{"id":5158,"date":"2016-09-07T06:07:40","date_gmt":"2016-09-07T03:07:40","guid":{"rendered":"http:\/\/www.mohamah.net\/law\/?p=5158"},"modified":"2017-12-03T04:41:45","modified_gmt":"2017-12-03T01:41:45","slug":"%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d9%82%d9%8a%d9%85-%d8%b9%d9%86-%d9%85%d9%81%d9%87%d9%88%d9%85-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d8%a7%d9%84%d8%a5%d9%84%d9%83%d8%aa%d8%b1","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d8%a8%d8%ad%d8%ab-%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a-%d9%82%d9%8a%d9%85-%d8%b9%d9%86-%d9%85%d9%81%d9%87%d9%88%d9%85-%d8%a7%d9%84%d8%a8%d9%86%d9%88%d9%83-%d8%a7%d9%84%d8%a5%d9%84%d9%83%d8%aa%d8%b1\/","title":{"rendered":"\u0628\u062d\u062b \u0642\u0627\u0646\u0648\u0646\u064a \u0648 \u062f\u0631\u0627\u0633\u0629 \u062d\u0648\u0644 \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648 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\u0627\u0644\u0634\u062e\u0635\u064a\u0629 (Personal-Financial-management PFM ) \u0645\u062b\u0644 \u062d\u0632\u0645\u0629 ( Microsoft\u2019s Money ) \u0648\u062d\u0632\u0645\u0629 (ntuits Quicken ) \u0648\u062d\u0632\u0645\u0629 ( Meca\u2019s Managing Your Money ) \u0648\u063a\u064a\u0631\u0647\u0627 \u0648\u0647\u0630\u0627 \u0627\u0644\u0645\u0641\u0647\u0648\u0645 \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0646 \u0628\u0639\u062f \u0647\u0648 \u0627\u0644\u0630\u064a \u064a\u0639\u0628\u0631 \u0639\u0646\u0647 \u0648\u0627\u0642\u0639\u064a\u0627 \u0628\u0628\u0646\u0643 \u0627\u0644\u0643\u0645\u0628\u064a\u0648\u062a\u0631 \u0627\u0644\u0634\u062e\u0635\u064a ( PC banking ) \u0648\u0647\u0648 \u0645\u0641\u0647\u0648\u0645 \u0648\u0634\u0643\u0644 \u0642\u0627\u0626\u0645 \u0648\u0644\u0627 \u064a\u0632\u0627\u0644 \u0627\u0644\u0627\u0643\u062b\u0631 \u0634\u064a\u0648\u0639\u0627 \u0641\u064a \u0639\u0627\u0644\u0645 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\u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u064a\u062a\u0637\u0644\u0628 \u0627\u0644\u0648\u0642\u0648\u0641 \u0639\u0644\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0628\u0627\u0634\u0631\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0641\u064a \u0643\u0644 \u0645\u0633\u062a\u0648\u0649 \u060c \u0648\u064a\u0648\u0636\u062d \u0627\u0644\u062c\u062f\u0648\u0644 \u0631\u0642\u0645 1 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0643\u0644 \u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0627\u0646\u0648\u0627\u0639 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 .<\/p>\n<p>\u0627\u0644\u062c\u062f\u0648\u0644 \u0631\u0642\u0645 11<br \/>\n<strong>\u0627\u0646\u0645\u0627\u0637 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0644\u0643\u0644 \u0646\u0645\u0637 \u0645\u0646\u0647\u0627<\/strong><br \/>\nInformation delivery<br \/>\nBasic interactivity level Intermediary level of interactivity Advanced interactivity level<br \/>\nElectronic brochure Intermediary level of interactivity Use customizing resources<br \/>\nPromotional information Report downloads Some subscription option<br \/>\nWays for contact the bank Recruitment forms Advertisement<br \/>\nSpecial offer announcements Hot links to other sites Discussion groups.<\/p>\n<p>Banks use the Web to improve relationship with customers<br \/>\nBasic interactivity level Intermediary interactivity level The advanced level of interactivity<br \/>\ne-mail and forms are the ways a client has to make suggestions and complains advising tools (as calculators, for example) More advanced technologies, such as videoconference,<\/p>\n<p>The Web is a vehicle for the most common transactions<br \/>\nLowest level of interactivity Intermediary interactivity level Advanced level of interactivity<br \/>\nOpening accounts A client can have access for information on accounts through balance and statement Promoting the use of some e-cash as a way to develop transactions through the Web.<br \/>\nRequesting products and services. 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