{"id":135094,"date":"2018-11-14T00:36:26","date_gmt":"2018-11-13T21:36:26","guid":{"rendered":"https:\/\/www.mohamah.net\/law\/?p=135094"},"modified":"2018-11-14T00:36:26","modified_gmt":"2018-11-13T21:36:26","slug":"%d8%a8%d8%ad%d8%ab-%d9%88%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d8%ad%d9%88%d9%84-%d8%a7%d9%84%d8%ad%d9%85%d8%a7%d9%8a%d8%a9-%d8%a7%d9%84%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a%d8%a9-%d9%88%d8%a7%d9%84%d8%aa","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d8%a8%d8%ad%d8%ab-%d9%88%d8%af%d8%b1%d8%a7%d8%b3%d8%a9-%d8%ad%d9%88%d9%84-%d8%a7%d9%84%d8%ad%d9%85%d8%a7%d9%8a%d8%a9-%d8%a7%d9%84%d9%82%d8%a7%d9%86%d9%88%d9%86%d9%8a%d8%a9-%d9%88%d8%a7%d9%84%d8%aa\/","title":{"rendered":"\u0628\u062d\u062b \u0648\u062f\u0631\u0627\u0633\u0629 \u062d\u0648\u0644 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629"},"content":{"rendered":"

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Abstract :<\/strong><\/span><\/p>\n

The technological development has helped in creativity means of payment which were generated by the evolution of the internet and the emergence of e-commerce .<\/p>\n

These means helped in giving time and cost and also they helped in achieving benefits that traditional methods of payment could achieve, nevertheless, we can\u2019t say that it is flawless.<\/p>\n

This technological development which the economic operators carry several risks that electronic commercial transactions especially those related to cybercrimes in addition to Bank cards crimes.<\/p>\n

Based on the above, it is clear that the concept of electronic payment has gained special importance in the recent period, as a result of the global trend of most countries towards the horizons of digital work, which makes the recognition of this modern concept an urgent requirement, so it was useful to study this subject by raising the following problem :<\/p>\n

To what extent has the Moroccan legislator been able to devote sufficient protection to electronic payment applications in the Moroccan banking system?<\/p>\n

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\u0648\u0628\u0639\u062f \u0627\u0631\u0633\u0627\u0644 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u064a\u0639\u0648\u062f \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0628\u0646\u0645\u0648\u0630\u062c \u0631\u0627\u0628\u0639 \u0644\u0643\u062a\u0627\u0628\u0629 \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u0648\u0645\u0648\u0627\u0635\u0641\u0627\u062a \u0627\u0644\u062d\u0633\u0627\u0628 \u0648\u0645\u0646 \u062b\u0645 \u0627\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u062e\u0627\u0646\u0629 submit \u0648\u062a\u062a\u0645 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u062e\u0644\u0627\u0644 \u062b\u0648\u0627\u0646 \u0645\u0639\u062f\u0648\u062f\u0629 \u0644\u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 .<\/p>\n

\u0648\u0628\u0639\u062f \u0645\u0644\u0626 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0648\u0627\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u062e\u0627\u0646\u0629submit \u0645\u0646 \u0642\u0628\u0644 \u0635\u0627\u062d\u0628 \u0627\u0644\u0628\u0637\u0627\u0642\u0629\u060c \u064a\u0631\u0633\u0644 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0625\u0644\u0649 \u0627\u0644\u0632\u0628\u0648\u0646 \u0646\u0645\u0648\u0630\u062c\u0627 \u062e\u0627\u0645\u0633\u0627 \u064a\u0631\u0645\u064a \u0625\u0644\u0649 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0633\u0644\u0639\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0648\u062a\u0633\u062c\u064a\u0644 \u0631\u0642\u0645 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0648\u0646\u0648\u0639\u0647\u0627 \u0648\u0635\u0644\u0627\u062d\u064a\u062a\u0647\u0627 \u0648\u0644\u062f\u0649 \u0636\u063a\u0637 \u0627\u0644\u0632\u0628\u0648\u0646 \u0645\u0631\u0629 \u0623\u062e\u0631\u0649 \u0639\u0644\u0649 \u062e\u0627\u0646\u0629submit \u064a\u0646\u062a\u0642\u0644 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0625\u0644\u0649 \u0627\u0644\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0644\u0644\u062a\u0627\u062c\u0631 \u0648\u064a\u062a\u0645 \u0630\u0644\u0643 \u0641\u064a \u0627\u0644\u0644\u062d\u0638\u0629 \u0646\u0641\u0633\u0647\u0627[8].<\/p>\n

\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629: \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u0626\u0630\u0627\u0646 \u0628\u0627\u0644\u062f\u0641\u0639<\/span><\/p>\n

\u0625\u0646 \u062a\u0623\u0647\u064a\u0644 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u062a\u0627\u062c\u0631 \u0644\u062a\u0633\u064a\u064a\u0631 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u064a\u062c\u0639\u0644\u0647 \u064a\u0631\u0633\u0644 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0625\u0644\u0649 \u0628\u0646\u0643 \u0627\u0644\u062a\u0627\u062c\u0631 \u0627\u0644\u0630\u064a \u064a\u0633\u0645\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u062d\u0635\u0644 \u062d\u064a\u062b \u064a\u062a\u0645 \u062a\u062d\u0648\u064a\u0644 \u0646\u0645\u0648\u0630\u062c \u0627\u0644\u0634\u0631\u0627\u0621 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0625\u0644\u0649 \u0628\u0646\u0643 \u0635\u0627\u062d\u0628 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0630\u064a \u064a\u0633\u0645\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u062d\u062f\u0649 \u0627\u0644\u0634\u0628\u0643\u062a\u064a\u0646 (\u0641\u064a\u0632\u0627 \u0646\u062a \u0623\u0648 \u0628\u0646\u0643 \u0646\u062a) \u0627\u0644\u062a\u0627\u0628\u0639\u064a\u0646 \u0644\u0634\u0631\u0643\u062a\u064a (\u0645\u0627\u0633\u062a\u0631 \u0643\u0627\u0631\u062f \u0648\u0641\u064a\u0632\u0627 \u0643\u0627\u0631\u062f) \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u062a\u064a\u0646\u060c \u0648\u0639\u0646\u062f \u0648\u0635\u0648\u0644 \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0625\u0644\u0649server \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062f \u0645\u0627 \u0625\u0630\u0627 \u0643\u0627\u0646 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0630\u0627 \u0645\u0644\u0627\u0621\u0629 \u0645\u0627\u0644\u064a\u0629 \u0623\u0645 \u0644\u0627.<\/p>\n

\u0648\u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0646\u062a\u0647\u0627\u0621 \u0635\u0644\u0627\u062d\u064a\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0623\u0648 \u0639\u0646\u062f \u0639\u062f\u0645 \u0645\u0644\u0627\u0621\u0629 \u062d\u0627\u0645\u0644\u0647\u0627 \u0623\u0648 \u0623\u064a \u062e\u0637\u0623 \u064a\u062c\u0639\u0644 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0648\u0641\u0627\u0621 \u0635\u0639\u0628\u0629 \u064a\u0639\u0648\u062f \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0645\u0631\u0641\u0642\u0627 \u0628\u0625\u0634\u0627\u0631\u0629 \u0639\u062f\u0645 \u0627\u0644\u062a\u0641\u0648\u064a\u0636 \u0645\u0639 \u0628\u064a\u0627\u0646 \u0633\u0628\u0628\u0647 \u0639\u0644\u0649 \u0627\u0644\u062e\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0630\u064a \u0648\u0631\u062f\u062a \u0645\u0646 \u062e\u0644\u0627\u0644\u0647 \u0648\u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u062d\u0627\u0644\u0629 \u062a\u0646\u062a\u0647\u064a \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062a\u0641\u0648\u064a\u0636 \u0633\u0644\u0628\u064a\u0627\u060c \u0625\u0645\u0627 \u0641\u064a \u062d\u0627\u0644\u0629 \u0645\u0644\u0627\u0621\u0629 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u062a\u0628\u062f\u0623 \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629.[9]<\/p>\n

\u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u062b\u0627\u0644\u062b\u0629: \u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0627\u0628\u0631\u0627\u0621<\/strong><\/span><\/p>\n

\u064a\u0639\u0648\u062f \u0627\u0644\u0646\u0645\u0648\u0630\u062c \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062e\u0637 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0646\u0641\u0633\u0647 \u0625\u0644\u0649 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u064a\u0635\u0627\u062d\u0628\u0647\u0627 \u0625\u0634\u0627\u0631\u0629 \u0645\u0641\u0627\u062f\u0647\u0627 \u0623\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u0642\u062f \u0627\u0646\u062c\u0632\u062a \u062d\u064a\u062b \u064a\u062d\u0635\u0644 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u062d\u0633\u0627\u0628 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0635\u062f\u0631 \u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0627\u062c\u0631 \u0641\u064a \u0628\u0646\u0643\u0647 \u0627\u0644\u0630\u064a \u064a\u0633\u0645\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u062d\u0635\u0644\u060c \u0648\u0647\u0643\u0630\u0627 \u062a\u0646\u062a\u0647\u064a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a.<\/p>\n

\u0648\u0627\u0644\u0645\u0644\u0627\u062d\u0638 \u0623\u0646 \u0627\u0644\u0648\u0641\u0627\u0621 \u0628\u0647\u0630\u0647 \u0627\u0644\u0648\u0633\u064a\u0644\u0629 \u0644\u0645 \u064a\u062a\u0645 \u062a\u0646\u0638\u064a\u0645\u0647 \u062a\u0646\u0638\u064a\u0645\u0627 \u0642\u0627\u0646\u0648\u0646\u064a\u0627 \u0628\u0635\u0641\u0629 \u062f\u0642\u064a\u0642\u0629 \u0630\u0644\u0643 \u0623\u0646 \u0645\u0639\u0638\u0645 \u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u062d\u0627\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0644\u0647\u0627 \u062a\u0628\u0642\u0649 \u0645\u0646 \u0648\u0636\u0639 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0627\u0645\u0631 \u0627\u0644\u0630\u064a \u064a\u0636\u0641\u064a \u0639\u0644\u0649 \u0645\u0639\u0638\u0645 \u0628\u0646\u0648\u062f\u0647\u0627 \u0627\u0644\u0637\u0627\u0628\u0639 \u0627\u0644\u062a\u0639\u0633\u0641\u064a.<\/p>\n

\u0648\u0645\u0646 \u0623\u0634\u0647\u0631 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0639\u0628\u0626\u0629 \u0646\u062c\u062f \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 :<\/p>\n

\u0628\u0637\u0627\u0642\u0629 \u201c\u0641\u0644\u0648\u0633\u064a\u201d: \u0628\u0637\u0627\u0642\u0627\u062a \u062a\u0635\u062f\u0631\u0647\u0627 \u0625\u062d\u062f\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0627\u0644\u0645\u063a\u0631\u0628 \u0648\u0641\u0627 \u0643\u0627\u0634 \u062d\u064a\u062b \u062a\u0635\u062f\u0631 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0628\u0637\u0627\u0642\u0627\u062a \u0645\u062a\u0639\u062f\u062f\u0629 \u0644\u0628\u0637\u0627\u0642\u0629 \u0641\u0644\u0648\u0633\u064a \u062a\u062d\u062a \u0645\u0633\u0645\u064a\u0627\u062a \u0645\u062a\u0646\u0648\u0639\u0629 \u062a\u0645\u0646\u062d \u0644\u0643\u0644 \u0646\u0648\u0639 [10].<\/span><\/p>\n

\u0628\u0637\u0627\u0642\u0629 \u201c\u0641\u0644\u0648\u0633\u064a \u0634\u0628\u0627\u0628\u201d: \u062a\u0645\u0646\u062d \u0627\u0644\u0634\u062e\u0635 \u062d\u0631\u064a\u0629 \u0627\u0644\u062a\u0635\u0631\u0641 \u0628\u0633\u0647\u0648\u0644\u0629 \u0628\u0627\u0644\u0628\u0637\u0627\u0642\u0629.<\/p>\n

\u0628\u0637\u0627\u0642\u0629 \u201c\u0641\u0644\u0648\u0633\u064a \u0647\u062f\u064a\u0629\u201d: \u064a\u0645\u0643\u0646 \u0625\u0647\u062f\u0627\u0624\u0647\u0627 \u0644\u0643\u0644 \u0634\u062e\u0635.<\/p>\n

\u0628\u0637\u0627\u0642\u0629 \u201c\u0641\u0644\u0648\u0633\u064a \u0645\u0642\u0627\u0648\u0644\u0629\u201d: \u062a\u0639\u064a\u0646 \u0641\u064a \u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u0645\u0635\u0627\u0631\u064a\u0641 \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0644\u0644\u0645\u0642\u0627\u0648\u0644\u0629 \u0648\u062a\u0638\u0647\u0631 \u0643\u0634\u0648\u0641\u0627\u062a \u062a\u0641\u0635\u064a\u0644\u064a\u0629 \u0644\u0644\u0633\u062d\u0648\u0628\u0627\u062a \u0627\u0644\u0645\u0648\u0632\u0639\u0629 \u0639\u0644\u0649 \u0643\u0644 \u0639\u0645\u0644\u064a\u0629.<\/p>\n

\u0628\u0637\u0627\u0642\u0629 \u201c\u0641\u0644\u0648\u0633\u064a \u0633\u064a\u0627\u062d\u0629\u201d: \u062a\u0645\u0646\u062d \u0627\u0644\u0633\u0627\u0626\u062d \u0628\u0627\u0644\u0645\u063a\u0631\u0628 \u0627\u0644\u062a\u0635\u0631\u0641 \u0628\u0623\u0645\u0648\u0627\u0644\u0647 \u0628\u0643\u0644 \u062d\u0631\u064a\u0629 \u062f\u0648\u0646 \u062e\u0648\u0641 \u0645\u0646 \u0627\u0644\u0633\u0631\u0642\u0629.<\/p>\n

\u0628\u0637\u0627\u0642\u0629 \u201c\u062f\u0627\u0628\u0627 \u062f\u0627\u0628\u0627\u201d[11]: \u0628\u0637\u0627\u0642\u0629 \u064a\u0635\u062f\u0631\u0647\u0627 \u0645\u0635\u0631\u0641 \u0627\u0644\u0645\u063a\u0631\u0628 Cr\u00e9dit du Maroc.<\/p>\n

\u0628\u0637\u0627\u0642\u0629\u201d\u062f\u064a\u0627\u0644\u064a\u201d[12]: \u0628\u0637\u0627\u0642\u0629 \u064a\u0635\u062f\u0631\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0644\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629.<\/p>\n

\u0627\u0644\u0641\u0642\u0631\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629: \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u062d\u062f\u064a\u062b\u0629<\/p>\n

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\u0623\u0648\u0644\u0627: \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/span><\/p>\n

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\u0648\u0641\u064a \u0639\u0631\u0636 \u0627\u0644\u0623\u0633\u0628\u0627\u0628 \u0648\u0627\u0644\u0645\u0628\u0631\u0631\u0627\u062a \u0644\u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0639 \u064a\u062a\u0628\u064a\u0646 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0644\u0627 \u062a\u062e\u0636\u0639 \u0644\u0623\u064a \u0633\u0644\u0637\u0629 \u0645\u0639\u062a\u0631\u0641 \u0628\u0647\u0627\u060c \u0648\u063a\u064a\u0631 \u062e\u0627\u0636\u0639\u0629 \u0644\u0623\u064a \u0631\u0642\u0627\u0628\u0629 \u062a\u0641\u0631\u0636\u0647\u0627 \u0627\u0644\u062f\u0648\u0644\u0629\u060c \u0648\u0639\u0644\u064a\u0647 \u0641\u0625\u0646 \u0627\u0644\u0645\u063a\u0631\u0628 \u0633\u064a\u0641\u0631\u0636 \u0631\u0642\u0627\u0628\u0629 \u0635\u0627\u0631\u0645\u0629 \u0648\u0645\u0634\u062f\u062f\u0629 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0644\u0623\u0646\u0647\u0627 \u062a\u0633\u0645\u062d \u0628\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a \u0627\u0644\u0645\u062a\u0627\u062c\u0631\u0629 \u0628\u0627\u0644\u0645\u062e\u062f\u0631\u0627\u062a \u0648\u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u062a\u0647\u0631\u0628 \u0627\u0644\u0636\u0631\u064a\u0628\u064a\u060c \u0648\u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0646\u062a\u0634\u0631\u0629 \u0639\u0627\u0644\u0645\u064a\u0627 \u0648\u062a\u0639\u062a\u0631\u0641 \u0628\u0647\u0627 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062f\u0648\u0644 \u0645\u0646\u0647\u0627 \u0623\u0644\u0645\u0627\u0646\u064a\u0627 \u0648\u0627\u0644\u064a\u0627\u0628\u0627\u0646 \u2026\u060c \u0648\u0648\u0635\u0644\u062a \u0642\u064a\u0645\u062a\u0647\u0627 \u0625\u0644\u0649 \u0623\u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u062d\u064a\u062b \u0641\u0627\u0642\u062a \u0642\u064a\u0645\u0629 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0647\u064a \u0639\u0645\u0644\u0629 \u0627\u0644\u0628\u064a\u062a\u0643\u0648\u064a\u0646\u060c [14]\u0625\u0644\u0627 \u0623\u0646 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062f\u0648\u0644 \u0639\u0645\u0644\u062a \u0639\u0644\u0649 \u062d\u0638\u0631\u0647\u0627 \u0645\u062b\u0644 \u0627\u0644\u0648\u0644\u0627\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a\u0629 \u0646\u0638\u0631\u0627 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0643\u0628\u064a\u0631\u0629.<\/p>\n

\u062b\u0627\u0646\u064a\u0627: \u0627\u0644\u0634\u064a\u0643 \u0627\u0644\u0645\u0639\u0627\u0644\u062c \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627.<\/span><\/p>\n

\u064a\u0639\u0631\u0641 \u0627\u0644\u0634\u064a\u0643 \u0627\u0644\u0645\u0639\u0627\u0644\u062c \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0628\u0625\u0646\u0647 \u0645\u062d\u0631\u0631 \u062b\u0644\u0627\u062b\u064a \u0627\u0644\u0627\u0637\u0631\u0627\u0641 \u0645\u0639\u0627\u0644\u062c \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0643\u0644\u064a\u0627 \u0623\u0648 \u062c\u0632\u0626\u064a\u0627 \u064a\u062a\u0636\u0645\u0646 \u0623\u0645\u0631\u0627 \u0635\u0627\u062f\u0631\u0627 \u0639\u0646 \u0634\u062e\u0635 \u064a\u0633\u0645\u0649 \u0627\u0644\u0633\u0627\u062d\u0628 \u0625\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0639\u0644\u064a\u0647 \u0628\u0623\u0646 \u064a\u062f\u0641\u0639 \u0645\u0628\u0644\u063a\u0627 \u0645\u0646 \u0627\u0644\u0646\u0642\u0648\u062f \u0644\u0625\u0630\u0646 \u0634\u062e\u0635 \u062b\u0627\u0644\u062b \u064a\u0633\u0645\u0649 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f.<\/p>\n

\u0648\u062a\u062a\u0644\u062e\u0635 \u0639\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0622\u0644\u064a\u0629 \u0628\u0623\u0646 \u064a\u062a\u062e\u0630 \u0627\u0644\u0634\u064a\u0643 \u0634\u0643\u0644 \u0643\u062a\u0627\u0628\u0629 \u0645\u0634\u0641\u0631\u0629 \u0641\u064a \u062c\u0647\u0627\u0632 \u0627\u0644\u062d\u0627\u0633\u0628 \u0627\u0644\u0622\u0644\u064a \u062b\u0645 \u064a\u0642\u0648\u0645 \u0627\u0644\u0632\u0628\u0648\u0646 \u0628\u0645\u0644\u0626 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647 \u0648\u0631\u0642\u0645 \u062d\u0633\u0627\u0628\u0647 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0627\u0628\u0639 \u0644\u0647 \u062b\u0645 \u064a\u0642\u0648\u0645 \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u0643 \u0628\u0627\u0631\u0633\u0627\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0625\u0644\u0649 \u0648\u062d\u062f\u0629 \u062e\u062f\u0645\u062a\u0647 \u0639\u0644\u0649 \u0627\u0644\u062e\u0637 \u0648\u0627\u0631\u0633\u0627\u0644\u0647\u0627 \u0625\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0633\u062d\u0648\u0628 \u0639\u0644\u064a\u0647\u060c \u062b\u0645 \u062a\u062c\u0631\u064a \u0627\u0644\u0645\u0642\u0627\u0635\u0629 \u062a\u0644\u0642\u0627\u0626\u064a\u0627 \u062e\u0644\u0627\u0644 \u064a\u0648\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0627\u0643\u062b\u0631 \u0648\u064a\u062a\u0645 \u062e\u0635\u0645 \u0627\u0644\u0645\u0628\u0644\u063a \u0645\u0646 \u062d\u0633\u0627\u0628 \u0627\u0644\u0632\u0628\u0648\u0646 \u0648\u064a\u0642\u064a\u062f \u0641\u064a \u062d\u0633\u0627\u0628 \u0627\u0644\u062a\u0627\u062c\u0631[15].<\/p>\n

\u0648\u0627\u0644\u0645\u0644\u0627\u062d\u0638 \u0623\u0646 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0622\u0645\u0627\u0646 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u062a\u0631\u062a\u0643\u0632 \u0639\u0644\u0649 \u0646\u0642\u0637\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0645\u0641\u0627\u062f\u0647\u0627 \u0639\u062f\u0645 \u0627\u0638\u0647\u0627\u0631 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0646\u062a\u0642\u0644 \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a\u060c \u063a\u064a\u0631 \u0623\u0646 \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u0627\u0639\u062a\u0631\u0627\u0636 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0633\u062a\u063a\u0644\u0627\u0644\u0647\u0627 \u0628\u0634\u0643\u0644 \u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639 \u064a\u0628\u0642\u0649 \u0627\u0645\u0631\u0627 \u0648\u0627\u0631\u062f\u0627.<\/p>\n

\u0627\u0644\u0645\u0628\u062d\u062b \u0627\u0644\u062b\u0627\u0646\u064a: \u062a\u0642\u0646\u064a\u0627\u062a \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/span><\/p>\n

\u062a\u0639\u062a\u0631\u0636 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 \u0639\u0644\u0649 \u063a\u0631\u0627\u0631 \u0628\u0627\u0642\u064a \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0643\u0644\u0627\u0633\u064a\u0643\u064a\u0629 \u062c\u0645\u0644\u0629 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u064a\u0645\u0643\u0646 \u0625\u062c\u0645\u0627\u0644\u0647\u0627 \u0641\u064a \u0645\u062e\u0627\u0637\u0631 \u0623\u0645\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u0645\u062a\u0645\u062b\u0644\u0629 \u0641\u064a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0627\u062e\u062a\u0631\u0627\u0642 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648 \u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u0633\u0631\u064a\u0629 \u0648\u0641\u0643 \u0627\u0644\u0634\u0641\u0631\u0629 \u0645\u0646 \u0637\u0631\u0641 \u0627\u0644\u0642\u0631\u0627\u0635\u0646\u0629 \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a.[16]<\/p>\n

\u0646\u0627\u0647\u064a\u0643 \u0639\u0646 \u0645\u062e\u0627\u0637\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629[17] \u062a\u0643\u0645\u0646 \u0628\u0627\u0644\u0623\u0633\u0627\u0633 \u0641\u064a \u0627\u0646\u0639\u062f\u0627\u0645 \u0648\u062c\u0648\u062f \u062a\u0646\u0638\u064a\u0645 \u0642\u0627\u0646\u0648\u0646\u064a \u0634\u0627\u0645\u0644 \u064a\u0646\u0638\u0645 \u0628\u0648\u0636\u0648\u062d \u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0648\u0645\u0627 \u064a\u062a\u0631\u062a\u0628 \u0639\u0646 \u0630\u0644\u0643 \u0645\u0646 \u062a\u0646\u0627\u0632\u0639 \u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u062e\u062a\u0635\u0627\u0635 \u0642\u0636\u0627\u0626\u064a[18].<\/p>\n

\u0648\u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0625\u0637\u0627\u0631 \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0637\u0627\u0628\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u060c \u0648\u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0634\u0643\u0644 \u062e\u0627\u0635 \u0625\u0644\u0649 \u0628\u064a\u0626\u0629 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0645\u0644\u0627\u0626\u0645\u0629 \u0645\u0634\u0645\u0648\u0644\u0629 \u0628\u062d\u0645\u0627\u064a\u0629 \u0646\u0627\u062c\u0639\u0629 \u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0628\u0630\u0644 \u062c\u0647\u062f \u0623\u0643\u0628\u0631 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0648\u0641\u064a\u0631 \u062d\u0645\u0627\u064a\u0629 \u062a\u0642\u0646\u064a\u0629 \u0645\u0646 \u0623\u062c\u0644 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0639\u0644\u0649 \u0627\u0639\u062a\u0628\u0627\u0631 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u062a\u062a\u0645 \u0628\u0634\u0643\u0644 \u062f\u0648\u0644\u064a.<\/p>\n

\u0627\u0644\u0641\u0642\u0631\u0629 \u0627\u0644\u0623\u0648\u0644\u0649: \u0627\u0644\u0641\u0631\u0627\u063a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0648\u062a\u0623\u062b\u064a\u0631\u0647 \u0639\u0644\u0649 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u062d\u062f\u064a\u062b\u0629 (\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629\u060c \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629).<\/strong><\/span><\/p>\n

\u0645\u0639 \u062a\u0632\u0627\u064a\u062f \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0648\u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062d\u0644\u064a \u0648\u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0643\u0628\u064a\u0631 \u0641\u064a \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u0633\u062a\u0639\u0645\u0644\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0643\u0627\u0646 \u0645\u0646 \u0627\u0644\u0625\u0644\u0632\u0627\u0645\u064a \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u064a\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0648\u0633\u0627\u0626\u0644.<\/p>\n

\u0623\u0648\u0644\u0627: \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629.<\/strong><\/span><\/p>\n

\u064a\u062b\u064a\u0631 \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0625\u0634\u0643\u0627\u0644\u0627\u062a \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u062a\u0643\u064a\u064a\u0641 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0644\u0627\u0645\u0634\u0631\u0648\u0639\u0629 \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0625\u0634\u0643\u0627\u0644\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0639\u0644\u0649 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u062f\u0646\u064a \u062e\u0627\u0635\u0629 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0648\u0645\u0646 \u062a\u0642\u0639 \u0639\u0644\u064a\u0647.<\/p>\n

\u064a\u0639\u062a\u0628\u0631 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0637\u0631\u0641\u0627 \u0645\u0646 \u0623\u0637\u0631\u0627\u0641\u0647\u0627 \u062a\u0631\u0628\u0637\u0647 \u0628\u0643\u0644 \u0627\u0644\u062a\u0627\u062c\u0631 \u0648 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0635\u062f\u0631\u0629 \u0639\u0644\u0627\u0642\u0629 \u0639\u0642\u062f\u064a\u0629 \u0645\u0633\u062a\u0642\u0644\u0629 \u0639\u0644\u0649 \u0627\u0639\u062a\u0628\u0627\u0631 \u0623\u0646 \u0647\u0646\u0627\u0643 \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u064a\u0641\u0631\u0636\u0647\u0627 \u0643\u0644 \u0645\u0646 \u0627\u0644\u0639\u0642\u062f\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u062d\u0627\u0645\u0644\u060c \u0645\u062b\u0627\u0644\u0647 \u0639\u0646\u062f\u0645\u0627 \u062a\u062a\u0645 \u0645\u0633\u0627\u0626\u0644\u0629 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u0627\u0644\u062a\u0648\u0642\u064a\u0639\u060c \u0627\u0644\u0630\u064a \u0647\u0648 \u0623\u062d\u062f \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0641\u0631\u0636\u0647 \u062f\u0648\u0627\u0639\u064a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637 \u0648 \u0627\u0644\u0623\u0645\u0627\u0646.[19]<\/p>\n

\u0643\u0645\u0627 \u062a\u062a\u0645 \u0645\u0633\u0627\u0626\u0644\u0629 \u062d\u0627\u0645\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0636\u064a\u0627\u0639 \u0623\u0648 \u0633\u0631\u0642\u0629 \u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u064a\u0631\u0629\u060c \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u062a\u0642\u0635\u064a\u0631\u064a\u0629\u060c \u0644\u0623\u0646 \u0627\u0644\u0625\u0647\u0645\u0627\u0644 \u0648\u0627\u0644\u062a\u0642\u0635\u064a\u0631 \u0648\u0642\u0639 \u0645\u0646 \u062c\u0627\u0646\u0628\u0647\u060c \u0648\u0644\u0627 \u064a\u062a\u0645 \u0625\u0639\u0641\u0627\u0624\u0647 \u0625\u0644\u0649 \u0628\u0639\u062f \u0625\u062e\u0637\u0627\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0628\u0648\u0627\u0642\u0639\u0629 \u0636\u064a\u0627\u0639 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0623\u0648 \u0633\u0631\u0642\u062a\u0647\u0627.<\/p>\n

\u0648\u0642\u062f \u064a\u062b\u0627\u0631 \u0625\u0634\u0643\u0627\u0644 \u0628\u062e\u0635\u0648\u0635 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u0630\u064a \u064a\u062a\u062d\u0645\u0644 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0644\u0649 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0641\u0627\u0635\u0644\u0629 \u0628\u064a\u0646 \u0627\u0644\u0636\u064a\u0627\u0639 \u0648\u0627\u0644\u062a\u0635\u0631\u064a\u062d \u0644\u062f\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0631\u064a\u062b\u0645\u0627 \u064a\u062a\u0645 \u062a\u0623\u0643\u064a\u062f\u0647 \u0643\u062a\u0627\u0628\u0629.<\/p>\n

\u062c\u0648\u0627\u0628\u0627 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u062a\u0633\u0627\u0624\u0644\u060c \u0648\u0628\u0627\u0644\u0631\u062c\u0648\u0639 \u0625\u0644\u0649 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0635\u0627\u062f\u0631 \u0639\u0646 \u0645\u062d\u0643\u0645\u0629 \u0627\u0644\u0646\u0642\u0636 \u0627\u0644\u0641\u0631\u0646\u0633\u064a\u0629 \u0628\u062a\u0627\u0631\u064a\u062e 08\u2013 10 \u2013 1991\u060c \u062d\u064a\u062b \u0642\u0636\u062a \u0628\u0623\u0646 \u0643\u0644 \u0627\u0644\u0633\u062d\u0648\u0628 \u0627\u0644\u062a\u064a \u062a\u0645 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0647\u0627 \u0628\u0648\u0627\u0633\u0637\u0629 \u0628\u0637\u0627\u0642\u0629 \u0628\u0646\u0643\u064a\u0629 \u062a\u0645 \u0627\u0644\u062a\u0635\u0631\u064a\u062d \u0628\u0641\u0642\u062f\u0627\u0646\u0647\u0627 \u0623\u0648 \u0633\u0631\u0642\u062a\u0647\u0627 \u064a\u0644\u0632\u0645 \u0623\u0646 \u064a\u062a\u062d\u0645\u0644\u0647 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0630\u064a \u0644\u0645 \u064a\u0633\u062a\u0639\u0645\u0644 \u0643\u0644 \u0648\u0633\u0627\u0626\u0644\u0647 \u0641\u0648\u0631 \u0625\u062e\u0637\u0627\u0631\u0647 \u0644\u0644\u062d\u064a\u0644\u0648\u0644\u0629 \u062f\u0648\u0646 \u0648\u0642\u0648\u0639 \u0627\u0644\u0633\u062d\u0648\u0628 \u0627\u0644\u0645\u0639\u0646\u064a\u0629 . [20]<\/p>\n

\u0648\u0641\u064a \u0646\u0641\u0633 \u0627\u0644\u0633\u064a\u0627\u0642 \u0642\u0631\u0631 \u0642\u0636\u0627\u0621 \u0627\u0644\u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0628\u062a\u062d\u0645\u064a\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0644\u0644\u0628\u0646\u0643 \u0645\u0627 \u062f\u0627\u0645 \u0623\u0646 \u062d\u0627\u0645\u0644\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0642\u0627\u0645\u062a \u0628\u0625\u062e\u0628\u0627\u0631 \u0627\u0644\u0628\u0646\u0643 \u0643\u062a\u0627\u0628\u0629 \u0628\u0648\u0627\u0642\u0639\u0629 \u0627\u0644\u0633\u0631\u0642\u0629 \u0648\u0627\u0644\u0636\u064a\u0627\u0639. [21]<\/p>\n

\u0643\u0645\u0627 \u062a\u0644\u062a\u0632\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0628\u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0645\u0646 \u0628\u064a\u0646\u0647\u0627 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u0629 \u0627\u0644\u0645\u062a\u0631\u0634\u062d \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0648\u0623\u0647\u0644\u064a\u062a\u0647 \u0648\u0645\u0648\u0637\u0646\u0647\u060c \u0643\u0645\u0627 \u064a\u0643\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0645\u0633\u0624\u0648\u0644\u0627 \u0639\u0646 \u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0648\u0627\u0644\u062a\u064a \u0645\u0646 \u0628\u064a\u0646\u0647\u0627 \u0627\u0644\u062e\u0637\u0623 \u0641\u064a \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0623\u0645\u0631 \u0648\u0627\u0644\u062e\u0637\u0623 \u0641\u064a \u0627\u0644\u0645\u0628\u0644\u063a \u0623\u0648 \u0631\u0641\u0636 \u0627\u0644\u0628\u0646\u0643 \u062a\u0646\u0641\u064a\u0630 \u0623\u0645\u0631 \u0627\u0644\u0648\u0641\u0627\u0621 \u062f\u0648\u0646 \u0633\u0628\u0628 \u0645\u0634\u0631\u0648\u0639.<\/p>\n

\u062b\u0627\u0646\u064a\u0627: \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629:<\/strong><\/span><\/p>\n

\u0642\u062f \u064a\u062d\u062f\u062b \u0623\u0646 \u064a\u0641\u0642\u062f \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0625\u0645\u0627 \u0646\u062a\u064a\u062c\u0629 \u0627\u0633\u062a\u064a\u0644\u0627\u0621 \u0627\u0644\u063a\u064a\u0631 \u0639\u0644\u064a\u0647\u0627 \u0648 \u0630\u0644\u0643 \u0628\u0633\u0631\u0642\u062a\u0647\u0627 \u0645\u0646 \u062d\u0633\u0627\u0628 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0644\u062f\u0649 \u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u0623\u0648 \u0633\u0631\u0642\u0629 \u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0639\u062f \u062a\u062d\u0645\u064a\u0644\u0647\u0627 \u0639\u0644\u0649 \u0623\u062f\u0627\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0623\u0648 \u0641\u0642\u062f\u0627\u0646 \u0648\u062d\u062f\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0646\u062a\u064a\u062c\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644[22].<\/p>\n

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\u0627\u0644\u0641\u0642\u0631\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629: \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/span><\/p>\n

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\u0623\u0648\u0644\u0627: \u0648\u0633\u064a\u0637 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/strong><\/span><\/p>\n

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\n\u064a\u0642\u062a\u0636\u064a \u0647\u0630\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0644\u0644\u062a\u0627\u062c\u0631 \u062d\u0633\u0627\u0628\u0627 \u0628\u0646\u0643\u064a\u0627 \u0641\u064a \u0628\u0646\u0643 \u0627\u0645\u0631\u064a\u0643\u064a \u0648\u0623\u0646 \u064a\u0642\u062f\u0645 \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u0645\u062f\u064a\u0646 \u0637\u0644\u0628\u0627 \u0628\u0641\u062a\u062d \u062d\u0633\u0627\u0628 \u0644\u062f\u064a\u0647\u0627 \u0628\u0639\u062f \u0623\u0646 \u064a\u0631\u0633\u0644 \u0625\u0644\u064a\u0647\u0627 \u062e\u0627\u0631\u062c \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a \u0628\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0639\u0627\u062f\u064a \u0623\u0648 \u0627\u0644\u0647\u0627\u062a\u0641 \u0631\u0642\u0645 \u062d\u0633\u0627\u0628\u0647 \u0627\u0644\u0628\u0646\u0643\u064a \u0648\u0631\u0642\u0645 \u0628\u0637\u0627\u0642\u062a\u0647 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u060c \u0628\u0639\u062f \u0630\u0644\u0643 \u062a\u0632\u0648\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u0623\u0639\u0644\u0627\u0647 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0645\u0639\u0631\u0636 (( identifant \u0648\u0647\u0648 \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0631\u0642\u0645 \u062a\u0639\u0631\u064a\u0641 \u0634\u062e\u0635\u064a \u064a\u0631\u0633\u0644 \u0644\u0647 \u0628\u0627\u0644\u0628\u0631\u064a\u062f \u0644\u064a\u0633\u062a\u0639\u0645\u0644\u0647 \u0623\u062b\u0646\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0633\u0648\u064a\u0629[25].<\/p>\n

\u064a\u0642\u0648\u0645 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0625\u0631\u0633\u0627\u0644 \u0631\u0642\u0645 \u062a\u0639\u0631\u064a\u0641\u0647 \u0627\u0644\u0634\u062e\u0635\u064a \u0644\u0644\u062a\u0627\u062c\u0631 \u0627\u0644\u0630\u064a \u064a\u0633\u0645\u062d \u0644\u0647 \u0628\u0627\u0644\u062a\u0627\u0643\u062f \u0645\u0646 \u0648\u062c\u0648\u062f \u0648 \u0643\u0641\u0627\u064a\u0629 \u062d\u0633\u0627\u0628 \u0639\u0645\u064a\u0644\u0647 \u0644\u062f\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0648\u0633\u064a\u0637\u0629\u060c \u0648\u0630\u0644\u0643 \u0628\u0625\u0646 \u064a\u0631\u0633\u0644 \u0644\u0647\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0635\u0641\u0642\u0629 \u0648\u0644\u0631\u0642\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0634\u062e\u0635\u064a \u0644\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u062a\u0627\u062c\u0631 \u0645\u0639\u0627 \u062a\u0645 \u062a\u0631\u0633\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u0630\u064a \u064a\u062a\u0637\u0627\u0628\u0642 \u0645\u0639 \u0627\u0644\u0645\u0635\u0631\u0641 \u0631\u0633\u0627\u0644\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062a\u0637\u0644\u0628 \u0645\u0646\u0647 \u062a\u0623\u0643\u064a\u062f \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0633\u0648\u064a\u0629[26].<\/p>\n

\u0648\u0628\u0639\u062f \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u064a\u0644 \u062a\u0631\u0633\u0644 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0648\u0633\u064a\u0637\u0629 \u0643\u0627\u0645\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u062a\u0646\u0641\u064a\u062f \u0639\u0645\u0644\u064a\u0629 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0646\u0642\u0648\u062f \u0645\u0646 \u062d\u0633\u0627\u0628 \u0627\u0644\u0639\u0645\u064a\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0648\u0633\u064a\u0637\u0629 \u0648\u0644\u064a\u0633 \u0644\u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0639\u062f \u0630\u0644\u0643 \u063a\u064a\u0631 \u0627\u0644\u0648\u0641\u0627\u0621 \u0644\u0644\u062a\u0627\u062c\u0631 \u0648\u0627\u062e\u0637\u0627\u0631\u0647 \u0628\u0646\u062c\u0627\u062d \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0648\u0641\u0627\u0621 \u062d\u062a\u0649 \u064a\u062a\u0645\u0643\u0646 \u0645\u0646 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u062a\u0632\u0627\u0645\u0647 \u062a\u062c\u0627\u0647 \u0627\u0644\u0639\u0645\u064a\u0644.[27]<\/p>\n

2- \u0646\u0638\u0627\u0645 kleline<\/span><\/strong><\/p>\n

\u064a\u062d\u062a\u0627\u062c \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0625\u0644\u0649 \u0623\u0646 \u064a\u0636\u064a\u0641 \u0644\u062d\u0633\u0627\u0628\u0647 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0634\u062e\u0635\u064a \u0628\u0631\u0646\u0627\u0645\u062c\u0627 \u0644\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0622\u0645\u0646 \u064a\u0633\u0645\u0649 kceboxe) )\u060c \u0648\u0628\u0639\u062f \u0623\u0646 \u064a\u0631\u0633\u0644 \u0627\u0644\u0639\u0645\u064a\u0644 \u0637\u0644\u0628 \u0627\u0644\u0634\u0631\u0627\u0621 \u0625\u0644\u0649 \u0627\u0644\u062a\u0627\u062c\u0631\u060c \u064a\u0631\u0633\u0644 \u0647\u0630\u0627 \u0627\u0644\u0627\u062e\u064a\u0631 \u0628\u0637\u0627\u0642\u0629 \u0648\u0641\u0627\u0621 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0648\u0633\u064a\u0637\u0629 \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0639\u0644\u064a\u0647\u0627 \u0628\u0639\u062f \u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631\u060c \u0623\u0646 \u062a\u0631\u0633\u0644 \u0628\u0637\u0627\u0642\u0629 \u0648\u0641\u0627\u0621 \u0625\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644\u060c \u0648\u0628\u0639\u062f \u0627\u0633\u062a\u0644\u0627\u0645\u0647 \u0644\u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629\u060c \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u064a\u0644 \u0623\u0646 \u064a\u0635\u062f\u0631 \u0642\u0628\u0648\u0644\u0647 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0627 \u0648\u0628\u0639\u062f \u0631\u0636\u0627 \u0627\u0644\u0639\u0645\u064a\u0644 \u062a\u0642\u0648\u0645( kleline ) \u0628\u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0648\u0641\u0627\u0621 \u0648\u062a\u0636\u0639 \u062a\u0635\u0631\u0641 \u0627\u0644\u062a\u0627\u062c\u0631 \u0642\u0633\u064a\u0645\u0629 \u0635\u0646\u062f\u0648\u0642 (Bonde caisse).[28]<\/p>\n

\u0641\u0627\u0644\u0623\u0643\u064a\u062f \u0625\u0646\u0647 \u0644\u0627 \u062a\u0648\u062c\u062f \u0623\u064a \u0639\u0644\u0627\u0642\u0629 \u062a\u0639\u0627\u0642\u062f\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u064a\u0644 \u0648\u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0648\u0633\u064a\u0637\u0629 \u0639\u062f\u0627 \u0631\u062e\u0635\u0629 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0622\u0645\u0627\u0646 \u0627\u0644\u0645\u0634\u0627\u0631 \u0625\u0644\u064a\u0647 \u0623\u0639\u0644\u0627\u0647 \u0648\u0623\u0646\u0645\u0627 \u064a\u062a\u0645 \u062a\u062f\u062e\u0644 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0643\u0629 \u0644\u0623\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0621 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062a\u0648\u0643\u064a\u0644 \u064a\u0635\u062f\u0631 \u0644\u0647\u0627 \u0645\u0646 \u0627\u0644\u062a\u0627\u062c\u0631.<\/p>\n

\u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0630\u0644\u0643\u060c \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 \u0623\u0646 \u064a\u0648\u0641\u064a \u0623\u0645\u0627 \u0628\u0648\u0627\u0633\u0637\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0623\u0648 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0645\u062d\u0641\u0638\u0629 \u0646\u0642\u0648\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u062f\u0649 \u0627\u0644\u062a\u0627\u062c\u0631 \u0623\u0648 \u0641\u064a \u0631\u0648\u0627\u0642 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0647\u0648 \u0639\u0628\u0627\u0631\u0629 \u0639\u0646 \u0645\u0648\u0642\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u064a\u062c\u0645\u0639 \u0639\u062f\u0629 \u062a\u062c\u0627\u0631\u060c \u0648\u0639\u0646\u062f \u0627\u0644\u0644\u062c\u0648\u0621 \u0625\u0644\u0649 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u0627\u0646 \u0645\u0647\u0645\u0629 \u062a\u0646\u0638\u064a\u0645\u0647\u0627 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0627 \u062a\u0643\u0648\u0646 \u0639\u0644\u0649 \u0639\u0627\u062a\u0642 \u0634\u0631\u0643\u0629 ( kleline).[29]<\/p>\n

\u062b\u0627\u0646\u064a\u0627 :\u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0634\u0641\u064a\u0631 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a<\/strong><\/span><\/p>\n

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1- \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0622\u0645\u0646\u0629 SET<\/strong><\/span><\/p>\n

\u064a\u0639\u062f \u0645\u0646 \u0623\u0647\u0645 \u0627\u0644\u0628\u0631\u062a\u0648\u0643\u0648\u0644\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0646\u0648\u0627\u062d\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u0638\u0647\u0631\u062a \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0639\u0644\u0649 \u0648\u062c\u0647 \u0627\u0644\u0627\u0637\u0644\u0627\u0642\u060c \u0648\u064a\u0631\u062c\u0639 \u0630\u0644\u0643 \u0625\u0644\u0649 \u062a\u0639\u0644\u0642\u0647 \u0628\u0623\u0647\u0645 \u062c\u0632\u0621 \u0645\u0646 \u0623\u062c\u0632\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0639\u0644\u0649 \u0634\u0628\u0643\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0647\u0648 \u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0628\u064a\u0639 \u0628\u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0637\u0644\u0628 \u0627\u0644\u0634\u0631\u0627\u0621 \u0648\u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0648\u0641\u0627\u0621 \u0639\u0628\u0631 \u0627\u0644\u0634\u0628\u0643\u0629 [30] \u0644\u0647\u0630\u0627 \u0641\u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0645\u0646 \u0648\u0631\u0627\u0621 \u0647\u0630\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0647\u0648 \u062a\u0623\u0645\u064a\u0646 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0648\u0641\u0627\u0621 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0645 \u0623\u062b\u0646\u0627\u0621 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629.<\/p>\n

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\u062e\u0627\u062a\u0645\u0629<\/span><\/span><\/p>\n

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\u0648\u0628\u0645\u0627 \u0623\u0646 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0627 \u062a\u0639\u0631\u0641 \u0627\u0644\u062d\u062f\u0648\u062f \u0628\u064a\u0646 \u0627\u0644\u062f\u0648\u0644\u060c \u0648\u0647\u064a \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0645\u0646\u0637\u0644\u0642 \u0630\u0627\u062a \u0637\u0627\u0628\u0639 \u062f\u0648\u0644\u064a\u060c \u0641\u0625\u0646 \u0639\u0645\u0644\u064a\u0629 \u0645\u0648\u0627\u0626\u0645\u0629 \u0627\u0644\u062a\u0634\u0631\u064a\u0639 \u0627\u0644\u0645\u062d\u0644\u064a \u0645\u0639 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0647\u064a \u0639\u0645\u0644\u064a\u0629 \u0628\u0627\u0644\u063a\u0629 \u0627\u0644\u0623\u0647\u0645\u064a\u0629\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062a\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u0631\u0627\u0639\u0627\u0629 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u064a\u0629 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u064a\u0648\u0646\u0633\u062a\u0631\u0627\u0644 \u0648\u0627\u0644\u062a\u064a \u062a\u0647\u062f\u0641 \u0628\u0627\u0644\u0623\u0633\u0627\u0633 \u0625\u0644\u0649 \u0645\u0642\u0627\u0631\u0628\u0629 \u0628\u064a\u0646 \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u062f\u0648\u0644.<\/p>\n

\u0648\u0642\u0628\u0644 \u0627\u0644\u062e\u062a\u0627\u0645 \u0627\u0631\u062a\u0623\u064a\u0646\u0627 \u0648\u0636\u0639 \u0628\u0639\u0636 \u0627\u0644\u0645\u0644\u0627\u062d\u0638\u0627\u062a \u0648\u0627\u0644\u0627\u0642\u062a\u0631\u0627\u062d\u0627\u062a \u0628\u062e\u0635\u0648\u0635 \u0627\u0644\u0645\u0648\u0636\u0648\u0639 \u060c\u0628\u0627\u0639\u062a\u0628\u0627\u0631\u0647 \u0645\u0648\u0636\u0648\u0639 \u0645\u0639\u0627\u0635\u0631 \u0644\u0627\u0632\u0627\u0644 \u064a\u0623\u0645\u0644 \u0645\u0646\u0647 \u0627\u0644\u0643\u062b\u064a\u0631<\/strong><\/span><\/p>\n

\u0627\u0644\u0646\u062a\u0627\u0626\u062c:<\/strong><\/span><\/p>\n

\u0625\u0646 \u062a\u0639\u062f\u062f \u0648\u062a\u0646\u0648\u0639 \u0623\u0634\u0643\u0627\u0644 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u062a\u064a \u062a\u0642\u0648\u0645 \u0628\u0647\u0627 \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0648\u0642\u0648\u0639 \u062e\u0644\u0637 \u0641\u064a \u0627\u0644\u062a\u0633\u0645\u064a\u0627\u062a \u0648\u0627\u0644\u0645\u0641\u0627\u0647\u064a\u0645\u060c \u062d\u064a\u062b \u062a\u0645\u062a \u0627\u0644\u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646 \u0647\u0646\u0627\u0643 \u0645\u0646 \u064a\u0639\u062a\u0628\u0631 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0637\u0627\u0626\u0642 \u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629 \u0645\u0645\u063a\u0646\u0637\u0629\u060c \u0648\u0647\u0646\u0627 \u0645\u0646 \u064a\u0639\u062a\u0628\u0631\u0647\u0627 \u0646\u0642\u0648\u062f\u0627 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0642\u0627\u0626\u0645\u0629 \u0628\u0630\u0627\u062a\u0647\u0627\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0645\u0627 \u064a\u0637\u0631\u062d\u0647 \u0645\u0646 \u062e\u0644\u0627\u0641 \u0641\u0642\u0647\u064a \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629.<\/p>\n

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\n\u0627\u0644\u0627\u0642\u062a\u0631\u0627\u062d\u0627\u062a:<\/strong><\/span><\/p>\n

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\u0645\u0646 \u0623\u062c\u0644 \u062d\u0644 \u0625\u0634\u0643\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u062c\u0648\u0628 \u0627\u0639\u062a\u0645\u0627\u062f \u0645\u0642\u0627\u0631\u0628\u0629 \u0634\u0645\u0648\u0644\u064a\u0629 \u062a\u0631\u0627\u0639\u064a \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0628\u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0639\u0628\u0631 \u0633\u0646 \u062a\u0634\u0631\u064a\u0639\u0627\u062a \u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0630\u0644\u0643 \u0644\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0622\u062b\u0627\u0631 \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0646 \u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0641\u064a\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0646 \u0627\u0644\u0628\u064a\u0626\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0644\u0647\u0627 \u062d\u064a\u062b \u062a\u0628\u062f\u0648 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u063a\u064a\u0631 \u0643\u0627\u0641\u064a\u0629 \u0644\u0645\u0648\u0627\u062c\u0647\u0629 \u0627\u0644\u0645\u0634\u0627\u0643\u0644 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0648\u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f\u0629 \u0639\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u064a\u0627\u062a \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644 \u0627\u0644\u0628\u0646\u0643\u064a.<\/p>\n

\u0648\u062c\u0648\u0628 \u0627\u0644\u0639\u0645\u0644 \u0639\u0644\u0649 \u062a\u0639\u062f\u064a\u0644 \u0646\u0635\u0648\u0635 \u0645\u062f\u0648\u0646\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0644\u062a\u0633\u062a\u0648\u0639\u0628 \u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u0630\u064a \u0637\u0631\u0623 \u0639\u0644\u0649 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u064a \u0627\u0635\u0628\u062d\u062a \u0645\u0639 \u0627\u0644\u062a\u0637\u0648\u0631 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a \u0630\u0627\u062a \u0637\u0628\u064a\u0639\u0629 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629.<\/p>\n

\u0627\u0633\u062a\u064a\u0639\u0627\u0628 \u0643\u0627\u0641\u0629 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0637\u0631\u0623\u062a \u0639\u0644\u0649 \u0643\u0627\u0641\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0643\u0645\u0627 \u064a\u0646\u0628\u063a\u064a \u0625\u0634\u0631\u0627\u0643 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u062a\u0648\u0635\u0644 \u0644\u0635\u064a\u063a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0633\u0644\u064a\u0645\u0629.<\/p>\n

\u0643\u0645\u0627 \u0646\u0642\u062a\u0631\u062d \u0636\u0631\u0648\u0631\u0629 \u0625\u0635\u062f\u0627\u0631 \u0642\u0627\u0646\u0648\u0646 \u062e\u0627\u0635 \u064a\u062a\u0639\u0644\u0642 \u0628\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0627\u0645\u0629 \u0648\u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u062e\u0627\u0635\u0629\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u0648\u0636\u064a\u062d \u0637\u0631\u0642 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u0645\u0633\u0627\u0626\u0644 \u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629 \u0639\u0646\u0647\u0627\u060c \u0645\u0646 \u0628\u064a\u0646\u0647\u0627 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0648\u0627\u0644\u062c\u0646\u0627\u0626\u064a\u0629 \u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0628\u0637\u0631\u064a\u0642\u0629 \u063a\u064a\u0631 \u0645\u0634\u0631\u0648\u0639\u0629 \u0633\u0648\u0627\u0621 \u0645\u0646 \u0637\u0631\u0641 \u0623\u0635\u062d\u0627\u0628\u0647\u0627 \u0623\u0648 \u0627\u0644\u063a\u064a\u0631.<\/p>\n

\u064a\u062c\u0628 \u062a\u0648\u0641\u064a\u0631 \u0623\u062c\u0647\u0632\u0629 \u0642\u0636\u0627\u0626\u064a\u0629 \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u0627\u0644\u0623\u0645\u0648\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0648\u0630\u0644\u0643 \u0639\u0628\u0631 \u062a\u0643\u0648\u064a\u0646 \u0642\u0636\u0627\u0629 \u0645\u062a\u062e\u0635\u0635\u064a\u0646 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644.<\/p>\n

\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0628\u0627\u0644\u062c\u0627\u0646\u0628 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a\u064a \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u060c \u0648\u0647\u0630\u0627 \u0645\u0627 \u0627\u0635\u0628\u062d\u0646\u0627 \u0646\u0644\u0645\u0633\u0647 \u062e\u0644\u0627\u0644 \u0627\u0644\u0622\u0648\u0646\u0629 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u062d\u064a\u062b \u0627\u062a\u062c\u0647\u062a \u0645\u0639\u0638\u0645 \u0627\u0644\u0623\u0628\u0646\u0627\u0643 \u0627\u0644\u0639\u0627\u0645\u0644\u0629 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 \u0646\u062d\u0648 \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0628\u0647\u0630\u0627 \u0627\u0644\u062c\u0627\u0646\u0628 \u0648\u062a\u062e\u0635\u064a\u0635 \u062c\u0632\u0621 \u0645\u0646 \u0645\u064a\u0632\u0627\u0646\u064a\u0627\u062a\u0647\u0627 \u0644\u062a\u0637\u0648\u064a\u0631\u0647\u060c \u0648\u0630\u0644\u0643 \u0639\u0628\u0631 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0627\u0644\u0636\u0631\u0648\u0631\u064a\u0629 \u0648\u0627\u0644\u0643\u0641\u064a\u0644\u0629 \u0628\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u062c\u0627\u0646\u0628 \u0627\u0644\u062a\u0642\u0646\u064a \u0627\u0644\u0630\u064a \u064a\u0639\u0632\u0632 \u0627\u0644\u0648\u0642\u0627\u064a\u0629 \u0645\u0646 \u0627\u0644\u062a\u062f\u0644\u064a\u0633 \u0648\u064a\u062d\u0648\u0644 \u062f\u0648\u0646 \u062a\u0641\u0634\u064a \u0638\u0627\u0647\u0631\u0629 \u0627\u0644\u062a\u0632\u0648\u064a\u0631 \u0648\u0627\u0644\u0642\u0631\u0635\u0646\u0629 \u0627\u0644\u062a\u064a \u064a\u0639\u0631\u0641\u0647\u0627 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u062f\u0648\u0646 \u0625\u063a\u0641\u0627\u0644 \u0648\u0627\u062c\u0628 \u0627\u0644\u0625\u0639\u0644\u0627\u0645 \u0648\u0627\u0644\u0646\u0635\u062d \u0644\u0644\u0632\u0628\u0646\u0627\u0621 \u0628\u0645\u0646\u0627\u0633\u0628\u0629 \u062a\u0648\u0642\u064a\u0639 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0648\u0644\u0648\u062c \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0638\u0645\u0629.
\n\u062a\u0646\u0645\u064a\u0629 \u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u062c\u062a\u0645\u0639 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0641\u064a\u0645\u0627 \u064a\u062e\u0635 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0628\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 .<\/span><\/strong>
\n\u062a\u0648\u0641\u064a\u0631 \u0645\u0646\u0627\u062e \u0622\u0645\u0646\u064a \u064a\u0636\u0645\u0646 \u0627\u0644\u062a\u0628\u0627\u062f\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0645\u0646 \u0642\u0631\u0635\u0646\u0629 \u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0648\u064a\u062d\u0641\u0638 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u064a\u062d\u0635\u0646 \u0627\u0644\u0634\u0628\u0643\u0629 \u0645\u0646 \u0647\u062c\u0648\u0645 \u0645\u062e\u062a\u0631\u0642\u064a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a .
\n\u062a\u062d\u062f\u064a\u062f \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635 \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062d\u062f\u064a\u062b\u0629.
\n\u0627\u0644\u0645\u0631\u0627\u062c\u0639 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629:<\/strong><\/span><\/p>\n

\u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629:<\/strong><\/span><\/p>\n

– \u0623\u062d\u0645\u062f \u0627\u0644\u0628\u062e\u062a\u064a: \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0628\u0644\u0648\u0645 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0639\u0644\u064a\u0627 \u0627\u0644\u0645\u0639\u0645\u0642\u0629 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062e\u0627\u0635\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u064a\u060c \u0627\u0644\u0631\u0628\u0627\u0637.<\/p>\n

– \u0623\u0645\u062c\u062f \u062d\u0645\u062f\u0627\u0646 \u0627\u0644\u062c\u0647\u0646\u064a: \u062c\u0631\u0627\u0626\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a\u060c \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629-\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629)\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0648\u0645\u0631\u0643\u0632 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0628\u0648\u0638\u0628\u064a 19-20 \u0645\u0627\u064a 2009<\/p>\n

– \u062e\u0627\u0644\u062f \u0645\u0645\u062f\u0648\u062d \u0625\u0628\u0631\u0627\u0647\u064a\u0645: \u062d\u062c\u064a\u0629 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u0625\u062b\u0628\u0627\u062a \u2013 \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u2013\u060c\u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u064a \u0627\u0644\u0625\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c 2010.<\/p>\n

– \u0636\u062d\u0649 \u0627\u0644\u0639\u0632\u0648\u0632\u064a: \u0627\u0644\u0645\u0638\u0627\u0647\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0648 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062d\u062f\u064a\u062b\u0629\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0628\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0633\u062a\u0631 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062e\u0627\u0635\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u064a\u060c \u0627\u0644\u0631\u0628\u0627\u0637\u060c \u0627\u0644\u0645\u0648\u0633\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u064a: 2010 \u2013 2011<\/p>\n

– \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646: \u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u062f\u0631\u0627\u0633\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629 \u0646\u0642\u062f\u064a\u0629 \u0639\u0644\u0649 \u0636\u0648\u0621 \u0645\u0648\u0642\u0641 \u0627\u0644\u062a\u0634\u0631\u064a\u0639 \u0648\u0627\u0644\u0641\u0642\u0647 \u0648\u0627\u0644\u0642\u0636\u0627\u0621 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0627\u0644\u0645\u0642\u0627\u0631\u0646\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 2011.<\/p>\n

– \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646: \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0627\u0644\u0628\u0637\u0627\u0626\u0642 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u2013 \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629\u060c \u0627\u0644\u0645\u0637\u0628\u0639\u0629 \u0648\u0627\u0644\u0648\u0631\u0627\u0642\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629\u060c \u0645\u0631\u0627\u0643\u0634\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 2010.<\/p>\n

– \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646: \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0633\u064a\u0644\u0629 \u0648\u0641\u0627\u0621 \u0641\u064a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629 \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0639\u062f\u062f 5\u060c \u0644\u0633\u0646\u0629 2011.<\/p>\n

– \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646:\u201d\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0641\u064a \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u0645\u0628\u0631\u0645 \u0628\u0634\u0643\u0644 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a-\u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0646\u0645\u0648\u0630\u062c\u0627-\u201c\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629 \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629\u060c \u0627\u0644\u0639\u062f\u062f 10\u060c 2014.<\/p>\n

– \u0639\u062f\u0646\u0627\u0646 \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0633\u0631\u062d\u0627\u0646: \u0627\u0644\u0648\u0641\u0627\u0621 (\u0627\u0644\u062f\u0641\u0639) \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u060c\u0628\u062d\u062b \u0645\u0646\u0634\u0648\u0631 \u0641\u064a \u0627\u0628\u062d\u0627\u062b \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0627\u0639\u0645\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0627\u0644\u0645\u062c\u0644\u062f \u0627\u0644\u0627\u0648\u0644.<\/p>\n

– \u0645\u062d\u0645\u062f \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0645\u062d\u0645\u0648\u062f \u0627\u0644\u0634\u0627\u0641\u0639\u064a: \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u062c\u0644\u0629 \u0627\u0644\u0623\u0645\u0646 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0645\u062c\u0644\u0629 \u062f\u0648\u0631\u064a\u0629 \u062a\u0635\u062f\u0631\u0647\u0627 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0634\u0631\u0637\u0629 \u062f\u0628\u064a\u060c \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u0623\u0648\u0644\u060c \u064a\u0646\u0627\u064a\u0631 2004.<\/p>\n

– \u0645\u062d\u0645\u062f \u0627\u0644\u0634\u0627\u0641\u0639\u064a: \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0623\u062f\u0627\u0621 \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0628\u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u0627\u0644\u0645\u0637\u0628\u0639\u0629 \u0648\u0627\u0644\u0648\u0631\u0627\u0642\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629\u060c \u0645\u0631\u0627\u0643\u0634\u060c .2002<\/p>\n

– \u0645\u0644\u064a\u0643\u0629 \u0628\u0648\u0645\u062e\u0644\u062f: \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0644\u062a\u0648\u0642\u064a\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0648\u0627\u0644\u0645\u0642\u0627\u0631\u0646\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0628\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0633\u062a\u0631\u060c \u0648\u062d\u062f\u0629 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0642\u0627\u0636\u064a \u0639\u064a\u0627\u0636\u060c \u0645\u0631\u0627\u0643\u0634\u060c \u0627\u0644\u0645\u0648\u0633\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u064a: 2009 \u2013 2010.<\/p>\n

– \u0645\u0648\u0633\u0649 \u0639\u064a\u0633\u0649 \u0627\u0644\u0639\u0627\u0645\u0631\u064a: \u0627\u0644\u0634\u064a\u0643 \u0627\u0644\u0630\u0643\u064a\u060c \u0623\u0628\u062d\u0627\u062b \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u060c\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u060c\u0643\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u060c\u0627\u0644\u0645\u062c\u0644\u062f \u0627\u0644\u0627\u0648\u0644\u060c11 \u0631\u0628\u064a\u0639 \u0627\u0644\u0627\u0648\u0644 1424 \u0647\u0640\u0640 \u0627\u0644\u0645\u0648\u0627\u0641\u0642 12 \u0645\u0627\u064a\u0648 2003\u0645<\/p>\n

– \u0648\u0641\u0627\u0621 \u0627\u0644\u0648\u0627\u0641\u064a: \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0628\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0633\u062a\u0631 \u062a\u062e\u0635\u0635 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u060c\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0642\u0627\u0636\u064a \u0639\u064a\u0627\u0636\u060c\u0645\u0631\u0627\u0643\u0634 2011-2012<\/p>\n

– \u0635\u0644\u064a\u062d\u0629 \u062d\u0627\u062c\u064a: \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0631\u0642\u0645\u064a \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a: \u0627\u0644\u0645\u0638\u0627\u0647\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u060c \u0623\u0637\u0631\u0648\u062d\u0629 \u0644\u0646\u064a\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631\u0627\u0647 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062e\u0627\u0635 \u062c\u0627\u0645\u0639\u0629 \u0645\u062d\u0645\u062f \u0627\u0644\u0623\u0648\u0644\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u0648\u062c\u062f\u0629\u060c \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629: 2005 \u2013 2006.<\/p>\n

– \u0639\u0628\u062f \u0627\u0644\u0631\u0632\u0627\u0642 \u0627\u0644\u0633\u0646\u0647\u0648\u0631\u064a: \u0627\u0644\u0648\u062c\u064a\u0632 \u0641\u064a \u0634\u0631\u062d \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u062f\u0646\u064a\u060c \u0646\u0638\u0631\u064a\u0629 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0648\u062c\u0647 \u0639\u0627\u0645\u060c \u0627\u0644\u0645\u062c\u0644\u062f \u0627\u0644\u062b\u0627\u0644\u062b\u060c \u062f\u0627\u0631 \u0627\u0644\u0646\u0647\u0636\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u2013 \u0627\u0644\u0642\u0627\u0647\u0631\u0629\u060c 1984.<\/p>\n

– \u0645\u0627\u0621 \u0627\u0644\u0639\u064a\u0646\u064a\u0646 \u0633\u0639\u062f\u0627\u0646\u064a: \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u062c\u0644\u0629 \u0642\u0627\u0646\u0648\u0646 \u0648\u0623\u0639\u0645\u0627\u0644\u060c \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u062b\u0627\u0646\u064a 2011.<\/p>\n

\u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0627\u062c\u0646\u0628\u064a\u0629:<\/strong><\/span><\/p>\n

Thierry Piette Coudoul, Bertrand Andr\u00e9: Internet et la loi, edition Dalloz 1996.
\nGhizlane Achab : Le paiement en ligne dans le commerce \u00e9lectronic aspects de l\u2019influence de la technique sur le droit ;desa en droit priv\u00e9, universit\u00e9 Hassan 2,Ain Chok, facult\u00e9 des sciences juridiques \u00e9conomiques et socials, Casablanca ,2001.
\nBaker Brandelr: the Law of electronic funds Transfer systems, boston, 1996-1998.
\nAkito Yamamoto : Bitcoin : L\u2019autur Cote de la monnaie- avantages et inconv\u00e9nients D\u2019un investissement dans bitcoin , createSpace Independent publishing platform, 26 f\u00e9v 2018.
\n[1] \u2013 Brenda Kieman: E-commerce, strat\u00e9gie a solutions, microsoft press, paris 2001, p 250.<\/p>\n

[2] \u2013 \u0623\u0646\u0638\u0631: \u0639\u0628\u062f \u0627\u0644\u0631\u0632\u0627\u0642 \u0627\u0644\u0633\u0646\u0647\u0648\u0631\u064a\u060c \u0627\u0644\u0648\u062c\u064a\u0632 \u0641\u064a \u0634\u0631\u062d \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u062f\u0646\u064a\u060c \u0646\u0638\u0631\u064a\u0629 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0648\u062c\u0647 \u0639\u0627\u0645\u060c \u0627\u0644\u0645\u062c\u0644\u062f \u0627\u0644\u062b\u0627\u0644\u062b\u060c \u062f\u0627\u0631 \u0627\u0644\u0646\u0647\u0636\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u2013 \u0627\u0644\u0642\u0627\u0647\u0631\u0629\u060c 1984\u060c \u0635: 556.<\/p>\n

[3] \u2013 Thierry Piette Coudoul, Bertrand Andr\u00e9, Internet et la loi, edition Dalloz 1996, P 193<\/p>\n

[4] \u2013 \u0635\u0644\u064a\u062d\u0629 \u062d\u0627\u062c\u064a\u060c \u201d \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0631\u0642\u0645\u064a \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a : \u0627\u0644\u0645\u0638\u0627\u0647\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u201c\u060c \u0623\u0637\u0631\u0648\u062d\u0629 \u0644\u0646\u064a\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631\u0627\u0647 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062e\u0627\u0635 \u062c\u0627\u0645\u0639\u0629 \u0645\u062d\u0645\u062f \u0627\u0644\u0623\u0648\u0644\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u0648\u062c\u062f\u0629\u060c \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629: 2005 \u2013 2006\u060c \u0635: 14.<\/p>\n

[5]- \u0638\u0647\u064a\u0631 \u0634\u0631\u064a\u0641 \u0631\u0642\u0645 1.96.83 \u0627\u0644\u0635\u0627\u062f\u0631 \u0641\u064a 15 \u0645\u0646 \u0631\u0628\u064a\u0639 \u0627\u0644\u0623\u0648\u0644 1417 \u0627\u0644\u0645\u0648\u0627\u0641\u0642 \u0641\u0627\u062a\u062d \u063a\u0634\u062a 1996 \u0628\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 15.95 \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0645\u062f\u0648\u0646\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629.<\/p>\n

[6]- \u0645\u062d\u0645\u062f \u0627\u0644\u0634\u0627\u0641\u0639\u064a\u060c \u201d \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0623\u062f\u0627\u0621 \u0648 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0628\u0627\u0644\u0645\u063a\u0631\u0628 \u201c\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c \u0627\u0644\u0645\u0637\u0628\u0639\u0629 \u0648\u0627\u0644\u0648\u0631\u0627\u0642\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629\u060c \u0645\u0631\u0627\u0643\u0634\u060c 2002 \u0635 : 16.<\/p>\n

[7] \u2013 \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646:\u201d\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643 \u0641\u064a \u0627\u0644\u0639\u0642\u062f \u0627\u0644\u0645\u0628\u0631\u0645 \u0628\u0634\u0643\u0644 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a-\u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0646\u0645\u0648\u0630\u062c\u0627-\u201c\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629 \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629\u060c \u0627\u0644\u0639\u062f\u062f 10 \u060c2014<\/p>\n

[8] \u2013 \u0627\u0645\u062c\u062f \u062d\u0645\u062f\u0627\u0646 \u0627\u0644\u062c\u0647\u0646\u064a: \u062c\u0631\u0627\u0626\u0645 \u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a\u060c \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 (\u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629-\u0627\u0644\u062d\u0643\u0648\u0645\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629)\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 \u0648\u0645\u0631\u0643\u0632 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0627\u0628\u0648\u0638\u0628\u064a 19-20 \u0645\u0627\u064a 2009 \u0635771.<\/p>\n

[9] \u2013 \u0648\u0641\u0627\u0621 \u0627\u0644\u0648\u0627\u0641\u064a :\u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0628\u0631 \u0634\u0628\u0643\u0629 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u062a\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0628\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0633\u062a\u0631 \u062a\u062e\u0635\u0635 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u060c\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0642\u0627\u0636\u064a \u0639\u064a\u0627\u0636\u060c\u0645\u0631\u0627\u0643\u0634 2011-2012.<\/p>\n

[10]- http:\/\/www.banquemisa.com\/<\/p>\n

[11] \u2013 \u0643\u0644\u0645\u0629 \u062f\u0627\u0628\u0627 \u062a\u0639\u0646\u064a \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 : \u0627\u0644\u0622\u0646.<\/p>\n

[12] \u2013 \u0643\u0644\u0645\u0629 \u062f\u064a\u0627\u0644\u064a \u062a\u0639\u0646\u064a \u0628\u0627\u0644\u0644\u063a\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 : \u0645\u0644\u0643\u064a .<\/p>\n

[13] \u2013 \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646: \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648\u0633\u064a\u0644\u0629 \u0648\u0641\u0627\u0621 \u0641\u064a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u060c\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629 \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0627\u0644\u0639\u062f\u062f 5 2011<\/p>\n

[14]- \u0628\u064a\u062a\u0643\u0648\u064a\u0646 (BTC) \u0647\u064a \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u0639\u0627\u0644\u0645 \u0623\u0648 \u0645\u0627 \u064a\u0639\u0631\u0641 \u0628\u0623\u0633\u0645 \u201c\u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0625\u0641\u062a\u0631\u0627\u0636\u064a\u0629.\u064a\u062a\u0645 \u0625\u0646\u0634\u0627\u0621\u0647\u0627 \u0648\u062a\u0628\u0627\u062f\u0644\u0647\u0627 \u0645\u0646 \u062d\u0627\u0633\u0628 \u0644\u062d\u0627\u0633\u0628 \u062e\u0644\u0627\u0644 \u0634\u0628\u0643\u0629 \u0644\u0627\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0639\u0645\u0644\u0629 \u0644\u0627 \u062a\u062e\u0636\u0639 \u0644\u0633\u064a\u0637\u0631\u0629 \u0623\u064a \u0633\u0644\u0637\u0629 \u0645\u0631\u0643\u0632\u064a\u0629 \u0623\u0648 \u062d\u0643\u0648\u0645\u064a\u0629\u060c \u0648\u064a\u0645\u0643\u0646 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0623\u064a \u0634\u062e\u0635 \u0644\u062f\u064a\u0647 \u0627\u062a\u0635\u0627\u0644 \u0628\u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a.<\/p>\n

\u0644\u0644\u0645\u0632\u064a\u062f \u0623\u0646\u0638\u0631:<\/p>\n

– Akito Yamamoto : Bitcoin : L\u2019autur Cote de la monnaie- avantages et inconv\u00e9nients D\u2019un investissement dans bitcoin , createSpace Independent publishing platform, 26 f\u00e9v 2018, P 20.<\/p>\n

[15] \u2013 \u0645\u0648\u0633\u0649 \u0639\u064a\u0633\u0649 \u0627\u0644\u0639\u0627\u0645\u0631\u064a: \u0627\u0644\u0634\u064a\u0643 \u0627\u0644\u0630\u0643\u064a\u060c \u0623\u0628\u062d\u0627\u062b \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u060c\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0627\u0645\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0645\u062a\u062d\u062f\u0629\u060c\u0643\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u060c\u0627\u0644\u0645\u062c\u0644\u062f \u0627\u0644\u0627\u0648\u0644\u060c11 \u0631\u0628\u064a\u0639 \u0627\u0644\u0627\u0648\u0644 1424 \u0647\u0640\u0640 \u0627\u0644\u0645\u0648\u0627\u0641\u0642 12 \u0645\u0627\u064a\u0648 2003\u0645<\/p>\n

[16]- \u0645\u062d\u0645\u062f \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0645\u062d\u0645\u0648\u062f \u0627\u0644\u0634\u0627\u0641\u0639\u064a\u060c \u201d \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u201c\u060c \u0645\u062c\u0644\u0629 \u0627\u0644\u0623\u0645\u0646 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0645\u062c\u0644\u0629 \u062f\u0648\u0631\u064a\u0629 \u062a\u0635\u062f\u0631\u0647\u0627 \u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0634\u0631\u0637\u0629 \u062f\u0628\u064a\u060c \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u0623\u0648\u0644\u060c \u064a\u0646\u0627\u064a\u0631 2004\u060c \u0635: 03.<\/p>\n

[17]- \u062e\u0627\u0644\u062f \u0645\u0645\u062f\u0648\u062d \u0625\u0628\u0631\u0627\u0647\u064a\u0645\u060c \u201d \u062d\u062c\u064a\u0629 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u0625\u062b\u0628\u0627\u062a \u2013 \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u2013 \u201d \u062f\u0627\u0631 \u0627\u0644\u0641\u0643\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u064a \u0627\u0644\u0625\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649\u060c 2010\u060c \u0635 : 101.<\/p>\n

[18] \u2013 Ghizlane Achab :\u00abLe paiement en ligne dans le commerce \u00e9lectronic aspects de l\u2019influence de la technique sur le droit, desa en droit priv\u00e9, universit\u00e9 Hassan 2,Ain Chok, facult\u00e9 des sciences juridiques \u00e9conomiques et socials, Casablanca ,2001 ,P23<\/p>\n

[19]- \u0623\u062d\u0645\u062f \u0627\u0644\u0628\u062e\u062a\u064a\u060c \u201d \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u201c\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0628\u0644\u0648\u0645 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0639\u0644\u064a\u0627 \u0627\u0644\u0645\u0639\u0645\u0642\u0629 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062e\u0627\u0635\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u064a\u060c \u0627\u0644\u0631\u0628\u0627\u0637\u060c \u0635 : 59.<\/p>\n

[20]- \u0623\u0648\u0631\u062f\u062a\u0647 \u0636\u062d\u0649 \u0627\u0644\u0639\u0632\u0648\u0632\u064a: \u201d \u0627\u0644\u0645\u0638\u0627\u0647\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0648 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062d\u062f\u064a\u062b\u0629\u201d \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0628\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0633\u062a\u0631 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062e\u0627\u0635\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0633\u0648\u064a\u0633\u064a\u060c \u0627\u0644\u0631\u0628\u0627\u0637\u060c \u0627\u0644\u0645\u0648\u0633\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u064a : 2010 \u2013 2011 \u0635 : 208.<\/p>\n

[21]- \u062d\u0643\u0645 \u0635\u0627\u062f\u0631 \u0639\u0646 \u0627\u0644\u0645\u062d\u0643\u0645\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0627\u0628\u062a\u062f\u0627\u0626\u064a\u0629 \u0628\u0645\u0631\u0627\u0643\u0634\u060c \u0631\u0642\u0645 0531 \u0645\u0644\u0641 \u0631\u0642\u0645 68- 9- 04 \u0628\u062a\u0627\u0631\u064a\u062e \u0646\u0648\u0646\u0628\u0631 2004.<\/p>\n

[22]- \u0645\u0644\u064a\u0643\u0629 \u0628\u0648\u0645\u062e\u0644\u062f: \u201d \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0644\u062a\u0648\u0642\u064a\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0648\u0627\u0644\u0645\u0642\u0627\u0631\u0646 \u201c\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0628\u0644\u0648\u0645 \u0627\u0644\u0645\u0627\u0633\u062a\u0631\u060c \u0648\u062d\u062f\u0629 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0642\u0627\u0636\u064a \u0639\u064a\u0627\u0636\u060c \u0645\u0631\u0627\u0643\u0634\u060c \u0627\u0644\u0645\u0648\u0633\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u064a : 2009 \u2013 2010.\u0635: 35.<\/p>\n

[23]- \u0645\u0627\u0621 \u0627\u0644\u0639\u064a\u0646\u064a\u0646 \u0627\u0644\u0633\u0639\u062f\u0627\u0646\u064a: \u201d \u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u201c\u060c \u0645\u062c\u0644\u0629 \u0642\u0627\u0646\u0648\u0646 \u0648 \u0623\u0639\u0645\u0627\u0644\u060c \u0627\u0644\u0639\u062f\u062f \u0627\u0644\u062b\u0627\u0646\u064a 2011\u060c \u0635 : 101.<\/p>\n

[24]- \u0637\u0631\u062d \u0646\u0638\u0627\u0645 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0628\u0631 \u0627\u0644\u0648\u0633\u0637\u0627\u0621 \u0645\u0646 \u0642\u0628\u0644 \u0634\u0631\u0643\u0629 \u0627\u0645\u0631\u064a\u0643\u064a\u0629 \u0645\u0646 \u0648\u0644\u0627\u064a\u0629 wyoming \u062a\u062f\u0639\u0649 la first virtualholdingsinc<\/p>\n

[25]- \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646\u060c \u201d \u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u062f\u0631\u0627\u0633\u0629 \u062a\u062d\u0644\u064a\u0644\u064a\u0629 \u0646\u0642\u062f\u064a\u0629 \u0639\u0644\u0649 \u0636\u0648\u0621 \u0645\u0648\u0642\u0641 \u0627\u0644\u062a\u0634\u0631\u064a\u0639 \u0648\u0627\u0644\u0641\u0642\u0647 \u0648\u0627\u0644\u0642\u0636\u0627\u0621 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0627\u0644\u0645\u0642\u0627\u0631\u0646 \u201d \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 2011\u060c \u0635260 \u0648\u0645\u0627\u0628\u0639\u062f\u0647\u0627.<\/p>\n

[26]- \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646\u060c \u201d \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0627\u0644\u0628\u0637\u0627\u0626\u0642 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u2013 \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u201d \u0627\u0644\u0645\u0637\u0628\u0639\u0629 \u0648\u0627\u0644\u0648\u0631\u0627\u0642\u0629 \u0627\u0644\u0648\u0637\u0646\u064a\u0629\u060c \u0645\u0631\u0627\u0643\u0634\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u060c2010.\u063510 \u0648\u0645\u0627 \u0628\u0639\u062f\u0647\u0627.<\/p>\n

[27] \u0639\u062f\u0646\u0627\u0646 \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0633\u0631\u062d\u0627\u0646: \u0627\u0644\u0648\u0641\u0627\u0621 (\u0627\u0644\u062f\u0641\u0639) \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u060c\u0628\u062d\u062b \u0645\u0646\u0634\u0648\u0631 \u0641\u064a \u0627\u0628\u062d\u0627\u062b \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0627\u0639\u0645\u0627\u0644 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u060c \u0627\u0644\u0645\u062c\u0644\u062f \u0627\u0644\u0623\u0648\u0644\u060c \u0635272.<\/p>\n

[28]\u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646 \u060c\u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u060c\u0645\u060c\u0633\u060c\u0635262<\/p>\n

[29]\u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646 \u060c\u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0645\u060c\u0633\u060c\u063511<\/p>\n

[30]- \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646 \u0641\u064a \u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u060c\u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u060c\u0645\u060c\u0633\u060c\u0635269<\/p>\n

[31]- \u0645\u062d\u0645\u062f \u0627\u0645\u064a\u0646 \u0627\u0644\u0631\u0648\u0645\u064a :\u0627\u0644\u062a\u0639\u0627\u0642\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c\u0645\u060c\u0633\/\u0635\u060c34.<\/p>\n

[32]- \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646 \u0641\u064a \u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u060c\u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u060c\u0645\u060c\u0633\u060c\u0635 270<\/p>\n

[33]- \u0645\u062d\u0645\u062f \u0623\u0645\u064a\u0646 \u0627\u0644\u0631\u0648\u0645\u064a :\u0627\u0644\u062a\u0639\u0627\u0642\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0628\u0631 \u0627\u0644\u0627\u0646\u062a\u0631\u0646\u064a\u062a\u060c\u0645\u060c\u0633\/\u063534<\/p>\n

[34]- \u0627\u0648\u0631\u062f\u0647 \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646 :\u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u060c\u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u060c\u0645\u060c\u0633\u060c\u0635271<\/p>\n

[35]- \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646: \u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u060c\u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u060c \u0645\u0631\u062c\u0639 \u0633\u0627\u0628\u0642 \u060c\u0635 273<\/p>\n

[36]- \u0648\u0641\u0627\u0621 \u0627\u0644\u0648\u0627\u0641\u064a: \u0645\u0631\u062c\u0639 \u0633\u0627\u0628\u0642\u060c \u0635 108<\/p>\n

[37]- \u0625\u0628\u0631\u0627\u0647\u064a\u0645 \u0628\u0648\u062a\u0645\u0632\u064a\u0646: \u0645\u0631\u062c\u0639 \u0633\u0627\u0628\u0642\u060c \u0635 105<\/p>\n

[38]- \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646: \u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u060c\u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u060c \u0645\u0631\u062c\u0639 \u0633\u0627\u0628\u0642 \u060c\u0635272<\/p>\n

[39]- \u0636\u064a\u0627\u0621 \u0639\u0644\u064a \u0623\u062d\u0645\u062f \u0646\u0639\u0645\u0627\u0646: \u0627\u0644\u063a\u0634 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u064a \u060c\u0627\u0644\u0638\u0627\u0647\u0631\u0629 \u0648 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u060c \u0645\u0631\u062c\u0639 \u0633\u0627\u0628\u0642 \u060c\u0635275\u0648276<\/p>\n

\u0625\u0639\u0627\u062f\u0629 \u0646\u0634\u0631 \u0628\u0648\u0627\u0633\u0637\u0629 \u0645\u062d\u0627\u0645\u0627\u0629 \u0646\u062a<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0627\u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629- \u062a\u0637\u0644\u0639\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0645\u0640\u0640\u062d\u0640\u0640\u0645\u0640\u0640\u062f \u0641\u0640\u0640\u0627\u0636\u0640\u0640\u0644 \u0628\u0640\u0640\u0640\u0640\u0627\u0646\u0640\u0640\u0640\u064a\u060c \u062f\u0643\u062a\u0648\u0631 \u0641\u064a \u0627\u0644\u062d\u0642\u0648\u0642 \u062a\u062e\u0635\u0635 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u062e\u0627\u0635 (\u0627\u0644\u0645\u063a\u0631\u0628) Abstract : The technological development has helped in creativity means of payment which were generated by the evolution of the internet and the emergence of e-commerce . These means helped in giving time and cost and also they […]<\/p>\n","protected":false},"author":5,"featured_media":135095,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[258,8002,846,565,1674,1857],"class_list":["post-135094","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-6","tag-258","tag-8002","tag-846","tag-565","tag-1674","tag-1857"],"views":5138,"_links":{"self":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/135094","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/comments?post=135094"}],"version-history":[{"count":1,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/135094\/revisions"}],"predecessor-version":[{"id":135096,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/posts\/135094\/revisions\/135096"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media\/135095"}],"wp:attachment":[{"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/media?parent=135094"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/categories?post=135094"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mohamah.net\/law\/wp-json\/wp\/v2\/tags?post=135094"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}