{"id":122578,"date":"2018-08-04T20:06:54","date_gmt":"2018-08-04T17:06:54","guid":{"rendered":"https:\/\/www.mohamah.net\/law\/?p=122578"},"modified":"2018-08-04T20:06:54","modified_gmt":"2018-08-04T17:06:54","slug":"%d9%82%d8%b1%d8%a7%d8%a1%d8%a9-%d9%85%d9%85%d9%8a%d8%b2%d8%a9-%d8%ad%d9%88%d9%84-%d8%b1%d9%82%d8%a7%d8%a8%d8%a9-%d8%a7%d9%84%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d9%85%d8%b1%d9%83%d8%b2%d9%8a-%d8%b9%d9%84","status":"publish","type":"post","link":"https:\/\/www.mohamah.net\/law\/%d9%82%d8%b1%d8%a7%d8%a1%d8%a9-%d9%85%d9%85%d9%8a%d8%b2%d8%a9-%d8%ad%d9%88%d9%84-%d8%b1%d9%82%d8%a7%d8%a8%d8%a9-%d8%a7%d9%84%d8%a8%d9%86%d9%83-%d8%a7%d9%84%d9%85%d8%b1%d9%83%d8%b2%d9%8a-%d8%b9%d9%84\/","title":{"rendered":"\u0642\u0631\u0627\u0621\u0629 \u0645\u0645\u064a\u0632\u0629 \u062d\u0648\u0644 \u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f ( \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a)"},"content":{"rendered":"

\u062a\u0623\u0645\u0644\u0627\u062a \u062d\u0648\u0644 \u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f ” \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0641\u064a \u0627\u0644\u064a\u0645\u0646 \u0648\u0627\u0644\u0645\u063a\u0631\u0628<\/strong><\/p>\n

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\n\u0627\u0633\u062a\u0627\u0630 \u0628\u0627\u062d\u062b \u0628\u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0627\u0643\u062f\u0627\u0644 \u0640 \u0627\u0644\u0631\u0628\u0627\u0637 .<\/strong><\/p>\n

\n

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\u0623\u0648\u0644\u0627: \u0645\u0641\u0647\u0648\u0645 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”<\/strong><\/p>\n

1- \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”<\/strong><\/p>\n

\u0623- \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0628\u0646\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0648\u0641\u0631\u0648\u0639 \u0648\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”<\/strong><\/p>\n

\u062a\u0639\u062f\u062f\u062a \u0627\u0644\u062a\u0639\u0627\u0631\u064a\u0641[3] \u0627\u0644\u062a\u064a \u062c\u0627\u0621 \u0628\u0647\u0627 \u0627\u0644\u0628\u0627\u062d\u062b\u0648\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0648\u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0645\u0639\u0646\u064a \u0628\u0646\u0643 “\u0625\u0633\u0644\u0627\u0645\u064a”\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0637\u0644\u0627\u0639\u0646\u0627 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u062a\u0639\u0627\u0631\u064a\u0641 \u0648\u062c\u062f\u0646\u0627 \u0623\u0646\u0647\u0627 \u062a\u062f\u0648\u0631 \u062d\u0648\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0642\u0648\u0645 \u0628\u0647\u0627 \u0647\u0630\u0627 \u0627\u0644\u0628\u0646\u0643 \u0648\u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u062a\u064a \u064a\u0633\u0639\u0649 \u0625\u0644\u0649 \u062a\u062d\u0642\u064a\u0642\u0647\u0627\u060c \u0625\u0644\u0627 \u0623\u0646\u0646\u0627 \u0646\u0631\u0649 \u0623\u0646 \u0646\u0639\u0631\u0641 \u0627\u0644\u0628\u0646\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0628\u0646\u0627\u0621 \u0639\u0644\u0649 \u0637\u0628\u064a\u0639\u062a\u0647 \u0648\u0630\u0644\u0643 \u0643\u0627\u0644\u062a\u0627\u0644\u064a: \u0645\u0624\u0633\u0633\u0629 \u0645\u0627\u0644\u064a\u0629 \u0646\u0642\u062f\u064a\u0629 \u062a\u0642\u0648\u0645 \u0628\u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0641\u0642 \u0645\u0639 \u0646\u0638\u0645\u0647\u0627 \u0648\u0623\u0633\u0633\u0647\u0627 \u0648\u0645\u0628\u0627\u062f\u0626\u0647\u0627\u060c \u0648\u0644\u0627 \u062a\u062a\u0639\u0627\u0645\u0644 \u0628\u0646\u0638\u0627\u0645 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0623\u062e\u0630\u0627\u064b \u0648\u0639\u0637\u0627\u0621\u064b \u0648\u0625\u0646\u0645\u0627 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631.<\/span>
\n\u0623\u0645\u0627 \u0627\u0644\u0641\u0631\u0639 \u0623\u0648 \u0627\u0644\u0646\u0627\u0641\u0630\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0641\u064a\u0645\u0643\u0646 \u062a\u0639\u0631\u064a\u0641\u0647\u0627 \u0628\u0623\u0646\u0647\u0627 \u062a\u0644\u0643 \u0627\u0644\u0648\u062d\u062f\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0627\u0644\u0630\u064a \u064a\u062f\u064a\u0631\u0647\u0627 \u0648\u064a\u0642\u062f\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0648\u0641\u0642\u0627 \u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f[4].
\n\u0623\u0645\u0627 \u0639\u0646 \u062a\u0633\u0645\u064a\u062a\u0646\u0627 \u0644\u0647\u0630\u0627 \u0627\u0644\u0639\u0645\u0644 \u0628\u0627\u0644\u062c\u062f\u064a\u062f\u060c \u0641\u0647\u0648 \u064a\u0639\u0648\u062f \u0644\u0639\u062f\u0629 \u0623\u0633\u0628\u0627\u0628 \u0646\u0630\u0643\u0631 \u0623\u0647\u0645\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a:
\n\u0623\u0648\u0644\u0627: \u0642\u064a\u0627\u0645 \u0648\u0646\u0634\u0623\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0647\u0630\u0627 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0638\u0644 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0648\u0628\u064a\u0646 \u0623\u062d\u0636\u0627\u0646\u0647\u060c \u062b\u0627\u0646\u064a\u0627: \u0639\u062f\u0645 \u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0641\u064a \u0628\u0639\u0636 \u0627\u0644\u062f\u0648\u0644 \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0648\u0627\u0642\u0639 \u0628\u0623\u0633\u0633 \u0648\u0645\u0628\u0627\u062f\u0626 \u0647\u0630\u0627 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”\u060c \u062b\u0627\u0644\u062b\u0627: \u0639\u062f\u0645 \u0627\u0642\u062a\u0646\u0627\u0639\u0646\u0627 \u0628\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u062c\u0645\u064a\u0639 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0648\u062e\u0627\u0635\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0644\u0644\u0622\u0645\u0631 \u0628\u0627\u0644\u0634\u0631\u0627\u0621\u060c \u0648\u062a\u0631\u0643\u064a\u0632 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629\u060c \u0646\u0638\u0631\u0627 \u0644\u0645\u0636\u0645\u0648\u0646\u064a\u0629 \u0627\u0644\u0631\u0628\u062d \u0641\u064a\u0647\u0627\u060c \u0631\u0627\u0628\u0639\u0627: \u0633\u0639\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0648\u0631\u0627\u0621 \u0627\u0644\u0631\u0628\u062d \u0623\u0648\u0644\u0627 \u0648\u0623\u062e\u064a\u0631\u0627[5]. \u062e\u0627\u0645\u0633\u0627: \u062a\u062a\u0644\u0642\u0649 \u0641\u0648\u0627\u0626\u062f \u0639\u0646 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0627\u0644\u0645\u062d\u062a\u062c\u0632 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a.<\/span><\/p>\n

\u0628- \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”<\/strong><\/p>\n

\u062d\u062f\u062f\u062a \u0627\u0644\u0645\u0627\u062f\u0629 (4) \u0645\u0646 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0627\u0644\u0645\u0642\u062f\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0648\u0641\u0631\u0648\u0639 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0648\u0628\u0634\u0631\u0637 \u0623\u0646 \u0644\u0627 \u062a\u062e\u0627\u0644\u0641 \u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a[6]:<\/span>
\n“1- \u062a\u0648\u0633\u064a\u0639 \u0646\u0637\u0627\u0642 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0639\u0646 \u0637\u0631\u064a\u0642 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0645\u0639 \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0628\u0625\u062f\u062e\u0627\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0647\u0627\u062f\u0641\u0629 \u0644\u0625\u062d\u064a\u0627\u0621 \u0635\u0648\u0631 \u0627\u0644\u062a\u0643\u0627\u0641\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u0627\u0644\u0645\u0646\u0638\u0645 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0645\u0646\u0641\u0639\u0629 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u0629.<\/span>
\n2- \u062a\u0637\u0648\u064a\u0631 \u0648\u0633\u0627\u0626\u0644 \u062c\u0630\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a \u0648\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0647\u0627 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0623\u0645\u062b\u0644.<\/span>
\n3- \u062a\u0645\u0648\u064a\u0644 \u0648\u0645\u0632\u0627\u0648\u0644\u0629 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0648\u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0648\u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a \u0645\u0634\u0631\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0627\u0633\u062a\u062e\u0631\u0627\u062c\u064a\u0629 \u0648\u0627\u0644\u0639\u0645\u0631\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u062d\u064a\u0629 \u0648\u0627\u0644\u0625\u0633\u0643\u0627\u0646\u064a\u0629 \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0645\u0634\u0631\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629.<\/span>
\n4- \u0627\u0644\u0627\u0647\u062a\u0645\u0627\u0645 \u0628\u0635\u063a\u0627\u0631 \u0627\u0644\u062d\u0631\u0641\u064a\u064a\u0646 \u0648\u0635\u063a\u0627\u0631 \u0627\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0648\u0623\u0635\u062d\u0627\u0628 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0648\u0627\u0644\u0635\u0646\u0627\u0639\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0645\u0639\u0627\u0648\u0646\u062a\u0647\u0645 \u0641\u064a \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0644\u0627\u0632\u0645 \u0644\u0645\u0634\u0631\u0648\u0639\u0627\u062a\u0647\u0645”.<\/span>
\n\u0623\u0645\u0627 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0641\u0642\u062f \u062d\u062f\u062f \u0627\u0644\u0647\u062f\u0641 \u0645\u0646 \u0625\u062f\u062e\u0627\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0625\u0644\u0649 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a[7]:<\/span>
\n1- \u062a\u0648\u0633\u064a\u0639 \u0631\u0642\u0639\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629.
\n2- \u0627\u0644\u0627\u0633\u062a\u062c\u0627\u0628\u0629 \u0625\u0644\u0649 \u0631\u063a\u0628\u0629 \u0634\u0631\u064a\u062d\u0629 \u0645\u0646 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646.
\n3- \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u0629 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0627\u0633\u062a\u0628\u0646\u0627\u0643 \u0623\u0641\u0636\u0644 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f.<\/p>\n

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\n\u0648\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u064a\u0642\u062f\u0645 \u0628\u0646\u0643 \u0627\u0644\u062a\u0636\u0627\u0645\u0646 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0627\u0644\u062f\u0648\u0644\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629: \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u060c \u0627\u0644\u0625\u062c\u0627\u0631\u0629\u060c \u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629\u060c \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629\u060c \u0627\u0644\u0627\u0633\u062a\u0635\u0646\u0627\u0639\u060c \u0627\u0644\u0633\u0644\u0645 \u0648\u064a\u0642\u0648\u0645 \u0623\u064a\u0636\u0627 \u0628\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u064a\u0629 \u0648\u062e\u0637\u0627\u0628\u0627\u062a \u0627\u0644\u0636\u0645\u0627\u0646[11].<\/p>\n

2- \u0646\u0634\u0623\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”<\/strong><\/p>\n

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\n\u0623\u0645\u0627 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 \u0641\u0642\u062f \u0638\u0644 \u0645\u0637\u0644\u0628 \u0625\u0646\u0634\u0627\u0621 \u0628\u0646\u0648\u0643 “\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0645\u062d\u0644 \u0634\u062f \u0648\u062c\u0630\u0628\u060c \u062d\u064a\u062b \u0631\u0641\u0636\u062a \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629 \u0637\u0644\u0628\u0627 \u0643\u0627\u0646 \u0642\u062f \u062a\u0642\u062f\u0645\u062a \u0628\u0647 \u062f\u0627\u0631 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0644\u0625\u0646\u0634\u0627\u0621 \u0628\u0646\u0643 \u0625\u0633\u0644\u0627\u0645\u064a \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628[14]\u060c \u0648\u0641\u064a \u0639\u0627\u0645 1990 \u062a\u0642\u062f\u0645 \u0628\u0646\u0643 \u0627\u0644\u0648\u0641\u0627\u0621 \u0627\u0644\u0645\u063a\u0631\u0628\u064a (\u0642\u0628\u0644 \u062f\u0645\u062c\u0647) \u0628\u0637\u0644\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0631\u062e\u0635\u0629 \u064a\u0633\u062a\u0637\u064a\u0639 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629”\u060c<\/span><\/p>\n

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\u0648\u0623\u0639\u062a\u0642\u062f \u0628\u0627\u0646 \u0647\u0630\u0627 \u0627\u0644\u0645\u0628\u0631\u0631 \u0636\u064a\u0642 \u0648\u0644\u0627 \u0623\u0633\u0627\u0633 \u0644\u0647 \u0645\u0646 \u0627\u0644\u0635\u062d\u0629 \u0641\u0645\u0633\u0623\u0644\u0629 \u0648\u062c\u0648\u062f \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0648\u0627\u0644\u0639\u0646\u0635\u0631 \u0627\u0644\u0628\u0634\u0631\u064a \u0627\u0644\u0645\u0624\u0647\u0644 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0648\u0644\u064a\u0633 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0641\u0634\u062a\u0627\u0646 \u0628\u064a\u0646 \u0627\u0644\u0623\u0645\u0631\u064a\u0646.<\/span><\/p>\n

\n\u0628\u0646\u0627\u0621 \u0639\u0644\u0649 \u0645\u0627 \u0633\u0628\u0642\u060c \u0642\u0627\u0645 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0628\u0639\u062f \u062a\u0646\u0633\u064a\u0642\u0647 \u0645\u0639 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0628\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u062a\u0648\u0635\u064a\u0629 \u0631\u0642\u0645 (33\/\u0648\/2007) \u0628\u062a\u0627\u0631\u064a\u062e 17 \u0634\u062a\u0646\u0628\u0631 2007 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629[17].
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\n\u0648\u062a\u0639\u062a\u0628\u0631 \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0645\u0644\u0643\u064a\u0629\u060c \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u0644\u0627 \u062a\u062a\u0645\u062a\u0639 \u0628\u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0644\u0629 \u0639\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646\u0647\u0627 \u0644\u0627 \u062a\u062a\u0645\u062a\u0639 \u0628\u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u064a\u060c \u062d\u064a\u062b \u062a\u0639\u062a\u0628\u0631 \u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0641\u064a \u0646\u0638\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0630\u064a \u064a\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0628\u0646\u0643 \u0643\u0643\u0644 \u0648\u0644\u064a\u0633 \u0643\u0641\u0631\u0639 \u0623\u0648 \u0646\u0627\u0641\u0630\u0629 \u0645\u0633\u062a\u0642\u0644\u0629.
\n\u0647\u0630\u0627 \u0627\u0644\u0623\u0645\u0631 \u0648\u063a\u064a\u0631\u0647\u060c \u0623\u062f\u0649 \u0625\u0644\u0649 \u062a\u0639\u062f\u062f \u0622\u0631\u0627\u0621 \u0627\u0644\u0645\u0647\u062a\u0645\u064a\u0646 \u0628\u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u062d\u0648\u0644 \u0645\u0633\u0623\u0644\u0629 \u0627\u0644\u0633\u0645\u0627\u062d \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0628\u0625\u0646\u0634\u0627\u0621 \u0641\u0631\u0648\u0639 \u0645\u0633\u062a\u0642\u0644\u0629 \u0623\u0648 \u0641\u062a\u062d \u0646\u0648\u0627\u0641\u0630 \u062a\u0642\u062f\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0627\u0644\u0635\u064a\u063a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0645\u0627 \u0628\u064a\u0646 \u0645\u0624\u064a\u062f \u0648\u0645\u0639\u0627\u0631\u0636 \u0644\u0647\u0627.<\/p>\n

\n\u064a\u0631\u0649 \u0627\u0644\u0645\u0639\u0627\u0631\u0636\u0648\u0646 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0623\u0648 \u0627\u0644\u0641\u0631\u0648\u0639 \u0645\u062c\u0631\u062f \u0644\u0627\u0641\u062a\u0629 \u062a\u0633\u062a\u0642\u0637\u0628 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0627\u0644\u062c\u0645\u0627\u0647\u064a\u0631 \u0627\u0644\u0631\u0627\u0641\u0636\u0629 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627\u060c \u0643\u0645\u0627 \u0623\u0646\u0647\u0627 \u062a\u064f\u0639\u0631\u0636 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0644\u0645\u0646\u0627\u0641\u0633\u0629 \u063a\u064a\u0631 \u0639\u0627\u062f\u0644\u0629\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0639\u062f\u0645 \u0648\u062c\u0648\u062f \u0647\u064a\u0626\u0627\u062a \u0631\u0642\u0627\u0628\u0629 \u0634\u0631\u0639\u064a\u0629 \u062a\u0634\u0631\u0641 \u0639\u0644\u064a\u0647\u0627[22]\u060c \u0648\u062a\u0648\u0644\u064a\u062f\u0647\u0627 \u0644\u0627\u0632\u062f\u0648\u0627\u062c\u064a\u0629 \u063a\u064a\u0631 \u0645\u0631\u063a\u0648\u0628\u0629 \u0641\u064a \u0641\u0644\u0633\u0641\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0645\u0627 \u0628\u064a\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0648\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0648\u064a\u0631\u0648\u0627 \u0623\u064a\u0636\u0627\u060c \u0623\u0646 \u062a\u0644\u0643 \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u062a\u0639\u062a\u0628\u0631 \u0648\u0627\u062c\u0647\u0629 \u0634\u0643\u0644\u064a\u0629 \u0623\u0631\u0627\u062f\u062a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0639\u062f\u0645 \u062a\u0641\u0648\u064a\u062a\u0647\u0627 \u0644\u062c\u0632\u0621 \u0645\u0646 \u062d\u0635\u0629 \u0633\u0648\u0642 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”\u060c \u0648\u064a\u0636\u0627\u0641 \u0625\u0644\u0649 \u0630\u0644\u0643 \u062a\u0639\u0630\u0631 \u0645\u0646\u0639 \u0627\u062e\u062a\u0644\u0627\u0637 \u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0648\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0647 \u062a\u0644\u0643 \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u0646\u0648\u0627\u0641\u0630\u060c \u0628\u0644 \u0623\u0646 \u0627\u0644\u0628\u0639\u0636 \u062d\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0648\u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0646 \u0628\u0639\u0636 \u0627\u0644\u062a\u062c\u0627\u0648\u0632\u0627\u062a \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0648\u062a\u0634\u0648\u064a\u0634\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u0645\u0627 \u064a\u0641\u0642\u062f \u0645\u0635\u062f\u0627\u0642\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0641\u064a \u0627\u0644\u0645\u062c\u0627\u0644 \u0627\u0644\u0628\u0646\u0643\u064a[23].<\/span>
\n\u0623\u0645\u0627 \u0627\u0644\u0645\u0624\u064a\u062f\u0648\u0646[24] \u0641\u064a\u0631\u0648\u0646 \u0623\u0646 \u0625\u0646\u0634\u0627\u0621 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0644\u0641\u0631\u0648\u0639 \u0623\u0648 \u0641\u062a\u062d\u0647\u0627 \u0644\u0646\u0648\u0627\u0641\u0630 \u064a\u0639\u062a\u0628\u0631 \u0627\u0639\u062a\u0631\u0627\u0641\u0627 \u0628\u0646\u062c\u0627\u062d \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”\u060c \u0643\u0645\u0627 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0623\u0645\u0631 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0643\u0627\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0645\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0641\u064a \u0627\u0644\u0625\u0633\u0647\u0627\u0645 \u0641\u064a \u0627\u0644\u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0644\u0644\u0628\u0644\u062f\u060c \u064a\u0636\u0627\u0641 \u0625\u0644\u0649 \u0630\u0644\u0643 \u0627\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062e\u0628\u0631\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0648\u064a\u0639\u062a\u0628\u0631\u0647\u0627 \u0627\u0644\u0628\u0639\u0636 \u062e\u0637\u0648\u0629 \u0623\u0648\u0644\u0649 \u0646\u062d\u0648 \u0627\u0644\u062a\u062d\u0648\u0644 \u0625\u0644\u0649 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”[25].<\/p>\n

\n\u0648\u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0645\u0628\u0631\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u062c\u0627\u0621 \u0628\u0647\u0627 \u0627\u0644\u0645\u0639\u0627\u0631\u0636\u0648\u0646\u060c \u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0622\u0631\u0627\u0621 \u0627\u0644\u062a\u064a \u062c\u0627\u0621 \u0628\u0647\u0627 \u0627\u0644\u0645\u0624\u064a\u062f\u0648\u0646\u060c \u0641\u0625\u0646\u0646\u0627 \u0646\u0631\u0649 \u0623\u0646 \u0641\u062a\u062d \u0641\u0631\u0648\u0639 \u0648\u0646\u0648\u0627\u0641\u0630 \u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u062a\u0642\u062f\u0645 \u0627\u0644\u0635\u064a\u063a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0644\u0647 \u062f\u0648\u0631 \u0643\u0628\u064a\u0631 \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”\u060c \u0643\u0645\u0627 \u0623\u0646\u0647 \u064a\u0639\u062a\u0628\u0631 \u0646\u062c\u0627\u062d\u0627 \u0648\u0627\u0646\u062a\u0635\u0627\u0631\u0627 \u0644\u0644\u0641\u0643\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0642\u064a\u062f \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0628\u0627\u0644\u0636\u0648\u0627\u0628\u0637 \u0648\u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u064a \u062a\u062a\u0645\u062b\u0644 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a:
\n1- \u0639\u062f\u0645 \u0645\u062e\u0627\u0644\u0641\u0629 \u0646\u0638\u0627\u0645 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”[26].
\n2- \u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0648\u0641\u0631 \u0639\u0644\u0649 \u0623\u0646\u0638\u0645\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u062f\u0627\u062e\u0644\u064a\u0629 \u0648\u0646\u0638\u0627\u0645 \u0631\u0642\u0627\u0628\u064a \u062f\u0627\u062e\u0644\u064a \u062e\u0627\u0635 \u0628\u0647\u0627\u060c \u0648\u0623\u0646 \u062a\u062a\u0645\u062a\u0639 \u0628\u0630\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u0648\u0646\u0638\u0627\u0645 \u0645\u062d\u0627\u0633\u0628\u064a \u0645\u0633\u062a\u0642\u0644[27].
\n3- \u0639\u062f\u0645 \u0627\u062e\u062a\u0644\u0627\u0637 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0628\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u060c \u0648\u064a\u062a\u062d\u0642\u0642 \u0630\u0644\u0643 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u0634\u0631\u0637 \u0627\u0644\u062b\u0627\u0646\u064a \u0627\u0644\u0645\u0630\u0643\u0648\u0631 \u0623\u0639\u0644\u0627\u0647[28].
\n4- \u0627\u0644\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0644\u0644\u0623\u0637\u0631 \u0627\u0644\u0628\u0634\u0631\u064a\u0629\u060c \u0644\u062a\u0643\u0648\u0646 \u0642\u0627\u062f\u0631\u0629 \u0639\u0644\u0649 \u062a\u0634\u063a\u064a\u0644 \u0641\u0631\u0648\u0639 \u0648\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0628\u0634\u0643\u0644 \u0633\u0644\u064a\u0645.
\n5- \u0648\u062c\u0648\u062f \u0647\u064a\u0626\u0629 \u0631\u0642\u0627\u0628\u0629 \u0634\u0631\u0639\u064a\u0629[29].
\n6- \u062e\u0636\u0648\u0639 \u0641\u0631\u0648\u0639 \u0648\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a[30].<\/p>\n

\u062b\u0627\u0646\u064a\u0627: \u0645\u0641\u0647\u0648\u0645 \u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a<\/strong><\/p>\n

1- \u0623\u0647\u062f\u0627\u0641 \u0648\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a<\/strong><\/p>\n

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\u0648\u0639\u0645\u0644\u064a\u0627\u062a\u0647 \u0648\u0643\u0630\u0627 \u0643\u064a\u0641\u064a\u0627\u062a \u0625\u062f\u0627\u0631\u062a\u0647 \u0648\u062a\u0633\u064a\u064a\u0631\u0647 \u0648\u0645\u0631\u0627\u0642\u0628\u062a\u0647 \u0628\u0645\u0642\u062a\u0636\u0649 \u0647\u0630\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u0643\u0630\u0627 \u0627\u0644\u0646\u0635\u0648\u0635 \u0627\u0644\u0645\u062a\u062e\u0630\u0629 \u0644\u062a\u0637\u0628\u064a\u0642\u0647”[32]\u060c \u0645\u0645\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0644\u0627 \u064a\u062a\u0645\u062a\u0639 \u0628\u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u060c \u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0627\u062a \u0648\u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635\u0627\u062a \u0627\u0644\u062a\u064a \u0623\u0639\u0637\u064a\u062a \u0644\u0647 \u0628\u0645\u0648\u062c\u0628 \u0642.\u0645.\u0627 \u0644\u0639\u0627\u0645 2006 \u0648\u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0644\u0639\u0627\u0645 2005[33]\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0645\u0643\u0646 \u0627\u0644\u0642\u0648\u0644 \u0628\u0623\u0646 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u062a\u0645\u064a\u0632 \u0639\u0646 \u0646\u0638\u064a\u0631\u0647 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0641\u064a \u0645\u0633\u0623\u0644\u0629 \u0627\u0644\u0627\u0633\u062a\u0642\u0644\u0627\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u064a\u060c \u0643\u0645\u0627 \u0623\u0646 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u064a\u0645\u0646\u064a \u0623\u0643\u062f \u0639\u0644\u0649 \u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0639\u0646 \u0623\u064a \u0633\u0644\u0637\u0629 \u0623\u062e\u0631\u0649\u060c \u0648\u0645\u0646\u0639 \u0623\u064a \u062c\u0647\u0629 \u0645\u0646 \u0627\u0644\u062a\u062f\u062e\u0644 \u0641\u064a \u0623\u0646\u0634\u0637\u062a\u0647 \u0623\u0648 \u0625\u0635\u062f\u0627\u0631 \u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0644\u0647 \u0623\u0648 \u0627\u0644\u0639\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0641\u064a \u0642\u0631\u0627\u0631\u0627\u062a\u0647.<\/span><\/p>\n

\n\u0648\u064a\u0639\u0648\u062f \u062a\u0627\u0631\u064a\u062e \u062a\u0623\u0633\u064a\u0633 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 \u0625\u0644\u0649 \u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u062c\u0632\u064a\u0631\u0629 \u0627\u0644\u062e\u0636\u0631\u0627\u0621 \u0627\u0644\u0630\u064a \u0623\u062d\u062f\u062b \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u062e\u0632\u0646\u064a \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0648\u0630\u0644\u0643 \u0641\u064a 7 \u0623\u0628\u0631\u064a\u0644 1907. \u0648\u0641\u064a \u0641\u0627\u062a\u062d \u064a\u0648\u0644\u064a\u0648\u0632 1959 \u062a\u0645 \u062a\u0623\u0633\u064a\u0633 \u0645\u0639\u0647\u062f \u0625\u0635\u062f\u0627\u0631 \u0648\u0637\u0646\u064a \u0635\u0631\u0641 \u064a\u062d\u0645\u0644 \u0627\u0633\u0645 (\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628) [34]. \u0623\u0645\u0627 \u0639\u0646 \u0627\u0644\u0648\u0636\u0639\u064a\u0629 \u0641\u064a \u0627\u0644\u064a\u0645\u0646\u060c \u0641\u0642\u062f \u062a\u0645 \u062a\u0623\u0633\u064a\u0633 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0639\u0627\u0645 1971 \u0641\u064a \u0627\u0644\u064a\u0645\u0646 \u0627\u0644\u0634\u0645\u0627\u0644\u064a \u0633\u0627\u0628\u0642\u0627\u060c \u0648\u0641\u064a \u0639\u0627\u0645 1972 \u062a\u0645 \u062a\u0623\u0633\u064a\u0633 \u0645\u0635\u0631\u0641 \u0627\u0644\u064a\u0645\u0646 \u0627\u0644\u062c\u0646\u0648\u0628\u064a \u0633\u0627\u0628\u0642\u0627\u060c \u0648\u0641\u064a 22 \u0645\u0627\u064a\u0648 1990 \u062a\u0627\u0631\u064a\u062e \u0642\u064a\u0627\u0645 \u0627\u0644\u0648\u062d\u062f\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629 \u0628\u064a\u0646 \u0634\u0637\u0631\u064a \u0627\u0644\u064a\u0645\u0646\u060c \u062a\u0645 \u062f\u0645\u062c \u0645\u0635\u0631\u0641 \u0627\u0644\u064a\u0645\u0646 \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0644\u064a\u0643\u0648\u0646\u0627 \u0645\u0639\u0627 \u0645\u0624\u0633\u0633\u0629 \u0628\u0646\u0643\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u062a\u0633\u0645\u0649 “\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a”[35].
\n\u0648\u064a\u062a\u062c\u0644\u0649 \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0631\u0626\u064a\u0633\u064a \u0644\u0643\u0644 \u0645\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a[36] \u0648\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628[37] \u0641\u064a \u062a\u062d\u0642\u064a\u0642 \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u062f\u0627\u062e\u0644\u064a\u0627 \u0648\u062e\u0627\u0631\u062c\u064a\u0627 \u0648\u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629 \u0639\u0644\u0649 \u0630\u0644\u0643 \u0627\u0644\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0648\u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0648\u0627\u0644\u0645\u0644\u0627\u0626\u0645\u0629 \u0644\u0625\u0642\u0627\u0645\u0629 \u0646\u0638\u0627\u0645 \u0645\u0627\u0644\u064a \u0645\u0633\u062a\u0642\u0631.
\n\u0648\u0645\u0646 \u0623\u062c\u0644 \u062a\u062d\u0642\u064a\u0642 \u0647\u0630\u0627 \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0631\u0626\u064a\u0633\u064a[38] \u0648\u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u0645\u0646\u0628\u062b\u0642\u0629 \u0639\u0646\u0647\u060c \u0623\u0639\u0637\u0649 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0648\u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0627\u062a \u062a\u062a\u0634\u0627\u0628\u0647 \u0625\u0644\u0649 \u062d\u062f \u0643\u0628\u064a\u0631 \u0645\u0639 \u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u062a\u064a \u062d\u062f\u062f\u0647\u0627 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u064a\u062a\u062c\u0644\u0649 \u0623\u0647\u0645\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u0644\u064a:<\/span><\/p>\n

\u062a\u062d\u062f\u064a\u062f \u0648\u062a\u062f\u0628\u064a\u0631 \u0646\u0638\u0627\u0645 \u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641[39].
\n\u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0630\u0647\u0628 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629[40].
\n\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0648\u0627\u0644\u0642\u0637\u0639 \u0627\u0644\u0645\u0639\u062f\u0646\u064a\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629[41].
\n\u0627\u0644\u0639\u0645\u0644 \u0643\u0645\u0633\u062a\u0634\u0627\u0631 \u0648\u0648\u0643\u064a\u0644 \u0645\u0627\u0644\u064a \u0644\u0644\u062d\u0643\u0648\u0645\u0629[42].
\n\u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u062a\u062f\u0627\u0628\u064a\u0631 \u0627\u0644\u062a\u064a \u0645\u0646 \u0634\u0623\u0646\u0647\u0627 \u062a\u0633\u0647\u064a\u0644 \u0648\u062d\u0633\u0646 \u0633\u064a\u0631 \u0648\u0633\u0644\u0627\u0645\u0629 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0623\u062f\u0627\u0621[43].
\n\u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u062d\u0633\u0646 \u0633\u064a\u0631 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a\u060c \u0648\u0627\u0644\u0633\u0647\u0631 \u0639\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u064a\u0629 \u0648\u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0646\u0634\u0627\u0637 \u0648\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0628\u0646\u0648\u0643[44].<\/p>\n

2- \u062a\u0639\u0631\u064a\u0641 \u0646\u0638\u0627\u0645 \u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a<\/strong><\/p>\n

\u064a\u0645\u0643\u0646 \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0628\u0623\u0646\u0647\u0627: \u0646\u0638\u0627\u0645 \u064a\u062d\u062a\u0648\u064a \u0639\u0644\u0649 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0627\u0644\u0623\u0633\u0627\u0644\u064a\u0628 \u0627\u0644\u062a\u064a \u064a\u0633\u064a\u0631 \u0639\u0644\u0649 \u0646\u0647\u062c\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0648\u064a\u0637\u0628\u0642\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0628\u0646\u0643\u064a \u0645\u0646 \u0623\u062c\u0644 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0645\u0631\u0633\u0648\u0645\u0629 \u0641\u064a \u0625\u0637\u0627\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u0644\u062f\u0648\u0644\u0629.
\n\u0648\u064a\u0646\u0628\u062b\u0642 \u0646\u0638\u0627\u0645 \u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0641\u064a \u0627\u0644\u064a\u0645\u0646 \u0648\u0627\u0644\u0645\u063a\u0631\u0628 \u0645\u0646 \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0648\u0627\u0644\u062a\u064a \u062a\u062a\u062c\u0644\u0649 \u0628\u0635\u0641\u0629 \u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 (\u0642.\u0645.\u0627 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628) \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a (\u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628)\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u064a\u0645\u0646 \u0647\u0630\u0627 \u0645\u0646 \u0646\u0627\u062d\u064a\u0629\u060c \u0648\u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0623\u062e\u0631\u0649 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0646\u0627\u0634\u064a\u0631 \u0648\u0627\u0644\u062f\u0648\u0631\u064a\u0627\u062a \u0648\u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u0633\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0641\u0639\u0648\u0644 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a[45]\u060c \u0648\u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0633\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0641\u0639\u0648\u0644 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0627\u0644\u0648\u0632\u064a\u0631 \u0627\u0644\u0645\u0643\u0644\u0641 \u0628\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628[46].<\/span>
\n\u0648\u0628\u0646\u0627\u0621 \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u0623\u0639\u0637\u0649 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0648\u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629 \u0648\u062a\u0631\u0643 \u0644\u0647\u0645\u0627 \u062d\u0631\u064a\u0629 \u062a\u062d\u062f\u064a\u062f \u0648\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0629 \u0627\u0644\u062a\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0633\u062a\u062e\u062f\u0645\u0627\u0647\u0627 \u0648\u0630\u0644\u0643 \u0628\u0645\u0627 \u064a\u062a\u0641\u0642 \u0645\u0639 \u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u0644\u062f\u0648\u0644\u0629[47]\u060c \u0643\u0645\u0627 \u0623\u0648\u0643\u0644\u0651\u064e \u0625\u0644\u064a\u0647\u0645\u0627 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629[48].<\/p>\n

\n\u0645\u0639 \u0627\u0644\u0623\u062e\u0630 \u0628\u0639\u064a\u0646 \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0636\u0631\u0648\u0631\u0629 \u0645\u0644\u0627\u0621\u0645\u0629 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0648\u0627\u0644\u064a\u0645\u0646\u064a \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0648\u062e\u0627\u0635\u0629 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0628\u0627\u0632\u0644\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u0648\u0627\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u064a\u062f \u0628\u0647\u0627 \u0639\u0646\u062f \u0646\u0634\u0631 \u0628\u064a\u0627\u0646\u0627\u062a\u0647\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0641\u0642 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0644\u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (IFRS).<\/span>
\n\u0648\u0646\u0634\u064a\u0631 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u0642\u0627\u0645 \u0625\u0644\u0649 \u0645\u0627 \u062c\u0627\u0621 \u0641\u064a \u0627\u0644\u0631\u0633\u0627\u0644\u0629 \u0627\u0644\u0633\u0627\u0645\u064a\u0629 \u0644\u0635\u0627\u062d\u0628 \u0627\u0644\u062c\u0644\u0627\u0644\u0629 \u0627\u0644\u0645\u0644\u0643 \u0645\u062d\u0645\u062f \u0627\u0644\u0633\u0627\u062f\u0633 \u0645\u0644\u0643 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629 \u0646\u0635\u0631\u0647 \u0627\u0644\u0644\u0647\u060c \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0641\u064a \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u0627\u0639\u062a\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u062b\u0644\u0627\u062b\u0648\u0646 \u0644\u0645\u062c\u0644\u0633 \u0645\u062d\u0627\u0641\u0638\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0643\u0645\u0627 \u064a\u0644\u064a: “… \u062d\u0631\u0635\u0646\u0627 \u0639\u0644\u0649 \u0645\u0648\u0627\u0635\u0644\u0629 \u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0648\u0627\u0644\u0645\u0627\u0644\u064a \u0641\u0636\u0644\u0627 \u0639\u0646 \u062a\u062f\u0639\u064a\u0645 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0632\u064a\u0629\u060c \u0645\u0645\u0627 \u0623\u062f\u0649 \u0625\u0644\u0649 \u062a\u0646\u0645\u064a\u0629 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u0643\u0644 \u0630\u0644\u0643 \u0641\u064a \u0638\u0644 \u062d\u0643\u0627\u0645\u0629 \u062c\u064a\u062f\u0629 \u0648\u0631\u0642\u0627\u0628\u0629 \u062d\u0627\u0632\u0645\u0629 \u0648\u0625\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0647\u0627\u062f\u0641\u0629 \u064a\u0646\u0647\u062c\u0647\u0627 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0641\u064a \u0638\u0644 \u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u0629 \u0645\u0636\u0628\u0648\u0637\u0629 \u0648\u0645\u0647\u0646\u064a\u0629 \u0639\u0627\u0644\u064a\u0629…” [49].<\/p>\n

\n\u0648\u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0630\u0644\u0643\u060c \u0639\u0631\u0641\u062a \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0632\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628 \u062a\u063a\u064a\u064a\u0631\u0627 \u0634\u0627\u0645\u0644\u0627 \u0641\u064a \u0645\u0636\u0645\u0648\u0646\u0647\u0627 \u0644\u062a\u0648\u0627\u0643\u0628 \u0627\u0644\u0645\u0642\u062a\u0636\u064a\u0627\u062a \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643\u064a \u0648\u0644\u062a\u0637\u0627\u0628\u0642 \u0647\u0630\u0647 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0645\u062c\u0627\u0644 \u0648\u0641\u0642\u0627 \u0644\u0645\u0627 \u062c\u0627\u0621\u062a \u0628\u0647 \u0627\u062a\u0641\u0627\u0642\u064a\u0629 \u0628\u0627\u0632\u0644 (II) \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0630\u0627\u062a\u064a\u0629[50].<\/span>
\n\u0648\u064a\u062a\u0648\u0644\u0649 \u0645\u0647\u0645\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0648\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0648\u0627\u0644\u062a\u0641\u062a\u064a\u0634 \u0627\u0644\u0628\u0646\u0643\u064a \u0641\u064a \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643\u060c \u0648\u064a\u0628\u064a\u0646 \u0627\u0644\u0631\u0633\u0645 \u0627\u0644\u0647\u064a\u0643\u0644\u064a \u0627\u0644\u062a\u0627\u0644\u064a \u0627\u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0644\u0647\u0630\u0627 \u0627\u0644\u0642\u0637\u0627\u0639[51].<\/span><\/p>\n

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3- \u0623\u0646\u0648\u0627\u0639 \u0648\u0623\u0647\u062f\u0627\u0641 \u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a<\/strong><\/p>\n

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\n\u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u062d\u0631\u0643\u0629 \u0627\u0644\u0646\u0642\u0648\u062f \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u061b
\n\u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644\u0627\u062a \u0641\u064a \u0625\u0637\u0627\u0631 \u0623\u0648\u0644\u0648\u064a\u0627\u062a \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u061b
\n\u0627\u0644\u0645\u062d\u0627\u0641\u0638\u0629 \u0639\u0644\u0649 \u0633\u0644\u0627\u0645\u0629 \u0627\u0644\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643\u061b
\n\u062a\u0639\u0628\u0626\u0629 \u0648\u062c\u0630\u0628 \u0627\u0644\u0645\u062f\u062e\u0631\u0627\u062a\u061b<\/p>\n

\u062b\u0627\u0644\u062b\u0627: \u0645\u062f\u0649 \u062e\u0636\u0648\u0639 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f” \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a .<\/strong><\/p>\n

\u0623\u0646 \u0627\u0644\u0645\u0633\u0623\u0644\u0629 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0633\u064a\u0627\u0642 \u062a\u062a\u062c\u0644\u064a \u0641\u064a \u0627\u0644\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u064a \u0633\u064a\u062a\u0645 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0625\u062e\u0636\u0627\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0648\u0641\u0631\u0648\u0639 \u0648\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0644\u0646\u0638\u0627\u0645 \u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0630\u064a \u064a\u0639\u062a\u0628\u0631 \u0648\u0644\u064a\u062f \u0627\u0644\u0641\u0643\u0631 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\u0627\u0644\u0630\u064a \u064a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639 \u0645\u0628\u0627\u062f\u0626 \u0648\u0623\u0633\u0633 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0627\u0644\u0630\u064a \u064a\u062a\u0633\u0645 \u0628\u0637\u0628\u064a\u0639\u0629 \u062e\u0627\u0635\u0629 \u062a\u0645\u064a\u0632\u0647 \u0639\u0646 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0633\u0627\u0644\u0641 \u0627\u0644\u0630\u0643\u0631\u060c \u062d\u064a\u062b \u064a\u0639\u062a\u0645\u062f \u0645\u0628\u062f\u0626\u064a\u0627 \u0639\u0644\u0649 \u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0627\u0644\u0623\u0631\u0628\u0627\u062d \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0648\u0627\u0644\u0647\u0648\u0627\u0645\u0634 \u0627\u0644\u0631\u0628\u062d\u064a\u0629\u060c \u0625\u0644\u0627 \u0623\u0646 \u0630\u0644\u0643 \u0644\u0627 \u064a\u0639\u0646\u064a \u0625\u0639\u0641\u0627\u0621 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0648\u0641\u0631\u0648\u0639 \u0648\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0645\u0646 \u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u060c \u0645\u0627\u062f\u0627\u0645 \u0623\u0646\u0647\u0627 \u062a\u0645\u0627\u0631\u0633 \u0623\u0646\u0634\u0637\u0629 \u062a\u062a\u0633\u0645 \u0628\u062f\u0631\u062c\u0629 \u0639\u0627\u0644\u064a\u0629 \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0648\u062a\u062a\u0644\u0642\u0649 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0645\u0646 \u0627\u0644\u0645\u0648\u062f\u0639\u064a\u0646\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 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\u0648”\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629”) \u0648\u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0647.<\/span><\/p>\n

\n\u0646\u0638\u0631\u0627\u064b \u0644\u0630\u0644\u0643\u060c \u0643\u0627\u0646 \u0644\u0627\u0628\u062f \u0645\u0646 \u062e\u0636\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0648\u0641\u0631\u0648\u0639 (\u0641\u064a \u0627\u0644\u064a\u0645\u0646) \u0648\u0646\u0648\u0627\u0641\u0630 (\u0641\u064a \u0627\u0644\u0645\u063a\u0631\u0628) \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f (\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a) \u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u060c \u0648\u0628\u0627\u0644\u0641\u0639\u0644 \u0623\u062e\u0636\u0639 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0648\u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0647\u0630\u0647 \u0627\u0644\u0623\u062e\u064a\u0631\u0629 \u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a[55].<\/p>\n

\n\u0625\u0644\u0627 \u0623\u0646 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u064a\u0645\u0646\u064a[56] \u0627\u0633\u062a\u062b\u0646\u064a \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0648\u0641\u0631\u0648\u0639 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0645\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062e\u0627\u0644\u0641 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0625\u0644\u0627 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0623\u0645\u0631 \u0644\u0627 \u064a\u0639\u062f\u0648 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0646\u0638\u0631\u064a\u0627\u060c \u062d\u064a\u062b \u0623\u062b\u0628\u062a \u0627\u0644\u0648\u0627\u0642\u0639 \u0646\u0642\u064a\u0636 \u0630\u0644\u0643. \u0648\u0644\u0645 \u064a\u0631\u062f \u0645\u062b\u0644 \u0647\u0630\u0627 \u0627\u0644\u0627\u0633\u062a\u062b\u0646\u0627\u0621 \u0641\u064a \u0627\u0644\u062a\u0634\u0631\u064a\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u060c \u0648\u0628\u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0630\u0644\u0643 \u064a\u0645\u0643\u0646 \u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0623\u0646 \u064a\u0633\u062a\u062b\u0646\u0649 \u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u0645\u0646 \u0628\u0639\u0636 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0632\u064a\u0629 \u0648\u0630\u0644\u0643 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u0627\u062f\u0629 (63) \u0642.\u0645.\u0627 \u0627\u0644\u062a\u064a \u062c\u0627\u0621 \u0641\u064a\u0647\u0627 \u0645\u0627 \u064a\u0644\u064a: “\u064a\u0645\u0643\u0646 \u0628\u0635\u0641\u0629 \u0627\u0633\u062a\u062b\u0646\u0627\u0626\u064a\u0629 \u0648\u0645\u0624\u0642\u062a\u0629 \u0623\u0646 \u064a\u0633\u0645\u062d \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u0641\u0631\u062f\u064a\u0629 \u0645\u0646 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u062a\u0637\u0628\u064a\u0642\u0627 \u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0627\u062f\u0629 (50) (\u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0627\u062d\u062a\u0631\u0627\u0632\u064a\u0629) \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u064a\u062d\u062f\u062f \u0634\u0631\u0648\u0637\u0647\u0627”[57].<\/p>\n

\n\u0648\u0644\u0642\u062f \u062b\u0627\u0631 \u0627\u0644\u062c\u062f\u0644 \u0628\u064a\u0646 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0648\u0627\u0644\u0645\u0641\u0643\u0631\u064a\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a” \u062d\u0648\u0644 \u0645\u0633\u0623\u0644\u0629 \u062e\u0636\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0648\u062a\u0639\u062f\u062f\u062a \u0622\u0631\u0627\u0621 \u0627\u0644\u0628\u0627\u062d\u062b\u064a\u0646 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0633\u0623\u0644\u0629\u060c \u0641\u0627\u0644\u0628\u0639\u0636 \u064a\u0631\u0649 \u0623\u0646\u0647 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u064a\u062c\u0628 \u0625\u062e\u0631\u0627\u062c\u0647\u0627 \u0645\u0646 \u062f\u0627\u0626\u0631\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629\u060c \u0648\u064a\u0631\u0649 \u0627\u0644\u0628\u0639\u0636 \u0627\u0644\u0622\u062e\u0631 \u0636\u0631\u0648\u0631\u0629 \u0627\u0644\u062a\u0632\u0627\u0645 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0628\u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0628\u0646\u0643\u064a\u0629 \u0627\u0644\u0633\u0627\u0626\u062f\u0629 \u0648\u062e\u0636\u0648\u0639\u0647\u0627 \u0644\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u064a\u0629 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629\u060c \u0648\u064a\u0631\u0649 \u0627\u062a\u062c\u0627\u0647 \u0622\u062e\u0631 \u0623\u0646\u0647 \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0643\u0648\u0646 \u062e\u0636\u0648\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u064a\u0639\u062f \u0623\u0645\u0631\u0627 \u0636\u0631\u0648\u0631\u064a\u0627\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0623\u0646 \u064a\u0631\u0627\u0639\u064a \u0627\u0644\u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629” \u0648\u0623\u0644\u0627 \u064a\u0633\u062a\u0639\u0645\u0644 \u0645\u0646 \u0623\u062f\u0648\u0627\u062a\u0647 \u0625\u0644\u0627 \u0645\u0627 \u0644\u0627 \u064a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639 \u0645\u0628\u0627\u062f\u0626 \u0648\u0623\u0633\u0633 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”[58].<\/span><\/p>\n

\u0640 \u0644\u0627\u0626\u062d\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639:<\/strong><\/p>\n

\u0638\u0647\u064a\u0631 \u0634\u0631\u064a\u0641 \u0631\u0642\u0645 1.05.178 \u0635\u0627\u062f\u0631 \u0641\u064a 15 \u0645\u0646 \u0645\u062d\u0631\u0645 1427 (14 \u0641\u0628\u0631\u0627\u064a\u0631 2006) \u0628\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 34.03 \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0628\u0631\u0629 \u0641\u064a \u062d\u0643\u0645\u0647\u0627\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629\u060c \u0627\u0644\u0639\u062f\u062f 5397\u060c \u0628\u062a\u0627\u0631\u064a\u062e 21 \u0645\u062d\u0631\u0645 1427 (20 \u0641\u0628\u0631\u0627\u064a\u0631 2006).
\n\u0638\u0647\u064a\u0631 \u0634\u0631\u064a\u0641 \u0631\u0642\u0645 1.05.38 \u0635\u0627\u062f\u0631 \u0641\u064a 20 \u0645\u0646 \u0634\u0648\u0627\u0644 1426 (23 \u0646\u0648\u0641\u0645\u0628\u0631 2005) \u0628\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 76.03 \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629\u060c \u0627\u0644\u0639\u062f\u062f 2436\u060c \u0628\u062a\u0627\u0631\u064a\u062e 26 \u0630\u0648 \u0627\u0644\u062d\u062c\u0629 1378 (3 \u064a\u0648\u0644\u064a\u0648\u0632 1959).
\n\u0638\u0647\u064a\u0631 \u0627\u0644\u0634\u0631\u064a\u0641 \u0631\u0642\u0645 1.59.233 \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 23 \u0630\u064a \u0627\u0644\u062d\u062c\u0629 1378 (30 \u064a\u0648\u0646\u064a\u0648 1959) \u064a\u062a\u0639\u0644\u0642 \u0628\u0625\u062d\u062f\u0627\u062b \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0627\u0644\u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0631\u0633\u0645\u064a\u0629\u060c \u0627\u0644\u0639\u062f\u062f 2436\u060c \u0628\u062a\u0627\u0631\u064a\u062e 26 \u0630\u0648 \u0627\u0644\u062d\u062c\u0629 1378 (3 \u064a\u0648\u0644\u064a\u0648\u0632 1959).
\n\u062a\u0648\u0635\u064a\u0629 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0631\u0642\u0645 (33\/\u0648\/2007) \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0628\u062a\u0627\u0631\u064a\u062e 1 \u0634\u062a\u0646\u0628\u0631 2007\u0645\u060c \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u060c \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0627\u0644\u0631\u0628\u0627\u0637.<\/span>
\n\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 (14) \u0644\u0633\u0646\u0629 2000\u0645 \u0628\u0634\u0623\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0635\u0627\u062f\u0631 \u0641\u064a 23 \u0631\u0628\u064a\u0639 \u0623\u0648\u0644 1421\u0647\u0640 (25 \u064a\u0648\u0646\u064a\u0648 2000\u0645)\u060c \u0627\u0644\u0645\u0639\u062f\u0644 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 (21) \u0644\u0633\u0646\u0629 2003\u0645 \u0635\u0627\u062f\u0631 \u0641\u064a 2 \u0645\u062d\u0631\u0645 1424 \u0647\u0640 (5 \u0645\u0627\u0631\u0633 2003)\u060c \u0645\u062c\u0645\u0648\u0639\u0629 \u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0635\u0627\u0631\u0641\u060c \u0646\u0634\u0631 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629\u060c \u0623\u063a\u0633\u0637\u0633 2006\u0645.<\/span>
\n\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 (21) \u0644\u0633\u0646\u0629 1996\u0645 \u0628\u0634\u0623\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0635\u0627\u062f\u0631 \u0641\u064a 14 \u0631\u0628\u064a\u0639 \u0623\u0648\u0644 1417\u0647\u0640 (29 \u064a\u0648\u0644\u064a\u0648 1996\u0645)\u060c \u0627\u0644\u0645\u0639\u062f\u0644 \u0628\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 (16) \u0644\u0633\u0646\u0629 2009 \u0627\u0644\u0635\u0627\u062f\u0631 \u0628\u062a\u0627\u0631\u064a\u062e 10 \u0631\u0628\u064a\u0639 \u0627\u0644\u062b\u0627\u0646\u064a 1430\u0647\u0640 (6 \u0623\u0628\u0631\u064a\u0644 2009)\u060c \u0646\u0634\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c 2009.
\n\u0627\u0644\u0631\u0633\u0627\u0644\u0629 \u0627\u0644\u0633\u0627\u0645\u064a\u0629 \u0644\u0635\u0627\u062d\u0628 \u0627\u0644\u062c\u0644\u0627\u0644\u0629 \u0627\u0644\u0645\u0644\u0643 \u0645\u062d\u0645\u062f \u0627\u0644\u0633\u0627\u062f\u0633 \u0646\u0635\u0631\u0647 \u0627\u0644\u0644\u0647\u060c \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0641\u064a \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u0627\u0639\u062a\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u062b\u0644\u0627\u062b\u0648\u0646 \u0644\u0645\u062c\u0644\u0633 \u0645\u062d\u0627\u0641\u0638\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u062a\u064a \u0639\u0642\u062f\u062a \u0641\u064a \u0645\u062f\u064a\u0646\u0629 \u0645\u0631\u0627\u0643\u0634\u060c 7 \u0634\u0648\u0627\u0644 1429 \u0647\u0640- 7 \u0623\u0643\u062a\u0648\u0628\u0631 2008\u0645.
\n\u0635\u0627\u062f\u0642 \u0623\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0639\u0628\u062f \u0627\u0644\u063a\u0646\u064a: “\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u2013 \u0627\u0644\u0623\u0633\u0633 \u0648\u0622\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0637\u0628\u064a\u0642-“\u060c \u0631\u0633\u0627\u0644\u0629 \u0645\u0627\u062c\u0633\u062a\u064a\u0631\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0642\u0627\u062f\u0633\u064a\u0629\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u060c \u0627\u0644\u0639\u0631\u0627\u0642\u060c \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629 \u0630\u064a \u0627\u0644\u062d\u062c\u0629 1419 \u0647\u0640- \u0622\u0630\u0627\u0631 1999\u0645.
\n\u0644\u0637\u0641 \u0645\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0627\u0644\u0633\u0631\u062d\u064a: “\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629 \u0628\u0645\u0627 \u064a\u062a\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629”\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631\u0627\u0647 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062e\u0631\u0637\u0648\u0645\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u0642\u0633\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u060c \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u060c \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629 \u0631\u062c\u0628 1421\u0647\u0640- \u0623\u0643\u062a\u0648\u0628\u0631 2005\u0645.<\/span>
\n\u0647\u0632\u0627\u0639 \u0623\u062d\u0645\u062f \u0633\u0639\u064a\u062f \u0627\u0644\u062d\u0645\u0627\u062f\u064a: “\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 – \u0641\u064a \u0627\u0644\u062a\u0634\u0631\u064a\u0639\u0627\u062a \u0627\u0644\u064a\u0645\u0646\u064a\u0629\u060c \u0627\u0644\u0623\u0639\u0631\u0627\u0641 \u0627\u0644\u0645\u0648\u062d\u062f\u0629\u060c \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629-“\u060c \u0627\u0644\u062f\u0627\u0631 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0644\u0644\u0625\u0639\u0644\u0627\u0646\u060c \u0635\u0646\u0639\u0627\u0621\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 1429\u0647\u0640- 2008\u0645.
\n\u062c\u0644\u0627\u0644 \u0648\u0641\u0627\u0621 \u0627\u0644\u0628\u062f\u0631\u064a \u0645\u062d\u0645\u062f\u064a\u0646: “\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u2013 \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 \u0644\u0644\u0646\u0638\u0645 \u0641\u064a \u062f\u0648\u0644\u0629 \u0627\u0644\u0643\u0648\u064a\u062a \u0648\u062f\u0648\u0644 \u0623\u062e\u0631\u0649”\u060c \u062f\u0627\u0631 \u0627\u0644\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629\u060c \u0627\u0644\u0625\u0633\u0643\u0646\u062f\u0631\u064a\u0629\u060c 2008\u0645.
\n\u0639\u0627\u0626\u0634\u0629 \u0627\u0644\u0634\u0631\u0642\u0627\u0648\u064a \u0627\u0644\u0645\u0627\u0644\u0642\u064a: “\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 – \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0628\u064a\u0646 \u0627\u0644\u0641\u0642\u0647 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642”\u060c \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062b\u0642\u0627\u0641\u064a \u0627\u0644\u0639\u0631\u0628\u064a\u060c \u0627\u0644\u062f\u0627\u0631 \u0627\u0644\u0628\u064a\u0636\u0627\u0621- \u0628\u064a\u0631\u0648\u062a\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 2000\u0645.
\n\u0623\u062d\u0645\u062f \u0627\u0644\u0646\u062c\u0627\u0631: “\u062d\u0631\u0643\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u2013 \u062d\u0642\u0627\u0626\u0642 \u0627\u0644\u0623\u0635\u0644… \u0648\u0623\u0648\u0647\u0627\u0645 \u0627\u0644\u0635\u0648\u0631\u0629”\u060c \u0627\u0644\u062c\u0645\u0639 \u0627\u0644\u062a\u0635\u0648\u064a\u0631\u064a \u0648\u0627\u0644\u062a\u062c\u0647\u064a\u0632 \u0633\u0628\u0631\u0646\u064a\u062a\u060c \u0627\u0644\u0642\u0627\u0647\u0631\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 1414\u0647\u0640- 1993\u0645.
\n\u0639\u0637\u064a\u0647 \u0627\u0644\u0633\u064a\u062f \u0641\u064a\u0627\u0636: “\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0648\u0623\u062b\u0631\u0647\u0627 \u0641\u064a \u062a\u0639\u0648\u064a\u0642 \u062f\u0648\u0631\u0647\u0627 \u0627\u0644\u062a\u0646\u0645\u0648\u064a”\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u0644\u0645\u0629 \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639\u060c \u0645\u0635\u0631\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 1423 \u0647\u0640- 2002\u0645.
\n\u0631\u064a\u0627\u0636 \u0645\u0646\u0635\u0648\u0631 \u0627\u0644\u062e\u0644\u064a\u0641\u064a- \u0645\u062d\u0645\u062f \u0646\u0648\u0631 \u0639\u0644\u064a \u0639\u0628\u062f \u0627\u0644\u0644\u0647: “\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u2013 \u0627\u0644\u0623\u0633\u0633 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u062f\u0627\u0631 \u0627\u0628\u0646 \u0627\u0644\u062c\u0648\u0632\u064a \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639\u060c \u0627\u0644\u062f\u0645\u0627\u0645\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 1427\u0647\u0640- 2006\u0645.<\/span>
\n\u0623\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0633\u0645\u0627\u0648\u064a: “\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0648\u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0641\u064a \u0627\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629”\u060c \u0648\u0631\u0642\u0629 \u0639\u0645\u0644 \u0642\u062f\u0645\u062a \u0625\u0644\u0649 \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u0627\u0639\u062a\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u0627\u0633\u0639\u0629 \u0648\u0627\u0644\u0639\u0634\u0631\u064a\u0646 \u0644\u0645\u062c\u0644\u0633 \u0645\u062d\u0627\u0641\u0638\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0628\u064a\u0631\u0648\u062a\u060c \u0633\u0628\u062a\u0645\u0628\u0631 2005\u0645\u060c \u0645\u0646\u0634\u0648\u0631\u0629 \u0641\u064a \u0643\u062a\u0627\u0628 \u064a\u062d\u0645\u0644 \u0646\u0641\u0633 \u0639\u0646\u0648\u0627\u0646 \u0648\u0631\u0642\u0629 \u0627\u0644\u0639\u0645\u0644\u060c \u0646\u0634\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a.<\/span>
\n\u0639\u0628\u062f \u0627\u0644\u0644\u0637\u064a\u0641 \u0627\u0644\u062c\u0648\u0627\u0647\u0631\u064a: “\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629”\u060c \u062f\u0631\u0627\u0633\u0629 \u0645\u0642\u062f\u0645\u0629 \u0625\u0644\u0649 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0627\u0644\u062b\u0627\u0645\u0646 \u0648\u0627\u0644\u0639\u0634\u0631\u064a\u0646 \u0644\u0645\u062c\u0644\u0633 \u0645\u062d\u0627\u0641\u0638\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0642\u0627\u0647\u0631\u0629\u060c \u0633\u0628\u062a\u0645\u0628\u0631 2004\u0645\u060c \u0645\u0646\u0634\u0648\u0631\u0629 \u0641\u064a \u0643\u062a\u0627\u0628 \u064a\u062d\u0645\u0644 \u0646\u0641\u0633 \u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u062f\u0631\u0627\u0633\u0629\u060c \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a\u060c \u0623\u0628\u0648 \u0638\u0628\u064a\u060c 2004\u0645.<\/span>
\n\u0645\u062d\u0645\u062f \u0639\u0645\u0631 \u0634\u0627\u0628\u0631\u0627- \u0637\u0627\u0631\u0642 \u0627\u0644\u0644\u0647 \u062e\u0627\u0646: “\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0648\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629”\u060c \u0627\u0644\u0645\u0639\u0647\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0644\u0644\u0628\u062d\u0648\u062b \u0648\u0627\u0644\u062a\u062f\u0631\u064a\u0628 \u0639\u0636\u0648 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0644\u0644\u062a\u0646\u0645\u064a\u0629\u060c \u062c\u062f\u0629\u060c 1421 \u0647\u0640- 2000\u0645.
\n\u0639\u0628\u062f \u0627\u0644\u0631\u0632\u0627\u0642 \u0631\u062d\u064a\u0645 \u062c\u062f\u064a \u0627\u0644\u0647\u064a\u062a\u064a: “\u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0628\u064a\u0646 \u0627\u0644\u0646\u0638\u0631\u064a\u0629 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642”\u060c \u062f\u0627\u0631 \u0623\u0633\u0627\u0645\u0629 \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639\u060c \u0627\u0644\u0623\u0631\u062f\u0646-\u0639\u0645\u0627\u0646\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 1998\u0645.
\n\u0625\u0633\u0645\u0627\u0639\u064a\u0644 \u062d\u0633\u0646: “\u0639\u0644\u0627\u0642\u0629 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0628\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629”\u060c \u0645\u062c\u0644\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u062f\u0628\u064a\u060c \u0627\u0644\u0639\u062f\u062f 46\u060c 1985\u0645.
\n\u0628\u0648\u0644 \u0645\u0631\u0642\u0635: “\u0627\u0644\u0625\u0637\u0627\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0648\u0623\u0648\u062c\u0647 \u0627\u0644\u0634\u0628\u0647 \u0648\u0627\u0644\u062a\u0645\u0627\u064a\u0632 \u0645\u0639 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629”\u060c \u0645\u062c\u0644\u0629 \u0627\u062a\u062d\u0627\u062f \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0639\u062f\u062f \u062e\u0627\u0635\u060c \u0623\u064a\u0644\u0648\u0644\/ \u0633\u062a\u0645\u0628\u0631 2008\u0645.
\n\u0635\u0627\u0644\u062d \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0643\u0627\u0645\u0644: “\u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0648\u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u0631\u0642\u0627\u0628\u064a \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629”\u060c \u0645\u062c\u0644\u0629 \u0627\u0644\u0623\u0647\u0631\u0627\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u060c \u0645\u0635\u0631\u060c \u0627\u0644\u0639\u062f\u062f 25\u060c \u0628\u062a\u0627\u0631\u064a\u062e 28 \u064a\u0648\u0646\u064a\u0648 1990.
\n\u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0644\u062b\u0627\u0644\u062b \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a: \u0643\u0644\u064a\u0629 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u062c\u0627\u0645\u0639\u0629 \u0623\u0645 \u0627\u0644\u0642\u0631\u0649\u060c \u0645\u0643\u0629 \u0627\u0644\u0645\u0643\u0631\u0645\u0629\u060c \u0645\u062d\u0631\u0645 1426 \u0647\u0640 – 31 \u0622\u064a\u0627\u0631 2005\u0645.<\/span>
\n\u0640 \u0641\u0647\u062f \u0627\u0644\u0634\u0631\u064a\u0641: “\u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0631\u0628\u0648\u064a\u0629 – \u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0636\u0648\u0621 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”.
\n\u0640 \u0633\u0639\u064a\u062f \u0628\u0646 \u0633\u0639\u062f \u0627\u0644\u0645\u0631\u0637\u0627\u0646: “\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u064a\u0629 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a- \u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629”.
\n\u062d\u0648\u0627\u0631 \u0645\u0639 \u0639\u0645\u0631 \u0625\u062f\u0631\u064a\u0633 \u0627\u0644\u0643\u062a\u0627\u0646\u064a: “\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u0646\u062a\u0648\u062c\u0627\u062a \u0627\u0644\u0628\u062f\u064a\u0644\u0629 \u0641\u064a \u0625\u0646\u0634\u0627\u0621 \u0628\u0646\u0648\u0643 \u0625\u0633\u0644\u0627\u0645\u064a\u0629”\u060c \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0635\u0628\u0627\u062d \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u0639\u0627\u0634\u0631\u0629\u060c \u0627\u0644\u0639\u062f\u062f 3058\u060c \u0627\u0644\u062b\u0644\u0627\u062b\u0627\u0621 9\/2\/2010\u0645.
\n\u0627\u0644\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u0629 \u0641\u064a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0625\u0634\u0631\u0627\u0641\u064a\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0642\u062a\u0635\u0631 \u0639\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0639\u062f\u0627 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 (\u0627\u0644\u062a\u0643\u0627\u0641\u0644 \u0648\u0635\u0646\u0627\u062f\u064a\u0642 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629)\u060c \u062f\u064a\u0633\u0645\u0628\u0631 2007\u0645.
\n\u0639\u0631\u0636 \u062d\u0648\u0644 \u0627\u0644\u0645\u0642\u0627\u0631\u0628\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0645\u0646 \u0637\u0631\u0641 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0641\u064a\u0645\u0627 \u064a\u062e\u0635 \u0625\u062f\u062e\u0627\u0644 \u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u060c \u0635\u0627\u062f\u0631 \u0639\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c 3\/4\/2008\u0645.<\/span>
\n\u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0635\u0627\u062f\u0631 \u0639\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0644\u0639\u0627\u0645 2008\u0645.
\n\u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0635\u0627\u062f\u0631 \u0639\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0644\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0644\u0639\u0627\u0645 2007\u0645.
\n\u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0635\u0627\u062f\u0631 \u0639\u0646 \u0628\u0646\u0643 \u0627\u0644\u062a\u0636\u0627\u0645\u0646 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0639\u0627\u0645 2008\u0645.
\nRapport annuel le Bank Al \u2013 Maghrib, sur le contr\u00f4le, l\u2019activit\u00e9 et les r\u00e9sultats des \u00e9tablissements de cr\u00e9dit exercice 2007.
\nLettre circulaire n\u00b0 172\/07, \u00ab loncement des produits alternatifs : \u00ab miftah ALKHEIE \u00bb \u00ab Mourbaha \u00bb, MIftah Al Fath \u00ab ijare we lqtinaa \u00bb de nouvelles solutions le financement de biens immobiliers, \u00e9drt\u00e9e par attijeri wafabank dat\u00e9e le 09octobre 2007.<\/p>\n

\u0627\u0644\u0647\u0648\u0627\u0645\u0634<\/strong>
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\n[5]- \u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0641\u064a \u0645\u0633\u0623\u0644\u0629 \u0631\u0628\u0637 \u062a\u0633\u0645\u064a\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0628\u0627\u0644\u0625\u0633\u0644\u0627\u0645 \u0648\u0627\u0644\u062c\u062f\u0644 \u0627\u0644\u062f\u0627\u0626\u0631 \u062d\u0648\u0644\u0647\u0627 \u0627\u0646\u0638\u0631: \u0639\u0627\u0626\u0634\u0629 \u0627\u0644\u0634\u0631\u0642\u0627\u0648\u064a \u0627\u0644\u0645\u0627\u0644\u0642\u064a: “\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 – \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0628\u064a\u0646 \u0627\u0644\u0641\u0642\u0647 \u0648\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u0627\u0644\u062a\u0637\u0628\u064a\u0642”\u060c \u0627\u0644\u0645\u0631\u0643\u0632 \u0627\u0644\u062b\u0642\u0627\u0641\u064a \u0627\u0644\u0639\u0631\u0628\u064a\u060c \u0627\u0644\u062f\u0627\u0631 \u0627\u0644\u0628\u064a\u0636\u0627\u0621- \u0628\u064a\u0631\u0648\u062a\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 2000\u060c \u0635 46 \u0625\u0644\u0649 48.
\n[6]- \u0627\u0644\u0641\u0642\u0631\u0627\u062a (\u0623\u060c \u0628\u060c \u062c\u060c \u062f) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (4)\u060c \u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 (21) \u0644\u0633\u0646\u0629 1996\u0645\u060c \u0628\u0634\u0623\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0635\u0627\u062f\u0631 \u0641\u064a 14 \u0631\u0628\u064a\u0639 \u0623\u0648\u0644 1417\u0647\u0640 (29 \u064a\u0648\u0644\u064a\u0648 1996\u0645)\u060c \u0627\u0644\u0645\u0639\u062f\u0644 \u0628\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 (16) \u0644\u0633\u0646\u0629 2009 \u0627\u0644\u0635\u0627\u062f\u0631 \u0628\u062a\u0627\u0631\u064a\u062e 10 \u0631\u0628\u064a\u0639 \u0627\u0644\u062b\u0627\u0646\u064a 1430\u0647\u0640 (6 \u0623\u0628\u0631\u064a\u0644 2009)\u060c \u0646\u0634\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c 2009\u060c \u0635 2.<\/span>
\n[7]- \u0639\u0631\u0636 \u062d\u0648\u0644 \u0627\u0644\u0645\u0642\u0627\u0631\u0628\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0645\u0646 \u0637\u0631\u0641 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0641\u064a\u0645\u0627 \u064a\u062e\u0635 \u0625\u062f\u062e\u0627\u0644 \u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0641\u064a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u060c \u0635\u0627\u062f\u0631 \u0639\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0628\u062a\u0627\u0631\u064a\u062e 3\/4\/2008\u0645\u060c \u0635 4.
\n[8]- \u0627\u0646\u0638\u0631 \u0627\u0644\u0645\u0648\u0627\u062f \u0645\u0646 (1) \u0625\u0644\u0649 (13)\u060c \u062a\u0648\u0635\u064a\u0629 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0631\u0642\u0645 (33\/\u0648\/2007) \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0628\u062a\u0627\u0631\u064a\u062e 1 \u0634\u062a\u0646\u0628\u0631 2007\u0645\u060c \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u0625\u062c\u0627\u0631\u0629 \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0648\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u060c \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0627\u0644\u0631\u0628\u0627\u0637\u060c \u0635 1\u0625\u0644\u06495.
\n[9]- \u0627\u0644\u0645\u0627\u062f\u0629 (15)\u060c \u0627\u0644\u062a\u0648\u0635\u064a\u0629 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647\u060c \u0645.\u0633\u060c \u0635 6.
\n[10]- \u0627\u0644\u0641\u0642\u0631\u0629 (\u0623) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (5)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 2.
\n[11]- \u0627\u0646\u0638\u0631 \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0635\u0627\u062f\u0631 \u0639\u0646 \u0628\u0646\u0643 \u0627\u0644\u062a\u0636\u0627\u0645\u0646 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0627\u0644\u062f\u0648\u0644\u064a \u0644\u0639\u0627\u0645 2008\u060c \u0635 31\u0625\u0644\u0649 33.
\n[12]- \u062c\u0627\u0621 \u0641\u064a \u0627\u0644\u0641\u0642\u0631\u0629 (\u0623) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (3) \u0645\u0646 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a \u0645\u0627 \u064a\u0644\u064a: “\u062a\u0646\u0634\u0623 \u0645\u0635\u0627\u0631\u0641 \u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u062f\u0627\u062e\u0644 \u0627\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629 \u0628\u0645\u0648\u062c\u0628 \u0623\u062d\u0643\u0627\u0645 \u0647\u0630\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0648\u062a\u0645\u0627\u0631\u0633 \u0623\u0639\u0645\u0627\u0644\u0647\u0627 \u0648\u0641\u0642\u0627 \u0644\u0644\u062f\u0633\u062a\u0648\u0631 \u0648\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629”. \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 1.
\n[13]- \u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0646\u0638\u0631 \u0644\u0637\u0641 \u0645\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0627\u0644\u0633\u0631\u062d\u064a: “\u062a\u0637\u0648\u064a\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629 \u0628\u0645\u0627 \u064a\u062a\u0641\u0642 \u0645\u0639 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629”\u060c \u0631\u0633\u0627\u0644\u0629 \u0644\u0646\u064a\u0644 \u062f\u0631\u062c\u0629 \u0627\u0644\u062f\u0643\u062a\u0648\u0631\u0627\u0647 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u060c \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u062e\u0631\u0637\u0648\u0645\u060c \u0643\u0644\u064a\u0629 \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629\u060c \u0642\u0633\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u060c \u0627\u0644\u0633\u0648\u062f\u0627\u0646\u060c \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u062c\u0627\u0645\u0639\u064a\u0629 \u0631\u062c\u0628 1421\u0647\u0640- \u0623\u0643\u062a\u0648\u0628\u0631 2005\u0645\u060c \u0635 93 \u0625\u0644\u0649 99.
\n[14]- \u0627\u0646\u0638\u0631 \u0639\u0627\u0626\u0634\u0629 \u0627\u0644\u0634\u0631\u0642\u0627\u0648\u064a \u0627\u0644\u0645\u0627\u0644\u0642\u064a: “\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629…”\u060c \u0645.\u0633\u060c \u0635 55.
\n[15]- \u062d\u0648\u0627\u0631 \u0645\u0639 \u0639\u0645\u0631 \u0625\u062f\u0631\u064a\u0633 \u0627\u0644\u0643\u062a\u0627\u0646\u064a: “\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0645\u0646\u062a\u0648\u062c\u0627\u062a \u0627\u0644\u0628\u062f\u064a\u0644\u0629 \u0641\u064a \u0625\u0646\u0634\u0627\u0621 \u0628\u0646\u0648\u0643 \u0625\u0633\u0644\u0627\u0645\u064a\u0629”\u060c \u062d\u0648\u0627\u0631 \u062c\u0631\u064a\u062f\u0629 \u0627\u0644\u0635\u0628\u0627\u062d \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0633\u0646\u0629 \u0627\u0644\u0639\u0627\u0634\u0631\u0629\u060c \u0627\u0644\u0639\u062f\u062f 3058\u060c \u0627\u0644\u062b\u0644\u0627\u062b\u0627\u0621 9\/2\/2010\u060c \u0635 6.
\n[16]- \u0627\u0644\u0645\u0642\u0627\u0631\u0628\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0645\u0646 \u0637\u0631\u0641 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0641\u064a\u0645\u0627 \u064a\u062e\u0635 \u0625\u062f\u062e\u0627\u0644 \u0645\u0646\u062a\u062c\u0627\u062a …\u060c \u0645.\u0633\u060c \u0635 9.
\n[17]- \u0648\u0642\u0627\u0645 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0643\u0630\u0644\u0643 \u0628\u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0645\u0639 \u0627\u0644\u0645\u062c\u0645\u0648\u0639\u0629 \u0627\u0644\u0645\u0647\u0646\u064a\u0629 \u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0628\u0635\u064a\u0627\u063a\u0629 \u062f\u0644\u064a\u0644 \u064a\u0647\u0645 \u0643\u064a\u0641\u064a\u0629 \u0639\u0631\u0636 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0645\u0646 \u0637\u0631\u0641 \u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0644\u0644\u0639\u0645\u0648\u0645\u060c \u0648\u062a\u0645 \u0643\u0630\u0644\u0643 \u0635\u064a\u0627\u063a\u0629 \u0639\u0642\u0648\u062f \u0646\u0645\u0648\u0630\u062c\u064a\u0629 \u0628\u0627\u0644\u0644\u063a\u062a\u064a\u0646 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0648\u0627\u0644\u0641\u0631\u0646\u0633\u064a\u0629 \u062a\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0639\u0644\u0649 \u0636\u0648\u0621 \u0627\u0644\u0642\u0648\u0627\u0639\u062f \u0627\u0644\u062a\u064a \u0648\u0636\u0639\u062a\u0647\u0627 \u0647\u064a\u0626\u0629 \u0627\u0644\u0645\u0631\u0627\u062c\u0639\u0629 \u0648\u0627\u0644\u0645\u062d\u0627\u0633\u0628\u0629 \u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629\u060c \u0646\u0641\u0633 \u0627\u0644\u0645\u0631\u062c\u0639 \u0623\u0639\u0644\u0627\u0647\u060c \u0635 11.
\n\u0648\u0627\u0644\u0645\u0644\u0627\u062d\u0638 \u0641\u064a \u0647\u0630\u0627 \u0627\u0644\u0635\u062f\u062f \u0639\u062f\u0645 \u062a\u0633\u0645\u064a\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0628\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0623\u0648 \u0625\u0636\u0641\u0627\u0621 \u0623\u064a \u0639\u0628\u0627\u0631\u0629 \u0623\u062e\u0631\u0649 \u0643\u0627\u0644\u0628\u062f\u064a\u0644\u0629\u060c \u0648\u0646\u0639\u062a\u0642\u062f \u0623\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0623\u0635\u0627\u0628 \u0641\u064a \u0630\u0644\u0643 \u0646\u0638\u0631\u0627 \u0644\u0644\u0623\u0633\u0628\u0627\u0628 \u0627\u0644\u0633\u0627\u0644\u0641 \u0630\u0643\u0631\u0647\u0627 \u0641\u064a \u0645\u0648\u0636\u0648\u0639 \u0627\u0644\u062a\u0633\u0645\u064a\u0629 \u0648\u0631\u0628\u0637\u0647\u0627 \u0628\u0627\u0644\u0625\u0633\u0644\u0627\u0645. \u0623\u0645\u0627 \u0645\u0635\u0637\u0644\u062d \u0627\u0644\u0628\u062f\u064a\u0644\u0629 \u0641\u0647\u0648 \u063a\u064a\u0631 \u0633\u0644\u064a\u0645 \u0644\u0623\u0646\u0647 \u0633\u064a\u0639\u0646\u064a \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u062c\u0627\u0621\u062a \u0628\u062f\u064a\u0644\u0629 \u0644\u0644\u0645\u0646\u062a\u0648\u062c\u0627\u062a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0628\u0633\u0628\u0628 \u0636\u0639\u0641\u0647\u0627 \u0623\u0648 \u0641\u0634\u0644\u0647\u0627 \u0648\u0647\u0630\u0627 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u0641\u0625\u0646\u0646\u0627 \u0646\u0642\u062a\u0631\u062d \u062a\u0633\u0645\u064a\u062a\u0647\u0627 \u0628\u0627\u0644\u062c\u062f\u064a\u062f\u0629. \u0627\u0646\u0638\u0631 \u0635 (3).
\n[18]- Lettre circulaire n\u00b0 172\/07, \u00ab lancement des produits alternatifs : Miftah ALKHEIR \u00ab Mourbaha \u00bb, Miftah AL FATH \u00ab Ijara wa lqtinaa \u00bb, de nouvelles solutions de financement de biens immobiliers, \u00e9dit\u00e9e par attijari Wafabank dat\u00e9e le 09 octobre 2007, p. 1-8. Voir aussi: Rapport annuel de Attijari Wafabank, Exercice 2007, p. 41.
\n[19]- \u0627\u0646\u0638\u0631 \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0635\u0627\u062f\u0631 \u0639\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u064a \u0644\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0644\u0639\u0627\u0645 2007\u0645\u060c \u0635 41.
\n[20]- \u0627\u0644\u0641\u0642\u0631\u0629 (\u062c) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (6)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 3.
\n[21]- \u0627\u0646\u0638\u0631 \u0627\u0644\u0645\u0642\u0627\u0631\u0628\u0629 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0645\u0646 \u0637\u0631\u0641 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0641\u064a\u0645\u0627 \u064a\u062e\u0635 \u0625\u062f\u062e\u0627\u0644 \u0645\u0646\u062a\u062c\u0627\u062a…\u060c \u0645.\u0633\u060c \u0635 9 \u0625\u0644\u064911.
\n[22]- \u0627\u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629 \u063a\u064a\u0631 \u0645\u0639\u0646\u064a\u0629 \u0628\u0630\u0644\u0643 \u062d\u064a\u062b \u0623\u0644\u0632\u0645 \u0627\u0644\u0645\u0634\u0631\u0639 \u0627\u0644\u0628\u0646\u0643\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0625\u0646\u0634\u0627\u0621 \u0647\u064a\u0626\u0629 \u0631\u0642\u0627\u0628\u0629 \u0634\u0631\u0639\u064a\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0641\u0631\u0648\u0639 \u0643\u0645\u0627 \u0631\u0623\u064a\u0646\u0627 \u0630\u0644\u0643 \u0623\u0639\u0644\u0627\u0647.
\n[23]- \u0627\u0646\u0638\u0631 \u0643\u0644\u0627 \u0645\u0646: \u0623\u062d\u0645\u062f \u0627\u0644\u0646\u062c\u0627\u0631: “\u062d\u0631\u0643\u0629 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u062d\u0642\u0627\u0626\u0642 \u0627\u0644\u0623\u0635\u0644… \u0648\u0623\u0648\u0647\u0627\u0645 \u0627\u0644\u0635\u0648\u0631\u0629”\u060c \u0627\u0644\u062c\u0645\u0639 \u0627\u0644\u062a\u0635\u0648\u064a\u0631\u064a \u0648\u0627\u0644\u062a\u062c\u0647\u064a\u0632 \u0633\u0628\u0631\u0646\u064a\u062a\u060c \u0627\u0644\u0642\u0627\u0647\u0631\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 1414\u0647\u0640- 1993\u0645\u060c \u0635 370. \u0639\u0637\u064a\u0629 \u0627\u0644\u0633\u064a\u062f \u0641\u064a\u0627\u0636: “\u0627\u0644\u062a\u062d\u062f\u064a\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0648\u0623\u062b\u0631\u0647\u0627 \u0641\u064a \u062a\u0639\u0648\u064a\u0642 \u062f\u0648\u0631\u0647\u0627 \u0627\u0644\u062a\u0646\u0645\u0648\u064a”\u060c \u062f\u0627\u0631 \u0627\u0644\u0643\u0644\u0645\u0629 \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639\u060c \u0645\u0635\u0631\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 1423\u0647\u0640- 2002\u0645\u060c \u0635 43\u060c 44. \u0631\u064a\u0627\u0636 \u0645\u0646\u0635\u0648\u0631 \u0627\u0644\u062e\u0644\u064a\u0641\u064a- \u0645\u062d\u0645\u062f \u0646\u0648\u0631 \u0639\u0644\u064a \u0639\u0628\u062f \u0627\u0644\u0644\u0647: “\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u2013 \u0627\u0644\u0623\u0633\u0633 \u0627\u0644\u0634\u0631\u0639\u064a\u0629 \u0648\u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u060c \u062f\u0627\u0631 \u0627\u0628\u0646 \u0627\u0644\u062c\u0648\u0632\u064a \u0644\u0644\u0646\u0634\u0631 \u0648\u0627\u0644\u062a\u0648\u0632\u064a\u0639\u060c \u0627\u0644\u062f\u0645\u0627\u0645\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 1427\u0647\u0640- 2006\u0645\u060c \u0635 46\u060c 47. \u0641\u0647\u062f \u0627\u0644\u0634\u0631\u064a\u0641: “\u0627\u0644\u0641\u0631\u0648\u0639 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0631\u0628\u0648\u064a\u0629 – \u062f\u0631\u0627\u0633\u0629 \u0641\u064a \u0636\u0648\u0621 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”\u060c \u0628\u062d\u062b \u0645\u0642\u062f\u0645 \u0625\u0644\u0649 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0644\u062b\u0627\u0644\u062b \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u0630\u064a \u0639\u0642\u062f \u0628\u062c\u0627\u0645\u0639\u0629 \u0623\u0645 \u0627\u0644\u0642\u0631\u0649\u060c \u0645\u0643\u0629 \u0627\u0644\u0645\u0643\u0631\u0645\u0629\u060c 1426\u0647\u0640- 2005\u0645\u060c \u0635 22-23. \u0633\u0639\u064a\u062f \u0628\u0646 \u0633\u0639\u062f \u0627\u0644\u0645\u0631\u0637\u0627\u0646: “\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u064a\u0629 \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a- \u0627\u0644\u0646\u0648\u0627\u0641\u0630 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629”\u060c \u0628\u062d\u062b \u0645\u0642\u062f\u0645 \u0625\u0644\u0649 \u0627\u0644\u0645\u0624\u062a\u0645\u0631 \u0627\u0644\u0639\u0627\u0644\u0645\u064a \u0627\u0644\u062b\u0627\u0644\u062b \u0644\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u060c \u0627\u0644\u0630\u064a \u0639\u0642\u062f \u0628\u062c\u0627\u0645\u0639\u0629 \u0623\u0645 \u0627\u0644\u0642\u0631\u0649\u060c \u0645\u0643\u0629 \u0627\u0644\u0645\u0643\u0631\u0645\u0629\u060c 1426\u0647\u0640- 2005\u0645\u060c \u0635 16.
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\n[25]- \u0627\u0646\u0638\u0631 \u0643\u0644\u0627 \u0645\u0646: \u0623\u062d\u0645\u062f \u0627\u0644\u0646\u062c\u0627\u0631\u060c \u0645.\u0633\u060c \u0635 370. \u0641\u0647\u062f \u0627\u0644\u0634\u0631\u064a\u0641\u060c \u0645.\u0633\u060c \u0635 21\u060c 22. \u0633\u0639\u064a\u062f \u0628\u0646 \u0633\u0639\u062f \u0627\u0644\u0645\u0631\u0637\u0627\u0646\u060c \u0645.\u0633\u060c \u0635 15\u060c 16.
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\n[30]- \u062c\u0627\u0621 \u0641\u064a \u0627\u0644\u0645\u0628\u062f\u0625 (60) \u0645\u0646 \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629 \u0641\u064a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0625\u0634\u0631\u0627\u0641\u064a\u0629… \u0645\u0627 \u064a\u0644\u064a: “\u0639\u0646\u062f \u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0639\u0644\u0649 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0646\u0627\u0641\u0630\u0629\u060c \u064a\u062c\u0628 \u0639\u0644\u0649 \u0627\u0644\u0633\u0644\u0637\u0629 \u0627\u0644\u0625\u0634\u0631\u0627\u0641\u064a\u0629 \u0623\u0646 \u062a\u0623\u062e\u0630 \u0641\u064a \u0627\u0644\u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0644\u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0644\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0648\u0645\u0628\u0627\u062f\u0626\u0647\u0627 \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u062d\u0642\u064a\u0642\u0629 \u0623\u0646\u0647\u0627 \u062c\u0632\u0621 \u0645\u0646 \u0645\u0624\u0633\u0633\u0629 \u062a\u0642\u0644\u064a\u062f\u064a\u0629. \u0648\u0647\u0630\u0627 \u0635\u062d\u064a\u062d \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0643\u0641\u0627\u064a\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644\u060c \u0648\u0636\u0648\u0627\u0628\u0637 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0627\u0644\u0625\u0641\u0635\u0627\u062d. \u0648\u064a\u062c\u0628 \u0623\u0646 \u062a\u062a\u0645 \u0645\u0639\u0627\u0645\u0644\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0646\u0627\u0641\u0630\u0629 \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0645 \u0627\u0644\u0623\u0648\u0644 \u0628\u0634\u0643\u0644 \u0645\u0646\u0641\u0635\u0644 \u0643\u0641\u0631\u0639 \u0644\u0644\u0643\u064a\u0627\u0646 \u0627\u0644\u0630\u064a \u062a\u0634\u0643\u0644 \u062c\u0632\u0621\u0627 \u0645\u0646\u0647\u060c \u062b\u0645 \u062a\u062a\u0645 \u0645\u0639\u0627\u0645\u0644\u0629 \u0627\u0644\u0623\u062e\u064a\u0631 “\u0627\u0644\u0643\u064a\u0627\u0646” \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0645\u0648\u062d\u062f”\u060c \u0645.\u0633\u060c \u0635 22\u060c 23.
\n[31]- \u0627\u0644\u0645\u0627\u062f\u0629 (3)\u060c \u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 (14) \u0644\u0633\u0646\u0629 2000\u0645 \u0628\u0634\u0623\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0635\u0627\u062f\u0631 \u0641\u064a 23 \u0631\u0628\u064a\u0639 \u0623\u0648\u0644 1421\u0647\u0640 (25 \u064a\u0648\u0646\u064a\u0648 2000\u0645)\u060c \u0627\u0644\u0645\u0639\u062f\u0644 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 (21) \u0644\u0633\u0646\u0629 2003\u0645 \u0635\u0627\u062f\u0631 \u0641\u064a 2 \u0645\u062d\u0631\u0645 1424 \u0647\u0640 (5 \u0645\u0627\u0631\u0633 2003)\u060c \u0645\u062c\u0645\u0648\u0639\u0629 \u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0635\u0627\u0631\u0641\u060c \u0646\u0634\u0631 \u0648\u0632\u0627\u0631\u0629 \u0627\u0644\u0634\u0624\u0648\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629\u060c \u0623\u063a\u0633\u0637\u0633 2006\u0645\u060c \u0635 3.
\n[32]- \u0627\u0644\u0645\u0627\u062f\u0629 (1)\u060c \u0638\u0647\u064a\u0631 \u0634\u0631\u064a\u0641 \u0631\u0642\u0645 1.05.38 \u0635\u0627\u062f\u0631 \u0641\u064a 20 \u0645\u0646 \u0634\u0648\u0627\u0644 1426 (23 \u0646\u0648\u0641\u0645\u0628\u0631 2005) \u0628\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 76.03 \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u062c.\u0631 \u0639\u062f\u062f 5397\u060c \u0628\u062a\u0627\u0631\u064a\u062e 21 \u0645\u062d\u0631\u0645 1427 (20 \u0641\u0628\u0631\u0627\u064a\u0631 2006)\u060c \u0635 427.
\n[33]- \u062d\u064a\u062b \u0643\u0631\u0633 \u0647\u0630\u0627\u0646 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u0627\u0646 \u0627\u0633\u062a\u0642\u0644\u0627\u0644\u064a\u0629 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628.
\n[34]- \u0648\u0630\u0644\u0643 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0638\u0647\u064a\u0631 \u0627\u0644\u0634\u0631\u064a\u0641 \u0631\u0642\u0645 1.59.233 \u0627\u0644\u0645\u0624\u0631\u062e \u0641\u064a 23 \u0630\u064a \u0627\u0644\u062d\u062c\u0629 1378 (30 \u064a\u0648\u0646\u064a\u0648 1959) \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0625\u062d\u062f\u0627\u062b \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u062c.\u0631 \u0639\u062f\u062f 2436\u060c \u0628\u062a\u0627\u0631\u064a\u062e 26 \u0630\u0648 \u0627\u0644\u062d\u062c\u0629 1378 (3 \u064a\u0648\u0644\u064a\u0648\u0632 1959)\u060c \u0635 2038-2046.
\n[35]- \u0644\u0637\u0641 \u0645\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0644\u0647 \u0627\u0644\u0633\u0631\u062d\u064a\u060c \u0645.\u0633\u060c \u0635 54\u060c 55.
\n[36]- \u0627\u0644\u0641\u0642\u0631\u0629 (1) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (5)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 4. \u0623\u062d\u0645\u062f \u0639\u0628\u062f \u0627\u0644\u0631\u062d\u0645\u0646 \u0627\u0644\u0633\u0645\u0627\u0648\u064a: “\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0648\u0625\u0635\u0644\u0627\u062d \u0627\u0644\u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0641\u064a \u0627\u0644\u062c\u0645\u0647\u0648\u0631\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u0629”\u060c \u0648\u0631\u0642\u0629 \u0639\u0645\u0644 \u0645\u0642\u062f\u0645\u0629 \u0625\u0644\u0649 \u0627\u062c\u062a\u0645\u0627\u0639 \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u0627\u0639\u062a\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u062a\u0627\u0633\u0639\u0629 \u0648\u0627\u0644\u0639\u0634\u0631\u064a\u0646 \u0644\u0645\u062c\u0644\u0633 \u0645\u062d\u0627\u0641\u0638\u064a \u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0630\u064a \u0639\u0642\u062f \u0641\u064a \u0628\u064a\u0631\u0648\u062a\u060c \u0633\u0628\u062a\u0645\u0628\u0631 2005\u0645\u060c \u0648\u062a\u0645 \u0646\u0634\u0631\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a \u0641\u064a \u0643\u062a\u0627\u0628 \u064a\u062d\u0645\u0644 \u0646\u0641\u0633 \u0639\u0646\u0648\u0627\u0646 \u0648\u0631\u0642\u0629 \u0627\u0644\u0639\u0645\u0644\u060c \u0635\u0646\u0639\u0627\u0621\u060c \u0627\u0644\u0637\u0628\u0639\u0629 \u0627\u0644\u0623\u0648\u0644\u0649 \u0641\u0628\u0631\u0627\u064a\u0631 2008\u0645\u060c \u0635 15 \u0625\u0644\u0649 16.
\n[37]- \u0627\u0644\u0641\u0642\u0631\u0629 (1) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (6)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 427. \u0639\u0628\u062f \u0627\u0644\u0644\u0637\u064a\u0641 \u0627\u0644\u062c\u0648\u0627\u0647\u0631\u064a: “\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0645\u063a\u0631\u0628\u064a\u0629”\u060c \u062f\u0631\u0627\u0633\u0629 \u0642\u062f\u0645\u062a \u0625\u0644\u0649 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u062b\u0627\u0645\u0646 \u0648\u0627\u0644\u0639\u0634\u0631\u064a\u0646 \u0644\u0645\u062c\u0644\u0633 \u0645\u062d\u0627\u0641\u0638\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u0630\u064a \u0639\u0642\u062f \u0641\u064a \u0627\u0644\u0642\u0627\u0647\u0631\u0629\u060c \u0633\u0628\u062a\u0645\u0628\u0631 2004\u060c \u0648\u062a\u0645 \u0646\u0634\u0631\u0647 \u0645\u0646 \u0642\u0628\u0644 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a \u0641\u064a \u0643\u062a\u0627\u0628 \u064a\u062d\u0645\u0644 \u0646\u0641\u0633 \u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u062f\u0631\u0627\u0633\u0629\u060c \u0623\u0628\u0648 \u0638\u0628\u064a\u060c 2004\u060c \u0635 28.
\n[38]- \u0648\u0644\u0642\u062f \u062c\u0627\u0621 \u0641\u064a \u0627\u0644\u0641\u0642\u0631\u0629 (3) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (6) \u0645\u0646 \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0645\u0627 \u064a\u0644\u064a “\u062f\u0648\u0646 \u0627\u0644\u0625\u062e\u0644\u0627\u0644 \u0628\u0647\u062f\u0641 \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0645\u062d\u062f\u062f \u0645\u0639 \u0627\u0644\u0648\u0632\u064a\u0631 \u0627\u0644\u0645\u0643\u0644\u0641 \u0628\u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u064a\u0642\u0648\u0645 \u0627\u0644\u0628\u0646\u0643 \u0628\u0645\u0647\u0645\u062a\u0647 \u0641\u064a \u0625\u0637\u0627\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u062d\u0643\u0648\u0645\u0629”\u060c \u0645.\u0633\u060c \u0635 427.
\n[39]- \u0627\u0644\u0641\u0642\u0631\u062a\u064a\u0646 (1\u060c 2) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (8)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 428. \u0627\u0644\u0628\u0646\u062f (\u0628) \u0645\u0646 \u0627\u0644\u0641\u0642\u0631\u0629 (2) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (5)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 4.
\n[40]- \u0627\u0644\u0645\u0627\u062f\u0629 (23)\u060c (24)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 429. \u0627\u0644\u0628\u0646\u062f (\u0632) \u0645\u0646 \u0627\u0644\u0641\u0642\u0631\u0629 (1) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (31)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 16.
\n[41]- \u0627\u0644\u0645\u0627\u062f\u0629 (5)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 427. \u0627\u0644\u0641\u0642\u0631\u0629 (7) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (13)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 11.
\n[42]- \u0627\u0644\u0645\u0627\u062f\u0629 (1)\u060c \u0627\u0644\u0641\u0642\u0631\u0629 (1) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (12)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 428. \u0627\u0644\u0628\u0646\u062f (\u0648) \u0645\u0646 \u0627\u0644\u0641\u0642\u0631\u0629 (2) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (5)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 4.
\n[43]- \u0627\u0644\u0645\u0627\u062f\u0629 (10)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 428. \u0627\u0644\u0628\u0646\u062f (\u0647\u0640) \u0645\u0646 \u0627\u0644\u0641\u0642\u0631\u0629 (2) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (5)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 4.
\n[44]- \u0627\u0644\u0645\u0627\u062f\u0629 (9)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 428. \u0627\u0644\u0628\u0646\u062f (\u062c) \u0645\u0646 \u0627\u0644\u0641\u0642\u0631\u0629 (2) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (5)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 4\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643 \u0646\u0635 \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0641\u064a \u0627\u0644\u0641\u0642\u0631\u0629 (1) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (7) \u0639\u0644\u0649 \u0623\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 “\u064a\u0633\u0647\u0631 \u0639\u0644\u0649 \u062d\u0633\u0646 \u0633\u064a\u0631 \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0648\u064a\u062a\u0648\u0644\u0649 \u0645\u0631\u0627\u0642\u0628\u062a\u0647\u0627”\u060c \u0645.\u0633\u060c \u0635 428.
\n[45]- \u062a\u062c\u062f\u0631 \u0627\u0644\u0625\u0634\u0627\u0631\u0629 \u0625\u0644\u0649 \u0623\u0646 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0646\u0627\u0634\u064a\u0631 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0639\u0646 \u0648\u0627\u0644\u064a \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u062a\u0639\u0631\u0636 \u0639\u0644\u0649 \u0627\u0644\u0648\u0632\u064a\u0631 \u0627\u0644\u0645\u0643\u0644\u0641 \u0628\u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0639\u0644\u064a\u0647\u0627. \u0627\u0646\u0638\u0631 \u0627\u0644\u0645\u0627\u062f\u0629 (17)\u060c \u0638\u0647\u064a\u0631 \u0634\u0631\u064a\u0641 \u0631\u0642\u0645 1.05.178 \u0635\u0627\u062f\u0631 \u0641\u064a 15 \u0645\u0646 \u0645\u062d\u0631\u0645 1427 (14 \u0641\u0628\u0631\u0627\u064a\u0631 2006) \u0628\u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 34.03 \u0627\u0644\u0645\u062a\u0639\u0644\u0642 \u0628\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0628\u0631\u0629 \u0641\u064a \u062d\u0643\u0645\u0647\u0627\u060c \u062c.\u0631 \u0639\u062f\u062f 5397\u060c \u0628\u062a\u0627\u0631\u064a\u062e 21 \u0645\u062d\u0631\u0645 1427 (20 \u0641\u0628\u0631\u0627\u064a\u0631 2006)\u060c \u0635 438.
\n[46]- \u0633\u0648\u0627\u0621 \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0642\u0628\u0644 \u0623\u0648 \u0628\u0639\u062f \u062e\u0631\u0648\u062c \u0642.\u0645.\u0627 \u0631\u0642\u0645 03-34 \u062d\u064a\u0632 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u060c \u0648\u0645\u0627 \u064a\u0647\u0645\u0646\u0627 \u0647\u0646\u0627 \u0647\u0648 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0635\u0627\u062f\u0631\u0629 \u0642\u0628\u0644 \u062e\u0631\u0648\u062c \u0642.\u0645.\u0627 \u0627\u0644\u062c\u062f\u064a\u062f \u0648\u0627\u0644\u062a\u064a \u062a\u0638\u0644 \u0633\u0627\u0631\u064a\u0629 \u0627\u0644\u0645\u0641\u0639\u0648\u0644 \u0641\u064a\u0645\u0627 \u064a\u062e\u0635 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u063a\u064a\u0631 \u0627\u0644\u0645\u062e\u0627\u0644\u0641\u0629 \u0644\u0623\u062d\u0643\u0627\u0645 \u0642.\u0645.\u0627 \u0644\u0639\u0627\u0645 2006 \u0625\u0644\u0649 \u062d\u064a\u0646 \u062a\u0639\u0648\u064a\u0636\u0647\u0627 \u0648\u0641\u0642\u0627 \u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u060c \u0648\u062a\u0639\u0648\u0636 \u0627\u0644\u0625\u062d\u0627\u0644\u0627\u062a \u0625\u0644\u0649 \u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0638\u0647\u064a\u0631 \u0627\u0644\u0645\u0639\u062a\u0628\u0631 \u0628\u0645\u062b\u0627\u0628\u0629 \u0642\u0627\u0646\u0648\u0646 \u0631\u0642\u0645 147-93-1 (\u0623\u064a \u0642.\u0645.\u0627 \u0644\u0639\u0627\u0645 1993 \u0627\u0644\u0633\u0627\u0628\u0642) \u0628\u0627\u0644\u0625\u062d\u0627\u0644\u0627\u062a \u0625\u0644\u0649 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0645\u0637\u0627\u0628\u0642\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629 \u0641\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u062c\u062f\u064a\u062f. \u0627\u0646\u0638\u0631 \u0627\u0644\u0641\u0642\u0631\u0629 (4)\u060c (5) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (149)\u060c \u0642.\u0645.\u0627\u060c \u0645.\u0633\u060c \u0635 452.
\n[47]- \u0627\u0646\u0638\u0631 \u0627\u0644\u0645\u0627\u062f\u0629 (6)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 427. \u0627\u0646\u0638\u0631 \u0623\u064a\u0636\u0627 \u0627\u0644\u0628\u0646\u062f (\u0623) \u0645\u0646 \u0627\u0644\u0641\u0642\u0631\u0629 (2) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (5)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 4.
\n[48]- \u0627\u0646\u0638\u0631 \u0627\u0644\u0645\u0648\u0627\u062f \u0645\u0646 (25) \u0625\u0644\u0649 (27)\u060c \u0642\u0627\u0646\u0648\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628\u060c \u0645.\u0633\u060c \u0635 429\u060c 430. \u0627\u0646\u0638\u0631 \u0623\u064a\u0636\u0627 \u0627\u0644\u0641\u0642\u0631\u0629 (3)\u060c (4)\u060c (9) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (13)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 10\u060c 11.
\n[49]- \u0627\u0644\u0631\u0633\u0627\u0644\u0629 \u0627\u0644\u0633\u0627\u0645\u064a\u0629 \u0644\u0635\u0627\u062d\u0628 \u0627\u0644\u062c\u0644\u0627\u0644\u0629 \u0627\u0644\u0645\u0644\u0643 \u0645\u062d\u0645\u062f \u0627\u0644\u0633\u0627\u062f\u0633 \u0646\u0635\u0631\u0647 \u0627\u0644\u0644\u0647\u060c \u0627\u0644\u0645\u0648\u062c\u0647\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0641\u064a \u0627\u0644\u062f\u0648\u0631\u0629 \u0627\u0644\u0627\u0639\u062a\u064a\u0627\u062f\u064a\u0629 \u0627\u0644\u0633\u0646\u0648\u064a\u0629 \u0627\u0644\u062b\u0627\u0646\u064a\u0629 \u0648\u0627\u0644\u062b\u0644\u0627\u062b\u0648\u0646 \u0644\u0645\u062c\u0644\u0633 \u0645\u062d\u0627\u0641\u0638\u064a \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0645\u0631\u0643\u0632\u064a\u0629 \u0648\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0639\u0631\u0628\u064a\u0629\u060c \u0627\u0644\u062a\u064a \u0639\u0642\u062f\u062a \u0641\u064a \u0645\u062f\u064a\u0646\u0629 \u0645\u0631\u0627\u0643\u0634\u060c 7 \u0634\u0648\u0627\u0644 1429 \u0647\u0640- 7 \u0623\u0643\u062a\u0648\u0628\u0631 2008\u0645\u060c \u06353\u060c2.
\n[50]- Rapport annuel du Bank Al- Maghrib sur le contr\u00f4le de l\u2019activit\u00e9 et les r\u00e9sultats des \u00e9tablissements de cr\u00e9dit, exercice 2007, p. 16.
\n[51]- \u0627\u0644\u062a\u0646\u0638\u064a\u0645 \u0627\u0644\u062f\u0627\u062e\u0644\u064a \u0644\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u063a\u064a\u0631 \u0645\u0646\u0634\u0648\u0631\u060c \u0635 1 \u0625\u0644\u0649 18.
\n[52]- \u0627\u0644\u062a\u0642\u0631\u064a\u0631 \u0627\u0644\u0633\u0646\u0648\u064a \u0627\u0644\u0635\u0627\u062f\u0631 \u0639\u0646 \u0628\u0646\u0643 \u0627\u0644\u0645\u063a\u0631\u0628 \u0644\u0639\u0627\u0645 2008\u0645\u060c \u0635 171.
\n[53]- \u0627\u0644\u0645\u0627\u062f\u0629 (10)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 4.
\n[54]- \u0627\u0644\u0641\u0642\u0631\u0629 (1) \u0645\u0646 \u0627\u0644\u0645\u0627\u062f\u0629 (120)\u060c \u0642.\u0645.\u0627\u060c \u0645.\u0633\u060c \u0635 450.
\n[55]- \u0648\u0646\u0633\u062a\u0642\u064a \u0647\u0630\u0627 \u0627\u0644\u062d\u0643\u0645 \u0645\u0628\u062f\u0626\u064a\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u062e\u062a\u0635\u0627\u0635\u0627\u062a \u0627\u0644\u062a\u064a \u0623\u0639\u0637\u064a\u062a \u0644\u0643\u0644\u0627 \u0627\u0644\u0628\u0646\u0643\u064a\u0646\u060c \u0648\u062e\u0627\u0635\u0629 \u0648\u0638\u064a\u0641\u0629 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0648\u0627\u0644\u0625\u0634\u0631\u0627\u0641 \u0639\u0644\u0649 \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u0646\u0643\u064a \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0633\u0648\u0627\u0621 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0623\u0648 \u0627\u0644\u062c\u062f\u064a\u062f “\u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a”\u060c \u0627\u0646\u0638\u0631 \u0635 13\u060c 14.
\n[56]- \u0627\u0646\u0638\u0631 \u0627\u0644\u0645\u0627\u062f\u0629 (27)\u060c \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629 \u0627\u0644\u064a\u0645\u0646\u064a\u060c \u0645.\u0633\u060c \u0635 6.
\n[57]- \u0627\u0644\u0645\u0627\u062f\u0629 (63)\u060c \u0642.\u0645.\u0627\u060c \u0645.\u0633\u060c \u0635 444.
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