\u0645 \u0644\u0647\u0645 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u064a \u062a\u0641\u064a \u0628\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647\u0645\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0629 \u0648\u062a\u062a\u0641\u0642 \u0648\u0642\u062f\u0631\u062a\u0647\u0645 \u0639\u0644\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0627\u0642\u0633\u0627\u0637 , \u0623\u064a \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u064a \u062a\u0646\u0627\u0633\u0628 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0627 \u0627\u0644\u062a\u064a\u062a\u0646\u0627\u0633\u0628 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 .<\/p>\n

5\/2\/3- \u0623\u0646 \u064a\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0639\u0627\u0631\u0636 \u0628\u064a\u0646 \u0623\u064a\u0629 \u0645\u0635\u0627\u0644\u062d \u0645\u062a\u0646\u0627\u0641\u0633\u0629 \u0644\u0639\u0645\u064a\u0644 \u0623\u0648 \u0623\u0643\u062b\u0631 ,\u0648\u0623\u0646 \u064a\u062a\u0646\u062d\u064a \u0639\u0646 \u0643\u0644 \u0627\u0644\u0627\u0645\u0648\u0631\u0625\u0630\u0627 \u0644\u0645 \u064a\u062a\u0645\u0643\u0646 \u0645\u0646 \u062a\u0641\u0627\u062f\u064a \u0647\u0630\u0627 \u0627\u0644\u062a\u0639\u0627\u0631\u0636 .<\/p>\n

5\/2\/4-\u0623\u0646 \u064a\u062a\u0635\u0631\u0641 \u0641\u064a \u0643\u0644 \u0627\u0644\u0623\u0648\u0642\u0627\u062a \u0628\u0627\u0644\u0645\u0647\u0627\u0631\u0629 \u0648\u0627\u0644\u0644\u0628\u0627\u0642\u0629 \u0648\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0644\u0627\u0632\u0645\u0629 .<\/p>\n

5\/2\/5-\u0623\u0646 \u064a\u062a\u0635\u0631\u0641 \u0641\u064a \u062d\u062f\u0648\u062f \u0642\u062f\u0631\u0627\u062a\u0647 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0636\u0645\u0646 \u0627\u0637\u0627\u0631 \u0627\u0644\u062a\u0641\u0648\u064a\u0636 \u0627\u0644\u0645\u0645\u0646\u0648\u062d \u0644\u0647 .<\/p>\n

5\/2\/6-\u0623\u0646 \u064a\u062a\u0635\u0631\u0641 \u0628\u0623\u0633\u0644\u0648\u0628 \u0635\u0627\u062f\u0642 \u0648\u0623\u0645\u064a\u0646 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0623\u0645\u0648\u0631 \u0627\u0644\u0645\u0627\u062f\u064a\u0629 ,\u0648\u062a\u0634\u0645\u0644 \u0636\u0645\u0627\u0646 \u0627\u0644\u062d\u0645\u0627\u064a\u0629\u0644\u0623\u064a\u0629 \u0623\u0645\u0648\u0627\u0644 \u0623\u0648 \u0645\u0645\u062a\u0644\u0643\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0646\u064a\u0627\u0628\u0629 \u0639\u0646\u0647\u0645 .<\/p>\n

5\/2\/7-\u0623\u0646 \u064a\u062a\u0646\u0635\u0631\u0641 \u0628\u0639\u0642\u0644 \u0645\u062a\u0641\u062a\u062d \u0648\u0628\u0625\u0646\u0635\u0627\u0641 \u0648\u0625\u062d\u062a\u0631\u0627\u0645 \u0641\u064a \u0643\u0644 \u0627\u0644\u0623\u0648\u0642\u0627\u062a ,\u0648\u0627\u0646 \u064a\u0628\u062f\u064a \u0644\u0639\u0645\u0644\u0627\u0626\u0647 \u0643\u0644\u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0645 \u0648\u0627\u0644\u062a\u0642\u062f\u064a\u0631 \u0648 \u0627\u0644\u0625\u0647\u062a\u0645\u0627\u0645 \u0627\u0644\u0644\u0627\u0632\u0645 .<\/p>\n

5\/2\/8- \u0623\u0646 \u064a\u0643\u0648\u0646 \u0623\u0645\u064a\u0646\u0627 \u0648\u062c\u062f\u064a\u0631\u0627 \u0628\u062b\u0642\u0629 \u0639\u0645\u0644\u0627\u0626\u0647 ,\u0648\u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u062a\u0635\u0627\u0644\u0647 \u0628\u0639\u0645\u0644\u0627\u0626\u0647 \u0628\u0637\u0631\u064a\u0642\u0629 \u0648\u0627\u0636\u062d\u0629 \u0648\u0639\u0627\u062c\u0644\u0629\u0648\u0645\u0644\u0627\u0626\u0645\u0629 .<\/p>\n

5\/2\/9- \u0623\u0646 \u064a\u0642\u062f\u0645 \u0644\u0639\u0645\u0644\u0627\u0626\u0647 \u0643\u0627\u0641\u0629 \u0627\u0644\u062a\u0648\u062c\u064a\u0647\u0627\u062a \u0648\u0627\u0644\u0627\u0633\u062a\u0634\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0628\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0648\u0636\u0648\u062d.<\/p>\n

5\/2\/10-\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0643\u0627\u0641\u0629 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u062a\u0648\u0631\u064a\u062f \u0627\u0648 \u062a\u062c\u0647\u064a\u0632 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0644\u0639\u0645\u0644\u0627\u0621.<\/p>\n

5\/2\/11- \u0623\u0644\u0627 \u064a\u0642\u0628\u0644 \u0623\u0648 \u064a\u062f\u0641\u0639 \u0623\u064a\u0629 : \u0623\u0645\u0648\u0627\u0644 , \u0623\u0648 \u0647\u062f\u0627\u064a\u0627 , \u0623\u0648\u0639\u0631\u0648\u0636 \u062a\u0631\u0641\u064a\u0647\u064a\u0629 ,\u0623\u0648 \u0642\u0631\u0648\u0636 ,\u0623\u0648 \u0623\u064a\u0629 \u0645\u0632\u0627\u064a\u0627\u0639\u064a\u0646\u064a\u0629 \u0623\u0648 \u0646\u0642\u062f\u064a\u0629 \u0623\u062e\u0631\u064a \u0645\u0646 \u0623\u064a \u0639\u0645\u064a\u0644 \u0645\u0648\u062c\u0648\u062f \u0623\u0648 \u0645\u062a\u0648\u0642\u0639 , \u0648\u0630\u0644\u0643 \u0628\u062e\u0644\u0627\u0641 \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0627\u0644\u0645\u0648\u0633\u0645\u064a\u0629 \u0648\u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u0631\u0641\u064a\u0647\u064a\u0629 \u0648\u0627\u0644\u0645\u0643\u0627\u0641\u0623\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0643\u062c\u0632\u0621 \u0645\u0646 \u0645\u0647\u0627\u0645\u0647 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u0644\u0627\u062a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639 \u0648\u0627\u062c\u0628\u0627\u062a\u0647 \u062a\u062c\u0627\u0647 \u0639\u0645\u0644\u0627\u0626\u0647 .<\/p>\n

5\/3-\u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 :<\/strong><\/span><\/p>\n

\u064a\u062c\u0628 \u0623\u0646 \u062a\u0647\u062f\u0641 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0627\u0644\u064a \u0636\u0645\u0627\u0646 \u062a\u0648\u0641\u064a\u0631 \u0639\u0644\u0627\u0642\u0627\u062a \u062c\u064a\u062f\u0629 \u0645\u0639 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 \u0648\u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0627 \u064a\u0644\u064a :<\/p>\n

5\/3\/1-\u062a\u062c\u0646\u0628 \u0627\u0644\u062a\u0639\u0627\u0631\u0636 \u0628\u064a\u0646 \u0645\u0635\u0627\u0644\u062d\u0647\u0645 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0645\u0635\u0627\u0644\u062d \u0623\u064a\u0629 \u0634\u0631\u0643\u0629 \u0623\u0648 \u0634\u062e\u0635 \u0623\u062e\u0631 \u0648\u0648\u0627\u062c\u0628\u0627\u062a\u0647\u0645 \u062a\u062c\u0627\u0647 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 .<\/p>\n

5\/3\/2- \u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u062d\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u0628\u0635\u0641\u062a\u0647 \u0645\u0633\u062a\u062e\u062f\u0645\u0627 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0627 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0627 , \u0623\u0648\u0623\u0646 \u064a\u0643\u0634\u0641 \u0623\u0648 \u064a\u0633\u0645\u062d \u0628\u0643\u0634\u0641 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0633\u0631\u064a\u0629 \u0644\u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 .<\/p>\n

5\/3\/3-\u0623\u0646 \u064a\u062a\u0635\u0631\u0641 \u0643\u0635\u0627\u062d\u0628 \u0639\u0645\u0644 \u0623\u0648 \u0645\u0633\u062a\u062e\u062f\u0645 \u0645\u0633\u0624\u0644 \u0648\u0623\u0646 \u064a\u0643\u0648\u0646 \u0623\u0645\u064a\u0646\u0627 \u0648\u062c\u062f\u064a\u0631\u0627 \u0628\u0627\u0644\u062b\u0642\u0629 \u0641\u064a \u0627\u0644\u0639\u0645\u0644 .<\/p>\n

5\/3\/4-\u0623\u0646 \u064a\u062a\u0635\u0631\u0641 \u0628\u0639\u0642\u0644 \u0645\u062a\u0641\u062a\u062d , \u0645\u062a\u0633\u0645\u0627 \u0628\u0627\u0644\u0625\u062d\u062a\u0631\u0627\u0645 \u0648 \u0627\u0644\u062a\u0642\u062f\u064a\u0631 \u0648\u0627\u0644\u0625\u0646\u0635\u0627\u0641 \u0641\u064a \u0643\u0644 \u0627\u0644\u0623\u0648\u0642\u0627\u062a , \u0648\u0630\u0644\u0643 \u0641\u064a \u062a\u0639\u0627\u0645\u0644\u0647 \u0645\u0639 \u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0627\u0644\u0623\u062e\u0631\u064a\u0646 , \u0648\u0645\u0639 \u0632\u0645\u0644\u0627\u0626\u0647 , \u0648 \u0639\u0645\u0644\u0627\u0626\u0647 .<\/p>\n

5\/3\/5-\u0623\u0646 \u064a\u0633\u0639\u064a \u062c\u0627\u0647\u062f\u0627 \u0641\u064a \u0643\u0644 \u0641\u0631\u0635\u0629 \u0644\u062a\u0646\u0645\u064a\u0629 \u0645\u0647\u0627\u0631\u0627\u062a\u0647 \u0648\u0632\u064a\u0627\u062f\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0647 \u0648\u062a\u0637\u0648\u064a\u0631 \u0642\u062f\u0631\u0627\u062a\u0647 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 .<\/p>\n

5\/3\/6- \u0623\u0646 \u064a\u0633\u062c\u0644 \u0628\u0643\u0644 \u062f\u0642\u0629 \u0648\u0628\u0635\u0648\u0631\u0629 \u0643\u0627\u0645\u0644\u0629 \u0643\u0644 \u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0633\u062c\u0644\u0627\u062a \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 .<\/p>\n

5\/3\/7- \u0623\u0644\u0627 \u064a\u0642\u0628\u0644 \u0623\u0648 \u064a\u062f\u0641\u0639 \u0623\u064a\u0629 : \u0623\u0645\u0648\u0627\u0644 , \u0623\u0648 \u0647\u062f\u0627\u064a\u0627 , \u0623\u0648\u0639\u0631\u0648\u0636 \u062a\u0631\u0641\u064a\u0647\u064a\u0629 ,\u0623\u0648 \u0642\u0631\u0648\u0636 ,\u0623\u0648 \u0623\u064a\u0629 \u0645\u0632\u0627\u064a\u0627\u0639\u064a\u0646\u064a\u0629 \u0623\u0648 \u0646\u0642\u062f\u064a\u0629 \u0623\u062e\u0631\u064a \u0645\u0646 \u0623\u064a \u0639\u0645\u064a\u0644 \u0645\u0648\u062c\u0648\u062f \u0623\u0648 \u0645\u062a\u0648\u0642\u0639 , \u0648\u0630\u0644\u0643 \u0628\u062e\u0644\u0627\u0641 \u0627\u0644\u0647\u062f\u0627\u064a\u0627 \u0627\u0644\u0645\u0648\u0633\u0645\u064a\u0629 \u0648\u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u0631\u0641\u064a\u0647\u064a\u0629 \u0648\u0627\u0644\u0645\u0643\u0627\u0641\u0623\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0643\u062c\u0632\u0621 \u0645\u0646 \u0645\u0647\u0627\u0645\u0647 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u0644\u0627\u062a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639\u0648\u0627\u062c\u0628\u0627\u062a\u0647 \u062a\u062c\u0627\u0647 \u0639\u0645\u0644\u0627\u0626\u0647 .<\/p>\n

5\/3\/8- \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u0639\u0636\u0648 \u064a\u0634\u063a\u0644 \u0645\u0648\u0642\u0639\u0627 \u0645\u0624\u062b\u0631\u0627 \u0648\u0630\u0627 \u0646\u0641\u0648\u0630 \u0648\u0645\u0633\u0624\u0644\u064a\u0629 \u0641\u064a\u062c\u0628 \u0639\u0644\u064a\u0647 \u0623\u0646 \u064a\u0632\u0648\u062f \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644\u0623\u0648 \u064a\u0642\u062a\u0631\u062d \u0639\u0644\u064a\u0647 \u0623\u064a\u0629 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0644\u0644\u0642\u0631\u0627\u0631\u0627\u062a ,\u0648\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0648 \u0627\u0644\u0623\u062d\u062f\u0627\u062b\u0639\u0646\u062f\u0645\u0627 \u064a\u0635\u062f\u0631 \u0645\u0646 \u0623\u064a \u0639\u0627\u0645\u0644 \u0633\u0644\u0648\u0643 \u063a\u064a\u0631 \u0623\u062e\u0644\u0627\u0642\u064a ( \u064a\u062c\u0628 \u0623\u0644\u0627 \u064a\u0639\u0627\u0642\u0628 \u0627\u0644\u0639\u0627\u0645\u0644\u0648\u0646 \u0645\u0646 \u0623\u062c\u0644 \u0631\u0641\u0639\u0623\u0645\u0648\u0631 \u062a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u062d\u062a\u064a \u0648\u0625\u0646 \u062a\u0631\u062a\u0628 \u0639\u0644\u064a \u0630\u0644\u0643 \u062e\u0633\u0627\u0626\u0631 \u0644\u0644\u0645\u0646\u0638\u0645\u0629 \u0623\u0648 \u0644\u0644\u0639\u0645\u064a\u0644 ) .<\/p>\n

5\/3\/9- \u062a\u0634\u062c\u064a\u0639 \u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 \u0639\u0644\u064a \u0625\u062f\u0631\u0627\u062c \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u062e\u0644\u0627\u0642\u064a\u0629 \u0636\u0645\u0646 \u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0645\u0646\u0638\u0645\u0629 ,\u0645\u062a\u0636\u0645\u0646\u0629\u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629 .<\/p>\n

5\/4- \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a:<\/strong><\/span><\/p>\n

\u064a\u0646\u0628\u063a\u064a\u0639\u0644\u064a \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0625\u062d\u062a\u0631\u0627\u0645 \u0643\u0627\u0641\u0629 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0625\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u062a\u0627\u0645 \u0628\u0643\u0627\u0641\u0629 \u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0648\u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629 \u0628\u0639\u0645\u0644\u0647\u0645 ,\u0648\u0645\u0631\u0627\u0639\u0627\u0629 \u0645\u0627\u064a\u0644\u064a :<\/p>\n

5\/4\/1-\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0627\u0646\u0647\u0645 \u064a\u0645\u0627\u0631\u0633\u0648\u0627 \u0639\u0645\u0644\u0647\u0645 \u0641\u064a \u0625\u0637\u0627\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648 \u0631\u0648\u062d \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0641\u064a \u0643\u0644 \u0627\u0644\u0623\u0648\u0642\u0627\u062a .<\/p>\n

5\/4\/2- \u0636\u0645\u0627\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0645\u0646\u0638\u0645\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u064a\u0637\u0629 \u0628\u0639\u0645\u0644\u0647\u0645 \u0628\u0639\u0642\u0644 \u0645\u062a\u0641\u062a\u062d \u0648\u0628\u0634\u0641\u0627\u0641\u064a\u0629 \u062a\u0627\u0645\u0629 \u0648\u0628\u062a\u0639\u0627\u0648\u0646 \u0643\u0627\u0645\u0644<\/p>\n

, \u0648\u0627\u0644\u0639\u0645\u0644 \u0639\u0644\u064a \u062a\u0644\u0628\u064a\u0629 \u0623\u064a\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0647\u0645 .<\/p>\n

5\/5- \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0645\u0639 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0648\u0627\u0644\u062c\u0645\u0647\u0648\u0631 :<\/strong><\/span><\/p>\n

\u064a\u062c\u0628 \u0623\u0646 \u064a\u062f\u0631\u0643 \u0627\u0644\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u062d\u064a\u0648\u064a \u0648 \u0627\u0644\u0647\u0627\u0645 \u0627\u0644\u0645\u0646\u0648\u0637 \u0627\u0644\u064a\u0647\u0645 \u0643\u0645\u062a\u062e\u0635\u0635\u064a\u0646 \u0648\u0645\u0645\u0627\u0631\u0633\u064a\u0646 \u0644\u0645\u0647\u0646\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0648\u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 :<\/p>\n

5\/5\/1-\u0623\u0646 \u064a\u0633\u0639\u0648\u0627 \u0644\u062a\u062d\u0633\u064a\u0646 \u0633\u0645\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0647 \u062e\u0644\u0627\u0644 \u0633\u0644\u0648\u0643\u064a\u0627\u062a\u0647\u0645 \u0648\u062a\u0639\u0627\u0645\u0644\u0627\u062a\u0647\u0645 .<\/p>\n

5\/5\/2- \u0623\u0646 \u064a\u062d\u062a\u0631\u0645\u0648\u0627 \u0627\u0644\u0623\u0645\u0648\u0631 \u0648 \u0627\u0644\u0642\u0636\u0627\u064a\u0627 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0623\u062b\u0646\u0627\u0621 \u0639\u0645\u0644\u0647\u0645 .<\/p>\n

5\/5\/3- \u0623\u0646 \u064a\u0631\u0627\u0639\u0648\u0627 \u0641\u064a \u062a\u0635\u0631\u0641\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0629 \u0627\u0644\u0625\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u062a\u062c\u0627\u0647 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0630\u064a \u064a\u0639\u0645\u0644\u0648\u0646 \u0641\u064a\u0647 .<\/p>\n

5\/5\/4- \u0623\u0646 \u064a\u0633\u0639\u0648\u0627 \u062c\u0627\u0647\u062f\u064a\u0646 \u0645\u0646 \u0623\u062c\u0644 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0645\u0624\u062a\u0645\u0646\u064a\u0646 \u0648\u062c\u062f\u064a\u0631\u064a\u0646 \u0628\u0627\u0644\u062b\u0642\u0629 ,\u0648\u0623\u0646 \u064a\u0642\u0648\u0645\u0648\u0627 \u0628\u0623\u062f\u0627\u0621 \u0648\u0627\u062c\u0628\u0627\u062a\u0647\u0645 \u0648\u0625\u0646\u062c\u0627\u0632 \u0645\u0633\u0624\u0644\u064a\u0627\u062a\u0647\u0645 \u062a\u062c\u0627\u0647 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0630\u064a \u064a\u0639\u0645\u0644\u0648\u0646 \u0628\u0647 \u0639\u0644\u064a \u0623\u0643\u0645\u0644 \u0648\u062c\u0647 .<\/p>\n

5\/6- \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a \u0645\u0639 \u0627\u0644\u0645\u0639\u0647\u062f \u0627\u0644\u0639\u0631\u0628\u064a \u0644\u0644\u062a\u0623\u0645\u064a\u0646 :<\/strong><\/span><\/p>\n

\u064a\u062d\u0635\u0644\u0627\u0644\u0627\u0639\u0636\u0627\u0621 \u0639\u0644\u064a \u0645\u0632\u0627\u064a\u0627 \u0639\u062f\u064a\u062f\u0629 \u0645\u0646 \u0648\u0631\u0627\u0621 \u0639\u0636\u0648\u064a\u062a\u0647\u0645 \u0628\u0627\u0644\u0645\u0639\u0647\u062f , \u0648\u0641\u064a \u0645\u0642\u0627\u0628\u0644 \u0630\u0644\u0643 \u0639\u0644\u064a\u0647\u0645 \u0625\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0648\u0645\u0633\u0624\u0644\u064a\u0627\u062a \u062a\u062c\u0627\u0647 \u0627\u0644\u0645\u0639\u0647\u062f \u0648\u0623\u0639\u0636\u0627\u0626\u0647 , \u0645\u0646\u0647\u0627 :<\/p>\n

5\/6\/1-\u0627\u0644\u062a\u0635\u0631\u0641 \u0641\u064a \u0643\u0644 \u0627\u0644\u0623\u0648\u0642\u0627\u062a \u0648\u0641\u0642\u0627 \u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0647\u062f ( \u0628\u0645\u0627 \u0641\u064a\u0647\u0627 \u0645\u0646 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0633\u0644\u0648\u0643 \u0648\u0627\u0644\u0627\u062e\u0644\u0627\u0642 )<\/p>\n

5\/6\/2-\u0636\u0645\u0627\u0646 \u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0645\u0639 \u0627\u0644\u0645\u0639\u0647\u062f ,\u0648\u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u064a \u0627\u0644\u062b\u0642\u0629 \u0648\u0627\u0644\u0625\u062d\u062a\u0631\u0627\u0645 \u0648\u0627\u0644\u0645\u0633\u0624\u0644\u064a\u0629 .<\/p>\n

5\/6\/3- \u0623\u0646 \u064a\u0634\u0639\u0631 \u0627\u0644\u0639\u0636\u0648 \u0628\u0627\u0644\u0641\u062e\u0631 \u0648\u0627\u0644\u0625\u0645\u062a\u0646\u0627\u0646 \u0644\u0625\u0646\u062a\u0645\u0627\u0626\u0647 \u0644\u0644\u0645\u0639\u0647\u062f \u0648\u0643\u0630\u0644\u0643 \u0644\u0644\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u062a\u064a \u062d\u0635\u0644 \u0639\u0644\u064a\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0639\u0647\u062f .<\/p>\n

5\/6\/4- \u0636\u0645\u0627\u0646 \u0639\u062f\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0641\u064a \u062d\u0648\u0632\u062a\u0647 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0627 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u0627 , \u0623\u0648 \u0623\u0646 \u064a\u0643\u0634\u0641 ,\u0623\u0648 \u064a\u0633\u0645\u062d \u0628\u0643\u0634\u0641 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0633\u0631\u064a\u0629 \u0644\u0644\u0645\u0639\u0647\u062f .<\/p>\n

5\/6\/5- \u0623\u0646 \u064a\u0633\u0639\u064a \u0641\u064a \u0643\u0644 \u0641\u0631\u0635\u0629 \u0644\u062f\u0639\u0645 \u0639\u0645\u0644 \u0627\u0644\u0645\u0639\u0647\u062f ,\u0648\u0627\u0644\u062a\u0631\u0648\u064a\u062c \u0644\u0647 \u0648\u0644\u0642\u064a\u0645\u062a\u0647 \u0644\u062f\u064a \u0627\u0644\u0623\u062e\u0631\u064a\u0646 , \u0648\u0628\u0635\u0641\u0629 \u062e\u0627\u0635\u0629 \u0644\u0647\u064a\u0643\u0644 \u0627\u0644\u0635\u0646\u0627\u0639\u0629 , \u0648\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0627\u0639\u0645\u0627\u0644 , \u0648\u0627\u0644\u0627\u0639\u0636\u0627\u0621 \u0627\u0644\u0645\u0631\u062a\u0642\u0628\u064a\u0646 .<\/p>\n

5\/6\/6- \u0623\u0646 \u064a\u0633\u0639\u064a \u0641\u064a \u0643\u0644 \u0641\u0631\u0635\u0629 \u0644\u062f\u0639\u0645 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0639\u0647\u062f \u0627\u0644\u0645\u062d\u0644\u064a\u0629 .<\/p>\n

6- \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0648\u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a<\/strong><\/p>\n

6\/1- \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0642\u0627\u0626\u0645 \u0639\u0644\u064a \u0627\u0644\u0648\u0639\u0648\u062f \u0645\u0646 \u0642\u0628\u0644 \u0637\u0631\u0641\u064a \u0627\u0644\u0639\u0642\u062f \u0648\u0644\u0647\u0630\u0627 \u0641\u0625\u0646\u0647 \u064a\u062d\u062a\u0627\u062c \u0627\u0644\u064a \u0642\u062f\u0631 \u0643\u0628\u064a\u0631 \u0645\u0646 \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629Transparency \u0648\u0627\u0644\u0648\u0636\u0648\u062dClarity \u0641\u064a \u062c\u0645\u064a\u0639 \u0645\u0631\u0627\u062d\u0644 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629\u060c \u0625\u0628\u062a\u062f\u0627\u0621\u0627 \u0645\u0646 \u0635\u064a\u0627\u063a\u0629 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0648 \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0627\u0633\u0627\u0633\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0647\u0627 \u062b\u0645 \u062a\u0642\u062f\u064a\u0631 \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u0648\u0627\u0635\u062f\u0627\u0631 \u0627\u0644\u0639\u0642\u062f \u0648\u0625\u0646\u062a\u0647\u0627\u0621\u0627 \u0628\u0645\u0639\u0627\u064a\u0646\u0629 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a\u060c \u0648\u064a\u0636\u0639 \u0627\u0644\u0645\u0634\u0631\u0639 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062d\u0648\u0644 \u062f\u0648\u0646 \u0625\u0633\u0627\u0621\u0629 \u0625\u0633\u062a\u063a\u0644\u0627\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0633\u0648\u0627\u0621 \u0628\u0625\u0641\u062a\u0639\u0627\u0644 \u0627\u0644\u062c\u0631\u064a\u0645\u0629 \u0633\u0639\u064a\u0627 \u0648\u0631\u0627\u0621 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0648 \u0627\u0644\u0627\u062b\u0631\u0627\u0621 \u0639\u0644\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0628\u0627\u062f\u0626<\/p>\n

-\u0645\u0628\u062f\u0623 \u0639\u0631\u0636\u064a\u0629 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 :\u064a\u0639\u0646\u064a \u0623\u0644\u0627\u062a\u0643\u0648\u0646 \u0645\u062a\u0639\u0645\u062f\u0629 \u0645\u0646 \u062c\u0627\u0646\u0628 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0623\u0648 \u0623\u062d\u062f \u062a\u0627\u0628\u0639\u064a\u0647 \u0623\u0648 \u0628\u062a\u062d\u0631\u064a\u0636 \u0645\u0646\u0647<\/p>\n

– \u0645\u0628\u062f\u0623 \u0627\u0644\u0645\u0635\u0644\u062d\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 : \u0628\u0645\u0639\u0646\u064a \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u0644\u0634\u062e\u0635 \u0637\u0627\u0644\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0635\u0644\u062d\u0629 \u0645\u0627\u062f\u064a\u0629 \u0648\u0645\u0634\u0631\u0648\u0639\u0629 \u0641\u064a \u0639\u062f\u0645 \u062a\u062d\u0642\u0642 \u0627\u0644\u062e\u0637\u0631 \u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0623\u0648 \u0625\u0634\u062a\u0631\u0627\u0637 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u062f\u0623 \u062a\u062a\u0641\u0634\u064a \u0638\u0627\u0647\u0631\u0629 \u0627\u0644\u0645\u0633\u0628\u0628\u0627\u062a \u0627\u0644\u0623\u062e\u0644\u0627\u0642\u064a\u0629\u0627\u0644\u062a\u064a \u062a\u062f\u0641\u0639 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0644\u062a\u0639\u0645\u062f \u0625\u062d\u062f\u0627\u062b \u0627\u0644\u062e\u0637\u0631 \u0623\u0648\u0627\u0644\u0625\u0647\u0645\u0627\u0644 \u0627\u0644\u062c\u0633\u064a\u0645 \u0641\u064a \u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629 \u0639\u0644\u064a \u0627\u0644\u0634\u0626 \u0627\u0644\u0645\u0624\u0645\u0646 \u0639\u0644\u064a\u0647 .<\/p>\n

– \u0645\u0628\u062f\u0623 \u0645\u0646\u062a\u0647\u064a \u062d\u0633\u0646 \u0627\u0644\u0646\u064a\u0629 : \u0648\u0627\u0644\u0630\u064a \u064a\u0648\u062c\u0628 \u0639\u0644\u064a \u0637\u0631\u0641\u064a \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0645\u0646\u062a\u0647\u064a \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0648\u0627\u0644\u0648\u0636\u0648\u062d \u0648\u0639\u062f\u0645 \u0627\u0644\u0625\u062f\u0644\u0627\u0621 \u0628\u0628\u064a\u0627\u0646\u0627\u062a \u0643\u0627\u0630\u0628\u0629 \u0623\u0648 \u0625\u062e\u0641\u0627\u0621 \u0628\u064a\u0627\u0646\u0627\u062a \u062c\u0648\u0647\u0631\u064a\u0629 \u062a\u0624\u062b\u0631 \u0639\u0644\u064a \u062f\u0631\u062c\u0629 \u0627\u0644\u062e\u0637\u0648\u0631\u0629 \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u0624\u062b\u0631 \u0639\u0644\u064a \u0627\u0644\u0642\u0633\u0637<\/p>\n

– \u0645\u0628\u062f\u0623 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 :\u0648\u0627\u0644\u0630\u064a \u064a\u0642\u0636\u064a \u0628\u0623\u0646\u0647 \u0639\u0646\u062f \u062d\u062f\u0648\u062b \u062e\u0633\u0627\u0631\u0629 \u062a\u063a\u0637\u064a\u0647\u0627 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0644\u0627\u064a\u062c\u0648\u0632 \u0628\u0623\u064a \u062d\u0627\u0644 \u0645\u0646 \u0627\u0644\u0623\u062d\u0648\u0627\u0644 \u0623\u0646 \u064a\u0632\u064a\u062f \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0639\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u060c\u0623\u064a \u0623\u0646 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u064a\u0643\u0648\u0646 \u062f\u0627\u0626\u0645\u0627 \u0641\u064a \u062d\u062f\u0648\u062f \u0627\u0644\u062e\u0633\u0627\u0631\u0629 \u0623\u0648 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u064a\u0647\u0645\u0627 \u0623\u0642\u0644 \u0648\u0630\u0644\u0643 \u062d\u062a\u064a \u0644\u0627\u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0635\u062f\u0631 \u0631\u0628\u062d \u0644\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0648\u0623\u064a\u0636\u0627 \u062d\u062a\u064a \u0644\u0627 \u064a\u062f\u0641\u0639\u0647 \u0644\u062a\u0639\u0645\u062f \u0625\u062d\u062f\u0627\u062b \u0627\u0644\u062e\u0637\u0631, \u0648\u064a\u0647\u062f\u0641 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u062f\u0623 \u0627\u0644\u064a \u0648\u0636\u0639 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u062d\u0627\u0644\u0629 \u0648\u0646\u0641\u0633 \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u0645\u0627\u0644\u064a \u0627\u0644\u062a\u064a \u0643\u0627\u0646 \u0639\u0644\u064a\u0647\u0627 \u062a\u0645\u0627\u0645\u0627 \u0642\u0628\u0644 \u062a\u062d\u0642\u0642 \u0627\u0644\u062d\u0627\u062f\u062b \u062f\u0648\u0646 \u0623\u064a\u0629 \u0632\u064a\u0627\u062f\u0629 \u0623\u0648 \u0641\u0648\u0627\u0626\u062f .<\/p>\n

6\/2–\u0623\u0646 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u0639\u0646\u064a: \u062d\u0633\u0646 \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u0629, \u0648\u0635\u062f\u0642 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0629 , \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0646\u0635\u064a\u062d\u0629 \u0628\u0645\u0639\u0631\u0641\u0629 \u0648\u0623\u0645\u0627\u0646\u0629 , \u0648\u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644 \u0641\u064a \u0636\u0648\u0621 \u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u064a \u0627\u0644\u0633\u062f\u0627\u062f , \u0648\u062a\u0633\u0648\u064a\u0629 \u0645\u0637\u0627\u0644\u0628\u0627\u062a\u0647 \u0628\u0623\u0633\u0631\u0639 \u0645\u0627 \u064a\u0645\u0643\u0646<\/p>\n

6\/3– \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u064a \u0645\u0633\u062a\u0648\u064a \u0623\u0639\u0644\u064a \u0645\u0646 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u062e\u0644\u0627\u0642\u064a\u0629 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0635\u0641\u0629 \u062e\u0627\u0635\u0629 , \u0648 \u064a\u0631\u062c\u0639 \u0630\u0644\u0643 \u0627\u0644\u064a \u0627\u0644\u0633\u0645\u0627\u062a \u0627\u0644\u0645\u0645\u064a\u0632\u0629 \u0648\u0627\u0644\u0641\u0631\u064a\u062f\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0633\u0645 \u0628\u0647\u0627 \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0645\u0646\u0647\u0627 :<\/p>\n

-\u0623\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646\u062a\u062c \u0636\u0631\u0648\u0631\u064a<\/p>\n

-\u0623\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646\u062a\u062c \u0645\u0627\u0644\u064a<\/p>\n

-\u0623\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u064a\u0634\u062a\u0631\u064a \u0625\u0639\u062a\u0645\u0627\u062f\u0627 \u0639\u0644\u064a \u0627\u0644\u062b\u0642\u0629<\/p>\n

6\/4–\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646:<\/p>\n

6\/4\/1-\u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/p>\n

-\u062a\u0647\u0627\u0648\u0646 \u0628\u0639\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0645\u0645\u0646 \u064a\u0645\u0644\u0643\u0648\u0646 \u0648\u062b\u064a\u0642\u0629 \u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u064a \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0634\u0626 \u0627\u0644\u0645\u0624\u0645\u0646 \u0639\u0644\u064a\u0647 .\u0627\u0644\u062a\u0648\u0627\u0637\u0624 \u0628\u064a\u0646 \u0627\u0644\u0639\u0627\u0645\u0644 \u0648\u0635\u0627\u062d\u0628 \u0627\u0644\u0639\u0645\u0644 \u0639\u0646\u062f \u062a\u062d\u0642\u0642 \u0625\u0635\u0627\u0628\u0629 \u0639\u0645\u0644 \u0636\u062f \u0635\u0627\u0644\u062d \u0647\u064a\u0626\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 ,\u062e\u0627\u0635\u0629\u0639\u0646\u062f\u0645\u0627 \u062a\u062d\u062f\u062b \u0627\u0644\u0625\u0635\u0627\u0628\u0629 \u062e\u0627\u0631\u062c \u0646\u0637\u0627\u0642 \u0627\u0644\u0639\u0645\u0644 \u0648\u0641\u064a \u063a\u064a\u0631 \u0633\u0627\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0631\u0633\u0645\u064a\u0629 .<\/p>\n

-\u0627\u0644\u062a\u0648\u0627\u0637\u0624 \u0628\u064a\u0646 \u0627\u0644\u0639\u0627\u0645\u0644 \u0648\u0627\u0644\u0637\u0628\u064a\u0628: \u0648\u0630\u0644\u0643 \u0628\u0625\u062c\u0631\u0627\u0621 \u0641\u062d\u0648\u0635\u0627\u062a \u0648\u062a\u062d\u0627\u0644\u064a\u0644 \u0648\u0623\u0634\u0639\u0629 \u0648\u0631\u0633\u0648\u0645\u0627\u062a \u0644\u0644\u0642\u0644\u0628 \u0648\u0627\u0644\u0645\u062e, \u0648\u0642\u062f \u0644\u0627\u062a\u062d\u062a\u0627\u062c \u0625\u0644\u064a\u0647\u0627 \u062d\u0627\u0644\u0629 \u0627\u0644\u0645\u0631\u064a\u0636, \u062e\u0627\u0635\u0629 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0646\u0633\u0628\u0629 \u062a\u062d\u0645\u0644 \u0627\u0644\u0639\u0627\u0645\u0644 \u0641\u064a \u0627\u0644\u062a\u0627\u0645\u064a\u0646\u0627\u0644\u0635\u062d\u064a \u0646\u0633\u0628\u0629 \u064a\u0633\u064a\u0631\u0629 .<\/p>\n

-\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0641\u064a \u062a\u0627\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0646\u0642\u0644 : \u062a\u062a\u0641\u0634\u064a \u0638\u0627\u0647\u0631\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0627\u0644\u063a\u0634 \u0641\u064a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0648\u0627\u0644\u0646\u0642\u0644 \u0648\u062a\u0635\u0646\u0641 \u0643\u062c\u0631\u064a\u0645\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 , \u0648\u0644\u0645 \u062a\u062d\u0638 \u0628\u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u062c\u0627\u062f \u0648\u0627\u0644\u0645\u062f\u0631\u0648\u0633 \u0644\u0644\u062d\u062f \u0645\u0646\u0647\u0627 \u0648\u0645\u0646 \u062a\u0623\u062b\u064a\u0631\u0627\u062a\u0647\u0627 \u0627\u0644\u0633\u0644\u0628\u064a\u0629 \u0639\u0644\u064a \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0627\u062a \u0627\u0644\u0628\u0644\u062f\u0627\u0646 \u0627\u0644\u0639\u0631\u0628\u064a\u0629, \u0648\u0627\u0646 \u0627\u0646\u0639\u0643\u0627\u0633 \u0647\u0630\u0647 \u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u0639\u062a\u0628\u0631 \u0638\u0627\u0647\u0631\u0629 \u062f\u0648\u0644\u064a\u0629 \u064a\u0643\u0648\u0646 \u0639\u0644\u064a \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0644\u0635\u0644\u062a\u0647\u0627 \u0628\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 .<\/p>\n

– \u0627\u0644\u062a\u0648\u0627\u0637\u0624 \u0628\u064a\u0646 \u0627\u0644\u062c\u0627\u0646\u064a \u0648\u0627\u0644\u0645\u062c\u0646\u064a \u0639\u0644\u064a\u0647 \u0641\u064a \u062d\u0648\u0627\u062f\u062b \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a:\u062d\u064a\u062b \u0639\u0627\u062f\u0629 \u0645\u0627 \u064a\u062d\u062f\u062b \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0633\u0648\u062f\u0647\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0642\u0628\u0644\u064a \u0627\u0648 \u0627\u0644\u0639\u0634\u0627\u0626\u0631\u064a \u0627\u0644\u062a\u0635\u0627\u0644\u062d \u0628\u064a\u0646 \u0627\u0644\u0645\u062a\u0636\u0631\u0631 \u0648\u0627\u0644\u0645\u062a\u0633\u0628\u0628 \u0641\u064a \u0627\u0644\u062d\u0627\u062f\u062b \u0645\u0646 \u062e\u0644\u0627\u0644 ( \u0643\u0641\u064a\u0644 \u0648\u0641\u0627\u0621 ) \u064a\u0642\u0648\u0645 \u0646\u064a\u0627\u0628\u0629 \u0639\u0646 \u0627\u0644\u062c\u0627\u0646\u064a \u0628\u0627\u0644\u062a\u0639\u0647\u062f \u0628\u0633\u062f\u0627\u062f \u0643\u0627\u0641\u0629 \u0645\u0635\u0631\u0648\u0641\u0627\u062a \u0627\u0644\u0639\u0644\u0627\u062c , \u062d\u062a\u064a \u064a\u0637\u0644\u0642 \u0633\u0631\u0627\u062d \u0627\u0644\u062c\u0627\u0646\u064a , \u062b\u0645 \u062a\u0642\u0648\u0645 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0647\u064a \u0628\u0627\u0644\u0648\u0641\u0627\u0621 \u062f\u0648\u0646 \u0623\u062f\u0646\u064a \u062a\u062d\u0645\u0644 \u0645\u0646 \u062c\u0627\u0646\u0628 \u0627\u0644\u062c\u0627\u0646\u064a \u0623\u0648 \u0643\u0641\u064a\u0644\u0647 .<\/p>\n

6\/4\/2-\u0627\u0644\u0648\u0643\u0644\u0627\u0621<\/strong><\/p>\n

\u0623\u0646 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0628\u064a\u0646 \u0648\u0643\u064a\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0639\u0645\u064a\u0644 \u064a\u062c\u0628 \u0623\u0646 \u062a\u0639\u062a\u0645\u062f \u0639\u0644\u064a \u0645\u0628\u0627\u062f\u0626 \u0623\u062e\u0644\u0627\u0642\u064a\u0629 \u062c\u064a\u062f\u0629 , \u0648\u0623\u0646 \u0646\u062c\u0627\u062d \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u064a\u0639\u062a\u0645\u062f \u0628\u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0623\u0648\u0644\u064a \u0639\u0644\u064a \u0623\u0641\u0631\u0627\u062f \u0644\u062f\u064a\u0647\u0645 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\u0627\u0644\u0623\u062e\u0644\u0627\u0642 , \u062d\u064a\u062b \u0644\u0627\u063a\u0646\u064a \u0644\u0623\u064a \u0645\u0646\u0647\u0645\u0627 \u0639\u0646 \u0627\u0644\u0623\u062e\u0631 ,\u0648 \u0623\u0646 \u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0627\u0644\u062c\u064a\u062f\u0629 \u062a\u0635\u0646\u0639 \u0623\u0639\u0645\u0627\u0644 \u062c\u064a\u062f\u0629 , \u0648\u0623\u0646 \u0627\u0644\u0625\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0623\u062e\u0644\u0627\u0642 \u0627\u0644\u062c\u064a\u062f\u0629 \u062f\u0627\u0626\u0645\u0627 \u0645\u0627 \u064a\u0646\u0628\u0639 \u0645\u0646 \u0627\u0644\u0642\u0645\u0629 .<\/p>\n

\u0648 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0628\u0639\u0636 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0644\u0644\u0627\u0646\u0634\u0637\u0629 \u0627\u0644\u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0646\u062a\u0647\u062c\u0647\u0627 \u0648\u0643\u0644\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0648\u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647\u0627 \u0639\u0642\u0648\u0628\u0627\u062a \u0625\u062c\u0631\u0627\u0645\u064a\u0629 :<\/p>\n

6\/4\/2\/1- \u0627\u0644\u062a\u0645\u062b\u064a\u0644 \u0627\u0644\u0633\u0626 \u0648\u0627\u0644\u0630\u064a \u064a\u062a\u0645\u062b\u0644 \u0641\u064a \u0627\u0644\u0628\u064a\u0627\u0646 \u0627\u0644\u062e\u0627\u0637\u0626 \u0623\u0648 \u063a\u064a\u0631 \u0627\u0644\u062f\u0642\u064a\u0642 \u0644\u0644\u062d\u0642\u0627\u0626\u0642 \u0623\u0648 \u062d\u0630\u0641\u062d\u0642\u0627\u0626\u0642 \u062c\u0648\u0647\u0631\u064a\u0629 , \u0648\u064a\u0646\u0642\u0633\u0645 \u0627\u0644\u064a :<\/p>\n

A – \u0627\u0644\u062a\u0645\u062b\u064a\u0644 \u0627\u0644\u0633\u064a\u0626 \u0627\u0644\u063a\u064a\u0631 \u0645\u062a\u0639\u0645\u062f, \u0648\u0647\u0630\u0627 \u0642\u062f \u064a\u0624\u062f\u064a \u0627\u0644\u064a \u0627\u062c\u0631\u0627\u0621 \u0627\u062f\u0627\u0631\u064a \u0645\u0646\u0642\u0628\u0644 \u0647\u064a\u0626\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0623\u0648\u0639\u0642\u0648\u0628\u0627\u062a \u0645\u062f\u0646\u064a\u0629 , \u0645\u062b\u0644 :<\/p>\n

– \u0627\u0644\u0625\u0644\u062d\u0627\u062d \u0645\u0646 \u0642\u0628\u0644 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u064a\u0646 \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u0644\u0634\u0631\u0643\u0629 \u0639\u0644\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0644\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0648\u062b\u0627\u0626\u0642<\/p>\n

\u0639\u062f\u0645 \u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0646\u0635\u064a\u062d\u0629 \u0648\u0627\u0644\u0625\u0631\u0634\u0627\u062f \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0646\u062a\u062c\u064a\u0646 \u0628\u0623\u0645\u0627\u0646\u0629 \u0648\u0645\u0639\u0631\u0641\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u0625\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u0627\u0633\u0628 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0648\u0642\u062f\u0631\u062a\u0647 \u0639\u0644\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0627\u0642\u0633\u0627\u0637 \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a\u0627\u0644\u062d\u064a\u0627\u0629 , \u0648\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0630\u0627\u062a \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0623\u0639\u0644\u064a \u0648\u0627\u0644\u062a\u064a \u062a\u062f\u0631 \u0644\u0647 \u0639\u0645\u0648\u0644\u0629 \u0623\u0643\u0628\u0631.<\/p>\n

B – \u0627\u0644\u062a\u0645\u062b\u064a\u0644 \u0627\u0644\u0633\u064a\u0626 \u0627\u0644\u0645\u062a\u0639\u0645\u062f \u0648\u0647\u0630\u0627 \u0623\u0645\u0631 \u0645\u062e\u062a\u0644\u0641 \u062d\u064a\u062b \u064a\u0645\u0643\u0646 \u062a\u0646\u0641\u064a\u0630\u0647 \u0627\u062f\u0627\u0631\u064a\u0627\u0648\u0628\u0637\u0631\u064a\u0642\u0629 \u0625\u062c\u0631\u0627\u0645\u064a\u0629 \u0648\u0647\u0630 \u064a\u062a\u0645\u062b\u0644 \u0641\u064a \u0635\u0648\u0631 \u0639\u062f\u064a\u062f\u0629 \u0645\u0646\u0647\u0627 :<\/p>\n

– \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0627\u0644\u0648\u0647\u0645\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u064a\u0644\u062c\u0623 \u0627\u0644\u064a\u0647\u0627 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u064a\u0646 \u0644\u0625\u0633\u062a\u0643\u0645\u0627\u0644 \u062e\u0637\u0637 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629\u0645\u0646\u0647\u0645<\/p>\n

\u2013\u0625\u064a\u0647\u0627\u0645 \u0628\u0639\u0636 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u062e\u0627\u0635\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u062b\u0642\u0641\u064a\u0646 \u0645\u0646\u0647\u0645 \u0628\u0628\u0639\u0636 \u0627\u0644\u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0644\u064a \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0641\u064a\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0645\u0628\u0627\u0644\u063a\u0627 \u0641\u064a\u0647\u0627 \u0645\u062b\u0644 \u0627\u0644\u0625\u0642\u062a\u0631\u0627\u0636 \u0628\u0636\u0645\u0627\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0641\u0648\u0631\u0625\u0635\u062f\u0627\u0631\u0647\u0627 \u0648\u0628\u0645\u0628\u0644\u063a \u064a\u0639\u0627\u062f\u0644\u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646<\/p>\n

– \u0642\u064a\u0627\u0645 \u0628\u0639\u0636 \u0627\u0644\u0645\u0646\u062a\u062c\u064a\u0646 \u0628\u0625\u0642\u0646\u0627\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0628\u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0648\u0627\u0644\u062a\u064a \u0641\u064a \u062d\u0648\u0632\u062a\u0647\u0645 \u0628\u0632\u0639\u0645\u0639\u062f\u0645 \u0645\u0644\u0627\u0621\u0645\u062a\u0647\u0627 \u0644\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647\u0645 \u062b\u0645 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u064a\u0645 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0630\u0647 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0648\u0633\u062f\u0627\u062f\u0647\u0627 \u0623\u0648\u062c\u0632\u0621 \u0645\u0646\u0647\u0627 \u0643\u0642\u0633\u0637 \u0623\u0648\u0644 \u0644\u0648\u062b\u064a\u0642\u0629 \u062c\u062f\u064a\u062f\u0629 .<\/p>\n

6\/4\/2\/2- \u062a\u0632\u0648\u064a\u0631 \u0627\u0644\u062a\u0648\u0642\u064a\u0639\u0627\u062a \u0648\u0647\u0630\u0627 \u064a\u062d\u062f\u062b \u0639\u0646\u062f\u0645\u0627 \u064a\u0644\u062c\u0623\u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u064a \u0627\u0644\u062a\u0648\u0642\u064a\u0639 \u0646\u064a\u0627\u0628\u0629\u0639\u0646 \u0634\u062e\u0635 \u0623\u062e\u0631\u0639\u0644\u064a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 .<\/p>\n

6\/4\/2\/3- \u062a\u0639\u062f\u064a\u0644 \u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u063a\u0637\u064a\u0629\u0648\u064a\u062a\u0645 \u062a\u0639\u062f\u064a\u0644 \u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u062d\u062a\u064a\u0627\u0644\u064a\u0629 .\u0645\u0646\u0647\u0627 \u062a\u0639\u062f\u064a\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0625\u0643\u062a\u062a\u0627\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a \u0645\u0639\u062f\u0644 \u0623\u0643\u0628\u0631 \u0644\u0644\u0642\u0633\u0637 \u0648\u0641\u064a \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629 \u064a\u0643\u0648\u0646 \u0627\u0644\u062a\u0639\u062f\u064a\u0644 \u0628\u0647\u062f\u0641 \u062a\u062d\u0648\u064a\u0644 \u0646\u0648\u0639 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0643\u064a \u064a\u062d\u0635\u0644 \u0639\u0644\u064a \u0639\u0645\u0648\u0644\u0629 \u0623\u0639\u0644\u064a .<\/p>\n

6\/4\/2\/4- \u0627\u0644\u062a\u062f\u0627\u0648\u0644 \u063a\u064a\u0631 \u0627\u0644\u0635\u062d\u064a\u062d \u0644\u0644\u0623\u0645\u0648\u0627\u0644\u062d\u064a\u062b \u0642\u062f\u064a\u0644\u062c\u0623\u0644\u0644\u0648\u0643\u064a\u0644 \u0639\u0646\u062f \u0627\u0633\u062a\u0644\u0627\u0645\u0647 \u0644\u0644\u0623\u0642\u0633\u0627\u0637 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0625\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627 \u0648\u0644\u0627\u064a\u0642\u0648\u0645 \u0628\u062a\u0648\u0635\u064a\u0644\u0647\u0627 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0628\u0644 \u0642\u062f \u064a\u0636\u064a\u0641\u0647\u0627 \u0644\u062d\u0633\u0627\u0628\u0647 \u0627\u0644\u0634\u062e\u0635\u064a , \u0648\u0630\u0644\u0643 \u0639\u0646\u062f\u0645\u0627 \u0644\u0627\u064a\u0643\u0648\u0646 \u0627\u0644\u0648\u0643\u064a\u0644 \u0645\u0637\u0627\u0644\u0628 \u0628\u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0644\u0644\u0634\u0631\u0643\u0629 \u0641\u0648\u0631 \u062a\u062d\u0635\u064a\u0644\u0647\u0627 .<\/p>\n

6\/4\/2\/5-\u0639\u062f\u0645 \u0627\u0644\u0625\u0644\u062a\u0632\u0627\u0645 \u0628\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0645\u062b\u0644 \u0627\u0644\u0639\u0645\u0644 \u0628\u062f\u0648\u0646 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a \u062a\u0635\u0631\u064a\u062d \u0627\u0642\u0627\u0645\u0629 \u0623\u0648 \u0639\u062f\u0645 \u0627\u0644\u0625\u0644\u062a\u0632\u0627\u0645 \u0628\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0623\u062a\u0639\u0627\u0628 \u0648\u0627\u0644\u0625\u0633\u062a\u0634\u0627\u0631\u0627\u062a , \u0623\u0648\u0627\u0644\u062a\u0628\u062f\u064a\u0644 \u0641\u064a \u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629 .<\/p>\n

6\/4\/2\/6- \u0627\u0644\u062e\u0635\u0645 \u0648\u064a\u062d\u062f\u062b \u0647\u0630\u0627 \u0639\u0646\u062f\u0645\u0627 \u064a\u0644\u062c\u0623 \u0627\u0644\u0648\u0643\u064a\u0644 \u0627\u0644\u064a \u0639\u0631\u0636 \u0645\u0632\u0627\u064a\u0627 \u0648\u0647\u0645\u064a\u0629 \u063a\u064a\u0631\u0648\u0627\u0631\u062f\u0629 \u0628\u0627\u0644\u0648\u062b\u064a\u0642\u0629 , \u0623\u0648 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u0639\u0645\u0648\u0644\u0629 \u0643\u062d\u0627\u0641\u0632 \u0644\u0644\u0639\u0645\u064a\u0644 \u0644\u0634\u0631\u0627\u0621 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 ,\u0627\u0644\u0627\u0645\u0631 \u0627\u0644\u0630\u064a\u064a\u0639\u062f \u0645\u062e\u0627\u0644\u0641\u0629 \u0627\u062c\u0631\u0627\u0645\u064a\u0629 .<\/p>\n

6\/4\/3-\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 :<\/p>\n

\u062a\u062a\u0639\u0631\u0636 \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0635\u0648\u0631 \u0627\u0644\u0633\u0644\u0628\u064a\u0629 , \u0641\u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0639\u0627\u062f\u0629 \u0644\u0627\u064a\u0646\u0638\u0631\u0648\u0646 \u0627\u0644\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u0645\u0646\u0638\u0648\u0631 \u0625\u064a\u062c\u0627\u0628\u064a ,\u0648\u0647\u0646\u0627\u0643 \u0639\u062f\u062f \u0645\u0646 \u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u062a\u064a \u0623\u062f\u062a \u0627\u0644\u064a \u0647\u0630\u0647 \u0627\u0644\u0635\u0648\u0631\u0629 \u0627\u0644\u0633\u064a\u0626\u0629 \u0645\u0646\u0647\u0627 :<\/p>\n

– \u0642\u0644\u0629 \u0627\u0644\u0642\u064a\u0627\u062f\u064a\u064a\u0646 \u0641\u064a \u062d\u0642\u0644 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0633\u0645\u062d \u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0623\u0646 \u062a\u062f\u0627\u0631 \u0645\u0646 \u0642\u0628\u0644 \u062d\u0645\u0644\u0629 \u0627\u0644\u0623\u0633\u0647\u0645 , \u0648\u0647\u0624\u0644\u0627\u0621 \u0644\u0627 \u064a\u0623\u062e\u0630\u0648\u0646 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0647\u0645 \u0623\u0647\u062f\u0627\u0641\u0627 \u0628\u0639\u064a\u062f\u0629 \u0627\u0644\u0645\u062f\u064a .<\/p>\n

– \u0636\u0639\u0641 \u0627\u0644\u0625\u062a\u0635\u0627\u0644 \u0628\u064a\u0646 \u0627\u0644\u0627\u0646\u062a\u0627\u062c \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u0641\u064a \u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 , \u0648\u0639\u062f\u0645 \u062a\u0644\u0628\u064a\u0629 \u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0633\u0648\u0642 , \u0648\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0628\u062d\u064a\u062b \u062a\u0641\u064a \u0628\u0627\u0644\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u062c\u062f\u062f\u0629 \u0648\u0627\u0644\u0645\u062a\u0646\u0648\u0639\u0629 .<\/p>\n

– \u0642\u0644\u0629 \u062a\u0631\u0643\u064a\u0632 \u0627\u0644\u0639\u0645\u064a\u0644 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u062e\u062f\u0645\u0629 \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0635\u0641\u0629 \u0639\u0627\u0645\u0629 , \u0633\u0648\u0627\u0621 \u0639\u0646\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0648\u0627\u0635\u062f\u0627\u0631\u0647\u0627, \u0623\u0648 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u0627\u0644\u0633\u0631\u064a\u0627\u0646 \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637 , \u064a\u0624\u062f\u064a \u0623\u062d\u064a\u0627\u0646\u0627 \u0627\u0644\u064a \u062e\u0644\u0642 \u0645\u0648\u0642\u0641 \u0645\u0639\u0627\u062f\u064a \u062a\u062c\u0627\u0647 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0635\u0646\u0627\u0639\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0641\u064a \u0627\u0644\u0648\u0642\u062a \u0627\u0644\u0630\u064a \u064a\u0643\u0648\u0646 \u0641\u064a\u0647 \u0627\u0644\u0639\u0645\u064a\u0644 \u0641\u064a \u0623\u0645\u0633 \u0627\u0644\u062d\u0627\u062c\u0629 \u0627\u0644\u064a \u062e\u062f\u0645\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 .<\/p>\n

– \u0628\u0637\u0626 \u0627\u0644\u0627\u062c\u0631\u0627\u0621\u0627\u062a , \u0648\u0643\u062b\u0631\u0629 \u0627\u0644\u062a\u062d\u0642\u064a\u0642\u0627\u062a , \u0648\u0642\u0644\u0629 \u0627\u0644\u0625\u0645\u0643\u0627\u0646\u064a\u0627\u062a , \u0648\u0627\u0644\u062a\u0623\u062e\u064a\u0631 \u0641\u064a \u0645\u0639\u0627\u064a\u0646\u0629 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0648\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0645\u0637\u0627\u0644\u0628\u0627\u062a , \u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u062a\u0631\u0643 \u0623\u062b\u0631\u0627 \u0633\u0644\u0628\u064a\u0627 \u0644\u062f\u064a \u0627\u0644\u0639\u0645\u0644\u0627\u0621 , \u0648\u064a\u062e\u0644\u0642 \u0635\u0648\u0631\u0629 \u0633\u064a\u0626\u0629 \u0639\u0646 \u0627\u0644\u0635\u0646\u0627\u0639\u0629 \u0643\u0643\u0644 .<\/p>\n

– \u0627\u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u063a\u064a\u0631 \u0627\u0644\u0635\u062d\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062a\u062d\u0637\u0645 \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0648\u062a\u062c\u0639\u0644\u0647\u0627 \u063a\u064a\u0631 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 .<\/p>\n

\u0643\u0645\u0627 \u0623\u0646 \u0647\u0646\u0627\u0643 \u0628\u0639\u0636 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u064a \u0627\u0639\u0627\u062f\u0629 \u0627\u0644\u0646\u0638\u0631 \u0645\u0646 \u0642\u0628\u0644 \u0642\u0637\u0627\u0639 \u0627\u0644\u0627\u0634\u0631\u0627\u0641 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0645\u0646\u0647\u0627 :<\/p>\n

6\/4\/3\/1-\u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0648\u0637\u0631\u0642 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u064a \u0627\u0644\u062d\u064a\u0627\u0629 \u0648\u0642\u062f \u062a\u0628\u064a\u0646 \u0645\u0627 \u064a\u0644\u064a :<\/p>\n

1- \u0623\u0646 \u0647\u0646\u0627\u0643 \u063a\u0645\u0648\u0636 \u0634\u062f\u064a\u062f \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0641\u0642\u0631\u0627\u062a \u0648 \u0627\u0644\u0645\u0635\u0637\u0644\u062d\u0627\u062a \u0627\u0644\u0641\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u064a \u0625\u0639\u0627\u062f\u0629 \u0635\u064a\u0627\u063a\u0629 \u0628\u0644\u063a\u0629 \u0633\u0647\u0644\u0629 \u0648\u0648\u0627\u0636\u062d\u0629 \u062d\u062a\u064a \u064a\u0645\u0643\u0646 \u0644\u0644\u0642\u0627\u0631\u0626 \u0627\u0644\u0639\u062f\u064a \u0641\u0647\u0645\u0647\u0627 \u0648\u0627\u0633\u062a\u064a\u0639\u0627\u0628\u0647\u0627 \u0645\u062b\u0644 : \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u062d\u0633\u0627\u0628\u064a , \u0627\u0644\u0625\u0644\u063a\u0627\u0621 , \u0642\u064a\u0645 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0648 \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u062c\u062f\u0648\u0644 \u0627\u0644\u0625\u0633\u062a\u0631\u062f\u0627\u062f<\/p>\n

2 – \u0623\u0646 \u0635\u062f\u0648\u0631 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u064a\u0639\u062a\u0645\u062f \u0639\u0644\u064a \u0635\u062f\u0642 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0628\u0637\u0644\u0628 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0648\u0625\u0630\u0627 \u062a\u0628\u064a\u0646 \u0628\u0639\u062f \u0627\u0644\u062a\u0639\u0627\u0642\u062f \u0648\u062c\u0648\u062f \u062e\u0637\u0627 \u064a\u062d\u0642 \u0644\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0637\u0639\u0646 \u0641\u064a \u0635\u062d\u0629 \u0627\u0644\u062a\u0639\u0627\u0642\u062f , \u0639\u0644\u064a \u0623\u0646 \u064a\u062a\u0645 \u062a\u0639\u062f\u064a\u0644 \u0645\u0632\u0627\u064a\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0630\u0627 \u0638\u0647\u0631 \u0627\u0644\u062e\u0637\u0623 \u0641\u064a \u0627\u0644\u0633\u0646 \u062d\u064a\u062b \u064a\u062e\u0641\u0636 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u0646\u0633\u0628\u0629 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0645\u062f\u0641\u0648\u0639 \u0627\u0644\u064a \u0627\u0644\u0642\u0633\u0637 \u0648\u0627\u062c\u0628 \u0627\u0644\u062f\u0641\u0639 ,\u0648\u062a\u0642\u062a\u0636\u064a \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u062a\u0639\u062f\u064a\u0644 \u0645\u0628\u0627\u0634\u0631\u0629 \u0648\u0641\u0642\u0627 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0635\u062d\u064a\u062d\u0629 \u062f\u0648\u0646 \u0627\u0644\u0644\u062c\u0648\u0621 \u0627\u0644\u064a \u0627\u0644\u0637\u0639\u0646 \u0623\u0648 \u0641\u0633\u062e \u0627\u0644\u0639\u0642\u062f .<\/p>\n

3- \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u062a\u0648\u0642\u0641 \u0639\u0646 \u0627\u0644\u0633\u062f\u0627\u062f \u0644\u0645 \u062a\u0634\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0645\u062d\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u064a \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u064a \u064a\u0633\u0645\u062d \u0628\u0639\u062f\u0647\u0627 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u0633\u0631\u064a\u0627\u0646 \u0635\u0631\u0627\u062d\u0629 , \u0641\u064a \u062d\u064a\u0646 \u0623\u0648\u0636\u062d\u062a \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u062f\u0629 \u062d\u064a\u062b \u062a\u0631\u0627\u0648\u062d\u062a \u0641\u064a \u0628\u0639\u0636\u0647\u0627 \u0645\u0646 3 \u0627\u0644\u064a 5 \u0633\u0646\u0648\u0627\u062a .<\/p>\n

4- \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0642\u0631\u0648\u0636 \u0628\u0636\u0645\u0627\u0646 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 , \u0644\u0645 \u062a\u0634\u0631 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0635\u0631\u0627\u062d\u0629 \u0627\u0644\u064a \u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0642\u0631\u0636 , \u0648\u062a\u0642\u062a\u0636\u064a \u0627\u0644\u0634\u0641\u0627\u0641\u064a\u0629 \u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0625\u0644\u064a\u0647 \u0643\u0645\u0627 \u0648\u0631\u062f \u0628\u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0627\u062c\u0646\u0628\u064a\u0629 , \u0648\u0627\u0644\u062a\u064a \u0623\u0634\u0627\u0631\u062a \u0627\u0644\u064a \u0623\u0646 \u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u0627\u0644\u0642\u0631\u0636 \u0644\u0627\u064a\u0632\u0628\u062f \u0639\u0646 8 % \u0633\u0646\u0648\u064a\u0627 .<\/p>\n

5- \u0628\u0627\u0644\u0646\u0633\u064a\u0629 \u0644\u0644\u0625\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d , \u0641\u0642\u062f \u0623\u0634\u0627\u0631\u062a \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u064a \u0627\u0646 \u0627\u0644\u0627\u0631\u0628\u0627\u062d \u062a\u0636\u0627\u0641 \u0645\u0628\u0627\u0634\u0631\u0629 \u0627\u0644\u064a \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u062a\u0635\u0631\u0641 \u0645\u0639\u0647 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u062a\u0627\u0631\u064a\u062e \u0648\u0628\u0646\u0641\u0633 \u0634\u0631\u0648\u0637 \u0627\u0644\u0639\u0642\u062f , \u0628\u064a\u0646\u0645\u0627 \u062a\u0637\u0631\u062d \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0639\u062f\u0629 \u0628\u062f\u0627\u0626\u0644 \u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0639\u0644\u064a \u0635\u0627\u062d\u0628 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0625\u062e\u062a\u064a\u0627\u0631 \u0625\u062d\u062f\u0627\u0647\u0627 \u0648\u0647\u064a :<\/p>\n

– \u062a\u0631\u0627\u0643\u0645 \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0647\u0627 \u0628\u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648\u0628\u0645\u0639\u062f\u0644 \u0641\u0627\u0626\u062f\u0629 \u064a\u062a\u0645 \u0627\u0644\u0625\u0639\u0644\u0627\u0646 \u0639\u0646\u0647 \u0645\u0646 \u0648\u0642\u062a \u0644\u0623\u062e\u0631 .<\/p>\n

– \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0627\u0631\u0628\u0627\u062d \u0641\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0642\u0633\u0627\u0637<\/p>\n

– \u0633\u062f\u0627\u062f \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0646\u0642\u062f\u0627 \u0641\u0648\u0631 \u062a\u062d\u0642\u0642\u0647\u0627 .<\/p>\n

– \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0627\u0631\u0628\u0627\u062d \u0641\u064a \u0634\u0631\u0627\u0621 \u062a\u0623\u0645\u064a\u0646 \u0625\u0636\u0627\u0641\u064a \u0645\u062f\u0641\u0648\u0639 \u0627\u0644\u0642\u064a\u0645\u0629 .<\/p>\n

– \u062a\u0628\u064a\u0646 \u0623\u064a\u0636\u0627 \u0645\u0646 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0623\u0646 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0645\u0624\u0642\u062a\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u0635\u062f\u0631 \u0644\u0645\u062f 5 \u0623\u0648 10 \u0633\u0646\u0648\u0627\u062a \u0644\u064a\u0633 \u0628\u0647\u0627 \u0634\u0631\u0637 \u0627\u0644\u062a\u062c\u062f\u064a\u062f \u0623\u0648 \u0634\u0631\u0637 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0639\u0644\u064a \u0639\u0643\u0633 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0627\u062c\u0646\u0628\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u064a\u0631\u0641\u0642 \u0628\u0647\u0627 \u062c\u062f\u0648\u0644\u0627 \u064a\u0633\u0645\u064a \u0628\u062c\u062f\u0648\u0644 \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062a\u062c\u062f\u064a\u062f Table of Renewal Premium \u064a\u0628\u064a\u0646 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0648\u0627\u062c\u0628 \u0633\u062f\u0627\u062f\u0647\u0627 \u0641\u064a \u0643\u0644 \u0641\u062a\u0631\u0629 \u0645\u0646 \u0641\u062a\u0631\u0627\u062a \u0627\u0644\u062a\u062c\u062f\u0628\u062f .<\/p>\n

6-\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0648\u0633\u062f\u0627\u062f \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0638\u0647\u0631\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0629 \u0623\u0646 \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0627\u062c\u0646\u0628\u064a\u0629 \u062a\u0642\u062f\u0645 \u0635\u0648\u0631\u0627 \u0623\u062e\u0631\u064a \u0644\u0644\u062a\u0633\u0648\u064a\u0629 \u0628\u062f\u0644\u0627 \u0645\u0646 \u0627\u0644\u0633\u062f\u0627\u062f \u0646\u0642\u062f\u0627 ( \u0643\u0645\u0627 \u0647\u0648 \u0645\u062a\u0628\u0639 \u0628\u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0645\u062d\u0644 \u0627\u0644\u062f\u0631\u0627\u0633\u0629 ) \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0625\u062e\u062a\u064a\u0627\u0631 \u0625\u062d\u062f\u0627\u0647\u0627 \u0648\u0641\u0642\u0627 \u0644\u0631\u063a\u0628\u0627\u062a\u0647\u0645 \u0648\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0647\u0645 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0645\u0646\u0647\u0627 :<\/p>\n

– \u0636\u0645\u0627\u0646 \u0645\u0639\u0627\u0634\u0627\u062a \u062d\u064a\u0627\u0629 \u062a\u0633\u062a\u0645\u0631 \u0637\u0627\u0644\u0645\u0627 \u0638\u0644 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0639\u0644\u064a \u0642\u064a\u062f \u0627\u0644\u062d\u064a\u0627\u0629<\/p>\n

– \u0636\u0645\u0627\u0646 \u0645\u0639\u0627\u0634\u0627\u062a\u0645\u0624\u0643\u062f\u0629 \u0644\u0641\u062a\u0631\u0629 \u0645\u062d\u062f\u062f\u0629 .<\/p>\n

7- \u0639\u0646\u062f \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0623\u0634\u0627\u0631\u062a \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u064a \u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u062a\u0644\u062a\u0632\u0645 \u0628\u062a\u0635\u0641\u064a\u0629 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0639\u0646\u062f \u0637\u0644\u0628 \u0627\u0644\u0645\u062a\u0639\u0627\u0642\u062f \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u062b\u0644\u0627\u062b \u0633\u0646\u0648\u0627\u062a \u0627\u0644\u0627\u0648\u0644\u064a \u0645\u0633\u062f\u062f\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0648\u0623\u0646 \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u062a\u0633\u062f\u062f \u0646\u0642\u062f\u0627 , \u0628\u064a\u0646\u0645\u0627 \u0627\u0634\u062a\u0631\u0637\u062a \u0627\u0644\u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u0627\u062c\u0646\u0628\u064a\u0629 \u0633\u062f\u0627\u062f \u0623\u0642\u0633\u0627\u0637 \u0633\u0646\u062a\u064a\u0646 \u0641\u0642\u0637 \u0648\u0627\u0634\u0627\u0631\u062a \u0627\u0644\u064a \u0639\u062f\u0629 \u0628\u062f\u0627\u0626\u0644 \u0644\u0644\u062a\u0635\u0641\u064a\u0629 \u064a\u0645\u0643\u0646 \u0644\u0644\u0639\u0645\u064a\u0644 \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u062d\u062f\u0627\u0647\u0627 \u0648\u0647\u064a<\/p>\n

– \u0635\u0631\u0641 \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0646\u0642\u062f\u0627 ( \u0627\u0645\u0627 \u0641\u064a \u0635\u0648\u0631\u0629 \u0645\u0628\u0644\u063a \u0645\u062a\u0631\u0627\u0643\u0645 \u0623\u0648 \u0641\u064a \u0635\u0648\u0631\u0629 \u062f\u0641\u0639\u0627\u062a \u062d\u064a\u0627\u0629 \u0623\u0648 \u062f\u0641\u0639\u0627\u062a \u0645\u0624\u0643\u062f\u0629 )<\/p>\n

– \u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0637\u0631\u0641 \u0627\u0644\u0634\u0631\u0643\u0629 \u0648\u0628\u0645\u0639\u062f\u0644 \u064a\u0639\u0644\u0646 \u0639\u0646\u0647 \u0645\u0646 \u0641\u062a\u0631\u0629 \u0644\u0623\u062e\u0631\u064a<\/p>\n

– \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0641\u064a \u0634\u0631\u0627\u0621 \u062a\u0623\u0645\u064a\u0646 \u0625\u0636\u0627\u0641\u064a \u0645\u062f\u0641\u0648\u0639 \u0627\u0644\u0642\u064a\u0645\u0629 \u0648\u0628\u0645\u0628\u0644\u063a \u062a\u0623\u0645\u064a\u0646 \u0645\u062e\u0641\u0636 \u0648\u0645\u0646 \u0646\u0641\u0633 \u0646\u0648\u0639 \u0627\u0644\u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u0627\u0635\u0644\u064a\u0629<\/p>\n

– \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0635\u0641\u064a\u0629 \u0641\u064a \u0634\u0631\u0627\u0621 \u062a\u0623\u0645\u064a\u0646 \u0645\u0624\u0642\u062a \u0645\u062f\u0641\u0648\u0639 \u0627\u0644\u0642\u064a\u0645\u0629 \u0648\u0644\u0641\u062a\u0631\u0629 \u0642\u0627\u062f\u0645\u0629 \u0645\u062d\u062f\u062f\u0629<\/p>\n

6\/4\/3\/2-\u062a\u0633\u0648\u064a\u0642 \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 :<\/p>\n

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1- \u0636\u0639\u0641 \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0625\u0646\u062a\u0627\u062c\u064a \u0628\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 , \u0648\u0630\u0644\u0643 \u0644\u0644\u0625\u0639\u062a\u0645\u0627\u062f \u062d\u0627\u0644\u064a\u0627 \u0639\u0644\u064a \u0623\u0641\u0631\u0627\u062f \u0630\u0648\u064a \u062b\u0642\u0627\u0641\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0648\u062e\u0628\u0631\u0629 \u0645\u0639\u062f\u0648\u0645\u0629<\/p>\n

2-\u0639\u062f\u0645 \u0627\u0639\u062a\u0645\u0627\u062f \u062e\u0637\u0637 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0645\u062a\u0648\u0642\u0639\u0629 \u0648\u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0645\u0646 \u0631\u062c\u0627\u0644 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0639\u0644\u064a \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0624\u0642\u062a \u0648\u0648\u062b\u0627\u0626\u0642 \u062a\u0623\u0645\u064a\u0646 \u0645\u062f\u064a \u0627\u0644\u062d\u064a\u0627\u0629 , \u0645\u0645\u0627 \u064a\u062a\u0631\u062a\u0628 \u0639\u0644\u064a\u0647 \u062a\u062c\u0627\u0647\u0644 \u0627\u0644\u0645\u0646\u062a\u062c \u0644\u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0641\u0642\u0637 \u0639\u0644\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062e\u062a\u0644\u0637 \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u0639\u0645\u0648\u0644\u0629<\/p>\n

6\/4\/3\/3- \u0627\u0644\u062a\u0633\u0639\u064a\u0631<\/p>\n

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