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\u0627\u0644\u0645\u0624\u0645\u0646 \u0648 \u0630\u0644\u0643 \u0628\u0627\u0633\u062a\u0628\u0639\u0627\u062f \u0639\u0646\u0635\u0631 \u0627\u0644\u0645\u063a\u0627\u0645\u0631\u0629 \u0645\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0641\u064a\u0643\u0648\u0646 \u0627\u0644\u0639\u0646\u0635\u0631 \u0627\u0644\u0645\u0624\u0645\u0646 \u0648\u0627\u0636\u062d \u0642\u0627\u0628\u0644 \u0644\u0644\u062a\u0636\u0631\u0631, \u0648 \u0647\u0630\u0627 \u0645\u0627 \u064a\u0639\u0643\u0633 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u0644\u062d\u0629 \u0627\u0644\u0645\u062a\u0628\u0627\u062f\u0644\u0629 \u0628\u064a\u0646 \u0637\u0631\u0641\u064a \u0627\u0644\u0639\u0642\u062f .<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0645\u0628\u062f\u0623 \u0627\u0644\u062a\u0639\u0648\u064a\u0636:<\/strong><\/em><br \/>\n\u064a\u0633\u062a\u0644\u0632\u0645 \u0647\u0630\u0627 \u0627\u0644\u0623\u062e\u064a\u0631 \u0623\u0646 \u064a\u0648\u0641\u064a \u0627\u0644\u0645\u0624\u0645\u0646 \u0628\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a\u0647 \u0625\u0632\u0627\u0621 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u0641\u0642 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647, \u0648 \u064a\u062a\u0645\u062b\u0644 \u0630\u0644\u0643 \u0641\u064a \u062f\u0641\u0639 \u0645\u0628\u0644\u063a \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0648 \u064a\u0637\u0628\u0642 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u062f\u0623 \u0641\u064a \u0643\u0627\u0641\u0629 \u0639\u0642\u0648\u062f \u0627\u0644\u062a\u0627\u0645\u064a\u0646 \u0628\u062e\u0644\u0627\u0641 \u0639\u0642\u062f \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u0634\u062e\u0627\u0635.<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0645\u0628\u062f\u0623 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629:<\/strong><\/em><br \/>\n\u062d\u0633\u0628 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u062f\u0623 \u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0628\u0625\u0628\u0631\u0627\u0645 \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0648 \u0639\u0642\u0648\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u062a\u062e\u0635 \u0645\u0648\u0636\u0648\u0639 \u062a\u0623\u0645\u064a\u0646 \u0648\u0627\u062d\u062f \u0648 \u0644\u0646\u0641\u0633 \u0627\u0644\u0641\u062a\u0631\u0629 \u0644\u062f\u0649 \u0639\u062f\u0629 \u0634\u0631\u0643\u0627\u062a \u062a\u0623\u0645\u064a\u0646, \u0628\u062d\u064a\u062b \u062a\u0634\u062a\u0631\u0643 \u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0639\u0646\u062f \u062a\u062d\u0642\u0642 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0645\u0624\u0645\u0646 \u0636\u062f\u0647 \u0641\u064a \u062f\u0641\u0639 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0633\u062a\u062d\u0642 \u0644\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0648\u0641\u0642\u0627 \u0644\u0646\u0633\u0628\u0629 \u062a\u0623\u0645\u064a\u0646\u0647 \u0623\u0648 \u0628\u0645\u0627 \u064a\u0639\u0627\u062f\u0644 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0645\u062d\u0635\u0644 \u0639\u0644\u064a\u0647.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062a\u0623\u0645\u064a\u0646:<\/strong><\/span><br \/>\n\u064a\u062a\u0645\u064a\u0632 \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062e\u0635\u0627\u0626\u0635 \u0646\u0630\u0643\u0631 \u0645\u0646\u0647\u0627 \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644:<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0642\u062f \u0631\u0636\u0627\u0626\u064a:<\/strong><\/em><br \/>\n\u064a\u0639\u0646\u064a \u0623\u0646\u0647 \u0644\u0627 \u064a\u0646\u0639\u0642\u062f \u0625\u0644\u0627 \u0628\u0645\u0648\u0627\u0641\u0642\u0629 \u0625\u062f\u0627\u0631\u062a\u064a \u0637\u0631\u0641\u064a \u0627\u0644\u0639\u0642\u062f \u0628\u0627\u0644\u062a\u0648\u0627\u0641\u0642 \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a \u0648 \u0627\u0644\u0642\u0628\u0648\u0644 \u0648 \u064a\u0633\u062a\u0644\u0632\u0645 \u0627\u0644\u0625\u062b\u0628\u0627\u062a\u0627\u062a \u0627\u0644\u0643\u062a\u0627\u0628\u064a\u0629 \u0639\u0644\u0629 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u064a\u0648\u0642\u0639 \u0645\u0646 \u0627\u0644\u062c\u0627\u0646\u0628\u064a\u0646.<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0642\u062f \u0645\u0644\u0632\u0645 \u0644\u0644\u062c\u0627\u0646\u0628\u064a\u0646:<\/strong><\/em><br \/>\n\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0639\u0642\u062f \u064a\u0623\u062e\u0630 \u0627\u0644\u0637\u0631\u0641\u064a\u0646 \u0635\u0641\u0629 \u0627\u0644\u062f\u0627\u0626\u0646 \u0648 \u0627\u0644\u0645\u062f\u064a\u0646 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0648\u0642\u062a, \u0641\u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u064a\u0644\u062a\u0632\u0645 \u0628\u062f\u0641\u0639 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0623\u0645\u0627 \u0627\u0644\u0645\u0624\u0645\u0646 \u064a\u0644\u062a\u0632\u0645 \u0628\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u062e\u0633\u0627\u0631\u0629, \u0641\u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0623\u0648\u0644 \u064a\u0643\u0648\u0646 \u0645\u062d\u0642\u0642\u0627 \u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u062b\u0627\u0646\u064a \u064a\u0643\u0648\u0646 \u0645\u0639\u0644\u0642\u0627.<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0642\u062f \u0645\u0639\u0627\u0648\u0636\u0629:<\/strong><\/em><br \/>\n\u0648 \u0646\u0639\u0646\u064a \u0628\u0630\u0644\u0643 \u0635\u0641\u0629 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u062a\u064a \u062a\u0645\u064a\u0632 \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a\u062f\u0641\u0639 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0642\u0633\u0637 \u0645\u0642\u0627\u0628\u0644 \u062a\u0639\u0648\u064a\u0636\u0647 \u0639\u0644\u0649 \u0627\u0644\u062e\u0637\u0631 \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u0642\u0648\u0639\u0647 \u0648 \u064a\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u0624\u0645\u0646 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u062a\u0639\u0648\u064a\u0636\u0627 \u0644\u062d\u0645\u0627\u064a\u062a\u0647 \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u0642\u0648\u0639 \u0627\u0644\u062e\u0637\u0631.<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0642\u062f \u0625\u0630\u0639\u0627\u0646:<\/strong><\/em><br \/>\n\u0648 \u064a\u0639\u062a\u0628\u0631 \u0647\u0630\u0627 \u0627\u0644\u0623\u062e\u064a\u0631 \u0628\u0623\u0646\u0647 \u0639\u0642\u062f \u062a\u0639\u0633\u0641\u064a \u0644\u0623\u0646 \u0641\u064a \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0647\u0646\u0627\u0643 \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0642\u0648\u064a \u0627\u0644\u0630\u064a \u064a\u0645\u0644\u064a \u0634\u0631\u0648\u0637\u0647, \u0648 \u0645\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0625\u0644\u0627 \u0627\u0644\u0631\u0636\u0648\u062e \u0623\u0648 \u0627\u0644\u062e\u0636\u0648\u0639 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u0623\u0648 \u0631\u0641\u0636\u0647\u0627 \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0625\u0644\u0632\u0627\u0645\u064a\u0629.<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0642\u062f \u0642\u0627\u0646\u0648\u0646\u064a:<\/strong><\/em><br \/>\n\u0628\u0645\u0639\u0646\u0649 \u0623\u0646 \u0627\u0644\u0645\u0634\u0631\u0639 \u064a\u0646\u0638\u0645 \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0646\u0635\u0648\u0635 \u0648 \u0623\u062d\u0643\u0627\u0645 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u064a\u0639\u0645\u0644 \u0628\u0647\u0627 \u0641\u064a \u062d\u0627\u0644\u0629 \u0646\u0632\u0627\u0639 \u0623\u0648 \u062e\u0644\u0627\u0641 \u0642\u0627\u0626\u0645.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0631\u0627\u0628\u0639: \u0623\u0642\u0633\u0627\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646:<\/strong><\/p>\n<p style=\"text-align: justify;\">\u064a\u0646\u0642\u0633\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0649 \u0642\u0633\u0645\u064a\u0646 \u0623\u0633\u0627\u0633\u064a\u064a\u0646:<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1- \u062a\u0642\u0633\u064a\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0634\u0643\u0644:<\/strong><\/span><br \/>\n\u064a\u0639\u0648\u062f \u0647\u0630\u0627 \u0627\u0644\u062a\u0642\u0633\u064a\u0645 \u0625\u0644\u0649 \u0645\u0634\u0643\u0644 \u0627\u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 \u0628\u0647\u0627 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0628\u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0646\u0642\u0633\u0645 \u0647\u0630\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0649 \u062a\u0623\u0645\u064a\u0646 \u062a\u0639\u0627\u0648\u0646\u064a \u0648 \u062a\u0623\u0645\u064a\u0646 \u0628\u0623\u0642\u0633\u0627\u0637 \u0645\u062d\u062f\u062f\u0629.<\/p>\n<p style=\"text-align: justify;\"><em><strong>*\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u0639\u0627\u0648\u0646\u064a:<\/strong><\/em><br \/>\n\u0648 \u0647\u0648 \u0630\u0644\u0643 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 \u0628\u0647 \u062c\u0645\u0627\u0639\u0629 \u064a\u062a\u0641\u0642 \u0623\u0641\u0631\u0627\u062f\u0647\u0627 \u0639\u0644\u0649 \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0646\u0632\u0644 \u0628\u0623\u062d\u062f\u0647\u0645 \u0646\u062a\u064a\u062c\u0629 \u062a\u062d\u0642\u0642 \u062e\u0637\u0631 \u0645\u0639\u064a\u0646 \u0648 \u0630\u0644\u0643 \u0645\u0646 \u0645\u062c\u0645\u0648\u0639 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\/>\n\u0641\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u064a\u0642 \u0647\u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u062e\u0637\u0631 \u062b\u0627\u0628\u062a \u0644\u0623\u0646 \u0625\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u062a\u062d\u0642\u0642\u0647 \u0648\u0627\u062d\u062f\u0629 \u062e\u0644\u0627\u0644 \u0645\u062f\u0629 \u062b\u0627\u0628\u062a\u0629 \u0633\u0648\u0627\u0621 \u064a\u0643\u0648\u0646 \u0627\u0644\u062d\u0631\u064a\u0642 \u0623\u0648 \u0644\u0627 \u064a\u0643\u0648\u0646. \u0623\u0645\u0651\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u064a\u0627\u0629 \u0641\u0647\u0648 \u062e\u0637\u0631 \u0645\u062a\u063a\u064a\u0631 \u0644\u0623\u0646\u0647 \u064a\u0648\u0627\u062c\u0647 \u0647\u0630\u0627 \u0627\u0644\u062e\u0637\u0631 \u0641\u064a \u0645\u0631\u0627\u062d\u0644 \u0645\u062a\u063a\u064a\u0631\u0629 \u0645\u0646 \u062d\u064a\u0627\u062a\u0647 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\u0639\u0644\u064a\u0647 \u062a\u062d\u0642\u0642 \u063a\u064a\u0631 \u0645\u0639\u064a\u0646 \u0648\u0642\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0648 \u0625\u0646\u0645\u0627 \u064a\u062a\u0639\u064a\u0646 \u0648\u0642\u062a \u062a\u062d\u0642\u0642 \u0627\u0644\u062e\u0637\u0631.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u0627\u0644\u0642\u0633\u0637:<\/strong><\/span><br \/>\n\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u0630\u064a \u064a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0628\u062f\u0641\u0639\u0647 \u0645\u0646 \u0623\u062c\u0644 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0630\u064a \u064a\u0623\u062e\u0630\u0647 \u0627\u0644\u0645\u0624\u0645\u0646 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642\u0647 \u0648 \u0627\u0644\u0642\u0633\u0637 \u0639\u0646\u0635\u0631 \u062c\u0648\u0647\u0631\u064a \u0641\u064a \u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0630\u0644\u0643 \u0644\u0645\u0627 \u0644\u0647 \u0645\u0646 \u0623\u0647\u0645\u064a\u0629.<br \/>\n\u0648 \u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0642\u0633\u0637 \u0641\u064a \u0646\u0638\u0631 \u0627\u0644\u0645\u0634\u0631\u0639 \u0628\u0645\u062b\u0627\u0628\u0629 \u062b\u0645\u0646 \u0627\u0644\u062e\u0637\u0631 \u0623\u0648 \u062a\u0639\u0628\u064a\u0631 \u0639\u0646 \u0627\u0644\u062e\u0637\u0631 \u0628\u0642\u064a\u0645\u0629 \u0645\u0627\u0644\u064a\u0629, \u0648 \u064a\u062a\u0643\u0648\u0646 \u0627\u0644\u0642\u0633\u0637 \u0645\u0645\u0627 \u064a\u0644\u064a:<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0627\u0644\u0642\u0633\u0637 \u0627\u0644\u0635\u0627\u0641\u064a:<\/strong><\/em><br \/>\n\u0648\u0647\u0648 \u0645\u0642\u0627\u0628\u0644 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0630\u064a \u064a\u063a\u0637\u064a\u0647 \u0648 \u064a\u062a\u0648\u0642\u0641 \u0642\u064a\u0645\u062a\u0647 \u0639\u0644\u0649 \u062f\u0631\u062c\u0629 \u0627\u062d\u062a\u0645\u0627\u0644 \u0648\u0642\u0648\u0639\u0647 \u0648 \u0645\u062f\u0649 \u062c\u0633\u0627\u0645\u0629 \u0645\u0627 \u064a\u0642\u0639 \u0645\u0646 \u062e\u0633\u0627\u0631\u0629.<\/p>\n<p style=\"text-align: justify;\"><em><strong>&#8211; \u0639\u0644\u0627\u0648\u0629 \u0627\u0644\u0642\u0633\u0637:<\/strong><\/em><br \/>\n\u064a\u0633\u0639\u0649 \u0627\u0644\u0645\u0624\u0645\u0646 \u062f\u0627\u0626\u0645\u0627 \u0625\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0631\u0628\u062d, \u0648\u0644\u0630\u0644\u0643 \u0641\u0625\u0646 \u0639\u0644\u0627\u0648\u0627\u062a \u0627\u0644\u0642\u0633\u0637 \u062a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0646\u0641\u0642\u0627\u062a \u0627\u0643\u062a\u062a\u0627\u0628 \u0627\u0644\u0639\u0642\u0648\u062f \u0648 \u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648 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style=\"text-decoration: underline;\"><strong>1- \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u062e\u0627\u0635:<\/strong><\/span><br \/>\n\u064a\u0639\u0631\u0641 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0628\u0623\u0646\u0647 \u0639\u0642\u062f \u064a\u0644\u062a\u0632\u0645 \u0628\u0645\u0642\u062a\u0636\u0627\u0647 \u0627\u0644\u0645\u0624\u0645\u0646 \u0628\u062f\u0641\u0639 \u0645\u0628\u0644\u063a \u0645\u0639\u064a\u0646 \u0623\u0648 \u062a\u0642\u0631\u064a\u0631 \u0625\u064a\u0631\u0627\u062f \u0625\u0630\u0627 \u0645\u0627 \u062d\u062f\u062b \u0623\u0645\u0631 \u064a\u062a\u0639\u0644\u0642 \u0628\u0634\u062e\u0635 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647, \u0643\u0645\u0627 \u064a\u0645\u0643\u0646 \u0644\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0623\u0646 \u064a\u0639\u0642\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u0646\u0641\u0633\u064a \u0627\u0644\u062e\u0637\u0631 \u0639\u0646\u062f \u0639\u062f\u0629 \u0645\u0624\u0651\u0645\u0646\u064a\u0646 \u0648 \u0625\u0630\u0627 \u062d\u0635\u0644 \u0627\u0644\u062e\u0637\u0631 \u0633\u0648\u0641 \u064a\u062d\u0635\u0644 \u0639\u0644\u0649 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062a\u0641\u0642 \u0639\u0644\u064a\u0647\u0627, \u0648 \u0644\u0647 \u0639\u062f\u0629 \u0635\u0648\u0631 \u0645\u0646\u0647\u0627:<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0625\u0635\u0627\u0628\u0627\u062a \u0648 \u0627\u0644\u062d\u0648\u0627\u062f\u062b.<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0631\u0636.<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0632\u0648\u0627\u062c \u0648 \u0627\u0644\u0623\u0648\u0644\u0627\u062f.<br \/>\n&#8211; 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\u0625\u0644\u0649 \u0642\u0633\u0645\u064a\u0646:<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0623- \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u064a\u0627\u0621:<\/strong><\/em><br \/>\n\u0648\u064a\u0639\u0645\u0644 \u0639\u0644\u0649 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0645\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0635\u064a\u0628\u0647 \u0641\u064a \u0645\u0627\u0644\u0647 \u0623\u0648 \u0639\u0642\u0627\u0631\u0647 \u0628\u0633\u0628\u0628 \u062a\u062d\u0642\u0642 \u0645\u062e\u0627\u0637\u0631 \u0645\u062a\u0639\u062f\u062f\u0629, \u0648 \u064a\u0646\u062f\u0631\u062c \u062a\u062d\u062a \u0647\u0630\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646:<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u062d\u0631\u064a\u0642<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u0633\u0631\u0642\u0629<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0645\u064a\u0627\u0647<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0636\u062f \u0627\u0644\u0628\u0631\u062f \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0641\u0644\u0627\u062d\u0629.<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0628- \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629:<\/strong><\/em><br \/>\n\u0648\u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u062a\u063a\u0637\u064a\u0629 \u062e\u0633\u0627\u0626\u0631 \u0645\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0631\u062a\u0628 \u0639\u0646 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0628\u0633\u0628\u0628 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 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\u0631\u0624\u0648\u0633 \u0623\u0645\u0648\u0627\u0644\u0647 \u062f\u0648\u0646 \u0623\u0646 \u064a\u062a\u062d\u0645\u0644 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u062a\u064a \u0648\u0642\u0639\u062a \u0628\u0633\u0628\u0628 \u0645\u0633\u0624\u0648\u0644\u064a\u062a\u0647 \u0648 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0648\u0642\u062a \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0636\u062d\u064a\u0629 \u0639\u0646 \u0643\u0644 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u062a\u064a \u0623\u0644\u062d\u0642\u062a \u0628\u0647.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>3- \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0644\u0644\u062a\u0635\u062f\u064a\u0631:<\/strong><\/span><br \/>\n\u064a\u0639\u062a\u0628\u0631 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0631\u0636 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\u0627\u0644\u0645\u0645\u0646\u0648\u062d\u0629 \u0644\u0644\u0632\u0628\u0627\u0626\u0646, \u0648 \u0644\u0643\u0646 \u0639\u0644\u0649 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0627\u0644\u062a\u0635\u062f\u064a\u0631, \u0641\u064a\u0636\u0645\u0646 \u0628\u0630\u0644\u0643 \u0639\u062f\u0629 \u0645\u062e\u0627\u0637\u0631: \u062e\u0637\u0631 \u0639\u062f\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644, \u062e\u0637\u0631 \u0627\u0644\u0635\u0631\u0641, \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u064a, \u0627\u0644\u0643\u0648\u0627\u0631\u062b&#8230;\u0623\u0644\u062e. \u0648 \u064a\u0645\u0643\u0646 \u0625\u0639\u0637\u0627\u0621 \u062a\u0639\u0631\u064a\u0641 \u0634\u0627\u0645\u0644 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0636:<br \/>\n&#8221; \u0647\u0648 \u0648\u0633\u064a\u0644\u0629 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\u062f\u0627\u062e\u0644\u064a\u0629 \u0648 \u0627\u0644\u062a\u064a \u062a\u062a\u0645\u062b\u0644 \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u0627\u062a \u0627\u0644\u0641\u0646\u064a\u0629, \u0648 \u0627\u0644\u0644\u062c\u0648\u0621 \u0625\u0644\u0649 \u0648\u0633\u0627\u0626\u0644 \u062e\u0627\u0631\u062c\u064a\u0629 \u0643\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0634\u062a\u0631\u0643 \u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1-\u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629:<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><em><strong>* \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u0627\u062a:<\/strong><\/em><br \/>\n\u0639\u0644\u0649 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0623\u0646 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\/>\n\u064a\u0639\u0646\u064a \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u0627\u062a \u0623\u0646\u0651 \u0627\u0644\u0645\u0624\u0651\u0645\u0646 \u0645\u062f\u064a\u0646 \u0625\u0632\u0627\u0621 \u0627\u0644\u0645\u0624\u0651\u0645\u0646 \u0644\u0647\u0645 \u0623\u0648 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0645\u0646 \u0639\u0642\u0648\u062f \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0641\u0642\u062f \u064a\u0637\u0627\u0644\u0628 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0628\u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0642\u0628\u0644 \u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0633\u0646\u0629 \u0648 \u0644\u0643\u0646 \u0644\u0627 \u064a\u0645\u0643\u0646 \u0630\u0644\u0643 \u0644\u0623\u0633\u0628\u0627\u0628 \u0645\u062a\u0639\u062f\u062f\u0629 \u0645\u0646\u0647\u0627:<br \/>\n&#8211; \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0623\u0643\u062f 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\u062a\u0631\u062a\u0628\u0637 \u0628\u0648\u0642\u0648\u0639 \u0627\u0644\u062d\u0627\u062f\u062b \u0648 \u0645\u062f\u0649 \u0623\u062d\u0642\u064a\u0629 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0641\u064a \u0627\u0644\u062a\u0639\u0648\u064a\u0636.<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"color: #ff0000;\">\u062f- \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u062d\u0633\u0627\u0628\u064a:<\/span><\/strong><br \/>\n\u0648 \u0647\u0648 \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u062a\u064a \u062a\u0642\u0627\u0628\u0644 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0634\u0631\u0643\u062a\u0647 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a \u0625\u0632\u0627\u0621 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647\u0645 \u0645\u0642\u064a\u0645\u0629 \u0628\u0637\u0631\u064a\u0642\u0629 \u0631\u064a\u0627\u0636\u064a\u0629 \u0637\u0628\u0642\u0627 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underline;\"><strong>1- \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 CAAR:<\/strong><\/span><br \/>\n\u062a\u0639\u062a\u0628\u0631 \u0625\u062d\u062f\u0649 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0643\u0628\u0631\u0649 \u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631, \u0646\u0634\u0623\u062a \u0639\u0627\u0645 1963 \u0648 \u0643\u0627\u0646\u062a \u0645\u0643\u0644\u0641\u0629 \u0628\u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a, \u062d\u064a\u062b \u0643\u0627\u0646\u062a \u062a\u0644\u0632\u0645 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0634\u0631\u0643\u0627\u062a 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\u0639\u0646 \u0645\u062d\u0641\u0638\u062a\u0647\u0627 \u0641\u064a \u0641\u0631\u0639 \u0627\u0644\u0646\u0642\u0644 \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u0627\u0645\u0644CAAT \u0648 \u0641\u064a \u0625\u0637\u0627\u0631 \u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0646\u0634\u0627\u0637\u0647\u0627 \u0623\u0635\u0628\u062d\u062a \u062a\u062e\u062a\u0635 \u0628\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629.<br \/>\n\u0648 \u0641\u064a \u0633\u0646\u0629 1989 \u0648 \u0645\u0639 \u0625\u0644\u063a\u0627\u0621 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062a\u062e\u0635\u0635 \u0648 \u0627\u0644\u0625\u0646\u062a\u0642\u0627\u0644 \u0625\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u0629 \u0639\u0645\u0644\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0646 \u062c\u062f\u064a\u062f \u0639\u0644\u0649 \u062a\u0646\u0648\u064a\u0639 \u0645\u062d\u0641\u0638\u062a\u0647\u0627 (\u0627\u0644\u0646\u0642\u0644, \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a, \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u0634\u062e\u0627\u0635), \u0648\u0641\u064a 1995 \u062a\u0646\u0627\u0632\u0644\u062a \u0639\u0646 \u0645\u062d\u0641\u0638\u062a\u0647\u0627 \u0641\u064a \u0641\u0631\u0639 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0645\u0648\u062c\u0647 \u0644\u0644\u062a\u0635\u062f\u064a\u0631 \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a CAGEX.<br \/>\n&#8211; \u0627\u0644\u0631\u0623\u0633\u0645\u0627\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0627\u0646\u062a\u0642\u0644 \u0645\u0646500\u0645\u0644\u064a\u0648\u0646 \u062f\u062c \u0633\u0640\u0646\u0629 1994\u0625\u0644\u0649 2\u0645\u0644\u064a\u0627\u0631 \u062f\u062c \u062b\u0645 2.7\u0645\u0644\u064a\u0627\u0631\u062f\u064a\u0646\u0627\u0631 \u0633\u0640\u0646\u06291998.<br \/>\n&#8211; \u0634\u0628\u0643\u0629 \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u0634\u0631\u0643\u0629 5\u0641\u0631\u0648\u0639 \u062c\u0647\u0648\u064a\u0629 \u0648 77\u0648\u0643\u0627\u0644\u0629, \u0623\u0645\u0627 \u0627\u0644\u063a\u064a\u0631 \u0645\u0628\u0627\u0634\u0631\u0629 39\u0648\u0643\u064a\u0644\u0627\u064b \u0639\u0627\u0645\u0627.<br \/>\n&#8211; \u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0627\u0644 1737 \u0639\u0627\u0645\u0644 \u0633\u0646\u0629 1996, 1636\u0639\u0627\u0645\u0644 \u0633\u0646\u0629 1997 \u0625\u0644\u0640\u0649 1964\u0639\u0627\u0645\u0644 \u0633\u0646\u0629 1998, \u0648 \u064a\u0631\u062c\u0639 \u0647\u0630\u0627 \u0627\u0644\u0625\u0646\u062e\u0641\u0627\u0636 \u0625\u0644\u0649 \u0630\u0647\u0627\u0628 \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0645\u062a\u0639\u0627\u0642\u062f\u064a\u0646, \u0641\u064a \u062d\u064a\u0646 \u062a\u0635\u0644 \u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0643\u0644 \u0639\u0627\u0645\u0644 \u0625\u0644\u0649 2.5\u0645\u0644\u064a\u0648\u0646 \u062f\u062c.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 SAA:<\/strong><\/span><br \/>\n\u062a\u0623\u0633\u0633\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a 12\u0633\u0628\u062a\u0645\u0628\u06311963 \u0641\u064a \u0635\u0648\u0631 \u0645\u062e\u062a\u0644\u0637\u0629 \u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 61% \u0648\u0645\u0639\u0631\u0628\u0648 \u0628\u0646\u0633\u0628\u0629 39%. \u0648 \u0641\u064a 27 \u0645\u0627\u064a\u0648 1966 \u0623\u0645\u0645\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0641\u064a \u0625\u0637\u0627\u0631 \u0627\u062d\u062a\u0643\u0627\u0631 \u0627\u0644\u062f\u0648\u0644\u0629 \u0644\u0645\u062e\u062a\u0644\u0641 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 . \u0648 \u0641\u064a 21\u0645\u0627\u064a 1975 \u0648\u0645\u0639 \u0638\u0647\u0648\u0631 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062a\u062e\u0635\u0635 \u0627\u062d\u062a\u0643\u0631\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0643\u0644 \u0645\u0646 \u0641\u0631\u0639 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a, \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0628\u0633\u064a\u0637\u0629, \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u062d\u064a\u0627\u0629.<br \/>\n&#8211; \u0631\u0623\u0633\u0645\u0627\u0644\u0647\u0627 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u064a\u0642\u062f\u0631 \u06283100\u0645\u0644\u064a\u0648\u0646 \u062f\u062d, \u0648 \u0634\u0628\u0643\u0629 \u062a\u0648\u0632\u064a\u0639\u0647\u0627 24\u0648\u062d\u062f\u0629 \u0648 309 \u0648\u0643\u0627\u0644\u0629.<br \/>\n&#8211; \u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0627\u0644 \u0627\u0646\u062a\u0642\u0644 \u0645\u0646 5218\u0639\u0627\u0645\u0644\u0627 \u0641\u064a 1995\u0625\u0644\u0640\u0649 4325\u0639\u0627\u0645\u0644\u0627 \u062d\u0627\u0644\u064a\u0627, \u0648 \u064a\u0641\u0633\u0631 \u0647\u0630\u0627 \u0627\u0644\u0627\u0646\u062e\u0641\u0627\u0636 \u0628\u062e\u0631\u0648\u062c \u0627\u0644\u0645\u062a\u0642\u0627\u0639\u062f\u064a\u0646.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>3- \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u0627\u0645\u0644CAAT<\/strong><\/span><br \/>\n\u0646\u0634\u0623\u062a\u0647\u0627 \u0641\u064a 1985, \u0627\u0647\u062a\u0645\u062a \u0641\u064a \u0627\u0644\u0628\u062f\u0627\u064a\u0629 \u0628\u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0641\u0631\u0639 \u0627\u0644\u0646\u0642\u0644 \u0648 \u0630\u0644\u0643 \u0637\u0628\u0642\u0627 \u0644\u0645\u0628\u062f\u0623 \u0627\u0644\u062a\u062e\u0635\u0635 \u0648\u0627\u062d\u062a\u0643\u0627\u0631 \u0627\u0644\u062f\u0648\u0644\u0629 \u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062a\u0644\u0643 \u0627\u0644\u0641\u062a\u0631\u0629, \u0648 \u0639\u0646\u062f \u0625\u0644\u063a\u0627\u0621 \u0627\u0644\u062a\u062e\u0635\u0635 \u0641\u064a \u0625\u0637\u0627\u0631 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0623\u0635\u0628\u062d\u062a CAAT \u0645\u0624\u0633\u0633\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0639\u0645\u0648\u0645\u064a\u0629 \u062a\u0645\u0627\u0631\u0633 \u0645\u062e\u062a\u0644\u0641 \u0641\u0631\u0648\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646.<br \/>\n&#8211; \u0634\u0628\u0643\u0629 \u0627\u0644\u062a\u0648\u0632\u064a\u0639 \u0643\u0627\u0646\u062a 10 \u0648\u0643\u0627\u0644\u0627\u062a \u0641\u064a \u0628\u062f\u0627\u064a\u0629 1985, \u0648 \u0627\u0646\u062a\u0642\u0644\u062a \u062d\u0627\u0644\u064a\u0627 \u0625\u0644\u0649 5\u0641\u0631\u0648\u0639 \u0648 70\u0648\u0643\u0627\u0644\u0629.<br \/>\n&#8211; \u0631\u0623\u0633\u0645\u0627\u0644\u0647\u0627 \u0627\u0644\u0625\u062c\u062a\u0645\u0627\u0639\u064a \u064a\u0642\u062f\u0631 \u062860\u0645\u0644\u064a\u0648\u0646 \u062f\u062c \u0641\u064a 1985, \u0648 \u0627\u0646\u062a\u0642\u0644 \u0625\u0644\u0649 230\u0645\u0644\u064a\u0648\u0646 \u062f\u062c \u0633\u0646\u0629 1992 \u062b\u0645 \u0625\u0644\u0640\u0649 900\u0645\u0644\u064a\u0648\u0646 \u062f\u062c, \u0648 \u062d\u0627\u0644\u064a\u0627 \u064a\u0635\u0644 \u0625\u0644\u0649 1500\u0645\u0644\u064a\u0648\u0646 \u062f\u062c.<br \/>\n&#8211; \u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0627\u0644 \u0627\u0646\u062a\u0642\u0644 \u0645\u0646 300\u0639\u0627\u0645\u0644 \u0641\u064a \u0628\u062f\u0627\u064a\u0629 \u0646\u0634\u0627\u0637\u0647\u0627 \u0625\u0644\u0640\u0649 1200 \u0639\u0627\u0645\u0644 \u0633\u0646\u0629 1996, \u0648 \u062d\u0627\u0644\u064a\u0627 \u064a\u0635\u0644 \u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0627\u0644 \u0625\u0644\u0649 1365\u0639\u0627\u0645\u0644.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>4- \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0644\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 CCR:<\/strong><\/span><br \/>\n\u0628\u062f\u0623\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0646\u0634\u0627\u0637\u0647\u0627 \u0641\u064a 1975 \u0642\u0635\u062f \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<br \/>\n&#8211; \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0644\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0631\u062a\u0641\u0627\u0639 \u0642\u062f\u0631\u062a\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0625\u062d\u062a\u0641\u0627\u0638.<br \/>\n&#8211; \u062a\u0631\u0642\u064a\u0629 \u0627\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u062f\u0648\u0644\u064a \u0648 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a \u0641\u064a \u0645\u062c\u0627\u0644 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646<br \/>\n&#8211; \u0631\u0623\u0633\u0645\u0627\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u064a\u0642\u062f\u0631 \u062d\u0627\u0644\u064a\u0627 2000\u0645\u0644\u064a\u0648\u0646 \u062f\u062c.<br \/>\n&#8211; \u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0627\u0644 \u0627\u0646\u062a\u0642\u0644 \u0645\u0646 28\u0639\u0627\u0645\u0644 \u0641\u064a 1975 \u0625\u0644\u0649 101 \u0641\u064a 1985 \u0625\u0644\u0640\u0649 115 \u0639\u0627\u0645\u0644 \u0641\u064a 1990 \u0648 \u062d\u0627\u0644\u064a\u0627 112 \u0639\u0627\u0645\u0644.<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"text-decoration: underline;\">5- \u0627\u0644\u062a\u0639\u0627\u0636\u062f\u064a\u0627\u062a:<\/span><\/strong><br \/>\n\u064a\u0636\u0645 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a \u0644\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0639\u062f\u0629 \u062a\u0639\u0627\u0636\u062f\u064a\u0627\u062a \u0645\u0646\u0647\u0627:<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0623- \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0641\u0644\u0627\u062d\u064a CNMA:<\/strong><\/em><br \/>\n\u062a\u0639\u0631\u0641 \u0627\u0644\u062a\u0639\u0627\u0648\u0646\u064a\u0629 \u0627\u0644\u0641\u0644\u0627\u062d\u064a\u0629 \u0628\u0623\u0646\u0647\u0627 \u0634\u0631\u0643\u0629 \u0645\u062f\u0646\u064a\u0629 \u0644\u0644\u0623\u0634\u062e\u0627\u0635 \u0630\u0627\u062a \u0637\u0627\u0628\u0639 \u062a\u0639\u0627\u0648\u0646\u064a \u0628\u0631\u0623\u0633 \u0645\u0627\u0644 \u0645\u062a\u063a\u064a\u0631 \u0648 \u0644\u0627 \u064a\u0633\u0639\u0649 \u0625\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0631\u0628\u062d. \u064a\u062a\u0643\u0648\u0646 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0648\u0637\u0646\u064a \u0645\u0646 62 \u0635\u0646\u062f\u0648\u0642 \u0645\u062d\u0644\u064a\u0627 \u0648 \u064a\u0636\u0645\u0646 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u0627\u0644\u064a\u0629: \u0627\u0644\u0628\u0631\u062f, \u0627\u0644\u062d\u0631\u064a\u0642, \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u0627\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0645\u0627\u0634\u064a\u0629, \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u0627\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0646\u062e\u064a\u0644 \u0648 \u0627\u0644\u062a\u0645\u0648\u0631, \u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0623\u062c\u0633\u0627\u0645 \u0633\u0641\u0646 \u0627\u0644\u0635\u064a\u062f, \u0627\u0644\u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0627\u0644\u0641\u0644\u0627\u062d\u064a.<\/p>\n<p style=\"text-align: justify;\"><em><strong>\u0628- \u0627\u0644\u062a\u0639\u0627\u0636\u062f\u064a\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u0631\u0628\u064a\u0629 \u0648 \u0627\u0644\u062b\u0642\u0627\u0641\u0629MAATEC:<\/strong><\/em><br \/>\n\u0625\u0639\u062a\u0645\u062f\u062a \u0641\u064a 1966 \u0628\u0635\u062f\u0648\u0631 \u0623\u0645\u0631 \u0625\u0646\u0634\u0627\u0621 \u0627\u062d\u062a\u0643\u0627\u0631 \u0627\u0644\u062f\u0648\u0644\u0629 \u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 1992, \u0633\u0645\u062d \u0644\u0647\u0630\u0647 \u0627\u0644\u062a\u0639\u0627\u0636\u062f\u064a\u0629 \u0623\u0646 \u062a\u0624\u0651\u0645\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0634\u0627\u0645\u0644 \u0644\u0644\u0633\u0643\u0646. \u0648\u0635\u0644 \u062d\u062c\u0645 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a \u0633\u0646\u0629 1998 \u0625\u0644\u0649 71 \u0645\u0644\u064a\u0648\u0646 \u062f\u062c.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0646\u064a: \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0645\u062f \u0639\u0646\u062f \u0635\u062f\u0648\u0631 \u0627\u0644\u0623\u0645\u0631 95-07:<\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #ff0000;\">\u0641\u0631\u0639 :\u2160\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0645 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629:<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1- \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a CAGEX:<\/strong><\/span><br \/>\n\u0646\u0634\u0623\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0641\u064a 10\u062c\u0627\u0646\u0641\u064a 1996 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0623\u0645\u0631 96-07 \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0645\u0648\u062c\u0647 \u0644\u0644\u062a\u0635\u062f\u064a\u0631, \u0648 \u0627\u0639\u062a\u0645\u062f\u062a \u0628\u0645\u0631\u0633\u0648\u0645 \u0631\u0642\u0645 26-235 \u0641\u064a 20\u062c\u0648\u064a\u0644\u064a\u0629 1996.<br \/>\n&#8211; \u0631\u0623\u0633\u0645\u0627\u0644\u0647\u0627 250\u0645\u0644\u064a\u0648\u0646 \u062f\u062c \u0639\u0646\u062f \u0646\u0634\u0623\u062a\u0647\u0627 \u0644\u064a\u0635\u0644 \u062d\u0627\u0644\u064a\u0627 \u0625\u0644\u0649 450\u0645\u0644\u064a\u0648\u0646.<br \/>\n\u0645\u0647\u0627\u0645 \u0627\u0644\u0634\u0631\u0643\u0629:<br \/>\n&#8211; \u0636\u0645\u0627\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0644\u0644\u062a\u0635\u062f\u064a\u0631 \u0644\u062d\u0633\u0627\u0628\u0647\u0627 \u0627\u0644\u062e\u0627\u0635 \u0648 \u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062f\u0648\u0644\u0629 ( \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u064a \u0644\u062d\u0633\u0627\u0628 \u0627\u0644\u062f\u0648\u0644\u0629, \u0648 \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0644\u062d\u0633\u0627\u0628\u0647\u0627 \u0627\u0644\u062e\u0627\u0635).<br \/>\n&#8211; \u0636\u0645\u0627\u0646 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a.<br \/>\n&#8211; \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0646\u0635\u0627\u0626\u062d \u0648 \u0627\u0644\u0645\u0633\u0627\u0639\u062f\u0629 \u0644\u0644\u0645\u0635\u062f\u0631 \u0648 \u062a\u0632\u0648\u064a\u062f\u0647 \u0628\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629.<br \/>\n&#8211; \u0639\u062f\u062f \u0627\u0644\u0639\u0645\u0627\u0644 \u064a\u0635\u0644 \u0625\u0644\u0649 29\u0639\u0627\u0645\u0644 \u0645\u0646 \u0628\u064a\u0646\u0647\u0645 17 \u0625\u0637\u0627\u0631.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u0634\u0631\u0643\u0629 \u0636\u0645\u0627\u0646 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u0639\u0642\u0627\u0631\u064a SGCI:<\/strong><\/span><br \/>\n\u0648 \u0647\u064a \u0645\u0624\u0633\u0633\u0629 \u0639\u0645\u0648\u0645\u064a\u0629 \u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629, \u0623\u0646\u0634\u0623\u062a \u0641\u064a \u062f\u064a\u0633\u0645\u0628\u0631 1997 \u0628\u0631\u0623\u0633 \u0645\u0627\u0644 \u0642\u062f\u0631\u0647 1000\u0645\u0644\u064a\u0648\u0646 \u062f\u062c \u0648 \u062a\u062a\u0645\u062b\u0644 \u0645\u0647\u0627\u0645 \u0627\u0644\u0634\u0631\u0643\u0629 \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0636\u0645\u0627\u0646\u0627\u062a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u0645\u0646\u0648\u062d\u0629 \u0645\u0646 \u0637\u0631\u0641 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647\u0627.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>3- \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0642\u0631\u0636 \u0627\u0644\u0625\u0633\u062a\u062b\u0645\u0627\u0631AGCI:<\/strong><\/span><br \/>\n\u0627\u0639\u062a\u0645\u062f\u062a \u0641\u064a 1998 \u0644\u0645\u0645\u0627\u0631\u0633\u0629 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0642\u0631\u0648\u0636 \u0627\u0644\u0625\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648 \u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629, \u0631\u0623\u0633\u0645\u0627\u0644\u0647\u0627 \u0627\u0644\u0625\u062c\u062a\u0645\u0627\u0639\u064a \u064a\u0642\u062f\u0631 \u06282\u0645\u0644\u064a\u0627\u0631 \u062f\u062c.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>4- \u0635\u0646\u062f\u0648\u0642 \u0636\u0645\u0627\u0646 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629CGMP:<\/strong><\/span><br \/>\n\u0648 \u0647\u064a \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0645\u062a\u062e\u0635\u0635\u0629, \u0623\u0646\u0634\u0623\u062a \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0645\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a \u0631\u0642\u0645 98-07 \u0641\u064a 21\u0641\u064a\u0641\u0631\u064a1998 \u0648 \u062a\u062a\u0645\u062b\u0644 \u0645\u0647\u0627\u0645\u0647 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a:<br \/>\n&#8211; \u062a\u0633\u0647\u064a\u0644 \u0639\u0645\u0644\u064a\u0629 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062a\u0646\u0645\u0648\u064a\u0629 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u0647\u064a\u0627\u0643\u0644 \u0627\u0644\u0642\u0627\u0639\u062f\u064a\u0629 \u0648 \u0627\u0644\u0628\u0646\u0627\u0621.<br \/>\n&#8211; \u0645\u0646\u062d \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0628\u0645\u062e\u062a\u0644\u0641 \u0623\u0646\u0648\u0627\u0639\u0647\u0627.<br \/>\n&#8211; \u0627\u0644\u0625\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062a\u0633\u0628\u064a\u0642\u0627\u062a \u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0648 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0645\u0648\u062c\u0647\u0629 \u0644\u062a\u063a\u0637\u064a\u0629 \u0646\u0641\u0642\u0627\u062a \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629 \u0623\u0648 \u0627\u0644\u0637\u0644\u0628\u0627\u062a.<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #ff0000;\">\u0641\u0631\u0639 \u2161: \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u062e\u0631\u0649<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1- Trust Alg\u00e9ria:<\/strong><\/span><br \/>\n\u0648\u0647\u064a \u0634\u0631\u0643\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u062e\u062a\u0644\u0637\u0629 \u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0628\u062d\u0631\u064a\u0646\u064a\u0629 \u0642\u0637\u0631\u064a\u0629, \u062a\u0633\u0627\u0647\u0645 \u0641\u064a\u0647\u0627 \u0627\u0644\u0628\u062d\u0631\u064a\u0646 \u0628\u062d\u0635\u0629 60% \u0648 \u0642\u0637\u0631 \u0628\u062d\u0635\u0629 5% \u0623\u0645\u0627 \u062d\u0635\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0641\u062a\u062a\u0642\u0633\u0645\u0647\u0627 \u0643\u0644 \u0645\u0646 CHAR \u062817.5% \u0648 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0644\u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 CCR \u062817.5%.<br \/>\n\u0623\u0639\u062a\u0645\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u0641\u064a \u0646\u0648\u0641\u0645\u0628\u0631 1997 \u0628\u0631\u0623\u0633\u0645\u0627\u0644 \u0627\u062c\u062a\u0645\u0627\u0639\u064a \u064a\u0642\u062f\u0631 \u0628 1.8\u0645\u0644\u064a\u0627\u0631 \u062f\u062c.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 CIAR:<\/strong><\/span><br \/>\n\u0625\u0639\u062a\u0645\u062f\u062a \u0641\u064a 5\u0623\u0648\u062a 1998 \u0644\u062a\u0628\u0627\u0634\u0631 \u0645\u062e\u062a\u0644\u0641 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0628\u0631\u0623\u0633\u0645\u0627\u0644 \u0627\u062c\u062a\u0645\u0627\u0639\u064a 450\u0645\u0644\u064a\u0648\u0646 \u062f\u062c \u0648\u062a\u0636\u0645 \u0634\u0628\u0643\u0629 \u062a\u0648\u0632\u064a\u0639 \u062825 \u0648\u0643\u064a\u0644\u0627 \u0639\u0627\u0645\u0627.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>3- \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0644\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a La A2:<\/strong><\/span><br \/>\n\u0623\u0646\u0634\u0623\u062a \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0645\u0648\u062c\u0628 \u0623\u0645\u0631 95-07 \u0641\u064a 25\u062c\u0627\u0646\u0641\u064a 1995 \u0648 \u0645\u0646\u062d \u0644\u0647\u0627 \u0627\u0644\u0625\u0639\u062a\u0645\u0627\u062f \u0641\u064a 05\u0623\u0648\u062a 1998 \u0644\u062a\u0645\u0627\u0631\u0633 \u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0648 \u064a\u0642\u062f\u0631 \u0631\u0623\u0633\u0645\u0627\u0644\u0647\u0627 \u0628 500\u0645\u0644\u064a\u0648\u0646 \u062f\u062c.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>4- \u0634\u0631\u0643\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062d\u0631\u0648\u0642\u0627\u062a CASH:<\/strong><\/span><br \/>\n\u0648 \u0647\u064a \u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0623\u0633\u0647\u0645 \u0628\u0631\u0623\u0633\u0645\u0627\u0644 \u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0642\u062f\u0631\u0647 1800\u0645\u0644\u064a\u0648\u0646, \u0648 \u0646\u0628\u0627\u0634\u0631 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062d\u0631\u0642\u0627\u062a \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0641\u0631\u0648\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u062e\u0631\u0649.<br \/>\n\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0648\u0637\u0646\u064a\u0629 \u0648 \u0627\u0644\u062e\u0627\u0635\u0629, \u062a\u0645 \u0627\u0639\u062a\u0645\u0627\u062f \u0639\u062f\u0629 \u0634\u0631\u0643\u0627\u062a \u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646:<br \/>\n&#8211; \u0645\u062c\u0645\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629 GAM: \u0641\u064a 2001 \u0648 \u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u062f\u0639\u0645 \u0645\u0648\u0642\u0641 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631, \u0648 \u064a\u0638\u0647\u0631 \u0630\u0644\u0643 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0639\u062a\u0645\u0627\u062f \u062a\u0633\u0639\u0629 \u0633\u0645\u0627\u0633\u0631\u0629 \u062a\u0623\u0645\u064a\u0646.<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"font-size: 14pt;\">\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u062b\u0627\u0644\u062b:\u0645\u0646\u062a\u0648\u062c\u0627\u062a \u0633\u0648\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\">\u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a \u0644\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u062e\u0635\u0628, \u0648\u0630\u0644\u0643 \u0631\u0627\u062c\u0639 \u0625\u0644\u0649 \u062a\u0646\u0648\u0639 \u0645\u0646\u062a\u0648\u062c\u0627\u062a \u0647\u0630\u0627 \u0627\u0644\u0623\u062e\u064a\u0631, \u0648\u0630\u0644\u0643 \u0631\u0627\u062c\u0639 \u0625\u0644\u0649 \u0627\u0644\u0646\u0647\u0636\u0629 \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u0639\u0649 \u0627\u0644\u062f\u0648\u0644\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0625\u0644\u0649 \u062a\u062d\u0642\u064a\u0642\u0647\u0627 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0625\u0635\u0644\u0627\u062d\u0627\u062a \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0641\u064a \u0643\u0644 \u0627\u0644\u0645\u062c\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a \u0648 \u0627\u0644\u0635\u0646\u0627\u0639\u064a \u0648 \u063a\u064a\u0631\u0647\u0627, \u0648 \u062e\u0627\u0635\u0629 \u0639\u0646\u062f\u0645\u0627 \u0627\u0646\u062a\u0647\u062c\u062a \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0625\u0646\u0641\u062a\u0627\u062d \u0627\u0644\u062a\u0627\u0645 \u0644\u0644\u0633\u0648\u0642 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a \u0644\u0644\u0625\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u062c\u0646\u0628\u064a \u0645\u0645\u0627 \u0648\u0644\u062f \u0645\u0646\u062a\u0648\u062c\u0627\u062a \u0645\u0648\u0627\u0632\u064a\u0629 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0647\u0630\u0627 \u0645\u0627 \u064a\u0634\u062c\u0639 \u0645\u0646 \u0627\u0644\u0625\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u0648\u0642.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0623\u0648\u0644: \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0637\u0628\u0642\u0627 \u0644\u0645\u0628\u062f\u0623 \u0625\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0641\u0631\u0646\u0633\u064a \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 27\u0641\u064a\u0641\u0631\u064a 1958 \u0648 \u0627\u0644\u0630\u064a \u062a\u0645 \u062a\u0645\u062f\u064a\u062f\u0647 \u0644\u0627\u062d\u0642\u0627 \u0628\u0627\u0644\u0623\u0645\u0631 \u0627\u0644\u0635\u0627\u062f\u0631 \u0641\u064a 1962.<br \/>\n\u0648 \u0641\u064a 30\u062c\u0627\u0646\u0641\u064a 1974 \u0635\u062f\u0631 \u0623\u0648\u0644 \u0646\u0635 \u0642\u0627\u0646\u0648\u0646\u064a \u0645\u062a\u0639\u0644\u0642 \u0628\u0625\u0644\u0632\u0627\u0645\u064a\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0648 \u0627\u0644\u0630\u064a \u064a\u0646\u0635 \u0627\u0644\u0645\u0627\u062f\u0629 (1): &#8220;\u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u062c\u0628\u0627\u0631\u064a \u0644\u0643\u0644 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0644\u0647\u0627 \u0645\u062d\u0631\u0643\u0627\u062a \u0648 \u062a\u0646\u062a\u0642\u0644 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0639\u0645\u0648\u0645\u064a \u0633\u0648\u0627\u0621 \u0643\u0627\u0646 \u0644\u0647\u0627 \u0639\u062c\u0644\u062a\u0627\u0646 \u0623\u0648 \u062b\u0644\u0627\u062b\u0629 \u0623\u0648 \u0623\u0631\u0628\u0639\u0629 \u0623\u0648 \u0623\u0643\u062b\u0631, \u0648 \u0643\u0630\u0644\u0643 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0645\u0642\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u0646\u0635\u0641\u064a\u0629.&#8221;<br \/>\n\u0643\u0645\u0627 \u0623\u0646\u0647 \u062a\u0648\u062c\u062f \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u064a \u064a\u0624\u0645\u0646 \u0639\u0644\u064a\u0647\u0627 \u0623\u0648 \u0627\u0644\u0645\u0636\u0645\u0648\u0646\u0629:<br \/>\n&#8211; \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0644\u0644\u0645\u0624\u0645\u0646 \u0644\u0647:<br \/>\n\u064a\u0633\u062a\u0648\u062c\u0628 \u0639\u0644\u0649 \u0643\u0644 \u0645\u0627\u0644\u0643 \u0633\u064a\u0627\u0631\u0629 \u0623\u0646 \u064a\u0643\u062a\u0628 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0639\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0645\u0639\u0646\u0648\u064a\u0629 \u0648 \u0627\u0644\u0645\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u0628\u0628\u0647\u0627 \u0644\u0644\u063a\u064a\u0631 \u0648 \u064a\u0636\u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u062d\u0627\u0644\u0629 \u062a\u062d\u0631\u0643\u0647\u0627 \u0623\u0648 \u062a\u0648\u0642\u0641\u0647\u0627.<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0647\u064a\u0643\u0644 \u0627\u0644\u0633\u064a\u0627\u0631\u0629 \u0648 \u0636\u0645\u0627\u0646 \u062e\u0633\u0627\u0631\u0629 \u0627\u0644\u0627\u0635\u0637\u062f\u0627\u0645.<br \/>\n&#8211; \u0636\u0645\u0627\u0646 \u0627\u0644\u0633\u0631\u0642\u0629 \u0648 \u0627\u0644\u062d\u0631\u0642 \u0648 \u0636\u0645\u0627\u0646 \u0627\u0646\u0643\u0633\u0627\u0631 \u0627\u0644\u0632\u062c\u0627\u062c.<br \/>\n&#8211; \u0636\u0645\u0627\u0646 \u0627\u0644\u062a\u0639\u0627\u0642\u062f \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0631\u0627\u0643\u0628\u064a\u0646 \u0641\u064a \u0627\u0644\u0633\u064a\u0627\u0631\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0646\u064a: \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u064a\u0642, \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629, \u0647\u0644\u0627\u0643 \u0627\u0644\u0645\u0627\u0634\u064a\u0629<\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1- \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u064a\u0642:<\/strong><\/span><br \/>\n\u0646\u0635 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u064a\u0642 \u0628\u0627\u0644\u0646\u0635 \u0639\u0644\u0649: &#8220;\u064a\u0636\u0645\u0646 \u0627\u0644\u0645\u0624\u0651\u0645\u0646 \u0645\u0646 \u0627\u0644\u062d\u0631\u064a\u0642 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u064a \u062a\u062a\u0633\u0628\u0628 \u0641\u064a\u0647\u0627 \u0627\u0644\u0646\u064a\u0631\u0627\u0646 \u063a\u064a\u0631 \u0623\u0646\u0647 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\/>\n\u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u0631\u064a\u0642 \u0627\u0644\u0635\u0641\u0629 \u0627\u0644\u0625\u0644\u0632\u0627\u0645\u064a\u0629 \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a, \u062d\u064a\u062b \u064a\u062c\u0628\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0642\u0637\u0627\u0639\u0627\u062a \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0623\u0646 \u062a\u0643\u062a\u0628 \u062a\u0623\u0645\u064a\u0646\u0627 \u0645\u0646 \u062e\u0637\u0631 \u0627\u0644\u062d\u0631\u064a\u0642.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629:<\/strong><\/span><br \/>\n\u064a\u0636\u0645\u0646 \u0627\u0644\u0645\u0624\u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0644\u062d\u0642 \u0628\u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629, \u0643\u0627\u0644\u0628\u0631\u062f, \u0627\u0644\u0639\u0627\u0635\u0641\u0629, \u0627\u0644\u062c\u0644\u064a\u062f, \u0627\u0644\u0641\u064a\u0636\u0627\u0646\u0627\u062a, \u0627\u0644\u062b\u0644\u062c&#8230;\u0623\u0644\u062e.\u0648 \u0630\u0644\u0643 \u062d\u0633\u0628 \u0627\u0644\u0625\u062a\u0641\u0627\u0642 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u0639\u0642\u062f.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>3- \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0645\u0646 \u0647\u0644\u0627\u0643 \u0627\u0644\u0645\u0627\u0634\u064a\u0629:<\/strong><\/span><br \/>\n\u064a\u0636\u0645\u0646 \u0627\u0644\u0645\u0624\u0645\u0646 \u0641\u0642\u062f\u0627\u0646 \u0627\u0644\u062d\u064a\u0648\u0627\u0646\u0627\u062a \u0627\u0644\u0646\u0627\u062a\u062c \u0639\u0646 \u062d\u0627\u0644\u0629 \u0645\u0648\u062a \u0637\u0628\u064a\u0639\u064a\u0629 \u0623\u0648 \u0639\u0646 \u062d\u0648\u0627\u062f\u062b \u0623\u0648 \u0623\u0645\u0631\u0627\u0636 \u0648 \u064a\u0633\u0631\u064a \u0627\u0644\u0636\u0645\u0627\u0646 \u0641\u064a \u062d\u0627\u0644\u0629 \u0642\u062a\u0644 \u0627\u0644\u062d\u064a\u0648\u0627\u0646\u0627\u062a \u0644\u0641\u0631\u0636 \u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0623\u0648 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0625\u0630\u0627 \u062a\u0645 \u0630\u0644\u0643 \u0628\u0623\u0645\u0631 \u0645\u0646 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629 \u0623\u0648 \u0645\u0646 \u0627\u0644\u0645\u0624\u0645\u0646.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0644\u062b: \u062a\u0623\u0645\u064a\u0646 \u0646\u0642\u0644 \u0627\u0644\u0628\u0636\u0627\u0626\u0639<\/strong><\/p>\n<p style=\"text-align: justify;\">\u062a\u062a\u0639\u0631\u0636 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0645\u0647\u0645\u0627 \u0643\u0627\u0646\u062a \u0637\u0628\u064a\u0639\u062a\u0647\u0627 \u0648 \u0643\u064a\u0641\u064a\u0629 \u062a\u063a\u0644\u064a\u0641\u0647\u0627 \u0648 \u0646\u0648\u0639 \u0627\u0644\u0648\u0633\u064a\u0644\u0629 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0644\u0646\u0642\u0644\u0647\u0627 \u0625\u0644\u0649 \u0623\u062e\u0637\u0627\u0631 \u0639\u062f\u064a\u062f\u0629.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1- \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 \u0628\u062d\u0631\u0627\u064b:<\/strong><\/span><br \/>\n\u0648 \u0647\u0648 \u0627\u0644\u0623\u0643\u062b\u0631 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0627, \u0641\u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0631\u062d\u0644\u0629 \u0628\u062d\u0631\u064a\u0629 \u062a\u0636\u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0643\u062a\u062a\u0627\u0628 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0639\u0644\u0649 \u0627\u0644\u0628\u0636\u0627\u0626\u0639.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 \u062c\u0648\u0627\u064b:<\/strong><\/span><br \/>\n\u062a\u062e\u0636\u0639 \u0648\u062b\u064a\u0642\u0629 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 \u062c\u0648\u0627\u064b \u0644\u0646\u0641\u0633 \u0634\u0631\u0648\u0637 \u0648 \u0645\u0628\u0627\u062f\u0626 \u0648\u062b\u064a\u0642\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u062d\u0631\u064a \u0623\u0645\u0627 \u0639\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0631\u0627\u0643\u0628 \u0627\u0644\u062c\u0648\u064a\u0629 \u0641\u0647\u0648 \u064a\u0636\u0645\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0645\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0644\u062d\u0642 \u0628\u0627\u0644\u0645\u0631\u0643\u0628\u0629 \u0627\u0644\u062c\u0648\u064a\u0629 \u062d\u0633\u0628 \u0627\u0644\u0625\u062a\u0641\u0627\u0642 \u0641\u064a \u0627\u0644\u0639\u0642\u062f.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>3- \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 \u0628\u0631\u0627\u064b:<\/strong><\/span><br \/>\n\u064a\u0646\u0635 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u064a \u062a\u0644\u062d\u0642 \u0628\u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 \u0639\u0628\u0631 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0628\u0631\u064a\u0629 \u0623\u0648 \u0627\u0644\u0633\u0643\u0643 \u0627\u0644\u062d\u062f\u064a\u062f\u064a\u0629 \u0648 \u0628\u0627\u0644\u0625\u0645\u0643\u0627\u0646 \u0623\u0646 \u064a\u0645\u062a\u062f \u0627\u0644\u0636\u0645\u0627\u0646 \u0623\u062b\u0646\u0627\u0621 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0634\u062d\u0646 \u0648 \u0627\u0644\u062a\u0641\u0631\u064a\u063a, \u0648 \u0630\u0644\u0643 \u062d\u0633\u0628 \u0627\u0644\u0625\u062a\u0641\u0627\u0642 \u0641\u064a \u0627\u0644\u0639\u0642\u062f.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0631\u0627\u0628\u0639: \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0623\u062e\u0631\u0649<\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1- \u062a\u0623\u0645\u064a\u0646 \u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0648 \u062a\u0623\u0645\u064a\u0646 \u0643\u0633\u0631 \u0627\u0644\u0622\u0644\u0627\u062a:<\/strong><\/span><br \/>\n\u0623- \u062a\u0623\u0645\u064a\u0646 \u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0627\u0633\u062a\u063a\u0644\u0627\u0644: \u064a\u0633\u0639\u0649 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0625\u0644\u0649 \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647 \u0628\u062c\u0632\u0621 \u0645\u0646 \u0627\u0644\u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u062a\u064a \u0644\u0627 \u064a\u0645\u0643\u0646 \u0627\u0645\u062a\u0635\u0627\u0635\u0647\u0627 \u0628\u0639\u062f \u062a\u062f\u0646\u064a \u0631\u0642\u0645 \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0645\u0646 \u062c\u0631\u0627\u0621 \u0648\u0642\u0648\u0639 \u062d\u0627\u062f\u062b\u0629.<br \/>\n\u0628-\u062a\u0623\u0645\u064a\u0646 \u0643\u0633\u0631 \u0627\u0644\u0622\u0644\u0627\u062a: \u062a\u0636\u0645\u0646 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u064a \u062a\u0644\u062d\u0642 \u0628\u0627\u0644\u0622\u0644\u0627\u062a \u0627\u0644\u0645\u0624\u0645\u0646 \u0639\u0644\u064a\u0647\u0627 \u0628\u0633\u0628\u0628 \u0627\u0644\u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0627\u0644\u0633\u064a\u0626, \u062e\u0644\u0644 \u0641\u064a \u0627\u0644\u0628\u0646\u0627\u0621, \u0625\u0646\u0642\u0637\u0627\u0639 \u0627\u0644\u062a\u064a\u0627\u0631&#8230;\u0623\u0644\u062e.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0648 \u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u0631\u0643\u064a\u0628:<\/strong><\/span><br \/>\n\u0623- \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629: \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062e\u0637\u0631 \u0627\u0644\u062d\u0631\u064a\u0642, \u062a\u0648\u062c\u062f \u0623\u062e\u0637\u0627\u0631 \u0645\u0643\u0645\u0644\u0629 \u0645\u062b\u0644 \u0627\u0644\u0641\u064a\u0636\u0627\u0646\u0627\u062a, \u0627\u0644\u0625\u0646\u0641\u062c\u0627\u0631\u0627\u062a, \u0633\u0642\u0648\u0637 \u0623\u062c\u0647\u0632\u0629, \u0638\u0648\u0627\u0647\u0631 \u0637\u0628\u064a\u0639\u064a\u0629&#8230;\u0625\u0644\u062e.<br \/>\n\u0628- \u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u0631\u0643\u064a\u0628: \u0648 \u064a\u0636\u0645\u0646 \u0627\u0644\u0639\u062a\u0627\u062f \u0627\u0644\u0645\u0624\u0645\u0646 \u0639\u0644\u064a\u0647 \u0645\u0646 \u0623\u062e\u0637\u0627\u0631 \u0643\u0647\u0631 \u0628\u0627\u0626\u064a\u0629, \u062d\u0631\u064a\u0642 \u0636\u063a\u0637 \u0645\u062a\u0632\u0627\u064a\u062f.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>3- \u062a\u0623\u0645\u064a\u0646 \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0623\u062e\u0637\u0627\u0631:<\/strong><\/span><br \/>\n\u0645\u0646 \u0623\u062c\u0644 \u0636\u0645 \u0639\u062f\u0629 \u0623\u062e\u0637\u0627\u0631 \u0641\u064a \u0639\u0642\u062f \u062a\u0623\u0645\u064a\u0646 \u0648\u062d\u064a\u062f, \u0644\u062c\u0623 \u0627\u0644\u0645\u0624\u0645\u0646 \u0625\u0644\u0649 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0639\u0642\u0648\u062f \u062a\u0623\u0645\u064a\u0646 \u062a\u0633\u0645\u0649 \u0628\u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629, \u0648\u0647\u064a \u062a\u0636\u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0639\u0631\u0636 \u0644\u0647\u0627 \u0627\u0644\u0645\u0624\u0645\u0646 \u0644\u0647: \u0627\u0644\u062d\u0631\u064a\u0642, \u0627\u0646\u0641\u062c\u0627\u0631, \u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0645\u064a\u0627\u0647, \u0627\u0646\u0643\u0633\u0627\u0631 \u0627\u0644\u0632\u062c\u0627\u062c, \u0627\u0644\u0633\u0631\u0642\u0629&#8230;\u0625\u0644\u062e\u061b \u0648 \u0645\u0646\u0647\u0627:<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0648\u062c\u0647 \u0644\u0644\u062a\u0627\u062c\u0631 \u0648 \u0627\u0644\u062d\u0631\u0641\u064a.<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0648\u062c\u0647 \u0644\u0644\u0633\u0643\u0646.<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0648\u062c\u0647 \u0644\u0644\u0639\u0645\u0627\u0631\u0627\u062a.<br \/>\n&#8211; \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0648\u062c\u0647 \u0644\u0644\u0635\u0646\u0627\u0639\u0629.<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>4- \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0623\u0634\u062e\u0627\u0635:<\/strong><\/span><br \/>\n\u062a\u0636\u0645\u0646 \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u062d\u0633\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<br \/>\n&#8211; \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0645\u062f\u0629 \u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0628\u0634\u0631\u064a\u0629.<br \/>\n&#8211; \u0627\u0644\u0648\u0641\u0627\u0629 \u0628\u0639\u062f \u0648\u0642\u0648\u0639 \u0627\u0644\u062d\u0627\u062f\u062b.<br \/>\n&#8211; \u0627\u0644\u0639\u062c\u0632 \u0627\u0644\u062f\u0627\u0626\u0645, \u0627\u0644\u062c\u0632\u0626\u064a \u0623\u0648 \u0627\u0644\u0643\u0644\u064a.<br \/>\n&#8211; \u0627\u0644\u0639\u062c\u0632 \u0627\u0644\u0645\u0624\u0642\u062a \u0639\u0646 \u0627\u0644\u0639\u0645\u0644.<br \/>\n&#8211; \u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0637\u0628\u064a\u0629 \u0627\u0644\u0635\u064a\u062f\u0644\u0627\u0646\u064a\u0629 \u0648 \u0627\u0644\u062c\u0631\u0627\u062d\u064a\u0629.<br \/>\n\u0648 \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0623\u062e\u0630 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0627\u0644\u0634\u0643\u0644 \u0627\u0644\u0641\u0631\u062f\u064a \u0623\u0648 \u0627\u0644\u062c\u0645\u0627\u0639\u064a.<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"text-decoration: underline;\">5- \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a:<\/span><\/strong><br \/>\n\u064a\u0636\u0645\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a \u0646\u0648\u0639\u064a\u0629 \u0645\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0631:<br \/>\n&#8211; \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0648 \u064a\u0646\u062a\u062c \u0639\u0646 \u0625\u0639\u0633\u0627\u0631 \u0627\u0644\u0645\u062f\u064a\u0646 \u0623\u0648 \u0639\u062f\u0645 \u0627\u0644\u062f\u0641\u0639.<br \/>\n&#8211; \u0627\u0644\u062e\u0637\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u064a \u0648 \u064a\u0646\u062a\u062c \u0639\u0646 \u0642\u0631\u0627\u0631 \u062a\u0623\u062e\u0630\u0647 \u0627\u0644\u062f\u0648\u0644\u0629 \u064a\u0639\u0631\u0642\u0644 \u0625\u062a\u0645\u0627\u0645 \u0627\u0644\u0635\u0641\u0642\u0629 \u0623\u062d\u062f\u0627\u062b \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0643\u0648\u0627\u0631\u062b \u0637\u0628\u064a\u0639\u064a\u0629.<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"color: #ff0000;\">\u0627\u0644\u0641\u0635\u0644 \u0627\u0644\u062b\u0627\u0644\u062b: \u0627\u0644\u0637\u0644\u0628 \u0627\u0644\u0641\u0639\u0627\u0644 \u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0638\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0644\u0647 \u0648 \u0622\u0641\u0627\u0642\u0647 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"font-size: 14pt;\">\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u0623\u0648\u0644: \u0627\u0644\u0637\u0644\u0628 \u0641\u064a \u0633\u0648\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\">\u0633\u0648\u0642 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631 \u0647\u0648 \u062d\u062c\u0645 \u0627\u0644\u0623\u0642\u0633\u0627\u0637 \u0627\u0644\u0645\u0643\u062a\u062a\u0628\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0642\u0637\u0627\u0639\u0627\u062a, \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0627\u0626\u0644\u064a, \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0635\u0646\u0627\u0639\u064a, \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0641\u0644\u0627\u062d\u064a \u0648 \u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0630\u064a \u064a\u062a\u0636\u0645\u0646 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a \u0648 \u0627\u0644\u0648\u0627\u0631\u062f\u0627\u062a.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0623\u0648\u0644: \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0627\u0626\u0644\u064a<\/strong><\/p>\n<p style=\"text-align: justify;\">\u064a\u0645\u062b\u0644 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0627\u0644\u0645\u0646\u062a\u0648\u062c \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a \u0645\u0646 \u0637\u0631\u0641 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0627\u0626\u0644\u064a \u0646\u0633\u0628\u0629 74% \u0645\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a (4\u0645\u0644\u064a\u0627\u0631 \u062f\u062c) \u0648\u0628\u0646\u0633\u0628\u0629 21% \u0641\u064a \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0628\u0633\u064a\u0637\u0629 \u0623\u064a (1.19 \u0645\u0644\u064a\u0627\u0631 \u062f\u062c), \u0641\u064a \u062d\u064a\u0646 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0623\u0634\u062e\u0627\u0635 3% \u0623\u064a \u0645\u0627 \u064a\u0639\u0627\u062f\u0644 (165\u0645\u0644\u064a\u0648\u0646 \u062f\u062c), \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u0641\u0646 \u0644\u0644\u062e\u0648\u0627\u0635 \u0648 \u0627\u0644\u0630\u064a \u064a\u0642\u062f\u0631 \u0628 1% (54\u0645\u0644\u064a\u0648\u0646 \u062f\u062c), \u0648 \u0643\u0630\u0644\u0643 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0642\u0631\u0636 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0628 0.18% \u0623\u064a (95\u0645\u0644\u064a\u0648\u0646 \u062f\u062c).<br \/>\n\u0648 \u0628\u0630\u0644\u0643 \u064a\u0635\u0644 \u0627\u0644\u0625\u0633\u062a\u0647\u0644\u0627\u0643 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u062f\u0649 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0639\u0627\u0626\u0644\u064a \u0625\u0644\u0649 \u0642\u064a\u0645\u0629 5.4 \u0645\u0644\u064a\u0627\u0631 \u062f\u062c, \u0648 \u0647\u064a \u0642\u064a\u0645\u0629 \u0635\u063a\u064a\u0631\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0625\u062c\u0645\u0627\u0644\u064a \u0646\u0641\u0642\u0627\u062a \u0627\u0644\u0642\u0637\u0627\u0639.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0646\u064a: \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0635\u0646\u0627\u0639\u064a:<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0644\u0642\u062f \u0628\u0644\u063a \u0631\u0642\u0645 \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0642\u064a\u0645\u0629 4.5\u0645\u0644\u064a\u0627\u0631 \u062f\u062c, \u0625\u0630 \u064a\u0645\u062b\u0644 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062d\u0631\u064a\u0642 \u0648 \u0627\u0644\u0647\u0646\u062f\u0633\u0629 60%, \u0648 \u0634\u0647\u062f \u0645\u0639\u062f\u0644 \u0627\u062e\u062a\u0631\u0627\u0642 \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u062a\u0637\u0648\u0631\u0627 \u0625\u064a\u062c\u0627\u0628\u064a\u0627\u064b, \u062d\u064a\u062b \u0627\u0646\u062a\u0642\u0644 \u0645\u0646 1.55 \u0625\u0644\u0649 1.85 \u0641\u064a 1997, \u0648 \u0645\u0639 \u0630\u0644\u0643 \u062a\u0628\u0642\u0649 \u0627\u0644\u0645\u0639\u062f\u0644\u0627\u062a \u0636\u0639\u064a\u0641\u0629 \u0648 \u062e\u0635\u0648\u0635\u0627 \u0645\u0639 \u063a\u064a\u0627\u0628 \u0634\u0645\u0648\u0644\u064a\u0629 \u0639\u0645\u0644\u064a\u0629 \u062a\u062d\u062f\u064a\u062b \u0627\u0644\u0642\u064a\u0645 \u0627\u0644\u0645\u0624\u0645\u0646 \u0639\u0644\u064a\u0647\u0627 \u0648 \u0627\u0644\u062a\u064a \u062a\u062e\u0635 \u0627\u0644\u0645\u0645\u062a\u0644\u0643\u0627\u062a \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0648 \u062a\u0635\u062d\u064a\u062d \u0623\u062b\u0631 \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0639\u0645\u0644\u0629 \u0639\u0644\u0649 \u062a\u0642\u064a\u064a\u0645 \u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a, \u0648\u0645\u0646 \u062c\u0647\u0629 \u0623\u062e\u0631\u0649 \u0625\u0644\u0649 \u0639\u062f\u0645 \u0627\u0633\u062a\u063a\u0644\u0627\u0644 \u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u0631\u062c\u0648 \u0648 \u062e\u0627\u0635\u0629 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u0628\u0646\u0627\u0621.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u062b\u0627\u0644\u062b: \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0641\u0644\u0627\u062d\u064a<\/strong><\/p>\n<p style=\"text-align: justify;\">\u062a\u062a\u0643\u0648\u0646 \u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0641\u0644\u0627\u062d\u064a\u0629 \u0645\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u062d\u0635\u0648\u0644 \u0628\u0646\u0633\u0628\u0629 82% \u0648 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0645\u0627\u0634\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 17% \u0645\u0646 \u0631\u0642\u0645 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0625\u062c\u0645\u0627\u0644\u064a \u064a\u0642\u062f\u0631 \u0628 796\u0645\u0644\u064a\u0648\u0646 \u062f\u062c, \u0648 \u0646\u0634\u064a\u0631 \u0625\u0644\u0649 \u0623\u0646\u0651 \u0645\u0639\u062f\u0644 \u0627\u0644\u0625\u062e\u062a\u0631\u0627\u0642 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639 \u0642\u062f \u0627\u0631\u062a\u0641\u0639 \u0645\u0646 0.22% \u0625\u0644\u0649 0.37% \u0641\u064a 1997, \u0648 \u0644\u0643\u0646 \u064a\u0628\u0642\u0649 \u063a\u064a\u0631 \u0643\u0627\u0641\u064a \u0646\u0638\u0631\u0627 \u0644\u0636\u0639\u0641 \u0647\u0630\u0627 \u0627\u0644\u0645\u0639\u062f\u0644 \u0648 \u0625\u0644\u0649 \u0642\u0644\u0629 \u0625\u0642\u0628\u0627\u0644 \u0627\u0644\u0641\u0644\u0627\u062d\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0641\u0644\u0627 \u062a\u062a\u0639\u062f\u0649 \u0646\u0633\u0628\u062a\u0647\u0645 10%.<\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0631\u0627\u0628\u0639: \u0642\u0637\u0627\u0639 \u0627\u0644\u062e\u062f\u0645\u0627\u062a<\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>1- \u0627\u0644\u0648\u0627\u0631\u062f\u0627\u062a:<\/strong><\/span><br \/>\n\u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0644\u0644\u0648\u0627\u0631\u062f\u0627\u062a \u0641\u064a \u063a\u0627\u0644\u0628\u064a\u062a\u0647\u0627 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0628\u062d\u0631\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 92%, \u0648 \u064a\u0645\u062b\u0644 \u0627\u0644\u0628\u0627\u0642\u064a 5% \u062d\u0635\u0629 \u0627\u0644\u0628\u0636\u0627\u0639\u0629 \u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 \u062c\u0648\u0627\u064b, \u0645\u062d\u0642\u0642\u0629 \u0628\u0630\u0644\u0643 \u0631\u0642\u0645 \u0623\u0639\u0645\u0627\u0644 \u0625\u062c\u0645\u0627\u0644\u064a \u0642\u062f\u0631\u0647 1.5 \u0645\u0644\u064a\u0627\u0631 \u062f\u062c. \u0648 \u062a\u062a\u0631\u062c\u0645 \u0646\u0633\u0628\u0629 \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0648\u0627\u0631\u062f\u0627\u062a \u0639\u0644\u0649 \u062d\u062c\u0645 \u0627\u0644\u0648\u0627\u0631\u062f\u0627\u062a \u0627\u0644\u0645\u0639\u062f\u0644 \u0627\u0644\u0645\u062a\u0648\u0633\u0637 \u0644\u0644\u0642\u0633\u0637 \u0627\u0644\u0645\u062f\u0641\u0648\u0639 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0633\u062a\u0648\u0631\u062f\u064a\u0646, \u0648 \u0647\u064a \u0646\u0633\u0628\u0629 \u0636\u0639\u064a\u0641\u0629 \u0646\u0633\u0628\u064a\u0627 (0.30% \u0641\u064a 1997).<\/p>\n<p style=\"text-align: justify;\"><span style=\"text-decoration: underline;\"><strong>2- \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a:<\/strong><\/span><br \/>\n\u0648 \u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 86% \u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 14% \u0648 \u062a\u063a\u0637\u064a \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a CAGEX \u0628\u0646\u0633\u0628\u0629 12% \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a \u062e\u0627\u0631\u062c \u0627\u0644\u0645\u062d\u0631\u0648\u0642\u0627\u062a, \u0641\u064a \u062d\u064a\u0646 \u064a\u0635\u0644 \u0645\u0639\u062f\u0644 \u0627\u062e\u062a\u0631\u0627\u0642 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a 0.07%.<\/p>\n<p style=\"text-align: justify;\"><strong><span style=\"font-size: 14pt;\">\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u062b\u0627\u0646\u064a: \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u062c\u0632\u0627\u0626\u0631<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>\u0627\u0644\u0645\u0637\u0644\u0628 \u0627\u0644\u0623\u0648\u0644: \u0627\u0644\u0645\u062c\u0644\u0633 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a CNA:<\/strong><\/p>\n<p style=\"text-align: justify;\">\u0623\u0646\u0634\u0623 \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0644\u0633 \u0641\u064a 25 \u062c\u0627\u0646\u0641\u064a 1995 \u0648 \u0647\u0648 \u062a\u0627\u0628\u0639 \u0644\u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629, \u0648 \u064a\u0633\u0639\u0649 \u0625\u0644\u0649 \u062a\u0631\u0642\u064a\u0629 \u0648 \u062a\u0637\u0648\u064a\u0631 \u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0644\u064a\u0635\u0628\u062d \u0631\u0643\u064a\u0632\u0629 \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0648\u0637\u0646\u064a \u0645\u0633\u062a\u0642\u0628\u0644\u0627, \u0644\u0623\u0646\u0647 \u064a\u0639\u062a\u0628\u0631 \u0648\u0633\u064a\u0644\u0629 \u0647\u0627\u0645\u0629 \u0644\u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u0644\u062f\u0648\u0644\u0629 \u0641\u064a \u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646, \u0648 \u064a\u0645\u0643\u0646 \u062a\u0644\u062e\u064a\u0635 \u0623\u0647\u062f\u0627\u0641\u0647 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a:<br \/>\n&#8211; \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0645\u0627 \u0628\u064a\u0646 \u062d\u0642\u0648\u0642 \u0648 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a 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\u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u062d\u0635\u0629 \u0627\u0644\u0643\u0628\u0631\u0649 \u0641\u064a \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0628\u0645\u062a\u0648\u0633\u0637 15% \u062b\u0645 \u0641\u0631\u0639 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0628 12%.<br \/>\n\u0648 \u0644\u0642\u062f \u0633\u062c\u0644 \u0641\u0631\u0639 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0641\u0644\u0627\u062d\u064a\u0629 \u0646\u0645\u0648\u0627 \u0641\u064a \u062d\u062c\u0645 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u062834%, \u0648 \u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0648\u0642\u062a \u0642\u0627\u0645 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0644\u062a\u0639\u0627\u0648\u0646 \u0627\u0644\u0641\u0644\u0627\u062d\u064a \u0628\u0625\u062c\u0631\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u062a\u0637\u0647\u064a\u0631 \u0641\u064a \u0645\u062e\u0632\u0648\u0646 \u0627\u0644\u0645\u062a\u0636\u0631\u0631\u064a\u0646 \u0627\u0644\u0645\u0639\u0644\u0642\u0629 \u0648\u0636\u0639\u064a\u0627 \u062a\u0647\u0645.<br \/>\n\u0623\u0645\u0627 \u0641\u064a \u0633\u0646\u0629 1995 \u0641\u0642\u062f \u0648\u0635\u0644 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0625\u0644\u0649 7.2\u0645\u0644\u064a\u0627\u0631 \u062f\u062c , \u0627\u0631\u062a\u0641\u0639 \u0628 44% \u0639\u0646 1994 \u0648\u0647\u0648 \u0623\u0643\u0628\u0631 \u0627\u0631\u062a\u0641\u0627\u0639 \u0645\u0646 \u0645\u062c\u0645\u0648\u0639 25\u0645\u0644\u064a\u0627\u0631 \u062f\u062c \u0644\u0644\u0645\u062a\u0636\u0631\u0631\u064a\u0646 \u0627\u0644\u0645\u0635\u0631\u062d \u0628\u0647\u0645, \u0648 \u064a\u0633\u062c\u0644 \u0627\u0644\u0628\u0627\u0642\u064a 18\u0645\u0644\u064a\u0627\u0631 \u062f\u062c \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0634\u0631\u0643\u0627\u062a.<br \/>\n\u0634\u0647\u062f \u0641\u0631\u0639 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0646\u0645\u0648\u0627 \u0641\u064a \u062d\u062c\u0645 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0628 24% \u0628\u064a\u0646\u0645\u0627 \u0641\u0631\u0639 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0646\u0645\u0648\u0627 \u0628 29%, \u0648\u0641\u064a\u0647 \u0648\u0635\u0644\u062a \u0642\u064a\u0645\u0629 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0639\u0646 \u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062d\u0631\u064a\u0642 \u0648 \u0627\u0644\u0647\u0646\u062f\u0633\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0631\u062a\u064a\u0628 449\u0645\u0644\u064a\u0648\u0646 \u062f\u062c \u0648 87\u0645\u0644\u064a\u0648\u0646 \u062f\u062c \u0628\u0627\u0631\u062a\u0641\u0627\u0639 89% \u0648 224% \u0645\u0642\u0627\u0631\u0646\u0629 \u0628\u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u0645\u0627\u0636\u064a\u0629, \u0648\u064a\u0631\u062c\u0639 \u0630\u0644\u0643 \u0625\u0644\u0649 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0625\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u062d\u0631\u0648\u0642\u0627\u062a \u0627\u0644\u0646\u0627\u062a\u062c \u0639\u0646 \u0627\u0644\u0627\u0643\u062a\u0634\u0627\u0641\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629, \u0648\u064a\u0638\u0647\u0631 \u0644\u0646\u0627 \u0630\u0644\u0643 \u062c\u0644\u064a\u0627 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629 \u0644\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 CAAR \u062d\u064a\u062b \u0627\u0631\u062a\u0641\u0639 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0644\u062f\u064a\u0647\u0627 \u0628 59% \u0648 \u0634\u0647\u062f \u0641\u0631\u0639 \u0627\u0644\u0646\u0642\u0644 \u0642\u0641\u0632\u0629 \u0643\u0628\u064a\u0631\u0629 \u062a\u0642\u062f\u0631 \u0628 87% \u0648 \u064a\u062e\u0635 \u0623\u0633\u0627\u0633\u0627 \u0627\u0644\u0628\u0636\u0627\u0626\u0639 \u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 \u0628\u062d\u0631\u0627.<br \/>\n* \u0623\u0645\u0627 \u0641\u064a \u0633\u0646\u0629 1996 \u0648\u0635\u0644 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a \u0625\u0644\u0649 8.2\u0645\u0644\u064a\u0627\u0631 \u062f\u062c, \u0623\u064a \u0627\u0631\u062a\u0641\u0627\u0639 \u0628 14%, \u0648\u064a\u062d\u062a\u0644 \u0641\u0631\u0639 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0623\u0643\u062b\u0631 \u0645\u0646 50%, \u0648\u0641\u0631\u0639 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0627\u0631\u062a\u0641\u0627\u0639\u0627 \u0642\u062f\u0631\u0647 51%, \u0648\u0641\u064a\u0647 \u0627\u0631\u062a\u0641\u0639\u062a \u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u062d\u0631\u064a\u0642 \u0628 72% \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u062a\u062d\u0642\u0642 \u0627\u0636\u0631\u0627\u0631\u064a\u0629 \u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u062a\u063a\u0644\u0627\u0644, \u0623\u0645\u0627 \u0641\u0631\u0639 \u0627\u0644\u0623\u062e\u0637\u0627\u0631 \u0627\u0644\u0641\u0644\u0627\u062d\u064a\u0629 \u0648 \u062a\u0623\u0645\u064a\u0646\u0627\u062a \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0641\u0642\u062f \u0633\u062c\u0644\u0627 \u0646\u0645\u0648 \u0628 105% \u0648 65% \u0639\u0644\u0649 \u0627\u0644\u062a\u0631\u062a\u064a\u0628 \u0641\u064a 1995, \u0648 45% \u0648 23% \u0641\u064a 1996, \u0625\u0644\u0627 \u0623\u0646\u0647\u0627 \u062a\u0628\u0642\u0649 \u0646\u0633\u0628\u0627 \u063a\u064a\u0631 \u0645\u0639\u0628\u0631\u0629, \u0625\u0630 \u0623\u0646\u0647\u0627 \u062a\u0645\u062b\u0644 5% \u0648 6% \u0639\u0644\u0649 \u0627\u0644\u062a\u0648\u0627\u0644\u064a \u0645\u0646 \u0627\u0644\u062a\u0631\u0643\u064a\u0628\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u062a\u0639\u0648\u064a\u0636\u0627\u062a.<br \/>\n* \u0623\u0645\u0627 \u0641\u064a \u0633\u0646\u0629 1997, \u0627\u0646\u062e\u0641\u0636 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062a\u0639\u0648\u064a\u0636 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a \u0628 -6% \u0645\u0627 \u0639\u062f\u0627 \u0641\u0631\u0639 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0630\u064a \u0633\u062c\u0644 \u0646\u0645\u0648\u0627 \u0642\u062f\u0631\u0647 7%, \u0639\u0631\u0641\u062a \u0643\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0646\u062e\u0641\u0627\u0638\u0627 \u0641\u064a \u062d\u062c\u0645 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\u0627\u0644\u0645\u0637\u0628\u0648\u0639\u0627\u062a \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629 -1999-<br \/>\n2- \u062f\/ \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0623\u0628\u0648 \u0627\u0644\u0646\u062c\u0627 \u061b \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0639\u0627\u0645\u0629 \u0637\u0628\u0642\u0627 \u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0648 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u062c\u062f\u064a\u062f-\u0627\u0644\u062c\u0632\u0621 \u0627\u0644\u0623\u0648\u0644- \u062f\u0627\u0631 \u0627\u0644\u0646\u0634\u0631 \u062f.\u0645.\u062c 1989.<\/p>\n<p style=\"text-align: justify;\">2-\u0628\u0627\u0644\u0641\u0631\u0646\u0633\u064a\u0629:<br \/>\n1- Boualem Tafiani ; Les Assurances en Alg\u00e9rie ; OPU 1987.<\/p>\n<p style=\"text-align: justify;\">\n3- \u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u0627\u062c\u064a\u0633\u062a\u0631:<br \/>\n1- \u0623\u0642\u0627\u0633\u0645 \u0646\u0648\u0627\u0644\u061b \u062f\u0648\u0631 \u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0641\u064a \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0625\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u061b \u062f\u0631\u0627\u0633\u0629 \u062d\u0627\u0644\u0629 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u061b \u0631\u0633\u0627\u0644\u0629 \u0645\u0627\u062c\u064a\u0633\u062a\u0631 2001<\/p>\n<p style=\"text-align: justify;\">4- \u0627\u0644\u0645\u062c\u0644\u0627\u062a:<br \/>\n1- Revue \u00ab L\u2019actuel \u00bb N\u00b0 37 Mai 1999.<br \/>\n2- Revue \u00ab Sigma \u00ab N\u00b0 34 1998-1999.<\/p>\n<p style=\"text-align: justify;\">5- \u0627\u0644\u0645\u0644\u062a\u0642\u064a\u0627\u062a:<br \/>\n1- S\u00e9minaire sur les Assurances.<\/p>\n<p style=\"text-align: justify;\">6- \u0627\u0644\u0645\u0631\u0627\u0633\u064a\u0645:<br \/>\n\u0627\u0644\u0623\u0645\u0631 95-07 \u0627\u0644\u062e\u0627\u0635 \u0628\u0642\u0637\u0627\u0639 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